Home > The Union National Bank of Macomb > Assets and Liabilities
The Union National Bank of Macomb, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $107,180,000 | 4,147 |
| Cash and due from depository institutions | $4,886,000 | 3,359 |
| Interest-bearing balances | $114,000 | 4,442 |
| Securities | $43,039,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $55,546,000 | 4,645 |
| Loan loss allowance | $956,000 | 3,651 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,948,000 | 3,856 |
| Other real estate owned | $109,000 | 3,359 |
| Goodwill and other intangibles | $140,000 | 2,327 |
| All other assets | $1,512,000 | 4,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,180,000 | 4,147 |
| Total liabilities | $97,563,000 | 4,114 |
| Total deposits | $85,295,000 | 4,401 |
| Interest-bearing deposits | $74,492,000 | 4,351 |
| Deposits held in domestic offices | $85,295,000 | 4,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,511,000 | 1,069 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $127,000 | 4,741 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $630,000 | 5,067 |
| Total equity capital | $9,617,000 | 4,483 |
| Total bank equity capital | $9,617,000 | 4,483 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,098,000 | 3,217 |
| Surplus | $5,190,000 | 2,748 |
| Undivided profits | $3,329,000 | 5,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $446,000 | 5,169 |
| Earning assets | $98,699,000 | 4,150 |
| Long-term assets (5+ years) | $5,097,000 | 5,832 |
| Average Assets, year-to-date | $104,764,800 | 4,084 |
| Average Assets, quarterly | $105,087,500 | 4,180 |
| Volatile liabilities | $14,456,000 | 3,711 |
| Insider loans | $1,238,000 | 3,091 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,934,000 | 4,676 |
| Tier 1 (core) risk-based capital | $9,273,000 | 4,517 |
| Tier 2 risk-based capital | $883,360 | 3,351 |
| Total risk weighted assets | $70,596,160 | 3,825 |
| Total unused commitments | $5,934,000 | 4,688 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $109,746,000 | 4,053 |
| Cash and due from depository institutions | $5,033,000 | 3,365 |
| Interest-bearing balances | $1,255,000 | 2,283 |
| Securities | $47,479,000 | 2,669 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,013 |
| Net loans & leases | $52,395,000 | 4,817 |
| Loan loss allowance | $1,002,000 | 3,532 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,162,000 | 5,536 |
| Other real estate owned | $88,000 | 3,365 |
| Goodwill and other intangibles | $193,000 | 2,030 |
| All other assets | $1,696,000 | 4,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,746,000 | 4,053 |
| Total liabilities | $97,340,000 | 4,108 |
| Total deposits | $87,042,000 | 4,342 |
| Interest-bearing deposits | $76,601,000 | 4,254 |
| Deposits held in domestic offices | $87,042,000 | 4,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,977,000 | 1,182 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $79,000 | 4,500 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,242,000 | 3,045 |
| Total equity capital | $12,406,000 | 3,546 |
| Total bank equity capital | $12,406,000 | 3,546 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,098,000 | 3,352 |
| Surplus | $5,190,000 | 2,759 |
| Undivided profits | $6,118,000 | 3,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $429,000 | 5,449 |
| Earning assets | $102,829,000 | 3,984 |
| Long-term assets (5+ years) | $7,411,000 | 4,790 |
| Average Assets, year-to-date | $109,658,600 | 3,897 |
| Average Assets, quarterly | $109,850,000 | 4,006 |
| Volatile liabilities | $11,543,000 | 4,118 |
| Insider loans | $1,214,000 | 3,247 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,182,000 | 3,725 |
| Tier 1 (core) risk-based capital | $11,927,000 | 3,556 |
| Tier 2 risk-based capital | $928,700 | 3,122 |
| Total risk weighted assets | $74,222,700 | 3,557 |
| Total unused commitments | $8,182,000 | 3,738 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $109,655,000 | 4,022 |
| Cash and due from depository institutions | $5,694,000 | 3,167 |
| Interest-bearing balances | $1,591,000 | 1,844 |
| Securities | $57,567,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,966,000 | 5,591 |
| Loan loss allowance | $900,000 | 3,949 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,172,000 | 5,506 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $963,000 | 1,088 |
| All other assets | $2,293,000 | 3,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,655,000 | 4,022 |
| Total liabilities | $98,272,000 | 4,057 |
| Total deposits | $93,827,000 | 3,994 |
| Interest-bearing deposits | $81,319,000 | 3,988 |
| Deposits held in domestic offices | $93,827,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,960,000 | 2,300 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $200,000 | 4,400 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,285,000 | 2,505 |
| Total equity capital | $11,383,000 | 3,572 |
| Total bank equity capital | $11,383,000 | 3,572 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,098,000 | 3,484 |
| Surplus | $5,190,000 | 2,663 |
| Undivided profits | $5,095,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $296,000 | 6,643 |
| Earning assets | $101,124,000 | 4,000 |
| Long-term assets (5+ years) | $12,118,000 | 3,657 |
| Average Assets, year-to-date | $115,462,400 | 3,751 |
| Average Assets, quarterly | $112,290,500 | 3,912 |
| Volatile liabilities | $5,813,000 | 6,192 |
| Insider loans | $288,000 | 7,268 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,259,000 | 6,110 |
| Tier 1 (core) risk-based capital | $11,594,000 | 3,561 |
| Tier 2 risk-based capital | $900,000 | 3,196 |
| Total risk weighted assets | $76,346,100 | 3,387 |
| Total unused commitments | $3,259,000 | 6,120 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $123,963,000 | 3,644 |
| Cash and due from depository institutions | $8,696,000 | 3,187 |
| Interest-bearing balances | $3,660,000 | 1,609 |
| Securities | $74,387,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,627 |
| Net loans & leases | $33,466,000 | 6,499 |
| Loan loss allowance | $403,000 | 7,357 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $989,000 | 6,177 |
| Other real estate owned | $0 | 3,187 |
| Goodwill and other intangibles | $1,546,000 | 813 |
| All other assets | $2,079,000 | 3,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,963,000 | 3,644 |
| Total liabilities | $111,935,000 | 3,681 |
| Total deposits | $109,229,000 | 3,575 |
| Interest-bearing deposits | $93,877,000 | 3,584 |
| Deposits held in domestic offices | $109,229,000 | 3,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $898,000 | 2,875 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $198,000 | 4,047 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,610,000 | 2,170 |
| Total equity capital | $12,028,000 | 3,403 |
| Total bank equity capital | $12,028,000 | 3,403 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,098,000 | 3,589 |
| Surplus | $5,190,000 | 2,593 |
| Undivided profits | $5,740,000 | 3,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 5,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $241,000 | 7,179 |
| Earning assets | $114,313,000 | 3,625 |
| Long-term assets (5+ years) | $17,374,000 | 2,960 |
| Average Assets, year-to-date | $121,913,400 | 3,619 |
| Average Assets, quarterly | $121,270,500 | 3,702 |
| Volatile liabilities | $3,672,000 | 7,667 |
| Insider loans | $378,000 | 6,567 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,786,000 | 7,848 |
| Tier 1 (core) risk-based capital | $11,405,000 | 3,513 |
| Tier 2 risk-based capital | $403,000 | 6,236 |
| Total risk weighted assets | $83,830,300 | 3,075 |
| Total unused commitments | $1,786,000 | 7,875 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $125,442,000 | 3,694 |
| Cash and due from depository institutions | $13,330,000 | 3,200 |
| Interest-bearing balances | $6,641,000 | 1,129 |
| Securities | $70,048,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,536 |
| Net loans & leases | $35,523,000 | 6,247 |
| Loan loss allowance | $391,000 | 7,590 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $976,000 | 6,296 |
| Other real estate owned | $88,000 | 3,200 |
| Goodwill and other intangibles | $1,001,000 | 1,006 |
| All other assets | $1,876,000 | 3,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,442,000 | 3,694 |
| Total liabilities | $112,958,000 | 3,758 |
| Total deposits | $109,355,000 | 3,698 |
| Interest-bearing deposits | $97,535,000 | 3,613 |
| Deposits held in domestic offices | $109,355,000 | 3,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,732,000 | 2,156 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $200,000 | 3,872 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,671,000 | 2,166 |
| Total equity capital | $12,484,000 | 3,075 |
| Total bank equity capital | $12,484,000 | 3,075 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,098,000 | 3,750 |
| Surplus | $5,190,000 | 2,497 |
| Undivided profits | $6,197,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 8,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $342,000 | 5,840 |
| Earning assets | $114,812,000 | 3,689 |
| Long-term assets (5+ years) | $31,399,000 | 1,779 |
| Average Assets, year-to-date | $122,999,400 | 3,681 |
| Average Assets, quarterly | $123,244,500 | 3,729 |
| Volatile liabilities | $4,007,000 | 7,417 |
| Insider loans | $108,000 | 5,527 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,952,000 | 6,138 |
| Tier 1 (core) risk-based capital | $11,484,000 | 3,290 |
| Tier 2 risk-based capital | $391,000 | 6,355 |
| Total risk weighted assets | $75,656,500 | 3,452 |
| Total unused commitments | $2,952,000 | 6,168 |
| Derivatives | $0 | 651 |