Home > The Union National Bank of Westminster > Assets and Liabilities
The Union National Bank of Westminster, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $302,924,000 | 1,554 |
| Cash and due from depository institutions | $7,520,000 | 1,442 |
| Interest-bearing balances | $24,000 | 5,928 |
| Securities | $104,499,000 | 1,094 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,235 |
| Net loans & leases | $177,928,000 | 1,704 |
| Loan loss allowance | $1,793,000 | 2,043 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,059,000 | 2,119 |
| Other real estate owned | $0 | 1,442 |
| Goodwill and other intangibles | $2,205,000 | 1,021 |
| All other assets | $5,913,000 | 1,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,924,000 | 1,554 |
| Total liabilities | $278,360,000 | 1,526 |
| Total deposits | $232,866,000 | 1,624 |
| Interest-bearing deposits | $204,730,000 | 1,588 |
| Deposits held in domestic offices | $232,866,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,269,000 | 918 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,000,000 | 1,111 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,225,000 | 1,733 |
| Total equity capital | $24,564,000 | 1,812 |
| Total bank equity capital | $24,564,000 | 1,812 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $10,403,000 | 1,571 |
| Undivided profits | $13,161,000 | 1,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,365 |
| Income earned, not collected on loans | $999,000 | 2,258 |
| Earning assets | $283,251,000 | 1,520 |
| Long-term assets (5+ years) | $126,612,000 | 772 |
| Average Assets, year-to-date | $299,178,000 | 1,506 |
| Average Assets, quarterly | $305,938,000 | 1,516 |
| Volatile liabilities | $40,878,000 | 1,959 |
| Insider loans | $4,535,000 | 1,025 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,623,000 | 2,084 |
| Tier 1 (core) risk-based capital | $24,492,000 | 1,783 |
| Tier 2 risk-based capital | $1,836,200 | 1,843 |
| Total risk weighted assets | $196,307,200 | 1,589 |
| Total unused commitments | $23,623,000 | 2,088 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 125 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $283,908,000 | 1,621 |
| Cash and due from depository institutions | $7,148,000 | 1,333 |
| Interest-bearing balances | $8,000 | 6,364 |
| Securities | $98,810,000 | 1,169 |
| Federal funds sold & reverse repurchase agreements | $7,716,000 | 2,223 |
| Net loans & leases | $161,692,000 | 1,741 |
| Loan loss allowance | $1,773,000 | 1,995 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,326,000 | 1,857 |
| Other real estate owned | $0 | 1,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,216,000 | 1,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,908,000 | 1,621 |
| Total liabilities | $262,162,000 | 1,572 |
| Total deposits | $226,823,000 | 1,658 |
| Interest-bearing deposits | $198,576,000 | 1,619 |
| Deposits held in domestic offices | $226,823,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,578,000 | 892 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,074,000 | 1,050 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,687,000 | 2,284 |
| Total equity capital | $21,746,000 | 2,069 |
| Total bank equity capital | $21,746,000 | 2,069 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $7,350,000 | 2,076 |
| Undivided profits | $13,396,000 | 1,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $813,000 | 2,824 |
| Earning assets | $268,226,000 | 1,584 |
| Long-term assets (5+ years) | $95,516,000 | 930 |
| Average Assets, year-to-date | $271,005,600 | 1,596 |
| Average Assets, quarterly | $281,561,000 | 1,601 |
| Volatile liabilities | $34,323,000 | 1,934 |
| Insider loans | $5,284,000 | 789 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,009,000 | 1,759 |
| Tier 1 (core) risk-based capital | $21,542,000 | 1,982 |
| Tier 2 risk-based capital | $1,831,950 | 1,752 |
| Total risk weighted assets | $181,006,450 | 1,588 |
| Total unused commitments | $28,009,000 | 1,766 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 118 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $250,531,000 | 1,817 |
| Cash and due from depository institutions | $7,896,000 | 1,496 |
| Interest-bearing balances | $25,000 | 5,749 |
| Securities | $72,191,000 | 1,589 |
| Federal funds sold & reverse repurchase agreements | $6,072,000 | 2,261 |
| Net loans & leases | $156,555,000 | 1,812 |
| Loan loss allowance | $1,793,000 | 1,970 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,206,000 | 1,881 |
| Other real estate owned | $215,000 | 1,496 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,396,000 | 2,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,531,000 | 1,817 |
| Total liabilities | $230,743,000 | 1,780 |
| Total deposits | $205,666,000 | 1,827 |
| Interest-bearing deposits | $179,543,000 | 1,802 |
| Deposits held in domestic offices | $205,666,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,776,000 | 897 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,000,000 | 1,373 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,301,000 | 2,853 |
| Total equity capital | $19,788,000 | 2,249 |
| Total bank equity capital | $19,788,000 | 2,249 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $7,351,000 | 2,045 |
| Undivided profits | $11,437,000 | 2,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,256,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $824,000 | 2,803 |
| Earning assets | $234,843,000 | 1,794 |
| Long-term assets (5+ years) | $64,894,000 | 1,104 |
| Average Assets, year-to-date | $239,663,400 | 1,808 |
| Average Assets, quarterly | $250,412,500 | 1,803 |
| Volatile liabilities | $32,826,000 | 1,987 |
| Insider loans | $5,177,000 | 794 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,762,000 | 1,629 |
| Tier 1 (core) risk-based capital | $19,639,000 | 2,178 |
| Tier 2 risk-based capital | $1,793,000 | 1,694 |
| Total risk weighted assets | $170,403,800 | 1,644 |
| Total unused commitments | $28,762,000 | 1,632 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 114 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $224,904,000 | 2,085 |
| Cash and due from depository institutions | $7,071,000 | 1,652 |
| Interest-bearing balances | $161,000 | 4,232 |
| Securities | $55,940,000 | 2,185 |
| Federal funds sold & reverse repurchase agreements | $8,883,000 | 1,456 |
| Net loans & leases | $145,579,000 | 1,981 |
| Loan loss allowance | $1,772,000 | 2,111 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,928,000 | 2,017 |
| Other real estate owned | $391,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,112,000 | 2,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,904,000 | 2,085 |
| Total liabilities | $206,992,000 | 2,045 |
| Total deposits | $199,300,000 | 1,950 |
| Interest-bearing deposits | $175,596,000 | 1,903 |
| Deposits held in domestic offices | $199,300,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,809,000 | 1,370 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $883,000 | 3,885 |
| Total equity capital | $17,912,000 | 2,506 |
| Total bank equity capital | $17,912,000 | 2,506 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $7,350,000 | 2,101 |
| Undivided profits | $9,562,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,405,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 921 |
| Income earned, not collected on loans | $755,000 | 3,010 |
| Earning assets | $210,563,000 | 2,044 |
| Long-term assets (5+ years) | $53,721,000 | 1,216 |
| Average Assets, year-to-date | $224,586,200 | 2,009 |
| Average Assets, quarterly | $228,719,000 | 2,033 |
| Volatile liabilities | $30,216,000 | 2,069 |
| Insider loans | $4,644,000 | 930 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,438,000 | 2,272 |
| Tier 1 (core) risk-based capital | $17,970,000 | 2,415 |
| Tier 2 risk-based capital | $1,772,000 | 1,775 |
| Total risk weighted assets | $155,566,400 | 1,815 |
| Total unused commitments | $17,438,000 | 2,288 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 113 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $218,681,000 | 2,166 |
| Cash and due from depository institutions | $10,591,000 | 1,693 |
| Interest-bearing balances | $5,000,000 | 948 |
| Securities | $52,421,000 | 2,398 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 4,286 |
| Net loans & leases | $145,053,000 | 1,956 |
| Loan loss allowance | $1,769,000 | 2,154 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,851,000 | 2,003 |
| Other real estate owned | $183,000 | 1,693 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,532,000 | 2,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,681,000 | 2,166 |
| Total liabilities | $202,287,000 | 2,108 |
| Total deposits | $193,472,000 | 2,034 |
| Interest-bearing deposits | $170,369,000 | 1,990 |
| Deposits held in domestic offices | $193,472,000 | 2,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,141,000 | 1,873 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $674,000 | 5,015 |
| Total equity capital | $16,394,000 | 2,722 |
| Total bank equity capital | $16,394,000 | 2,722 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $7,350,000 | 2,105 |
| Undivided profits | $8,044,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $919,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $851,000 | 2,748 |
| Earning assets | $205,524,000 | 2,122 |
| Long-term assets (5+ years) | $49,038,000 | 1,202 |
| Average Assets, year-to-date | $216,247,400 | 2,097 |
| Average Assets, quarterly | $221,159,000 | 2,118 |
| Volatile liabilities | $29,919,000 | 1,858 |
| Insider loans | $2,980,000 | 1,451 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,948,000 | 2,230 |
| Tier 1 (core) risk-based capital | $16,577,000 | 2,596 |
| Tier 2 risk-based capital | $1,769,000 | 1,767 |
| Total risk weighted assets | $153,749,500 | 1,834 |
| Total unused commitments | $16,948,000 | 2,242 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 109 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $207,173,000 | 2,235 |
| Cash and due from depository institutions | $6,598,000 | 1,839 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $54,937,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $138,059,000 | 2,013 |
| Loan loss allowance | $1,671,000 | 2,303 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,281,000 | 2,263 |
| Other real estate owned | $289,000 | 1,839 |
| Goodwill and other intangibles | $38,000 | 2,623 |
| All other assets | $3,971,000 | 2,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,173,000 | 2,235 |
| Total liabilities | $193,287,000 | 2,176 |
| Total deposits | $182,543,000 | 2,124 |
| Interest-bearing deposits | $158,292,000 | 2,095 |
| Deposits held in domestic offices | $182,543,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,795,000 | 1,291 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $82,000 | 4,875 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $867,000 | 3,416 |
| Total equity capital | $13,886,000 | 2,926 |
| Total bank equity capital | $13,886,000 | 2,926 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $8,250,000 | 1,822 |
| Undivided profits | $5,536,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $727,000 | 2,799 |
| Earning assets | $192,996,000 | 2,191 |
| Long-term assets (5+ years) | $50,010,000 | 1,173 |
| Average Assets, year-to-date | $201,594,200 | 2,235 |
| Average Assets, quarterly | $206,912,500 | 2,208 |
| Volatile liabilities | $23,199,000 | 2,254 |
| Insider loans | $2,985,000 | 1,406 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,092,000 | 2,073 |
| Tier 1 (core) risk-based capital | $15,262,000 | 2,712 |
| Tier 2 risk-based capital | $1,671,000 | 1,852 |
| Total risk weighted assets | $146,431,800 | 1,890 |
| Total unused commitments | $18,092,000 | 2,084 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 112 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $192,290,000 | 2,419 |
| Cash and due from depository institutions | $5,095,000 | 1,872 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $48,724,000 | 2,850 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,679 |
| Net loans & leases | $126,995,000 | 2,116 |
| Loan loss allowance | $1,503,000 | 2,615 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,355,000 | 2,177 |
| Other real estate owned | $160,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,761,000 | 2,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,290,000 | 2,419 |
| Total liabilities | $178,229,000 | 2,382 |
| Total deposits | $172,816,000 | 2,294 |
| Interest-bearing deposits | $153,316,000 | 2,242 |
| Deposits held in domestic offices | $172,816,000 | 2,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,945,000 | 1,523 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $468,000 | 5,613 |
| Total equity capital | $14,061,000 | 2,872 |
| Total bank equity capital | $14,061,000 | 2,872 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,170,000 | 909 |
| Surplus | $4,180,000 | 3,155 |
| Undivided profits | $5,711,000 | 3,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $898,000 | 3,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $645,000 | 2,795 |
| Earning assets | $180,919,000 | 2,365 |
| Long-term assets (5+ years) | $49,912,000 | 1,208 |
| Average Assets, year-to-date | $185,924,000 | 2,426 |
| Average Assets, quarterly | $193,037,000 | 2,395 |
| Volatile liabilities | $16,169,000 | 2,839 |
| Insider loans | $2,933,000 | 1,424 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $771,000 | 1,106 |
| Unused loan commitments | $16,956,000 | 2,112 |
| Tier 1 (core) risk-based capital | $13,776,000 | 2,867 |
| Tier 2 risk-based capital | $1,503,000 | 2,030 |
| Total risk weighted assets | $129,763,800 | 2,065 |
| Total unused commitments | $16,956,000 | 2,131 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $175,511,000 | 2,704 |
| Cash and due from depository institutions | $5,113,000 | 2,128 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $38,659,000 | 3,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $126,286,000 | 2,195 |
| Loan loss allowance | $1,366,000 | 2,901 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,633,000 | 2,784 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,820,000 | 2,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,511,000 | 2,704 |
| Total liabilities | $163,387,000 | 2,662 |
| Total deposits | $160,367,000 | 2,567 |
| Interest-bearing deposits | $143,669,000 | 2,513 |
| Deposits held in domestic offices | $160,367,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,552,000 | 1,843 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $468,000 | 6,101 |
| Total equity capital | $12,124,000 | 3,164 |
| Total bank equity capital | $12,124,000 | 3,164 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,170,000 | 911 |
| Surplus | $4,180,000 | 3,041 |
| Undivided profits | $3,774,000 | 5,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 4,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $693,000 | 2,871 |
| Earning assets | $164,945,000 | 2,632 |
| Long-term assets (5+ years) | $38,031,000 | 1,508 |
| Average Assets, year-to-date | $168,999,200 | 2,721 |
| Average Assets, quarterly | $176,111,500 | 2,671 |
| Volatile liabilities | $12,978,000 | 3,352 |
| Insider loans | $246,000 | 3,374 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,523,000 | 1,793 |
| Tier 1 (core) risk-based capital | $12,124,000 | 3,110 |
| Tier 2 risk-based capital | $1,366,000 | 2,232 |
| Total risk weighted assets | $123,304,400 | 2,226 |
| Total unused commitments | $20,523,000 | 1,809 |
| Derivatives | $0 | 651 |