Home > The Valley Bank of Illinois > Income and Expense
The Valley Bank of Illinois, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 6,971 |
| Total interest expense | $1,528,000 | 7,119 |
| Net interest income | $2,382,000 | 6,766 |
| Provision for loan and lease losses | $163,000 | 4,438 |
| Total noninterest income | $1,531,000 | 2,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 1,820 |
| Total noninterest expense | $2,222,000 | 5,818 |
| Salaries and employee benefits | $1,030,000 | 5,965 |
| Premises and equipment expense | $371,000 | 5,005 |
| Additional noninterest expense | $821,000 | 5,804 |
| Pre-tax net operating income | $1,528,000 | 4,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $491,000 | 4,255 |
| Income before extraordinary items | $1,037,000 | 4,565 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,037,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $309,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,037,000 | 4,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 7,709 |
| Total interest expense | $1,716,000 | 7,851 |
| Net interest income | $2,133,000 | 7,413 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $1,034,000 | 3,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $749,000 | 2,410 |
| Total noninterest expense | $2,346,000 | 5,601 |
| Salaries and employee benefits | $1,190,000 | 5,211 |
| Premises and equipment expense | $376,000 | 5,045 |
| Additional noninterest expense | $780,000 | 6,208 |
| Pre-tax net operating income | $708,000 | 7,055 |
| Securities gains (losses) | $117,000 | 2,758 |
| Applicable income taxes | $217,000 | 7,239 |
| Income before extraordinary items | $608,000 | 6,518 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $608,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,420 | 6,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.