Home > The United Banking Company > Assets and Liabilities
The United Banking Company, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $86,876,000 | 5,195 |
| Cash and due from depository institutions | $4,535,000 | 5,020 |
| Interest-bearing balances | $1,632,000 | 2,706 |
| Securities | $10,990,000 | 6,301 |
| Federal funds sold & reverse repurchase agreements | $7,027,000 | 2,410 |
| Net loans & leases | $58,129,000 | 4,856 |
| Loan loss allowance | $1,456,000 | 2,892 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,204,000 | 3,862 |
| Other real estate owned | $1,648,000 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,343,000 | 4,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,876,000 | 5,195 |
| Total liabilities | $81,866,000 | 5,011 |
| Total deposits | $80,255,000 | 4,835 |
| Interest-bearing deposits | $67,997,000 | 4,865 |
| Deposits held in domestic offices | $80,255,000 | 4,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,365,000 | 4,575 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $246,000 | 7,001 |
| Total equity capital | $5,010,000 | 7,208 |
| Total bank equity capital | $5,010,000 | 7,208 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $335,000 | 5,146 |
| Surplus | $4,151,000 | 3,687 |
| Undivided profits | $524,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,790,000 | 1,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $744,000 | 3,962 |
| Earning assets | $77,778,000 | 5,269 |
| Long-term assets (5+ years) | $1,956,000 | 7,292 |
| Average Assets, year-to-date | $85,252,000 | 5,228 |
| Average Assets, quarterly | $85,252,000 | 5,228 |
| Volatile liabilities | $16,425,000 | 4,301 |
| Insider loans | $3,104,000 | 1,746 |
| FHLB advances | $1,365,000 | 4,384 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,832,000 | 5,338 |
| Tier 1 (core) risk-based capital | $4,090,000 | 7,632 |
| Tier 2 risk-based capital | $711,000 | 4,582 |
| Total risk weighted assets | $56,135,000 | 5,147 |
| Total unused commitments | $5,832,000 | 5,355 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $83,628,000 | 5,284 |
| Cash and due from depository institutions | $3,994,000 | 5,011 |
| Interest-bearing balances | $1,724,000 | 2,555 |
| Securities | $5,877,000 | 7,568 |
| Federal funds sold & reverse repurchase agreements | $11,381,000 | 1,265 |
| Net loans & leases | $55,934,000 | 4,967 |
| Loan loss allowance | $1,438,000 | 2,852 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,240,000 | 3,786 |
| Other real estate owned | $1,737,000 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,465,000 | 4,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,628,000 | 5,284 |
| Total liabilities | $78,678,000 | 5,106 |
| Total deposits | $77,081,000 | 4,914 |
| Interest-bearing deposits | $66,362,000 | 4,880 |
| Deposits held in domestic offices | $77,081,000 | 4,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,398,000 | 4,663 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $199,000 | 7,547 |
| Total equity capital | $4,950,000 | 7,214 |
| Total bank equity capital | $4,950,000 | 7,214 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $335,000 | 5,159 |
| Surplus | $4,151,000 | 3,649 |
| Undivided profits | $464,000 | 8,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 1,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $869,000 | 3,616 |
| Earning assets | $74,916,000 | 5,354 |
| Long-term assets (5+ years) | $1,549,000 | 7,478 |
| Average Assets, year-to-date | $82,120,200 | 5,167 |
| Average Assets, quarterly | $82,408,500 | 5,290 |
| Volatile liabilities | $16,558,000 | 4,234 |
| Insider loans | $3,476,000 | 1,531 |
| FHLB advances | $1,398,000 | 4,411 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,672,000 | 7,514 |
| Tier 1 (core) risk-based capital | $4,038,000 | 7,652 |
| Tier 2 risk-based capital | $694,000 | 4,605 |
| Total risk weighted assets | $54,773,000 | 5,196 |
| Total unused commitments | $1,672,000 | 7,518 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $84,199,000 | 5,134 |
| Cash and due from depository institutions | $5,587,000 | 4,692 |
| Interest-bearing balances | $1,157,000 | 2,821 |
| Securities | $9,565,000 | 6,615 |
| Federal funds sold & reverse repurchase agreements | $5,244,000 | 2,672 |
| Net loans & leases | $56,584,000 | 4,862 |
| Loan loss allowance | $1,451,000 | 2,664 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,255,000 | 3,721 |
| Other real estate owned | $2,062,000 | 4,692 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,902,000 | 3,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,199,000 | 5,134 |
| Total liabilities | $79,463,000 | 4,960 |
| Total deposits | $77,441,000 | 4,776 |
| Interest-bearing deposits | $62,653,000 | 4,973 |
| Deposits held in domestic offices | $77,441,000 | 4,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,623,000 | 4,322 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $399,000 | 6,097 |
| Total equity capital | $4,736,000 | 7,285 |
| Total bank equity capital | $4,736,000 | 7,285 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $335,000 | 5,275 |
| Surplus | $4,026,000 | 3,622 |
| Undivided profits | $375,000 | 8,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,152,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,146,000 | 3,024 |
| Earning assets | $72,550,000 | 5,377 |
| Long-term assets (5+ years) | $1,766,000 | 7,501 |
| Average Assets, year-to-date | $84,726,000 | 4,937 |
| Average Assets, quarterly | $85,975,500 | 5,026 |
| Volatile liabilities | $18,267,000 | 3,919 |
| Insider loans | $3,268,000 | 1,529 |
| FHLB advances | $1,623,000 | 4,084 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,466,000 | 4,922 |
| Tier 1 (core) risk-based capital | $3,765,000 | 7,859 |
| Tier 2 risk-based capital | $736,000 | 4,288 |
| Total risk weighted assets | $58,166,000 | 4,922 |
| Total unused commitments | $6,466,000 | 4,928 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $76,534,000 | 5,348 |
| Cash and due from depository institutions | $6,624,000 | 4,753 |
| Interest-bearing balances | $3,361,000 | 1,171 |
| Securities | $5,190,000 | 8,298 |
| Federal funds sold & reverse repurchase agreements | $4,190,000 | 2,735 |
| Net loans & leases | $54,649,000 | 4,882 |
| Loan loss allowance | $2,676,000 | 1,443 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,222,000 | 3,693 |
| Other real estate owned | $862,000 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,797,000 | 3,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,534,000 | 5,348 |
| Total liabilities | $71,469,000 | 5,190 |
| Total deposits | $67,148,000 | 5,128 |
| Interest-bearing deposits | $57,172,000 | 5,171 |
| Deposits held in domestic offices | $67,148,000 | 5,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,754,000 | 3,279 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $567,000 | 5,361 |
| Total equity capital | $5,065,000 | 7,028 |
| Total bank equity capital | $5,065,000 | 7,028 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $335,000 | 5,437 |
| Surplus | $3,665,000 | 3,831 |
| Undivided profits | $1,065,000 | 7,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,713,000 | 1,491 |
| Earning assets | $67,390,000 | 5,509 |
| Long-term assets (5+ years) | $1,930,000 | 7,380 |
| Average Assets, year-to-date | $72,980,400 | 5,341 |
| Average Assets, quarterly | $76,777,000 | 5,283 |
| Volatile liabilities | $22,690,000 | 3,346 |
| Insider loans | $5,242,000 | 892 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,105,000 | 4,917 |
| Tier 1 (core) risk-based capital | $5,057,000 | 6,910 |
| Tier 2 risk-based capital | $792,820 | 3,932 |
| Total risk weighted assets | $61,542,320 | 4,609 |
| Total unused commitments | $6,105,000 | 4,920 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $66,763,000 | 5,862 |
| Cash and due from depository institutions | $8,615,000 | 7,085 |
| Interest-bearing balances | $3,604,000 | 1,093 |
| Securities | $5,044,000 | 8,655 |
| Federal funds sold & reverse repurchase agreements | $1,860,000 | 3,842 |
| Net loans & leases | $48,489,000 | 5,175 |
| Loan loss allowance | $917,000 | 3,681 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,067,000 | 5,857 |
| Other real estate owned | $83,000 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,605,000 | 4,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,763,000 | 5,862 |
| Total liabilities | $60,880,000 | 5,790 |
| Total deposits | $56,497,000 | 5,791 |
| Interest-bearing deposits | $48,230,000 | 5,787 |
| Deposits held in domestic offices | $56,497,000 | 5,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,886,000 | 3,213 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $497,000 | 5,363 |
| Total equity capital | $5,883,000 | 6,331 |
| Total bank equity capital | $5,883,000 | 6,331 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $335,000 | 5,615 |
| Surplus | $3,665,000 | 3,806 |
| Undivided profits | $1,883,000 | 6,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,134,000 | 1,988 |
| Earning assets | $58,997,000 | 5,956 |
| Long-term assets (5+ years) | $1,980,000 | 7,687 |
| Average Assets, year-to-date | $68,012,200 | 5,659 |
| Average Assets, quarterly | $68,282,000 | 5,747 |
| Volatile liabilities | $17,407,000 | 3,824 |
| Insider loans | $2,445,000 | 1,886 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,868,000 | 5,062 |
| Tier 1 (core) risk-based capital | $5,896,000 | 6,339 |
| Tier 2 risk-based capital | $650,680 | 4,451 |
| Total risk weighted assets | $51,787,780 | 5,086 |
| Total unused commitments | $5,868,000 | 5,064 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $67,773,000 | 5,844 |
| Cash and due from depository institutions | $7,496,000 | 7,238 |
| Interest-bearing balances | $2,616,000 | 1,882 |
| Securities | $3,715,000 | 9,220 |
| Federal funds sold & reverse repurchase agreements | $7,070,000 | 2,453 |
| Net loans & leases | $46,926,000 | 5,136 |
| Loan loss allowance | $841,000 | 3,846 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,057,000 | 5,808 |
| Other real estate owned | $18,000 | 7,238 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,491,000 | 4,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,773,000 | 5,844 |
| Total liabilities | $62,296,000 | 5,718 |
| Total deposits | $59,894,000 | 5,643 |
| Interest-bearing deposits | $52,483,000 | 5,537 |
| Deposits held in domestic offices | $59,894,000 | 5,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,017,000 | 3,222 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $385,000 | 6,665 |
| Total equity capital | $5,477,000 | 6,726 |
| Total bank equity capital | $5,477,000 | 6,726 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $335,000 | 5,685 |
| Surplus | $3,165,000 | 4,055 |
| Undivided profits | $1,977,000 | 6,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,423,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $303,000 | 465 |
| Income earned, not collected on loans | $1,064,000 | 2,077 |
| Earning assets | $60,327,000 | 5,957 |
| Long-term assets (5+ years) | $2,787,000 | 7,273 |
| Average Assets, year-to-date | $65,008,800 | 5,797 |
| Average Assets, quarterly | $66,246,000 | 5,856 |
| Volatile liabilities | $14,827,000 | 3,806 |
| Insider loans | $2,840,000 | 1,527 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,563,000 | 5,069 |
| Tier 1 (core) risk-based capital | $5,455,000 | 6,574 |
| Tier 2 risk-based capital | $630,460 | 4,431 |
| Total risk weighted assets | $50,226,260 | 5,061 |
| Total unused commitments | $5,563,000 | 5,075 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $61,006,000 | 6,295 |
| Cash and due from depository institutions | $6,781,000 | 7,503 |
| Interest-bearing balances | $3,258,000 | 1,277 |
| Securities | $5,897,000 | 8,855 |
| Federal funds sold & reverse repurchase agreements | $2,460,000 | 4,487 |
| Net loans & leases | $43,384,000 | 5,517 |
| Loan loss allowance | $674,000 | 4,627 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $921,000 | 6,208 |
| Other real estate owned | $63,000 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,500,000 | 4,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,006,000 | 6,295 |
| Total liabilities | $55,917,000 | 6,186 |
| Total deposits | $53,384,000 | 6,134 |
| Interest-bearing deposits | $43,208,000 | 6,347 |
| Deposits held in domestic offices | $53,384,000 | 6,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,149,000 | 2,790 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $384,000 | 6,877 |
| Total equity capital | $5,089,000 | 7,074 |
| Total bank equity capital | $5,089,000 | 7,074 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $335,000 | 5,925 |
| Surplus | $3,165,000 | 4,013 |
| Undivided profits | $1,589,000 | 7,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 975 |
| Income earned, not collected on loans | $960,000 | 2,358 |
| Earning assets | $54,999,000 | 6,343 |
| Long-term assets (5+ years) | $2,766,000 | 7,171 |
| Average Assets, year-to-date | $58,732,400 | 6,240 |
| Average Assets, quarterly | $60,290,000 | 6,273 |
| Volatile liabilities | $13,489,000 | 4,061 |
| Insider loans | $3,081,000 | 1,385 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,332,000 | 6,245 |
| Tier 1 (core) risk-based capital | $5,073,000 | 6,930 |
| Tier 2 risk-based capital | $567,320 | 4,730 |
| Total risk weighted assets | $45,279,120 | 5,464 |
| Total unused commitments | $3,332,000 | 6,254 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $57,974,000 | 6,666 |
| Cash and due from depository institutions | $6,284,000 | 8,098 |
| Interest-bearing balances | $543,000 | 2,983 |
| Securities | $6,546,000 | 9,177 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,546 |
| Net loans & leases | $38,523,000 | 6,006 |
| Loan loss allowance | $592,000 | 5,277 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $540,000 | 7,899 |
| Other real estate owned | $36,000 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $995,000 | 6,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,974,000 | 6,666 |
| Total liabilities | $53,442,000 | 6,545 |
| Total deposits | $51,543,000 | 6,468 |
| Interest-bearing deposits | $40,357,000 | 6,848 |
| Deposits held in domestic offices | $51,543,000 | 6,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,612,000 | 2,922 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $287,000 | 8,045 |
| Total equity capital | $4,532,000 | 7,658 |
| Total bank equity capital | $4,532,000 | 7,658 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $335,000 | 6,278 |
| Surplus | $2,915,000 | 4,354 |
| Undivided profits | $1,282,000 | 8,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 890 |
| Income earned, not collected on loans | $639,000 | 3,601 |
| Earning assets | $50,662,000 | 6,844 |
| Long-term assets (5+ years) | $2,785,000 | 7,176 |
| Average Assets, year-to-date | $53,895,200 | 6,792 |
| Average Assets, quarterly | $56,077,000 | 6,746 |
| Volatile liabilities | $11,480,000 | 4,436 |
| Insider loans | $2,198,000 | 1,937 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,225,000 | 4,991 |
| Tier 1 (core) risk-based capital | $4,533,000 | 7,540 |
| Tier 2 risk-based capital | $506,590 | 5,209 |
| Total risk weighted assets | $40,442,090 | 5,937 |
| Total unused commitments | $5,225,000 | 5,004 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $51,053,000 | 7,333 |
| Cash and due from depository institutions | $5,258,000 | 8,186 |
| Interest-bearing balances | $4,509,000 | 1,043 |
| Securities | $7,754,000 | 9,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $35,718,000 | 6,288 |
| Loan loss allowance | $542,000 | 5,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $638,000 | 7,558 |
| Other real estate owned | $24,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,661,000 | 4,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,053,000 | 7,333 |
| Total liabilities | $47,040,000 | 7,212 |
| Total deposits | $45,028,000 | 7,202 |
| Interest-bearing deposits | $36,772,000 | 7,426 |
| Deposits held in domestic offices | $45,028,000 | 7,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,685,000 | 2,539 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $327,000 | 7,955 |
| Total equity capital | $4,013,000 | 8,332 |
| Total bank equity capital | $4,013,000 | 8,332 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $335,000 | 6,623 |
| Surplus | $2,665,000 | 4,574 |
| Undivided profits | $1,013,000 | 9,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $331,000 | 378 |
| Income earned, not collected on loans | $748,000 | 3,143 |
| Earning assets | $47,981,000 | 7,222 |
| Long-term assets (5+ years) | $3,139,000 | 6,960 |
| Average Assets, year-to-date | $48,115,200 | 7,374 |
| Average Assets, quarterly | $50,644,500 | 7,313 |
| Volatile liabilities | $10,421,000 | 4,447 |
| Insider loans | $1,800,000 | 2,366 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,133,000 | 5,488 |
| Tier 1 (core) risk-based capital | $3,996,000 | 8,227 |
| Tier 2 risk-based capital | $458,630 | 5,643 |
| Total risk weighted assets | $36,606,730 | 6,358 |
| Total unused commitments | $4,133,000 | 5,498 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $44,756,000 | 7,989 |
| Cash and due from depository institutions | $3,289,000 | 8,561 |
| Interest-bearing balances | $2,712,000 | 1,251 |
| Securities | $8,531,000 | 9,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $31,380,000 | 6,842 |
| Loan loss allowance | $455,000 | 6,590 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $670,000 | 7,542 |
| Other real estate owned | $20,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $866,000 | 7,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,756,000 | 7,989 |
| Total liabilities | $41,212,000 | 7,908 |
| Total deposits | $37,464,000 | 8,153 |
| Interest-bearing deposits | $30,053,000 | 8,434 |
| Deposits held in domestic offices | $37,464,000 | 8,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,415,000 | 2,062 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $333,000 | 6,864 |
| Total equity capital | $3,544,000 | 8,749 |
| Total bank equity capital | $3,544,000 | 8,749 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $335,000 | 7,003 |
| Surplus | $2,165,000 | 5,249 |
| Undivided profits | $1,044,000 | 8,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 6,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $548,000 | 3,833 |
| Earning assets | $42,623,000 | 7,794 |
| Long-term assets (5+ years) | $3,961,000 | 6,650 |
| Average Assets, year-to-date | $42,238,600 | 8,169 |
| Average Assets, quarterly | $45,472,500 | 7,897 |
| Volatile liabilities | $8,759,000 | 4,760 |
| Insider loans | $1,026,000 | 3,638 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,100,000 | 6,265 |
| Tier 1 (core) risk-based capital | $3,604,000 | 8,780 |
| Tier 2 risk-based capital | $410,990 | 6,109 |
| Total risk weighted assets | $32,835,490 | 6,832 |
| Total unused commitments | $3,100,000 | 6,276 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $37,284,000 | 9,187 |
| Cash and due from depository institutions | $5,571,000 | 8,670 |
| Interest-bearing balances | $4,390,000 | 1,364 |
| Securities | $5,269,000 | 11,134 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 9,873 |
| Net loans & leases | $24,694,000 | 7,868 |
| Loan loss allowance | $354,000 | 7,949 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $781,000 | 7,102 |
| Other real estate owned | $39,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $715,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,284,000 | 9,187 |
| Total liabilities | $34,246,000 | 9,098 |
| Total deposits | $32,181,000 | 9,213 |
| Interest-bearing deposits | $27,505,000 | 9,220 |
| Deposits held in domestic offices | $32,181,000 | 9,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,025 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,066,000 | 2,641 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $299,000 | 7,553 |
| Total equity capital | $3,038,000 | 9,707 |
| Total bank equity capital | $3,038,000 | 9,707 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $335,000 | 7,363 |
| Surplus | $1,665,000 | 6,253 |
| Undivided profits | $1,038,000 | 9,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 9,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $448,000 | 4,180 |
| Earning assets | $34,568,000 | 9,099 |
| Long-term assets (5+ years) | $3,105,000 | 7,712 |
| Average Assets, year-to-date | $34,919,200 | 9,340 |
| Average Assets, quarterly | $35,975,000 | 9,301 |
| Volatile liabilities | $8,503,000 | 4,629 |
| Insider loans | $434,000 | 6,137 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,999,000 | 6,397 |
| Tier 1 (core) risk-based capital | $3,032,000 | 9,671 |
| Tier 2 risk-based capital | $338,420 | 7,020 |
| Total risk weighted assets | $27,058,020 | 7,751 |
| Total unused commitments | $2,999,000 | 6,418 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $33,837,000 | 9,854 |
| Cash and due from depository institutions | $4,713,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,681,000 | 11,227 |
| Federal funds sold & reverse repurchase agreements | $888,000 | 9,045 |
| Net loans & leases | $21,044,000 | 8,681 |
| Loan loss allowance | $311,000 | 8,636 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $778,000 | 7,221 |
| Other real estate owned | $24,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $709,000 | 8,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,837,000 | 9,854 |
| Total liabilities | $31,165,000 | 9,769 |
| Total deposits | $30,341,000 | 9,757 |
| Interest-bearing deposits | $25,748,000 | 9,795 |
| Deposits held in domestic offices | $30,341,000 | 9,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $550,000 | 3,066 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $274,000 | 8,631 |
| Total equity capital | $2,672,000 | 10,278 |
| Total bank equity capital | $2,672,000 | 10,278 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $335,000 | 7,743 |
| Surplus | $1,265,000 | 7,237 |
| Undivided profits | $1,072,000 | 9,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 8,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $427,000 | 4,753 |
| Earning assets | $27,613,000 | 10,341 |
| Long-term assets (5+ years) | $2,549,000 | 8,382 |
| Average Assets, year-to-date | $32,565,000 | 9,889 |
| Average Assets, quarterly | $34,193,500 | 9,752 |
| Volatile liabilities | $7,097,000 | 5,241 |
| Insider loans | $80,000 | 6,262 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $164,000 | 11,836 |
| Tier 1 (core) risk-based capital | $2,672,000 | 10,223 |
| Tier 2 risk-based capital | $277,640 | 7,977 |
| Total risk weighted assets | $22,159,040 | 8,848 |
| Total unused commitments | $164,000 | 11,850 |
| Derivatives | $0 | 651 |