Home > The Village Bank of St. Louis County > Assets and Liabilities
The Village Bank of St. Louis County, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $24,702,000 | 10,919 |
| Cash and due from depository institutions | $1,299,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,503,000 | 11,511 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,972 |
| Net loans & leases | $13,114,000 | 10,521 |
| Loan loss allowance | $141,000 | 11,345 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $859,000 | 6,733 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $227,000 | 12,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,702,000 | 10,919 |
| Total liabilities | $22,497,000 | 10,878 |
| Total deposits | $22,468,000 | 10,771 |
| Interest-bearing deposits | $16,575,000 | 11,252 |
| Deposits held in domestic offices | $22,468,000 | 10,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $29,000 | 13,087 |
| Total equity capital | $2,205,000 | 11,009 |
| Total bank equity capital | $2,205,000 | 11,009 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,750,000 | 6,075 |
| Undivided profits | $-545,000 | 12,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 7,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $63,000 | 12,085 |
| Earning assets | $22,317,000 | 10,925 |
| Long-term assets (5+ years) | $270,000 | 10,994 |
| Average Assets, year-to-date | $23,996,400 | 10,929 |
| Average Assets, quarterly | $24,331,500 | 10,935 |
| Volatile liabilities | $772,000 | 11,826 |
| Insider loans | $1,166,000 | 3,327 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,168,000 | 5,402 |
| Tier 1 (core) risk-based capital | $2,205,000 | 10,973 |
| Tier 2 risk-based capital | $141,000 | 10,660 |
| Total risk weighted assets | $14,709,400 | 10,461 |
| Total unused commitments | $4,168,000 | 5,422 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $23,091,000 | 11,502 |
| Cash and due from depository institutions | $1,133,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,810,000 | 11,171 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 8,154 |
| Net loans & leases | $13,784,000 | 10,532 |
| Loan loss allowance | $142,000 | 11,684 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $890,000 | 6,667 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $274,000 | 12,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,091,000 | 11,502 |
| Total liabilities | $20,943,000 | 11,489 |
| Total deposits | $20,906,000 | 11,377 |
| Interest-bearing deposits | $16,797,000 | 11,590 |
| Deposits held in domestic offices | $20,906,000 | 11,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $37,000 | 13,649 |
| Total equity capital | $2,148,000 | 11,203 |
| Total bank equity capital | $2,148,000 | 11,203 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,750,000 | 5,992 |
| Undivided profits | $-602,000 | 13,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 9,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $65,000 | 12,604 |
| Earning assets | $20,794,000 | 11,506 |
| Long-term assets (5+ years) | $958,000 | 10,314 |
| Average Assets, year-to-date | $22,983,400 | 11,406 |
| Average Assets, quarterly | $23,353,000 | 11,425 |
| Volatile liabilities | $977,000 | 11,838 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,353,000 | 6,847 |
| Tier 1 (core) risk-based capital | $2,148,000 | 11,158 |
| Tier 2 risk-based capital | $142,000 | 10,863 |
| Total risk weighted assets | $16,037,800 | 10,350 |
| Total unused commitments | $2,353,000 | 6,877 |
| Derivatives | $0 | 651 |