Home > The Village Bank > Income and Expense
The Village Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 6,527 |
| Total interest expense | $1,648,000 | 6,477 |
| Net interest income | $2,498,000 | 6,487 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $782,000 | 3,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $2,894,000 | 4,552 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $609,000 | 3,229 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $286,000 | 10,231 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $303,000 | 9,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $303,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $286,000 | 9,354 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 7,048 |
| Total interest expense | $1,627,000 | 6,806 |
| Net interest income | $2,234,000 | 7,081 |
| Provision for loan and lease losses | $259,000 | 3,316 |
| Total noninterest income | $1,091,000 | 3,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $644,000 | 2,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,505 |
| Total noninterest expense | $3,551,000 | 3,860 |
| Salaries and employee benefits | $1,380,000 | 4,620 |
| Premises and equipment expense | $686,000 | 2,941 |
| Additional noninterest expense | $1,485,000 | 3,533 |
| Pre-tax net operating income | $-485,000 | 12,848 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-492,000 | 12,890 |
| Extraordinary gains, net | $-38,000 | 12,632 |
| Net income | $-530,000 | 12,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 3,212 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 979 |
| Net operating income | $-485,000 | 12,832 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 6,807 |
| Total interest expense | $2,124,000 | 6,807 |
| Net interest income | $2,445,000 | 6,700 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $1,020,000 | 3,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $724,000 | 1,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,470 |
| Total noninterest expense | $3,356,000 | 4,089 |
| Salaries and employee benefits | $1,420,000 | 4,441 |
| Premises and equipment expense | $654,000 | 3,107 |
| Additional noninterest expense | $1,282,000 | 4,092 |
| Pre-tax net operating income | $1,000 | 12,686 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $4,000 | 12,872 |
| Extraordinary gains, net | $1,000 | 1,417 |
| Net income | $5,000 | 12,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,869 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $800 | 12,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.