Home > The Warwick Savings Bank > Assets and Liabilities
The Warwick Savings Bank, Assets and Liabilities
| 2004-09-30 | Rank | |
| # of Employees: | 134 | 1,256 |
| Assets and Liabilities | ||
| Total Assets: | $667,225,000 | 853 |
| Cash and due from depository institutions | $80,801,000 | 1,256 |
| Interest-bearing balances | $64,014,000 | 90 |
| Securities | $296,705,000 | 476 |
| Federal funds sold & reverse repurchase agreements | $6,135,000 | 1,772 |
| Net loans & leases | $244,048,000 | 1,589 |
| Loan loss allowance | $3,206,000 | 1,473 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,970,000 | 1,245 |
| Other real estate owned | $95,000 | 1,256 |
| Goodwill and other intangibles | $1,361,000 | 1,443 |
| All other assets | $30,110,000 | 547 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $667,225,000 | 853 |
| Total liabilities | $621,111,000 | 817 |
| Total deposits | $459,174,000 | 939 |
| Interest-bearing deposits | $423,251,000 | 867 |
| Deposits held in domestic offices | $459,174,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $155,167,000 | 388 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,770,000 | 721 |
| Total equity capital | $46,114,000 | 1,229 |
| Total bank equity capital | $46,114,000 | 1,229 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $39,365,000 | 630 |
| Undivided profits | $6,749,000 | 3,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,784,000 | 986 |
| Earning assets | $610,902,000 | 845 |
| Long-term assets (5+ years) | $373,762,000 | 317 |
| Average Assets, year-to-date | $690,729,750 | 806 |
| Average Assets, quarterly | $673,072,000 | 834 |
| Volatile liabilities | $35,701,000 | 2,711 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $152,100,000 | 337 |
| Loans and leases held for sale | $506,000 | 1,179 |
| Unused loan commitments | $51,700,000 | 1,532 |
| Tier 1 (core) risk-based capital | $44,148,000 | 1,194 |
| Tier 2 risk-based capital | $3,206,000 | 1,419 |
| Total risk weighted assets | $326,935,000 | 1,234 |
| Total unused commitments | $51,700,000 | 1,533 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 135 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $678,919,000 | 822 |
| Cash and due from depository institutions | $69,121,000 | 1,264 |
| Interest-bearing balances | $51,142,000 | 109 |
| Securities | $310,667,000 | 467 |
| Federal funds sold & reverse repurchase agreements | $7,580,000 | 1,400 |
| Net loans & leases | $248,120,000 | 1,510 |
| Loan loss allowance | $3,173,000 | 1,466 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,102,000 | 1,206 |
| Other real estate owned | $96,000 | 1,264 |
| Goodwill and other intangibles | $1,413,000 | 1,409 |
| All other assets | $33,820,000 | 519 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $678,919,000 | 822 |
| Total liabilities | $626,560,000 | 802 |
| Total deposits | $464,720,000 | 914 |
| Interest-bearing deposits | $439,540,000 | 829 |
| Deposits held in domestic offices | $464,720,000 | 908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $155,167,000 | 386 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,673,000 | 698 |
| Total equity capital | $52,359,000 | 1,048 |
| Total bank equity capital | $52,359,000 | 1,048 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $39,133,000 | 623 |
| Undivided profits | $13,226,000 | 2,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,696,000 | 968 |
| Earning assets | $617,509,000 | 828 |
| Long-term assets (5+ years) | $388,704,000 | 316 |
| Average Assets, year-to-date | $698,564,670 | 795 |
| Average Assets, quarterly | $690,743,500 | 806 |
| Volatile liabilities | $12,854,000 | 5,163 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $152,100,000 | 338 |
| Loans and leases held for sale | $351,000 | 1,297 |
| Unused loan commitments | $58,360,000 | 1,372 |
| Tier 1 (core) risk-based capital | $54,087,000 | 951 |
| Tier 2 risk-based capital | $3,173,000 | 1,414 |
| Total risk weighted assets | $332,488,000 | 1,183 |
| Total unused commitments | $58,360,000 | 1,374 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $702,568,000 | 804 |
| Cash and due from depository institutions | $68,166,000 | 1,400 |
| Interest-bearing balances | $55,814,000 | 110 |
| Securities | $316,358,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $3,965,000 | 3,284 |
| Net loans & leases | $273,193,000 | 1,335 |
| Loan loss allowance | $7,192,000 | 663 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,247,000 | 1,163 |
| Other real estate owned | $499,000 | 1,400 |
| Goodwill and other intangibles | $1,465,000 | 1,385 |
| All other assets | $30,675,000 | 529 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $702,568,000 | 804 |
| Total liabilities | $643,943,000 | 793 |
| Total deposits | $455,315,000 | 930 |
| Interest-bearing deposits | $427,828,000 | 862 |
| Deposits held in domestic offices | $455,315,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,895,000 | 724 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $161,667,000 | 361 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,066,000 | 736 |
| Total equity capital | $58,625,000 | 966 |
| Total bank equity capital | $58,625,000 | 966 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $38,781,000 | 613 |
| Undivided profits | $19,844,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,187,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,965,000 | 879 |
| Earning assets | $649,330,000 | 798 |
| Long-term assets (5+ years) | $332,569,000 | 347 |
| Average Assets, year-to-date | $708,387,500 | 787 |
| Average Assets, quarterly | $708,387,500 | 787 |
| Volatile liabilities | $37,808,000 | 2,471 |
| Insider loans | $190,000 | 6,785 |
| FHLB advances | $158,600,000 | 317 |
| Loans and leases held for sale | $1,997,000 | 703 |
| Unused loan commitments | $57,361,000 | 1,355 |
| Tier 1 (core) risk-based capital | $55,007,000 | 935 |
| Tier 2 risk-based capital | $4,486,000 | 980 |
| Total risk weighted assets | $350,399,000 | 1,088 |
| Total unused commitments | $57,361,000 | 1,359 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 123 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $714,207,000 | 790 |
| Cash and due from depository institutions | $53,888,000 | 1,406 |
| Interest-bearing balances | $37,467,000 | 161 |
| Securities | $337,676,000 | 439 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 3,420 |
| Net loans & leases | $279,196,000 | 1,296 |
| Loan loss allowance | $4,480,000 | 1,033 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,366,000 | 1,133 |
| Other real estate owned | $505,000 | 1,406 |
| Goodwill and other intangibles | $1,517,000 | 1,355 |
| All other assets | $30,254,000 | 545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,207,000 | 790 |
| Total liabilities | $657,285,000 | 776 |
| Total deposits | $462,962,000 | 925 |
| Interest-bearing deposits | $431,875,000 | 856 |
| Deposits held in domestic offices | $462,962,000 | 923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,895,000 | 741 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $166,667,000 | 376 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,761,000 | 672 |
| Total equity capital | $56,922,000 | 987 |
| Total bank equity capital | $56,922,000 | 987 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $38,525,000 | 612 |
| Undivided profits | $18,397,000 | 1,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,987,000 | 888 |
| Earning assets | $657,144,000 | 782 |
| Long-term assets (5+ years) | $326,225,000 | 358 |
| Average Assets, year-to-date | $747,849,200 | 733 |
| Average Assets, quarterly | $719,372,000 | 785 |
| Volatile liabilities | $43,392,000 | 2,206 |
| Insider loans | $191,000 | 6,811 |
| FHLB advances | $163,600,000 | 317 |
| Loans and leases held for sale | $445,000 | 1,196 |
| Unused loan commitments | $68,628,000 | 1,136 |
| Tier 1 (core) risk-based capital | $55,574,000 | 922 |
| Tier 2 risk-based capital | $4,396,000 | 1,002 |
| Total risk weighted assets | $351,562,000 | 1,074 |
| Total unused commitments | $68,628,000 | 1,137 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 125 | 1,409 |
| Assets and Liabilities | ||
| Total Assets: | $724,537,000 | 795 |
| Cash and due from depository institutions | $73,069,000 | 1,409 |
| Interest-bearing balances | $59,278,000 | 132 |
| Securities | $316,377,000 | 472 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $294,390,000 | 1,205 |
| Loan loss allowance | $4,477,000 | 1,043 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,369,000 | 1,120 |
| Other real estate owned | $99,000 | 1,409 |
| Goodwill and other intangibles | $1,568,000 | 1,318 |
| All other assets | $30,665,000 | 550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $724,537,000 | 795 |
| Total liabilities | $665,915,000 | 782 |
| Total deposits | $466,227,000 | 932 |
| Interest-bearing deposits | $439,926,000 | 858 |
| Deposits held in domestic offices | $466,227,000 | 928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,645,000 | 700 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $171,518,000 | 344 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,525,000 | 803 |
| Total equity capital | $58,622,000 | 961 |
| Total bank equity capital | $58,622,000 | 961 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $38,286,000 | 628 |
| Undivided profits | $20,336,000 | 1,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,604,000 | 1,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,861,000 | 949 |
| Earning assets | $670,045,000 | 786 |
| Long-term assets (5+ years) | $341,044,000 | 351 |
| Average Assets, year-to-date | $756,259,750 | 738 |
| Average Assets, quarterly | $751,927,000 | 759 |
| Volatile liabilities | $50,138,000 | 1,899 |
| Insider loans | $725,000 | 4,702 |
| FHLB advances | $167,600,000 | 295 |
| Loans and leases held for sale | $2,620,000 | 753 |
| Unused loan commitments | $48,693,000 | 1,492 |
| Tier 1 (core) risk-based capital | $56,647,000 | 898 |
| Tier 2 risk-based capital | $4,582,000 | 976 |
| Total risk weighted assets | $359,555,000 | 1,046 |
| Total unused commitments | $48,693,000 | 1,498 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 121 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $779,317,000 | 729 |
| Cash and due from depository institutions | $17,082,000 | 1,457 |
| Interest-bearing balances | $3,785,000 | 1,807 |
| Securities | $374,517,000 | 382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $343,462,000 | 1,032 |
| Loan loss allowance | $4,547,000 | 1,012 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,363,000 | 1,097 |
| Other real estate owned | $100,000 | 1,457 |
| Goodwill and other intangibles | $1,620,000 | 1,267 |
| All other assets | $34,173,000 | 512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $779,317,000 | 729 |
| Total liabilities | $717,313,000 | 714 |
| Total deposits | $472,225,000 | 902 |
| Interest-bearing deposits | $449,347,000 | 833 |
| Deposits held in domestic offices | $472,225,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,981,000 | 468 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $196,518,000 | 317 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,589,000 | 824 |
| Total equity capital | $62,004,000 | 895 |
| Total bank equity capital | $62,004,000 | 895 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $38,074,000 | 614 |
| Undivided profits | $23,930,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,472,000 | 750 |
| Earning assets | $721,764,000 | 723 |
| Long-term assets (5+ years) | $421,505,000 | 272 |
| Average Assets, year-to-date | $766,834,000 | 718 |
| Average Assets, quarterly | $782,181,000 | 715 |
| Volatile liabilities | $95,679,000 | 1,100 |
| Insider loans | $731,000 | 4,683 |
| FHLB advances | $192,600,000 | 267 |
| Loans and leases held for sale | $3,914,000 | 797 |
| Unused loan commitments | $46,746,000 | 1,510 |
| Tier 1 (core) risk-based capital | $58,712,000 | 848 |
| Tier 2 risk-based capital | $4,720,000 | 913 |
| Total risk weighted assets | $385,162,000 | 966 |
| Total unused commitments | $46,746,000 | 1,518 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 116 | 1,502 |
| Assets and Liabilities | ||
| Total Assets: | $785,045,000 | 708 |
| Cash and due from depository institutions | $62,122,000 | 1,502 |
| Interest-bearing balances | $52,803,000 | 140 |
| Securities | $290,307,000 | 492 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $388,635,000 | 880 |
| Loan loss allowance | $4,576,000 | 993 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,056,000 | 1,130 |
| Other real estate owned | $1,104,000 | 1,502 |
| Goodwill and other intangibles | $1,672,000 | 1,239 |
| All other assets | $33,149,000 | 512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $785,045,000 | 708 |
| Total liabilities | $723,250,000 | 693 |
| Total deposits | $493,146,000 | 865 |
| Interest-bearing deposits | $470,107,000 | 793 |
| Deposits held in domestic offices | $493,146,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,325,000 | 620 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $198,518,000 | 300 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,261,000 | 778 |
| Total equity capital | $61,795,000 | 879 |
| Total bank equity capital | $61,795,000 | 879 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $37,724,000 | 620 |
| Undivided profits | $24,071,000 | 1,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,371,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,316,000 | 807 |
| Earning assets | $731,745,000 | 698 |
| Long-term assets (5+ years) | $459,757,000 | 255 |
| Average Assets, year-to-date | $760,592,500 | 717 |
| Average Assets, quarterly | $760,592,500 | 717 |
| Volatile liabilities | $74,825,000 | 1,321 |
| Insider loans | $736,000 | 4,620 |
| FHLB advances | $194,600,000 | 246 |
| Loans and leases held for sale | $3,435,000 | 780 |
| Unused loan commitments | $40,509,000 | 1,647 |
| Tier 1 (core) risk-based capital | $58,563,000 | 845 |
| Tier 2 risk-based capital | $4,576,000 | 931 |
| Total risk weighted assets | $399,783,000 | 919 |
| Total unused commitments | $40,509,000 | 1,657 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 113 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $736,140,000 | 736 |
| Cash and due from depository institutions | $57,679,000 | 1,523 |
| Interest-bearing balances | $36,365,000 | 188 |
| Securities | $210,003,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $421,262,000 | 809 |
| Loan loss allowance | $4,510,000 | 985 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,044,000 | 1,114 |
| Other real estate owned | $1,145,000 | 1,523 |
| Goodwill and other intangibles | $1,723,000 | 1,209 |
| All other assets | $36,284,000 | 479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $736,140,000 | 736 |
| Total liabilities | $672,404,000 | 722 |
| Total deposits | $442,229,000 | 935 |
| Interest-bearing deposits | $420,088,000 | 856 |
| Deposits held in domestic offices | $442,229,000 | 932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,685,000 | 676 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $200,518,000 | 303 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,970,000 | 710 |
| Total equity capital | $63,738,000 | 844 |
| Total bank equity capital | $63,738,000 | 844 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $37,512,000 | 609 |
| Undivided profits | $26,226,000 | 1,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,221,000 | 878 |
| Earning assets | $667,630,000 | 745 |
| Long-term assets (5+ years) | $423,211,000 | 269 |
| Average Assets, year-to-date | $747,195,800 | 684 |
| Average Assets, quarterly | $730,462,500 | 730 |
| Volatile liabilities | $71,812,000 | 1,363 |
| Insider loans | $741,000 | 4,634 |
| FHLB advances | $196,600,000 | 252 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,049,000 | 1,200 |
| Tier 1 (core) risk-based capital | $60,565,000 | 793 |
| Tier 2 risk-based capital | $4,544,000 | 912 |
| Total risk weighted assets | $407,232,000 | 891 |
| Total unused commitments | $58,049,000 | 1,202 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 119 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $768,840,000 | 672 |
| Cash and due from depository institutions | $18,898,000 | 1,417 |
| Interest-bearing balances | $573,000 | 3,559 |
| Securities | $207,499,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,764 |
| Net loans & leases | $488,662,000 | 687 |
| Loan loss allowance | $3,252,000 | 1,269 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,603,000 | 993 |
| Other real estate owned | $1,149,000 | 1,417 |
| Goodwill and other intangibles | $1,930,000 | 1,073 |
| All other assets | $37,099,000 | 452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $768,840,000 | 672 |
| Total liabilities | $710,925,000 | 659 |
| Total deposits | $401,767,000 | 998 |
| Interest-bearing deposits | $348,250,000 | 986 |
| Deposits held in domestic offices | $401,767,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,038,000 | 1,021 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $289,354,000 | 237 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,766,000 | 677 |
| Total equity capital | $57,915,000 | 851 |
| Total bank equity capital | $57,915,000 | 851 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $36,739,000 | 605 |
| Undivided profits | $21,176,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,545,000 | 851 |
| Earning assets | $701,734,000 | 672 |
| Long-term assets (5+ years) | $450,065,000 | 259 |
| Average Assets, year-to-date | $719,597,000 | 682 |
| Average Assets, quarterly | $775,093,000 | 661 |
| Volatile liabilities | $109,308,000 | 927 |
| Insider loans | $142,000 | 7,339 |
| FHLB advances | $284,585,000 | 180 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $51,244,000 | 1,232 |
| Tier 1 (core) risk-based capital | $56,919,000 | 810 |
| Tier 2 risk-based capital | $3,690,000 | 1,072 |
| Total risk weighted assets | $442,681,000 | 784 |
| Total unused commitments | $51,244,000 | 1,237 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 131 | 1,250 |
| Assets and Liabilities | ||
| Total Assets: | $614,268,000 | 819 |
| Cash and due from depository institutions | $14,075,000 | 1,250 |
| Interest-bearing balances | $1,588,000 | 1,928 |
| Securities | $156,757,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $417,153,000 | 777 |
| Loan loss allowance | $2,563,000 | 1,515 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,027,000 | 1,169 |
| Other real estate owned | $1,268,000 | 1,250 |
| Goodwill and other intangibles | $2,000 | 3,123 |
| All other assets | $17,986,000 | 642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $614,268,000 | 819 |
| Total liabilities | $560,782,000 | 805 |
| Total deposits | $334,646,000 | 1,137 |
| Interest-bearing deposits | $294,040,000 | 1,127 |
| Deposits held in domestic offices | $334,646,000 | 1,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,744,000 | 464 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $172,820,000 | 332 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,572,000 | 929 |
| Total equity capital | $53,486,000 | 873 |
| Total bank equity capital | $53,486,000 | 873 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $28,373,000 | 700 |
| Undivided profits | $25,113,000 | 1,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,201,000 | 1,127 |
| Earning assets | $575,498,000 | 804 |
| Long-term assets (5+ years) | $352,218,000 | 303 |
| Average Assets, year-to-date | $614,830,000 | 783 |
| Average Assets, quarterly | $617,605,000 | 809 |
| Volatile liabilities | $122,595,000 | 848 |
| Insider loans | $147,000 | 7,510 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,954,000 | 525 |
| Unused loan commitments | $54,979,000 | 1,087 |
| Tier 1 (core) risk-based capital | $56,066,800 | 795 |
| Tier 2 risk-based capital | $2,856,400 | 1,292 |
| Total risk weighted assets | $354,976,500 | 926 |
| Total unused commitments | $54,979,000 | 1,088 |
| Derivatives | $20,000,000 | 283 |
| 1999-12-31 | Rank | |
| # of Employees: | 149 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $591,519,000 | 842 |
| Cash and due from depository institutions | $21,727,000 | 1,132 |
| Interest-bearing balances | $609,000 | 2,919 |
| Securities | $194,319,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $7,665,000 | 1,253 |
| Net loans & leases | $347,339,000 | 917 |
| Loan loss allowance | $1,941,000 | 1,900 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,480,000 | 1,089 |
| Other real estate owned | $415,000 | 1,132 |
| Goodwill and other intangibles | $2,019,000 | 1,072 |
| All other assets | $10,555,000 | 949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,519,000 | 842 |
| Total liabilities | $543,053,000 | 832 |
| Total deposits | $287,523,000 | 1,293 |
| Interest-bearing deposits | $243,739,000 | 1,333 |
| Deposits held in domestic offices | $287,523,000 | 1,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,684,000 | 358 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $156,395,000 | 372 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,451,000 | 890 |
| Total equity capital | $48,466,000 | 918 |
| Total bank equity capital | $48,466,000 | 918 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $26,991,000 | 738 |
| Undivided profits | $21,475,000 | 1,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,035,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,695,000 | 1,256 |
| Earning assets | $549,932,000 | 828 |
| Long-term assets (5+ years) | $347,061,000 | 334 |
| Average Assets, year-to-date | $511,459,800 | 911 |
| Average Assets, quarterly | $577,066,500 | 847 |
| Volatile liabilities | $167,480,000 | 682 |
| Insider loans | $151,000 | 7,568 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,306,000 | 358 |
| Unused loan commitments | $61,526,000 | 1,039 |
| Tier 1 (core) risk-based capital | $54,629,100 | 818 |
| Tier 2 risk-based capital | $2,304,150 | 1,483 |
| Total risk weighted assets | $311,344,150 | 1,021 |
| Total unused commitments | $61,526,000 | 1,040 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 125 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $439,556,000 | 1,057 |
| Cash and due from depository institutions | $10,512,000 | 1,333 |
| Interest-bearing balances | $652,000 | 3,245 |
| Securities | $155,620,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $261,655,000 | 1,093 |
| Loan loss allowance | $1,727,000 | 2,051 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,168,000 | 1,300 |
| Other real estate owned | $562,000 | 1,333 |
| Goodwill and other intangibles | $1,464,000 | 1,217 |
| All other assets | $3,575,000 | 2,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,556,000 | 1,057 |
| Total liabilities | $386,510,000 | 1,090 |
| Total deposits | $270,803,000 | 1,366 |
| Interest-bearing deposits | $215,893,000 | 1,477 |
| Deposits held in domestic offices | $270,803,000 | 1,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,540,000 | 514 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $71,414,000 | 481 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,753,000 | 1,228 |
| Total equity capital | $53,046,000 | 862 |
| Total bank equity capital | $53,046,000 | 862 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $25,412,000 | 722 |
| Undivided profits | $27,634,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,016,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,350,000 | 1,596 |
| Earning assets | $417,927,000 | 1,025 |
| Long-term assets (5+ years) | $253,938,000 | 391 |
| Average Assets, year-to-date | $396,992,800 | 1,108 |
| Average Assets, quarterly | $428,820,000 | 1,063 |
| Volatile liabilities | $46,523,000 | 1,485 |
| Insider loans | $428,000 | 5,681 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $13,737,000 | 294 |
| Unused loan commitments | $62,370,000 | 973 |
| Tier 1 (core) risk-based capital | $51,105,600 | 826 |
| Tier 2 risk-based capital | $2,432,150 | 1,358 |
| Total risk weighted assets | $231,272,750 | 1,247 |
| Total unused commitments | $62,370,000 | 979 |
| Derivatives | $7,041,000 | 431 |
| 1997-12-31 | Rank | |
| # of Employees: | 123 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $339,643,000 | 1,359 |
| Cash and due from depository institutions | $12,842,000 | 1,441 |
| Interest-bearing balances | $887,000 | 2,609 |
| Securities | $129,205,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,409 |
| Net loans & leases | $179,942,000 | 1,569 |
| Loan loss allowance | $1,372,000 | 2,527 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,200,000 | 2,475 |
| Other real estate owned | $562,000 | 1,441 |
| Goodwill and other intangibles | $904,000 | 1,415 |
| All other assets | $3,288,000 | 2,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,643,000 | 1,359 |
| Total liabilities | $285,053,000 | 1,459 |
| Total deposits | $247,299,000 | 1,498 |
| Interest-bearing deposits | $192,233,000 | 1,678 |
| Deposits held in domestic offices | $247,299,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,755,000 | 690 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,621,000 | 1,269 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,378,000 | 1,335 |
| Total equity capital | $54,590,000 | 843 |
| Total bank equity capital | $54,590,000 | 843 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $30,532,000 | 617 |
| Undivided profits | $24,058,000 | 1,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,525,000 | 1,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,023,000 | 2,219 |
| Earning assets | $319,734,000 | 1,332 |
| Long-term assets (5+ years) | $162,892,000 | 487 |
| Average Assets, year-to-date | $299,332,600 | 1,453 |
| Average Assets, quarterly | $316,883,500 | 1,435 |
| Volatile liabilities | $28,968,000 | 2,199 |
| Insider loans | $238,000 | 7,129 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,334,000 | 344 |
| Unused loan commitments | $27,752,000 | 1,669 |
| Tier 1 (core) risk-based capital | $52,943,600 | 809 |
| Tier 2 risk-based capital | $1,372,000 | 2,181 |
| Total risk weighted assets | $173,104,800 | 1,623 |
| Total unused commitments | $27,752,000 | 1,673 |
| Derivatives | $2,000,000 | 466 |
| 1996-12-31 | Rank | |
| # of Employees: | 119 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $288,340,000 | 1,634 |
| Cash and due from depository institutions | $11,769,000 | 1,579 |
| Interest-bearing balances | $373,000 | 3,368 |
| Securities | $139,589,000 | 890 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $129,679,000 | 2,190 |
| Loan loss allowance | $1,184,000 | 3,037 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,498,000 | 3,087 |
| Other real estate owned | $433,000 | 1,579 |
| Goodwill and other intangibles | $563,000 | 1,614 |
| All other assets | $3,809,000 | 1,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,340,000 | 1,634 |
| Total liabilities | $261,134,000 | 1,626 |
| Total deposits | $221,100,000 | 1,737 |
| Interest-bearing deposits | $195,073,000 | 1,709 |
| Deposits held in domestic offices | $221,100,000 | 1,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,300,000 | 753 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,400,000 | 1,138 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,334,000 | 1,366 |
| Total equity capital | $27,206,000 | 1,668 |
| Total bank equity capital | $27,206,000 | 1,668 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $6,514,000 | 2,309 |
| Undivided profits | $20,692,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,658,000 | 1,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $773,000 | 2,950 |
| Earning assets | $269,641,000 | 1,600 |
| Long-term assets (5+ years) | $133,823,000 | 566 |
| Average Assets, year-to-date | $275,749,200 | 1,625 |
| Average Assets, quarterly | $290,389,000 | 1,600 |
| Volatile liabilities | $37,063,000 | 1,749 |
| Insider loans | $312,000 | 6,736 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,495,000 | 472 |
| Unused loan commitments | $22,043,000 | 1,922 |
| Tier 1 (core) risk-based capital | $26,385,000 | 1,632 |
| Tier 2 risk-based capital | $1,184,000 | 2,548 |
| Total risk weighted assets | $130,622,900 | 2,158 |
| Total unused commitments | $22,043,000 | 1,935 |
| Derivatives | $1,000,000 | 518 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $258,440,000 | 1,819 |
| Cash and due from depository institutions | $8,217,000 | 1,540 |
| Interest-bearing balances | $675,000 | 2,980 |
| Securities | $91,869,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,658 |
| Net loans & leases | $143,438,000 | 1,976 |
| Loan loss allowance | $1,336,000 | 2,723 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,653,000 | 2,857 |
| Other real estate owned | $573,000 | 1,540 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,890,000 | 1,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,440,000 | 1,819 |
| Total liabilities | $233,981,000 | 1,812 |
| Total deposits | $232,128,000 | 1,677 |
| Interest-bearing deposits | $206,671,000 | 1,640 |
| Deposits held in domestic offices | $232,128,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,853,000 | 2,235 |
| Total equity capital | $24,459,000 | 1,840 |
| Total bank equity capital | $24,459,000 | 1,840 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $6,269,000 | 2,383 |
| Undivided profits | $18,190,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $946,000 | 2,446 |
| Earning assets | $239,782,000 | 1,788 |
| Long-term assets (5+ years) | $78,180,000 | 832 |
| Average Assets, year-to-date | $255,506,200 | 1,777 |
| Average Assets, quarterly | $263,370,000 | 1,773 |
| Volatile liabilities | $4,496,000 | 7,287 |
| Insider loans | $319,000 | 6,882 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,859,000 | 618 |
| Unused loan commitments | $22,188,000 | 1,855 |
| Tier 1 (core) risk-based capital | $23,800,000 | 1,810 |
| Tier 2 risk-based capital | $1,336,000 | 2,239 |
| Total risk weighted assets | $146,361,100 | 1,906 |
| Total unused commitments | $22,188,000 | 1,864 |
| Derivatives | $6,000,000 | 536 |
| 1994-12-31 | Rank | |
| # of Employees: | 101 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $228,438,000 | 2,024 |
| Cash and due from depository institutions | $10,596,000 | 1,990 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $95,415,000 | 1,353 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
| Net loans & leases | $113,985,000 | 2,369 |
| Loan loss allowance | $1,095,000 | 3,307 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,814,000 | 2,628 |
| Other real estate owned | $473,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,855,000 | 1,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,438,000 | 2,024 |
| Total liabilities | $206,547,000 | 2,028 |
| Total deposits | $205,083,000 | 1,864 |
| Interest-bearing deposits | $184,813,000 | 1,794 |
| Deposits held in domestic offices | $205,083,000 | 1,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,464,000 | 2,281 |
| Total equity capital | $21,891,000 | 1,883 |
| Total bank equity capital | $21,891,000 | 1,883 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $6,224,000 | 2,315 |
| Undivided profits | $15,667,000 | 1,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,442,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $806,000 | 2,520 |
| Earning assets | $209,700,000 | 2,024 |
| Long-term assets (5+ years) | $70,792,000 | 894 |
| Average Assets, year-to-date | $230,569,800 | 1,929 |
| Average Assets, quarterly | $228,644,500 | 2,001 |
| Volatile liabilities | $1,873,000 | 9,835 |
| Insider loans | $160,000 | 8,627 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,623,000 | 2,194 |
| Tier 1 (core) risk-based capital | $22,831,000 | 1,826 |
| Tier 2 risk-based capital | $1,095,000 | 2,691 |
| Total risk weighted assets | $122,854,300 | 2,203 |
| Total unused commitments | $16,623,000 | 2,206 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $229,618,000 | 2,022 |
| Cash and due from depository institutions | $7,395,000 | 2,131 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $104,576,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 3,756 |
| Net loans & leases | $107,324,000 | 2,445 |
| Loan loss allowance | $794,000 | 4,510 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,961,000 | 2,474 |
| Other real estate owned | $46,000 | 2,131 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,686,000 | 2,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,618,000 | 2,022 |
| Total liabilities | $208,139,000 | 2,039 |
| Total deposits | $207,528,000 | 1,899 |
| Interest-bearing deposits | $187,011,000 | 1,845 |
| Deposits held in domestic offices | $207,528,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,000 | 4,957 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $604,000 | 4,648 |
| Total equity capital | $21,479,000 | 1,910 |
| Total bank equity capital | $21,479,000 | 1,910 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $6,086,000 | 2,251 |
| Undivided profits | $15,393,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,525,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $678,000 | 2,659 |
| Earning assets | $215,530,000 | 1,978 |
| Long-term assets (5+ years) | $81,850,000 | 792 |
| Average Assets, year-to-date | $223,771,600 | 2,017 |
| Average Assets, quarterly | $228,483,000 | 2,017 |
| Volatile liabilities | $1,188,000 | 11,042 |
| Insider loans | $163,000 | 8,797 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,281,000 | 2,658 |
| Tier 1 (core) risk-based capital | $21,479,000 | 1,850 |
| Tier 2 risk-based capital | $794,000 | 3,565 |
| Total risk weighted assets | $115,155,300 | 2,292 |
| Total unused commitments | $12,281,000 | 2,680 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $218,047,000 | 2,180 |
| Cash and due from depository institutions | $12,210,000 | 2,290 |
| Interest-bearing balances | $6,000,000 | 1,230 |
| Securities | $86,594,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,807 |
| Net loans & leases | $109,268,000 | 2,472 |
| Loan loss allowance | $643,000 | 5,356 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,033,000 | 2,432 |
| Other real estate owned | $197,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,545,000 | 2,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,047,000 | 2,180 |
| Total liabilities | $198,924,000 | 2,178 |
| Total deposits | $198,416,000 | 2,079 |
| Interest-bearing deposits | $180,705,000 | 1,987 |
| Deposits held in domestic offices | $198,416,000 | 2,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $161,000 | 4,011 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $347,000 | 7,517 |
| Total equity capital | $19,123,000 | 2,029 |
| Total bank equity capital | $19,123,000 | 2,029 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $5,702,000 | 2,312 |
| Undivided profits | $13,421,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $927,000 | 2,134 |
| Earning assets | $206,062,000 | 2,097 |
| Long-term assets (5+ years) | $90,434,000 | 693 |
| Average Assets, year-to-date | $206,746,600 | 2,241 |
| Average Assets, quarterly | $213,546,000 | 2,199 |
| Volatile liabilities | $1,850,000 | 10,218 |
| Insider loans | $165,000 | 4,421 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,829,000 | 3,192 |
| Tier 1 (core) risk-based capital | $19,123,000 | 1,987 |
| Tier 2 risk-based capital | $643,000 | 4,234 |
| Total risk weighted assets | $116,246,800 | 2,334 |
| Total unused commitments | $8,829,000 | 3,212 |
| Derivatives | $0 | 651 |