Home > The Village Bank of Florida > Assets and Liabilities
The Village Bank of Florida, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $221,362,000 | 2,081 |
| Cash and due from depository institutions | $10,968,000 | 2,570 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $84,489,000 | 1,394 |
| Federal funds sold & reverse repurchase agreements | $27,750,000 | 568 |
| Net loans & leases | $92,536,000 | 2,948 |
| Loan loss allowance | $997,000 | 3,367 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,666,000 | 2,225 |
| Other real estate owned | $228,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,725,000 | 3,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,362,000 | 2,081 |
| Total liabilities | $206,532,000 | 2,018 |
| Total deposits | $205,377,000 | 1,841 |
| Interest-bearing deposits | $181,391,000 | 1,800 |
| Deposits held in domestic offices | $205,377,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $306,000 | 4,410 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $849,000 | 4,005 |
| Total equity capital | $14,830,000 | 3,034 |
| Total bank equity capital | $14,830,000 | 3,034 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,420,000 | 1,567 |
| Surplus | $4,780,000 | 2,989 |
| Undivided profits | $7,630,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $472,000 | 4,819 |
| Earning assets | $204,775,000 | 2,076 |
| Long-term assets (5+ years) | $88,940,000 | 985 |
| Average Assets, year-to-date | $207,065,000 | 2,110 |
| Average Assets, quarterly | $215,419,000 | 2,101 |
| Volatile liabilities | $17,386,000 | 3,397 |
| Insider loans | $240,000 | 6,872 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,825,000 | 3,257 |
| Tier 1 (core) risk-based capital | $14,600,000 | 2,926 |
| Tier 2 risk-based capital | $997,000 | 3,036 |
| Total risk weighted assets | $118,447,700 | 2,422 |
| Total unused commitments | $11,825,000 | 3,261 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 71 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $199,007,000 | 2,280 |
| Cash and due from depository institutions | $5,451,000 | 2,536 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $94,104,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,411 |
| Net loans & leases | $89,852,000 | 3,033 |
| Loan loss allowance | $1,000,000 | 3,358 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,841,000 | 2,044 |
| Other real estate owned | $1,158,000 | 2,536 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,101,000 | 3,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,007,000 | 2,280 |
| Total liabilities | $185,426,000 | 2,210 |
| Total deposits | $183,234,000 | 2,059 |
| Interest-bearing deposits | $162,812,000 | 1,994 |
| Deposits held in domestic offices | $183,234,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,648 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $310,000 | 4,303 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $882,000 | 3,941 |
| Total equity capital | $13,581,000 | 3,256 |
| Total bank equity capital | $13,581,000 | 3,256 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,420,000 | 1,550 |
| Surplus | $4,780,000 | 2,900 |
| Undivided profits | $6,381,000 | 3,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $470,000 | 4,991 |
| Earning assets | $186,456,000 | 2,256 |
| Long-term assets (5+ years) | $65,259,000 | 1,096 |
| Average Assets, year-to-date | $180,085,400 | 2,383 |
| Average Assets, quarterly | $194,935,000 | 2,291 |
| Volatile liabilities | $17,367,000 | 3,366 |
| Insider loans | $246,000 | 7,064 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,445,000 | 2,343 |
| Tier 1 (core) risk-based capital | $13,347,000 | 3,168 |
| Tier 2 risk-based capital | $1,000,000 | 2,935 |
| Total risk weighted assets | $115,650,200 | 2,419 |
| Total unused commitments | $17,445,000 | 2,348 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $160,088,000 | 2,871 |
| Cash and due from depository institutions | $6,070,000 | 2,579 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $72,182,000 | 1,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $74,817,000 | 3,618 |
| Loan loss allowance | $900,000 | 3,858 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,290,000 | 1,840 |
| Other real estate owned | $1,115,000 | 2,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,614,000 | 4,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,088,000 | 2,871 |
| Total liabilities | $149,005,000 | 2,790 |
| Total deposits | $148,085,000 | 2,613 |
| Interest-bearing deposits | $129,370,000 | 2,571 |
| Deposits held in domestic offices | $148,085,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $312,000 | 4,267 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $608,000 | 5,213 |
| Total equity capital | $11,083,000 | 3,960 |
| Total bank equity capital | $11,083,000 | 3,960 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,420,000 | 1,614 |
| Surplus | $4,780,000 | 2,971 |
| Undivided profits | $3,883,000 | 5,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $423,000 | 5,389 |
| Earning assets | $146,999,000 | 2,872 |
| Long-term assets (5+ years) | $25,454,000 | 2,240 |
| Average Assets, year-to-date | $136,303,400 | 3,183 |
| Average Assets, quarterly | $155,899,000 | 2,909 |
| Volatile liabilities | $11,746,000 | 4,355 |
| Insider loans | $290,000 | 6,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,297,000 | 2,499 |
| Tier 1 (core) risk-based capital | $11,313,000 | 3,776 |
| Tier 2 risk-based capital | $900,000 | 3,293 |
| Total risk weighted assets | $91,291,300 | 3,020 |
| Total unused commitments | $15,297,000 | 2,512 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $112,822,000 | 3,950 |
| Cash and due from depository institutions | $5,942,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,512,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $61,267,000 | 4,200 |
| Loan loss allowance | $800,000 | 4,245 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,847,000 | 2,007 |
| Other real estate owned | $1,834,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,920,000 | 3,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,822,000 | 3,950 |
| Total liabilities | $102,697,000 | 3,902 |
| Total deposits | $101,417,000 | 3,763 |
| Interest-bearing deposits | $86,032,000 | 3,818 |
| Deposits held in domestic offices | $101,417,000 | 3,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $315,000 | 3,765 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $965,000 | 3,744 |
| Total equity capital | $10,125,000 | 4,294 |
| Total bank equity capital | $10,125,000 | 4,294 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,420,000 | 1,651 |
| Surplus | $4,780,000 | 2,976 |
| Undivided profits | $2,925,000 | 6,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $363,000 | 6,259 |
| Earning assets | $99,279,000 | 4,114 |
| Long-term assets (5+ years) | $13,278,000 | 3,362 |
| Average Assets, year-to-date | $100,116,800 | 4,244 |
| Average Assets, quarterly | $109,440,500 | 4,015 |
| Volatile liabilities | $8,951,000 | 4,901 |
| Insider loans | $352,000 | 6,611 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,292,000 | 3,216 |
| Tier 1 (core) risk-based capital | $9,953,000 | 4,234 |
| Tier 2 risk-based capital | $800,000 | 3,586 |
| Total risk weighted assets | $75,427,800 | 3,498 |
| Total unused commitments | $10,292,000 | 3,231 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $89,642,000 | 4,806 |
| Cash and due from depository institutions | $3,123,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,810,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $46,707,000 | 5,159 |
| Loan loss allowance | $800,000 | 4,340 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,503,000 | 2,126 |
| Other real estate owned | $1,859,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,140,000 | 6,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,642,000 | 4,806 |
| Total liabilities | $83,886,000 | 4,676 |
| Total deposits | $83,114,000 | 4,503 |
| Interest-bearing deposits | $67,284,000 | 4,728 |
| Deposits held in domestic offices | $83,114,000 | 4,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $317,000 | 4,103 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $455,000 | 5,557 |
| Total equity capital | $5,756,000 | 6,457 |
| Total bank equity capital | $5,756,000 | 6,457 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,420,000 | 1,692 |
| Surplus | $2,420,000 | 4,873 |
| Undivided profits | $916,000 | 9,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $287,000 | 6,805 |
| Earning assets | $80,017,000 | 4,925 |
| Long-term assets (5+ years) | $5,082,000 | 5,960 |
| Average Assets, year-to-date | $83,435,000 | 5,024 |
| Average Assets, quarterly | $89,398,000 | 4,792 |
| Volatile liabilities | $5,224,000 | 6,586 |
| Insider loans | $946,000 | 3,854 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,892,000 | 4,445 |
| Tier 1 (core) risk-based capital | $6,530,000 | 5,976 |
| Tier 2 risk-based capital | $703,710 | 3,970 |
| Total risk weighted assets | $56,200,210 | 4,473 |
| Total unused commitments | $5,892,000 | 4,452 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $79,906,000 | 5,435 |
| Cash and due from depository institutions | $2,051,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,122,000 | 6,344 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,081 |
| Net loans & leases | $48,176,000 | 4,945 |
| Loan loss allowance | $770,000 | 4,617 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,158,000 | 2,325 |
| Other real estate owned | $2,446,000 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $453,000 | 9,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,906,000 | 5,435 |
| Total liabilities | $73,957,000 | 5,329 |
| Total deposits | $73,071,000 | 5,181 |
| Interest-bearing deposits | $63,141,000 | 5,203 |
| Deposits held in domestic offices | $73,071,000 | 5,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $319,000 | 3,729 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $567,000 | 4,881 |
| Total equity capital | $5,949,000 | 6,435 |
| Total bank equity capital | $5,949,000 | 6,435 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,420,000 | 1,711 |
| Surplus | $1,564,000 | 6,485 |
| Undivided profits | $1,965,000 | 7,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 2,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $232,000 | 7,392 |
| Earning assets | $71,798,000 | 5,526 |
| Long-term assets (5+ years) | $2,039,000 | 8,726 |
| Average Assets, year-to-date | $74,331,000 | 5,641 |
| Average Assets, quarterly | $78,772,000 | 5,437 |
| Volatile liabilities | $4,507,000 | 6,895 |
| Insider loans | $542,000 | 5,473 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,546,000 | 5,168 |
| Tier 1 (core) risk-based capital | $5,949,000 | 6,344 |
| Tier 2 risk-based capital | $677,990 | 4,061 |
| Total risk weighted assets | $54,147,390 | 4,573 |
| Total unused commitments | $4,546,000 | 5,190 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $69,749,000 | 6,150 |
| Cash and due from depository institutions | $2,754,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,102,000 | 7,637 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 10,630 |
| Net loans & leases | $45,656,000 | 5,181 |
| Loan loss allowance | $831,000 | 4,353 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,226,000 | 2,281 |
| Other real estate owned | $3,101,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $610,000 | 8,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,749,000 | 6,150 |
| Total liabilities | $64,304,000 | 6,080 |
| Total deposits | $63,411,000 | 5,968 |
| Interest-bearing deposits | $55,951,000 | 5,895 |
| Deposits held in domestic offices | $63,411,000 | 5,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $320,000 | 3,518 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $573,000 | 5,205 |
| Total equity capital | $5,445,000 | 6,664 |
| Total bank equity capital | $5,445,000 | 6,664 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,420,000 | 1,763 |
| Surplus | $1,564,000 | 6,431 |
| Undivided profits | $1,461,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,546,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $268,000 | 7,139 |
| Earning assets | $60,058,000 | 6,445 |
| Long-term assets (5+ years) | $604,000 | 10,851 |
| Average Assets, year-to-date | $71,620,200 | 5,883 |
| Average Assets, quarterly | $70,015,500 | 6,092 |
| Volatile liabilities | $4,846,000 | 6,698 |
| Insider loans | $124,000 | 5,146 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,883,000 | 5,340 |
| Tier 1 (core) risk-based capital | $5,445,000 | 6,597 |
| Tier 2 risk-based capital | $624,620 | 4,342 |
| Total risk weighted assets | $49,763,120 | 4,948 |
| Total unused commitments | $3,883,000 | 5,369 |
| Derivatives | $0 | 651 |