Home > The Village Bank & Trust Company > Loan Charge- Offs and Recoveries

The Village Bank & Trust Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$52,0006,016
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0004,151
Loans to individuals$23,0005,163
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$23,0004,719
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$44,0003,642
Loans secured by real estate, total$4,0002,839
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0002,840
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$4,0002,021
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$38,0001,821
Loans to individuals$2,0006,491
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,182
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$8,0007,204
Loans secured by real estate, total$-4,0009,144
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-4,0009,162
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-4,0009,592
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-9,0009,406
To non-U.S. addresseesNANA
Loans to individuals$21,0004,489
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$21,0004,030
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$119,0004,428
Loans secured by real estate, total$42,0002,216
To non-U.S. addresseesNANA
Real estate loans in domestic offices$42,0002,216
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$42,0001,555
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$77,0003,031
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$77,0002,669
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$12,0006,495
Loans secured by real estate, total$1,0003,875
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,873
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$1,0002,907
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,042
Loans to individuals$10,0004,344
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,066
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$107,0003,684
Loans secured by real estate, total$41,0001,804
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0001,802
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$41,0001,306
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,0008,786
To non-U.S. addresseesNANA
Loans to individuals$67,0002,685
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$67,0002,327
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$173,0003,711
Loans secured by real estate, total$104,0001,521
To non-U.S. addresseesNANA
Real estate loans in domestic offices$104,0001,521
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$104,000974
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$69,0003,236
Credit card loan charge offs$15,0001,901
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$54,0003,268
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$98,0002,491
Loans secured by real estate, total$81,000950
To non-U.S. addresseesNANA
Real estate loans in domestic offices$81,000950
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$20,0001,209
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$61,000606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0004,256
Loans to individuals$7,0005,239
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0004,925
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$75,0004,481
Loans secured by real estate, total$23,0002,416
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0002,415
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$84,000916
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-61,00011,158
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-10,00010,043
To non-U.S. addresseesNANA
Loans to individuals$62,0002,782
Credit card loan net charge offs$15,0001,704
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$47,0002,787
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$464,0001,853
Loans secured by real estate, total$186,0001,211
To non-U.S. addresseesNANA
Real estate loans in domestic offices$186,0001,209
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$186,000672
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$95,0002,415
Loans to individuals$183,0001,560
Credit card loan charge offs$1,0003,596
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$182,0001,291
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$14,0007,057
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0004,982
Loans to individuals$6,0005,767
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0005,801
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$450,0001,474
Loans secured by real estate, total$186,000988
To non-U.S. addresseesNANA
Real estate loans in domestic offices$186,000987
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$186,000545
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$87,0001,856
To non-U.S. addresseesNANA
Loans to individuals$177,0001,272
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$177,0001,005
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$206,0003,356
Loans secured by real estate, total$177,0001,428
To non-U.S. addresseesNANA
Real estate loans in domestic offices$177,0001,428
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$18,0002,802
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$159,000793
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0005,966
Loans to individuals$18,0005,809
Credit card loan charge offs$2,0003,192
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0005,592
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$21,0006,799
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0003,995
Loans to individuals$1,0008,689
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0008,401
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$185,0002,617
Loans secured by real estate, total$177,0001,188
To non-U.S. addresseesNANA
Real estate loans in domestic offices$177,0001,189
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$18,0002,318
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$159,000656
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-9,00010,395
To non-U.S. addresseesNANA
Loans to individuals$17,0004,528
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$15,0004,216
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$25,0009,351
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0006,912
Loans to individuals$13,0007,126
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$13,0006,610
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$28,0006,469
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0004,289
Loans to individuals$7,0006,135
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,871
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$-3,00011,177
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-9,00011,353
To non-U.S. addresseesNANA
Loans to individuals$6,0006,915
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$6,0006,282
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$230,0004,734
Loans secured by real estate, total$22,0005,535
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0005,535
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$22,0003,695
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0005,467
Loans to individuals$154,0002,238
Credit card loan charge offs$41,0001,247
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$113,0002,467
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$34,0006,273
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0004,047
Loans to individuals$8,0006,082
Credit card loan recoveries$3,0001,679
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0006,866
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$196,0004,249
Loans secured by real estate, total$22,0004,880
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0004,879
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$22,0003,229
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$28,0005,601
To non-U.S. addresseesNANA
Loans to individuals$146,0001,816
Credit card loan net charge offs$38,0001,190
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$108,0001,883
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.