Home > The Vernon Bank > Income and Expense
The Vernon Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 4,595 |
| Total interest expense | $78,000 | 5,552 |
| Net interest income | $1,727,000 | 4,437 |
| Provision for loan and lease losses | $78,000 | 2,492 |
| Total noninterest income | $336,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $209,000 | 2,420 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,228 |
| Total noninterest expense | $1,500,000 | 4,399 |
| Salaries and employee benefits | $730,000 | 4,635 |
| Premises and equipment expense | $189,000 | 4,091 |
| Additional noninterest expense | $581,000 | 4,034 |
| Pre-tax net operating income | $485,000 | 4,213 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $485,000 | 4,026 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $485,000 | 4,027 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $485,000 | 4,028 |
| Net charge-offs | $238,000 | 1,072 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $485,000 | 3,957 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 4,584 |
| Total interest expense | $39,000 | 5,606 |
| Net interest income | $879,000 | 4,426 |
| Provision for loan and lease losses | $47,000 | 2,157 |
| Total noninterest income | $177,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $736,000 | 4,474 |
| Salaries and employee benefits | $372,000 | 4,618 |
| Premises and equipment expense | $90,000 | 4,234 |
| Additional noninterest expense | $274,000 | 4,159 |
| Pre-tax net operating income | $273,000 | 4,031 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $273,000 | 3,817 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $273,000 | 3,820 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $273,000 | 3,821 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $273,000 | 3,737 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 4,633 |
| Total interest expense | $162,000 | 5,708 |
| Net interest income | $3,547,000 | 4,443 |
| Provision for loan and lease losses | $265,000 | 2,135 |
| Total noninterest income | $764,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $451,000 | 2,452 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $313,000 | 3,959 |
| Total noninterest expense | $2,936,000 | 4,535 |
| Salaries and employee benefits | $1,453,000 | 4,706 |
| Premises and equipment expense | $345,000 | 4,397 |
| Additional noninterest expense | $1,138,000 | 4,157 |
| Pre-tax net operating income | $1,110,000 | 3,968 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,111,000 | 3,769 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,111,000 | 3,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,111,000 | 3,771 |
| Net charge-offs | $156,000 | 2,738 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,110,000 | 3,723 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 4,700 |
| Total interest expense | $121,000 | 5,798 |
| Net interest income | $2,637,000 | 4,504 |
| Provision for loan and lease losses | $190,000 | 2,137 |
| Total noninterest income | $583,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $337,000 | 2,483 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $246,000 | 3,933 |
| Total noninterest expense | $2,209,000 | 4,550 |
| Salaries and employee benefits | $1,109,000 | 4,683 |
| Premises and equipment expense | $262,000 | 4,416 |
| Additional noninterest expense | $838,000 | 4,230 |
| Pre-tax net operating income | $821,000 | 4,091 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $822,000 | 3,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $822,000 | 3,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $822,000 | 3,860 |
| Net charge-offs | $116,000 | 2,547 |
| Cash dividends | $275,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $821,000 | 3,818 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 4,742 |
| Total interest expense | $80,000 | 5,854 |
| Net interest income | $1,739,000 | 4,537 |
| Provision for loan and lease losses | $119,000 | 2,215 |
| Total noninterest income | $402,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $227,000 | 2,437 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $175,000 | 3,837 |
| Total noninterest expense | $1,466,000 | 4,600 |
| Salaries and employee benefits | $736,000 | 4,729 |
| Premises and equipment expense | $164,000 | 4,603 |
| Additional noninterest expense | $566,000 | 4,230 |
| Pre-tax net operating income | $556,000 | 3,996 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $557,000 | 3,754 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $557,000 | 3,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $557,000 | 3,761 |
| Net charge-offs | $107,000 | 2,123 |
| Cash dividends | $275,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $556,000 | 3,705 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 4,822 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $856,000 | 4,612 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $193,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $117,000 | 2,365 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $731,000 | 4,639 |
| Salaries and employee benefits | $367,000 | 4,794 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $281,000 | 4,253 |
| Pre-tax net operating income | $268,000 | 3,995 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $268,000 | 3,739 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 3,742 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $268,000 | 3,742 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $268,000 | 3,689 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 4,896 |
| Total interest expense | $203,000 | 5,888 |
| Net interest income | $3,359,000 | 4,685 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $743,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $466,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $277,000 | 4,191 |
| Total noninterest expense | $2,850,000 | 4,720 |
| Salaries and employee benefits | $1,379,000 | 4,966 |
| Premises and equipment expense | $380,000 | 4,346 |
| Additional noninterest expense | $1,091,000 | 4,402 |
| Pre-tax net operating income | $1,012,000 | 4,065 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,012,000 | 3,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,012,000 | 3,880 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,012,000 | 3,881 |
| Net charge-offs | $290,000 | 2,615 |
| Cash dividends | $800,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,012,000 | 3,817 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 4,943 |
| Total interest expense | $165,000 | 5,893 |
| Net interest income | $2,510,000 | 4,740 |
| Provision for loan and lease losses | $147,000 | 2,972 |
| Total noninterest income | $545,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $343,000 | 2,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $202,000 | 4,298 |
| Total noninterest expense | $2,197,000 | 4,682 |
| Salaries and employee benefits | $1,079,000 | 4,894 |
| Premises and equipment expense | $293,000 | 4,301 |
| Additional noninterest expense | $825,000 | 4,403 |
| Pre-tax net operating income | $711,000 | 4,246 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $711,000 | 4,035 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $711,000 | 4,039 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $711,000 | 4,039 |
| Net charge-offs | $56,000 | 3,763 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $711,000 | 3,966 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 4,967 |
| Total interest expense | $125,000 | 5,815 |
| Net interest income | $1,653,000 | 4,769 |
| Provision for loan and lease losses | $99,000 | 2,974 |
| Total noninterest income | $362,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $225,000 | 2,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $137,000 | 4,329 |
| Total noninterest expense | $1,491,000 | 4,663 |
| Salaries and employee benefits | $731,000 | 4,874 |
| Premises and equipment expense | $193,000 | 4,348 |
| Additional noninterest expense | $567,000 | 4,329 |
| Pre-tax net operating income | $425,000 | 4,396 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $425,000 | 4,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $425,000 | 4,220 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $425,000 | 4,221 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $425,000 | 4,103 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 5,007 |
| Total interest expense | $69,000 | 5,767 |
| Net interest income | $814,000 | 4,837 |
| Provision for loan and lease losses | $49,000 | 2,860 |
| Total noninterest income | $183,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $112,000 | 2,582 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $718,000 | 4,796 |
| Salaries and employee benefits | $370,000 | 4,875 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $250,000 | 4,642 |
| Pre-tax net operating income | $230,000 | 4,259 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $230,000 | 4,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $230,000 | 4,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,033 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $230,000 | 3,939 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 5,121 |
| Total interest expense | $310,000 | 5,926 |
| Net interest income | $3,285,000 | 4,902 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $750,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $470,000 | 2,613 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $280,000 | 4,132 |
| Total noninterest expense | $2,782,000 | 4,919 |
| Salaries and employee benefits | $1,395,000 | 5,021 |
| Premises and equipment expense | $344,000 | 4,652 |
| Additional noninterest expense | $1,043,000 | 4,693 |
| Pre-tax net operating income | $1,013,000 | 3,995 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,013,000 | 3,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,013,000 | 3,885 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,013,000 | 3,887 |
| Net charge-offs | $272,000 | 3,427 |
| Cash dividends | $450,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,013,000 | 3,727 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 5,192 |
| Total interest expense | $237,000 | 6,039 |
| Net interest income | $2,478,000 | 4,969 |
| Provision for loan and lease losses | $173,000 | 3,719 |
| Total noninterest income | $560,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $346,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 4,151 |
| Total noninterest expense | $2,103,000 | 4,939 |
| Salaries and employee benefits | $1,073,000 | 4,990 |
| Premises and equipment expense | $258,000 | 4,723 |
| Additional noninterest expense | $772,000 | 4,760 |
| Pre-tax net operating income | $762,000 | 4,104 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $762,000 | 3,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $762,000 | 3,944 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $762,000 | 3,946 |
| Net charge-offs | $86,000 | 4,114 |
| Cash dividends | $350,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $762,000 | 3,781 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 5,231 |
| Total interest expense | $162,000 | 6,099 |
| Net interest income | $1,643,000 | 5,009 |
| Provision for loan and lease losses | $121,000 | 3,603 |
| Total noninterest income | $382,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $232,000 | 2,652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 4,078 |
| Total noninterest expense | $1,403,000 | 4,963 |
| Salaries and employee benefits | $715,000 | 5,030 |
| Premises and equipment expense | $173,000 | 4,718 |
| Additional noninterest expense | $515,000 | 4,782 |
| Pre-tax net operating income | $501,000 | 4,115 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $501,000 | 3,989 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 3,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $501,000 | 3,993 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $501,000 | 3,793 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 5,266 |
| Total interest expense | $86,000 | 6,104 |
| Net interest income | $819,000 | 5,040 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $198,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,014 |
| Total noninterest expense | $700,000 | 4,998 |
| Salaries and employee benefits | $361,000 | 5,032 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $251,000 | 4,854 |
| Pre-tax net operating income | $247,000 | 4,189 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $247,000 | 3,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $247,000 | 4,001 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $247,000 | 4,001 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $247,000 | 3,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 5,379 |
| Total interest expense | $403,000 | 6,194 |
| Net interest income | $3,193,000 | 5,116 |
| Provision for loan and lease losses | $501,000 | 3,453 |
| Total noninterest income | $776,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $531,000 | 2,450 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $245,000 | 4,168 |
| Total noninterest expense | $2,723,000 | 5,129 |
| Salaries and employee benefits | $1,352,000 | 5,226 |
| Premises and equipment expense | $331,000 | 5,015 |
| Additional noninterest expense | $1,040,000 | 4,816 |
| Pre-tax net operating income | $745,000 | 4,184 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $745,000 | 4,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 4,068 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $745,000 | 4,067 |
| Net charge-offs | $388,000 | 3,490 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $745,000 | 3,921 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 5,449 |
| Total interest expense | $310,000 | 6,271 |
| Net interest income | $2,377,000 | 5,177 |
| Provision for loan and lease losses | $339,000 | 3,450 |
| Total noninterest income | $589,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $404,000 | 2,437 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $185,000 | 4,211 |
| Total noninterest expense | $2,131,000 | 5,038 |
| Salaries and employee benefits | $1,060,000 | 5,108 |
| Premises and equipment expense | $257,000 | 4,975 |
| Additional noninterest expense | $814,000 | 4,747 |
| Pre-tax net operating income | $496,000 | 4,492 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $496,000 | 4,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 4,334 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $496,000 | 4,334 |
| Net charge-offs | $311,000 | 3,212 |
| Cash dividends | $100,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $496,000 | 4,197 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 5,521 |
| Total interest expense | $218,000 | 6,296 |
| Net interest income | $1,554,000 | 5,251 |
| Provision for loan and lease losses | $243,000 | 3,285 |
| Total noninterest income | $409,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $273,000 | 2,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,116 |
| Total noninterest expense | $1,445,000 | 5,037 |
| Salaries and employee benefits | $717,000 | 5,104 |
| Premises and equipment expense | $171,000 | 5,030 |
| Additional noninterest expense | $557,000 | 4,710 |
| Pre-tax net operating income | $275,000 | 4,735 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $275,000 | 4,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $275,000 | 4,571 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $275,000 | 4,573 |
| Net charge-offs | $111,000 | 3,738 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $275,000 | 4,493 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,574 |
| Total interest expense | $115,000 | 6,308 |
| Net interest income | $762,000 | 5,297 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $206,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $733,000 | 5,035 |
| Salaries and employee benefits | $370,000 | 5,074 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $277,000 | 4,735 |
| Pre-tax net operating income | $130,000 | 4,823 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $130,000 | 4,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $130,000 | 4,660 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $130,000 | 4,661 |
| Net charge-offs | $114,000 | 2,605 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $130,000 | 4,605 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 5,781 |
| Total interest expense | $556,000 | 6,365 |
| Net interest income | $2,842,000 | 5,482 |
| Provision for loan and lease losses | $387,000 | 4,497 |
| Total noninterest income | $884,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $607,000 | 2,268 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 4,073 |
| Total noninterest expense | $2,926,000 | 5,083 |
| Salaries and employee benefits | $1,414,000 | 5,218 |
| Premises and equipment expense | $368,000 | 4,952 |
| Additional noninterest expense | $1,144,000 | 4,729 |
| Pre-tax net operating income | $413,000 | 4,596 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $444,000 | 4,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $444,000 | 4,486 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $444,000 | 4,486 |
| Net charge-offs | $293,000 | 4,330 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $413,000 | 4,432 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 5,910 |
| Total interest expense | $426,000 | 6,480 |
| Net interest income | $2,099,000 | 5,595 |
| Provision for loan and lease losses | $307,000 | 4,284 |
| Total noninterest income | $670,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $469,000 | 2,269 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $201,000 | 4,172 |
| Total noninterest expense | $2,160,000 | 5,152 |
| Salaries and employee benefits | $1,070,000 | 5,232 |
| Premises and equipment expense | $263,000 | 5,122 |
| Additional noninterest expense | $827,000 | 4,826 |
| Pre-tax net operating income | $302,000 | 4,856 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $333,000 | 4,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $333,000 | 4,736 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $333,000 | 4,736 |
| Net charge-offs | $214,000 | 4,147 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $302,000 | 4,677 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 5,969 |
| Total interest expense | $293,000 | 6,527 |
| Net interest income | $1,379,000 | 5,662 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $458,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $314,000 | 2,266 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 4,036 |
| Total noninterest expense | $1,441,000 | 5,173 |
| Salaries and employee benefits | $715,000 | 5,242 |
| Premises and equipment expense | $179,000 | 5,117 |
| Additional noninterest expense | $547,000 | 4,844 |
| Pre-tax net operating income | $176,000 | 5,058 |
| Securities gains (losses) | $31,000 | 2,160 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $207,000 | 4,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $207,000 | 4,851 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $207,000 | 4,850 |
| Net charge-offs | $119,000 | 4,054 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $176,000 | 4,901 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 6,088 |
| Total interest expense | $149,000 | 6,617 |
| Net interest income | $670,000 | 5,749 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $230,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $154,000 | 2,292 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $76,000 | 4,003 |
| Total noninterest expense | $711,000 | 5,260 |
| Salaries and employee benefits | $357,000 | 5,290 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $263,000 | 4,973 |
| Pre-tax net operating income | $69,000 | 5,427 |
| Securities gains (losses) | $31,000 | 1,347 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $100,000 | 3,104 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $69,000 | 5,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 6,116 |
| Total interest expense | $681,000 | 6,729 |
| Net interest income | $2,690,000 | 5,653 |
| Provision for loan and lease losses | $412,000 | 4,835 |
| Total noninterest income | $845,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $578,000 | 2,603 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $267,000 | 4,170 |
| Total noninterest expense | $2,537,000 | 5,640 |
| Salaries and employee benefits | $1,217,000 | 5,813 |
| Premises and equipment expense | $283,000 | 5,780 |
| Additional noninterest expense | $1,037,000 | 5,152 |
| Pre-tax net operating income | $586,000 | 3,807 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $586,000 | 3,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $586,000 | 3,627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $586,000 | 3,627 |
| Net charge-offs | $402,000 | 4,086 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $586,000 | 3,558 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 6,179 |
| Total interest expense | $517,000 | 6,826 |
| Net interest income | $1,998,000 | 5,706 |
| Provision for loan and lease losses | $243,000 | 4,897 |
| Total noninterest income | $625,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $425,000 | 2,644 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $200,000 | 4,283 |
| Total noninterest expense | $1,910,000 | 5,652 |
| Salaries and employee benefits | $917,000 | 5,821 |
| Premises and equipment expense | $198,000 | 5,985 |
| Additional noninterest expense | $795,000 | 5,076 |
| Pre-tax net operating income | $470,000 | 3,977 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $470,000 | 3,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $470,000 | 3,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $470,000 | 3,795 |
| Net charge-offs | $204,000 | 4,226 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $470,000 | 3,712 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,255 |
| Total interest expense | $354,000 | 6,906 |
| Net interest income | $1,312,000 | 5,755 |
| Provision for loan and lease losses | $153,000 | 4,719 |
| Total noninterest income | $406,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $277,000 | 2,663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $1,235,000 | 5,780 |
| Salaries and employee benefits | $595,000 | 5,940 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $510,000 | 5,193 |
| Pre-tax net operating income | $330,000 | 4,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $330,000 | 3,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 3,803 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $330,000 | 3,803 |
| Net charge-offs | $144,000 | 3,824 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $330,000 | 3,680 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,338 |
| Total interest expense | $182,000 | 6,959 |
| Net interest income | $640,000 | 5,829 |
| Provision for loan and lease losses | $71,000 | 4,458 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $601,000 | 5,805 |
| Salaries and employee benefits | $291,000 | 6,048 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $244,000 | 5,009 |
| Pre-tax net operating income | $163,000 | 4,369 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $163,000 | 4,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 4,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $163,000 | 4,201 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 6,454 |
| Total interest expense | $764,000 | 7,198 |
| Net interest income | $2,497,000 | 5,912 |
| Provision for loan and lease losses | $410,000 | 4,100 |
| Total noninterest income | $831,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $607,000 | 2,628 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $224,000 | 4,660 |
| Total noninterest expense | $2,243,000 | 5,925 |
| Salaries and employee benefits | $1,098,000 | 6,213 |
| Premises and equipment expense | $272,000 | 6,041 |
| Additional noninterest expense | $873,000 | 5,231 |
| Pre-tax net operating income | $675,000 | 4,456 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $675,000 | 3,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $675,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 3,367 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $675,000 | 4,145 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 6,546 |
| Total interest expense | $574,000 | 7,316 |
| Net interest income | $1,841,000 | 5,993 |
| Provision for loan and lease losses | $262,000 | 3,776 |
| Total noninterest income | $611,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $457,000 | 2,634 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 4,897 |
| Total noninterest expense | $1,671,000 | 5,934 |
| Salaries and employee benefits | $822,000 | 6,221 |
| Premises and equipment expense | $205,000 | 6,032 |
| Additional noninterest expense | $644,000 | 5,215 |
| Pre-tax net operating income | $519,000 | 4,888 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $519,000 | 4,371 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $519,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,683 |
| Cash dividends | $25,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $519,000 | 4,515 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,656 |
| Total interest expense | $377,000 | 7,455 |
| Net interest income | $1,202,000 | 6,064 |
| Provision for loan and lease losses | $179,000 | 3,350 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $305,000 | 2,616 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,096,000 | 6,022 |
| Salaries and employee benefits | $546,000 | 6,290 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $414,000 | 5,324 |
| Pre-tax net operating income | $354,000 | 5,001 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $354,000 | 4,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,430 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $354,000 | 4,650 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 6,757 |
| Total interest expense | $182,000 | 7,615 |
| Net interest income | $602,000 | 6,097 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $210,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $153,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $563,000 | 5,987 |
| Salaries and employee benefits | $277,000 | 6,286 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $217,000 | 5,121 |
| Pre-tax net operating income | $174,000 | 5,205 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $174,000 | 4,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $174,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,177 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $174,000 | 4,850 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 6,885 |
| Total interest expense | $570,000 | 7,853 |
| Net interest income | $2,374,000 | 6,103 |
| Provision for loan and lease losses | $224,000 | 3,702 |
| Total noninterest income | $831,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $633,000 | 2,572 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $2,264,000 | 5,873 |
| Salaries and employee benefits | $1,054,000 | 6,316 |
| Premises and equipment expense | $325,000 | 5,591 |
| Additional noninterest expense | $885,000 | 5,009 |
| Pre-tax net operating income | $717,000 | 5,400 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $715,000 | 5,009 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $425,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $717,000 | 4,984 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,986 |
| Total interest expense | $394,000 | 7,965 |
| Net interest income | $1,748,000 | 6,183 |
| Provision for loan and lease losses | $137,000 | 3,607 |
| Total noninterest income | $607,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $456,000 | 2,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $151,000 | 5,079 |
| Total noninterest expense | $1,687,000 | 5,876 |
| Salaries and employee benefits | $789,000 | 6,318 |
| Premises and equipment expense | $248,000 | 5,540 |
| Additional noninterest expense | $650,000 | 5,032 |
| Pre-tax net operating income | $531,000 | 5,667 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $531,000 | 5,262 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $531,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,601 |
| Cash dividends | $275,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $531,000 | 5,243 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 7,084 |
| Total interest expense | $243,000 | 8,068 |
| Net interest income | $1,135,000 | 6,291 |
| Provision for loan and lease losses | $83,000 | 3,633 |
| Total noninterest income | $398,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $291,000 | 2,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $1,107,000 | 5,959 |
| Salaries and employee benefits | $519,000 | 6,398 |
| Premises and equipment expense | $168,000 | 5,538 |
| Additional noninterest expense | $420,000 | 5,123 |
| Pre-tax net operating income | $343,000 | 5,795 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $343,000 | 5,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $343,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $343,000 | 5,370 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,189 |
| Total interest expense | $104,000 | 8,218 |
| Net interest income | $559,000 | 6,359 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $141,000 | 2,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $537,000 | 6,095 |
| Salaries and employee benefits | $259,000 | 6,452 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $168,000 | 5,841 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $168,000 | 5,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $168,000 | 5,417 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 7,022 |
| Total interest expense | $353,000 | 8,193 |
| Net interest income | $2,316,000 | 6,211 |
| Provision for loan and lease losses | $166,000 | 3,889 |
| Total noninterest income | $708,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $596,000 | 2,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 6,140 |
| Total noninterest expense | $2,204,000 | 5,870 |
| Salaries and employee benefits | $1,023,000 | 6,360 |
| Premises and equipment expense | $334,000 | 5,456 |
| Additional noninterest expense | $847,000 | 5,046 |
| Pre-tax net operating income | $654,000 | 6,042 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $654,000 | 5,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $654,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,193 |
| Cash dividends | $490,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $654,000 | 5,618 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 7,102 |
| Total interest expense | $264,000 | 8,230 |
| Net interest income | $1,701,000 | 6,314 |
| Provision for loan and lease losses | $87,000 | 4,417 |
| Total noninterest income | $529,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $436,000 | 2,772 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,976 |
| Total noninterest expense | $1,674,000 | 5,822 |
| Salaries and employee benefits | $810,000 | 6,186 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $617,000 | 5,130 |
| Pre-tax net operating income | $469,000 | 6,356 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $469,000 | 5,900 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $469,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,508 |
| Cash dividends | $90,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $469,000 | 5,904 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,124 |
| Total interest expense | $173,000 | 8,257 |
| Net interest income | $1,124,000 | 6,380 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $355,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $292,000 | 2,719 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $1,119,000 | 5,836 |
| Salaries and employee benefits | $544,000 | 6,195 |
| Premises and equipment expense | $162,000 | 5,568 |
| Additional noninterest expense | $413,000 | 5,093 |
| Pre-tax net operating income | $305,000 | 6,425 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $305,000 | 5,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $305,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $305,000 | 5,976 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,152 |
| Total interest expense | $84,000 | 8,275 |
| Net interest income | $550,000 | 6,446 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $169,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $553,000 | 5,882 |
| Salaries and employee benefits | $274,000 | 6,199 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $138,000 | 6,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $138,000 | 6,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $138,000 | 6,131 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 7,088 |
| Total interest expense | $323,000 | 8,130 |
| Net interest income | $2,082,000 | 6,555 |
| Provision for loan and lease losses | $223,000 | 3,406 |
| Total noninterest income | $411,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $575,000 | 2,751 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-164,000 | 8,833 |
| Total noninterest expense | $2,002,000 | 6,117 |
| Salaries and employee benefits | $936,000 | 6,537 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $747,000 | 5,393 |
| Pre-tax net operating income | $268,000 | 7,503 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $265,000 | 7,327 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $265,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,795 |
| Cash dividends | $523,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $268,000 | 7,295 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,140 |
| Total interest expense | $239,000 | 8,145 |
| Net interest income | $1,538,000 | 6,613 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $251,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $439,000 | 2,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-188,000 | 8,862 |
| Total noninterest expense | $1,521,000 | 6,029 |
| Salaries and employee benefits | $729,000 | 6,427 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $549,000 | 5,417 |
| Pre-tax net operating income | $118,000 | 7,947 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $115,000 | 7,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $115,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $158,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $118,000 | 7,832 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,136 |
| Total interest expense | $158,000 | 8,128 |
| Net interest income | $1,012,000 | 6,635 |
| Provision for loan and lease losses | $106,000 | 3,276 |
| Total noninterest income | $81,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $299,000 | 2,622 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-218,000 | 8,876 |
| Total noninterest expense | $1,007,000 | 6,044 |
| Salaries and employee benefits | $493,000 | 6,392 |
| Premises and equipment expense | $181,000 | 5,157 |
| Additional noninterest expense | $333,000 | 5,686 |
| Pre-tax net operating income | $-20,000 | 8,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-20,000 | 8,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-20,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $108,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-20,000 | 8,392 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,231 |
| Total interest expense | $78,000 | 8,151 |
| Net interest income | $490,000 | 6,763 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $488,000 | 6,200 |
| Salaries and employee benefits | $247,000 | 6,420 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $149,000 | 6,036 |
| Pre-tax net operating income | $113,000 | 7,043 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $113,000 | 6,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $113,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $108,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $113,000 | 6,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 7,355 |
| Total interest expense | $295,000 | 8,126 |
| Net interest income | $1,731,000 | 6,999 |
| Provision for loan and lease losses | $141,000 | 4,364 |
| Total noninterest income | $524,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $454,000 | 3,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $1,897,000 | 6,186 |
| Salaries and employee benefits | $953,000 | 6,436 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $592,000 | 6,022 |
| Pre-tax net operating income | $217,000 | 7,726 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $217,000 | 7,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $217,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,094 |
| Cash dividends | $61,000 | 5,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $217,000 | 7,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 7,442 |
| Total interest expense | $216,000 | 8,180 |
| Net interest income | $1,254,000 | 7,102 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $366,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $313,000 | 3,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $1,440,000 | 6,097 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $348,000 | 4,304 |
| Additional noninterest expense | $369,000 | 6,566 |
| Pre-tax net operating income | $113,000 | 8,065 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $113,000 | 8,002 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $113,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $45,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $113,000 | 7,949 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 7,593 |
| Total interest expense | $142,000 | 8,258 |
| Net interest income | $789,000 | 7,253 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $234,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $205,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $917,000 | 6,300 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $237,000 | 6,705 |
| Pre-tax net operating income | $76,000 | 8,086 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $76,000 | 8,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $45,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $76,000 | 7,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,811 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $354,000 | 7,513 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $453,000 | 6,387 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $2,000 | 8,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,000 | 8,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $20,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,000 | 8,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 7,924 |
| Total interest expense | $348,000 | 8,296 |
| Net interest income | $1,286,000 | 7,680 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $425,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $368,000 | 3,831 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $1,604,000 | 6,715 |
| Salaries and employee benefits | $747,000 | 7,121 |
| Premises and equipment expense | $277,000 | 5,900 |
| Additional noninterest expense | $580,000 | 6,098 |
| Pre-tax net operating income | $47,000 | 8,396 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $47,000 | 8,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $47,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $47,000 | 8,365 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 8,038 |
| Total interest expense | $277,000 | 8,349 |
| Net interest income | $944,000 | 7,790 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $311,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $283,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $1,176,000 | 6,760 |
| Salaries and employee benefits | $531,000 | 7,234 |
| Premises and equipment expense | $212,000 | 5,838 |
| Additional noninterest expense | $433,000 | 6,106 |
| Pre-tax net operating income | $34,000 | 8,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $34,000 | 8,601 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $34,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $34,000 | 8,493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $805,000 | 8,115 |
| Total interest expense | $192,000 | 8,387 |
| Net interest income | $613,000 | 7,860 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $784,000 | 6,768 |
| Salaries and employee benefits | $353,000 | 7,264 |
| Premises and equipment expense | $141,000 | 5,847 |
| Additional noninterest expense | $290,000 | 6,089 |
| Pre-tax net operating income | $14,000 | 8,585 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $14,000 | 8,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $14,000 | 8,564 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,140 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $312,000 | 7,846 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $399,000 | 6,727 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $148,000 | 5,988 |
| Pre-tax net operating income | $11,000 | 8,563 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $11,000 | 8,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,000 | 8,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 8,174 |
| Total interest expense | $387,000 | 8,691 |
| Net interest income | $1,306,000 | 7,762 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $501,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $437,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $1,595,000 | 6,660 |
| Salaries and employee benefits | $749,000 | 7,081 |
| Premises and equipment expense | $254,000 | 6,082 |
| Additional noninterest expense | $592,000 | 5,982 |
| Pre-tax net operating income | $172,000 | 8,040 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $172,000 | 7,985 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $172,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $172,000 | 7,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 8,358 |
| Total interest expense | $454,000 | 9,093 |
| Net interest income | $1,408,000 | 7,499 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $451,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,616,000 | 6,549 |
| Salaries and employee benefits | $769,000 | 6,912 |
| Premises and equipment expense | $254,000 | 6,043 |
| Additional noninterest expense | $593,000 | 5,880 |
| Pre-tax net operating income | $203,000 | 7,860 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $63,000 | 6,495 |
| Income before extraordinary items | $140,000 | 8,096 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $140,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $1,010,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $140,000 | 7,981 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 8,438 |
| Total interest expense | $454,000 | 9,334 |
| Net interest income | $1,511,000 | 7,453 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $455,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,546,000 | 6,619 |
| Salaries and employee benefits | $757,000 | 6,927 |
| Premises and equipment expense | $241,000 | 6,174 |
| Additional noninterest expense | $548,000 | 6,083 |
| Pre-tax net operating income | $400,000 | 7,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $270,000 | 7,650 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $270,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $220,000 | 4,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $270,000 | 7,656 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 8,809 |
| Total interest expense | $469,000 | 9,510 |
| Net interest income | $1,248,000 | 8,099 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $445,000 | 5,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $1,487,000 | 6,812 |
| Salaries and employee benefits | $727,000 | 7,101 |
| Premises and equipment expense | $237,000 | 6,230 |
| Additional noninterest expense | $523,000 | 6,337 |
| Pre-tax net operating income | $201,000 | 8,580 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $172,000 | 8,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $172,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $172,000 | 8,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 8,959 |
| Total interest expense | $464,000 | 9,773 |
| Net interest income | $1,310,000 | 8,093 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $497,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,454,000 | 6,815 |
| Salaries and employee benefits | $707,000 | 7,143 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $519,000 | 6,304 |
| Pre-tax net operating income | $343,000 | 8,162 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $106,000 | 7,444 |
| Income before extraordinary items | $237,000 | 8,332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $237,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $237,000 | 8,257 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 9,183 |
| Total interest expense | $484,000 | 10,132 |
| Net interest income | $1,384,000 | 8,273 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $517,000 | 4,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,422,000 | 6,982 |
| Salaries and employee benefits | $687,000 | 7,392 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $518,000 | 6,361 |
| Pre-tax net operating income | $479,000 | 8,041 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $155,000 | 7,534 |
| Income before extraordinary items | $324,000 | 8,189 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $324,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $324,000 | 8,151 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 9,264 |
| Total interest expense | $554,000 | 10,428 |
| Net interest income | $1,536,000 | 8,176 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $516,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,433,000 | 7,302 |
| Salaries and employee benefits | $672,000 | 7,705 |
| Premises and equipment expense | $216,000 | 6,756 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $619,000 | 7,320 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $187,000 | 7,333 |
| Income before extraordinary items | $432,000 | 7,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $432,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $432,000 | 7,313 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 9,215 |
| Total interest expense | $588,000 | 10,711 |
| Net interest income | $1,740,000 | 7,917 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $534,000 | 4,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,515,000 | 7,224 |
| Salaries and employee benefits | $699,000 | 7,718 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $754,000 | 7,035 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $482,000 | 7,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $482,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $268,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $482,000 | 7,349 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 9,629 |
| Total interest expense | $671,000 | 10,251 |
| Net interest income | $1,419,000 | 9,097 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $589,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,613,000 | 7,258 |
| Salaries and employee benefits | $699,000 | 7,889 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $671,000 | 6,526 |
| Pre-tax net operating income | $390,000 | 9,448 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $120,000 | 8,923 |
| Income before extraordinary items | $270,000 | 9,489 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $270,000 | 9,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $270,000 | 9,536 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 10,085 |
| Total interest expense | $646,000 | 10,896 |
| Net interest income | $1,402,000 | 9,410 |
| Provision for loan and lease losses | $148,000 | 4,714 |
| Total noninterest income | $584,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,729,000 | 7,104 |
| Salaries and employee benefits | $794,000 | 7,363 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $683,000 | 6,682 |
| Pre-tax net operating income | $109,000 | 11,801 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $31,000 | 11,357 |
| Income before extraordinary items | $78,000 | 12,030 |
| Extraordinary gains, net | $-36,000 | 12,608 |
| Net income | $42,000 | 12,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,582 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $78,000 | 11,849 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 9,997 |
| Total interest expense | $856,000 | 11,064 |
| Net interest income | $1,600,000 | 8,955 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $611,000 | 4,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,760,000 | 7,075 |
| Salaries and employee benefits | $858,000 | 6,880 |
| Premises and equipment expense | $232,000 | 7,136 |
| Additional noninterest expense | $670,000 | 6,953 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $260,000 | 9,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $260,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $260,000 | 9,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.