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The Warwick Savings Bank, Total Unused Commitments

2004-09-30Rank
Total unused commitments$51,700,0001,533
Loan commitments-revolving, open-end lines secured by 1-4's$14,156,0001,062
Credit card lines$02,153
Commercial real estate, construction & land development$17,254,0001,265
Commitments secured by real estate$17,254,0001,249
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$20,290,0001,389
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$58,360,0001,374
Loan commitments-revolving, open-end lines secured by 1-4's$14,215,0001,042
Credit card lines$02,201
Commercial real estate, construction & land development$16,939,0001,238
Commitments secured by real estate$16,939,0001,219
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$27,206,0001,084
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$57,361,0001,359
Loan commitments-revolving, open-end lines secured by 1-4's$14,008,0001,003
Credit card lines$02,253
Commercial real estate, construction & land development$19,556,0001,018
Commitments secured by real estate$19,556,000989
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$23,797,0001,196
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$68,628,0001,137
Loan commitments-revolving, open-end lines secured by 1-4's$13,754,000845
Credit card lines$02,174
Commercial real estate, construction & land development$35,815,000589
Commitments secured by real estate$35,815,000575
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$19,059,0001,407
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$48,693,0001,498
Loan commitments-revolving, open-end lines secured by 1-4's$12,839,000875
Credit card lines$02,194
Commercial real estate, construction & land development$16,773,0001,100
Commitments secured by real estate$16,773,0001,078
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$19,081,0001,407
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$6,880,000127
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$46,746,0001,518
Loan commitments-revolving, open-end lines secured by 1-4's$12,051,000886
Credit card lines$02,230
Commercial real estate, construction & land development$16,692,0001,039
Commitments secured by real estate$16,692,0001,020
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$18,003,0001,475
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$40,509,0001,657
Loan commitments-revolving, open-end lines secured by 1-4's$10,260,000968
Credit card lines$02,280
Commercial real estate, construction & land development$14,845,0001,068
Commitments secured by real estate$14,845,0001,043
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$15,404,0001,628
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$58,049,0001,202
Loan commitments-revolving, open-end lines secured by 1-4's$11,826,000811
Credit card lines$02,321
Commercial real estate, construction & land development$25,155,000648
Commitments secured by real estate$25,155,000633
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$21,068,0001,226
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$51,244,0001,237
Loan commitments-revolving, open-end lines secured by 1-4's$10,684,000799
Credit card lines$2,851,000770
Commercial real estate, construction & land development$4,322,0002,278
Commitments secured by real estate$4,322,0002,224
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$33,387,000796
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$54,979,0001,088
Loan commitments-revolving, open-end lines secured by 1-4's$6,749,0001,026
Credit card lines$2,707,000864
Commercial real estate, construction & land development$2,463,0002,896
Commitments secured by real estate$2,463,0002,823
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$43,060,000616
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$61,526,0001,040
Loan commitments-revolving, open-end lines secured by 1-4's$6,025,0001,105
Credit card lines$2,663,000907
Commercial real estate, construction & land development$1,535,0003,517
Commitments secured by real estate$1,535,0003,455
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$51,303,000558
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$62,370,000979
Loan commitments-revolving, open-end lines secured by 1-4's$4,954,0001,185
Credit card lines$2,864,000889
Commercial real estate, construction & land development$955,0003,962
Commitments secured by real estate$955,0003,880
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$53,597,000537
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$27,752,0001,673
Loan commitments-revolving, open-end lines secured by 1-4's$2,221,0001,849
Credit card lines$2,712,000911
Commercial real estate, construction & land development$2,841,0002,311
Commitments secured by real estate$2,841,0002,233
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$19,978,0001,066
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$22,043,0001,935
Loan commitments-revolving, open-end lines secured by 1-4's$2,095,0001,893
Credit card lines$2,794,000958
Commercial real estate, construction & land development$766,0004,135
Commitments secured by real estate$766,0004,045
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$16,388,0001,240
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$22,188,0001,864
Loan commitments-revolving, open-end lines secured by 1-4's$1,577,0002,154
Credit card lines$2,491,0001,086
Commercial real estate, construction & land development$233,0005,495
Commitments secured by real estate$233,0005,406
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$17,887,0001,127
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$16,623,0002,206
Loan commitments-revolving, open-end lines secured by 1-4's$1,287,0002,366
Credit card lines$2,438,0001,049
Commercial real estate, construction & land development$628,0004,374
Commitments secured by real estate$628,0004,280
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$12,270,0001,468
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$12,281,0002,680
Loan commitments-revolving, open-end lines secured by 1-4's$1,234,0002,373
Credit card lines$2,273,0001,077
Commercial real estate, construction & land development$376,0005,018
Commitments secured by real estate$376,0004,912
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$8,398,0001,877
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$8,829,0003,212
Loan commitments-revolving, open-end lines secured by 1-4's$1,955,0001,857
Credit card lines$1,793,0001,269
Commercial real estate, construction & land development$180,0005,645
Commitments secured by real estate$180,0005,467
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$4,901,0002,640
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109