Home > The Village Bank of St. Louis County > Income and Expense
The Village Bank of St. Louis County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 11,501 |
| Total interest expense | $591,000 | 11,196 |
| Net interest income | $786,000 | 11,548 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $984,000 | 9,805 |
| Salaries and employee benefits | $430,000 | 10,335 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $420,000 | 9,039 |
| Pre-tax net operating income | $64,000 | 12,097 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $60,000 | 12,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $60,000 | 12,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $59,080 | 12,031 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 11,679 |
| Total interest expense | $754,000 | 11,556 |
| Net interest income | $865,000 | 11,655 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $946,000 | 10,225 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $93,000 | 12,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $92,000 | 12,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $92,000 | 12,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,000 | 11,739 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.