Home > The Vine Street Trust Company > Income and Expense
The Vine Street Trust Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,149,000 | 1,533 |
| Total interest expense | $9,673,000 | 1,682 |
| Net interest income | $12,476,000 | 1,422 |
| Provision for loan and lease losses | $580,000 | 1,959 |
| Total noninterest income | $2,475,000 | 1,700 |
| Gross Fiduciary activities income | $1,521,000 | 336 |
| Service charges on deposit accounts | $145,000 | 5,867 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $809,000 | 2,368 |
| Total noninterest expense | $7,085,000 | 2,026 |
| Salaries and employee benefits | $3,656,000 | 2,059 |
| Premises and equipment expense | $1,146,000 | 1,869 |
| Additional noninterest expense | $2,283,000 | 1,966 |
| Pre-tax net operating income | $7,286,000 | 1,025 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,530,000 | 968 |
| Income before extraordinary items | $4,756,000 | 1,145 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,756,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,756,000 | 1,105 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,825,000 | 1,516 |
| Total interest expense | $10,752,000 | 1,588 |
| Net interest income | $12,073,000 | 1,456 |
| Provision for loan and lease losses | $528,000 | 1,798 |
| Total noninterest income | $2,616,000 | 1,523 |
| Gross Fiduciary activities income | $1,403,000 | 354 |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,160,000 | 1,682 |
| Total noninterest expense | $6,842,000 | 2,021 |
| Salaries and employee benefits | $3,513,000 | 2,025 |
| Premises and equipment expense | $973,000 | 2,118 |
| Additional noninterest expense | $2,356,000 | 1,869 |
| Pre-tax net operating income | $7,319,000 | 1,034 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,540,000 | 954 |
| Income before extraordinary items | $4,779,000 | 1,113 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,779,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,779,000 | 1,114 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,357,000 | 1,870 |
| Total interest expense | $8,095,000 | 1,839 |
| Net interest income | $9,262,000 | 1,895 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $2,840,000 | 1,423 |
| Gross Fiduciary activities income | $1,206,000 | 418 |
| Service charges on deposit accounts | $143,000 | 5,962 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,491,000 | 1,405 |
| Total noninterest expense | $7,001,000 | 1,963 |
| Salaries and employee benefits | $3,242,000 | 2,167 |
| Premises and equipment expense | $976,000 | 2,096 |
| Additional noninterest expense | $2,783,000 | 1,598 |
| Pre-tax net operating income | $5,056,000 | 1,494 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,741,000 | 1,403 |
| Income before extraordinary items | $3,315,000 | 1,610 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,315,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,315,000 | 1,579 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,537,000 | 2,098 |
| Total interest expense | $7,563,000 | 2,018 |
| Net interest income | $7,974,000 | 2,138 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $2,200,000 | 1,696 |
| Gross Fiduciary activities income | $1,029,000 | 456 |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,040,000 | 1,798 |
| Total noninterest expense | $6,453,000 | 2,031 |
| Salaries and employee benefits | $2,878,000 | 2,345 |
| Premises and equipment expense | $837,000 | 2,330 |
| Additional noninterest expense | $2,738,000 | 1,574 |
| Pre-tax net operating income | $3,661,000 | 1,982 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,249,000 | 1,920 |
| Income before extraordinary items | $2,412,000 | 2,160 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,412,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 10,144 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,412,000 | 2,097 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,071,000 | 2,165 |
| Total interest expense | $6,380,000 | 2,356 |
| Net interest income | $8,691,000 | 1,999 |
| Provision for loan and lease losses | $506,000 | 1,751 |
| Total noninterest income | $1,468,000 | 2,234 |
| Gross Fiduciary activities income | $922,000 | 499 |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $455,000 | 3,022 |
| Total noninterest expense | $5,540,000 | 2,335 |
| Salaries and employee benefits | $2,702,000 | 2,459 |
| Premises and equipment expense | $890,000 | 2,208 |
| Additional noninterest expense | $1,948,000 | 2,152 |
| Pre-tax net operating income | $4,113,000 | 1,843 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $1,391,000 | 1,827 |
| Income before extraordinary items | $2,735,000 | 1,925 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,735,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,726,420 | 1,876 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,810,000 | 2,133 |
| Total interest expense | $6,634,000 | 2,325 |
| Net interest income | $9,176,000 | 1,956 |
| Provision for loan and lease losses | $1,412,000 | 788 |
| Total noninterest income | $9,592,000 | 600 |
| Gross Fiduciary activities income | $462,000 | 728 |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,039,000 | 454 |
| Total noninterest expense | $7,363,000 | 1,915 |
| Salaries and employee benefits | $3,584,000 | 1,845 |
| Premises and equipment expense | $1,214,000 | 1,670 |
| Additional noninterest expense | $2,565,000 | 1,967 |
| Pre-tax net operating income | $9,993,000 | 788 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $3,867,000 | 721 |
| Income before extraordinary items | $6,147,000 | 874 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,147,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 1,090 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,133,560 | 853 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,901,000 | 2,112 |
| Total interest expense | $6,287,000 | 2,444 |
| Net interest income | $9,614,000 | 1,854 |
| Provision for loan and lease losses | $1,268,000 | 794 |
| Total noninterest income | $1,375,000 | 2,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,311,000 | 1,494 |
| Total noninterest expense | $9,301,000 | 1,527 |
| Salaries and employee benefits | $4,901,000 | 1,357 |
| Premises and equipment expense | $1,469,000 | 1,404 |
| Additional noninterest expense | $2,931,000 | 1,733 |
| Pre-tax net operating income | $420,000 | 8,942 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $291,000 | 9,032 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $291,000 | 9,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 947 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 293 |
| Net operating income | $277,140 | 9,133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 3,342 |
| Total interest expense | $2,778,000 | 4,242 |
| Net interest income | $6,179,000 | 2,926 |
| Provision for loan and lease losses | $950,000 | 965 |
| Total noninterest income | $1,197,000 | 2,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,122,000 | 1,705 |
| Total noninterest expense | $7,362,000 | 1,945 |
| Salaries and employee benefits | $3,619,000 | 1,851 |
| Premises and equipment expense | $1,086,000 | 1,881 |
| Additional noninterest expense | $2,657,000 | 2,033 |
| Pre-tax net operating income | $-936,000 | 12,446 |
| Securities gains (losses) | $-145,000 | 11,772 |
| Applicable income taxes | $-413,000 | 12,463 |
| Income before extraordinary items | $-668,000 | 12,386 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-668,000 | 12,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,911 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 219 |
| Net operating income | $-575,200 | 12,378 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,147 |
| Total interest expense | $1,567,000 | 6,992 |
| Net interest income | $3,081,000 | 5,540 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $896,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 2,260 |
| Total noninterest expense | $3,054,000 | 4,439 |
| Salaries and employee benefits | $1,499,000 | 4,278 |
| Premises and equipment expense | $442,000 | 4,326 |
| Additional noninterest expense | $1,113,000 | 4,490 |
| Pre-tax net operating income | $863,000 | 6,502 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $308,000 | 5,974 |
| Income before extraordinary items | $555,000 | 7,116 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $555,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $555,000 | 6,854 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 7,171 |
| Total interest expense | $1,820,000 | 7,568 |
| Net interest income | $2,442,000 | 6,708 |
| Provision for loan and lease losses | $156,000 | 5,974 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,287 |
| Total noninterest expense | $2,179,000 | 5,970 |
| Salaries and employee benefits | $947,000 | 6,350 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $887,000 | 5,594 |
| Pre-tax net operating income | $309,000 | 10,053 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $47,000 | 12,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $47,000 | 12,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $47,000 | 12,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.