Home > The Washington Savings Bank, FSB > Income and Expense
The Washington Savings Bank, FSB, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 2,094 |
| Total interest expense | $861,000 | 1,070 |
| Net interest income | $2,117,000 | 2,485 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $896,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $858,000 | 1,090 |
| Total noninterest expense | $3,056,000 | 1,587 |
| Salaries and employee benefits | $1,719,000 | 1,532 |
| Premises and equipment expense | $409,000 | 1,487 |
| Additional noninterest expense | $928,000 | 1,721 |
| Pre-tax net operating income | $-43,000 | 6,512 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-61,000 | 6,888 |
| Income before extraordinary items | $18,000 | 6,235 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,000 | 6,235 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,000 | 6,236 |
| Net charge-offs | $356,000 | 947 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $18,000 | 6,155 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,598,000 | 1,703 |
| Total interest expense | $4,663,000 | 971 |
| Net interest income | $10,935,000 | 1,991 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $3,780,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $151,000 | 4,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,629,000 | 1,035 |
| Total noninterest expense | $13,320,000 | 1,476 |
| Salaries and employee benefits | $7,232,000 | 1,409 |
| Premises and equipment expense | $1,726,000 | 1,374 |
| Additional noninterest expense | $4,362,000 | 1,546 |
| Pre-tax net operating income | $1,395,000 | 3,457 |
| Securities gains (losses) | $635,000 | 790 |
| Applicable income taxes | $646,000 | 1,917 |
| Income before extraordinary items | $1,384,000 | 3,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,384,000 | 3,272 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,384,000 | 3,271 |
| Net charge-offs | $2,973,000 | 852 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $952,200 | 3,818 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,099,000 | 1,674 |
| Total interest expense | $3,669,000 | 959 |
| Net interest income | $8,430,000 | 1,972 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $2,521,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $105,000 | 4,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,416,000 | 1,099 |
| Total noninterest expense | $9,811,000 | 1,501 |
| Salaries and employee benefits | $5,400,000 | 1,412 |
| Premises and equipment expense | $1,309,000 | 1,373 |
| Additional noninterest expense | $3,102,000 | 1,624 |
| Pre-tax net operating income | $1,140,000 | 3,407 |
| Securities gains (losses) | $-125,000 | 7,034 |
| Applicable income taxes | $308,000 | 2,439 |
| Income before extraordinary items | $707,000 | 4,095 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $707,000 | 4,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $707,000 | 4,096 |
| Net charge-offs | $2,773,000 | 717 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $794,500 | 3,706 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 1,657 |
| Total interest expense | $2,520,000 | 975 |
| Net interest income | $5,706,000 | 1,941 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,543,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,476,000 | 1,151 |
| Total noninterest expense | $6,520,000 | 1,503 |
| Salaries and employee benefits | $3,573,000 | 1,435 |
| Premises and equipment expense | $856,000 | 1,388 |
| Additional noninterest expense | $2,091,000 | 1,609 |
| Pre-tax net operating income | $729,000 | 3,464 |
| Securities gains (losses) | $163,000 | 1,255 |
| Applicable income taxes | $304,000 | 2,038 |
| Income before extraordinary items | $588,000 | 3,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 3,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $588,000 | 3,693 |
| Net charge-offs | $2,574,000 | 571 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $480,420 | 3,865 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 1,646 |
| Total interest expense | $1,307,000 | 970 |
| Net interest income | $2,896,000 | 1,916 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $714,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $679,000 | 1,206 |
| Total noninterest expense | $3,245,000 | 1,511 |
| Salaries and employee benefits | $1,796,000 | 1,436 |
| Premises and equipment expense | $403,000 | 1,477 |
| Additional noninterest expense | $1,046,000 | 1,589 |
| Pre-tax net operating income | $365,000 | 3,476 |
| Securities gains (losses) | $159,000 | 696 |
| Applicable income taxes | $183,000 | 1,832 |
| Income before extraordinary items | $341,000 | 3,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $341,000 | 3,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $341,000 | 3,400 |
| Net charge-offs | $2,335,000 | 356 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $237,650 | 3,925 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,338,000 | 1,556 |
| Total interest expense | $6,016,000 | 1,010 |
| Net interest income | $12,322,000 | 1,811 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $2,811,000 | 1,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 3,761 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,534,000 | 1,159 |
| Total noninterest expense | $13,127,000 | 1,483 |
| Salaries and employee benefits | $7,275,000 | 1,373 |
| Premises and equipment expense | $2,263,000 | 1,102 |
| Additional noninterest expense | $3,589,000 | 1,878 |
| Pre-tax net operating income | $1,806,000 | 2,694 |
| Securities gains (losses) | $562,000 | 721 |
| Applicable income taxes | $872,000 | 1,480 |
| Income before extraordinary items | $1,496,000 | 2,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,496,000 | 2,781 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,496,000 | 2,781 |
| Net charge-offs | $1,538,000 | 1,837 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,136,320 | 3,202 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,903,000 | 1,558 |
| Total interest expense | $4,608,000 | 1,029 |
| Net interest income | $9,295,000 | 1,806 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $2,111,000 | 1,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 3,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,904,000 | 1,154 |
| Total noninterest expense | $9,963,000 | 1,467 |
| Salaries and employee benefits | $5,514,000 | 1,355 |
| Premises and equipment expense | $1,703,000 | 1,117 |
| Additional noninterest expense | $2,746,000 | 1,851 |
| Pre-tax net operating income | $1,243,000 | 2,937 |
| Securities gains (losses) | $542,000 | 608 |
| Applicable income taxes | $628,000 | 1,531 |
| Income before extraordinary items | $1,157,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,157,000 | 2,787 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,157,000 | 2,787 |
| Net charge-offs | $1,255,000 | 1,678 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $804,700 | 3,388 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,293,000 | 1,565 |
| Total interest expense | $3,168,000 | 1,044 |
| Net interest income | $6,125,000 | 1,824 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $1,344,000 | 1,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 3,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,212,000 | 1,178 |
| Total noninterest expense | $6,840,000 | 1,445 |
| Salaries and employee benefits | $3,747,000 | 1,337 |
| Premises and equipment expense | $1,132,000 | 1,129 |
| Additional noninterest expense | $1,961,000 | 1,755 |
| Pre-tax net operating income | $529,000 | 3,700 |
| Securities gains (losses) | $414,000 | 425 |
| Applicable income taxes | $264,000 | 1,935 |
| Income before extraordinary items | $679,000 | 2,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $679,000 | 2,965 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $679,000 | 2,966 |
| Net charge-offs | $575,000 | 2,001 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $380,920 | 3,976 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 1,561 |
| Total interest expense | $1,635,000 | 1,050 |
| Net interest income | $3,036,000 | 1,832 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $666,000 | 1,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $604,000 | 1,174 |
| Total noninterest expense | $3,505,000 | 1,414 |
| Salaries and employee benefits | $1,987,000 | 1,260 |
| Premises and equipment expense | $576,000 | 1,139 |
| Additional noninterest expense | $942,000 | 1,798 |
| Pre-tax net operating income | $197,000 | 4,264 |
| Securities gains (losses) | $183,000 | 367 |
| Applicable income taxes | $82,000 | 2,391 |
| Income before extraordinary items | $298,000 | 3,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $298,000 | 3,253 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $298,000 | 3,254 |
| Net charge-offs | $625,000 | 1,160 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $155,260 | 4,328 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,701,000 | 1,487 |
| Total interest expense | $8,377,000 | 996 |
| Net interest income | $12,324,000 | 1,793 |
| Provision for loan and lease losses | $3,350,000 | 1,500 |
| Total noninterest income | $1,620,000 | 2,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,620,000 | 1,621 |
| Total noninterest expense | $15,234,000 | 1,316 |
| Salaries and employee benefits | $6,654,000 | 1,480 |
| Premises and equipment expense | $2,333,000 | 1,115 |
| Additional noninterest expense | $6,247,000 | 1,184 |
| Pre-tax net operating income | $-4,640,000 | 7,078 |
| Securities gains (losses) | $-1,765,000 | 7,559 |
| Applicable income taxes | $-2,758,000 | 7,513 |
| Income before extraordinary items | $-3,647,000 | 7,064 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,647,000 | 7,065 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,647,000 | 7,065 |
| Net charge-offs | $2,834,000 | 1,522 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,517,400 | 6,919 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,155,000 | 1,452 |
| Total interest expense | $6,706,000 | 969 |
| Net interest income | $9,449,000 | 1,782 |
| Provision for loan and lease losses | $3,350,000 | 1,178 |
| Total noninterest income | $739,000 | 3,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $739,000 | 2,187 |
| Total noninterest expense | $12,069,000 | 1,238 |
| Salaries and employee benefits | $5,038,000 | 1,469 |
| Premises and equipment expense | $1,714,000 | 1,158 |
| Additional noninterest expense | $5,317,000 | 1,011 |
| Pre-tax net operating income | $-5,231,000 | 7,380 |
| Securities gains (losses) | $-1,767,000 | 7,686 |
| Applicable income taxes | $-2,903,000 | 7,647 |
| Income before extraordinary items | $-4,095,000 | 7,367 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,095,000 | 7,367 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,095,000 | 7,368 |
| Net charge-offs | $3,139,000 | 1,105 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,964,120 | 7,243 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,132,000 | 1,418 |
| Total interest expense | $4,860,000 | 918 |
| Net interest income | $6,272,000 | 1,784 |
| Provision for loan and lease losses | $2,400,000 | 1,109 |
| Total noninterest income | $185,000 | 5,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $185,000 | 3,630 |
| Total noninterest expense | $8,716,000 | 1,132 |
| Salaries and employee benefits | $3,274,000 | 1,516 |
| Premises and equipment expense | $1,107,000 | 1,197 |
| Additional noninterest expense | $4,335,000 | 830 |
| Pre-tax net operating income | $-4,659,000 | 7,535 |
| Securities gains (losses) | $1,151,000 | 228 |
| Applicable income taxes | $-1,547,000 | 7,668 |
| Income before extraordinary items | $-1,961,000 | 7,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,961,000 | 7,324 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,961,000 | 7,324 |
| Net charge-offs | $1,100,000 | 1,625 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,697,640 | 7,410 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,577,000 | 1,451 |
| Total interest expense | $2,560,000 | 916 |
| Net interest income | $3,017,000 | 1,880 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $77,000 | 5,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $3,052,000 | 1,639 |
| Salaries and employee benefits | $1,570,000 | 1,595 |
| Premises and equipment expense | $561,000 | 1,214 |
| Additional noninterest expense | $921,000 | 1,865 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $123,000 | 704 |
| Applicable income taxes | $-210,000 | 7,567 |
| Income before extraordinary items | $375,000 | 2,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 2,662 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $375,000 | 2,664 |
| Net charge-offs | $1,168,000 | 931 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $252,000 | 3,343 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,564,000 | 1,400 |
| Total interest expense | $13,595,000 | 864 |
| Net interest income | $10,969,000 | 2,005 |
| Provision for loan and lease losses | $9,450,000 | 918 |
| Total noninterest income | $1,046,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,046,000 | 2,097 |
| Total noninterest expense | $11,150,000 | 1,833 |
| Salaries and employee benefits | $5,760,000 | 1,719 |
| Premises and equipment expense | $2,377,000 | 1,153 |
| Additional noninterest expense | $3,013,000 | 2,334 |
| Pre-tax net operating income | $-8,585,000 | 7,427 |
| Securities gains (losses) | $-427,000 | 7,561 |
| Applicable income taxes | $-3,501,000 | 7,664 |
| Income before extraordinary items | $-5,511,000 | 7,308 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,511,000 | 7,308 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,511,000 | 7,308 |
| Net charge-offs | $9,830,000 | 695 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,237,720 | 7,305 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,766,000 | 1,395 |
| Total interest expense | $10,627,000 | 871 |
| Net interest income | $8,139,000 | 2,019 |
| Provision for loan and lease losses | $9,350,000 | 652 |
| Total noninterest income | $628,000 | 3,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $628,000 | 2,449 |
| Total noninterest expense | $8,482,000 | 1,785 |
| Salaries and employee benefits | $4,324,000 | 1,738 |
| Premises and equipment expense | $1,802,000 | 1,148 |
| Additional noninterest expense | $2,356,000 | 2,217 |
| Pre-tax net operating income | $-9,065,000 | 7,712 |
| Securities gains (losses) | $-427,000 | 7,717 |
| Applicable income taxes | $-3,738,000 | 7,854 |
| Income before extraordinary items | $-5,754,000 | 7,633 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,754,000 | 7,633 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,754,000 | 7,633 |
| Net charge-offs | $8,080,000 | 593 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,480,720 | 7,625 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,641,000 | 1,408 |
| Total interest expense | $7,218,000 | 908 |
| Net interest income | $5,423,000 | 2,022 |
| Provision for loan and lease losses | $3,020,000 | 1,082 |
| Total noninterest income | $384,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $384,000 | 2,612 |
| Total noninterest expense | $5,685,000 | 1,803 |
| Salaries and employee benefits | $2,843,000 | 1,794 |
| Premises and equipment expense | $1,215,000 | 1,158 |
| Additional noninterest expense | $1,627,000 | 2,173 |
| Pre-tax net operating income | $-2,898,000 | 7,554 |
| Securities gains (losses) | $266,000 | 839 |
| Applicable income taxes | $-995,000 | 7,752 |
| Income before extraordinary items | $-1,637,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,637,000 | 7,372 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,637,000 | 7,371 |
| Net charge-offs | $5,230,000 | 567 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,807,240 | 7,426 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 1,423 |
| Total interest expense | $3,601,000 | 946 |
| Net interest income | $2,733,000 | 1,999 |
| Provision for loan and lease losses | $2,500,000 | 636 |
| Total noninterest income | $-24,000 | 8,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-24,000 | 8,046 |
| Total noninterest expense | $2,788,000 | 1,774 |
| Salaries and employee benefits | $1,433,000 | 1,813 |
| Premises and equipment expense | $613,000 | 1,175 |
| Additional noninterest expense | $742,000 | 2,115 |
| Pre-tax net operating income | $-2,579,000 | 7,908 |
| Securities gains (losses) | $266,000 | 551 |
| Applicable income taxes | $-844,000 | 7,967 |
| Income before extraordinary items | $-1,469,000 | 7,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,469,000 | 7,827 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,469,000 | 7,827 |
| Net charge-offs | $1,645,000 | 694 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,639,240 | 7,842 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,005,000 | 1,435 |
| Total interest expense | $15,543,000 | 1,033 |
| Net interest income | $11,462,000 | 1,938 |
| Provision for loan and lease losses | $2,230,000 | 1,685 |
| Total noninterest income | $741,000 | 4,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $741,000 | 2,553 |
| Total noninterest expense | $11,385,000 | 1,709 |
| Salaries and employee benefits | $6,271,000 | 1,631 |
| Premises and equipment expense | $2,773,000 | 1,002 |
| Additional noninterest expense | $2,341,000 | 2,480 |
| Pre-tax net operating income | $-1,412,000 | 7,181 |
| Securities gains (losses) | $1,244,000 | 179 |
| Applicable income taxes | $-426,000 | 7,436 |
| Income before extraordinary items | $258,000 | 5,270 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $258,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 2,038 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-538,160 | 6,870 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,587,000 | 1,447 |
| Total interest expense | $11,770,000 | 1,071 |
| Net interest income | $8,817,000 | 1,922 |
| Provision for loan and lease losses | $2,100,000 | 1,151 |
| Total noninterest income | $678,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $678,000 | 2,366 |
| Total noninterest expense | $8,641,000 | 1,688 |
| Salaries and employee benefits | $4,697,000 | 1,654 |
| Premises and equipment expense | $2,104,000 | 990 |
| Additional noninterest expense | $1,840,000 | 2,318 |
| Pre-tax net operating income | $-1,246,000 | 7,649 |
| Securities gains (losses) | $891,000 | 198 |
| Applicable income taxes | $-253,000 | 7,709 |
| Income before extraordinary items | $-102,000 | 6,783 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-102,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $819,000 | 1,468 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-672,240 | 7,450 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,909,000 | 1,446 |
| Total interest expense | $7,960,000 | 1,096 |
| Net interest income | $5,949,000 | 1,889 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $470,000 | 3,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $470,000 | 2,344 |
| Total noninterest expense | $5,741,000 | 1,684 |
| Salaries and employee benefits | $3,134,000 | 1,669 |
| Premises and equipment expense | $1,420,000 | 979 |
| Additional noninterest expense | $1,187,000 | 2,375 |
| Pre-tax net operating income | $678,000 | 3,754 |
| Securities gains (losses) | $658,000 | 252 |
| Applicable income taxes | $370,000 | 1,957 |
| Income before extraordinary items | $966,000 | 2,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $966,000 | 2,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,924 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $492,240 | 3,998 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 1,467 |
| Total interest expense | $4,000,000 | 1,165 |
| Net interest income | $3,045,000 | 1,839 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $257,000 | 3,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $257,000 | 2,183 |
| Total noninterest expense | $2,969,000 | 1,637 |
| Salaries and employee benefits | $1,581,000 | 1,661 |
| Premises and equipment expense | $747,000 | 927 |
| Additional noninterest expense | $641,000 | 2,181 |
| Pre-tax net operating income | $333,000 | 3,923 |
| Securities gains (losses) | $254,000 | 378 |
| Applicable income taxes | $161,000 | 2,238 |
| Income before extraordinary items | $426,000 | 3,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $426,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,131 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $240,580 | 4,173 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,935,000 | 1,541 |
| Total interest expense | $15,076,000 | 1,321 |
| Net interest income | $12,859,000 | 1,761 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $1,723,000 | 2,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,723,000 | 1,513 |
| Total noninterest expense | $12,217,000 | 1,516 |
| Salaries and employee benefits | $6,821,000 | 1,481 |
| Premises and equipment expense | $2,790,000 | 934 |
| Additional noninterest expense | $2,606,000 | 2,102 |
| Pre-tax net operating income | $2,165,000 | 3,157 |
| Securities gains (losses) | $782,000 | 206 |
| Applicable income taxes | $899,000 | 1,987 |
| Income before extraordinary items | $2,048,000 | 2,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,048,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,726 |
| Cash dividends | $1,213,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 860 |
| Net operating income | $1,508,420 | 3,419 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,040,000 | 1,539 |
| Total interest expense | $11,163,000 | 1,346 |
| Net interest income | $9,877,000 | 1,720 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,341,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,341,000 | 1,488 |
| Total noninterest expense | $9,112,000 | 1,496 |
| Salaries and employee benefits | $5,153,000 | 1,470 |
| Premises and equipment expense | $2,097,000 | 925 |
| Additional noninterest expense | $1,862,000 | 2,142 |
| Pre-tax net operating income | $2,106,000 | 2,735 |
| Securities gains (losses) | $518,000 | 224 |
| Applicable income taxes | $828,000 | 1,863 |
| Income before extraordinary items | $1,796,000 | 2,594 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,796,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 914 |
| Cash dividends | $910,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 721 |
| Net operating income | $1,443,760 | 3,033 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,923,000 | 1,567 |
| Total interest expense | $7,280,000 | 1,379 |
| Net interest income | $6,643,000 | 1,725 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,050,000 | 2,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,050,000 | 1,353 |
| Total noninterest expense | $5,960,000 | 1,540 |
| Salaries and employee benefits | $3,403,000 | 1,511 |
| Premises and equipment expense | $1,398,000 | 943 |
| Additional noninterest expense | $1,159,000 | 2,295 |
| Pre-tax net operating income | $1,733,000 | 2,415 |
| Securities gains (losses) | $359,000 | 222 |
| Applicable income taxes | $682,000 | 1,693 |
| Income before extraordinary items | $1,410,000 | 2,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,410,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $607,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 559 |
| Net operating income | $1,169,470 | 2,676 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 1,590 |
| Total interest expense | $3,586,000 | 1,384 |
| Net interest income | $3,275,000 | 1,757 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $614,000 | 1,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $614,000 | 1,179 |
| Total noninterest expense | $3,007,000 | 1,525 |
| Salaries and employee benefits | $1,737,000 | 1,494 |
| Premises and equipment expense | $689,000 | 958 |
| Additional noninterest expense | $581,000 | 2,251 |
| Pre-tax net operating income | $882,000 | 2,377 |
| Securities gains (losses) | $223,000 | 187 |
| Applicable income taxes | $394,000 | 1,542 |
| Income before extraordinary items | $711,000 | 2,288 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $711,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,933 |
| Cash dividends | $303,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 314 |
| Net operating income | $568,280 | 2,740 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,627,000 | 1,283 |
| Total interest expense | $14,627,000 | 1,144 |
| Net interest income | $16,000,000 | 1,420 |
| Provision for loan and lease losses | $-300,000 | 8,567 |
| Total noninterest income | $2,020,000 | 2,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,020,000 | 1,342 |
| Total noninterest expense | $13,426,000 | 1,334 |
| Salaries and employee benefits | $6,951,000 | 1,414 |
| Premises and equipment expense | $2,730,000 | 917 |
| Additional noninterest expense | $3,745,000 | 1,416 |
| Pre-tax net operating income | $4,894,000 | 1,922 |
| Securities gains (losses) | $770,000 | 201 |
| Applicable income taxes | $1,898,000 | 1,388 |
| Income before extraordinary items | $3,766,000 | 1,888 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,766,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,515,000 | 317 |
| Cash dividends | $299,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 998 |
| Net operating income | $3,257,800 | 2,116 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,464,000 | 1,255 |
| Total interest expense | $10,914,000 | 1,123 |
| Net interest income | $12,550,000 | 1,376 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,631,000 | 2,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,631,000 | 1,293 |
| Total noninterest expense | $9,752,000 | 1,380 |
| Salaries and employee benefits | $4,889,000 | 1,523 |
| Premises and equipment expense | $2,084,000 | 912 |
| Additional noninterest expense | $2,779,000 | 1,428 |
| Pre-tax net operating income | $4,429,000 | 1,676 |
| Securities gains (losses) | $494,000 | 215 |
| Applicable income taxes | $1,705,000 | 1,259 |
| Income before extraordinary items | $3,218,000 | 1,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,218,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,325,000 | 250 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 928 |
| Net operating income | $2,896,900 | 1,875 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,072,000 | 1,217 |
| Total interest expense | $7,421,000 | 1,028 |
| Net interest income | $8,651,000 | 1,335 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,020,000 | 2,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,020,000 | 1,335 |
| Total noninterest expense | $6,455,000 | 1,397 |
| Salaries and employee benefits | $3,118,000 | 1,591 |
| Premises and equipment expense | $1,423,000 | 891 |
| Additional noninterest expense | $1,914,000 | 1,390 |
| Pre-tax net operating income | $3,216,000 | 1,558 |
| Securities gains (losses) | $249,000 | 236 |
| Applicable income taxes | $1,212,000 | 1,192 |
| Income before extraordinary items | $2,253,000 | 1,621 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,253,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 652 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 773 |
| Net operating income | $2,091,150 | 1,719 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 1,158 |
| Total interest expense | $3,796,000 | 962 |
| Net interest income | $4,402,000 | 1,297 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $440,000 | 2,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $440,000 | 1,470 |
| Total noninterest expense | $3,415,000 | 1,338 |
| Salaries and employee benefits | $1,615,000 | 1,545 |
| Premises and equipment expense | $776,000 | 827 |
| Additional noninterest expense | $1,024,000 | 1,295 |
| Pre-tax net operating income | $1,427,000 | 1,698 |
| Securities gains (losses) | $82,000 | 276 |
| Applicable income taxes | $518,000 | 1,358 |
| Income before extraordinary items | $991,000 | 1,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 863 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 539 |
| Net operating income | $936,880 | 1,885 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $39,738,000 | 815 |
| Total interest expense | $16,069,000 | 705 |
| Net interest income | $23,669,000 | 912 |
| Provision for loan and lease losses | $4,970,000 | 243 |
| Total noninterest income | $3,264,000 | 1,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,264,000 | 957 |
| Total noninterest expense | $14,818,000 | 1,173 |
| Salaries and employee benefits | $7,764,000 | 1,185 |
| Premises and equipment expense | $2,488,000 | 970 |
| Additional noninterest expense | $4,566,000 | 1,117 |
| Pre-tax net operating income | $7,145,000 | 1,339 |
| Securities gains (losses) | $3,172,000 | 103 |
| Applicable income taxes | $3,962,000 | 775 |
| Income before extraordinary items | $6,355,000 | 1,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,355,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,702,000 | 311 |
| Cash dividends | $517,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 816 |
| Net operating income | $4,324,920 | 1,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,818,000 | 761 |
| Total interest expense | $12,067,000 | 677 |
| Net interest income | $18,751,000 | 845 |
| Provision for loan and lease losses | $5,420,000 | 175 |
| Total noninterest income | $2,611,000 | 1,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,611,000 | 920 |
| Total noninterest expense | $11,254,000 | 1,133 |
| Salaries and employee benefits | $5,968,000 | 1,149 |
| Premises and equipment expense | $1,870,000 | 951 |
| Additional noninterest expense | $3,416,000 | 1,107 |
| Pre-tax net operating income | $4,688,000 | 1,529 |
| Securities gains (losses) | $2,797,000 | 106 |
| Applicable income taxes | $2,888,000 | 803 |
| Income before extraordinary items | $4,597,000 | 1,183 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,597,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 422 |
| Cash dividends | $517,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 655 |
| Net operating income | $2,806,920 | 1,828 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,203,000 | 718 |
| Total interest expense | $7,938,000 | 637 |
| Net interest income | $13,265,000 | 781 |
| Provision for loan and lease losses | $3,840,000 | 159 |
| Total noninterest income | $1,716,000 | 1,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,716,000 | 913 |
| Total noninterest expense | $7,446,000 | 1,132 |
| Salaries and employee benefits | $4,103,000 | 1,112 |
| Premises and equipment expense | $1,199,000 | 979 |
| Additional noninterest expense | $2,144,000 | 1,163 |
| Pre-tax net operating income | $3,695,000 | 1,260 |
| Securities gains (losses) | $1,987,000 | 109 |
| Applicable income taxes | $2,203,000 | 709 |
| Income before extraordinary items | $3,479,000 | 1,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,479,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $964,000 | 376 |
| Cash dividends | $517,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 549 |
| Net operating income | $2,207,320 | 1,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 688 |
| Total interest expense | $3,995,000 | 605 |
| Net interest income | $6,929,000 | 732 |
| Provision for loan and lease losses | $3,340,000 | 107 |
| Total noninterest income | $669,000 | 1,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $669,000 | 1,079 |
| Total noninterest expense | $3,774,000 | 1,106 |
| Salaries and employee benefits | $2,198,000 | 1,024 |
| Premises and equipment expense | $584,000 | 1,022 |
| Additional noninterest expense | $992,000 | 1,256 |
| Pre-tax net operating income | $484,000 | 3,770 |
| Securities gains (losses) | $786,000 | 117 |
| Applicable income taxes | $483,000 | 1,397 |
| Income before extraordinary items | $787,000 | 2,111 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $787,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 293 |
| Cash dividends | $517,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 419 |
| Net operating income | $283,960 | 4,485 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,054,000 | 753 |
| Total interest expense | $13,651,000 | 608 |
| Net interest income | $23,403,000 | 844 |
| Provision for loan and lease losses | $1,915,000 | 573 |
| Total noninterest income | $3,480,000 | 1,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,480,000 | 883 |
| Total noninterest expense | $12,406,000 | 1,325 |
| Salaries and employee benefits | $7,579,000 | 1,135 |
| Premises and equipment expense | $2,206,000 | 1,047 |
| Additional noninterest expense | $2,621,000 | 1,855 |
| Pre-tax net operating income | $12,562,000 | 713 |
| Securities gains (losses) | $3,439,000 | 143 |
| Applicable income taxes | $6,138,000 | 522 |
| Income before extraordinary items | $9,863,000 | 674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,863,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,106 |
| Cash dividends | $1,905,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 507 |
| Net operating income | $7,662,040 | 826 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,498,000 | 789 |
| Total interest expense | $9,682,000 | 627 |
| Net interest income | $16,816,000 | 872 |
| Provision for loan and lease losses | $1,395,000 | 565 |
| Total noninterest income | $2,737,000 | 1,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,737,000 | 861 |
| Total noninterest expense | $8,710,000 | 1,404 |
| Salaries and employee benefits | $5,197,000 | 1,267 |
| Premises and equipment expense | $1,609,000 | 1,083 |
| Additional noninterest expense | $1,904,000 | 1,886 |
| Pre-tax net operating income | $9,448,000 | 719 |
| Securities gains (losses) | $2,636,000 | 150 |
| Applicable income taxes | $4,632,000 | 513 |
| Income before extraordinary items | $7,452,000 | 683 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,452,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,312 |
| Cash dividends | $1,390,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $348,000 | 386 |
| Net operating income | $5,764,960 | 827 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,820,000 | 814 |
| Total interest expense | $6,067,000 | 648 |
| Net interest income | $10,753,000 | 908 |
| Provision for loan and lease losses | $840,000 | 606 |
| Total noninterest income | $1,900,000 | 1,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,900,000 | 833 |
| Total noninterest expense | $5,580,000 | 1,448 |
| Salaries and employee benefits | $3,324,000 | 1,310 |
| Premises and equipment expense | $1,051,000 | 1,103 |
| Additional noninterest expense | $1,205,000 | 1,989 |
| Pre-tax net operating income | $6,233,000 | 724 |
| Securities gains (losses) | $1,748,000 | 163 |
| Applicable income taxes | $3,054,000 | 516 |
| Income before extraordinary items | $4,927,000 | 680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,927,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,801 |
| Cash dividends | $876,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 293 |
| Net operating income | $3,808,280 | 818 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 879 |
| Total interest expense | $2,875,000 | 704 |
| Net interest income | $4,916,000 | 996 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $862,000 | 1,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $862,000 | 877 |
| Total noninterest expense | $2,861,000 | 1,432 |
| Salaries and employee benefits | $1,750,000 | 1,265 |
| Premises and equipment expense | $514,000 | 1,146 |
| Additional noninterest expense | $597,000 | 1,982 |
| Pre-tax net operating income | $2,707,000 | 808 |
| Securities gains (losses) | $958,000 | 170 |
| Applicable income taxes | $1,401,000 | 563 |
| Income before extraordinary items | $2,264,000 | 735 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,264,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $436,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 186 |
| Net operating income | $1,650,880 | 941 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,176,000 | 1,037 |
| Total interest expense | $11,201,000 | 791 |
| Net interest income | $15,975,000 | 1,209 |
| Provision for loan and lease losses | $1,235,000 | 956 |
| Total noninterest income | $3,633,000 | 1,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,633,000 | 959 |
| Total noninterest expense | $11,071,000 | 1,447 |
| Salaries and employee benefits | $6,634,000 | 1,293 |
| Premises and equipment expense | $2,072,000 | 1,101 |
| Additional noninterest expense | $2,365,000 | 2,033 |
| Pre-tax net operating income | $7,302,000 | 1,145 |
| Securities gains (losses) | $5,268,000 | 154 |
| Applicable income taxes | $4,624,000 | 661 |
| Income before extraordinary items | $7,946,000 | 817 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,946,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,562 |
| Cash dividends | $1,157,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 725 |
| Net operating income | $4,574,480 | 1,328 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,755,000 | 1,097 |
| Total interest expense | $8,348,000 | 837 |
| Net interest income | $11,407,000 | 1,281 |
| Provision for loan and lease losses | $1,175,000 | 784 |
| Total noninterest income | $2,825,000 | 1,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,825,000 | 956 |
| Total noninterest expense | $8,369,000 | 1,447 |
| Salaries and employee benefits | $5,000,000 | 1,311 |
| Premises and equipment expense | $1,545,000 | 1,114 |
| Additional noninterest expense | $1,824,000 | 1,966 |
| Pre-tax net operating income | $4,688,000 | 1,381 |
| Securities gains (losses) | $4,600,000 | 164 |
| Applicable income taxes | $3,379,000 | 697 |
| Income before extraordinary items | $5,909,000 | 853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,909,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,173 |
| Cash dividends | $808,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 678 |
| Net operating income | $2,965,000 | 1,553 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,477,000 | 1,180 |
| Total interest expense | $5,429,000 | 874 |
| Net interest income | $7,048,000 | 1,393 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $1,775,000 | 1,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,775,000 | 994 |
| Total noninterest expense | $5,495,000 | 1,460 |
| Salaries and employee benefits | $3,371,000 | 1,283 |
| Premises and equipment expense | $993,000 | 1,151 |
| Additional noninterest expense | $1,131,000 | 2,115 |
| Pre-tax net operating income | $3,058,000 | 1,395 |
| Securities gains (losses) | $3,757,000 | 157 |
| Applicable income taxes | $2,479,000 | 653 |
| Income before extraordinary items | $4,336,000 | 783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,336,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 852 |
| Cash dividends | $460,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 550 |
| Net operating income | $1,931,520 | 1,572 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 1,233 |
| Total interest expense | $2,791,000 | 882 |
| Net interest income | $3,210,000 | 1,511 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $782,000 | 1,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $782,000 | 1,068 |
| Total noninterest expense | $2,656,000 | 1,505 |
| Salaries and employee benefits | $1,694,000 | 1,278 |
| Premises and equipment expense | $455,000 | 1,265 |
| Additional noninterest expense | $507,000 | 2,303 |
| Pre-tax net operating income | $1,246,000 | 1,686 |
| Securities gains (losses) | $1,877,000 | 155 |
| Applicable income taxes | $1,111,000 | 716 |
| Income before extraordinary items | $2,012,000 | 841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,012,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $184,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 374 |
| Net operating income | $810,720 | 1,847 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,974,000 | 1,397 |
| Total interest expense | $11,642,000 | 960 |
| Net interest income | $10,332,000 | 1,885 |
| Provision for loan and lease losses | $335,000 | 3,217 |
| Total noninterest income | $2,951,000 | 1,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,951,000 | 1,006 |
| Total noninterest expense | $9,323,000 | 1,641 |
| Salaries and employee benefits | $5,111,000 | 1,582 |
| Premises and equipment expense | $1,835,000 | 1,205 |
| Additional noninterest expense | $2,377,000 | 1,948 |
| Pre-tax net operating income | $3,625,000 | 2,149 |
| Securities gains (losses) | $3,985,000 | 181 |
| Applicable income taxes | $2,186,000 | 1,197 |
| Income before extraordinary items | $5,424,000 | 1,159 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,424,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $734,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 728 |
| Net operating income | $2,594,650 | 2,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,129,000 | 1,610 |
| Total interest expense | $12,752,000 | 1,277 |
| Net interest income | $8,377,000 | 2,132 |
| Provision for loan and lease losses | $335,000 | 2,988 |
| Total noninterest income | $2,396,000 | 1,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,396,000 | 1,100 |
| Total noninterest expense | $6,976,000 | 2,063 |
| Salaries and employee benefits | $3,477,000 | 2,160 |
| Premises and equipment expense | $1,777,000 | 1,193 |
| Additional noninterest expense | $1,722,000 | 2,568 |
| Pre-tax net operating income | $3,462,000 | 1,989 |
| Securities gains (losses) | $1,852,000 | 259 |
| Applicable income taxes | $1,928,000 | 1,217 |
| Income before extraordinary items | $3,386,000 | 1,569 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,386,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,735 |
| Cash dividends | $458,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,200,720 | 2,267 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,821,000 | 1,661 |
| Total interest expense | $13,850,000 | 1,256 |
| Net interest income | $6,971,000 | 2,557 |
| Provision for loan and lease losses | $61,000 | 6,164 |
| Total noninterest income | $3,248,000 | 1,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,248,000 | 819 |
| Total noninterest expense | $6,841,000 | 2,022 |
| Salaries and employee benefits | $3,461,000 | 2,059 |
| Premises and equipment expense | $1,605,000 | 1,271 |
| Additional noninterest expense | $1,775,000 | 2,414 |
| Pre-tax net operating income | $3,317,000 | 2,175 |
| Securities gains (losses) | $671,000 | 212 |
| Applicable income taxes | $1,030,000 | 2,071 |
| Income before extraordinary items | $2,958,000 | 1,767 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,958,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $455,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 730 |
| Net operating income | $2,461,460 | 2,110 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,128,000 | 1,699 |
| Total interest expense | $14,194,000 | 1,067 |
| Net interest income | $4,934,000 | 3,482 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $2,173,000 | 1,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,173,000 | 1,089 |
| Total noninterest expense | $5,723,000 | 2,371 |
| Salaries and employee benefits | $2,384,000 | 2,938 |
| Premises and equipment expense | $1,390,000 | 1,476 |
| Additional noninterest expense | $1,949,000 | 2,245 |
| Pre-tax net operating income | $1,364,000 | 4,376 |
| Securities gains (losses) | $223,000 | 522 |
| Applicable income taxes | $602,000 | 3,212 |
| Income before extraordinary items | $985,000 | 4,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $985,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $446,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 816 |
| Net operating income | $842,280 | 4,895 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,134,000 | 1,617 |
| Total interest expense | $15,033,000 | 1,046 |
| Net interest income | $5,101,000 | 3,324 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,923,000 | 1,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,923,000 | 1,193 |
| Total noninterest expense | $5,265,000 | 2,470 |
| Salaries and employee benefits | $2,345,000 | 2,887 |
| Premises and equipment expense | $1,300,000 | 1,509 |
| Additional noninterest expense | $1,620,000 | 2,588 |
| Pre-tax net operating income | $1,759,000 | 3,706 |
| Securities gains (losses) | $494,000 | 561 |
| Applicable income taxes | $839,000 | 2,626 |
| Income before extraordinary items | $1,414,000 | 3,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,414,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $442,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 917 |
| Net operating income | $1,097,840 | 4,106 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,951,000 | 1,575 |
| Total interest expense | $14,791,000 | 1,097 |
| Net interest income | $6,160,000 | 2,833 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $1,194,000 | 2,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,194,000 | 1,561 |
| Total noninterest expense | $4,851,000 | 2,645 |
| Salaries and employee benefits | $2,402,000 | 2,755 |
| Premises and equipment expense | $1,056,000 | 1,878 |
| Additional noninterest expense | $1,393,000 | 2,928 |
| Pre-tax net operating income | $2,381,000 | 3,036 |
| Securities gains (losses) | $716,000 | 345 |
| Applicable income taxes | $1,143,000 | 2,182 |
| Income before extraordinary items | $1,954,000 | 2,635 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,954,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $418,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 690 |
| Net operating income | $1,495,760 | 3,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,672,000 | 1,622 |
| Total interest expense | $14,249,000 | 1,152 |
| Net interest income | $6,423,000 | 2,753 |
| Provision for loan and lease losses | $189,000 | 3,554 |
| Total noninterest income | $1,050,000 | 3,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,050,000 | 1,762 |
| Total noninterest expense | $6,382,000 | 2,154 |
| Salaries and employee benefits | $2,294,000 | 2,920 |
| Premises and equipment expense | $813,000 | 2,413 |
| Additional noninterest expense | $3,275,000 | 1,598 |
| Pre-tax net operating income | $902,000 | 6,081 |
| Securities gains (losses) | $763,000 | 320 |
| Applicable income taxes | $386,000 | 5,000 |
| Income before extraordinary items | $1,279,000 | 3,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,279,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,041 |
| Cash dividends | $422,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $691,490 | 5,740 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,325,000 | 1,584 |
| Total interest expense | $14,906,000 | 1,126 |
| Net interest income | $6,419,000 | 2,782 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $1,318,000 | 2,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $108,000 | 277 |
| Additional Noninterest Income | $1,210,000 | 1,591 |
| Total noninterest expense | $4,774,000 | 2,833 |
| Salaries and employee benefits | $2,352,000 | 2,835 |
| Premises and equipment expense | $784,000 | 2,526 |
| Additional noninterest expense | $1,638,000 | 2,838 |
| Pre-tax net operating income | $2,773,000 | 2,606 |
| Securities gains (losses) | $828,000 | 255 |
| Applicable income taxes | $1,199,000 | 2,033 |
| Income before extraordinary items | $2,402,000 | 2,104 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,402,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $334,000 | 4,294 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,847,240 | 2,654 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,262,000 | 1,894 |
| Total interest expense | $10,586,000 | 1,243 |
| Net interest income | $5,676,000 | 3,157 |
| Provision for loan and lease losses | $189,000 | 3,138 |
| Total noninterest income | $1,453,000 | 2,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-10,000 | 4,814 |
| Additional Noninterest Income | $1,463,000 | 1,411 |
| Total noninterest expense | $4,554,000 | 3,025 |
| Salaries and employee benefits | $2,394,000 | 2,774 |
| Premises and equipment expense | $725,000 | 2,749 |
| Additional noninterest expense | $1,435,000 | 3,450 |
| Pre-tax net operating income | $2,386,000 | 2,949 |
| Securities gains (losses) | $160,000 | 575 |
| Applicable income taxes | $867,000 | 2,584 |
| Income before extraordinary items | $1,679,000 | 2,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,679,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,763 |
| Cash dividends | $331,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $1,573,400 | 3,071 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,752,000 | 1,763 |
| Total interest expense | $12,284,000 | 1,105 |
| Net interest income | $5,468,000 | 3,292 |
| Provision for loan and lease losses | $207,000 | 3,838 |
| Total noninterest income | $1,070,000 | 3,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-291,000 | 5,134 |
| Additional Noninterest Income | $1,361,000 | 1,665 |
| Total noninterest expense | $4,033,000 | 3,468 |
| Salaries and employee benefits | $2,093,000 | 3,137 |
| Premises and equipment expense | $650,000 | 3,077 |
| Additional noninterest expense | $1,290,000 | 3,958 |
| Pre-tax net operating income | $2,298,000 | 2,931 |
| Securities gains (losses) | $2,618,000 | 260 |
| Applicable income taxes | $1,801,000 | 1,329 |
| Income before extraordinary items | $3,115,000 | 1,630 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $3,415,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $215,000 | 5,250 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 905 |
| Net operating income | $1,439,480 | 3,191 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,037,000 | 1,857 |
| Total interest expense | $13,899,000 | 1,277 |
| Net interest income | $5,138,000 | 3,545 |
| Provision for loan and lease losses | $213,000 | 5,062 |
| Total noninterest income | $1,006,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,006,000 | 1,992 |
| Total noninterest expense | $3,930,000 | 3,559 |
| Salaries and employee benefits | $1,839,000 | 3,479 |
| Premises and equipment expense | $632,000 | 3,196 |
| Additional noninterest expense | $1,459,000 | 3,684 |
| Pre-tax net operating income | $2,001,000 | 3,106 |
| Securities gains (losses) | $511,000 | 1,068 |
| Applicable income taxes | $1,293,000 | 1,633 |
| Income before extraordinary items | $1,219,000 | 3,750 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,219,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-328,000 | 13,855 |
| Net operating income | $891,960 | 4,658 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.