Home > The Valley State Bank > Income and Expense
The Valley State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,895,000 | 2,300 |
| Total interest expense | $5,350,000 | 1,934 |
| Net interest income | $9,545,000 | 2,447 |
| Provision for loan and lease losses | $31,000 | 2,932 |
| Total noninterest income | $1,312,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $291,000 | 2,225 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,021,000 | 2,262 |
| Total noninterest expense | $7,095,000 | 2,536 |
| Salaries and employee benefits | $4,519,000 | 2,345 |
| Premises and equipment expense | $811,000 | 2,286 |
| Additional noninterest expense | $1,021,000 | 2,262 |
| Pre-tax net operating income | $3,731,000 | 2,257 |
| Securities gains (losses) | $-77,000 | 3,745 |
| Applicable income taxes | $137,000 | 2,637 |
| Income before extraordinary items | $3,517,000 | 2,146 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,517,000 | 2,170 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,517,000 | 2,149 |
| Net charge-offs | $-1,000 | 3,506 |
| Cash dividends | $1,007,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,590,920 | 2,155 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,398,000 | 2,367 |
| Total interest expense | $3,459,000 | 1,990 |
| Net interest income | $6,939,000 | 2,501 |
| Provision for loan and lease losses | $31,000 | 2,686 |
| Total noninterest income | $968,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $217,000 | 2,249 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $751,000 | 2,269 |
| Total noninterest expense | $5,170,000 | 2,566 |
| Salaries and employee benefits | $3,304,000 | 2,375 |
| Premises and equipment expense | $627,000 | 2,252 |
| Additional noninterest expense | $751,000 | 2,269 |
| Pre-tax net operating income | $2,706,000 | 2,355 |
| Securities gains (losses) | $-171,000 | 4,145 |
| Applicable income taxes | $84,000 | 2,800 |
| Income before extraordinary items | $2,451,000 | 2,271 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,451,000 | 2,293 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,451,000 | 2,273 |
| Net charge-offs | $-7,000 | 3,746 |
| Cash dividends | $1,007,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,616,870 | 2,224 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 2,428 |
| Total interest expense | $1,920,000 | 2,070 |
| Net interest income | $4,573,000 | 2,541 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $665,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $138,000 | 2,300 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $527,000 | 2,144 |
| Total noninterest expense | $3,431,000 | 2,561 |
| Salaries and employee benefits | $2,114,000 | 2,432 |
| Premises and equipment expense | $430,000 | 2,206 |
| Additional noninterest expense | $527,000 | 2,141 |
| Pre-tax net operating income | $1,777,000 | 2,396 |
| Securities gains (losses) | $-45,000 | 4,058 |
| Applicable income taxes | $49,000 | 2,894 |
| Income before extraordinary items | $1,683,000 | 2,260 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,683,000 | 2,287 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,683,000 | 2,260 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $1,006,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,726,650 | 2,246 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,508 |
| Total interest expense | $770,000 | 2,140 |
| Net interest income | $2,278,000 | 2,563 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $305,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $64,000 | 2,399 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $241,000 | 2,230 |
| Total noninterest expense | $1,612,000 | 2,677 |
| Salaries and employee benefits | $982,000 | 2,577 |
| Premises and equipment expense | $213,000 | 2,263 |
| Additional noninterest expense | $241,000 | 2,230 |
| Pre-tax net operating income | $941,000 | 2,372 |
| Securities gains (losses) | $116,000 | 149 |
| Applicable income taxes | $25,000 | 2,880 |
| Income before extraordinary items | $1,032,000 | 2,053 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,032,000 | 2,052 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,032,000 | 2,053 |
| Net charge-offs | $-15,000 | 4,163 |
| Cash dividends | $337,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $918,320 | 2,230 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,658,000 | 2,569 |
| Total interest expense | $1,359,000 | 2,035 |
| Net interest income | $8,299,000 | 2,629 |
| Provision for loan and lease losses | $32,000 | 2,667 |
| Total noninterest income | $1,505,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $235,000 | 2,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,270,000 | 2,079 |
| Total noninterest expense | $5,725,000 | 2,819 |
| Salaries and employee benefits | $3,564,000 | 2,675 |
| Premises and equipment expense | $826,000 | 2,262 |
| Additional noninterest expense | $1,270,000 | 2,079 |
| Pre-tax net operating income | $4,047,000 | 2,296 |
| Securities gains (losses) | $-900,000 | 4,435 |
| Applicable income taxes | $149,000 | 2,800 |
| Income before extraordinary items | $2,998,000 | 2,469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,998,000 | 2,467 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,998,000 | 2,468 |
| Net charge-offs | $65,000 | 1,418 |
| Cash dividends | $1,222,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,853,000 | 2,182 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 2,586 |
| Total interest expense | $854,000 | 1,962 |
| Net interest income | $6,044,000 | 2,653 |
| Provision for loan and lease losses | $30,000 | 2,440 |
| Total noninterest income | $1,187,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $168,000 | 2,636 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,019,000 | 2,032 |
| Total noninterest expense | $4,183,000 | 2,858 |
| Salaries and employee benefits | $2,610,000 | 2,712 |
| Premises and equipment expense | $603,000 | 2,320 |
| Additional noninterest expense | $1,019,000 | 2,032 |
| Pre-tax net operating income | $3,018,000 | 2,278 |
| Securities gains (losses) | $-936,000 | 4,555 |
| Applicable income taxes | $104,000 | 2,834 |
| Income before extraordinary items | $1,978,000 | 2,594 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,978,000 | 2,592 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,978,000 | 2,593 |
| Net charge-offs | $36,000 | 1,353 |
| Cash dividends | $1,222,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,867,200 | 2,165 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 2,623 |
| Total interest expense | $501,000 | 1,954 |
| Net interest income | $3,864,000 | 2,682 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $803,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $107,000 | 2,686 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $696,000 | 2,058 |
| Total noninterest expense | $2,728,000 | 2,880 |
| Salaries and employee benefits | $1,701,000 | 2,745 |
| Premises and equipment expense | $400,000 | 2,331 |
| Additional noninterest expense | $627,000 | 3,362 |
| Pre-tax net operating income | $1,909,000 | 2,261 |
| Securities gains (losses) | $-664,000 | 4,593 |
| Applicable income taxes | $87,000 | 2,643 |
| Income before extraordinary items | $1,158,000 | 2,663 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,158,000 | 2,662 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,158,000 | 2,663 |
| Net charge-offs | $29,000 | 1,185 |
| Cash dividends | $800,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,775,520 | 2,177 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 2,677 |
| Total interest expense | $245,000 | 1,946 |
| Net interest income | $1,807,000 | 2,735 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $352,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $51,000 | 2,721 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $301,000 | 2,180 |
| Total noninterest expense | $1,376,000 | 2,871 |
| Salaries and employee benefits | $857,000 | 2,732 |
| Premises and equipment expense | $175,000 | 2,511 |
| Additional noninterest expense | $344,000 | 3,212 |
| Pre-tax net operating income | $753,000 | 2,472 |
| Securities gains (losses) | $-397,000 | 4,664 |
| Applicable income taxes | $35,000 | 2,682 |
| Income before extraordinary items | $321,000 | 3,195 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $321,000 | 3,193 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $321,000 | 3,195 |
| Net charge-offs | $29,000 | 840 |
| Cash dividends | $364,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $678,300 | 2,423 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 2,770 |
| Total interest expense | $1,181,000 | 1,976 |
| Net interest income | $7,035,000 | 2,843 |
| Provision for loan and lease losses | $152,000 | 1,907 |
| Total noninterest income | $1,685,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $193,000 | 2,729 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,492,000 | 2,213 |
| Total noninterest expense | $5,321,000 | 2,919 |
| Salaries and employee benefits | $3,301,000 | 2,801 |
| Premises and equipment expense | $599,000 | 2,741 |
| Additional noninterest expense | $1,421,000 | 3,182 |
| Pre-tax net operating income | $3,247,000 | 2,587 |
| Securities gains (losses) | $-30,000 | 4,498 |
| Applicable income taxes | $138,000 | 2,910 |
| Income before extraordinary items | $3,079,000 | 2,504 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,079,000 | 2,505 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,079,000 | 2,505 |
| Net charge-offs | $-23,000 | 3,879 |
| Cash dividends | $1,214,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,107,800 | 2,469 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 2,840 |
| Total interest expense | $925,000 | 2,006 |
| Net interest income | $5,177,000 | 2,913 |
| Provision for loan and lease losses | $106,000 | 1,904 |
| Total noninterest income | $1,264,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $142,000 | 2,771 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,122,000 | 2,260 |
| Total noninterest expense | $3,938,000 | 2,956 |
| Salaries and employee benefits | $2,424,000 | 2,835 |
| Premises and equipment expense | $461,000 | 2,721 |
| Additional noninterest expense | $1,053,000 | 3,230 |
| Pre-tax net operating income | $2,397,000 | 2,720 |
| Securities gains (losses) | $12,000 | 1,602 |
| Applicable income taxes | $100,000 | 2,937 |
| Income before extraordinary items | $2,309,000 | 2,620 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,309,000 | 2,620 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,309,000 | 2,620 |
| Net charge-offs | $-20,000 | 3,887 |
| Cash dividends | $1,214,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,297,480 | 2,604 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 2,956 |
| Total interest expense | $645,000 | 2,009 |
| Net interest income | $3,140,000 | 3,055 |
| Provision for loan and lease losses | $76,000 | 1,863 |
| Total noninterest income | $817,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $87,000 | 2,834 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $730,000 | 2,256 |
| Total noninterest expense | $2,574,000 | 2,978 |
| Salaries and employee benefits | $1,593,000 | 2,852 |
| Premises and equipment expense | $304,000 | 2,723 |
| Additional noninterest expense | $677,000 | 3,264 |
| Pre-tax net operating income | $1,307,000 | 2,944 |
| Securities gains (losses) | $4,000 | 1,607 |
| Applicable income taxes | $49,000 | 3,044 |
| Income before extraordinary items | $1,262,000 | 2,865 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,262,000 | 2,864 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,262,000 | 2,865 |
| Net charge-offs | $-20,000 | 4,058 |
| Cash dividends | $770,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,258,160 | 2,846 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 2,947 |
| Total interest expense | $343,000 | 1,993 |
| Net interest income | $1,557,000 | 3,053 |
| Provision for loan and lease losses | $46,000 | 1,789 |
| Total noninterest income | $380,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $40,000 | 2,905 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $340,000 | 2,318 |
| Total noninterest expense | $1,330,000 | 2,928 |
| Salaries and employee benefits | $795,000 | 2,859 |
| Premises and equipment expense | $150,000 | 2,772 |
| Additional noninterest expense | $385,000 | 3,011 |
| Pre-tax net operating income | $561,000 | 3,122 |
| Securities gains (losses) | $-36,000 | 4,804 |
| Applicable income taxes | $15,000 | 3,170 |
| Income before extraordinary items | $510,000 | 3,089 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $510,000 | 3,088 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $510,000 | 3,089 |
| Net charge-offs | $-14,000 | 4,191 |
| Cash dividends | $315,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $544,920 | 2,983 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 2,923 |
| Total interest expense | $1,774,000 | 2,124 |
| Net interest income | $6,003,000 | 3,050 |
| Provision for loan and lease losses | $283,000 | 2,746 |
| Total noninterest income | $1,975,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $172,000 | 2,949 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,803,000 | 1,896 |
| Total noninterest expense | $4,967,000 | 3,022 |
| Salaries and employee benefits | $2,994,000 | 2,949 |
| Premises and equipment expense | $554,000 | 2,880 |
| Additional noninterest expense | $1,419,000 | 3,146 |
| Pre-tax net operating income | $2,728,000 | 2,547 |
| Securities gains (losses) | $245,000 | 927 |
| Applicable income taxes | $122,000 | 2,851 |
| Income before extraordinary items | $2,851,000 | 2,367 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,851,000 | 2,367 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,851,000 | 2,367 |
| Net charge-offs | $70,000 | 2,209 |
| Cash dividends | $952,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,615,800 | 2,429 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 2,940 |
| Total interest expense | $1,379,000 | 2,156 |
| Net interest income | $4,473,000 | 3,069 |
| Provision for loan and lease losses | $165,000 | 2,936 |
| Total noninterest income | $1,406,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $127,000 | 2,981 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,279,000 | 1,906 |
| Total noninterest expense | $3,621,000 | 3,050 |
| Salaries and employee benefits | $2,216,000 | 2,943 |
| Premises and equipment expense | $400,000 | 2,952 |
| Additional noninterest expense | $1,005,000 | 3,215 |
| Pre-tax net operating income | $2,093,000 | 2,520 |
| Securities gains (losses) | $188,000 | 915 |
| Applicable income taxes | $92,000 | 2,844 |
| Income before extraordinary items | $2,189,000 | 2,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,189,000 | 2,316 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,189,000 | 2,316 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $952,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,008,520 | 2,392 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 2,965 |
| Total interest expense | $951,000 | 2,218 |
| Net interest income | $2,970,000 | 3,106 |
| Provision for loan and lease losses | $109,000 | 2,903 |
| Total noninterest income | $777,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $82,000 | 3,048 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $695,000 | 2,039 |
| Total noninterest expense | $2,315,000 | 3,130 |
| Salaries and employee benefits | $1,458,000 | 2,981 |
| Premises and equipment expense | $267,000 | 2,946 |
| Additional noninterest expense | $590,000 | 3,432 |
| Pre-tax net operating income | $1,323,000 | 2,566 |
| Securities gains (losses) | $132,000 | 880 |
| Applicable income taxes | $56,000 | 2,846 |
| Income before extraordinary items | $1,399,000 | 2,330 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,399,000 | 2,329 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,399,000 | 2,330 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $637,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,272,280 | 2,433 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,958 |
| Total interest expense | $498,000 | 2,293 |
| Net interest income | $1,467,000 | 3,088 |
| Provision for loan and lease losses | $55,000 | 2,437 |
| Total noninterest income | $242,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $47,000 | 3,124 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $195,000 | 2,465 |
| Total noninterest expense | $1,117,000 | 3,215 |
| Salaries and employee benefits | $714,000 | 3,026 |
| Premises and equipment expense | $133,000 | 2,978 |
| Additional noninterest expense | $270,000 | 3,635 |
| Pre-tax net operating income | $537,000 | 2,694 |
| Securities gains (losses) | $-49,000 | 4,944 |
| Applicable income taxes | $20,000 | 2,887 |
| Income before extraordinary items | $468,000 | 2,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $468,000 | 2,714 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $468,000 | 2,716 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $221,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $515,040 | 2,578 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 2,986 |
| Total interest expense | $2,010,000 | 2,322 |
| Net interest income | $5,850,000 | 3,151 |
| Provision for loan and lease losses | $217,000 | 2,289 |
| Total noninterest income | $934,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $217,000 | 3,066 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $717,000 | 2,622 |
| Total noninterest expense | $4,340,000 | 3,284 |
| Salaries and employee benefits | $2,674,000 | 3,126 |
| Premises and equipment expense | $518,000 | 3,037 |
| Additional noninterest expense | $1,148,000 | 3,576 |
| Pre-tax net operating income | $2,227,000 | 2,897 |
| Securities gains (losses) | $160,000 | 714 |
| Applicable income taxes | $97,000 | 3,031 |
| Income before extraordinary items | $2,290,000 | 2,709 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,290,000 | 2,709 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,290,000 | 2,711 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $770,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,136,400 | 2,766 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 3,043 |
| Total interest expense | $1,494,000 | 2,358 |
| Net interest income | $4,331,000 | 3,211 |
| Provision for loan and lease losses | $163,000 | 2,185 |
| Total noninterest income | $695,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $164,000 | 3,093 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $531,000 | 2,663 |
| Total noninterest expense | $3,274,000 | 3,280 |
| Salaries and employee benefits | $2,023,000 | 3,125 |
| Premises and equipment expense | $385,000 | 3,081 |
| Additional noninterest expense | $866,000 | 3,589 |
| Pre-tax net operating income | $1,589,000 | 3,033 |
| Securities gains (losses) | $128,000 | 680 |
| Applicable income taxes | $69,000 | 3,121 |
| Income before extraordinary items | $1,648,000 | 2,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,648,000 | 2,825 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,648,000 | 2,825 |
| Net charge-offs | $30,000 | 2,512 |
| Cash dividends | $770,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,525,120 | 2,900 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 3,089 |
| Total interest expense | $968,000 | 2,378 |
| Net interest income | $2,829,000 | 3,265 |
| Provision for loan and lease losses | $108,000 | 2,153 |
| Total noninterest income | $400,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $108,000 | 3,107 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $292,000 | 2,833 |
| Total noninterest expense | $2,184,000 | 3,297 |
| Salaries and employee benefits | $1,352,000 | 3,140 |
| Premises and equipment expense | $255,000 | 3,107 |
| Additional noninterest expense | $577,000 | 3,614 |
| Pre-tax net operating income | $937,000 | 3,182 |
| Securities gains (losses) | $114,000 | 502 |
| Applicable income taxes | $50,000 | 3,089 |
| Income before extraordinary items | $1,001,000 | 2,947 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,001,000 | 2,946 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,001,000 | 2,946 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $581,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $892,700 | 3,075 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 3,147 |
| Total interest expense | $458,000 | 2,431 |
| Net interest income | $1,391,000 | 3,318 |
| Provision for loan and lease losses | $54,000 | 2,009 |
| Total noninterest income | $155,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $55,000 | 3,093 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 3,221 |
| Total noninterest expense | $1,084,000 | 3,333 |
| Salaries and employee benefits | $669,000 | 3,194 |
| Premises and equipment expense | $130,000 | 3,116 |
| Additional noninterest expense | $285,000 | 3,660 |
| Pre-tax net operating income | $408,000 | 3,360 |
| Securities gains (losses) | $81,000 | 308 |
| Applicable income taxes | $16,000 | 3,244 |
| Income before extraordinary items | $473,000 | 2,965 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $473,000 | 2,963 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $473,000 | 2,964 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $203,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $394,430 | 3,234 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 3,153 |
| Total interest expense | $1,501,000 | 2,333 |
| Net interest income | $5,527,000 | 3,311 |
| Provision for loan and lease losses | $250,000 | 2,131 |
| Total noninterest income | $810,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $245,000 | 3,046 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,915 |
| Total noninterest expense | $4,047,000 | 3,471 |
| Salaries and employee benefits | $2,530,000 | 3,261 |
| Premises and equipment expense | $483,000 | 3,211 |
| Additional noninterest expense | $1,034,000 | 3,842 |
| Pre-tax net operating income | $2,040,000 | 3,113 |
| Securities gains (losses) | $432,000 | 139 |
| Applicable income taxes | $86,000 | 3,159 |
| Income before extraordinary items | $2,386,000 | 2,658 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,386,000 | 2,656 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,386,000 | 2,657 |
| Net charge-offs | $38,000 | 2,779 |
| Cash dividends | $510,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,966,960 | 2,956 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 3,191 |
| Total interest expense | $1,083,000 | 2,326 |
| Net interest income | $4,113,000 | 3,350 |
| Provision for loan and lease losses | $199,000 | 2,005 |
| Total noninterest income | $630,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $181,000 | 3,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $449,000 | 2,891 |
| Total noninterest expense | $3,034,000 | 3,488 |
| Salaries and employee benefits | $1,872,000 | 3,282 |
| Premises and equipment expense | $368,000 | 3,224 |
| Additional noninterest expense | $794,000 | 3,829 |
| Pre-tax net operating income | $1,510,000 | 3,181 |
| Securities gains (losses) | $432,000 | 138 |
| Applicable income taxes | $62,000 | 3,236 |
| Income before extraordinary items | $1,880,000 | 2,624 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,880,000 | 2,623 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,880,000 | 2,623 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $510,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,460,960 | 3,020 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 3,213 |
| Total interest expense | $698,000 | 2,291 |
| Net interest income | $2,698,000 | 3,373 |
| Provision for loan and lease losses | $66,000 | 2,521 |
| Total noninterest income | $423,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $115,000 | 3,149 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $308,000 | 2,866 |
| Total noninterest expense | $1,986,000 | 3,535 |
| Salaries and employee benefits | $1,250,000 | 3,302 |
| Premises and equipment expense | $258,000 | 3,153 |
| Additional noninterest expense | $478,000 | 4,027 |
| Pre-tax net operating income | $1,069,000 | 3,060 |
| Securities gains (losses) | $-10,000 | 4,991 |
| Applicable income taxes | $42,000 | 3,225 |
| Income before extraordinary items | $1,017,000 | 2,924 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,017,000 | 2,923 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,017,000 | 2,923 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $321,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,026,600 | 2,902 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 3,253 |
| Total interest expense | $339,000 | 2,256 |
| Net interest income | $1,323,000 | 3,419 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $150,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $54,000 | 3,253 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $96,000 | 3,404 |
| Total noninterest expense | $1,012,000 | 3,530 |
| Salaries and employee benefits | $617,000 | 3,360 |
| Premises and equipment expense | $163,000 | 2,764 |
| Additional noninterest expense | $232,000 | 4,099 |
| Pre-tax net operating income | $431,000 | 3,332 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $14,000 | 3,380 |
| Income before extraordinary items | $417,000 | 3,180 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $417,000 | 3,180 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $417,000 | 3,180 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $49,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $417,000 | 3,184 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 3,378 |
| Total interest expense | $1,112,000 | 2,373 |
| Net interest income | $5,004,000 | 3,527 |
| Provision for loan and lease losses | $111,000 | 2,971 |
| Total noninterest income | $720,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $234,000 | 3,240 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $486,000 | 3,193 |
| Total noninterest expense | $3,823,000 | 3,644 |
| Salaries and employee benefits | $2,261,000 | 3,511 |
| Premises and equipment expense | $503,000 | 3,256 |
| Additional noninterest expense | $1,059,000 | 3,924 |
| Pre-tax net operating income | $1,790,000 | 3,281 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $51,000 | 3,518 |
| Income before extraordinary items | $1,739,000 | 2,914 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,739,000 | 2,913 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,739,000 | 2,914 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $476,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,739,000 | 2,891 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,434 |
| Total interest expense | $790,000 | 2,437 |
| Net interest income | $3,718,000 | 3,576 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $513,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $179,000 | 3,227 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $334,000 | 3,326 |
| Total noninterest expense | $2,814,000 | 3,686 |
| Salaries and employee benefits | $1,653,000 | 3,571 |
| Premises and equipment expense | $382,000 | 3,270 |
| Additional noninterest expense | $779,000 | 3,967 |
| Pre-tax net operating income | $1,337,000 | 3,353 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $37,000 | 3,544 |
| Income before extraordinary items | $1,300,000 | 3,085 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,300,000 | 3,084 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,300,000 | 3,085 |
| Net charge-offs | $10,000 | 3,258 |
| Cash dividends | $477,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,300,000 | 3,059 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 3,482 |
| Total interest expense | $509,000 | 2,452 |
| Net interest income | $2,425,000 | 3,618 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $299,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $117,000 | 3,267 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $182,000 | 3,609 |
| Total noninterest expense | $1,817,000 | 3,779 |
| Salaries and employee benefits | $1,064,000 | 3,665 |
| Premises and equipment expense | $254,000 | 3,262 |
| Additional noninterest expense | $499,000 | 4,048 |
| Pre-tax net operating income | $857,000 | 3,373 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $18,000 | 3,663 |
| Income before extraordinary items | $839,000 | 3,096 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $839,000 | 3,095 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $839,000 | 3,096 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $343,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $839,000 | 3,081 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 3,536 |
| Total interest expense | $245,000 | 2,490 |
| Net interest income | $1,191,000 | 3,670 |
| Provision for loan and lease losses | $24,000 | 2,712 |
| Total noninterest income | $102,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $58,000 | 3,278 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $44,000 | 4,438 |
| Total noninterest expense | $890,000 | 3,854 |
| Salaries and employee benefits | $522,000 | 3,767 |
| Premises and equipment expense | $134,000 | 3,212 |
| Additional noninterest expense | $234,000 | 4,190 |
| Pre-tax net operating income | $379,000 | 3,496 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-2,000 | 5,645 |
| Income before extraordinary items | $381,000 | 3,214 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $381,000 | 3,212 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $381,000 | 3,214 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $130,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $381,000 | 3,195 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 3,705 |
| Total interest expense | $926,000 | 2,547 |
| Net interest income | $4,331,000 | 3,858 |
| Provision for loan and lease losses | $61,000 | 3,500 |
| Total noninterest income | $461,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $197,000 | 3,594 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $264,000 | 4,078 |
| Total noninterest expense | $3,375,000 | 3,983 |
| Salaries and employee benefits | $1,960,000 | 3,871 |
| Premises and equipment expense | $445,000 | 3,591 |
| Additional noninterest expense | $970,000 | 4,208 |
| Pre-tax net operating income | $1,356,000 | 3,651 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $48,000 | 3,612 |
| Income before extraordinary items | $1,308,000 | 3,495 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,308,000 | 3,493 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,308,000 | 3,494 |
| Net charge-offs | $24,000 | 3,562 |
| Cash dividends | $217,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,308,000 | 3,445 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 3,771 |
| Total interest expense | $684,000 | 2,577 |
| Net interest income | $3,181,000 | 3,920 |
| Provision for loan and lease losses | $46,000 | 3,401 |
| Total noninterest income | $456,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $148,000 | 3,616 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $308,000 | 3,540 |
| Total noninterest expense | $2,607,000 | 3,949 |
| Salaries and employee benefits | $1,449,000 | 3,906 |
| Premises and equipment expense | $358,000 | 3,478 |
| Additional noninterest expense | $800,000 | 4,078 |
| Pre-tax net operating income | $984,000 | 3,740 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $35,000 | 3,697 |
| Income before extraordinary items | $949,000 | 3,579 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $949,000 | 3,577 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $949,000 | 3,579 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $217,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $949,000 | 3,516 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 3,854 |
| Total interest expense | $448,000 | 2,620 |
| Net interest income | $2,049,000 | 4,018 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $309,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $95,000 | 3,673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 3,507 |
| Total noninterest expense | $1,705,000 | 4,026 |
| Salaries and employee benefits | $953,000 | 3,952 |
| Premises and equipment expense | $222,000 | 3,640 |
| Additional noninterest expense | $530,000 | 4,121 |
| Pre-tax net operating income | $623,000 | 3,820 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $18,000 | 3,794 |
| Income before extraordinary items | $605,000 | 3,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $605,000 | 3,668 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $605,000 | 3,671 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $133,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $605,000 | 3,599 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 3,892 |
| Total interest expense | $221,000 | 2,653 |
| Net interest income | $1,010,000 | 4,056 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $134,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $44,000 | 3,768 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $90,000 | 3,704 |
| Total noninterest expense | $841,000 | 4,079 |
| Salaries and employee benefits | $472,000 | 4,012 |
| Premises and equipment expense | $106,000 | 3,758 |
| Additional noninterest expense | $263,000 | 4,164 |
| Pre-tax net operating income | $288,000 | 3,920 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $285,000 | 3,713 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $285,000 | 3,710 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $285,000 | 3,711 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $285,000 | 3,653 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 4,025 |
| Total interest expense | $806,000 | 2,815 |
| Net interest income | $3,824,000 | 4,163 |
| Provision for loan and lease losses | $76,000 | 3,282 |
| Total noninterest income | $420,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $255,000 | 4,166 |
| Total noninterest expense | $3,336,000 | 4,102 |
| Salaries and employee benefits | $1,809,000 | 4,108 |
| Premises and equipment expense | $434,000 | 3,746 |
| Additional noninterest expense | $1,093,000 | 4,108 |
| Pre-tax net operating income | $832,000 | 4,356 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $24,000 | 3,872 |
| Income before extraordinary items | $808,000 | 4,239 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $808,000 | 4,237 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $808,000 | 4,239 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $28,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $808,000 | 4,193 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 4,087 |
| Total interest expense | $589,000 | 2,899 |
| Net interest income | $2,836,000 | 4,227 |
| Provision for loan and lease losses | $56,000 | 3,165 |
| Total noninterest income | $321,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $118,000 | 4,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,118 |
| Total noninterest expense | $2,444,000 | 4,169 |
| Salaries and employee benefits | $1,328,000 | 4,177 |
| Premises and equipment expense | $312,000 | 3,889 |
| Additional noninterest expense | $804,000 | 4,169 |
| Pre-tax net operating income | $657,000 | 4,377 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $15,000 | 4,038 |
| Income before extraordinary items | $642,000 | 4,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $642,000 | 4,229 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $28,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $642,000 | 4,170 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 4,171 |
| Total interest expense | $383,000 | 2,963 |
| Net interest income | $1,842,000 | 4,300 |
| Provision for loan and lease losses | $46,000 | 2,969 |
| Total noninterest income | $345,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,180 |
| Total noninterest expense | $1,603,000 | 4,252 |
| Salaries and employee benefits | $891,000 | 4,196 |
| Premises and equipment expense | $195,000 | 4,038 |
| Additional noninterest expense | $517,000 | 4,280 |
| Pre-tax net operating income | $538,000 | 4,068 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $528,000 | 3,877 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $528,000 | 3,878 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $528,000 | 3,880 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $28,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $528,000 | 3,824 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,261 |
| Total interest expense | $191,000 | 2,990 |
| Net interest income | $880,000 | 4,424 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $175,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $786,000 | 4,340 |
| Salaries and employee benefits | $441,000 | 4,246 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $250,000 | 4,360 |
| Pre-tax net operating income | $244,000 | 4,178 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-3,000 | 6,205 |
| Income before extraordinary items | $247,000 | 3,965 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $247,000 | 3,970 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $247,000 | 3,969 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $28,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $247,000 | 3,885 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 4,362 |
| Total interest expense | $691,000 | 3,342 |
| Net interest income | $3,509,000 | 4,469 |
| Provision for loan and lease losses | $181,000 | 2,579 |
| Total noninterest income | $618,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $157,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $461,000 | 3,376 |
| Total noninterest expense | $2,949,000 | 4,531 |
| Salaries and employee benefits | $1,647,000 | 4,416 |
| Premises and equipment expense | $331,000 | 4,489 |
| Additional noninterest expense | $971,000 | 4,509 |
| Pre-tax net operating income | $997,000 | 4,146 |
| Securities gains (losses) | $-33,000 | 6,196 |
| Applicable income taxes | $37,000 | 3,829 |
| Income before extraordinary items | $927,000 | 4,092 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $927,000 | 4,092 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $927,000 | 4,093 |
| Net charge-offs | $257,000 | 2,192 |
| Cash dividends | $257,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $958,680 | 3,969 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,434 |
| Total interest expense | $498,000 | 3,461 |
| Net interest income | $2,611,000 | 4,531 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $477,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $112,000 | 4,443 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $365,000 | 3,339 |
| Total noninterest expense | $2,171,000 | 4,588 |
| Salaries and employee benefits | $1,223,000 | 4,462 |
| Premises and equipment expense | $244,000 | 4,570 |
| Additional noninterest expense | $704,000 | 4,605 |
| Pre-tax net operating income | $897,000 | 3,931 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $32,000 | 3,836 |
| Income before extraordinary items | $865,000 | 3,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $865,000 | 3,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $865,000 | 3,782 |
| Net charge-offs | $56,000 | 3,171 |
| Cash dividends | $257,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $865,000 | 3,717 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 4,475 |
| Total interest expense | $322,000 | 3,556 |
| Net interest income | $1,726,000 | 4,557 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $263,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $67,000 | 4,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $196,000 | 3,669 |
| Total noninterest expense | $1,417,000 | 4,673 |
| Salaries and employee benefits | $802,000 | 4,533 |
| Premises and equipment expense | $164,000 | 4,603 |
| Additional noninterest expense | $451,000 | 4,706 |
| Pre-tax net operating income | $567,000 | 3,968 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $17,000 | 3,922 |
| Income before extraordinary items | $550,000 | 3,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $550,000 | 3,785 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $550,000 | 3,786 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $194,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $550,000 | 3,723 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 4,555 |
| Total interest expense | $151,000 | 3,774 |
| Net interest income | $854,000 | 4,616 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $107,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $709,000 | 4,715 |
| Salaries and employee benefits | $397,000 | 4,601 |
| Premises and equipment expense | $78,000 | 4,733 |
| Additional noninterest expense | $234,000 | 4,645 |
| Pre-tax net operating income | $252,000 | 4,090 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $250,000 | 3,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,859 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $250,000 | 3,859 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $70,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $250,000 | 3,818 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 4,826 |
| Total interest expense | $584,000 | 4,133 |
| Net interest income | $3,087,000 | 4,868 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $364,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $222,000 | 4,479 |
| Total noninterest expense | $2,505,000 | 5,030 |
| Salaries and employee benefits | $1,443,000 | 4,855 |
| Premises and equipment expense | $297,000 | 4,877 |
| Additional noninterest expense | $765,000 | 5,152 |
| Pre-tax net operating income | $906,000 | 4,233 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $40,000 | 3,853 |
| Income before extraordinary items | $866,000 | 4,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $866,000 | 4,149 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $866,000 | 4,150 |
| Net charge-offs | $70,000 | 4,097 |
| Cash dividends | $296,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $866,000 | 4,100 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 4,960 |
| Total interest expense | $432,000 | 4,250 |
| Net interest income | $2,219,000 | 5,009 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $273,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $166,000 | 4,567 |
| Total noninterest expense | $1,813,000 | 5,135 |
| Salaries and employee benefits | $1,034,000 | 4,989 |
| Premises and equipment expense | $222,000 | 4,922 |
| Additional noninterest expense | $557,000 | 5,233 |
| Pre-tax net operating income | $639,000 | 4,398 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $28,000 | 3,971 |
| Income before extraordinary items | $611,000 | 4,274 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $611,000 | 4,277 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $611,000 | 4,278 |
| Net charge-offs | $-9,000 | 6,104 |
| Cash dividends | $296,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $611,000 | 4,205 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 5,050 |
| Total interest expense | $289,000 | 4,295 |
| Net interest income | $1,417,000 | 5,111 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $182,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $74,000 | 4,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,639 |
| Total noninterest expense | $1,200,000 | 5,165 |
| Salaries and employee benefits | $694,000 | 4,987 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $358,000 | 5,314 |
| Pre-tax net operating income | $369,000 | 4,600 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $16,000 | 4,026 |
| Income before extraordinary items | $353,000 | 4,516 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 4,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $353,000 | 4,519 |
| Net charge-offs | $-13,000 | 6,217 |
| Cash dividends | $158,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $353,000 | 4,415 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,036 |
| Total interest expense | $149,000 | 4,322 |
| Net interest income | $721,000 | 5,099 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $624,000 | 5,122 |
| Salaries and employee benefits | $356,000 | 4,970 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $190,000 | 5,251 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $144,000 | 4,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $144,000 | 4,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $144,000 | 4,799 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $144,000 | 4,698 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 5,182 |
| Total interest expense | $650,000 | 4,576 |
| Net interest income | $2,824,000 | 5,240 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $284,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $132,000 | 4,987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $152,000 | 4,923 |
| Total noninterest expense | $2,376,000 | 5,289 |
| Salaries and employee benefits | $1,286,000 | 5,228 |
| Premises and equipment expense | $305,000 | 4,924 |
| Additional noninterest expense | $785,000 | 5,306 |
| Pre-tax net operating income | $672,000 | 4,574 |
| Securities gains (losses) | $82,000 | 2,414 |
| Applicable income taxes | $28,000 | 4,085 |
| Income before extraordinary items | $726,000 | 4,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $726,000 | 4,415 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $726,000 | 4,417 |
| Net charge-offs | $21,000 | 5,381 |
| Cash dividends | $196,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $647,280 | 4,412 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 5,315 |
| Total interest expense | $499,000 | 4,650 |
| Net interest income | $2,057,000 | 5,372 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $159,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $97,000 | 5,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $62,000 | 5,569 |
| Total noninterest expense | $1,756,000 | 5,358 |
| Salaries and employee benefits | $932,000 | 5,350 |
| Premises and equipment expense | $223,000 | 5,057 |
| Additional noninterest expense | $601,000 | 5,318 |
| Pre-tax net operating income | $415,000 | 4,943 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $13,000 | 4,311 |
| Income before extraordinary items | $408,000 | 4,956 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $408,000 | 4,957 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $408,000 | 4,957 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $195,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $402,180 | 4,795 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 5,401 |
| Total interest expense | $338,000 | 4,718 |
| Net interest income | $1,333,000 | 5,455 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $102,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,716 |
| Total noninterest expense | $1,182,000 | 5,369 |
| Salaries and employee benefits | $609,000 | 5,435 |
| Premises and equipment expense | $157,000 | 4,943 |
| Additional noninterest expense | $416,000 | 5,268 |
| Pre-tax net operating income | $223,000 | 5,182 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $225,000 | 5,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $225,000 | 5,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,189 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $219,120 | 5,036 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 5,528 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $635,000 | 5,573 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $44,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $595,000 | 5,393 |
| Salaries and employee benefits | $299,000 | 5,507 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $210,000 | 5,248 |
| Pre-tax net operating income | $69,000 | 5,739 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 5,611 |
| Total interest expense | $711,000 | 5,166 |
| Net interest income | $2,514,000 | 5,637 |
| Provision for loan and lease losses | $62,000 | 5,698 |
| Total noninterest income | $157,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $127,000 | 5,160 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $1,952,000 | 5,865 |
| Salaries and employee benefits | $1,057,000 | 5,772 |
| Premises and equipment expense | $174,000 | 6,212 |
| Additional noninterest expense | $721,000 | 5,619 |
| Pre-tax net operating income | $657,000 | 4,379 |
| Securities gains (losses) | $178,000 | 1,551 |
| Applicable income taxes | $37,000 | 3,871 |
| Income before extraordinary items | $798,000 | 3,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 3,951 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $798,000 | 3,950 |
| Net charge-offs | $-8,000 | 6,992 |
| Cash dividends | $366,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $627,120 | 4,199 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 5,749 |
| Total interest expense | $544,000 | 5,241 |
| Net interest income | $1,788,000 | 5,797 |
| Provision for loan and lease losses | $47,000 | 5,572 |
| Total noninterest income | $126,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $95,000 | 5,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $31,000 | 6,149 |
| Total noninterest expense | $1,411,000 | 5,962 |
| Salaries and employee benefits | $779,000 | 5,815 |
| Premises and equipment expense | $109,000 | 6,503 |
| Additional noninterest expense | $523,000 | 5,737 |
| Pre-tax net operating income | $456,000 | 4,598 |
| Securities gains (losses) | $178,000 | 1,291 |
| Applicable income taxes | $28,000 | 3,907 |
| Income before extraordinary items | $606,000 | 4,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 4,014 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $606,000 | 4,014 |
| Net charge-offs | $-11,000 | 7,025 |
| Cash dividends | $279,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $435,120 | 4,408 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 5,819 |
| Total interest expense | $374,000 | 5,283 |
| Net interest income | $1,163,000 | 5,882 |
| Provision for loan and lease losses | $31,000 | 5,418 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $926,000 | 6,051 |
| Salaries and employee benefits | $508,000 | 5,904 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $347,000 | 5,827 |
| Pre-tax net operating income | $283,000 | 4,691 |
| Securities gains (losses) | $178,000 | 790 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $440,000 | 3,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 3,809 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $440,000 | 3,810 |
| Net charge-offs | $-16,000 | 7,111 |
| Cash dividends | $122,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $270,900 | 4,516 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 5,888 |
| Total interest expense | $194,000 | 5,307 |
| Net interest income | $563,000 | 5,960 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $483,000 | 6,014 |
| Salaries and employee benefits | $265,000 | 5,866 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $181,000 | 5,766 |
| Pre-tax net operating income | $98,000 | 5,163 |
| Securities gains (losses) | $178,000 | 371 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $265,000 | 3,468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $265,000 | 3,465 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $265,000 | 3,466 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $41,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,120 | 5,035 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 5,849 |
| Total interest expense | $925,000 | 5,404 |
| Net interest income | $2,376,000 | 5,874 |
| Provision for loan and lease losses | $303,000 | 4,828 |
| Total noninterest income | $112,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 4,798 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-48,000 | 7,114 |
| Total noninterest expense | $1,762,000 | 6,244 |
| Salaries and employee benefits | $950,000 | 6,123 |
| Premises and equipment expense | $167,000 | 6,491 |
| Additional noninterest expense | $645,000 | 6,073 |
| Pre-tax net operating income | $423,000 | 4,561 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $449,000 | 4,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $449,000 | 4,467 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $449,000 | 4,467 |
| Net charge-offs | $336,000 | 4,170 |
| Cash dividends | $256,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $406,760 | 4,453 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,952 |
| Total interest expense | $714,000 | 5,482 |
| Net interest income | $1,765,000 | 5,988 |
| Provision for loan and lease losses | $293,000 | 4,361 |
| Total noninterest income | $61,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $123,000 | 4,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-62,000 | 7,348 |
| Total noninterest expense | $1,288,000 | 6,343 |
| Salaries and employee benefits | $684,000 | 6,243 |
| Premises and equipment expense | $123,000 | 6,591 |
| Additional noninterest expense | $481,000 | 6,128 |
| Pre-tax net operating income | $245,000 | 5,079 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $280,000 | 4,959 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $280,000 | 4,962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $280,000 | 4,963 |
| Net charge-offs | $344,000 | 3,548 |
| Cash dividends | $207,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $237,320 | 4,973 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 6,020 |
| Total interest expense | $481,000 | 5,567 |
| Net interest income | $1,152,000 | 6,059 |
| Provision for loan and lease losses | $263,000 | 3,823 |
| Total noninterest income | $134,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 5,544 |
| Total noninterest expense | $863,000 | 6,368 |
| Salaries and employee benefits | $456,000 | 6,289 |
| Premises and equipment expense | $84,000 | 6,602 |
| Additional noninterest expense | $323,000 | 6,134 |
| Pre-tax net operating income | $160,000 | 5,161 |
| Securities gains (losses) | $44,000 | 1,966 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $196,000 | 4,924 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $196,000 | 4,925 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $196,000 | 4,924 |
| Net charge-offs | $344,000 | 2,888 |
| Cash dividends | $119,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,760 | 5,047 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 6,088 |
| Total interest expense | $249,000 | 5,603 |
| Net interest income | $570,000 | 6,124 |
| Provision for loan and lease losses | $142,000 | 3,527 |
| Total noninterest income | $80,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $427,000 | 6,472 |
| Salaries and employee benefits | $223,000 | 6,414 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $163,000 | 6,169 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $70,000 | 968 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $150,000 | 4,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 4,386 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $150,000 | 4,384 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $91,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,700 | 5,133 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 6,086 |
| Total interest expense | $1,186,000 | 5,681 |
| Net interest income | $2,223,000 | 6,132 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $222,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $145,000 | 5,211 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $77,000 | 5,962 |
| Total noninterest expense | $1,601,000 | 6,662 |
| Salaries and employee benefits | $828,000 | 6,639 |
| Premises and equipment expense | $181,000 | 6,638 |
| Additional noninterest expense | $592,000 | 6,469 |
| Pre-tax net operating income | $244,000 | 4,671 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $224,000 | 4,732 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $224,000 | 4,731 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $224,000 | 4,732 |
| Net charge-offs | $99,000 | 5,703 |
| Cash dividends | $262,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $224,000 | 4,663 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 6,123 |
| Total interest expense | $924,000 | 5,746 |
| Net interest income | $1,656,000 | 6,155 |
| Provision for loan and lease losses | $240,000 | 4,906 |
| Total noninterest income | $168,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $108,000 | 5,265 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $60,000 | 6,046 |
| Total noninterest expense | $1,241,000 | 6,639 |
| Salaries and employee benefits | $654,000 | 6,564 |
| Premises and equipment expense | $140,000 | 6,639 |
| Additional noninterest expense | $447,000 | 6,476 |
| Pre-tax net operating income | $343,000 | 4,382 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $330,000 | 4,306 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $330,000 | 4,301 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $330,000 | 4,304 |
| Net charge-offs | $100,000 | 5,053 |
| Cash dividends | $262,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $330,000 | 4,239 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 6,219 |
| Total interest expense | $640,000 | 5,778 |
| Net interest income | $1,058,000 | 6,268 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $116,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $70,000 | 5,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $46,000 | 5,941 |
| Total noninterest expense | $832,000 | 6,684 |
| Salaries and employee benefits | $446,000 | 6,580 |
| Premises and equipment expense | $98,000 | 6,620 |
| Additional noninterest expense | $288,000 | 6,582 |
| Pre-tax net operating income | $322,000 | 4,045 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $312,000 | 3,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 3,911 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $312,000 | 3,911 |
| Net charge-offs | $-45,000 | 8,087 |
| Cash dividends | $118,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $312,000 | 3,789 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,284 |
| Total interest expense | $332,000 | 5,806 |
| Net interest income | $508,000 | 6,369 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $385,000 | 6,822 |
| Salaries and employee benefits | $222,000 | 6,642 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $113,000 | 6,890 |
| Pre-tax net operating income | $170,000 | 4,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $167,000 | 4,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 4,165 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $167,000 | 4,165 |
| Net charge-offs | $-45,000 | 8,124 |
| Cash dividends | $56,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $167,000 | 4,006 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 6,179 |
| Total interest expense | $1,572,000 | 5,885 |
| Net interest income | $2,151,000 | 6,264 |
| Provision for loan and lease losses | $172,000 | 5,396 |
| Total noninterest income | $261,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 5,435 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $120,000 | 5,677 |
| Total noninterest expense | $1,521,000 | 6,840 |
| Salaries and employee benefits | $874,000 | 6,710 |
| Premises and equipment expense | $186,000 | 6,805 |
| Additional noninterest expense | $461,000 | 6,794 |
| Pre-tax net operating income | $719,000 | 4,350 |
| Securities gains (losses) | $149,000 | 869 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $829,000 | 3,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $829,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 4,417 |
| Cash dividends | $378,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $685,960 | 4,116 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 6,223 |
| Total interest expense | $1,208,000 | 5,952 |
| Net interest income | $1,609,000 | 6,316 |
| Provision for loan and lease losses | $101,000 | 5,133 |
| Total noninterest income | $203,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $106,000 | 5,458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $1,133,000 | 6,859 |
| Salaries and employee benefits | $651,000 | 6,732 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $339,000 | 6,823 |
| Pre-tax net operating income | $578,000 | 4,704 |
| Securities gains (losses) | $114,000 | 882 |
| Applicable income taxes | $31,000 | 4,397 |
| Income before extraordinary items | $661,000 | 3,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $661,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,587 |
| Cash dividends | $273,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $551,560 | 4,410 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 6,258 |
| Total interest expense | $828,000 | 6,027 |
| Net interest income | $1,067,000 | 6,334 |
| Provision for loan and lease losses | $61,000 | 4,888 |
| Total noninterest income | $144,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $77,000 | 5,474 |
| Total noninterest expense | $751,000 | 6,922 |
| Salaries and employee benefits | $434,000 | 6,795 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $222,000 | 6,874 |
| Pre-tax net operating income | $399,000 | 4,801 |
| Securities gains (losses) | $114,000 | 875 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $490,000 | 4,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,674 |
| Cash dividends | $129,000 | 3,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $380,560 | 4,516 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 6,260 |
| Total interest expense | $433,000 | 6,090 |
| Net interest income | $549,000 | 6,303 |
| Provision for loan and lease losses | $46,000 | 3,892 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $371,000 | 6,976 |
| Salaries and employee benefits | $218,000 | 6,816 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $105,000 | 6,983 |
| Pre-tax net operating income | $219,000 | 4,786 |
| Securities gains (losses) | $54,000 | 1,044 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $260,000 | 4,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 4,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,367 |
| Cash dividends | $67,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,700 | 4,479 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 6,289 |
| Total interest expense | $1,835,000 | 6,021 |
| Net interest income | $2,036,000 | 6,456 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $228,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $126,000 | 5,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $102,000 | 6,187 |
| Total noninterest expense | $1,436,000 | 7,009 |
| Salaries and employee benefits | $819,000 | 6,919 |
| Premises and equipment expense | $200,000 | 6,730 |
| Additional noninterest expense | $417,000 | 6,964 |
| Pre-tax net operating income | $738,000 | 5,346 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $691,000 | 5,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $691,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $324,000 | 4,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $703,350 | 5,026 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 6,367 |
| Total interest expense | $1,371,000 | 6,053 |
| Net interest income | $1,491,000 | 6,551 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $152,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $63,000 | 6,487 |
| Total noninterest expense | $1,049,000 | 7,051 |
| Salaries and employee benefits | $599,000 | 6,947 |
| Premises and equipment expense | $148,000 | 6,748 |
| Additional noninterest expense | $302,000 | 7,029 |
| Pre-tax net operating income | $519,000 | 5,699 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $492,000 | 5,415 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $492,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $233,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $494,850 | 5,390 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 6,444 |
| Total interest expense | $889,000 | 6,139 |
| Net interest income | $982,000 | 6,627 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $100,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $694,000 | 7,115 |
| Salaries and employee benefits | $394,000 | 7,034 |
| Premises and equipment expense | $100,000 | 6,767 |
| Additional noninterest expense | $200,000 | 7,076 |
| Pre-tax net operating income | $328,000 | 5,878 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $310,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $94,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $312,850 | 5,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 6,441 |
| Total interest expense | $437,000 | 6,193 |
| Net interest income | $503,000 | 6,592 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $51,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $348,000 | 7,153 |
| Salaries and employee benefits | $197,000 | 7,076 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $103,000 | 7,035 |
| Pre-tax net operating income | $161,000 | 5,928 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $42,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,880 | 5,583 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 6,504 |
| Total interest expense | $1,498,000 | 6,116 |
| Net interest income | $1,875,000 | 6,709 |
| Provision for loan and lease losses | $53,000 | 5,531 |
| Total noninterest income | $214,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $134,000 | 5,719 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $1,363,000 | 7,112 |
| Salaries and employee benefits | $766,000 | 7,071 |
| Premises and equipment expense | $183,000 | 6,894 |
| Additional noninterest expense | $414,000 | 7,002 |
| Pre-tax net operating income | $673,000 | 5,989 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $29,000 | 5,777 |
| Income before extraordinary items | $627,000 | 5,725 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $627,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $331,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $643,320 | 5,658 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 6,551 |
| Total interest expense | $1,086,000 | 6,146 |
| Net interest income | $1,416,000 | 6,767 |
| Provision for loan and lease losses | $46,000 | 5,138 |
| Total noninterest income | $145,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $995,000 | 7,184 |
| Salaries and employee benefits | $554,000 | 7,145 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $304,000 | 7,064 |
| Pre-tax net operating income | $520,000 | 6,136 |
| Securities gains (losses) | $-17,000 | 7,780 |
| Applicable income taxes | $23,000 | 5,910 |
| Income before extraordinary items | $480,000 | 5,844 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $480,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $122,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,150 | 5,778 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 6,628 |
| Total interest expense | $679,000 | 6,201 |
| Net interest income | $936,000 | 6,828 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 5,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $658,000 | 7,232 |
| Salaries and employee benefits | $365,000 | 7,206 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $205,000 | 7,052 |
| Pre-tax net operating income | $342,000 | 6,199 |
| Securities gains (losses) | $-17,000 | 8,026 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $310,000 | 5,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $326,150 | 5,835 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,692 |
| Total interest expense | $316,000 | 6,277 |
| Net interest income | $467,000 | 6,851 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $329,000 | 7,246 |
| Salaries and employee benefits | $183,000 | 7,221 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $166,000 | 6,213 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $148,000 | 5,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $158,450 | 5,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 6,827 |
| Total interest expense | $962,000 | 6,372 |
| Net interest income | $1,755,000 | 6,958 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $258,000 | 6,617 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $132,000 | 5,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,027 |
| Total noninterest expense | $1,308,000 | 7,205 |
| Salaries and employee benefits | $721,000 | 7,190 |
| Premises and equipment expense | $163,000 | 7,133 |
| Additional noninterest expense | $424,000 | 6,969 |
| Pre-tax net operating income | $650,000 | 6,264 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $619,000 | 5,933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $619,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $295,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $627,730 | 5,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 6,905 |
| Total interest expense | $679,000 | 6,438 |
| Net interest income | $1,291,000 | 7,033 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $206,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $948,000 | 7,280 |
| Salaries and employee benefits | $512,000 | 7,305 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $318,000 | 6,974 |
| Pre-tax net operating income | $499,000 | 6,408 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $473,000 | 6,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $473,000 | 6,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $95,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $476,840 | 5,974 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 6,917 |
| Total interest expense | $428,000 | 6,441 |
| Net interest income | $863,000 | 7,026 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $108,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $64,000 | 5,897 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $628,000 | 7,294 |
| Salaries and employee benefits | $334,000 | 7,359 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $217,000 | 6,903 |
| Pre-tax net operating income | $318,000 | 6,476 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $300,000 | 6,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $300,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $46,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $303,840 | 6,049 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 6,975 |
| Total interest expense | $206,000 | 6,461 |
| Net interest income | $428,000 | 7,103 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $310,000 | 7,378 |
| Salaries and employee benefits | $163,000 | 7,473 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $111,000 | 6,877 |
| Pre-tax net operating income | $151,000 | 6,551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $144,000 | 6,193 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $144,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $144,000 | 6,146 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 7,040 |
| Total interest expense | $732,000 | 6,474 |
| Net interest income | $1,612,000 | 7,162 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $191,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $146,000 | 5,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $1,233,000 | 7,386 |
| Salaries and employee benefits | $674,000 | 7,379 |
| Premises and equipment expense | $157,000 | 7,238 |
| Additional noninterest expense | $402,000 | 7,111 |
| Pre-tax net operating income | $530,000 | 6,625 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $21,000 | 6,525 |
| Income before extraordinary items | $515,000 | 6,299 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $515,000 | 6,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $214,000 | 4,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $509,240 | 6,251 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,084 |
| Total interest expense | $549,000 | 6,467 |
| Net interest income | $1,194,000 | 7,201 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $894,000 | 7,418 |
| Salaries and employee benefits | $489,000 | 7,396 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $291,000 | 7,167 |
| Pre-tax net operating income | $414,000 | 6,672 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $16,000 | 6,628 |
| Income before extraordinary items | $405,000 | 6,294 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $405,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $158,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $398,280 | 6,259 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 7,095 |
| Total interest expense | $369,000 | 6,477 |
| Net interest income | $804,000 | 7,214 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $93,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $68,000 | 6,033 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $595,000 | 7,472 |
| Salaries and employee benefits | $329,000 | 7,437 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $192,000 | 7,223 |
| Pre-tax net operating income | $282,000 | 6,614 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $278,000 | 6,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $31,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $272,180 | 6,174 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,168 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $391,000 | 7,310 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $299,000 | 7,506 |
| Salaries and employee benefits | $165,000 | 7,473 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $94,000 | 7,295 |
| Pre-tax net operating income | $125,000 | 6,792 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $122,160 | 6,359 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 7,185 |
| Total interest expense | $872,000 | 6,498 |
| Net interest income | $1,491,000 | 7,376 |
| Provision for loan and lease losses | $37,000 | 6,587 |
| Total noninterest income | $193,000 | 7,417 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $139,000 | 6,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,204,000 | 7,466 |
| Salaries and employee benefits | $634,000 | 7,563 |
| Premises and equipment expense | $155,000 | 7,335 |
| Additional noninterest expense | $415,000 | 7,063 |
| Pre-tax net operating income | $443,000 | 6,868 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $432,000 | 6,654 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $432,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $169,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $423,360 | 6,537 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 7,254 |
| Total interest expense | $676,000 | 6,556 |
| Net interest income | $1,104,000 | 7,457 |
| Provision for loan and lease losses | $37,000 | 6,206 |
| Total noninterest income | $163,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $879,000 | 7,523 |
| Salaries and employee benefits | $480,000 | 7,485 |
| Premises and equipment expense | $118,000 | 7,305 |
| Additional noninterest expense | $281,000 | 7,309 |
| Pre-tax net operating income | $351,000 | 6,948 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $335,000 | 6,746 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $335,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $166,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $335,000 | 6,568 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 7,305 |
| Total interest expense | $470,000 | 6,565 |
| Net interest income | $723,000 | 7,516 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $591,000 | 7,507 |
| Salaries and employee benefits | $321,000 | 7,504 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $185,000 | 7,335 |
| Pre-tax net operating income | $216,000 | 7,078 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $46,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 7,258 |
| Total interest expense | $243,000 | 6,571 |
| Net interest income | $370,000 | 7,480 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $307,000 | 7,455 |
| Salaries and employee benefits | $161,000 | 7,534 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 7,221 |
| Total interest expense | $1,055,000 | 6,786 |
| Net interest income | $1,580,000 | 7,304 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $145,000 | 5,892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,558 |
| Total noninterest expense | $1,155,000 | 7,578 |
| Salaries and employee benefits | $616,000 | 7,644 |
| Premises and equipment expense | $155,000 | 7,378 |
| Additional noninterest expense | $384,000 | 7,260 |
| Pre-tax net operating income | $457,000 | 6,932 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $17,000 | 7,121 |
| Income before extraordinary items | $440,000 | 6,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $440,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,098 |
| Cash dividends | $143,000 | 5,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $440,000 | 6,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 7,406 |
| Total interest expense | $1,427,000 | 7,129 |
| Net interest income | $1,421,000 | 7,474 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,094,000 | 7,702 |
| Salaries and employee benefits | $592,000 | 7,707 |
| Premises and equipment expense | $156,000 | 7,420 |
| Additional noninterest expense | $346,000 | 7,541 |
| Pre-tax net operating income | $476,000 | 6,650 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $455,000 | 6,284 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $455,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $184,000 | 5,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $455,000 | 6,169 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 7,510 |
| Total interest expense | $1,530,000 | 7,092 |
| Net interest income | $1,372,000 | 7,704 |
| Provision for loan and lease losses | $47,000 | 6,676 |
| Total noninterest income | $195,000 | 7,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $1,085,000 | 7,787 |
| Salaries and employee benefits | $597,000 | 7,719 |
| Premises and equipment expense | $178,000 | 7,111 |
| Additional noninterest expense | $310,000 | 7,865 |
| Pre-tax net operating income | $435,000 | 7,293 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $13,000 | 7,999 |
| Income before extraordinary items | $420,000 | 6,730 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $420,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $265,000 | 4,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $421,940 | 6,730 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 7,849 |
| Total interest expense | $1,284,000 | 7,440 |
| Net interest income | $1,272,000 | 8,049 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $265,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,700 |
| Total noninterest expense | $1,049,000 | 7,976 |
| Salaries and employee benefits | $582,000 | 7,851 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $292,000 | 8,176 |
| Pre-tax net operating income | $448,000 | 7,384 |
| Securities gains (losses) | $-8,000 | 9,241 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $439,000 | 6,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $439,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $312,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $447,000 | 6,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 7,905 |
| Total interest expense | $1,319,000 | 7,620 |
| Net interest income | $1,347,000 | 8,004 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $186,000 | 7,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $991,000 | 8,142 |
| Salaries and employee benefits | $518,000 | 8,243 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $309,000 | 8,035 |
| Pre-tax net operating income | $527,000 | 7,237 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $152,000 | 6,807 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $412,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $375,000 | 7,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 8,197 |
| Total interest expense | $1,288,000 | 7,880 |
| Net interest income | $1,355,000 | 8,342 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $219,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $966,000 | 8,465 |
| Salaries and employee benefits | $500,000 | 8,604 |
| Premises and equipment expense | $171,000 | 7,366 |
| Additional noninterest expense | $295,000 | 8,371 |
| Pre-tax net operating income | $570,000 | 7,559 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $389,000 | 7,716 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $389,000 | 7,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $391,070 | 7,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 8,717 |
| Total interest expense | $1,261,000 | 8,207 |
| Net interest income | $1,217,000 | 8,994 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $185,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $921,000 | 9,000 |
| Salaries and employee benefits | $479,000 | 9,033 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $289,000 | 8,993 |
| Pre-tax net operating income | $393,000 | 8,547 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $113,000 | 8,521 |
| Income before extraordinary items | $280,000 | 8,587 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $280,000 | 8,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $280,000 | 8,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,195 |
| Total interest expense | $1,139,000 | 8,787 |
| Net interest income | $1,205,000 | 9,316 |
| Provision for loan and lease losses | $138,000 | 3,809 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $909,000 | 9,327 |
| Salaries and employee benefits | $464,000 | 9,414 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $318,000 | 9,059 |
| Pre-tax net operating income | $421,000 | 8,932 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $286,000 | 9,079 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $286,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,898 |
| Cash dividends | $49,000 | 7,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $288,760 | 9,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 10,133 |
| Total interest expense | $760,000 | 9,792 |
| Net interest income | $1,056,000 | 10,223 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $829,000 | 10,096 |
| Salaries and employee benefits | $404,000 | 10,253 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $318,000 | 9,739 |
| Pre-tax net operating income | $361,000 | 9,660 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $241,000 | 9,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $241,000 | 9,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,590 | 9,788 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 10,844 |
| Total interest expense | $741,000 | 10,356 |
| Net interest income | $940,000 | 10,997 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $127,000 | 10,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $795,000 | 10,690 |
| Salaries and employee benefits | $367,000 | 10,976 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $272,000 | 10,456 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $203,000 | 10,615 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $203,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,520 | 10,414 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 11,046 |
| Total interest expense | $925,000 | 10,741 |
| Net interest income | $1,000,000 | 11,106 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $774,000 | 11,133 |
| Salaries and employee benefits | $364,000 | 11,297 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $300,000 | 10,820 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $206,000 | 10,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $206,000 | 10,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $97,000 | 6,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $206,000 | 10,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.