Home > The Watsontown National Bank > Assets and Liabilities
The Watsontown National Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $38,515,000 | 9,196 |
| Cash and due from depository institutions | $1,040,000 | 9,428 |
| Interest-bearing balances | $5,000 | 7,948 |
| Securities | $11,849,000 | 8,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $25,056,000 | 7,893 |
| Loan loss allowance | $228,000 | 9,982 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $218,000 | 11,387 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $352,000 | 11,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,515,000 | 9,196 |
| Total liabilities | $33,844,000 | 9,352 |
| Total deposits | $31,226,000 | 9,612 |
| Interest-bearing deposits | $28,983,000 | 9,216 |
| Deposits held in domestic offices | $31,226,000 | 9,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $446,000 | 3,082 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $172,000 | 10,666 |
| Total equity capital | $4,671,000 | 7,428 |
| Total bank equity capital | $4,671,000 | 7,428 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $700,000 | 9,602 |
| Undivided profits | $3,671,000 | 5,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 6,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $125,000 | 10,772 |
| Earning assets | $36,910,000 | 8,920 |
| Long-term assets (5+ years) | $8,180,000 | 4,914 |
| Average Assets, year-to-date | $35,811,400 | 9,417 |
| Average Assets, quarterly | $37,493,000 | 9,272 |
| Volatile liabilities | $4,557,000 | 6,933 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,642,000 | 7,865 |
| Tier 1 (core) risk-based capital | $4,671,000 | 7,362 |
| Tier 2 risk-based capital | $228,000 | 8,862 |
| Total risk weighted assets | $23,237,800 | 8,623 |
| Total unused commitments | $1,642,000 | 7,899 |
| Derivatives | $0 | 651 |