Home > The United States National Bank of Red Lodge > Income and Expense
The United States National Bank of Red Lodge, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 6,603 |
| Total interest expense | $939,000 | 7,089 |
| Net interest income | $2,298,000 | 6,181 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $225,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $111,000 | 6,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $1,443,000 | 6,964 |
| Salaries and employee benefits | $815,000 | 6,831 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $427,000 | 6,956 |
| Pre-tax net operating income | $1,072,000 | 5,034 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $710,000 | 5,523 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $710,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $700,250 | 5,420 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 6,970 |
| Total interest expense | $1,164,000 | 7,676 |
| Net interest income | $2,096,000 | 6,289 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $202,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $1,273,000 | 7,282 |
| Salaries and employee benefits | $715,000 | 7,143 |
| Premises and equipment expense | $203,000 | 6,749 |
| Additional noninterest expense | $355,000 | 7,477 |
| Pre-tax net operating income | $1,005,000 | 4,882 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $345,000 | 4,008 |
| Income before extraordinary items | $660,000 | 5,368 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $660,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $472,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $660,000 | 5,240 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 7,303 |
| Total interest expense | $1,180,000 | 7,844 |
| Net interest income | $1,927,000 | 6,686 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $196,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,205,000 | 7,485 |
| Salaries and employee benefits | $646,000 | 7,452 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $362,000 | 7,461 |
| Pre-tax net operating income | $918,000 | 5,484 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $314,000 | 4,502 |
| Income before extraordinary items | $604,000 | 5,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $604,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $604,000 | 5,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 7,522 |
| Total interest expense | $1,012,000 | 8,149 |
| Net interest income | $1,857,000 | 6,897 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $185,000 | 7,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $1,178,000 | 7,622 |
| Salaries and employee benefits | $656,000 | 7,457 |
| Premises and equipment expense | $190,000 | 6,970 |
| Additional noninterest expense | $332,000 | 7,859 |
| Pre-tax net operating income | $864,000 | 5,710 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $285,000 | 4,928 |
| Income before extraordinary items | $579,000 | 5,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $579,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $579,000 | 5,969 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 7,498 |
| Total interest expense | $1,157,000 | 8,009 |
| Net interest income | $1,875,000 | 6,895 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $216,000 | 7,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,381 |
| Total noninterest expense | $1,194,000 | 7,570 |
| Salaries and employee benefits | $641,000 | 7,526 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $352,000 | 7,647 |
| Pre-tax net operating income | $897,000 | 5,742 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $293,000 | 5,232 |
| Income before extraordinary items | $604,000 | 6,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $604,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,952 |
| Cash dividends | $311,000 | 4,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $604,000 | 5,928 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,948 |
| Total interest expense | $1,128,000 | 8,328 |
| Net interest income | $1,715,000 | 7,516 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $226,000 | 7,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,176,000 | 7,753 |
| Salaries and employee benefits | $656,000 | 7,569 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $356,000 | 7,746 |
| Pre-tax net operating income | $745,000 | 6,800 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $515,000 | 6,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $515,000 | 6,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $299,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $512,240 | 6,835 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 8,553 |
| Total interest expense | $929,000 | 9,244 |
| Net interest income | $1,680,000 | 7,837 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $715,000 | 4,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,541 |
| Total noninterest expense | $1,022,000 | 8,594 |
| Salaries and employee benefits | $604,000 | 8,095 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $311,000 | 8,759 |
| Pre-tax net operating income | $1,323,000 | 4,780 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $862,000 | 5,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $862,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $379,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $862,000 | 4,969 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 9,046 |
| Total interest expense | $828,000 | 9,852 |
| Net interest income | $1,624,000 | 8,210 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $227,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $980,000 | 9,039 |
| Salaries and employee benefits | $564,000 | 8,615 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $310,000 | 9,150 |
| Pre-tax net operating income | $856,000 | 6,622 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $282,000 | 6,229 |
| Income before extraordinary items | $569,000 | 6,792 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $569,000 | 6,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $368,000 | 4,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $572,350 | 6,748 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 9,697 |
| Total interest expense | $570,000 | 10,741 |
| Net interest income | $1,486,000 | 8,925 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $922,000 | 9,673 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $310,000 | 9,844 |
| Pre-tax net operating income | $768,000 | 7,039 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $514,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $348,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,000 | 7,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 10,246 |
| Total interest expense | $559,000 | 11,373 |
| Net interest income | $1,410,000 | 9,383 |
| Provision for loan and lease losses | $-41,000 | 12,698 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $889,000 | 10,250 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $797,000 | 6,827 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $267,000 | 6,535 |
| Income before extraordinary items | $531,000 | 7,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 12,633 |
| Cash dividends | $485,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $530,330 | 7,046 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 10,872 |
| Total interest expense | $717,000 | 11,723 |
| Net interest income | $1,296,000 | 9,992 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $844,000 | 10,790 |
| Salaries and employee benefits | $411,000 | 10,733 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $589,000 | 7,793 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $381,000 | 8,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $381,000 | 8,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $354,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $382,300 | 8,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.