Home > The Union State Bank > Assets and Liabilities
The Union State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $62,394,000 | 6,195 |
| Cash and due from depository institutions | $1,120,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $22,447,000 | 4,525 |
| Federal funds sold & reverse repurchase agreements | $36,000 | 8,107 |
| Net loans & leases | $37,882,000 | 6,007 |
| Loan loss allowance | $465,000 | 5,976 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $115,000 | 10,061 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $794,000 | 6,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,394,000 | 6,195 |
| Total liabilities | $53,137,000 | 6,389 |
| Total deposits | $50,376,000 | 6,370 |
| Interest-bearing deposits | $45,316,000 | 6,149 |
| Deposits held in domestic offices | $50,376,000 | 6,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,240,000 | 2,054 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $521,000 | 5,765 |
| Total equity capital | $9,257,000 | 4,604 |
| Total bank equity capital | $9,257,000 | 4,604 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $956,000 | 3,563 |
| Surplus | $958,000 | 7,640 |
| Undivided profits | $7,343,000 | 3,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $464,000 | 5,050 |
| Earning assets | $60,365,000 | 5,972 |
| Long-term assets (5+ years) | $28,151,000 | 2,180 |
| Average Assets, year-to-date | $60,807,400 | 6,093 |
| Average Assets, quarterly | $61,335,000 | 6,203 |
| Volatile liabilities | $11,661,000 | 4,497 |
| Insider loans | $1,714,000 | 2,338 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,638,000 | 4,487 |
| Tier 1 (core) risk-based capital | $8,948,000 | 4,602 |
| Tier 2 risk-based capital | $462,360 | 5,458 |
| Total risk weighted assets | $36,986,160 | 6,240 |
| Total unused commitments | $6,638,000 | 4,491 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $59,743,000 | 6,544 |
| Cash and due from depository institutions | $2,012,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,915,000 | 4,648 |
| Federal funds sold & reverse repurchase agreements | $234,000 | 8,024 |
| Net loans & leases | $32,677,000 | 6,620 |
| Loan loss allowance | $456,000 | 6,283 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $123,000 | 10,472 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $782,000 | 7,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,743,000 | 6,544 |
| Total liabilities | $51,235,000 | 6,707 |
| Total deposits | $49,966,000 | 6,589 |
| Interest-bearing deposits | $45,222,000 | 6,380 |
| Deposits held in domestic offices | $49,966,000 | 6,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $855,000 | 2,881 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $414,000 | 6,660 |
| Total equity capital | $8,508,000 | 4,976 |
| Total bank equity capital | $8,508,000 | 4,976 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $956,000 | 3,794 |
| Surplus | $958,000 | 7,902 |
| Undivided profits | $6,594,000 | 3,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $412,000 | 5,521 |
| Earning assets | $56,826,000 | 6,380 |
| Long-term assets (5+ years) | $27,295,000 | 2,114 |
| Average Assets, year-to-date | $57,631,600 | 6,536 |
| Average Assets, quarterly | $59,121,000 | 6,538 |
| Volatile liabilities | $9,951,000 | 4,895 |
| Insider loans | $1,685,000 | 2,457 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,147,000 | 5,017 |
| Tier 1 (core) risk-based capital | $8,452,000 | 4,889 |
| Tier 2 risk-based capital | $416,630 | 5,967 |
| Total risk weighted assets | $33,291,230 | 6,707 |
| Total unused commitments | $5,147,000 | 5,031 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $54,605,000 | 7,050 |
| Cash and due from depository institutions | $1,854,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,080,000 | 5,181 |
| Federal funds sold & reverse repurchase agreements | $227,000 | 8,881 |
| Net loans & leases | $29,726,000 | 7,020 |
| Loan loss allowance | $376,000 | 7,228 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $53,000 | 11,541 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $665,000 | 8,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,605,000 | 7,050 |
| Total liabilities | $46,522,000 | 7,260 |
| Total deposits | $45,640,000 | 7,153 |
| Interest-bearing deposits | $41,539,000 | 6,866 |
| Deposits held in domestic offices | $45,640,000 | 7,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 3,359 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $75,000 | 4,518 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $527,000 | 6,013 |
| Total equity capital | $8,083,000 | 5,197 |
| Total bank equity capital | $8,083,000 | 5,197 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $956,000 | 3,986 |
| Surplus | $958,000 | 8,111 |
| Undivided profits | $6,169,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $405,000 | 5,717 |
| Earning assets | $52,033,000 | 6,871 |
| Long-term assets (5+ years) | $21,230,000 | 2,392 |
| Average Assets, year-to-date | $52,662,000 | 7,009 |
| Average Assets, quarterly | $54,051,500 | 7,047 |
| Volatile liabilities | $7,774,000 | 5,404 |
| Insider loans | $1,607,000 | 2,614 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,609,000 | 5,193 |
| Tier 1 (core) risk-based capital | $7,848,000 | 5,185 |
| Tier 2 risk-based capital | $376,000 | 6,446 |
| Total risk weighted assets | $30,377,600 | 7,115 |
| Total unused commitments | $4,609,000 | 5,206 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $51,650,000 | 7,349 |
| Cash and due from depository institutions | $1,704,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,235,000 | 6,047 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 8,320 |
| Net loans & leases | $29,621,000 | 7,085 |
| Loan loss allowance | $355,000 | 7,664 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $93,000 | 11,688 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $972,000 | 6,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,650,000 | 7,349 |
| Total liabilities | $45,000,000 | 7,515 |
| Total deposits | $43,258,000 | 7,491 |
| Interest-bearing deposits | $39,183,000 | 7,184 |
| Deposits held in domestic offices | $43,258,000 | 7,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,240,000 | 3,139 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $88,000 | 4,846 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $414,000 | 5,936 |
| Total equity capital | $6,650,000 | 5,790 |
| Total bank equity capital | $6,650,000 | 5,790 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $956,000 | 4,158 |
| Surplus | $958,000 | 8,327 |
| Undivided profits | $4,736,000 | 4,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 8,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $350,000 | 5,820 |
| Earning assets | $48,881,000 | 7,171 |
| Long-term assets (5+ years) | $17,221,000 | 2,848 |
| Average Assets, year-to-date | $51,934,600 | 7,221 |
| Average Assets, quarterly | $51,907,500 | 7,302 |
| Volatile liabilities | $6,994,000 | 5,551 |
| Insider loans | $1,341,000 | 2,962 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,270,000 | 4,768 |
| Tier 1 (core) risk-based capital | $7,184,000 | 5,499 |
| Tier 2 risk-based capital | $355,000 | 6,749 |
| Total risk weighted assets | $30,926,600 | 7,098 |
| Total unused commitments | $5,270,000 | 4,776 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $52,275,000 | 7,520 |
| Cash and due from depository institutions | $792,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,710,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $23,000 | 10,315 |
| Net loans & leases | $27,860,000 | 7,340 |
| Loan loss allowance | $317,000 | 8,453 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $183,000 | 11,342 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $707,000 | 7,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,275,000 | 7,520 |
| Total liabilities | $45,647,000 | 7,699 |
| Total deposits | $44,594,000 | 7,633 |
| Interest-bearing deposits | $41,221,000 | 7,258 |
| Deposits held in domestic offices | $44,594,000 | 7,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $535,000 | 3,196 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $200,000 | 4,021 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $318,000 | 7,282 |
| Total equity capital | $6,628,000 | 5,887 |
| Total bank equity capital | $6,628,000 | 5,887 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $956,000 | 4,314 |
| Surplus | $958,000 | 8,523 |
| Undivided profits | $4,714,000 | 4,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 10,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $281,000 | 6,406 |
| Earning assets | $50,593,000 | 7,227 |
| Long-term assets (5+ years) | $20,613,000 | 2,595 |
| Average Assets, year-to-date | $50,334,800 | 7,561 |
| Average Assets, quarterly | $52,498,500 | 7,429 |
| Volatile liabilities | $7,360,000 | 5,107 |
| Insider loans | $954,000 | 3,854 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,532,000 | 5,174 |
| Tier 1 (core) risk-based capital | $6,628,000 | 5,801 |
| Tier 2 risk-based capital | $317,000 | 7,350 |
| Total risk weighted assets | $29,953,200 | 7,287 |
| Total unused commitments | $4,532,000 | 5,196 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $46,830,000 | 8,205 |
| Cash and due from depository institutions | $753,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,823,000 | 6,139 |
| Federal funds sold & reverse repurchase agreements | $520,000 | 10,043 |
| Net loans & leases | $24,904,000 | 7,918 |
| Loan loss allowance | $266,000 | 9,335 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $230,000 | 11,262 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $600,000 | 8,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,830,000 | 8,205 |
| Total liabilities | $40,467,000 | 8,456 |
| Total deposits | $39,568,000 | 8,412 |
| Interest-bearing deposits | $36,288,000 | 8,093 |
| Deposits held in domestic offices | $39,568,000 | 8,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 3,166 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $159,000 | 4,019 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $360,000 | 7,325 |
| Total equity capital | $6,363,000 | 5,855 |
| Total bank equity capital | $6,363,000 | 5,855 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $967,000 | 4,497 |
| Surplus | $968,000 | 8,568 |
| Undivided profits | $4,428,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 9,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $309,000 | 6,367 |
| Earning assets | $45,247,000 | 7,891 |
| Long-term assets (5+ years) | $17,754,000 | 2,838 |
| Average Assets, year-to-date | $45,337,800 | 8,217 |
| Average Assets, quarterly | $46,427,000 | 8,198 |
| Volatile liabilities | $6,308,000 | 5,695 |
| Insider loans | $298,000 | 2,935 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,160,000 | 5,137 |
| Tier 1 (core) risk-based capital | $6,363,000 | 5,783 |
| Tier 2 risk-based capital | $266,000 | 8,149 |
| Total risk weighted assets | $26,521,800 | 7,964 |
| Total unused commitments | $4,160,000 | 5,167 |
| Derivatives | $0 | 651 |