Home > The Watsontown National Bank > Income and Expense
The Watsontown National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 8,925 |
| Total interest expense | $1,411,000 | 8,811 |
| Net interest income | $1,617,000 | 8,907 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $986,000 | 10,039 |
| Salaries and employee benefits | $495,000 | 9,829 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $384,000 | 9,770 |
| Pre-tax net operating income | $710,000 | 7,043 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $183,000 | 7,908 |
| Income before extraordinary items | $530,000 | 7,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $530,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $361,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,780 | 6,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.