The University National Bank of Lawrence, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$2,927,0004,093
Total interest expense$215,0004,068
Net interest income$2,712,0004,058
Provision for loan and lease losses$-52,0004,192
Total noninterest income$286,0004,074
Gross Fiduciary activities income$0994
Service charges on deposit accounts$44,0004,092
Trading account gains and feesNANA
Additional Noninterest Income$242,0003,875
Total noninterest expense$2,657,0003,898
Salaries and employee benefits$1,305,0004,031
Premises and equipment expense$199,0004,129
Additional noninterest expense$1,153,0003,500
Pre-tax net operating income$393,0004,321
Securities gains (losses)$6,0001,813
Applicable income taxes$74,0003,172
Income before extraordinary items$325,0004,356
Extraordinary gains, net$010
Net income$325,0004,355
Minority interest net income$074
Net income of bank and minority interests.$325,0004,356
Net charge-offs$-25,0003,905
Cash dividends$350,0003,021
Sale, conversion, retirement of capital stock, net$0582
Net operating income$320,1404,346
2021-09-30 (YTD Data)Rank
Total interest income$2,280,0004,131
Total interest expense$169,0004,125
Net interest income$2,111,0004,095
Provision for loan and lease losses$02,963
Total noninterest income$241,0004,042
Gross Fiduciary activities income$0957
Service charges on deposit accounts$31,0004,180
Trading account gains and feesNANA
Additional Noninterest Income$210,0003,806
Total noninterest expense$1,744,0004,092
Salaries and employee benefits$988,0004,058
Premises and equipment expense$149,0004,185
Additional noninterest expense$607,0003,951
Pre-tax net operating income$608,0004,107
Securities gains (losses)$5,0001,760
Applicable income taxes$03,719
Income before extraordinary items$613,0004,035
Extraordinary gains, net$08
Net income$613,0004,034
Minority interest net income$069
Net income of bank and minority interests.$613,0004,035
Net charge-offs$26,0001,629
Cash dividends$350,0002,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$608,0004,013
2021-06-30 (YTD Data)Rank
Total interest income$1,598,0004,118
Total interest expense$117,0004,156
Net interest income$1,481,0004,077
Provision for loan and lease losses$02,862
Total noninterest income$178,0003,978
Gross Fiduciary activities income$0951
Service charges on deposit accounts$19,0004,234
Trading account gains and feesNANA
Additional Noninterest Income$159,0003,736
Total noninterest expense$1,188,0004,098
Salaries and employee benefits$668,0004,063
Premises and equipment expense$96,0004,231
Additional noninterest expense$424,0003,898
Pre-tax net operating income$471,0004,016
Securities gains (losses)$2,0001,698
Applicable income taxes$03,702
Income before extraordinary items$473,0003,931
Extraordinary gains, net$06
Net income$473,0003,931
Minority interest net income$067
Net income of bank and minority interests.$473,0003,931
Net charge-offs$27,0001,377
Cash dividends$200,0002,598
Sale, conversion, retirement of capital stock, net$0517
Net operating income$471,0003,914
2021-03-31 (YTD Data)Rank
Total interest income$878,0004,033
Total interest expense$62,0004,178
Net interest income$816,0003,965
Provision for loan and lease losses$02,741
Total noninterest income$119,0003,732
Gross Fiduciary activities income$0922
Service charges on deposit accounts$9,0004,263
Trading account gains and feesNANA
Additional Noninterest Income$110,0003,424
Total noninterest expense$607,0004,065
Salaries and employee benefits$348,0004,035
Premises and equipment expense$47,0004,260
Additional noninterest expense$212,0003,896
Pre-tax net operating income$328,0003,708
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$328,0003,604
Extraordinary gains, net$03
Net income$328,0003,604
Minority interest net income$055
Net income of bank and minority interests.$328,0003,604
Net charge-offs$29,0001,017
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$328,0003,580
2020-12-31 (YTD Data)Rank
Total interest income$3,482,0004,050
Total interest expense$317,0004,262
Net interest income$3,165,0003,970
Provision for loan and lease losses$04,319
Total noninterest income$132,0004,529
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$41,0004,303
Trading account gains and feesNANA
Additional Noninterest Income$91,0004,411
Total noninterest expense$2,552,0004,020
Salaries and employee benefits$1,343,0004,096
Premises and equipment expense$195,0004,264
Additional noninterest expense$1,014,0003,675
Pre-tax net operating income$745,0003,934
Securities gains (losses)$4,0002,483
Applicable income taxes$03,697
Income before extraordinary items$749,0003,905
Extraordinary gains, net$04
Net income$749,0003,903
Minority interest net income$072
Net income of bank and minority interests.$749,0003,905
Net charge-offs$15,0002,901
Cash dividends$600,0002,669
Sale, conversion, retirement of capital stock, net$0566
Net operating income$745,0003,854
2020-09-30 (YTD Data)Rank
Total interest income$2,741,0004,029
Total interest expense$249,0004,295
Net interest income$2,492,0003,939
Provision for loan and lease losses$04,239
Total noninterest income$191,0004,162
Gross Fiduciary activities income$0981
Service charges on deposit accounts$32,0004,317
Trading account gains and feesNANA
Additional Noninterest Income$159,0003,891
Total noninterest expense$1,924,0004,013
Salaries and employee benefits$987,0004,119
Premises and equipment expense$143,0004,311
Additional noninterest expense$794,0003,611
Pre-tax net operating income$759,0003,699
Securities gains (losses)$3,0002,334
Applicable income taxes$03,696
Income before extraordinary items$762,0003,649
Extraordinary gains, net$04
Net income$762,0003,648
Minority interest net income$065
Net income of bank and minority interests.$762,0003,649
Net charge-offs$-4,0004,037
Cash dividends$500,0002,300
Sale, conversion, retirement of capital stock, net$0532
Net operating income$759,0003,605
2020-06-30 (YTD Data)Rank
Total interest income$1,926,0003,996
Total interest expense$177,0004,317
Net interest income$1,749,0003,898
Provision for loan and lease losses$04,134
Total noninterest income$161,0003,980
Gross Fiduciary activities income$0970
Service charges on deposit accounts$20,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$141,0003,638
Total noninterest expense$1,329,0003,989
Salaries and employee benefits$654,0004,155
Premises and equipment expense$91,0004,355
Additional noninterest expense$584,0003,448
Pre-tax net operating income$581,0003,578
Securities gains (losses)$1,0002,174
Applicable income taxes$03,655
Income before extraordinary items$582,0003,489
Extraordinary gains, net$04
Net income$582,0003,489
Minority interest net income$065
Net income of bank and minority interests.$582,0003,489
Net charge-offs$-2,0003,888
Cash dividends$350,0002,274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$581,0003,432
2020-03-31 (YTD Data)Rank
Total interest income$852,0004,192
Total interest expense$102,0004,297
Net interest income$750,0004,104
Provision for loan and lease losses$03,711
Total noninterest income$73,0004,067
Gross Fiduciary activities income$0941
Service charges on deposit accounts$13,0004,350
Trading account gains and feesNANA
Additional Noninterest Income$60,0003,681
Total noninterest expense$647,0004,057
Salaries and employee benefits$353,0004,104
Premises and equipment expense$45,0004,419
Additional noninterest expense$249,0003,748
Pre-tax net operating income$176,0003,908
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$176,0003,838
Extraordinary gains, net$04
Net income$176,0003,839
Minority interest net income$056
Net income of bank and minority interests.$176,0003,839
Net charge-offs$-6,0004,282
Cash dividends$150,0002,090
Sale, conversion, retirement of capital stock, net$0482
Net operating income$176,0003,802
2019-12-31 (YTD Data)Rank
Total interest income$3,449,0004,231
Total interest expense$419,0004,308
Net interest income$3,030,0004,168
Provision for loan and lease losses$-100,0004,982
Total noninterest income$370,0003,968
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$57,0004,414
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,531
Total noninterest expense$2,397,0004,206
Salaries and employee benefits$1,319,0004,218
Premises and equipment expense$165,0004,545
Additional noninterest expense$913,0003,917
Pre-tax net operating income$1,103,0003,757
Securities gains (losses)$35,0001,392
Applicable income taxes$03,859
Income before extraordinary items$1,138,0003,628
Extraordinary gains, net$011
Net income$1,138,0003,628
Minority interest net income$076
Net income of bank and minority interests.$1,138,0003,629
Net charge-offs$-103,0004,902
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,103,0003,634
2019-09-30 (YTD Data)Rank
Total interest income$2,571,0004,303
Total interest expense$307,0004,369
Net interest income$2,264,0004,225
Provision for loan and lease losses$03,836
Total noninterest income$345,0003,793
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$43,0004,466
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,283
Total noninterest expense$1,787,0004,248
Salaries and employee benefits$970,0004,267
Premises and equipment expense$118,0004,633
Additional noninterest expense$699,0003,923
Pre-tax net operating income$822,0003,853
Securities gains (losses)$34,0001,233
Applicable income taxes$03,902
Income before extraordinary items$856,0003,719
Extraordinary gains, net$011
Net income$856,0003,718
Minority interest net income$072
Net income of bank and minority interests.$856,0003,719
Net charge-offs$-103,0004,976
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$822,0003,735
2019-06-30 (YTD Data)Rank
Total interest income$1,706,0004,339
Total interest expense$198,0004,419
Net interest income$1,508,0004,264
Provision for loan and lease losses$03,685
Total noninterest income$225,0003,808
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$31,0004,429
Trading account gains and feesNANA
Additional Noninterest Income$194,0003,297
Total noninterest expense$1,192,0004,284
Salaries and employee benefits$642,0004,314
Premises and equipment expense$76,0004,683
Additional noninterest expense$474,0003,938
Pre-tax net operating income$541,0003,886
Securities gains (losses)$31,000891
Applicable income taxes$03,901
Income before extraordinary items$572,0003,702
Extraordinary gains, net$011
Net income$572,0003,701
Minority interest net income$069
Net income of bank and minority interests.$572,0003,701
Net charge-offs$-102,0005,065
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$541,0003,738
2019-03-31 (YTD Data)Rank
Total interest income$844,0004,386
Total interest expense$96,0004,446
Net interest income$748,0004,306
Provision for loan and lease losses$03,406
Total noninterest income$81,0004,149
Gross Fiduciary activities income$0972
Service charges on deposit accounts$14,0004,539
Trading account gains and feesNANA
Additional Noninterest Income$67,0003,704
Total noninterest expense$570,0004,375
Salaries and employee benefits$320,0004,363
Premises and equipment expense$38,0004,732
Additional noninterest expense$212,0004,113
Pre-tax net operating income$259,0003,945
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$259,0003,801
Extraordinary gains, net$05
Net income$259,0003,800
Minority interest net income$052
Net income of bank and minority interests.$259,0003,800
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$259,0003,798
2018-12-31 (YTD Data)Rank
Total interest income$3,238,0004,400
Total interest expense$251,0004,663
Net interest income$2,987,0004,316
Provision for loan and lease losses$04,082
Total noninterest income$464,0003,877
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$72,0004,450
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,370
Total noninterest expense$2,680,0004,159
Salaries and employee benefits$1,306,0004,360
Premises and equipment expense$157,0004,751
Additional noninterest expense$1,217,0003,558
Pre-tax net operating income$771,0004,297
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$771,0004,179
Extraordinary gains, net$06
Net income$771,0004,178
Minority interest net income$072
Net income of bank and minority interests.$771,0004,178
Net charge-offs$52,0002,611
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$771,0004,187
2018-09-30 (YTD Data)Rank
Total interest income$2,392,0004,460
Total interest expense$174,0004,745
Net interest income$2,218,0004,377
Provision for loan and lease losses$03,948
Total noninterest income$339,0003,944
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$54,0004,497
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,433
Total noninterest expense$1,951,0004,228
Salaries and employee benefits$972,0004,396
Premises and equipment expense$119,0004,788
Additional noninterest expense$860,0003,694
Pre-tax net operating income$606,0004,335
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$606,0004,196
Extraordinary gains, net$05
Net income$606,0004,195
Minority interest net income$066
Net income of bank and minority interests.$606,0004,195
Net charge-offs$53,0002,169
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$606,0004,204
2018-06-30 (YTD Data)Rank
Total interest income$1,563,0004,505
Total interest expense$110,0004,780
Net interest income$1,453,0004,425
Provision for loan and lease losses$03,782
Total noninterest income$244,0003,860
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$36,0004,534
Trading account gains and feesNANA
Additional Noninterest Income$208,0003,345
Total noninterest expense$1,329,0004,227
Salaries and employee benefits$650,0004,436
Premises and equipment expense$79,0004,829
Additional noninterest expense$600,0003,618
Pre-tax net operating income$368,0004,427
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$368,0004,307
Extraordinary gains, net$06
Net income$368,0004,306
Minority interest net income$065
Net income of bank and minority interests.$368,0004,306
Net charge-offs$55,0001,701
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$368,0004,308
2018-03-31 (YTD Data)Rank
Total interest income$765,0004,571
Total interest expense$55,0004,792
Net interest income$710,0004,495
Provision for loan and lease losses$03,508
Total noninterest income$109,0004,004
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$19,0004,518
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,483
Total noninterest expense$652,0004,307
Salaries and employee benefits$326,0004,492
Premises and equipment expense$40,0004,863
Additional noninterest expense$286,0003,734
Pre-tax net operating income$167,0004,496
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$167,0004,378
Extraordinary gains, net$07
Net income$167,0004,376
Minority interest net income$052
Net income of bank and minority interests.$167,0004,378
Net charge-offs$59,0001,104
Cash dividends$110,0002,280
Sale, conversion, retirement of capital stock, net$0580
Net operating income$167,0004,387
2017-12-31 (YTD Data)Rank
Total interest income$3,047,0004,582
Total interest expense$248,0004,639
Net interest income$2,799,0004,520
Provision for loan and lease losses$04,227
Total noninterest income$402,0004,198
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$72,0004,687
Trading account gains and feesNANA
Additional Noninterest Income$330,0003,682
Total noninterest expense$2,488,0004,427
Salaries and employee benefits$1,276,0004,544
Premises and equipment expense$182,0004,829
Additional noninterest expense$1,030,0003,971
Pre-tax net operating income$713,0004,452
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$713,0004,136
Extraordinary gains, net$09
Net income$713,0004,136
Minority interest net income$076
Net income of bank and minority interests.$713,0004,136
Net charge-offs$-3,0004,598
Cash dividends$360,0003,258
Sale, conversion, retirement of capital stock, net$0711
Net operating income$713,0004,123
2017-09-30 (YTD Data)Rank
Total interest income$2,255,0004,640
Total interest expense$188,0004,649
Net interest income$2,067,0004,586
Provision for loan and lease losses$04,088
Total noninterest income$306,0004,224
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$52,0004,765
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,690
Total noninterest expense$1,836,0004,469
Salaries and employee benefits$970,0004,555
Premises and equipment expense$132,0004,902
Additional noninterest expense$734,0004,057
Pre-tax net operating income$537,0004,525
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$537,0004,358
Extraordinary gains, net$09
Net income$537,0004,357
Minority interest net income$071
Net income of bank and minority interests.$537,0004,358
Net charge-offs$-1,0004,281
Cash dividends$250,0002,995
Sale, conversion, retirement of capital stock, net$0677
Net operating income$537,0004,342
2017-06-30 (YTD Data)Rank
Total interest income$1,491,0004,675
Total interest expense$127,0004,633
Net interest income$1,364,0004,622
Provision for loan and lease losses$03,871
Total noninterest income$183,0004,354
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$33,0004,834
Trading account gains and feesNANA
Additional Noninterest Income$150,0003,844
Total noninterest expense$1,199,0004,533
Salaries and employee benefits$638,0004,609
Premises and equipment expense$84,0004,971
Additional noninterest expense$477,0004,120
Pre-tax net operating income$348,0004,541
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$348,0004,345
Extraordinary gains, net$011
Net income$348,0004,344
Minority interest net income$071
Net income of bank and minority interests.$348,0004,345
Net charge-offs$-1,0004,147
Cash dividends$150,0002,979
Sale, conversion, retirement of capital stock, net$0659
Net operating income$348,0004,331
2017-03-31 (YTD Data)Rank
Total interest income$720,0004,743
Total interest expense$69,0004,549
Net interest income$651,0004,727
Provision for loan and lease losses$03,537
Total noninterest income$99,0004,289
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$17,0004,815
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,740
Total noninterest expense$605,0004,566
Salaries and employee benefits$316,0004,665
Premises and equipment expense$40,0005,066
Additional noninterest expense$249,0004,072
Pre-tax net operating income$145,0004,682
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$145,0004,527
Extraordinary gains, net$08
Net income$145,0004,527
Minority interest net income$055
Net income of bank and minority interests.$145,0004,527
Net charge-offs$-1,0003,990
Cash dividends$50,0002,608
Sale, conversion, retirement of capital stock, net$0632
Net operating income$145,0004,512
2016-12-31 (YTD Data)Rank
Total interest income$2,723,0004,835
Total interest expense$272,0004,579
Net interest income$2,451,0004,817
Provision for loan and lease losses$04,332
Total noninterest income$495,0004,101
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$67,0004,952
Trading account gains and fees$0170
Additional Noninterest Income$428,0003,464
Total noninterest expense$2,803,0004,363
Salaries and employee benefits$1,247,0004,709
Premises and equipment expense$179,0005,027
Additional noninterest expense$1,377,0003,518
Pre-tax net operating income$143,0005,416
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$143,0005,420
Extraordinary gains, net$05
Net income$143,0005,418
Minority interest net income$082
Net income of bank and minority interests.$143,0005,419
Net charge-offs$-5,0004,864
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$143,0005,385
2016-09-30 (YTD Data)Rank
Total interest income$2,014,0004,899
Total interest expense$205,0004,619
Net interest income$1,809,0004,890
Provision for loan and lease losses$04,186
Total noninterest income$360,0004,180
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$49,0005,017
Trading account gains and fees$0169
Additional Noninterest Income$311,0003,531
Total noninterest expense$2,118,0004,376
Salaries and employee benefits$906,0004,764
Premises and equipment expense$135,0005,041
Additional noninterest expense$1,077,0003,450
Pre-tax net operating income$51,0005,624
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$51,0005,650
Extraordinary gains, net$05
Net income$51,0005,649
Minority interest net income$071
Net income of bank and minority interests.$51,0005,650
Net charge-offs$-17,0005,049
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$51,0005,608
2016-06-30 (YTD Data)Rank
Total interest income$1,316,0004,976
Total interest expense$138,0004,632
Net interest income$1,178,0004,961
Provision for loan and lease losses$04,017
Total noninterest income$215,0004,314
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$34,0005,000
Trading account gains and fees$0157
Additional Noninterest Income$181,0003,739
Total noninterest expense$1,379,0004,453
Salaries and employee benefits$565,0004,904
Premises and equipment expense$91,0005,077
Additional noninterest expense$723,0003,471
Pre-tax net operating income$14,0005,730
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$14,0005,759
Extraordinary gains, net$016
Net income$14,0005,757
Minority interest net income$071
Net income of bank and minority interests.$14,0005,757
Net charge-offs$-8,0004,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,0005,728
2016-03-31 (YTD Data)Rank
Total interest income$644,0005,040
Total interest expense$71,0004,634
Net interest income$573,0005,040
Provision for loan and lease losses$03,656
Total noninterest income$140,0003,923
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$17,0005,002
Trading account gains and fees$0142
Additional Noninterest Income$123,0003,242
Total noninterest expense$696,0004,458
Salaries and employee benefits$272,0005,011
Premises and equipment expense$49,0005,012
Additional noninterest expense$375,0003,378
Pre-tax net operating income$17,0005,690
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$17,0005,719
Extraordinary gains, net$012
Net income$17,0005,718
Minority interest net income$062
Net income of bank and minority interests.$17,0005,718
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$17,0005,677
2015-12-31 (YTD Data)Rank
Total interest income$2,444,0005,129
Total interest expense$294,0004,654
Net interest income$2,150,0005,151
Provision for loan and lease losses$04,380
Total noninterest income$374,0004,558
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$73,0005,066
Trading account gains and fees$0159
Additional Noninterest Income$301,0003,978
Total noninterest expense$2,654,0004,578
Salaries and employee benefits$1,272,0004,792
Premises and equipment expense$201,0005,089
Additional noninterest expense$1,181,0003,953
Pre-tax net operating income$-130,0005,946
Securities gains (losses)$9,0002,638
Applicable income taxes$04,402
Income before extraordinary items$-121,0005,965
Extraordinary gains, net$023
Net income$-121,0005,966
Minority interest net income$081
Net income of bank and minority interests.$-121,0005,966
Net charge-offs$30,0003,562
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-130,0005,951
2015-09-30 (YTD Data)Rank
Total interest income$1,810,0005,208
Total interest expense$222,0004,718
Net interest income$1,588,0005,240
Provision for loan and lease losses$04,232
Total noninterest income$270,0004,646
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$57,0005,071
Trading account gains and fees$0153
Additional Noninterest Income$213,0004,063
Total noninterest expense$1,972,0004,634
Salaries and employee benefits$949,0004,834
Premises and equipment expense$150,0005,149
Additional noninterest expense$873,0004,005
Pre-tax net operating income$-114,0006,045
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-114,0006,071
Extraordinary gains, net$021
Net income$-114,0006,071
Minority interest net income$078
Net income of bank and minority interests.$-114,0006,071
Net charge-offs$26,0003,214
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-114,0006,049
2015-06-30 (YTD Data)Rank
Total interest income$1,202,0005,255
Total interest expense$148,0004,755
Net interest income$1,054,0005,276
Provision for loan and lease losses$04,069
Total noninterest income$185,0004,638
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$38,0005,095
Trading account gains and fees$0157
Additional Noninterest Income$147,0004,046
Total noninterest expense$1,285,0004,732
Salaries and employee benefits$622,0004,910
Premises and equipment expense$96,0005,239
Additional noninterest expense$567,0004,091
Pre-tax net operating income$-46,0006,067
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-46,0006,097
Extraordinary gains, net$022
Net income$-46,0006,098
Minority interest net income$075
Net income of bank and minority interests.$-46,0006,098
Net charge-offs$27,0002,754
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-46,0006,071
2015-03-31 (YTD Data)Rank
Total interest income$593,0005,307
Total interest expense$73,0004,832
Net interest income$520,0005,329
Provision for loan and lease losses$03,703
Total noninterest income$161,0003,785
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$19,0005,103
Trading account gains and fees$0152
Additional Noninterest Income$142,0003,106
Total noninterest expense$644,0004,753
Salaries and employee benefits$303,0004,998
Premises and equipment expense$52,0005,184
Additional noninterest expense$289,0004,053
Pre-tax net operating income$37,0005,721
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$37,0005,723
Extraordinary gains, net$013
Net income$37,0005,723
Minority interest net income$064
Net income of bank and minority interests.$37,0005,724
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$37,0005,674
2014-12-31 (YTD Data)Rank
Total interest income$2,392,0005,381
Total interest expense$326,0004,819
Net interest income$2,066,0005,414
Provision for loan and lease losses$04,603
Total noninterest income$693,0003,722
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$67,0005,436
Trading account gains and fees$0180
Additional Noninterest Income$626,0002,976
Total noninterest expense$2,725,0004,709
Salaries and employee benefits$1,252,0004,999
Premises and equipment expense$253,0004,969
Additional noninterest expense$1,220,0004,020
Pre-tax net operating income$34,0006,007
Securities gains (losses)$03,259
Applicable income taxes$1,0004,463
Income before extraordinary items$33,0006,046
Extraordinary gains, net$017
Net income$33,0006,046
Minority interest net income$084
Net income of bank and minority interests.$33,0006,047
Net charge-offs$89,0003,293
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$33,0006,018
2014-09-30 (YTD Data)Rank
Total interest income$1,789,0005,447
Total interest expense$248,0004,864
Net interest income$1,541,0005,487
Provision for loan and lease losses$04,401
Total noninterest income$558,0003,629
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$48,0005,544
Trading account gains and fees$0174
Additional Noninterest Income$510,0002,882
Total noninterest expense$2,051,0004,719
Salaries and employee benefits$935,0005,027
Premises and equipment expense$201,0004,920
Additional noninterest expense$915,0004,036
Pre-tax net operating income$48,0006,028
Securities gains (losses)$02,980
Applicable income taxes$4,0004,360
Income before extraordinary items$44,0006,055
Extraordinary gains, net$015
Net income$44,0006,054
Minority interest net income$081
Net income of bank and minority interests.$44,0006,055
Net charge-offs$31,0003,605
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$44,0006,034
2014-06-30 (YTD Data)Rank
Total interest income$1,177,0005,502
Total interest expense$168,0004,887
Net interest income$1,009,0005,543
Provision for loan and lease losses$04,196
Total noninterest income$443,0003,322
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$31,0005,593
Trading account gains and fees$0172
Additional Noninterest Income$412,0002,584
Total noninterest expense$1,357,0004,770
Salaries and employee benefits$616,0005,099
Premises and equipment expense$150,0004,755
Additional noninterest expense$591,0004,130
Pre-tax net operating income$95,0005,783
Securities gains (losses)$02,580
Applicable income taxes$4,0004,298
Income before extraordinary items$91,0005,787
Extraordinary gains, net$020
Net income$91,0005,789
Minority interest net income$080
Net income of bank and minority interests.$91,0005,789
Net charge-offs$38,0003,009
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$91,0005,747
2014-03-31 (YTD Data)Rank
Total interest income$586,0005,561
Total interest expense$85,0004,932
Net interest income$501,0005,601
Provision for loan and lease losses$03,817
Total noninterest income$136,0004,142
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$14,0005,710
Trading account gains and fees$0147
Additional Noninterest Income$122,0003,285
Total noninterest expense$698,0004,743
Salaries and employee benefits$311,0005,141
Premises and equipment expense$74,0004,840
Additional noninterest expense$313,0004,010
Pre-tax net operating income$-61,0006,387
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-61,0006,405
Extraordinary gains, net$016
Net income$-61,0006,405
Minority interest net income$066
Net income of bank and minority interests.$-61,0006,406
Net charge-offs$38,0002,059
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-61,0006,399
2013-12-31 (YTD Data)Rank
Total interest income$2,393,0005,601
Total interest expense$397,0004,924
Net interest income$1,996,0005,663
Provision for loan and lease losses$-360,0006,548
Total noninterest income$766,0003,686
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$69,0005,686
Trading account gains and fees$0184
Additional Noninterest Income$697,0002,871
Total noninterest expense$3,466,0004,284
Salaries and employee benefits$1,208,0005,253
Premises and equipment expense$288,0004,940
Additional noninterest expense$1,970,0003,011
Pre-tax net operating income$-344,0006,418
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-344,0006,447
Extraordinary gains, net$029
Net income$-344,0006,447
Minority interest net income$090
Net income of bank and minority interests.$-344,0006,448
Net charge-offs$307,0002,557
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-344,0006,436
2013-09-30 (YTD Data)Rank
Total interest income$1,822,0005,644
Total interest expense$304,0004,973
Net interest income$1,518,0005,700
Provision for loan and lease losses$-360,0006,703
Total noninterest income$480,0004,097
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$53,0005,716
Trading account gains and fees$0180
Additional Noninterest Income$427,0003,254
Total noninterest expense$2,448,0004,450
Salaries and employee benefits$897,0005,290
Premises and equipment expense$215,0004,986
Additional noninterest expense$1,336,0003,241
Pre-tax net operating income$-90,0006,403
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-90,0006,453
Extraordinary gains, net$025
Net income$-90,0006,456
Minority interest net income$084
Net income of bank and minority interests.$-90,0006,455
Net charge-offs$-29,0006,343
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-90,0006,420
2013-06-30 (YTD Data)Rank
Total interest income$1,226,0005,666
Total interest expense$207,0005,003
Net interest income$1,019,0005,709
Provision for loan and lease losses$-360,0006,789
Total noninterest income$282,0004,324
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$35,0005,735
Trading account gains and fees$0157
Additional Noninterest Income$247,0003,471
Total noninterest expense$1,725,0004,336
Salaries and employee benefits$606,0005,284
Premises and equipment expense$141,0005,020
Additional noninterest expense$978,0003,022
Pre-tax net operating income$-64,0006,431
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-64,0006,482
Extraordinary gains, net$022
Net income$-64,0006,483
Minority interest net income$082
Net income of bank and minority interests.$-64,0006,483
Net charge-offs$23,0003,924
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-64,0006,440
2013-03-31 (YTD Data)Rank
Total interest income$610,0005,710
Total interest expense$108,0005,002
Net interest income$502,0005,769
Provision for loan and lease losses$04,409
Total noninterest income$115,0004,623
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$18,0005,710
Trading account gains and fees$0148
Additional Noninterest Income$97,0003,800
Total noninterest expense$752,0004,678
Salaries and employee benefits$277,0005,463
Premises and equipment expense$69,0005,091
Additional noninterest expense$406,0003,474
Pre-tax net operating income$-135,0006,659
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-135,0006,694
Extraordinary gains, net$010
Net income$-135,0006,695
Minority interest net income$076
Net income of bank and minority interests.$-135,0006,695
Net charge-offs$-16,0006,369
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-135,0006,666
2012-12-31 (YTD Data)Rank
Total interest income$2,677,0005,676
Total interest expense$534,0005,003
Net interest income$2,143,0005,755
Provision for loan and lease losses$05,905
Total noninterest income$440,0004,684
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$72,0005,858
Trading account gains and fees$0166
Additional Noninterest Income$368,0003,741
Total noninterest expense$2,946,0004,788
Salaries and employee benefits$1,208,0005,382
Premises and equipment expense$286,0005,065
Additional noninterest expense$1,452,0003,872
Pre-tax net operating income$-363,0006,442
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-363,0006,540
Extraordinary gains, net$029
Net income$-363,0006,536
Minority interest net income$093
Net income of bank and minority interests.$-363,0006,538
Net charge-offs$391,0002,968
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-363,0006,469
2012-09-30 (YTD Data)Rank
Total interest income$2,058,0005,732
Total interest expense$414,0005,061
Net interest income$1,644,0005,800
Provision for loan and lease losses$05,790
Total noninterest income$302,0004,858
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$56,0005,892
Trading account gains and fees$0157
Additional Noninterest Income$246,0003,962
Total noninterest expense$2,198,0004,827
Salaries and employee benefits$906,0005,406
Premises and equipment expense$207,0005,198
Additional noninterest expense$1,085,0003,893
Pre-tax net operating income$-252,0006,559
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-252,0006,655
Extraordinary gains, net$020
Net income$-252,0006,653
Minority interest net income$086
Net income of bank and minority interests.$-252,0006,653
Net charge-offs$99,0003,980
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-252,0006,575
2012-06-30 (YTD Data)Rank
Total interest income$1,390,0005,746
Total interest expense$283,0005,113
Net interest income$1,107,0005,817
Provision for loan and lease losses$05,619
Total noninterest income$221,0004,733
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$37,0005,917
Trading account gains and fees$0153
Additional Noninterest Income$184,0003,792
Total noninterest expense$1,515,0004,782
Salaries and employee benefits$599,0005,465
Premises and equipment expense$136,0005,240
Additional noninterest expense$780,0003,727
Pre-tax net operating income$-187,0006,620
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-187,0006,709
Extraordinary gains, net$019
Net income$-187,0006,710
Minority interest net income$084
Net income of bank and minority interests.$-187,0006,710
Net charge-offs$103,0003,380
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-187,0006,630
2012-03-31 (YTD Data)Rank
Total interest income$712,0005,750
Total interest expense$149,0005,112
Net interest income$563,0005,821
Provision for loan and lease losses$05,254
Total noninterest income$110,0004,795
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$90,0003,856
Total noninterest expense$718,0004,928
Salaries and employee benefits$295,0005,539
Premises and equipment expense$69,0005,260
Additional noninterest expense$354,0003,953
Pre-tax net operating income$-45,0006,606
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-45,0006,700
Extraordinary gains, net$019
Net income$-45,0006,702
Minority interest net income$078
Net income of bank and minority interests.$-45,0006,702
Net charge-offs$114,0002,337
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-45,0006,617
2011-12-31 (YTD Data)Rank
Total interest income$3,281,0005,585
Total interest expense$827,0004,836
Net interest income$2,454,0005,689
Provision for loan and lease losses$3,155,0001,150
Total noninterest income$399,0004,783
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$98,0005,544
Trading account gains and fees$0146
Additional Noninterest Income$301,0003,865
Total noninterest expense$3,725,0004,318
Salaries and employee benefits$1,558,0004,860
Premises and equipment expense$283,0005,358
Additional noninterest expense$1,884,0003,301
Pre-tax net operating income$-4,027,0007,001
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-4,027,0007,020
Extraordinary gains, net$029
Net income$-4,027,0007,021
Minority interest net income$096
Net income of bank and minority interests.$-4,027,0007,021
Net charge-offs$3,992,000968
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,027,0007,003
2011-09-30 (YTD Data)Rank
Total interest income$2,508,0005,603
Total interest expense$654,0004,846
Net interest income$1,854,0005,711
Provision for loan and lease losses$3,155,000900
Total noninterest income$384,0004,404
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$78,0005,490
Trading account gains and fees$0145
Additional Noninterest Income$306,0003,434
Total noninterest expense$2,649,0004,472
Salaries and employee benefits$1,246,0004,682
Premises and equipment expense$214,0005,388
Additional noninterest expense$1,189,0003,716
Pre-tax net operating income$-3,566,0007,150
Securities gains (losses)$03,555
Applicable income taxes$-148,0007,051
Income before extraordinary items$-3,418,0007,183
Extraordinary gains, net$021
Net income$-3,418,0007,181
Minority interest net income$087
Net income of bank and minority interests.$-3,418,0007,183
Net charge-offs$3,996,000750
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,418,0007,170
2011-06-30 (YTD Data)Rank
Total interest income$1,691,0005,624
Total interest expense$463,0004,816
Net interest income$1,228,0005,758
Provision for loan and lease losses$1,617,0001,057
Total noninterest income$225,0004,667
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$52,0005,486
Trading account gains and fees$0153
Additional Noninterest Income$173,0003,729
Total noninterest expense$1,828,0004,410
Salaries and employee benefits$853,0004,651
Premises and equipment expense$140,0005,465
Additional noninterest expense$835,0003,627
Pre-tax net operating income$-1,992,0007,169
Securities gains (losses)$02,914
Applicable income taxes$-82,0007,080
Income before extraordinary items$-1,910,0007,200
Extraordinary gains, net$015
Net income$-1,910,0007,201
Minority interest net income$089
Net income of bank and minority interests.$-1,910,0007,201
Net charge-offs$2,027,000918
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,910,0007,191
2011-03-31 (YTD Data)Rank
Total interest income$909,0005,496
Total interest expense$236,0004,884
Net interest income$673,0005,578
Provision for loan and lease losses$217,0002,347
Total noninterest income$139,0004,317
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$25,0005,503
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,346
Total noninterest expense$931,0004,392
Salaries and employee benefits$428,0004,675
Premises and equipment expense$68,0005,570
Additional noninterest expense$435,0003,541
Pre-tax net operating income$-336,0006,977
Securities gains (losses)$01,772
Applicable income taxes$-12,0007,028
Income before extraordinary items$-324,0007,004
Extraordinary gains, net$09
Net income$-324,0007,004
Minority interest net income$086
Net income of bank and minority interests.$-324,0007,004
Net charge-offs$255,0001,898
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-324,0006,991
2010-12-31 (YTD Data)Rank
Total interest income$4,247,0005,261
Total interest expense$1,226,0004,759
Net interest income$3,021,0005,340
Provision for loan and lease losses$2,195,0001,958
Total noninterest income$522,0004,476
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$143,0004,993
Trading account gains and fees$0175
Additional Noninterest Income$379,0003,608
Total noninterest expense$4,005,0004,217
Salaries and employee benefits$1,803,0004,522
Premises and equipment expense$296,0005,442
Additional noninterest expense$1,906,0003,384
Pre-tax net operating income$-2,657,0006,874
Securities gains (losses)$03,793
Applicable income taxes$-111,0006,848
Income before extraordinary items$-2,546,0006,942
Extraordinary gains, net$029
Net income$-2,546,0006,942
Minority interest net income$0111
Net income of bank and minority interests.$-2,546,0006,943
Net charge-offs$3,320,0001,382
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,546,0006,921
2010-09-30 (YTD Data)Rank
Total interest income$3,268,0005,283
Total interest expense$956,0004,814
Net interest income$2,312,0005,350
Provision for loan and lease losses$1,220,0002,254
Total noninterest income$607,0003,654
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$113,0004,974
Trading account gains and fees$0165
Additional Noninterest Income$494,0002,775
Total noninterest expense$2,884,0004,337
Salaries and employee benefits$1,372,0004,510
Premises and equipment expense$221,0005,511
Additional noninterest expense$1,291,0003,620
Pre-tax net operating income$-1,185,0006,846
Securities gains (losses)$03,651
Applicable income taxes$-50,0006,980
Income before extraordinary items$-1,135,0006,947
Extraordinary gains, net$023
Net income$-1,135,0006,946
Minority interest net income$0110
Net income of bank and minority interests.$-1,135,0006,947
Net charge-offs$2,271,0001,388
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,135,0006,907
2010-06-30 (YTD Data)Rank
Total interest income$2,222,0005,270
Total interest expense$666,0004,817
Net interest income$1,556,0005,341
Provision for loan and lease losses$870,0002,097
Total noninterest income$406,0003,610
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$78,0004,921
Trading account gains and fees$0152
Additional Noninterest Income$328,0002,713
Total noninterest expense$1,950,0004,310
Salaries and employee benefits$932,0004,484
Premises and equipment expense$146,0005,572
Additional noninterest expense$872,0003,566
Pre-tax net operating income$-858,0006,935
Securities gains (losses)$03,184
Applicable income taxes$-36,0007,039
Income before extraordinary items$-822,0007,015
Extraordinary gains, net$019
Net income$-822,0007,015
Minority interest net income$0105
Net income of bank and minority interests.$-822,0007,015
Net charge-offs$1,787,0001,225
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-822,0006,982
2010-03-31 (YTD Data)Rank
Total interest income$1,151,0005,240
Total interest expense$342,0004,883
Net interest income$809,0005,264
Provision for loan and lease losses$350,0002,221
Total noninterest income$188,0003,795
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$39,0004,918
Trading account gains and fees$0175
Additional Noninterest Income$149,0002,846
Total noninterest expense$988,0004,317
Salaries and employee benefits$471,0004,516
Premises and equipment expense$72,0005,682
Additional noninterest expense$445,0003,500
Pre-tax net operating income$-341,0007,021
Securities gains (losses)$02,284
Applicable income taxes$-14,0007,141
Income before extraordinary items$-327,0007,109
Extraordinary gains, net$016
Net income$-327,0007,110
Minority interest net income$091
Net income of bank and minority interests.$-327,0007,109
Net charge-offs$987,0001,048
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-327,0007,068
2009-12-31 (YTD Data)Rank
Total interest income$5,590,0004,823
Total interest expense$2,068,0004,346
Net interest income$3,522,0004,949
Provision for loan and lease losses$4,496,0001,538
Total noninterest income$642,0004,238
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$163,0005,014
Trading account gains and fees$0211
Additional Noninterest Income$479,0003,279
Total noninterest expense$4,225,0004,190
Salaries and employee benefits$1,870,0004,575
Premises and equipment expense$315,0005,537
Additional noninterest expense$2,040,0003,258
Pre-tax net operating income$-4,557,0007,135
Securities gains (losses)$03,754
Applicable income taxes$-191,0006,752
Income before extraordinary items$-4,366,0007,198
Extraordinary gains, net$034
Net income$-4,366,0007,197
Minority interest net income$0115
Net income of bank and minority interests.$-4,366,0007,197
Net charge-offs$2,290,0001,877
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,366,0007,207
2009-09-30 (YTD Data)Rank
Total interest income$4,137,0004,914
Total interest expense$1,644,0004,343
Net interest income$2,493,0005,103
Provision for loan and lease losses$4,341,0001,154
Total noninterest income$521,0004,146
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$123,0005,032
Trading account gains and fees$0212
Additional Noninterest Income$398,0003,192
Total noninterest expense$2,853,0004,487
Salaries and employee benefits$1,402,0004,601
Premises and equipment expense$235,0005,602
Additional noninterest expense$1,216,0003,840
Pre-tax net operating income$-4,180,0007,429
Securities gains (losses)$03,497
Applicable income taxes$-175,0007,070
Income before extraordinary items$-4,005,0007,490
Extraordinary gains, net$027
Net income$-4,005,0007,490
Minority interest net income$0118
Net income of bank and minority interests.$-4,005,0007,490
Net charge-offs$1,699,0001,662
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,005,0007,495
2009-06-30 (YTD Data)Rank
Total interest income$3,018,0004,684
Total interest expense$1,149,0004,351
Net interest income$1,869,0004,772
Provision for loan and lease losses$1,041,0002,021
Total noninterest income$396,0003,859
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$76,0005,160
Trading account gains and fees$0193
Additional Noninterest Income$320,0002,893
Total noninterest expense$1,852,0004,600
Salaries and employee benefits$924,0004,674
Premises and equipment expense$157,0005,642
Additional noninterest expense$771,0003,982
Pre-tax net operating income$-628,0006,748
Securities gains (losses)$03,136
Applicable income taxes$-26,0006,899
Income before extraordinary items$-602,0006,859
Extraordinary gains, net$021
Net income$-602,0006,859
Minority interest net income$0112
Net income of bank and minority interests.$-602,0006,859
Net charge-offs$853,0001,771
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-602,0006,847
2009-03-31 (YTD Data)Rank
Total interest income$1,601,0004,567
Total interest expense$597,0004,369
Net interest income$1,004,0004,568
Provision for loan and lease losses$300,0002,285
Total noninterest income$182,0004,002
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$148,0002,984
Total noninterest expense$829,0004,843
Salaries and employee benefits$455,0004,766
Premises and equipment expense$75,0005,786
Additional noninterest expense$299,0004,423
Pre-tax net operating income$57,0005,532
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$54,0005,617
Extraordinary gains, net$015
Net income$54,0005,620
Minority interest net income$0102
Net income of bank and minority interests.$54,0005,620
Net charge-offs$164,0002,328
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$54,0005,452
2008-12-31 (YTD Data)Rank
Total interest income$8,049,0004,115
Total interest expense$2,926,0004,326
Net interest income$5,123,0003,885
Provision for loan and lease losses$1,797,0001,931
Total noninterest income$762,0003,962
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$171,0005,074
Trading account gains and fees$0154
Additional Noninterest Income$591,0002,917
Total noninterest expense$3,280,0004,835
Salaries and employee benefits$1,779,0004,831
Premises and equipment expense$310,0005,709
Additional noninterest expense$1,191,0004,307
Pre-tax net operating income$808,0004,144
Securities gains (losses)$03,220
Applicable income taxes$35,0004,042
Income before extraordinary items$773,0003,769
Extraordinary gains, net$039
Net income$773,0003,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$733,0002,309
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$773,0003,891
2008-09-30 (YTD Data)Rank
Total interest income$6,195,0004,119
Total interest expense$2,239,0004,390
Net interest income$3,956,0003,830
Provision for loan and lease losses$1,401,0001,492
Total noninterest income$614,0003,913
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$135,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$479,0002,886
Total noninterest expense$2,393,0004,900
Salaries and employee benefits$1,322,0004,859
Premises and equipment expense$215,0005,922
Additional noninterest expense$856,0004,359
Pre-tax net operating income$776,0004,151
Securities gains (losses)$03,106
Applicable income taxes$34,0004,349
Income before extraordinary items$742,0003,706
Extraordinary gains, net$031
Net income$742,0003,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,357
Cash dividends$1,350,0001,432
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$742,0003,849
2008-06-30 (YTD Data)Rank
Total interest income$4,224,0004,101
Total interest expense$1,519,0004,473
Net interest income$2,705,0003,774
Provision for loan and lease losses$286,0002,625
Total noninterest income$482,0003,588
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$82,0005,200
Trading account gains and fees$0149
Additional Noninterest Income$400,0002,592
Total noninterest expense$1,558,0005,010
Salaries and employee benefits$876,0004,921
Premises and equipment expense$143,0005,958
Additional noninterest expense$539,0004,512
Pre-tax net operating income$1,343,0002,402
Securities gains (losses)$03,233
Applicable income taxes$57,0003,961
Income before extraordinary items$1,286,0002,060
Extraordinary gains, net$021
Net income$1,286,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,249
Cash dividends$1,200,0001,200
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,286,0002,012
2008-03-31 (YTD Data)Rank
Total interest income$2,069,0004,222
Total interest expense$828,0004,419
Net interest income$1,241,0004,002
Provision for loan and lease losses$06,080
Total noninterest income$259,0003,433
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$41,0005,179
Trading account gains and fees$0158
Additional Noninterest Income$218,0002,449
Total noninterest expense$746,0005,156
Salaries and employee benefits$433,0004,992
Premises and equipment expense$70,0006,040
Additional noninterest expense$243,0004,780
Pre-tax net operating income$754,0002,277
Securities gains (losses)$02,688
Applicable income taxes$32,0003,996
Income before extraordinary items$722,0001,979
Extraordinary gains, net$015
Net income$722,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$375,0001,669
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$722,0001,918
2007-12-31 (YTD Data)Rank
Total interest income$8,052,0004,346
Total interest expense$2,809,0004,972
Net interest income$5,243,0003,848
Provision for loan and lease losses$94,0005,006
Total noninterest income$727,0004,204
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$170,0005,201
Trading account gains and fees$0178
Additional Noninterest Income$557,0003,136
Total noninterest expense$3,100,0004,914
Salaries and employee benefits$1,857,0004,638
Premises and equipment expense$306,0005,729
Additional noninterest expense$937,0004,848
Pre-tax net operating income$2,776,0002,605
Securities gains (losses)$02,146
Applicable income taxes$117,0004,355
Income before extraordinary items$2,659,0002,241
Extraordinary gains, net$039
Net income$2,659,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,179
Cash dividends$2,025,0001,581
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,659,0002,232
2007-09-30 (YTD Data)Rank
Total interest income$5,918,0004,409
Total interest expense$2,035,0005,067
Net interest income$3,883,0003,898
Provision for loan and lease losses$94,0004,213
Total noninterest income$501,0004,417
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$130,0005,196
Trading account gains and fees$0184
Additional Noninterest Income$371,0003,344
Total noninterest expense$2,125,0005,166
Salaries and employee benefits$1,211,0005,066
Premises and equipment expense$226,0005,770
Additional noninterest expense$688,0004,847
Pre-tax net operating income$2,165,0002,699
Securities gains (losses)$01,655
Applicable income taxes$91,0004,529
Income before extraordinary items$2,074,0002,306
Extraordinary gains, net$033
Net income$2,074,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$1,650,0001,402
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,074,0002,290
2007-06-30 (YTD Data)Rank
Total interest income$3,791,0004,552
Total interest expense$1,276,0005,240
Net interest income$2,515,0004,008
Provision for loan and lease losses$22,0005,270
Total noninterest income$370,0004,205
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$90,0005,147
Trading account gains and fees$0168
Additional Noninterest Income$280,0003,130
Total noninterest expense$1,365,0005,323
Salaries and employee benefits$780,0005,216
Premises and equipment expense$149,0005,826
Additional noninterest expense$436,0005,001
Pre-tax net operating income$1,498,0002,675
Securities gains (losses)$01,444
Applicable income taxes$62,0004,578
Income before extraordinary items$1,436,0002,278
Extraordinary gains, net$029
Net income$1,436,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$1,275,0001,271
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,436,0002,260
2007-03-31 (YTD Data)Rank
Total interest income$1,868,0004,593
Total interest expense$628,0005,261
Net interest income$1,240,0004,054
Provision for loan and lease losses$7,0005,244
Total noninterest income$197,0004,058
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$47,0005,004
Trading account gains and fees$0195
Additional Noninterest Income$150,0003,022
Total noninterest expense$665,0005,423
Salaries and employee benefits$391,0005,243
Premises and equipment expense$72,0005,967
Additional noninterest expense$202,0005,226
Pre-tax net operating income$765,0002,636
Securities gains (losses)$01,187
Applicable income taxes$32,0004,554
Income before extraordinary items$733,0002,221
Extraordinary gains, net$022
Net income$733,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$375,0001,731
Sale, conversion, retirement of capital stock, net$0885
Net operating income$733,0002,207
2006-12-31 (YTD Data)Rank
Total interest income$7,104,0004,519
Total interest expense$2,029,0005,366
Net interest income$5,075,0003,958
Provision for loan and lease losses$7,0006,675
Total noninterest income$1,026,0003,491
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$184,0005,144
Trading account gains and fees$0130
Additional Noninterest Income$842,0002,495
Total noninterest expense$3,069,0004,807
Salaries and employee benefits$1,801,0004,610
Premises and equipment expense$291,0005,817
Additional noninterest expense$977,0004,587
Pre-tax net operating income$3,025,0002,762
Securities gains (losses)$01,687
Applicable income taxes$128,0004,770
Income before extraordinary items$2,897,0002,334
Extraordinary gains, net$051
Net income$2,897,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,880
Cash dividends$2,100,0001,457
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,897,0002,314
2006-09-30 (YTD Data)Rank
Total interest income$5,207,0004,582
Total interest expense$1,449,0005,425
Net interest income$3,758,0004,026
Provision for loan and lease losses$06,685
Total noninterest income$856,0003,247
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$136,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$720,0002,286
Total noninterest expense$2,120,0005,069
Salaries and employee benefits$1,159,0005,083
Premises and equipment expense$219,0005,833
Additional noninterest expense$742,0004,530
Pre-tax net operating income$2,494,0002,658
Securities gains (losses)$01,388
Applicable income taxes$105,0004,882
Income before extraordinary items$2,389,0002,226
Extraordinary gains, net$045
Net income$2,389,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$1,725,0001,296
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,389,0002,218
2006-06-30 (YTD Data)Rank
Total interest income$3,341,0004,647
Total interest expense$912,0005,472
Net interest income$2,429,0004,123
Provision for loan and lease losses$06,419
Total noninterest income$666,0002,922
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$575,0002,025
Total noninterest expense$1,449,0005,007
Salaries and employee benefits$774,0005,097
Premises and equipment expense$145,0005,863
Additional noninterest expense$530,0004,286
Pre-tax net operating income$1,646,0002,688
Securities gains (losses)$01,185
Applicable income taxes$69,0004,936
Income before extraordinary items$1,577,0002,247
Extraordinary gains, net$039
Net income$1,577,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,063
Cash dividends$1,275,0001,191
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,577,0002,234
2006-03-31 (YTD Data)Rank
Total interest income$1,626,0004,671
Total interest expense$450,0005,392
Net interest income$1,176,0004,208
Provision for loan and lease losses$06,013
Total noninterest income$218,0003,797
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0005,298
Trading account gains and fees$0115
Additional Noninterest Income$176,0002,710
Total noninterest expense$668,0005,282
Salaries and employee benefits$383,0005,165
Premises and equipment expense$72,0005,891
Additional noninterest expense$213,0004,982
Pre-tax net operating income$726,0002,904
Securities gains (losses)$0955
Applicable income taxes$31,0004,987
Income before extraordinary items$695,0002,455
Extraordinary gains, net$021
Net income$695,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$375,0001,689
Sale, conversion, retirement of capital stock, net$0648
Net operating income$695,0002,433
2005-12-31 (YTD Data)Rank
Total interest income$6,418,0004,421
Total interest expense$1,533,0005,177
Net interest income$4,885,0004,022
Provision for loan and lease losses$81,0005,109
Total noninterest income$1,038,0003,462
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$171,0005,373
Trading account gains and fees$0138
Additional Noninterest Income$867,0002,422
Total noninterest expense$2,898,0004,880
Salaries and employee benefits$1,697,0004,667
Premises and equipment expense$302,0005,715
Additional noninterest expense$899,0004,770
Pre-tax net operating income$2,944,0002,805
Securities gains (losses)$02,296
Applicable income taxes$124,0005,189
Income before extraordinary items$2,820,0002,363
Extraordinary gains, net$046
Net income$2,820,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,005
Cash dividends$2,115,0001,387
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,820,0002,337
2005-09-30 (YTD Data)Rank
Total interest income$4,721,0004,430
Total interest expense$1,078,0005,239
Net interest income$3,643,0004,038
Provision for loan and lease losses$81,0004,591
Total noninterest income$783,0003,454
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$131,0005,353
Trading account gains and fees$0126
Additional Noninterest Income$652,0002,420
Total noninterest expense$1,967,0005,200
Salaries and employee benefits$1,108,0005,074
Premises and equipment expense$227,0005,711
Additional noninterest expense$632,0004,948
Pre-tax net operating income$2,378,0002,672
Securities gains (losses)$02,317
Applicable income taxes$100,0005,242
Income before extraordinary items$2,278,0002,239
Extraordinary gains, net$035
Net income$2,278,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,299
Cash dividends$1,725,0001,201
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,278,0002,199
2005-06-30 (YTD Data)Rank
Total interest income$3,042,0004,477
Total interest expense$657,0005,326
Net interest income$2,385,0004,073
Provision for loan and lease losses$64,0004,058
Total noninterest income$454,0003,753
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$88,0005,294
Trading account gains and fees$0116
Additional Noninterest Income$366,0002,695
Total noninterest expense$1,295,0005,224
Salaries and employee benefits$735,0005,095
Premises and equipment expense$150,0005,713
Additional noninterest expense$410,0005,005
Pre-tax net operating income$1,480,0002,785
Securities gains (losses)$02,146
Applicable income taxes$62,0005,321
Income before extraordinary items$1,418,0002,320
Extraordinary gains, net$030
Net income$1,418,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$1,275,0001,069
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,418,0002,292
2005-03-31 (YTD Data)Rank
Total interest income$1,433,0004,620
Total interest expense$309,0005,393
Net interest income$1,124,0004,260
Provision for loan and lease losses$06,226
Total noninterest income$244,0003,526
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$47,0005,132
Trading account gains and fees$0115
Additional Noninterest Income$197,0002,498
Total noninterest expense$634,0005,323
Salaries and employee benefits$369,0005,106
Premises and equipment expense$75,0005,744
Additional noninterest expense$190,0005,263
Pre-tax net operating income$734,0002,752
Securities gains (losses)$01,685
Applicable income taxes$31,0005,273
Income before extraordinary items$703,0002,322
Extraordinary gains, net$024
Net income$703,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$375,0001,511
Sale, conversion, retirement of capital stock, net$0491
Net operating income$703,0002,280
2004-12-31 (YTD Data)Rank
Total interest income$5,833,0004,344
Total interest expense$1,073,0005,465
Net interest income$4,760,0003,951
Provision for loan and lease losses$85,0005,258
Total noninterest income$1,111,0003,307
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$186,0005,367
Trading account gains and fees$0138
Additional Noninterest Income$925,0002,263
Total noninterest expense$2,904,0004,770
Salaries and employee benefits$1,761,0004,407
Premises and equipment expense$306,0005,633
Additional noninterest expense$837,0004,947
Pre-tax net operating income$2,882,0002,680
Securities gains (losses)$03,819
Applicable income taxes$122,0005,315
Income before extraordinary items$2,760,0002,228
Extraordinary gains, net$034
Net income$2,760,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,310
Cash dividends$2,100,0001,281
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,760,0002,179
2004-09-30 (YTD Data)Rank
Total interest income$4,361,0004,334
Total interest expense$785,0005,499
Net interest income$3,576,0003,933
Provision for loan and lease losses$46,0005,461
Total noninterest income$885,0003,177
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$141,0005,410
Trading account gains and fees$0134
Additional Noninterest Income$744,0002,178
Total noninterest expense$1,991,0005,052
Salaries and employee benefits$1,147,0004,827
Premises and equipment expense$229,0005,602
Additional noninterest expense$615,0004,976
Pre-tax net operating income$2,424,0002,455
Securities gains (losses)$03,710
Applicable income taxes$102,0005,324
Income before extraordinary items$2,322,0002,021
Extraordinary gains, net$026
Net income$2,322,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,165
Cash dividends$1,800,0001,080
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,322,0001,970
2004-06-30 (YTD Data)Rank
Total interest income$2,856,0004,391
Total interest expense$502,0005,640
Net interest income$2,354,0003,961
Provision for loan and lease losses$23,0005,766
Total noninterest income$603,0003,155
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$91,0005,462
Trading account gains and fees$0130
Additional Noninterest Income$512,0002,158
Total noninterest expense$1,335,0005,043
Salaries and employee benefits$780,0004,799
Premises and equipment expense$153,0005,605
Additional noninterest expense$402,0005,047
Pre-tax net operating income$1,599,0002,449
Securities gains (losses)$03,413
Applicable income taxes$67,0005,332
Income before extraordinary items$1,532,0002,037
Extraordinary gains, net$021
Net income$1,532,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,159
Cash dividends$1,350,000978
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,532,0001,983
2004-03-31 (YTD Data)Rank
Total interest income$1,381,0004,533
Total interest expense$248,0005,736
Net interest income$1,133,0004,087
Provision for loan and lease losses$21,0004,750
Total noninterest income$257,0003,459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$43,0005,527
Trading account gains and fees$0121
Additional Noninterest Income$214,0002,365
Total noninterest expense$665,0005,083
Salaries and employee benefits$391,0004,820
Premises and equipment expense$79,0005,553
Additional noninterest expense$195,0005,165
Pre-tax net operating income$704,0002,695
Securities gains (losses)$02,934
Applicable income taxes$30,0005,394
Income before extraordinary items$674,0002,253
Extraordinary gains, net$016
Net income$674,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$674,0002,169
2003-12-31 (YTD Data)Rank
Total interest income$5,941,0004,341
Total interest expense$1,214,0005,527
Net interest income$4,727,0003,845
Provision for loan and lease losses$69,0005,855
Total noninterest income$2,061,0002,278
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$176,0005,539
Trading account gains and fees$0160
Additional Noninterest Income$1,885,0001,532
Total noninterest expense$3,006,0004,600
Salaries and employee benefits$1,814,0004,240
Premises and equipment expense$320,0005,465
Additional noninterest expense$872,0004,746
Pre-tax net operating income$3,713,0002,101
Securities gains (losses)$04,500
Applicable income taxes$157,0005,221
Income before extraordinary items$3,556,0001,751
Extraordinary gains, net$054
Net income$3,556,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,909
Cash dividends$2,715,0001,083
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,556,0001,671
2003-09-30 (YTD Data)Rank
Total interest income$4,526,0004,349
Total interest expense$959,0005,503
Net interest income$3,567,0003,847
Provision for loan and lease losses$52,0005,729
Total noninterest income$1,794,0002,067
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$129,0005,623
Trading account gains and fees$0153
Additional Noninterest Income$1,665,0001,422
Total noninterest expense$2,008,0004,969
Salaries and employee benefits$1,143,0004,787
Premises and equipment expense$232,0005,560
Additional noninterest expense$633,0004,826
Pre-tax net operating income$3,301,0001,890
Securities gains (losses)$04,204
Applicable income taxes$139,0005,216
Income before extraordinary items$3,162,0001,536
Extraordinary gains, net$040
Net income$3,162,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$1,890,0001,058
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,162,0001,468
2003-06-30 (YTD Data)Rank
Total interest income$3,029,0004,360
Total interest expense$668,0005,489
Net interest income$2,361,0003,872
Provision for loan and lease losses$38,0005,528
Total noninterest income$1,109,0002,185
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$86,0005,601
Trading account gains and fees$0150
Additional Noninterest Income$1,023,0001,490
Total noninterest expense$1,296,0005,070
Salaries and employee benefits$743,0004,867
Premises and equipment expense$149,0005,669
Additional noninterest expense$404,0004,976
Pre-tax net operating income$2,136,0001,925
Securities gains (losses)$03,782
Applicable income taxes$90,0005,255
Income before extraordinary items$2,046,0001,584
Extraordinary gains, net$030
Net income$2,046,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$1,410,000987
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,046,0001,481
2003-03-31 (YTD Data)Rank
Total interest income$1,541,0004,341
Total interest expense$346,0005,481
Net interest income$1,195,0003,837
Provision for loan and lease losses$15,0005,504
Total noninterest income$592,0002,017
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$552,0001,382
Total noninterest expense$638,0005,136
Salaries and employee benefits$367,0004,927
Premises and equipment expense$76,0005,602
Additional noninterest expense$195,0005,052
Pre-tax net operating income$1,134,0001,832
Securities gains (losses)$02,891
Applicable income taxes$48,0005,169
Income before extraordinary items$1,086,0001,499
Extraordinary gains, net$021
Net income$1,086,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,086,0001,405
2002-12-31 (YTD Data)Rank
Total interest income$6,184,0004,463
Total interest expense$1,721,0005,285
Net interest income$4,463,0004,018
Provision for loan and lease losses$103,0005,658
Total noninterest income$1,425,0002,717
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$1,235,0001,907
Total noninterest expense$2,775,0004,712
Salaries and employee benefits$1,657,0004,346
Premises and equipment expense$310,0005,463
Additional noninterest expense$808,0004,889
Pre-tax net operating income$3,010,0002,498
Securities gains (losses)$04,537
Applicable income taxes$132,0005,678
Income before extraordinary items$2,878,0002,084
Extraordinary gains, net$070
Net income$2,878,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,332
Cash dividends$1,902,0001,360
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,878,0002,012
2001-12-31 (YTD Data)Rank
Total interest income$6,399,0004,737
Total interest expense$2,550,0005,336
Net interest income$3,849,0004,241
Provision for loan and lease losses$42,0006,879
Total noninterest income$1,294,0002,784
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$212,0005,028
Trading account gains and fees$0177
Additional Noninterest Income$1,082,0001,927
Total noninterest expense$2,455,0005,013
Salaries and employee benefits$1,461,0004,609
Premises and equipment expense$197,0006,839
Additional noninterest expense$797,0004,795
Pre-tax net operating income$2,646,0002,551
Securities gains (losses)$04,612
Applicable income taxes$119,0005,780
Income before extraordinary items$2,527,0002,070
Extraordinary gains, net$0105
Net income$2,527,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,017
Cash dividends$1,575,0001,594
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,527,0001,994
2000-12-31 (YTD Data)Rank
Total interest income$5,816,0005,192
Total interest expense$2,371,0005,745
Net interest income$3,445,0004,659
Provision for loan and lease losses$72,0005,921
Total noninterest income$671,0004,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0004,724
Trading account gains and feesNANA
Additional Noninterest Income$439,0003,162
Total noninterest expense$1,932,0005,799
Salaries and employee benefits$1,135,0005,436
Premises and equipment expense$238,0006,221
Additional noninterest expense$559,0006,021
Pre-tax net operating income$2,112,0003,183
Securities gains (losses)$01,956
Applicable income taxes$96,0006,557
Income before extraordinary items$2,016,0002,538
Extraordinary gains, net$038
Net income$2,016,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,016,0002,544
1999-12-31 (YTD Data)Rank
Total interest income$4,753,0005,745
Total interest expense$1,944,0006,094
Net interest income$2,809,0005,421
Provision for loan and lease losses$65,0006,026
Total noninterest income$563,0004,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,442
Trading account gains and feesNANA
Additional Noninterest Income$387,0003,508
Total noninterest expense$1,887,0005,893
Salaries and employee benefits$1,096,0005,517
Premises and equipment expense$240,0006,182
Additional noninterest expense$551,0006,146
Pre-tax net operating income$1,420,0004,250
Securities gains (losses)$03,155
Applicable income taxes$87,0007,116
Income before extraordinary items$1,333,0003,565
Extraordinary gains, net$035
Net income$1,333,0003,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$1,050,0002,163
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,333,0003,534
1998-12-31 (YTD Data)Rank
Total interest income$4,238,0006,274
Total interest expense$1,737,0006,684
Net interest income$2,501,0005,858
Provision for loan and lease losses$61,0006,101
Total noninterest income$755,0003,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$618,0002,595
Total noninterest expense$1,508,0006,669
Salaries and employee benefits$816,0006,618
Premises and equipment expense$190,0006,867
Additional noninterest expense$502,0006,419
Pre-tax net operating income$1,687,0003,827
Securities gains (losses)$04,449
Applicable income taxes$91,0007,671
Income before extraordinary items$1,596,0003,095
Extraordinary gains, net$032
Net income$1,596,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$1,095,0002,090
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,596,0003,005
1997-12-31 (YTD Data)Rank
Total interest income$3,634,0007,021
Total interest expense$1,558,0007,217
Net interest income$2,076,0006,761
Provision for loan and lease losses$57,0006,423
Total noninterest income$386,0005,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0006,714
Trading account gains and feesNANA
Additional Noninterest Income$264,0004,238
Total noninterest expense$1,345,0007,195
Salaries and employee benefits$733,0007,124
Premises and equipment expense$163,0007,518
Additional noninterest expense$449,0006,934
Pre-tax net operating income$1,060,0005,651
Securities gains (losses)$03,944
Applicable income taxes$306,0005,670
Income before extraordinary items$754,0005,661
Extraordinary gains, net$044
Net income$754,0005,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$754,0005,618
1996-12-31 (YTD Data)Rank
Total interest income$3,155,0007,807
Total interest expense$1,342,0007,980
Net interest income$1,813,0007,542
Provision for loan and lease losses$30,0007,397
Total noninterest income$379,0006,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0007,223
Trading account gains and feesNANA
Additional Noninterest Income$266,0004,378
Total noninterest expense$1,399,0007,396
Salaries and employee benefits$650,0007,843
Premises and equipment expense$154,0007,965
Additional noninterest expense$595,0006,383
Pre-tax net operating income$763,0006,646
Securities gains (losses)$04,148
Applicable income taxes$295,0005,890
Income before extraordinary items$468,0007,126
Extraordinary gains, net$053
Net income$468,0007,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$468,0007,067
1995-12-31 (YTD Data)Rank
Total interest income$2,588,0008,826
Total interest expense$1,023,0009,173
Net interest income$1,565,0008,355
Provision for loan and lease losses$52,0006,119
Total noninterest income$383,0006,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,660
Trading account gains and feesNANA
Additional Noninterest Income$278,0004,187
Total noninterest expense$1,101,0008,570
Salaries and employee benefits$540,0008,780
Premises and equipment expense$158,0008,078
Additional noninterest expense$403,0008,161
Pre-tax net operating income$795,0006,850
Securities gains (losses)$03,831
Applicable income taxes$298,0006,021
Income before extraordinary items$497,0007,278
Extraordinary gains, net$065
Net income$497,0007,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$497,0007,238
1994-12-31 (YTD Data)Rank
Total interest income$1,873,00010,036
Total interest expense$581,00010,686
Net interest income$1,292,0009,482
Provision for loan and lease losses$45,0006,361
Total noninterest income$332,0006,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,467
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,649
Total noninterest expense$1,041,0009,206
Salaries and employee benefits$507,0009,328
Premises and equipment expense$175,0007,968
Additional noninterest expense$359,0009,251
Pre-tax net operating income$538,0008,395
Securities gains (losses)$03,600
Applicable income taxes$207,0007,228
Income before extraordinary items$331,0008,815
Extraordinary gains, net$0249
Net income$331,0008,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$331,0008,869
1993-12-31 (YTD Data)Rank
Total interest income$1,508,00011,229
Total interest expense$493,00011,710
Net interest income$1,015,00010,731
Provision for loan and lease losses$20,0009,046
Total noninterest income$505,0005,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,580
Trading account gains and feesNANA
Additional Noninterest Income$442,0003,530
Total noninterest expense$971,0009,860
Salaries and employee benefits$449,00010,159
Premises and equipment expense$159,0008,674
Additional noninterest expense$363,0009,687
Pre-tax net operating income$529,0008,461
Securities gains (losses)$07,477
Applicable income taxes$199,0007,638
Income before extraordinary items$330,0009,127
Extraordinary gains, net$30,0002,491
Net income$360,0009,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$330,0008,872
1992-12-31 (YTD Data)Rank
Total interest income$1,333,00012,324
Total interest expense$529,00012,629
Net interest income$804,00011,895
Provision for loan and lease losses$29,00010,079
Total noninterest income$351,0007,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0009,957
Trading account gains and feesNANA
Additional Noninterest Income$292,0004,505
Total noninterest expense$786,00011,076
Salaries and employee benefits$336,00011,595
Premises and equipment expense$120,00010,011
Additional noninterest expense$330,00010,437
Pre-tax net operating income$340,0009,776
Securities gains (losses)$08,369
Applicable income taxes$136,0008,982
Income before extraordinary items$204,00010,534
Extraordinary gains, net$23,0001,197
Net income$227,00010,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$204,00010,197

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.