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The Village Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$81,229,000	631
Total interest expense	$45,321,000	416
Net interest income	$35,908,000	884
Provision for loan and lease losses	$0	3,275
Total noninterest income	$2,897,000	1,666
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$447,000	1,774
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,450,000	1,436
Total noninterest expense	$35,931,000	761
Salaries and employee benefits	$20,196,000	752
Premises and equipment expense	$4,966,000	552
Additional noninterest expense	$2,450,000	1,436
Pre-tax net operating income	$2,874,000	2,562
Securities gains (losses)	$9,000	787
Applicable income taxes	$156,000	2,580
Income before extraordinary items	$2,727,000	2,451
Extraordinary gains, net	$0	54
Net income	$2,727,000	2,474
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,727,000	2,453
Net charge-offs	$5,000	2,589
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,718,450	2,470
2023-09-30 (YTD Data)		Rank
Total interest income	$59,504,000	634
Total interest expense	$31,704,000	413
Net interest income	$27,800,000	864
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,157,000	1,670
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$335,000	1,784
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,822,000	1,434
Total noninterest expense	$27,047,000	761
Salaries and employee benefits	$15,102,000	760
Premises and equipment expense	$3,749,000	553
Additional noninterest expense	$1,822,000	1,434
Pre-tax net operating income	$2,910,000	2,263
Securities gains (losses)	$-21,000	3,635
Applicable income taxes	$328,000	2,049
Income before extraordinary items	$2,561,000	2,234
Extraordinary gains, net	$0	52
Net income	$2,561,000	2,256
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,561,000	2,236
Net charge-offs	$1,000	2,548
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,579,690	2,249
2023-06-30 (YTD Data)		Rank
Total interest income	$38,583,000	627
Total interest expense	$19,674,000	399
Net interest income	$18,909,000	853
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,442,000	1,595
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$216,000	1,804
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,226,000	1,349
Total noninterest expense	$18,095,000	743
Salaries and employee benefits	$9,992,000	761
Premises and equipment expense	$2,525,000	540
Additional noninterest expense	$1,226,000	1,348
Pre-tax net operating income	$2,256,000	2,094
Securities gains (losses)	$0	938
Applicable income taxes	$317,000	1,808
Income before extraordinary items	$1,939,000	2,099
Extraordinary gains, net	$0	51
Net income	$1,939,000	2,124
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,939,000	2,099
Net charge-offs	$-1,000	3,356
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,939,000	2,114
2023-03-31 (YTD Data)		Rank
Total interest income	$18,861,000	632
Total interest expense	$9,187,000	382
Net interest income	$9,674,000	848
Provision for loan and lease losses	$0	2,612
Total noninterest income	$740,000	1,564
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$101,000	1,889
Trading account gains and fees	$0	97
Additional Noninterest Income	$639,000	1,301
Total noninterest expense	$9,275,000	739
Salaries and employee benefits	$5,185,000	749
Premises and equipment expense	$1,299,000	548
Additional noninterest expense	$639,000	1,301
Pre-tax net operating income	$1,139,000	2,147
Securities gains (losses)	$11,000	560
Applicable income taxes	$168,000	1,792
Income before extraordinary items	$982,000	2,117
Extraordinary gains, net	$0	4
Net income	$982,000	2,117
Minority interest net income	$0	48
Net income of bank and minority interests.	$982,000	2,117
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$972,650	2,153
2022-12-31 (YTD Data)		Rank
Total interest income	$61,052,000	629
Total interest expense	$12,334,000	387
Net interest income	$48,718,000	686
Provision for loan and lease losses	$500,000	1,219
Total noninterest income	$2,819,000	1,696
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$430,000	1,868
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,389,000	1,463
Total noninterest expense	$31,783,000	831
Salaries and employee benefits	$17,872,000	830
Premises and equipment expense	$4,826,000	575
Additional noninterest expense	$2,389,000	1,463
Pre-tax net operating income	$19,254,000	780
Securities gains (losses)	$-86,000	3,859
Applicable income taxes	$4,852,000	618
Income before extraordinary items	$14,316,000	828
Extraordinary gains, net	$0	5
Net income	$14,316,000	829
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,316,000	829
Net charge-offs	$18,000	1,960
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$14,383,940	844
2022-09-30 (YTD Data)		Rank
Total interest income	$43,597,000	630
Total interest expense	$5,886,000	407
Net interest income	$37,711,000	666
Provision for loan and lease losses	$500,000	960
Total noninterest income	$2,136,000	1,704
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$323,000	1,876
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,813,000	1,471
Total noninterest expense	$23,769,000	828
Salaries and employee benefits	$13,476,000	825
Premises and equipment expense	$3,629,000	562
Additional noninterest expense	$1,813,000	1,471
Pre-tax net operating income	$15,578,000	728
Securities gains (losses)	$-88,000	4,194
Applicable income taxes	$3,969,000	592
Income before extraordinary items	$11,521,000	792
Extraordinary gains, net	$0	4
Net income	$11,521,000	792
Minority interest net income	$0	57
Net income of bank and minority interests.	$11,521,000	792
Net charge-offs	$16,000	1,674
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,590,520	799
2022-06-30 (YTD Data)		Rank
Total interest income	$27,583,000	631
Total interest expense	$2,514,000	476
Net interest income	$25,069,000	639
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$1,438,000	1,690
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$209,000	1,903
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,229,000	1,478
Total noninterest expense	$15,981,000	802
Salaries and employee benefits	$9,051,000	801
Premises and equipment expense	$2,414,000	563
Additional noninterest expense	$4,516,000	841
Pre-tax net operating income	$10,276,000	688
Securities gains (losses)	$-59,000	4,276
Applicable income taxes	$2,627,000	553
Income before extraordinary items	$7,590,000	749
Extraordinary gains, net	$0	4
Net income	$7,590,000	749
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,590,000	749
Net charge-offs	$11,000	1,552
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,636,610	760
2022-03-31 (YTD Data)		Rank
Total interest income	$13,278,000	628
Total interest expense	$1,203,000	462
Net interest income	$12,075,000	642
Provision for loan and lease losses	$0	2,285
Total noninterest income	$740,000	1,656
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$100,000	1,942
Trading account gains and fees	$0	103
Additional Noninterest Income	$640,000	1,453
Total noninterest expense	$8,185,000	776
Salaries and employee benefits	$4,801,000	764
Premises and equipment expense	$1,218,000	567
Additional noninterest expense	$2,166,000	860
Pre-tax net operating income	$4,630,000	727
Securities gains (losses)	$-35,000	4,404
Applicable income taxes	$1,173,000	578
Income before extraordinary items	$3,422,000	796
Extraordinary gains, net	$0	4
Net income	$3,422,000	796
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,422,000	796
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,449,650	799
2021-12-31 (YTD Data)		Rank
Total interest income	$51,857,000	654
Total interest expense	$7,035,000	388
Net interest income	$44,822,000	693
Provision for loan and lease losses	$50,000	2,549
Total noninterest income	$2,856,000	1,862
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$395,000	1,876
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,461,000	1,698
Total noninterest expense	$29,388,000	860
Salaries and employee benefits	$17,193,000	837
Premises and equipment expense	$4,674,000	567
Additional noninterest expense	$7,521,000	983
Pre-tax net operating income	$18,240,000	794
Securities gains (losses)	$318,000	471
Applicable income taxes	$4,703,000	657
Income before extraordinary items	$13,855,000	880
Extraordinary gains, net	$0	10
Net income	$13,855,000	880
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,855,000	881
Net charge-offs	$35,000	1,841
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,603,780	883
2021-09-30 (YTD Data)		Rank
Total interest income	$38,464,000	674
Total interest expense	$5,605,000	388
Net interest income	$32,859,000	718
Provision for loan and lease losses	$50,000	2,340
Total noninterest income	$2,118,000	1,918
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$288,000	1,909
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,830,000	1,764
Total noninterest expense	$22,269,000	864
Salaries and employee benefits	$13,035,000	843
Premises and equipment expense	$3,568,000	562
Additional noninterest expense	$5,666,000	973
Pre-tax net operating income	$12,658,000	892
Securities gains (losses)	$325,000	435
Applicable income taxes	$3,260,000	712
Income before extraordinary items	$9,723,000	971
Extraordinary gains, net	$0	8
Net income	$9,723,000	971
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,723,000	971
Net charge-offs	$8,000	2,039
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,466,250	980
2021-06-30 (YTD Data)		Rank
Total interest income	$25,261,000	681
Total interest expense	$3,994,000	381
Net interest income	$21,267,000	729
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,422,000	1,852
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$186,000	1,892
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,236,000	1,706
Total noninterest expense	$15,012,000	844
Salaries and employee benefits	$8,814,000	831
Premises and equipment expense	$2,391,000	563
Additional noninterest expense	$3,807,000	967
Pre-tax net operating income	$7,677,000	952
Securities gains (losses)	$326,000	365
Applicable income taxes	$1,985,000	764
Income before extraordinary items	$6,018,000	1,023
Extraordinary gains, net	$0	6
Net income	$6,018,000	1,023
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,018,000	1,023
Net charge-offs	$11,000	1,721
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,760,460	1,042
2021-03-31 (YTD Data)		Rank
Total interest income	$12,963,000	662
Total interest expense	$2,104,000	382
Net interest income	$10,859,000	704
Provision for loan and lease losses	$0	2,741
Total noninterest income	$727,000	1,833
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$95,000	1,855
Trading account gains and fees	$0	127
Additional Noninterest Income	$632,000	1,674
Total noninterest expense	$7,773,000	810
Salaries and employee benefits	$4,548,000	796
Premises and equipment expense	$1,200,000	568
Additional noninterest expense	$2,025,000	886
Pre-tax net operating income	$3,813,000	951
Securities gains (losses)	$324,000	251
Applicable income taxes	$1,023,000	734
Income before extraordinary items	$3,114,000	985
Extraordinary gains, net	$0	3
Net income	$3,114,000	985
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,114,000	985
Net charge-offs	$-5,000	3,772
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,858,040	1,035
2020-12-31 (YTD Data)		Rank
Total interest income	$51,686,000	663
Total interest expense	$12,640,000	406
Net interest income	$39,046,000	739
Provision for loan and lease losses	$520,000	2,201
Total noninterest income	$2,484,000	1,889
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$399,000	1,898
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,085,000	1,750
Total noninterest expense	$27,017,000	892
Salaries and employee benefits	$16,213,000	852
Premises and equipment expense	$4,504,000	577
Additional noninterest expense	$6,300,000	1,054
Pre-tax net operating income	$13,993,000	791
Securities gains (losses)	$448,000	645
Applicable income taxes	$3,469,000	636
Income before extraordinary items	$10,972,000	881
Extraordinary gains, net	$0	4
Net income	$10,972,000	881
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,972,000	881
Net charge-offs	$114,000	1,917
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,618,080	869
2020-09-30 (YTD Data)		Rank
Total interest income	$38,934,000	657
Total interest expense	$10,056,000	413
Net interest income	$28,878,000	740
Provision for loan and lease losses	$420,000	2,103
Total noninterest income	$1,824,000	1,878
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$297,000	1,904
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,527,000	1,720
Total noninterest expense	$20,376,000	878
Salaries and employee benefits	$12,130,000	835
Premises and equipment expense	$3,337,000	580
Additional noninterest expense	$4,909,000	1,027
Pre-tax net operating income	$9,906,000	806
Securities gains (losses)	$455,000	527
Applicable income taxes	$2,452,000	627
Income before extraordinary items	$7,909,000	870
Extraordinary gains, net	$0	4
Net income	$7,909,000	870
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,909,000	870
Net charge-offs	$118,000	1,560
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,549,550	878
2020-06-30 (YTD Data)		Rank
Total interest income	$26,240,000	651
Total interest expense	$7,125,000	433
Net interest income	$19,115,000	738
Provision for loan and lease losses	$220,000	2,318
Total noninterest income	$1,207,000	1,833
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$204,000	1,883
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,003,000	1,667
Total noninterest expense	$13,857,000	851
Salaries and employee benefits	$8,318,000	814
Premises and equipment expense	$2,204,000	583
Additional noninterest expense	$3,335,000	1,011
Pre-tax net operating income	$6,245,000	771
Securities gains (losses)	$322,000	512
Applicable income taxes	$1,536,000	599
Income before extraordinary items	$5,031,000	848
Extraordinary gains, net	$0	4
Net income	$5,031,000	848
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,031,000	848
Net charge-offs	$7,000	2,562
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,776,620	859
2020-03-31 (YTD Data)		Rank
Total interest income	$13,687,000	627
Total interest expense	$3,713,000	459
Net interest income	$9,974,000	694
Provision for loan and lease losses	$120,000	1,810
Total noninterest income	$653,000	1,673
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$129,000	1,824
Trading account gains and fees	$0	106
Additional Noninterest Income	$524,000	1,477
Total noninterest expense	$7,244,000	823
Salaries and employee benefits	$4,222,000	808
Premises and equipment expense	$1,113,000	586
Additional noninterest expense	$1,909,000	913
Pre-tax net operating income	$3,263,000	680
Securities gains (losses)	$78,000	692
Applicable income taxes	$784,000	547
Income before extraordinary items	$2,557,000	753
Extraordinary gains, net	$0	4
Net income	$2,557,000	753
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,557,000	753
Net charge-offs	$8,000	1,948
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,495,380	755
2019-12-31 (YTD Data)		Rank
Total interest income	$51,017,000	676
Total interest expense	$14,810,000	481
Net interest income	$36,207,000	760
Provision for loan and lease losses	$222,000	2,273
Total noninterest income	$2,461,000	1,764
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$549,000	1,795
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,912,000	1,579
Total noninterest expense	$25,214,000	914
Salaries and employee benefits	$14,789,000	876
Premises and equipment expense	$3,435,000	735
Additional noninterest expense	$6,990,000	970
Pre-tax net operating income	$13,232,000	830
Securities gains (losses)	$235,000	586
Applicable income taxes	$3,148,000	677
Income before extraordinary items	$10,319,000	915
Extraordinary gains, net	$0	11
Net income	$10,319,000	916
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,319,000	916
Net charge-offs	$6,000	3,456
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$10,133,350	904
2019-09-30 (YTD Data)		Rank
Total interest income	$38,021,000	685
Total interest expense	$10,958,000	495
Net interest income	$27,063,000	765
Provision for loan and lease losses	$222,000	1,881
Total noninterest income	$1,816,000	1,775
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$408,000	1,807
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,408,000	1,587
Total noninterest expense	$18,952,000	901
Salaries and employee benefits	$11,131,000	870
Premises and equipment expense	$2,350,000	811
Additional noninterest expense	$5,471,000	916
Pre-tax net operating income	$9,705,000	863
Securities gains (losses)	$235,000	482
Applicable income taxes	$2,315,000	708
Income before extraordinary items	$7,625,000	942
Extraordinary gains, net	$0	11
Net income	$7,625,000	943
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,625,000	943
Net charge-offs	$6,000	3,099
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,439,350	938
2019-06-30 (YTD Data)		Rank
Total interest income	$25,183,000	685
Total interest expense	$7,228,000	493
Net interest income	$17,955,000	770
Provision for loan and lease losses	$222,000	1,483
Total noninterest income	$1,263,000	1,703
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$265,000	1,830
Trading account gains and fees	$0	131
Additional Noninterest Income	$998,000	1,493
Total noninterest expense	$12,786,000	889
Salaries and employee benefits	$7,455,000	858
Premises and equipment expense	$1,496,000	861
Additional noninterest expense	$3,835,000	885
Pre-tax net operating income	$6,210,000	874
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,434,000	718
Income before extraordinary items	$4,776,000	960
Extraordinary gains, net	$0	11
Net income	$4,776,000	960
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,776,000	960
Net charge-offs	$4,000	2,873
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,776,000	940
2019-03-31 (YTD Data)		Rank
Total interest income	$12,410,000	689
Total interest expense	$3,490,000	500
Net interest income	$8,920,000	778
Provision for loan and lease losses	$163,000	1,100
Total noninterest income	$636,000	1,666
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$135,000	1,781
Trading account gains and fees	$0	126
Additional Noninterest Income	$501,000	1,440
Total noninterest expense	$6,464,000	873
Salaries and employee benefits	$3,673,000	868
Premises and equipment expense	$747,000	864
Additional noninterest expense	$2,044,000	824
Pre-tax net operating income	$2,929,000	886
Securities gains (losses)	$0	1,087
Applicable income taxes	$669,000	725
Income before extraordinary items	$2,260,000	977
Extraordinary gains, net	$0	5
Net income	$2,260,000	976
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,260,000	976
Net charge-offs	$9,000	2,026
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,260,000	959
2018-12-31 (YTD Data)		Rank
Total interest income	$45,468,000	704
Total interest expense	$9,482,000	547
Net interest income	$35,986,000	743
Provision for loan and lease losses	$650,000	1,210
Total noninterest income	$2,683,000	1,668
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$527,000	1,902
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,156,000	1,430
Total noninterest expense	$24,174,000	909
Salaries and employee benefits	$13,597,000	908
Premises and equipment expense	$2,631,000	937
Additional noninterest expense	$7,946,000	849
Pre-tax net operating income	$13,845,000	802
Securities gains (losses)	$0	1,125
Applicable income taxes	$3,292,000	626
Income before extraordinary items	$10,553,000	868
Extraordinary gains, net	$0	6
Net income	$10,553,000	866
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,553,000	867
Net charge-offs	$40,000	2,746
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$10,553,000	868
2018-09-30 (YTD Data)		Rank
Total interest income	$33,232,000	713
Total interest expense	$6,524,000	552
Net interest income	$26,708,000	746
Provision for loan and lease losses	$500,000	1,123
Total noninterest income	$2,012,000	1,678
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$380,000	1,969
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,632,000	1,444
Total noninterest expense	$17,887,000	916
Salaries and employee benefits	$10,233,000	912
Premises and equipment expense	$2,001,000	923
Additional noninterest expense	$5,653,000	873
Pre-tax net operating income	$10,333,000	798
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,461,000	634
Income before extraordinary items	$7,872,000	874
Extraordinary gains, net	$0	5
Net income	$7,872,000	872
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,872,000	873
Net charge-offs	$34,000	2,427
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$7,872,000	869
2018-06-30 (YTD Data)		Rank
Total interest income	$21,658,000	717
Total interest expense	$3,930,000	566
Net interest income	$17,728,000	746
Provision for loan and lease losses	$405,000	966
Total noninterest income	$1,334,000	1,686
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$250,000	1,981
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,084,000	1,446
Total noninterest expense	$12,175,000	909
Salaries and employee benefits	$6,996,000	895
Premises and equipment expense	$1,346,000	921
Additional noninterest expense	$3,833,000	867
Pre-tax net operating income	$6,482,000	824
Securities gains (losses)	$0	961
Applicable income taxes	$1,532,000	660
Income before extraordinary items	$4,950,000	916
Extraordinary gains, net	$0	6
Net income	$4,950,000	914
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,950,000	915
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,950,000	906
2018-03-31 (YTD Data)		Rank
Total interest income	$10,721,000	719
Total interest expense	$1,873,000	560
Net interest income	$8,848,000	739
Provision for loan and lease losses	$240,000	830
Total noninterest income	$631,000	1,748
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$121,000	2,026
Trading account gains and fees	$0	123
Additional Noninterest Income	$510,000	1,465
Total noninterest expense	$6,021,000	921
Salaries and employee benefits	$3,480,000	905
Premises and equipment expense	$650,000	948
Additional noninterest expense	$1,891,000	870
Pre-tax net operating income	$3,218,000	812
Securities gains (losses)	$0	735
Applicable income taxes	$759,000	643
Income before extraordinary items	$2,459,000	890
Extraordinary gains, net	$0	7
Net income	$2,459,000	890
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,459,000	890
Net charge-offs	$1,000	2,559
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,459,000	886
2017-12-31 (YTD Data)		Rank
Total interest income	$39,394,000	724
Total interest expense	$6,168,000	571
Net interest income	$33,226,000	758
Provision for loan and lease losses	$803,000	1,039
Total noninterest income	$2,450,000	1,794
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$481,000	2,092
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,969,000	1,554
Total noninterest expense	$22,371,000	967
Salaries and employee benefits	$13,406,000	902
Premises and equipment expense	$2,288,000	1,037
Additional noninterest expense	$6,677,000	976
Pre-tax net operating income	$12,502,000	814
Securities gains (losses)	$27,000	1,202
Applicable income taxes	$6,248,000	577
Income before extraordinary items	$6,281,000	1,122
Extraordinary gains, net	$0	9
Net income	$6,281,000	1,122
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,281,000	1,122
Net charge-offs	$853,000	781
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,263,720	1,110
2017-09-30 (YTD Data)		Rank
Total interest income	$29,031,000	737
Total interest expense	$4,440,000	577
Net interest income	$24,591,000	770
Provision for loan and lease losses	$398,000	1,367
Total noninterest income	$1,725,000	1,881
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$359,000	2,112
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,366,000	1,634
Total noninterest expense	$16,866,000	958
Salaries and employee benefits	$10,268,000	890
Premises and equipment expense	$1,720,000	1,044
Additional noninterest expense	$4,878,000	988
Pre-tax net operating income	$9,052,000	856
Securities gains (losses)	$27,000	1,186
Applicable income taxes	$3,155,000	662
Income before extraordinary items	$5,924,000	1,001
Extraordinary gains, net	$0	9
Net income	$5,924,000	1,001
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,924,000	1,001
Net charge-offs	$852,000	550
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,906,450	992
2017-06-30 (YTD Data)		Rank
Total interest income	$19,114,000	738
Total interest expense	$2,825,000	584
Net interest income	$16,289,000	772
Provision for loan and lease losses	$132,000	1,965
Total noninterest income	$1,140,000	1,880
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$240,000	2,097
Trading account gains and fees	$0	139
Additional Noninterest Income	$900,000	1,644
Total noninterest expense	$11,094,000	970
Salaries and employee benefits	$6,709,000	912
Premises and equipment expense	$1,143,000	1,044
Additional noninterest expense	$3,242,000	996
Pre-tax net operating income	$6,203,000	818
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,172,000	632
Income before extraordinary items	$4,031,000	961
Extraordinary gains, net	$0	11
Net income	$4,031,000	962
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,031,000	961
Net charge-offs	$798,000	415
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,031,000	951
2017-03-31 (YTD Data)		Rank
Total interest income	$9,464,000	743
Total interest expense	$1,363,000	588
Net interest income	$8,101,000	776
Provision for loan and lease losses	$42,000	2,240
Total noninterest income	$558,000	1,909
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	$0	142
Additional Noninterest Income	$439,000	1,661
Total noninterest expense	$5,409,000	995
Salaries and employee benefits	$3,338,000	915
Premises and equipment expense	$581,000	1,036
Additional noninterest expense	$1,490,000	1,076
Pre-tax net operating income	$3,208,000	760
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,133,000	601
Income before extraordinary items	$2,075,000	911
Extraordinary gains, net	$0	8
Net income	$2,075,000	911
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,075,000	911
Net charge-offs	$584,000	304
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,075,000	896
2016-12-31 (YTD Data)		Rank
Total interest income	$36,195,000	741
Total interest expense	$5,011,000	600
Net interest income	$31,184,000	771
Provision for loan and lease losses	$1,005,000	885
Total noninterest income	$2,416,000	1,895
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$464,000	2,214
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,952,000	1,619
Total noninterest expense	$20,459,000	1,033
Salaries and employee benefits	$12,098,000	968
Premises and equipment expense	$2,144,000	1,111
Additional noninterest expense	$6,217,000	1,054
Pre-tax net operating income	$12,136,000	780
Securities gains (losses)	$-32,000	5,717
Applicable income taxes	$4,219,000	623
Income before extraordinary items	$7,885,000	947
Extraordinary gains, net	$0	5
Net income	$7,885,000	946
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,885,000	946
Net charge-offs	$18,000	3,674
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,905,800	922
2016-09-30 (YTD Data)		Rank
Total interest income	$26,816,000	747
Total interest expense	$3,692,000	607
Net interest income	$23,124,000	772
Provision for loan and lease losses	$835,000	797
Total noninterest income	$1,738,000	1,939
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$346,000	2,219
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,392,000	1,662
Total noninterest expense	$15,252,000	1,035
Salaries and employee benefits	$8,982,000	982
Premises and equipment expense	$1,635,000	1,091
Additional noninterest expense	$4,635,000	1,066
Pre-tax net operating income	$8,775,000	811
Securities gains (losses)	$-61,000	5,894
Applicable income taxes	$3,021,000	650
Income before extraordinary items	$5,693,000	987
Extraordinary gains, net	$0	5
Net income	$5,693,000	987
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,693,000	987
Net charge-offs	$16,000	3,263
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,732,650	949
2016-06-30 (YTD Data)		Rank
Total interest income	$17,254,000	773
Total interest expense	$2,396,000	622
Net interest income	$14,858,000	801
Provision for loan and lease losses	$590,000	761
Total noninterest income	$1,135,000	1,943
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$221,000	2,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$914,000	1,656
Total noninterest expense	$10,084,000	1,041
Salaries and employee benefits	$5,893,000	990
Premises and equipment expense	$1,050,000	1,126
Additional noninterest expense	$3,141,000	1,042
Pre-tax net operating income	$5,319,000	885
Securities gains (losses)	$-61,000	5,977
Applicable income taxes	$1,795,000	703
Income before extraordinary items	$3,463,000	1,063
Extraordinary gains, net	$0	16
Net income	$3,463,000	1,061
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,463,000	1,062
Net charge-offs	$14,000	2,949
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,503,260	1,028
2016-03-31 (YTD Data)		Rank
Total interest income	$8,433,000	793
Total interest expense	$1,165,000	637
Net interest income	$7,268,000	815
Provision for loan and lease losses	$235,000	847
Total noninterest income	$561,000	1,920
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$107,000	2,312
Trading account gains and fees	$0	142
Additional Noninterest Income	$454,000	1,616
Total noninterest expense	$5,118,000	1,031
Salaries and employee benefits	$3,008,000	982
Premises and equipment expense	$534,000	1,116
Additional noninterest expense	$1,576,000	1,044
Pre-tax net operating income	$2,476,000	914
Securities gains (losses)	$0	2,077
Applicable income taxes	$837,000	716
Income before extraordinary items	$1,639,000	1,089
Extraordinary gains, net	$0	12
Net income	$1,639,000	1,090
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,639,000	1,090
Net charge-offs	$17,000	2,074
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,639,000	1,063
2015-12-31 (YTD Data)		Rank
Total interest income	$31,365,000	822
Total interest expense	$3,842,000	721
Net interest income	$27,523,000	823
Provision for loan and lease losses	$549,000	1,268
Total noninterest income	$2,308,000	1,924
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$472,000	2,238
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,836,000	1,617
Total noninterest expense	$18,448,000	1,103
Salaries and employee benefits	$10,969,000	1,027
Premises and equipment expense	$2,138,000	1,108
Additional noninterest expense	$5,341,000	1,202
Pre-tax net operating income	$10,834,000	831
Securities gains (losses)	$0	3,216
Applicable income taxes	$3,740,000	648
Income before extraordinary items	$7,094,000	1,000
Extraordinary gains, net	$0	23
Net income	$7,094,000	1,000
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,094,000	1,000
Net charge-offs	$22,000	3,711
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,094,000	981
2015-09-30 (YTD Data)		Rank
Total interest income	$23,253,000	832
Total interest expense	$2,817,000	744
Net interest income	$20,436,000	835
Provision for loan and lease losses	$234,000	1,775
Total noninterest income	$1,674,000	1,985
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$356,000	2,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,318,000	1,690
Total noninterest expense	$13,818,000	1,106
Salaries and employee benefits	$8,230,000	1,034
Premises and equipment expense	$1,646,000	1,099
Additional noninterest expense	$3,942,000	1,226
Pre-tax net operating income	$8,058,000	829
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,784,000	670
Income before extraordinary items	$5,274,000	1,002
Extraordinary gains, net	$0	21
Net income	$5,274,000	1,002
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,274,000	1,002
Net charge-offs	$14,000	3,512
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,274,000	977
2015-06-30 (YTD Data)		Rank
Total interest income	$15,541,000	825
Total interest expense	$1,856,000	754
Net interest income	$13,685,000	830
Provision for loan and lease losses	$234,000	1,364
Total noninterest income	$1,100,000	2,007
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$244,000	2,153
Trading account gains and fees	$0	157
Additional Noninterest Income	$856,000	1,730
Total noninterest expense	$9,120,000	1,121
Salaries and employee benefits	$5,412,000	1,054
Premises and equipment expense	$1,118,000	1,083
Additional noninterest expense	$2,590,000	1,237
Pre-tax net operating income	$5,431,000	833
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,884,000	659
Income before extraordinary items	$3,547,000	998
Extraordinary gains, net	$0	22
Net income	$3,547,000	998
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,547,000	998
Net charge-offs	$12,000	3,188
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,547,000	968
2015-03-31 (YTD Data)		Rank
Total interest income	$7,517,000	851
Total interest expense	$951,000	735
Net interest income	$6,566,000	853
Provision for loan and lease losses	$174,000	994
Total noninterest income	$539,000	2,011
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$121,000	2,152
Trading account gains and fees	$0	152
Additional Noninterest Income	$418,000	1,716
Total noninterest expense	$4,583,000	1,122
Salaries and employee benefits	$2,730,000	1,047
Premises and equipment expense	$604,000	1,012
Additional noninterest expense	$1,249,000	1,257
Pre-tax net operating income	$2,348,000	914
Securities gains (losses)	$0	2,027
Applicable income taxes	$796,000	739
Income before extraordinary items	$1,552,000	1,099
Extraordinary gains, net	$0	13
Net income	$1,552,000	1,100
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,552,000	1,100
Net charge-offs	$2,000	2,999
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,552,000	1,067
2014-12-31 (YTD Data)		Rank
Total interest income	$28,361,000	893
Total interest expense	$3,866,000	760
Net interest income	$24,495,000	897
Provision for loan and lease losses	$697,000	1,147
Total noninterest income	$2,244,000	1,948
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$469,000	2,377
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,775,000	1,600
Total noninterest expense	$18,520,000	1,094
Salaries and employee benefits	$10,647,000	1,020
Premises and equipment expense	$1,935,000	1,236
Additional noninterest expense	$5,938,000	1,111
Pre-tax net operating income	$7,522,000	1,084
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,473,000	838
Income before extraordinary items	$5,049,000	1,295
Extraordinary gains, net	$0	17
Net income	$5,049,000	1,294
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,049,000	1,294
Net charge-offs	$-24,000	5,841
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,049,000	1,266
2014-09-30 (YTD Data)		Rank
Total interest income	$20,830,000	913
Total interest expense	$2,904,000	767
Net interest income	$17,926,000	927
Provision for loan and lease losses	$412,000	1,350
Total noninterest income	$1,602,000	2,016
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$349,000	2,409
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,253,000	1,663
Total noninterest expense	$14,116,000	1,084
Salaries and employee benefits	$8,026,000	1,012
Premises and equipment expense	$1,451,000	1,242
Additional noninterest expense	$4,639,000	1,060
Pre-tax net operating income	$5,000,000	1,217
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,611,000	946
Income before extraordinary items	$3,389,000	1,423
Extraordinary gains, net	$0	15
Net income	$3,389,000	1,422
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,389,000	1,423
Net charge-offs	$-24,000	5,837
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,389,000	1,395
2014-06-30 (YTD Data)		Rank
Total interest income	$13,648,000	922
Total interest expense	$1,921,000	779
Net interest income	$11,727,000	932
Provision for loan and lease losses	$100,000	2,327
Total noninterest income	$1,060,000	2,012
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$237,000	2,363
Trading account gains and fees	$0	172
Additional Noninterest Income	$823,000	1,668
Total noninterest expense	$9,587,000	1,061
Salaries and employee benefits	$5,339,000	1,012
Premises and equipment expense	$970,000	1,249
Additional noninterest expense	$3,278,000	990
Pre-tax net operating income	$3,100,000	1,257
Securities gains (losses)	$0	2,580
Applicable income taxes	$993,000	974
Income before extraordinary items	$2,107,000	1,464
Extraordinary gains, net	$0	20
Net income	$2,107,000	1,466
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,107,000	1,466
Net charge-offs	$-23,000	5,932
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,107,000	1,438
2014-03-31 (YTD Data)		Rank
Total interest income	$6,673,000	948
Total interest expense	$946,000	803
Net interest income	$5,727,000	957
Provision for loan and lease losses	$0	3,817
Total noninterest income	$521,000	1,967
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$117,000	2,365
Trading account gains and fees	$0	147
Additional Noninterest Income	$404,000	1,647
Total noninterest expense	$4,544,000	1,122
Salaries and employee benefits	$2,744,000	1,004
Premises and equipment expense	$509,000	1,219
Additional noninterest expense	$1,291,000	1,245
Pre-tax net operating income	$1,704,000	1,126
Securities gains (losses)	$0	1,715
Applicable income taxes	$560,000	856
Income before extraordinary items	$1,144,000	1,323
Extraordinary gains, net	$0	16
Net income	$1,144,000	1,324
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,144,000	1,325
Net charge-offs	$-23,000	6,086
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,144,000	1,295
2013-12-31 (YTD Data)		Rank
Total interest income	$26,188,000	960
Total interest expense	$3,917,000	868
Net interest income	$22,271,000	979
Provision for loan and lease losses	$0	5,091
Total noninterest income	$2,232,000	2,001
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$466,000	2,523
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,766,000	1,658
Total noninterest expense	$17,861,000	1,147
Salaries and employee benefits	$10,256,000	1,056
Premises and equipment expense	$1,752,000	1,357
Additional noninterest expense	$5,853,000	1,154
Pre-tax net operating income	$6,642,000	1,114
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,233,000	834
Income before extraordinary items	$4,409,000	1,367
Extraordinary gains, net	$0	29
Net income	$4,409,000	1,370
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,409,000	1,370
Net charge-offs	$102,000	3,718
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,409,000	1,348
2013-09-30 (YTD Data)		Rank
Total interest income	$19,447,000	986
Total interest expense	$2,957,000	894
Net interest income	$16,490,000	1,000
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,615,000	2,102
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$348,000	2,554
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,267,000	1,756
Total noninterest expense	$13,474,000	1,129
Salaries and employee benefits	$7,627,000	1,067
Premises and equipment expense	$1,342,000	1,339
Additional noninterest expense	$4,505,000	1,125
Pre-tax net operating income	$4,631,000	1,226
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,554,000	903
Income before extraordinary items	$3,077,000	1,473
Extraordinary gains, net	$0	25
Net income	$3,077,000	1,476
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,077,000	1,475
Net charge-offs	$101,000	3,246
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,077,000	1,438
2013-06-30 (YTD Data)		Rank
Total interest income	$12,850,000	986
Total interest expense	$1,990,000	909
Net interest income	$10,860,000	995
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,049,000	2,160
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$233,000	2,500
Trading account gains and fees	$0	157
Additional Noninterest Income	$816,000	1,833
Total noninterest expense	$8,583,000	1,187
Salaries and employee benefits	$5,056,000	1,069
Premises and equipment expense	$923,000	1,293
Additional noninterest expense	$2,604,000	1,276
Pre-tax net operating income	$3,326,000	1,124
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,143,000	839
Income before extraordinary items	$2,183,000	1,388
Extraordinary gains, net	$0	22
Net income	$2,183,000	1,390
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,183,000	1,391
Net charge-offs	$10,000	4,322
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,183,000	1,325
2013-03-31 (YTD Data)		Rank
Total interest income	$6,383,000	994
Total interest expense	$1,028,000	907
Net interest income	$5,355,000	1,013
Provision for loan and lease losses	$0	4,409
Total noninterest income	$516,000	2,190
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$117,000	2,482
Trading account gains and fees	$0	148
Additional Noninterest Income	$399,000	1,867
Total noninterest expense	$4,290,000	1,191
Salaries and employee benefits	$2,568,000	1,058
Premises and equipment expense	$481,000	1,273
Additional noninterest expense	$1,241,000	1,326
Pre-tax net operating income	$1,581,000	1,153
Securities gains (losses)	$0	1,966
Applicable income taxes	$542,000	851
Income before extraordinary items	$1,039,000	1,421
Extraordinary gains, net	$0	10
Net income	$1,039,000	1,423
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,039,000	1,423
Net charge-offs	$2,000	3,902
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,039,000	1,369
2012-12-31 (YTD Data)		Rank
Total interest income	$26,224,000	1,001
Total interest expense	$5,165,000	875
Net interest income	$21,059,000	1,044
Provision for loan and lease losses	$825,000	2,024
Total noninterest income	$2,242,000	2,022
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$478,000	2,576
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,764,000	1,665
Total noninterest expense	$16,337,000	1,236
Salaries and employee benefits	$9,501,000	1,106
Premises and equipment expense	$1,853,000	1,281
Additional noninterest expense	$4,983,000	1,358
Pre-tax net operating income	$6,139,000	1,158
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,092,000	842
Income before extraordinary items	$4,047,000	1,442
Extraordinary gains, net	$0	29
Net income	$4,047,000	1,443
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,047,000	1,443
Net charge-offs	$253,000	3,509
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,047,000	1,352
2012-09-30 (YTD Data)		Rank
Total interest income	$19,754,000	1,014
Total interest expense	$4,040,000	873
Net interest income	$15,714,000	1,058
Provision for loan and lease losses	$775,000	1,740
Total noninterest income	$1,658,000	2,045
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$340,000	2,709
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,318,000	1,664
Total noninterest expense	$12,314,000	1,229
Salaries and employee benefits	$7,094,000	1,104
Premises and equipment expense	$1,387,000	1,299
Additional noninterest expense	$3,833,000	1,333
Pre-tax net operating income	$4,283,000	1,254
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,441,000	939
Income before extraordinary items	$2,842,000	1,556
Extraordinary gains, net	$0	20
Net income	$2,842,000	1,557
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,842,000	1,557
Net charge-offs	$252,000	3,041
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,842,000	1,466
2012-06-30 (YTD Data)		Rank
Total interest income	$13,258,000	1,016
Total interest expense	$2,770,000	882
Net interest income	$10,488,000	1,060
Provision for loan and lease losses	$625,000	1,527
Total noninterest income	$1,117,000	1,998
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$217,000	2,784
Trading account gains and fees	$0	153
Additional Noninterest Income	$900,000	1,616
Total noninterest expense	$8,207,000	1,225
Salaries and employee benefits	$4,724,000	1,102
Premises and equipment expense	$928,000	1,283
Additional noninterest expense	$2,555,000	1,328
Pre-tax net operating income	$2,773,000	1,286
Securities gains (losses)	$0	3,178
Applicable income taxes	$939,000	936
Income before extraordinary items	$1,834,000	1,596
Extraordinary gains, net	$0	19
Net income	$1,834,000	1,595
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,834,000	1,596
Net charge-offs	$101,000	3,402
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,834,000	1,515
2012-03-31 (YTD Data)		Rank
Total interest income	$6,793,000	994
Total interest expense	$1,410,000	901
Net interest income	$5,383,000	1,022
Provision for loan and lease losses	$325,000	1,413
Total noninterest income	$515,000	2,104
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$108,000	2,754
Trading account gains and fees	$0	148
Additional Noninterest Income	$407,000	1,739
Total noninterest expense	$4,182,000	1,196
Salaries and employee benefits	$2,421,000	1,075
Premises and equipment expense	$481,000	1,247
Additional noninterest expense	$1,280,000	1,311
Pre-tax net operating income	$1,391,000	1,258
Securities gains (losses)	$0	2,210
Applicable income taxes	$470,000	937
Income before extraordinary items	$921,000	1,586
Extraordinary gains, net	$0	19
Net income	$921,000	1,587
Minority interest net income	$0	78
Net income of bank and minority interests.	$921,000	1,587
Net charge-offs	$72,000	2,737
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$921,000	1,487
2011-12-31 (YTD Data)		Rank
Total interest income	$27,402,000	1,016
Total interest expense	$5,897,000	1,025
Net interest income	$21,505,000	1,022
Provision for loan and lease losses	$1,655,000	1,771
Total noninterest income	$2,074,000	1,950
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$516,000	2,501
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,558,000	1,606
Total noninterest expense	$16,090,000	1,225
Salaries and employee benefits	$8,767,000	1,131
Premises and equipment expense	$1,816,000	1,373
Additional noninterest expense	$5,507,000	1,256
Pre-tax net operating income	$5,834,000	1,028
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,992,000	791
Income before extraordinary items	$3,842,000	1,293
Extraordinary gains, net	$0	29
Net income	$3,842,000	1,293
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,842,000	1,293
Net charge-offs	$1,780,000	1,673
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,842,000	1,223
2011-09-30 (YTD Data)		Rank
Total interest income	$20,448,000	1,045
Total interest expense	$4,455,000	1,060
Net interest income	$15,993,000	1,040
Provision for loan and lease losses	$900,000	2,078
Total noninterest income	$1,541,000	1,958
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$387,000	2,515
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,154,000	1,595
Total noninterest expense	$12,018,000	1,227
Salaries and employee benefits	$6,547,000	1,133
Premises and equipment expense	$1,355,000	1,390
Additional noninterest expense	$4,116,000	1,257
Pre-tax net operating income	$4,616,000	1,006
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,592,000	757
Income before extraordinary items	$3,024,000	1,279
Extraordinary gains, net	$0	21
Net income	$3,024,000	1,279
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,024,000	1,279
Net charge-offs	$330,000	3,134
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,024,000	1,208
2011-06-30 (YTD Data)		Rank
Total interest income	$13,431,000	1,071
Total interest expense	$2,988,000	1,093
Net interest income	$10,443,000	1,070
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$1,034,000	1,948
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$261,000	2,473
Trading account gains and fees	$0	153
Additional Noninterest Income	$773,000	1,601
Total noninterest expense	$8,160,000	1,222
Salaries and employee benefits	$4,363,000	1,145
Premises and equipment expense	$917,000	1,376
Additional noninterest expense	$2,880,000	1,225
Pre-tax net operating income	$2,717,000	1,102
Securities gains (losses)	$0	2,914
Applicable income taxes	$915,000	820
Income before extraordinary items	$1,802,000	1,382
Extraordinary gains, net	$0	15
Net income	$1,802,000	1,382
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,802,000	1,382
Net charge-offs	$346,000	2,523
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,802,000	1,321
2011-03-31 (YTD Data)		Rank
Total interest income	$6,665,000	1,091
Total interest expense	$1,501,000	1,118
Net interest income	$5,164,000	1,065
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$533,000	1,902
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$126,000	2,531
Trading account gains and fees	$0	158
Additional Noninterest Income	$407,000	1,545
Total noninterest expense	$4,224,000	1,187
Salaries and employee benefits	$2,236,000	1,138
Premises and equipment expense	$478,000	1,358
Additional noninterest expense	$1,510,000	1,183
Pre-tax net operating income	$1,173,000	1,238
Securities gains (losses)	$0	1,772
Applicable income taxes	$389,000	907
Income before extraordinary items	$784,000	1,508
Extraordinary gains, net	$0	9
Net income	$784,000	1,508
Minority interest net income	$0	86
Net income of bank and minority interests.	$784,000	1,508
Net charge-offs	$-247,000	7,523
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$784,000	1,463
2010-12-31 (YTD Data)		Rank
Total interest income	$28,701,000	1,076
Total interest expense	$7,285,000	1,136
Net interest income	$21,416,000	1,030
Provision for loan and lease losses	$4,395,000	1,257
Total noninterest income	$1,857,000	2,171
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$472,000	2,745
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,385,000	1,779
Total noninterest expense	$15,100,000	1,327
Salaries and employee benefits	$8,396,000	1,172
Premises and equipment expense	$1,671,000	1,522
Additional noninterest expense	$5,033,000	1,442
Pre-tax net operating income	$3,778,000	1,323
Securities gains (losses)	$-173,000	7,286
Applicable income taxes	$1,155,000	1,105
Income before extraordinary items	$2,450,000	1,682
Extraordinary gains, net	$0	29
Net income	$2,450,000	1,682
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,450,000	1,684
Net charge-offs	$2,590,000	1,596
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,567,640	1,550
2010-09-30 (YTD Data)		Rank
Total interest income	$21,774,000	1,076
Total interest expense	$5,698,000	1,130
Net interest income	$16,076,000	1,035
Provision for loan and lease losses	$4,065,000	1,032
Total noninterest income	$1,361,000	2,237
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$345,000	2,862
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,016,000	1,780
Total noninterest expense	$11,280,000	1,319
Salaries and employee benefits	$6,239,000	1,173
Premises and equipment expense	$1,249,000	1,553
Additional noninterest expense	$3,792,000	1,396
Pre-tax net operating income	$2,092,000	1,825
Securities gains (losses)	$-173,000	7,462
Applicable income taxes	$557,000	1,566
Income before extraordinary items	$1,362,000	2,335
Extraordinary gains, net	$0	23
Net income	$1,362,000	2,332
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,362,000	2,336
Net charge-offs	$2,580,000	1,279
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,484,830	2,072
2010-06-30 (YTD Data)		Rank
Total interest income	$14,658,000	1,077
Total interest expense	$3,883,000	1,155
Net interest income	$10,775,000	1,028
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$921,000	2,159
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$228,000	2,897
Trading account gains and fees	$0	152
Additional Noninterest Income	$693,000	1,691
Total noninterest expense	$7,725,000	1,278
Salaries and employee benefits	$4,285,000	1,149
Premises and equipment expense	$832,000	1,580
Additional noninterest expense	$2,608,000	1,369
Pre-tax net operating income	$3,371,000	819
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,200,000	612
Income before extraordinary items	$2,171,000	1,043
Extraordinary gains, net	$0	19
Net income	$2,171,000	1,044
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,171,000	1,044
Net charge-offs	$53,000	4,835
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,171,000	992
2010-03-31 (YTD Data)		Rank
Total interest income	$7,430,000	1,079
Total interest expense	$1,979,000	1,195
Net interest income	$5,451,000	1,030
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$471,000	2,127
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$106,000	3,042
Trading account gains and fees	$0	175
Additional Noninterest Income	$365,000	1,600
Total noninterest expense	$3,813,000	1,313
Salaries and employee benefits	$2,188,000	1,139
Premises and equipment expense	$426,000	1,585
Additional noninterest expense	$1,199,000	1,477
Pre-tax net operating income	$1,809,000	749
Securities gains (losses)	$0	2,284
Applicable income taxes	$651,000	560
Income before extraordinary items	$1,158,000	943
Extraordinary gains, net	$0	16
Net income	$1,158,000	947
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,158,000	947
Net charge-offs	$8,000	4,945
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,158,000	919
2009-12-31 (YTD Data)		Rank
Total interest income	$31,455,000	1,090
Total interest expense	$10,003,000	1,192
Net interest income	$21,452,000	1,017
Provision for loan and lease losses	$1,000,000	3,503
Total noninterest income	$1,710,000	2,360
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$476,000	3,001
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,234,000	1,880
Total noninterest expense	$14,607,000	1,399
Salaries and employee benefits	$8,015,000	1,227
Premises and equipment expense	$1,741,000	1,547
Additional noninterest expense	$4,851,000	1,537
Pre-tax net operating income	$7,555,000	566
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,698,000	440
Income before extraordinary items	$4,857,000	707
Extraordinary gains, net	$0	34
Net income	$4,857,000	706
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,857,000	707
Net charge-offs	$254,000	4,704
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,857,000	697
2009-09-30 (YTD Data)		Rank
Total interest income	$23,795,000	1,106
Total interest expense	$7,820,000	1,196
Net interest income	$15,975,000	1,029
Provision for loan and lease losses	$700,000	3,273
Total noninterest income	$1,268,000	2,421
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$345,000	3,071
Trading account gains and fees	$0	212
Additional Noninterest Income	$923,000	1,929
Total noninterest expense	$11,021,000	1,388
Salaries and employee benefits	$5,982,000	1,256
Premises and equipment expense	$1,304,000	1,578
Additional noninterest expense	$3,735,000	1,450
Pre-tax net operating income	$5,522,000	619
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,959,000	479
Income before extraordinary items	$3,563,000	759
Extraordinary gains, net	$0	27
Net income	$3,563,000	757
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,563,000	760
Net charge-offs	$244,000	4,004
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,563,000	747
2009-06-30 (YTD Data)		Rank
Total interest income	$15,964,000	1,122
Total interest expense	$5,411,000	1,216
Net interest income	$10,553,000	1,037
Provision for loan and lease losses	$400,000	3,257
Total noninterest income	$850,000	2,431
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$230,000	3,051
Trading account gains and fees	$0	193
Additional Noninterest Income	$620,000	1,956
Total noninterest expense	$7,458,000	1,391
Salaries and employee benefits	$3,997,000	1,277
Premises and equipment expense	$886,000	1,573
Additional noninterest expense	$2,575,000	1,441
Pre-tax net operating income	$3,545,000	645
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,252,000	498
Income before extraordinary items	$2,293,000	813
Extraordinary gains, net	$0	21
Net income	$2,293,000	811
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,293,000	813
Net charge-offs	$83,000	4,443
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,293,000	783
2009-03-31 (YTD Data)		Rank
Total interest income	$8,083,000	1,113
Total interest expense	$2,801,000	1,220
Net interest income	$5,282,000	1,023
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$433,000	2,364
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$110,000	3,094
Trading account gains and fees	$0	171
Additional Noninterest Income	$323,000	1,860
Total noninterest expense	$3,636,000	1,374
Salaries and employee benefits	$2,041,000	1,262
Premises and equipment expense	$439,000	1,618
Additional noninterest expense	$1,156,000	1,408
Pre-tax net operating income	$1,929,000	639
Securities gains (losses)	$0	2,434
Applicable income taxes	$686,000	479
Income before extraordinary items	$1,243,000	850
Extraordinary gains, net	$0	15
Net income	$1,243,000	851
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,243,000	852
Net charge-offs	$67,000	3,273
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,243,000	783
2008-12-31 (YTD Data)		Rank
Total interest income	$34,350,000	1,115
Total interest expense	$13,972,000	1,156
Net interest income	$20,378,000	1,056
Provision for loan and lease losses	$700,000	3,245
Total noninterest income	$1,771,000	2,333
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$506,000	2,986
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,265,000	1,816
Total noninterest expense	$13,027,000	1,499
Salaries and employee benefits	$7,506,000	1,363
Premises and equipment expense	$1,575,000	1,746
Additional noninterest expense	$3,946,000	1,571
Pre-tax net operating income	$8,422,000	655
Securities gains (losses)	$0	3,220
Applicable income taxes	$3,019,000	467
Income before extraordinary items	$5,403,000	748
Extraordinary gains, net	$0	39
Net income	$5,403,000	748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	3,367
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$5,403,000	804
2008-09-30 (YTD Data)		Rank
Total interest income	$25,833,000	1,136
Total interest expense	$10,992,000	1,154
Net interest income	$14,841,000	1,129
Provision for loan and lease losses	$325,000	3,416
Total noninterest income	$1,371,000	2,354
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$386,000	2,973
Trading account gains and fees	$0	148
Additional Noninterest Income	$985,000	1,835
Total noninterest expense	$9,760,000	1,492
Salaries and employee benefits	$5,623,000	1,381
Premises and equipment expense	$1,205,000	1,721
Additional noninterest expense	$2,932,000	1,523
Pre-tax net operating income	$6,127,000	827
Securities gains (losses)	$0	3,106
Applicable income taxes	$2,133,000	618
Income before extraordinary items	$3,994,000	914
Extraordinary gains, net	$0	31
Net income	$3,994,000	913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,747
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,994,000	977
2008-06-30 (YTD Data)		Rank
Total interest income	$17,126,000	1,157
Total interest expense	$7,741,000	1,130
Net interest income	$9,385,000	1,190
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$937,000	2,337
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$248,000	3,037
Trading account gains and fees	$0	149
Additional Noninterest Income	$689,000	1,812
Total noninterest expense	$6,403,000	1,512
Salaries and employee benefits	$3,728,000	1,397
Premises and equipment expense	$808,000	1,708
Additional noninterest expense	$1,867,000	1,571
Pre-tax net operating income	$3,769,000	940
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,263,000	767
Income before extraordinary items	$2,506,000	1,101
Extraordinary gains, net	$0	21
Net income	$2,506,000	1,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,803
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,506,000	1,084
2008-03-31 (YTD Data)		Rank
Total interest income	$8,667,000	1,170
Total interest expense	$4,225,000	1,109
Net interest income	$4,442,000	1,247
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$447,000	2,403
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$116,000	3,123
Trading account gains and fees	$0	158
Additional Noninterest Income	$331,000	1,854
Total noninterest expense	$3,154,000	1,516
Salaries and employee benefits	$1,882,000	1,394
Premises and equipment expense	$405,000	1,705
Additional noninterest expense	$867,000	1,655
Pre-tax net operating income	$1,660,000	1,143
Securities gains (losses)	$0	2,688
Applicable income taxes	$551,000	924
Income before extraordinary items	$1,109,000	1,364
Extraordinary gains, net	$0	15
Net income	$1,109,000	1,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	1,653
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,109,000	1,320
2007-12-31 (YTD Data)		Rank
Total interest income	$32,832,000	1,294
Total interest expense	$16,656,000	1,195
Net interest income	$16,176,000	1,385
Provision for loan and lease losses	$240,000	3,573
Total noninterest income	$1,523,000	2,679
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$475,000	3,161
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,048,000	2,157
Total noninterest expense	$11,532,000	1,594
Salaries and employee benefits	$6,645,000	1,522
Premises and equipment expense	$1,346,000	1,933
Additional noninterest expense	$3,541,000	1,568
Pre-tax net operating income	$5,927,000	1,410
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,980,000	1,142
Income before extraordinary items	$3,947,000	1,618
Extraordinary gains, net	$0	39
Net income	$3,947,000	1,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,041
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,947,000	1,603
2007-09-30 (YTD Data)		Rank
Total interest income	$24,198,000	1,322
Total interest expense	$12,021,000	1,244
Net interest income	$12,177,000	1,383
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$1,051,000	2,819
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$346,000	3,209
Trading account gains and fees	$0	184
Additional Noninterest Income	$705,000	2,307
Total noninterest expense	$8,563,000	1,594
Salaries and employee benefits	$4,953,000	1,525
Premises and equipment expense	$994,000	1,946
Additional noninterest expense	$2,616,000	1,542
Pre-tax net operating income	$4,485,000	1,510
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,520,000	1,214
Income before extraordinary items	$2,965,000	1,712
Extraordinary gains, net	$0	33
Net income	$2,965,000	1,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,965,000	1,697
2007-06-30 (YTD Data)		Rank
Total interest income	$15,868,000	1,357
Total interest expense	$7,727,000	1,299
Net interest income	$8,141,000	1,406
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$692,000	2,859
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$233,000	3,168
Trading account gains and fees	$0	168
Additional Noninterest Income	$459,000	2,375
Total noninterest expense	$5,694,000	1,618
Salaries and employee benefits	$3,329,000	1,542
Premises and equipment expense	$655,000	1,986
Additional noninterest expense	$1,710,000	1,582
Pre-tax net operating income	$3,019,000	1,538
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,043,000	1,236
Income before extraordinary items	$1,976,000	1,752
Extraordinary gains, net	$0	29
Net income	$1,976,000	1,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,342
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,976,000	1,736
2007-03-31 (YTD Data)		Rank
Total interest income	$7,823,000	1,371
Total interest expense	$3,729,000	1,333
Net interest income	$4,094,000	1,388
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$357,000	2,774
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$105,000	3,344
Trading account gains and fees	$0	195
Additional Noninterest Income	$252,000	2,207
Total noninterest expense	$2,906,000	1,576
Salaries and employee benefits	$1,766,000	1,468
Premises and equipment expense	$323,000	2,021
Additional noninterest expense	$817,000	1,643
Pre-tax net operating income	$1,485,000	1,561
Securities gains (losses)	$0	1,187
Applicable income taxes	$515,000	1,258
Income before extraordinary items	$970,000	1,764
Extraordinary gains, net	$0	22
Net income	$970,000	1,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$970,000	1,753
2006-12-31 (YTD Data)		Rank
Total interest income	$29,678,000	1,338
Total interest expense	$12,319,000	1,361
Net interest income	$17,359,000	1,314
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$1,406,000	2,825
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$474,000	3,176
Trading account gains and fees	$0	130
Additional Noninterest Income	$932,000	2,339
Total noninterest expense	$11,595,000	1,546
Salaries and employee benefits	$6,867,000	1,439
Premises and equipment expense	$1,313,000	1,915
Additional noninterest expense	$3,415,000	1,546
Pre-tax net operating income	$6,990,000	1,413
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,523,000	1,091
Income before extraordinary items	$4,467,000	1,621
Extraordinary gains, net	$0	51
Net income	$4,467,000	1,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,380
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,467,000	1,605
2006-09-30 (YTD Data)		Rank
Total interest income	$21,937,000	1,350
Total interest expense	$8,795,000	1,386
Net interest income	$13,142,000	1,318
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$1,064,000	2,814
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$357,000	3,173
Trading account gains and fees	$0	126
Additional Noninterest Income	$707,000	2,308
Total noninterest expense	$8,773,000	1,529
Salaries and employee benefits	$5,249,000	1,409
Premises and equipment expense	$975,000	1,946
Additional noninterest expense	$2,549,000	1,549
Pre-tax net operating income	$5,298,000	1,436
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,909,000	1,129
Income before extraordinary items	$3,389,000	1,639
Extraordinary gains, net	$0	45
Net income	$3,389,000	1,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,687
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,389,000	1,623
2006-06-30 (YTD Data)		Rank
Total interest income	$14,072,000	1,376
Total interest expense	$5,324,000	1,460
Net interest income	$8,748,000	1,318
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$765,000	2,674
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$242,000	3,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$523,000	2,150
Total noninterest expense	$5,909,000	1,519
Salaries and employee benefits	$3,584,000	1,383
Premises and equipment expense	$639,000	1,976
Additional noninterest expense	$1,686,000	1,566
Pre-tax net operating income	$3,514,000	1,435
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,293,000	1,126
Income before extraordinary items	$2,221,000	1,639
Extraordinary gains, net	$0	39
Net income	$2,221,000	1,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,553
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,221,000	1,626
2006-03-31 (YTD Data)		Rank
Total interest income	$6,747,000	1,399
Total interest expense	$2,319,000	1,594
Net interest income	$4,428,000	1,288
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$390,000	2,590
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$119,000	3,096
Trading account gains and fees	$0	115
Additional Noninterest Income	$271,000	2,082
Total noninterest expense	$3,038,000	1,488
Salaries and employee benefits	$1,924,000	1,293
Premises and equipment expense	$293,000	2,144
Additional noninterest expense	$821,000	1,587
Pre-tax net operating income	$1,735,000	1,430
Securities gains (losses)	$0	955
Applicable income taxes	$642,000	1,131
Income before extraordinary items	$1,093,000	1,641
Extraordinary gains, net	$0	21
Net income	$1,093,000	1,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,093,000	1,624
2005-12-31 (YTD Data)		Rank
Total interest income	$23,595,000	1,414
Total interest expense	$6,801,000	1,674
Net interest income	$16,794,000	1,298
Provision for loan and lease losses	$100,000	4,800
Total noninterest income	$1,480,000	2,714
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$593,000	2,684
Trading account gains and fees	$0	138
Additional Noninterest Income	$887,000	2,387
Total noninterest expense	$10,892,000	1,579
Salaries and employee benefits	$6,525,000	1,427
Premises and equipment expense	$1,216,000	1,973
Additional noninterest expense	$3,151,000	1,613
Pre-tax net operating income	$7,282,000	1,318
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,754,000	1,034
Income before extraordinary items	$4,528,000	1,550
Extraordinary gains, net	$0	46
Net income	$4,528,000	1,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,747
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,528,000	1,528
2005-09-30 (YTD Data)		Rank
Total interest income	$17,318,000	1,405
Total interest expense	$4,696,000	1,722
Net interest income	$12,622,000	1,276
Provision for loan and lease losses	$75,000	4,689
Total noninterest income	$1,096,000	2,729
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$456,000	2,631
Trading account gains and fees	$0	126
Additional Noninterest Income	$640,000	2,456
Total noninterest expense	$8,234,000	1,553
Salaries and employee benefits	$4,916,000	1,409
Premises and equipment expense	$921,000	1,952
Additional noninterest expense	$2,397,000	1,571
Pre-tax net operating income	$5,409,000	1,330
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,052,000	1,041
Income before extraordinary items	$3,357,000	1,574
Extraordinary gains, net	$0	35
Net income	$3,357,000	1,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,415
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,357,000	1,547
2005-06-30 (YTD Data)		Rank
Total interest income	$11,355,000	1,387
Total interest expense	$2,946,000	1,717
Net interest income	$8,409,000	1,271
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$763,000	2,623
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$305,000	2,586
Trading account gains and fees	$0	116
Additional Noninterest Income	$458,000	2,317
Total noninterest expense	$5,560,000	1,524
Salaries and employee benefits	$3,304,000	1,387
Premises and equipment expense	$632,000	1,891
Additional noninterest expense	$1,624,000	1,534
Pre-tax net operating income	$3,562,000	1,317
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,365,000	1,030
Income before extraordinary items	$2,197,000	1,569
Extraordinary gains, net	$0	30
Net income	$2,197,000	1,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,519
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,197,000	1,546
2005-03-31 (YTD Data)		Rank
Total interest income	$5,541,000	1,393
Total interest expense	$1,423,000	1,680
Net interest income	$4,118,000	1,293
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$374,000	2,618
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$153,000	2,519
Trading account gains and fees	$0	115
Additional Noninterest Income	$221,000	2,334
Total noninterest expense	$2,820,000	1,502
Salaries and employee benefits	$1,677,000	1,378
Premises and equipment expense	$313,000	1,911
Additional noninterest expense	$830,000	1,499
Pre-tax net operating income	$1,647,000	1,385
Securities gains (losses)	$0	1,685
Applicable income taxes	$632,000	1,094
Income before extraordinary items	$1,015,000	1,644
Extraordinary gains, net	$0	24
Net income	$1,015,000	1,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,015,000	1,618
2004-12-31 (YTD Data)		Rank
Total interest income	$20,586,000	1,389
Total interest expense	$5,179,000	1,594
Net interest income	$15,407,000	1,318
Provision for loan and lease losses	$38,000	6,224
Total noninterest income	$1,554,000	2,621
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$684,000	2,424
Trading account gains and fees	$0	138
Additional Noninterest Income	$870,000	2,349
Total noninterest expense	$10,503,000	1,551
Salaries and employee benefits	$6,024,000	1,474
Premises and equipment expense	$1,198,000	1,921
Additional noninterest expense	$3,281,000	1,507
Pre-tax net operating income	$6,420,000	1,351
Securities gains (losses)	$0	3,819
Applicable income taxes	$2,455,000	1,065
Income before extraordinary items	$3,965,000	1,632
Extraordinary gains, net	$0	34
Net income	$3,965,000	1,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,541
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,965,000	1,586
2004-09-30 (YTD Data)		Rank
Total interest income	$15,148,000	1,397
Total interest expense	$3,799,000	1,592
Net interest income	$11,349,000	1,323
Provision for loan and lease losses	$338,000	2,061
Total noninterest income	$1,150,000	2,646
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$506,000	2,470
Trading account gains and fees	$0	134
Additional Noninterest Income	$644,000	2,394
Total noninterest expense	$7,859,000	1,545
Salaries and employee benefits	$4,489,000	1,481
Premises and equipment expense	$900,000	1,910
Additional noninterest expense	$2,470,000	1,485
Pre-tax net operating income	$4,302,000	1,494
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,631,000	1,199
Income before extraordinary items	$2,671,000	1,801
Extraordinary gains, net	$0	26
Net income	$2,671,000	1,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,640
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,671,000	1,748
2004-06-30 (YTD Data)		Rank
Total interest income	$9,991,000	1,398
Total interest expense	$2,469,000	1,609
Net interest income	$7,522,000	1,317
Provision for loan and lease losses	$225,000	1,999
Total noninterest income	$809,000	2,578
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$339,000	2,462
Trading account gains and fees	$0	130
Additional Noninterest Income	$470,000	2,294
Total noninterest expense	$5,258,000	1,538
Salaries and employee benefits	$2,970,000	1,493
Premises and equipment expense	$602,000	1,901
Additional noninterest expense	$1,686,000	1,435
Pre-tax net operating income	$2,848,000	1,493
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,124,000	1,163
Income before extraordinary items	$1,724,000	1,830
Extraordinary gains, net	$0	21
Net income	$1,724,000	1,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,214
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,724,000	1,778
2004-03-31 (YTD Data)		Rank
Total interest income	$5,053,000	1,380
Total interest expense	$1,229,000	1,637
Net interest income	$3,824,000	1,306
Provision for loan and lease losses	$112,000	1,941
Total noninterest income	$382,000	2,613
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$169,000	2,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$213,000	2,370
Total noninterest expense	$2,643,000	1,538
Salaries and employee benefits	$1,483,000	1,499
Premises and equipment expense	$310,000	1,872
Additional noninterest expense	$850,000	1,418
Pre-tax net operating income	$1,451,000	1,426
Securities gains (losses)	$0	2,934
Applicable income taxes	$576,000	1,169
Income before extraordinary items	$875,000	1,791
Extraordinary gains, net	$0	16
Net income	$875,000	1,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$875,000	1,708
2003-12-31 (YTD Data)		Rank
Total interest income	$21,942,000	1,290
Total interest expense	$5,682,000	1,578
Net interest income	$16,260,000	1,193
Provision for loan and lease losses	$435,000	2,424
Total noninterest income	$1,429,000	2,942
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$736,000	2,259
Trading account gains and fees	$0	160
Additional Noninterest Income	$693,000	2,983
Total noninterest expense	$9,840,000	1,638
Salaries and employee benefits	$5,284,000	1,631
Premises and equipment expense	$1,151,000	1,979
Additional noninterest expense	$3,405,000	1,440
Pre-tax net operating income	$7,414,000	1,124
Securities gains (losses)	$6,000	3,841
Applicable income taxes	$3,386,000	842
Income before extraordinary items	$4,034,000	1,555
Extraordinary gains, net	$0	54
Net income	$4,034,000	1,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,170
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,030,160	1,484
2003-09-30 (YTD Data)		Rank
Total interest income	$16,653,000	1,304
Total interest expense	$4,377,000	1,598
Net interest income	$12,276,000	1,193
Provision for loan and lease losses	$326,000	2,358
Total noninterest income	$1,142,000	2,880
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$552,000	2,278
Trading account gains and fees	$0	153
Additional Noninterest Income	$590,000	2,855
Total noninterest expense	$7,185,000	1,689
Salaries and employee benefits	$3,863,000	1,680
Premises and equipment expense	$876,000	1,952
Additional noninterest expense	$2,446,000	1,503
Pre-tax net operating income	$5,907,000	1,100
Securities gains (losses)	$6,000	3,549
Applicable income taxes	$2,782,000	828
Income before extraordinary items	$3,131,000	1,543
Extraordinary gains, net	$0	40
Net income	$3,131,000	1,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,594
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,127,160	1,477
2003-06-30 (YTD Data)		Rank
Total interest income	$7,383,000	1,967
Total interest expense	$2,341,000	2,048
Net interest income	$5,042,000	1,939
Provision for loan and lease losses	$128,000	3,363
Total noninterest income	$590,000	3,387
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$262,000	2,954
Trading account gains and fees	$0	150
Additional Noninterest Income	$328,000	3,131
Total noninterest expense	$3,347,000	2,344
Salaries and employee benefits	$1,626,000	2,582
Premises and equipment expense	$473,000	2,372
Additional noninterest expense	$1,248,000	1,919
Pre-tax net operating income	$2,157,000	1,915
Securities gains (losses)	$6,000	3,151
Applicable income taxes	$1,237,000	1,147
Income before extraordinary items	$926,000	3,138
Extraordinary gains, net	$0	30
Net income	$926,000	3,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,737
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$922,160	2,991
2003-03-31 (YTD Data)		Rank
Total interest income	$3,840,000	1,915
Total interest expense	$1,232,000	1,998
Net interest income	$2,608,000	1,875
Provision for loan and lease losses	$64,000	3,180
Total noninterest income	$308,000	3,185
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$134,000	2,826
Trading account gains and fees	$0	134
Additional Noninterest Income	$174,000	2,958
Total noninterest expense	$1,719,000	2,268
Salaries and employee benefits	$862,000	2,448
Premises and equipment expense	$235,000	2,366
Additional noninterest expense	$622,000	1,884
Pre-tax net operating income	$1,133,000	1,835
Securities gains (losses)	$6,000	2,344
Applicable income taxes	$1,210,000	670
Income before extraordinary items	$-71,000	8,995
Extraordinary gains, net	$0	21
Net income	$-71,000	8,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-74,840	8,917
2002-12-31 (YTD Data)		Rank
Total interest income	$16,657,000	1,849
Total interest expense	$6,257,000	1,827
Net interest income	$10,400,000	1,877
Provision for loan and lease losses	$255,000	3,810
Total noninterest income	$912,000	3,676
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$524,000	2,858
Trading account gains and fees	$0	153
Additional Noninterest Income	$388,000	3,764
Total noninterest expense	$6,248,000	2,376
Salaries and employee benefits	$2,978,000	2,645
Premises and equipment expense	$865,000	2,498
Additional noninterest expense	$2,405,000	1,925
Pre-tax net operating income	$4,809,000	1,692
Securities gains (losses)	$12,000	3,495
Applicable income taxes	$1,638,000	1,529
Income before extraordinary items	$3,183,000	1,881
Extraordinary gains, net	$0	70
Net income	$3,183,000	1,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,898
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,175,080	1,832
2001-12-31 (YTD Data)		Rank
Total interest income	$17,617,000	1,942
Total interest expense	$8,716,000	1,859
Net interest income	$8,901,000	2,006
Provision for loan and lease losses	$255,000	3,548
Total noninterest income	$657,000	4,352
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$430,000	3,210
Trading account gains and fees	$0	177
Additional Noninterest Income	$227,000	4,672
Total noninterest expense	$5,596,000	2,527
Salaries and employee benefits	$2,548,000	2,899
Premises and equipment expense	$833,000	2,527
Additional noninterest expense	$2,215,000	2,031
Pre-tax net operating income	$3,707,000	1,889
Securities gains (losses)	$-1,000	9,012
Applicable income taxes	$1,300,000	1,700
Income before extraordinary items	$2,406,000	2,165
Extraordinary gains, net	$0	105
Net income	$2,406,000	2,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,083
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,406,650	2,093
2000-12-31 (YTD Data)		Rank
Total interest income	$16,305,000	2,160
Total interest expense	$8,268,000	2,082
Net interest income	$8,037,000	2,212
Provision for loan and lease losses	$195,000	3,809
Total noninterest income	$601,000	4,404
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$456,000	2,931
Trading account gains and fees	$0	180
Additional Noninterest Income	$145,000	5,553
Total noninterest expense	$5,123,000	2,657
Salaries and employee benefits	$2,392,000	2,953
Premises and equipment expense	$732,000	2,769
Additional noninterest expense	$1,999,000	2,156
Pre-tax net operating income	$3,320,000	2,174
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,042,000	2,052
Income before extraordinary items	$2,278,000	2,267
Extraordinary gains, net	$0	38
Net income	$2,278,000	2,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,269
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,278,000	2,274
1999-12-31 (YTD Data)		Rank
Total interest income	$13,315,000	2,458
Total interest expense	$6,130,000	2,399
Net interest income	$7,185,000	2,456
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$512,000	4,885
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$405,000	3,189
Trading account gains and fees	$0	173
Additional Noninterest Income	$107,000	6,470
Total noninterest expense	$4,445,000	3,019
Salaries and employee benefits	$1,960,000	3,513
Premises and equipment expense	$751,000	2,707
Additional noninterest expense	$1,734,000	2,499
Pre-tax net operating income	$3,132,000	2,317
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,156,000	1,982
Income before extraordinary items	$1,976,000	2,617
Extraordinary gains, net	$0	35
Net income	$1,976,000	2,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,085
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,976,000	2,584
1998-12-31 (YTD Data)		Rank
Total interest income	$11,917,000	2,721
Total interest expense	$5,524,000	2,737
Net interest income	$6,393,000	2,681
Provision for loan and lease losses	$80,000	5,577
Total noninterest income	$547,000	4,675
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$375,000	3,310
Trading account gains and fees	$0	224
Additional Noninterest Income	$172,000	5,341
Total noninterest expense	$3,912,000	3,270
Salaries and employee benefits	$1,708,000	3,821
Premises and equipment expense	$599,000	3,177
Additional noninterest expense	$1,605,000	2,619
Pre-tax net operating income	$2,948,000	2,418
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,213,000	1,977
Income before extraordinary items	$1,735,000	2,881
Extraordinary gains, net	$0	32
Net income	$1,735,000	2,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,812
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,735,000	2,796
1997-12-31 (YTD Data)		Rank
Total interest income	$10,736,000	3,026
Total interest expense	$4,752,000	3,129
Net interest income	$5,984,000	2,913
Provision for loan and lease losses	$48,000	6,747
Total noninterest income	$432,000	5,462
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$311,000	3,961
Trading account gains and fees	$0	239
Additional Noninterest Income	$121,000	6,255
Total noninterest expense	$3,713,000	3,398
Salaries and employee benefits	$1,697,000	3,842
Premises and equipment expense	$593,000	3,188
Additional noninterest expense	$1,423,000	2,877
Pre-tax net operating income	$2,655,000	2,766
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,065,000	2,312
Income before extraordinary items	$1,590,000	3,185
Extraordinary gains, net	$0	44
Net income	$1,590,000	3,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,767
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,590,000	3,121
1996-12-31 (YTD Data)		Rank
Total interest income	$9,158,000	3,557
Total interest expense	$3,934,000	3,770
Net interest income	$5,224,000	3,402
Provision for loan and lease losses	$48,000	6,700
Total noninterest income	$386,000	6,064
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$270,000	4,553
Trading account gains and fees	$0	262
Additional Noninterest Income	$116,000	6,703
Total noninterest expense	$3,232,000	4,063
Salaries and employee benefits	$1,501,000	4,299
Premises and equipment expense	$587,000	3,277
Additional noninterest expense	$1,144,000	3,932
Pre-tax net operating income	$2,330,000	2,998
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$974,000	2,408
Income before extraordinary items	$1,364,000	3,488
Extraordinary gains, net	$0	53
Net income	$1,364,000	3,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,424
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,358,880	3,451
1995-12-31 (YTD Data)		Rank
Total interest income	$7,447,000	4,304
Total interest expense	$3,020,000	4,726
Net interest income	$4,427,000	3,962
Provision for loan and lease losses	$48,000	6,309
Total noninterest income	$349,000	6,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$255,000	4,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	7,422
Total noninterest expense	$2,654,000	4,740
Salaries and employee benefits	$1,183,000	5,277
Premises and equipment expense	$415,000	4,383
Additional noninterest expense	$1,056,000	4,171
Pre-tax net operating income	$2,074,000	3,370
Securities gains (losses)	$0	3,831
Applicable income taxes	$853,000	2,734
Income before extraordinary items	$1,221,000	3,907
Extraordinary gains, net	$0	65
Net income	$1,221,000	3,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,221,000	3,890
1994-12-31 (YTD Data)		Rank
Total interest income	$6,152,000	4,755
Total interest expense	$2,331,000	4,931
Net interest income	$3,821,000	4,558
Provision for loan and lease losses	$48,000	6,241
Total noninterest income	$297,000	7,285
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,913
Total noninterest expense	$2,348,000	5,456
Salaries and employee benefits	$994,000	6,118
Premises and equipment expense	$324,000	5,382
Additional noninterest expense	$1,030,000	4,605
Pre-tax net operating income	$1,722,000	3,920
Securities gains (losses)	$0	3,600
Applicable income taxes	$653,000	3,269
Income before extraordinary items	$1,069,000	4,276
Extraordinary gains, net	$0	249
Net income	$1,069,000	4,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,066
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,069,000	4,331
1993-12-31 (YTD Data)		Rank
Total interest income	$6,377,000	4,695
Total interest expense	$2,641,000	4,590
Net interest income	$3,736,000	4,688
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$463,000	5,890
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	4,593
Total noninterest expense	$2,395,000	5,462
Salaries and employee benefits	$935,000	6,509
Premises and equipment expense	$300,000	5,858
Additional noninterest expense	$1,160,000	4,321
Pre-tax net operating income	$1,744,000	3,799
Securities gains (losses)	$13,000	5,183
Applicable income taxes	$827,000	2,683
Income before extraordinary items	$930,000	4,967
Extraordinary gains, net	$83,000	1,747
Net income	$1,013,000	4,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	6,513
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$921,680	4,773
1992-12-31 (YTD Data)		Rank
Total interest income	$6,560,000	5,106
Total interest expense	$3,372,000	4,694
Net interest income	$3,188,000	5,421
Provision for loan and lease losses	$168,000	5,780
Total noninterest income	$233,000	8,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	6,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,797
Total noninterest expense	$2,108,000	6,129
Salaries and employee benefits	$870,000	6,808
Premises and equipment expense	$208,000	7,656
Additional noninterest expense	$1,030,000	4,938
Pre-tax net operating income	$1,145,000	5,113
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$538,000	3,754
Income before extraordinary items	$617,000	6,457
Extraordinary gains, net	$0	1,422
Net income	$617,000	6,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	8,560
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$610,600	6,131

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.