Home > The Village Bank > Income and Expense
The Village Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 4,286 |
| Total interest expense | $516,000 | 4,391 |
| Net interest income | $4,115,000 | 4,206 |
| Provision for loan and lease losses | $14,000 | 4,847 |
| Total noninterest income | $2,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-241,000 | 6,689 |
| Total noninterest expense | $3,868,000 | 4,006 |
| Salaries and employee benefits | $1,685,000 | 4,475 |
| Premises and equipment expense | $568,000 | 3,438 |
| Additional noninterest expense | $1,615,000 | 3,464 |
| Pre-tax net operating income | $235,000 | 5,637 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $79,000 | 3,545 |
| Income before extraordinary items | $156,000 | 5,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 5,834 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $156,000 | 5,834 |
| Net charge-offs | $623,000 | 1,766 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $156,000 | 5,774 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 4,343 |
| Total interest expense | $397,000 | 4,429 |
| Net interest income | $3,060,000 | 4,261 |
| Provision for loan and lease losses | $14,000 | 4,644 |
| Total noninterest income | $-80,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $178,000 | 3,826 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-258,000 | 6,807 |
| Total noninterest expense | $2,927,000 | 3,993 |
| Salaries and employee benefits | $1,263,000 | 4,483 |
| Premises and equipment expense | $427,000 | 3,465 |
| Additional noninterest expense | $1,237,000 | 3,413 |
| Pre-tax net operating income | $39,000 | 6,178 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $35,000 | 6,241 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $35,000 | 6,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $35,000 | 6,242 |
| Net charge-offs | $518,000 | 1,554 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $35,000 | 6,191 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 4,402 |
| Total interest expense | $266,000 | 4,475 |
| Net interest income | $1,980,000 | 4,347 |
| Provision for loan and lease losses | $14,000 | 4,421 |
| Total noninterest income | $153,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $109,000 | 3,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,603 |
| Total noninterest expense | $1,954,000 | 4,015 |
| Salaries and employee benefits | $834,000 | 4,540 |
| Premises and equipment expense | $282,000 | 3,509 |
| Additional noninterest expense | $838,000 | 3,387 |
| Pre-tax net operating income | $165,000 | 5,517 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $50,000 | 3,510 |
| Income before extraordinary items | $115,000 | 5,752 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 5,754 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $115,000 | 5,754 |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $115,000 | 5,662 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 4,411 |
| Total interest expense | $136,000 | 4,521 |
| Net interest income | $995,000 | 4,343 |
| Provision for loan and lease losses | $14,000 | 3,892 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $1,000,000 | 3,992 |
| Salaries and employee benefits | $413,000 | 4,616 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $446,000 | 3,240 |
| Pre-tax net operating income | $69,000 | 5,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $48,000 | 5,881 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $48,000 | 5,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $48,000 | 5,883 |
| Net charge-offs | $152,000 | 1,572 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $48,000 | 5,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 3,968 |
| Total interest expense | $715,000 | 4,355 |
| Net interest income | $4,990,000 | 3,822 |
| Provision for loan and lease losses | $184,000 | 4,026 |
| Total noninterest income | $3,405,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $303,000 | 3,469 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,102,000 | 1,128 |
| Total noninterest expense | $4,729,000 | 3,621 |
| Salaries and employee benefits | $1,901,000 | 4,256 |
| Premises and equipment expense | $847,000 | 2,615 |
| Additional noninterest expense | $1,981,000 | 3,114 |
| Pre-tax net operating income | $3,482,000 | 1,830 |
| Securities gains (losses) | $41,000 | 2,839 |
| Applicable income taxes | $1,277,000 | 1,235 |
| Income before extraordinary items | $2,246,000 | 2,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,246,000 | 2,383 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,246,000 | 2,384 |
| Net charge-offs | $2,269,000 | 1,054 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,219,760 | 2,277 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 3,896 |
| Total interest expense | $580,000 | 4,311 |
| Net interest income | $3,932,000 | 3,752 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,611,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $241,000 | 3,397 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,370,000 | 856 |
| Total noninterest expense | $3,721,000 | 3,513 |
| Salaries and employee benefits | $1,465,000 | 4,206 |
| Premises and equipment expense | $678,000 | 2,501 |
| Additional noninterest expense | $1,578,000 | 2,982 |
| Pre-tax net operating income | $3,822,000 | 1,383 |
| Securities gains (losses) | $41,000 | 2,548 |
| Applicable income taxes | $1,406,000 | 954 |
| Income before extraordinary items | $2,457,000 | 1,781 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,457,000 | 1,780 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,457,000 | 1,782 |
| Net charge-offs | $986,000 | 1,483 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,430,760 | 1,694 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 3,706 |
| Total interest expense | $449,000 | 4,081 |
| Net interest income | $2,841,000 | 3,578 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $3,698,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,515,000 | 621 |
| Total noninterest expense | $2,806,000 | 3,226 |
| Salaries and employee benefits | $1,145,000 | 3,824 |
| Premises and equipment expense | $491,000 | 2,319 |
| Additional noninterest expense | $1,170,000 | 2,752 |
| Pre-tax net operating income | $3,733,000 | 959 |
| Securities gains (losses) | $42,000 | 2,162 |
| Applicable income taxes | $1,375,000 | 688 |
| Income before extraordinary items | $2,400,000 | 1,248 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,400,000 | 1,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,400,000 | 1,248 |
| Net charge-offs | $817,000 | 1,313 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,373,120 | 1,187 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,544 |
| Total interest expense | $254,000 | 3,900 |
| Net interest income | $1,510,000 | 3,437 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 4,037 |
| Total noninterest expense | $1,529,000 | 3,003 |
| Salaries and employee benefits | $640,000 | 3,576 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $629,000 | 2,539 |
| Pre-tax net operating income | $166,000 | 4,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $33,000 | 3,373 |
| Income before extraordinary items | $133,000 | 5,019 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,022 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $133,000 | 5,023 |
| Net charge-offs | $138,000 | 2,168 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $133,000 | 4,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,344,000 | 3,212 |
| Total interest expense | $1,538,000 | 3,385 |
| Net interest income | $6,806,000 | 3,145 |
| Provision for loan and lease losses | $2,439,000 | 1,365 |
| Total noninterest income | $-3,256,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $496,000 | 2,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,752,000 | 7,317 |
| Total noninterest expense | $6,791,000 | 2,735 |
| Salaries and employee benefits | $2,558,000 | 3,496 |
| Premises and equipment expense | $1,217,000 | 2,039 |
| Additional noninterest expense | $3,016,000 | 2,197 |
| Pre-tax net operating income | $-5,680,000 | 7,094 |
| Securities gains (losses) | $511,000 | 785 |
| Applicable income taxes | $-2,057,000 | 7,250 |
| Income before extraordinary items | $-3,112,000 | 6,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,112,000 | 6,960 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,112,000 | 6,960 |
| Net charge-offs | $3,003,000 | 1,198 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,439,040 | 6,964 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 3,171 |
| Total interest expense | $1,239,000 | 3,320 |
| Net interest income | $5,188,000 | 3,113 |
| Provision for loan and lease losses | $2,439,000 | 1,079 |
| Total noninterest income | $-2,042,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $382,000 | 2,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,424,000 | 7,391 |
| Total noninterest expense | $4,899,000 | 2,843 |
| Salaries and employee benefits | $1,918,000 | 3,501 |
| Premises and equipment expense | $838,000 | 2,204 |
| Additional noninterest expense | $2,143,000 | 2,314 |
| Pre-tax net operating income | $-4,192,000 | 7,190 |
| Securities gains (losses) | $511,000 | 637 |
| Applicable income taxes | $-1,463,000 | 7,340 |
| Income before extraordinary items | $-2,218,000 | 7,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,218,000 | 7,083 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,218,000 | 7,083 |
| Net charge-offs | $1,540,000 | 1,465 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,545,040 | 7,094 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 3,128 |
| Total interest expense | $862,000 | 3,307 |
| Net interest income | $3,574,000 | 3,034 |
| Provision for loan and lease losses | $2,439,000 | 795 |
| Total noninterest income | $-1,234,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,485,000 | 7,464 |
| Total noninterest expense | $3,424,000 | 2,737 |
| Salaries and employee benefits | $1,300,000 | 3,479 |
| Premises and equipment expense | $572,000 | 2,188 |
| Additional noninterest expense | $1,552,000 | 2,185 |
| Pre-tax net operating income | $-3,523,000 | 7,301 |
| Securities gains (losses) | $511,000 | 359 |
| Applicable income taxes | $-1,202,000 | 7,424 |
| Income before extraordinary items | $-1,810,000 | 7,191 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,810,000 | 7,192 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,810,000 | 7,192 |
| Net charge-offs | $1,295,000 | 1,251 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,137,040 | 7,211 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 3,031 |
| Total interest expense | $447,000 | 3,331 |
| Net interest income | $1,861,000 | 2,903 |
| Provision for loan and lease losses | $995,000 | 866 |
| Total noninterest income | $-771,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $120,000 | 2,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-891,000 | 7,541 |
| Total noninterest expense | $1,780,000 | 2,670 |
| Salaries and employee benefits | $669,000 | 3,437 |
| Premises and equipment expense | $288,000 | 2,213 |
| Additional noninterest expense | $823,000 | 2,048 |
| Pre-tax net operating income | $-1,685,000 | 7,364 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $-660,000 | 7,492 |
| Income before extraordinary items | $-1,002,000 | 7,293 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,002,000 | 7,294 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,002,000 | 7,294 |
| Net charge-offs | $210,000 | 2,087 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,016,720 | 7,295 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,237,000 | 2,903 |
| Total interest expense | $2,765,000 | 2,771 |
| Net interest income | $7,472,000 | 2,912 |
| Provision for loan and lease losses | $10,223,000 | 648 |
| Total noninterest income | $-64,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $510,000 | 2,605 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-574,000 | 7,420 |
| Total noninterest expense | $8,007,000 | 2,418 |
| Salaries and employee benefits | $3,261,000 | 2,902 |
| Premises and equipment expense | $1,212,000 | 2,084 |
| Additional noninterest expense | $3,534,000 | 1,994 |
| Pre-tax net operating income | $-10,822,000 | 7,377 |
| Securities gains (losses) | $124,000 | 1,978 |
| Applicable income taxes | $-4,124,000 | 7,569 |
| Income before extraordinary items | $-6,574,000 | 7,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,574,000 | 7,258 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,574,000 | 7,258 |
| Net charge-offs | $10,676,000 | 576 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,653,360 | 7,246 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 2,841 |
| Total interest expense | $2,254,000 | 2,698 |
| Net interest income | $5,767,000 | 2,862 |
| Provision for loan and lease losses | $7,460,000 | 641 |
| Total noninterest income | $146,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $382,000 | 2,671 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-236,000 | 7,476 |
| Total noninterest expense | $6,011,000 | 2,406 |
| Salaries and employee benefits | $2,480,000 | 2,862 |
| Premises and equipment expense | $903,000 | 2,121 |
| Additional noninterest expense | $2,628,000 | 1,968 |
| Pre-tax net operating income | $-7,558,000 | 7,492 |
| Securities gains (losses) | $124,000 | 1,760 |
| Applicable income taxes | $-2,419,000 | 7,624 |
| Income before extraordinary items | $-5,015,000 | 7,422 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,015,000 | 7,422 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,015,000 | 7,422 |
| Net charge-offs | $8,127,000 | 540 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,098,080 | 7,409 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 2,783 |
| Total interest expense | $1,664,000 | 2,570 |
| Net interest income | $3,884,000 | 2,826 |
| Provision for loan and lease losses | $5,050,000 | 630 |
| Total noninterest income | $219,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $238,000 | 2,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-19,000 | 7,369 |
| Total noninterest expense | $4,032,000 | 2,409 |
| Salaries and employee benefits | $1,705,000 | 2,802 |
| Premises and equipment expense | $587,000 | 2,195 |
| Additional noninterest expense | $1,740,000 | 1,986 |
| Pre-tax net operating income | $-4,979,000 | 7,554 |
| Securities gains (losses) | $124,000 | 1,272 |
| Applicable income taxes | $-1,871,000 | 7,690 |
| Income before extraordinary items | $-2,984,000 | 7,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,984,000 | 7,444 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,984,000 | 7,445 |
| Net charge-offs | $4,042,000 | 659 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,063,360 | 7,443 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,763 |
| Total interest expense | $938,000 | 2,406 |
| Net interest income | $1,917,000 | 2,897 |
| Provision for loan and lease losses | $3,000,000 | 548 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $1,894,000 | 2,578 |
| Salaries and employee benefits | $843,000 | 2,877 |
| Premises and equipment expense | $301,000 | 2,195 |
| Additional noninterest expense | $750,000 | 2,256 |
| Pre-tax net operating income | $-2,855,000 | 7,686 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $-1,098,000 | 7,803 |
| Income before extraordinary items | $-1,734,000 | 7,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,734,000 | 7,609 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,734,000 | 7,609 |
| Net charge-offs | $2,326,000 | 584 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,748,720 | 7,605 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,354,000 | 2,335 |
| Total interest expense | $5,542,000 | 2,054 |
| Net interest income | $8,812,000 | 2,464 |
| Provision for loan and lease losses | $10,460,000 | 838 |
| Total noninterest income | $299,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $546,000 | 2,706 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-247,000 | 7,713 |
| Total noninterest expense | $8,531,000 | 2,318 |
| Salaries and employee benefits | $3,726,000 | 2,615 |
| Premises and equipment expense | $1,294,000 | 2,061 |
| Additional noninterest expense | $3,511,000 | 2,054 |
| Pre-tax net operating income | $-9,880,000 | 7,484 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,907,000 | 7,688 |
| Income before extraordinary items | $-5,973,000 | 7,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,973,000 | 7,353 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,973,000 | 7,353 |
| Net charge-offs | $7,052,000 | 895 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,973,000 | 7,367 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 2,268 |
| Total interest expense | $4,385,000 | 2,049 |
| Net interest income | $6,814,000 | 2,398 |
| Provision for loan and lease losses | $8,810,000 | 693 |
| Total noninterest income | $366,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $421,000 | 2,665 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-55,000 | 7,766 |
| Total noninterest expense | $6,258,000 | 2,360 |
| Salaries and employee benefits | $2,846,000 | 2,583 |
| Premises and equipment expense | $978,000 | 2,064 |
| Additional noninterest expense | $2,434,000 | 2,157 |
| Pre-tax net operating income | $-7,888,000 | 7,670 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,458,000 | 7,771 |
| Income before extraordinary items | $-5,430,000 | 7,609 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,430,000 | 7,609 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,430,000 | 7,609 |
| Net charge-offs | $6,602,000 | 672 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,430,000 | 7,619 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,238 |
| Total interest expense | $3,049,000 | 2,068 |
| Net interest income | $4,656,000 | 2,343 |
| Provision for loan and lease losses | $1,028,000 | 2,033 |
| Total noninterest income | $174,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $279,000 | 2,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-105,000 | 7,970 |
| Total noninterest expense | $4,301,000 | 2,324 |
| Salaries and employee benefits | $1,924,000 | 2,586 |
| Premises and equipment expense | $657,000 | 2,084 |
| Additional noninterest expense | $1,720,000 | 2,058 |
| Pre-tax net operating income | $-499,000 | 6,639 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-259,000 | 7,376 |
| Income before extraordinary items | $-240,000 | 6,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-240,000 | 6,451 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-240,000 | 6,451 |
| Net charge-offs | $496,000 | 2,369 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-240,000 | 6,440 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 2,254 |
| Total interest expense | $1,490,000 | 2,192 |
| Net interest income | $2,416,000 | 2,264 |
| Provision for loan and lease losses | $527,000 | 1,726 |
| Total noninterest income | $-23,000 | 8,116 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $144,000 | 2,555 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-167,000 | 8,149 |
| Total noninterest expense | $1,872,000 | 2,569 |
| Salaries and employee benefits | $962,000 | 2,627 |
| Premises and equipment expense | $322,000 | 2,164 |
| Additional noninterest expense | $588,000 | 2,612 |
| Pre-tax net operating income | $-6,000 | 6,273 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-18,000 | 7,259 |
| Income before extraordinary items | $12,000 | 6,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 6,256 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $12,000 | 6,256 |
| Net charge-offs | $324,000 | 1,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $12,000 | 6,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,069,000 | 2,109 |
| Total interest expense | $6,757,000 | 2,265 |
| Net interest income | $11,312,000 | 1,961 |
| Provision for loan and lease losses | $2,122,000 | 1,725 |
| Total noninterest income | $1,007,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $776,000 | 2,179 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $231,000 | 4,601 |
| Total noninterest expense | $7,509,000 | 2,521 |
| Salaries and employee benefits | $3,772,000 | 2,651 |
| Premises and equipment expense | $1,299,000 | 2,082 |
| Additional noninterest expense | $2,438,000 | 2,399 |
| Pre-tax net operating income | $2,688,000 | 1,979 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $802,000 | 1,395 |
| Income before extraordinary items | $1,886,000 | 2,110 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,886,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,321,000 | 1,680 |
| Cash dividends | $60,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,886,000 | 2,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,822,000 | 2,115 |
| Total interest expense | $5,140,000 | 2,330 |
| Net interest income | $8,682,000 | 1,952 |
| Provision for loan and lease losses | $1,387,000 | 1,510 |
| Total noninterest income | $876,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $623,000 | 2,072 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $253,000 | 4,002 |
| Total noninterest expense | $5,438,000 | 2,597 |
| Salaries and employee benefits | $2,747,000 | 2,732 |
| Premises and equipment expense | $943,000 | 2,162 |
| Additional noninterest expense | $1,748,000 | 2,423 |
| Pre-tax net operating income | $2,733,000 | 1,782 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $917,000 | 1,236 |
| Income before extraordinary items | $1,816,000 | 1,945 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,816,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,988 |
| Cash dividends | $35,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,816,000 | 2,046 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,274,000 | 2,122 |
| Total interest expense | $3,450,000 | 2,401 |
| Net interest income | $5,824,000 | 1,927 |
| Provision for loan and lease losses | $622,000 | 1,661 |
| Total noninterest income | $605,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $436,000 | 1,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $3,611,000 | 2,610 |
| Salaries and employee benefits | $1,815,000 | 2,786 |
| Premises and equipment expense | $615,000 | 2,197 |
| Additional noninterest expense | $1,181,000 | 2,388 |
| Pre-tax net operating income | $2,196,000 | 1,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $741,000 | 1,179 |
| Income before extraordinary items | $1,455,000 | 1,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,455,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,058 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,455,000 | 1,821 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 2,131 |
| Total interest expense | $1,749,000 | 2,503 |
| Net interest income | $3,004,000 | 1,862 |
| Provision for loan and lease losses | $261,000 | 1,542 |
| Total noninterest income | $310,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $226,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 4,100 |
| Total noninterest expense | $1,849,000 | 2,542 |
| Salaries and employee benefits | $868,000 | 2,926 |
| Premises and equipment expense | $317,000 | 2,151 |
| Additional noninterest expense | $664,000 | 2,101 |
| Pre-tax net operating income | $1,204,000 | 1,521 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $451,000 | 1,094 |
| Income before extraordinary items | $753,000 | 1,907 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $753,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,561 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $753,000 | 1,843 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,990,000 | 2,292 |
| Total interest expense | $6,523,000 | 2,799 |
| Net interest income | $11,467,000 | 1,983 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $1,331,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,047,000 | 1,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $284,000 | 4,342 |
| Total noninterest expense | $6,567,000 | 2,732 |
| Salaries and employee benefits | $3,257,000 | 3,018 |
| Premises and equipment expense | $1,268,000 | 2,060 |
| Additional noninterest expense | $2,042,000 | 2,618 |
| Pre-tax net operating income | $5,946,000 | 1,408 |
| Securities gains (losses) | $-38,000 | 7,947 |
| Applicable income taxes | $1,901,000 | 1,177 |
| Income before extraordinary items | $4,007,000 | 1,587 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,007,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,032,840 | 1,567 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,164,000 | 2,350 |
| Total interest expense | $4,817,000 | 2,830 |
| Net interest income | $8,347,000 | 2,056 |
| Provision for loan and lease losses | $153,000 | 3,446 |
| Total noninterest income | $895,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $726,000 | 1,796 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $4,878,000 | 2,724 |
| Salaries and employee benefits | $2,403,000 | 3,028 |
| Premises and equipment expense | $945,000 | 2,053 |
| Additional noninterest expense | $1,530,000 | 2,566 |
| Pre-tax net operating income | $4,211,000 | 1,602 |
| Securities gains (losses) | $-38,000 | 8,115 |
| Applicable income taxes | $1,327,000 | 1,344 |
| Income before extraordinary items | $2,846,000 | 1,772 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,846,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,871,840 | 1,748 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,528,000 | 2,432 |
| Total interest expense | $3,072,000 | 2,951 |
| Net interest income | $5,456,000 | 2,122 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $600,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $478,000 | 1,816 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $3,272,000 | 2,756 |
| Salaries and employee benefits | $1,567,000 | 3,123 |
| Premises and equipment expense | $633,000 | 2,052 |
| Additional noninterest expense | $1,072,000 | 2,469 |
| Pre-tax net operating income | $2,679,000 | 1,709 |
| Securities gains (losses) | $-38,000 | 8,257 |
| Applicable income taxes | $819,000 | 1,464 |
| Income before extraordinary items | $1,822,000 | 1,895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,822,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,848,220 | 1,856 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 2,512 |
| Total interest expense | $1,472,000 | 3,035 |
| Net interest income | $2,624,000 | 2,195 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $287,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $234,000 | 1,813 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $1,719,000 | 2,648 |
| Salaries and employee benefits | $772,000 | 3,179 |
| Premises and equipment expense | $316,000 | 2,060 |
| Additional noninterest expense | $631,000 | 2,080 |
| Pre-tax net operating income | $1,112,000 | 1,987 |
| Securities gains (losses) | $-38,000 | 8,465 |
| Applicable income taxes | $307,000 | 1,827 |
| Income before extraordinary items | $767,000 | 2,138 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $767,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $793,980 | 2,068 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,237,000 | 2,663 |
| Total interest expense | $4,545,000 | 3,268 |
| Net interest income | $9,692,000 | 2,356 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $962,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $753,000 | 2,229 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $5,262,000 | 3,215 |
| Salaries and employee benefits | $2,646,000 | 3,466 |
| Premises and equipment expense | $779,000 | 3,075 |
| Additional noninterest expense | $1,837,000 | 2,760 |
| Pre-tax net operating income | $5,182,000 | 1,827 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,740,000 | 1,477 |
| Income before extraordinary items | $3,442,000 | 2,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,442,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,442,000 | 2,031 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,251,000 | 2,739 |
| Total interest expense | $3,193,000 | 3,329 |
| Net interest income | $7,058,000 | 2,441 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $760,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $601,000 | 2,117 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,017 |
| Total noninterest expense | $3,654,000 | 3,410 |
| Salaries and employee benefits | $1,892,000 | 3,588 |
| Premises and equipment expense | $477,000 | 3,604 |
| Additional noninterest expense | $1,285,000 | 2,935 |
| Pre-tax net operating income | $4,014,000 | 1,835 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,382,000 | 1,480 |
| Income before extraordinary items | $2,632,000 | 2,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,632,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,632,000 | 2,055 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 2,813 |
| Total interest expense | $1,920,000 | 3,491 |
| Net interest income | $4,611,000 | 2,482 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $559,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $448,000 | 1,909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $2,428,000 | 3,425 |
| Salaries and employee benefits | $1,229,000 | 3,678 |
| Premises and equipment expense | $316,000 | 3,622 |
| Additional noninterest expense | $883,000 | 2,867 |
| Pre-tax net operating income | $2,642,000 | 1,864 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $895,000 | 1,528 |
| Income before extraordinary items | $1,747,000 | 2,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,747,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,747,000 | 2,054 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 2,886 |
| Total interest expense | $870,000 | 3,628 |
| Net interest income | $2,236,000 | 2,534 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $243,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,456 |
| Total noninterest expense | $1,236,000 | 3,385 |
| Salaries and employee benefits | $598,000 | 3,777 |
| Premises and equipment expense | $146,000 | 3,863 |
| Additional noninterest expense | $492,000 | 2,573 |
| Pre-tax net operating income | $1,243,000 | 1,912 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $495,000 | 1,416 |
| Income before extraordinary items | $748,000 | 2,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $748,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $748,000 | 2,310 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,840,000 | 3,186 |
| Total interest expense | $2,149,000 | 4,230 |
| Net interest income | $7,691,000 | 2,800 |
| Provision for loan and lease losses | $345,000 | 2,552 |
| Total noninterest income | $666,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $477,000 | 3,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,279 |
| Total noninterest expense | $4,059,000 | 3,827 |
| Salaries and employee benefits | $2,176,000 | 3,880 |
| Premises and equipment expense | $580,000 | 3,753 |
| Additional noninterest expense | $1,303,000 | 3,612 |
| Pre-tax net operating income | $3,953,000 | 2,250 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $1,392,000 | 1,797 |
| Income before extraordinary items | $2,552,000 | 2,559 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,552,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,557,850 | 2,530 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,304 |
| Total interest expense | $1,437,000 | 4,418 |
| Net interest income | $5,480,000 | 2,921 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $503,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $353,000 | 3,190 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,181 |
| Total noninterest expense | $2,956,000 | 3,874 |
| Salaries and employee benefits | $1,584,000 | 3,926 |
| Premises and equipment expense | $420,000 | 3,830 |
| Additional noninterest expense | $952,000 | 3,638 |
| Pre-tax net operating income | $2,702,000 | 2,421 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $946,000 | 1,956 |
| Income before extraordinary items | $1,747,000 | 2,754 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,747,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,752,850 | 2,723 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 3,378 |
| Total interest expense | $873,000 | 4,529 |
| Net interest income | $3,503,000 | 2,997 |
| Provision for loan and lease losses | $185,000 | 2,275 |
| Total noninterest income | $344,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $237,000 | 3,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $1,935,000 | 3,911 |
| Salaries and employee benefits | $1,019,000 | 4,016 |
| Premises and equipment expense | $273,000 | 3,893 |
| Additional noninterest expense | $643,000 | 3,602 |
| Pre-tax net operating income | $1,727,000 | 2,447 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $593,000 | 2,028 |
| Income before extraordinary items | $1,125,000 | 2,814 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,125,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,130,850 | 2,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,503 |
| Total interest expense | $407,000 | 4,626 |
| Net interest income | $1,654,000 | 3,130 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $880,000 | 4,236 |
| Salaries and employee benefits | $475,000 | 4,256 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $282,000 | 3,994 |
| Pre-tax net operating income | $853,000 | 2,438 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $303,000 | 1,965 |
| Income before extraordinary items | $550,000 | 2,806 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $550,000 | 2,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $550,000 | 2,756 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 3,886 |
| Total interest expense | $1,427,000 | 4,647 |
| Net interest income | $5,391,000 | 3,586 |
| Provision for loan and lease losses | $286,000 | 3,024 |
| Total noninterest income | $583,000 | 4,881 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $467,000 | 3,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,159 |
| Total noninterest expense | $3,377,000 | 4,294 |
| Salaries and employee benefits | $1,758,000 | 4,409 |
| Premises and equipment expense | $513,000 | 4,007 |
| Additional noninterest expense | $1,106,000 | 3,999 |
| Pre-tax net operating income | $2,311,000 | 3,193 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $743,000 | 2,646 |
| Income before extraordinary items | $1,568,000 | 3,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,568,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,568,000 | 3,450 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 4,045 |
| Total interest expense | $1,034,000 | 4,699 |
| Net interest income | $3,779,000 | 3,763 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $395,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $339,000 | 3,378 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $2,438,000 | 4,394 |
| Salaries and employee benefits | $1,264,000 | 4,514 |
| Premises and equipment expense | $376,000 | 4,058 |
| Additional noninterest expense | $798,000 | 4,094 |
| Pre-tax net operating income | $1,511,000 | 3,562 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $463,000 | 3,041 |
| Income before extraordinary items | $1,048,000 | 3,893 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,048,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,048,000 | 3,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 4,174 |
| Total interest expense | $670,000 | 4,788 |
| Net interest income | $2,393,000 | 3,909 |
| Provision for loan and lease losses | $145,000 | 2,845 |
| Total noninterest income | $237,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $203,000 | 3,605 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,568,000 | 4,519 |
| Salaries and employee benefits | $829,000 | 4,586 |
| Premises and equipment expense | $241,000 | 4,189 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $917,000 | 3,740 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $278,000 | 3,206 |
| Income before extraordinary items | $639,000 | 4,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $639,000 | 3,987 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 4,333 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $1,138,000 | 4,074 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $726,000 | 4,797 |
| Salaries and employee benefits | $413,000 | 4,625 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $437,000 | 3,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $312,000 | 4,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $312,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $312,000 | 4,036 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 4,570 |
| Total interest expense | $1,209,000 | 5,550 |
| Net interest income | $4,292,000 | 4,146 |
| Provision for loan and lease losses | $191,000 | 4,114 |
| Total noninterest income | $461,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $383,000 | 3,740 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $78,000 | 6,928 |
| Total noninterest expense | $2,916,000 | 4,702 |
| Salaries and employee benefits | $1,509,000 | 4,828 |
| Premises and equipment expense | $423,000 | 4,549 |
| Additional noninterest expense | $984,000 | 4,338 |
| Pre-tax net operating income | $1,646,000 | 3,875 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $639,000 | 2,948 |
| Income before extraordinary items | $1,007,000 | 4,626 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,007,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,007,000 | 4,460 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 4,629 |
| Total interest expense | $875,000 | 5,808 |
| Net interest income | $3,243,000 | 4,142 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $343,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $2,036,000 | 4,917 |
| Salaries and employee benefits | $1,090,000 | 4,941 |
| Premises and equipment expense | $294,000 | 4,781 |
| Additional noninterest expense | $652,000 | 4,720 |
| Pre-tax net operating income | $1,400,000 | 3,666 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $501,000 | 3,029 |
| Income before extraordinary items | $899,000 | 4,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $899,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $899,000 | 4,118 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 4,716 |
| Total interest expense | $566,000 | 6,009 |
| Net interest income | $2,138,000 | 4,189 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $1,261,000 | 5,169 |
| Salaries and employee benefits | $692,000 | 5,123 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $387,000 | 5,124 |
| Pre-tax net operating income | $954,000 | 3,624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $567,000 | 4,454 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $567,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $567,000 | 4,240 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,844 |
| Total interest expense | $286,000 | 6,093 |
| Net interest income | $1,026,000 | 4,317 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $591,000 | 5,394 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $182,000 | 5,306 |
| Pre-tax net operating income | $477,000 | 3,610 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $201,000 | 2,692 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 5,576 |
| Total interest expense | $1,271,000 | 6,257 |
| Net interest income | $3,171,000 | 5,114 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $362,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $329,000 | 4,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $2,322,000 | 5,342 |
| Salaries and employee benefits | $1,230,000 | 5,393 |
| Premises and equipment expense | $318,000 | 5,381 |
| Additional noninterest expense | $774,000 | 5,051 |
| Pre-tax net operating income | $961,000 | 5,309 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $330,000 | 4,277 |
| Income before extraordinary items | $631,000 | 5,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $631,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $631,000 | 5,711 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,410 |
| Total interest expense | $1,420,000 | 7,146 |
| Net interest income | $2,515,000 | 5,699 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $332,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $294,000 | 4,205 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $2,002,000 | 5,720 |
| Salaries and employee benefits | $1,051,000 | 5,815 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $673,000 | 5,423 |
| Pre-tax net operating income | $695,000 | 5,839 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $228,000 | 4,774 |
| Income before extraordinary items | $490,000 | 6,132 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $490,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,895,000 | 327 |
| Net operating income | $474,360 | 6,070 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 6,836 |
| Total interest expense | $1,374,000 | 7,411 |
| Net interest income | $2,213,000 | 6,244 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,736,000 | 6,191 |
| Salaries and employee benefits | $932,000 | 6,198 |
| Premises and equipment expense | $269,000 | 5,791 |
| Additional noninterest expense | $535,000 | 6,165 |
| Pre-tax net operating income | $714,000 | 6,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $253,000 | 4,954 |
| Income before extraordinary items | $461,000 | 6,531 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $461,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $461,000 | 6,542 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 7,684 |
| Total interest expense | $873,000 | 8,512 |
| Net interest income | $1,847,000 | 6,917 |
| Provision for loan and lease losses | $157,000 | 4,154 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $1,456,000 | 6,893 |
| Salaries and employee benefits | $747,000 | 7,000 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $546,000 | 6,177 |
| Pre-tax net operating income | $464,000 | 7,303 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $163,000 | 6,119 |
| Income before extraordinary items | $301,000 | 7,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $301,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $301,000 | 7,565 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 8,502 |
| Total interest expense | $673,000 | 9,263 |
| Net interest income | $1,480,000 | 7,734 |
| Provision for loan and lease losses | $104,000 | 5,028 |
| Total noninterest income | $189,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $1,201,000 | 7,545 |
| Salaries and employee benefits | $634,000 | 7,567 |
| Premises and equipment expense | $141,000 | 7,860 |
| Additional noninterest expense | $426,000 | 7,011 |
| Pre-tax net operating income | $364,000 | 8,065 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $277,000 | 8,059 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $277,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $277,000 | 7,987 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 10,254 |
| Total interest expense | $326,000 | 10,468 |
| Net interest income | $724,000 | 9,871 |
| Provision for loan and lease losses | $119,000 | 4,835 |
| Total noninterest income | $122,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $889,000 | 8,721 |
| Salaries and employee benefits | $450,000 | 8,943 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $318,000 | 8,140 |
| Pre-tax net operating income | $-162,000 | 10,541 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-46,000 | 10,619 |
| Income before extraordinary items | $-116,000 | 10,541 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-116,000 | 10,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 913 |
| Net operating income | $-116,000 | 10,514 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 11,405 |
| Total interest expense | $40,000 | 11,374 |
| Net interest income | $83,000 | 11,401 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $7,000 | 11,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 9,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $457,000 | 10,763 |
| Salaries and employee benefits | $214,000 | 10,940 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $180,000 | 10,170 |
| Pre-tax net operating income | $-397,000 | 11,195 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-111,000 | 11,183 |
| Income before extraordinary items | $-286,000 | 11,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-286,000 | 11,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,765,000 | 244 |
| Net operating income | $-286,000 | 11,137 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.