Home > The Waldoboro Bank F.S.B. > Assets and Liabilities
The Waldoboro Bank F.S.B., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $76,718,000 | 5,365 |
| Cash and due from depository institutions | $4,403,000 | 5,233 |
| Interest-bearing balances | $2,264,000 | 1,576 |
| Securities | $7,107,000 | 7,955 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 4,407 |
| Net loans & leases | $60,521,000 | 4,472 |
| Loan loss allowance | $464,000 | 5,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,621,000 | 4,613 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $92,000 | 2,716 |
| All other assets | $1,599,000 | 4,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,718,000 | 5,365 |
| Total liabilities | $71,313,000 | 5,247 |
| Total deposits | $58,011,000 | 5,680 |
| Interest-bearing deposits | $53,567,000 | 5,411 |
| Deposits held in domestic offices | $58,011,000 | 5,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,715,000 | 1,727 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $587,000 | 4,818 |
| Total equity capital | $5,405,000 | 6,671 |
| Total bank equity capital | $5,405,000 | 6,671 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $203,000 | 6,518 |
| Surplus | $1,110,000 | 6,949 |
| Undivided profits | $4,092,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $296,000 | 6,516 |
| Earning assets | $71,267,000 | 5,307 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $73,441,400 | 5,370 |
| Average Assets, quarterly | $76,464,500 | 5,331 |
| Volatile liabilities | $22,373,000 | 3,217 |
| Insider loans | $474,000 | 5,490 |
| FHLB advances | $12,715,000 | 427 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,865,000 | 6,105 |
| Tier 1 (core) risk-based capital | $5,519,000 | 6,588 |
| Tier 2 risk-based capital | $464,000 | 5,576 |
| Total risk weighted assets | $45,749,000 | 5,510 |
| Total unused commitments | $3,865,000 | 6,110 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $70,909,000 | 5,673 |
| Cash and due from depository institutions | $4,420,000 | 5,084 |
| Interest-bearing balances | $2,786,000 | 1,823 |
| Securities | $4,706,000 | 8,859 |
| Federal funds sold & reverse repurchase agreements | $2,665,000 | 5,138 |
| Net loans & leases | $55,684,000 | 4,574 |
| Loan loss allowance | $389,000 | 6,502 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,762,000 | 4,294 |
| Other real estate owned | $158,000 | 5,084 |
| Goodwill and other intangibles | $18,000 | 3,200 |
| All other assets | $1,496,000 | 4,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,909,000 | 5,673 |
| Total liabilities | $65,711,000 | 5,525 |
| Total deposits | $53,346,000 | 6,065 |
| Interest-bearing deposits | $53,346,000 | 5,475 |
| Deposits held in domestic offices | $53,346,000 | 6,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,190,000 | 1,391 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $175,000 | 8,891 |
| Total equity capital | $5,198,000 | 6,940 |
| Total bank equity capital | $5,198,000 | 6,940 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $203,000 | 6,636 |
| Surplus | $1,110,000 | 6,958 |
| Undivided profits | $3,885,000 | 5,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $269,000 | 6,963 |
| Earning assets | $65,841,000 | 5,611 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $66,527,000 | 5,708 |
| Average Assets, quarterly | $70,925,000 | 5,579 |
| Volatile liabilities | $19,635,000 | 3,054 |
| Insider loans | $643,000 | 4,642 |
| FHLB advances | $12,190,000 | 385 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,471,000 | 6,223 |
| Tier 1 (core) risk-based capital | $5,196,000 | 6,766 |
| Tier 2 risk-based capital | $389,000 | 6,099 |
| Total risk weighted assets | $41,502,000 | 5,761 |
| Total unused commitments | $3,471,000 | 6,228 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $62,552,000 | 6,183 |
| Cash and due from depository institutions | $4,058,000 | 6,227 |
| Interest-bearing balances | $1,995,000 | 1,779 |
| Securities | $3,093,000 | 9,937 |
| Federal funds sold & reverse repurchase agreements | $3,365,000 | 3,678 |
| Net loans & leases | $49,297,000 | 5,041 |
| Loan loss allowance | $330,000 | 7,251 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,513,000 | 4,689 |
| Other real estate owned | $74,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,152,000 | 5,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,552,000 | 6,183 |
| Total liabilities | $57,538,000 | 6,066 |
| Total deposits | $46,799,000 | 6,651 |
| Interest-bearing deposits | $43,737,000 | 6,296 |
| Deposits held in domestic offices | $46,799,000 | 6,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,190,000 | 1,361 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $549,000 | 5,565 |
| Total equity capital | $5,014,000 | 7,151 |
| Total bank equity capital | $5,014,000 | 7,151 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $203,000 | 6,918 |
| Surplus | $1,110,000 | 7,118 |
| Undivided profits | $3,701,000 | 5,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $236,000 | 7,702 |
| Earning assets | $57,750,000 | 6,144 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $60,168,200 | 6,140 |
| Average Assets, quarterly | $62,019,500 | 6,153 |
| Volatile liabilities | $15,490,000 | 3,663 |
| Insider loans | $549,000 | 5,158 |
| FHLB advances | $10,190,000 | 413 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,260,000 | 7,165 |
| Tier 1 (core) risk-based capital | $5,008,000 | 6,984 |
| Tier 2 risk-based capital | $330,000 | 6,711 |
| Total risk weighted assets | $35,767,000 | 6,358 |
| Total unused commitments | $2,260,000 | 7,172 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $57,851,000 | 6,675 |
| Cash and due from depository institutions | $2,382,000 | 6,712 |
| Interest-bearing balances | $1,387,000 | 2,024 |
| Securities | $3,572,000 | 10,338 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 6,209 |
| Net loans & leases | $48,129,000 | 5,177 |
| Loan loss allowance | $296,000 | 7,915 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,547,000 | 4,589 |
| Other real estate owned | $92,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,004,000 | 6,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,851,000 | 6,675 |
| Total liabilities | $52,914,000 | 6,587 |
| Total deposits | $42,571,000 | 7,249 |
| Interest-bearing deposits | $42,571,000 | 6,609 |
| Deposits held in domestic offices | $42,571,000 | 7,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,190,000 | 1,310 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $153,000 | 9,913 |
| Total equity capital | $4,937,000 | 7,283 |
| Total bank equity capital | $4,937,000 | 7,283 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $203,000 | 7,295 |
| Surplus | $1,110,000 | 7,340 |
| Undivided profits | $3,624,000 | 5,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $211,000 | 8,271 |
| Earning assets | $54,213,000 | 6,578 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $55,717,000 | 6,662 |
| Average Assets, quarterly | $56,842,500 | 6,696 |
| Volatile liabilities | $14,120,000 | 3,786 |
| Insider loans | $543,000 | 5,304 |
| FHLB advances | $10,190,000 | 438 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,616,000 | 6,802 |
| Tier 1 (core) risk-based capital | $4,937,000 | 7,186 |
| Tier 2 risk-based capital | $296,000 | 7,279 |
| Total risk weighted assets | $34,347,000 | 6,597 |
| Total unused commitments | $2,616,000 | 6,815 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $55,423,000 | 6,992 |
| Cash and due from depository institutions | $2,183,000 | 7,557 |
| Interest-bearing balances | $1,769,000 | 1,939 |
| Securities | $3,800,000 | 10,712 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $43,841,000 | 5,445 |
| Loan loss allowance | $220,000 | 9,154 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,400,000 | 4,888 |
| Other real estate owned | $88,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,111,000 | 5,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,423,000 | 6,992 |
| Total liabilities | $50,566,000 | 6,930 |
| Total deposits | $41,981,000 | 7,505 |
| Interest-bearing deposits | $40,796,000 | 6,953 |
| Deposits held in domestic offices | $41,981,000 | 7,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,465,000 | 1,281 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $120,000 | 10,847 |
| Total equity capital | $4,857,000 | 7,487 |
| Total bank equity capital | $4,857,000 | 7,487 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $203,000 | 7,666 |
| Surplus | $1,110,000 | 7,485 |
| Undivided profits | $3,544,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $251,000 | 7,897 |
| Earning assets | $52,410,000 | 6,838 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $53,988,400 | 6,911 |
| Average Assets, quarterly | $55,197,500 | 6,947 |
| Volatile liabilities | $12,080,000 | 3,970 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $8,465,000 | 447 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,311,000 | 8,421 |
| Tier 1 (core) risk-based capital | $4,857,000 | 7,373 |
| Tier 2 risk-based capital | $220,000 | 8,539 |
| Total risk weighted assets | $31,058,000 | 7,028 |
| Total unused commitments | $1,311,000 | 8,433 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $52,508,000 | 7,277 |
| Cash and due from depository institutions | $1,090,000 | 8,823 |
| Interest-bearing balances | $883,000 | 2,601 |
| Securities | $3,730,000 | 11,361 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 4,597 |
| Net loans & leases | $43,878,000 | 5,414 |
| Loan loss allowance | $178,000 | 10,230 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,012,000 | 6,044 |
| Other real estate owned | $340,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,008,000 | 6,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,508,000 | 7,277 |
| Total liabilities | $48,036,000 | 7,212 |
| Total deposits | $38,227,000 | 8,040 |
| Interest-bearing deposits | $36,492,000 | 7,526 |
| Deposits held in domestic offices | $38,227,000 | 8,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,715,000 | 1,264 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $94,000 | 11,246 |
| Total equity capital | $4,472,000 | 7,676 |
| Total bank equity capital | $4,472,000 | 7,676 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $203,000 | 8,110 |
| Surplus | $1,110,000 | 7,635 |
| Undivided profits | $3,159,000 | 5,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 8,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $215,000 | 8,162 |
| Earning assets | $49,941,000 | 7,066 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $51,334,800 | 7,278 |
| Average Assets, quarterly | $52,732,000 | 7,227 |
| Volatile liabilities | $13,683,000 | 3,443 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $9,715,000 | 477 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,271,000 | 8,610 |
| Tier 1 (core) risk-based capital | $4,472,000 | 7,752 |
| Tier 2 risk-based capital | $178,000 | 9,566 |
| Total risk weighted assets | $29,362,000 | 7,337 |
| Total unused commitments | $1,271,000 | 8,623 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $50,035,000 | 7,742 |
| Cash and due from depository institutions | $1,193,000 | 9,438 |
| Interest-bearing balances | $943,000 | 3,512 |
| Securities | $2,305,000 | 12,449 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 5,529 |
| Net loans & leases | $42,521,000 | 5,443 |
| Loan loss allowance | $217,000 | 9,926 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $896,000 | 6,589 |
| Other real estate owned | $45,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $950,000 | 6,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,035,000 | 7,742 |
| Total liabilities | $45,823,000 | 7,682 |
| Total deposits | $35,427,000 | 8,768 |
| Interest-bearing deposits | $33,987,000 | 8,189 |
| Deposits held in domestic offices | $35,427,000 | 8,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,215,000 | 1,064 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $181,000 | 9,663 |
| Total equity capital | $4,212,000 | 8,125 |
| Total bank equity capital | $4,212,000 | 8,125 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $209,000 | 8,514 |
| Surplus | $1,186,000 | 7,586 |
| Undivided profits | $2,817,000 | 6,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $177,000 | 8,730 |
| Earning assets | $47,894,000 | 7,512 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $48,661,000 | 7,733 |
| Average Assets, quarterly | $50,259,500 | 7,656 |
| Volatile liabilities | $13,092,000 | 3,341 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $10,215,000 | 399 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,967,000 | 7,574 |
| Tier 1 (core) risk-based capital | $4,212,000 | 8,051 |
| Tier 2 risk-based capital | $206,000 | 9,222 |
| Total risk weighted assets | $28,040,000 | 7,595 |
| Total unused commitments | $1,967,000 | 7,599 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $46,548,000 | 8,238 |
| Cash and due from depository institutions | $1,225,000 | 10,332 |
| Interest-bearing balances | $1,011,000 | 3,760 |
| Securities | $2,607,000 | 12,760 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $38,598,000 | 5,909 |
| Loan loss allowance | $140,000 | 11,733 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $858,000 | 6,822 |
| Other real estate owned | $97,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $763,000 | 7,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,548,000 | 8,238 |
| Total liabilities | $42,828,000 | 8,183 |
| Total deposits | $37,233,000 | 8,712 |
| Interest-bearing deposits | $35,881,000 | 8,152 |
| Deposits held in domestic offices | $37,233,000 | 8,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,500,000 | 1,379 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,095,000 | 3,060 |
| Total equity capital | $3,720,000 | 8,636 |
| Total bank equity capital | $3,720,000 | 8,636 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $204,000 | 8,951 |
| Surplus | $1,114,000 | 7,733 |
| Undivided profits | $2,402,000 | 6,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 8,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $151,000 | 9,992 |
| Earning assets | $44,616,000 | 7,968 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $43,583,600 | 8,404 |
| Average Assets, quarterly | $44,971,000 | 8,360 |
| Volatile liabilities | $8,504,000 | 4,635 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $4,500,000 | 515 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,420,000 | 6,763 |
| Tier 1 (core) risk-based capital | $3,720,000 | 8,565 |
| Tier 2 risk-based capital | $140,000 | 10,914 |
| Total risk weighted assets | $25,000,000 | 8,262 |
| Total unused commitments | $2,420,000 | 6,792 |
| Derivatives | $0 | 651 |