Home > The Union National Bank and Trust Company of Barbourville > Income and Expense
The Union National Bank and Trust Company of Barbourville, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 3,187 |
| Total interest expense | $2,523,000 | 3,161 |
| Net interest income | $3,400,000 | 3,143 |
| Provision for loan and lease losses | $570,000 | 1,767 |
| Total noninterest income | $424,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $2,812,000 | 3,260 |
| Salaries and employee benefits | $1,657,000 | 3,040 |
| Premises and equipment expense | $503,000 | 2,627 |
| Additional noninterest expense | $652,000 | 3,918 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $119,000 | 3,271 |
| Income before extraordinary items | $350,000 | 4,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,729 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $329,750 | 4,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 3,175 |
| Total interest expense | $1,379,000 | 3,105 |
| Net interest income | $1,683,000 | 3,178 |
| Provision for loan and lease losses | $207,000 | 1,787 |
| Total noninterest income | $211,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $1,408,000 | 3,252 |
| Salaries and employee benefits | $840,000 | 3,026 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $327,000 | 3,863 |
| Pre-tax net operating income | $279,000 | 4,314 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $62,000 | 3,341 |
| Income before extraordinary items | $242,000 | 4,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,000 | 4,343 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,902,000 | 3,088 |
| Total interest expense | $5,981,000 | 3,008 |
| Net interest income | $6,921,000 | 3,137 |
| Provision for loan and lease losses | $675,000 | 1,895 |
| Total noninterest income | $751,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $460,000 | 3,237 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $291,000 | 4,295 |
| Total noninterest expense | $5,856,000 | 3,029 |
| Salaries and employee benefits | $3,474,000 | 2,820 |
| Premises and equipment expense | $984,000 | 2,611 |
| Additional noninterest expense | $1,398,000 | 3,624 |
| Pre-tax net operating income | $1,141,000 | 4,463 |
| Securities gains (losses) | $-37,000 | 7,934 |
| Applicable income taxes | $273,000 | 3,495 |
| Income before extraordinary items | $831,000 | 4,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $831,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 1,300 |
| Cash dividends | $1,795,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $858,750 | 4,629 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,627,000 | 3,095 |
| Total interest expense | $4,395,000 | 3,061 |
| Net interest income | $5,232,000 | 3,118 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $506,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $336,000 | 3,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $4,285,000 | 3,061 |
| Salaries and employee benefits | $2,578,000 | 2,835 |
| Premises and equipment expense | $739,000 | 2,601 |
| Additional noninterest expense | $968,000 | 3,799 |
| Pre-tax net operating income | $1,253,000 | 3,847 |
| Securities gains (losses) | $-37,000 | 8,108 |
| Applicable income taxes | $296,000 | 3,218 |
| Income before extraordinary items | $920,000 | 4,071 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $920,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,745 |
| Cash dividends | $585,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $948,120 | 3,983 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 3,132 |
| Total interest expense | $2,854,000 | 3,123 |
| Net interest income | $3,504,000 | 3,116 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $376,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $226,000 | 3,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $150,000 | 4,307 |
| Total noninterest expense | $2,840,000 | 3,099 |
| Salaries and employee benefits | $1,702,000 | 2,900 |
| Premises and equipment expense | $495,000 | 2,609 |
| Additional noninterest expense | $643,000 | 3,802 |
| Pre-tax net operating income | $920,000 | 3,714 |
| Securities gains (losses) | $-37,000 | 8,252 |
| Applicable income taxes | $216,000 | 3,165 |
| Income before extraordinary items | $667,000 | 3,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $667,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,373 |
| Cash dividends | $391,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $695,120 | 3,825 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 3,103 |
| Total interest expense | $1,411,000 | 3,149 |
| Net interest income | $1,785,000 | 3,065 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $188,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $1,429,000 | 3,098 |
| Salaries and employee benefits | $839,000 | 2,953 |
| Premises and equipment expense | $258,000 | 2,508 |
| Additional noninterest expense | $332,000 | 3,665 |
| Pre-tax net operating income | $424,000 | 3,868 |
| Securities gains (losses) | $-43,000 | 8,479 |
| Applicable income taxes | $99,000 | 3,281 |
| Income before extraordinary items | $282,000 | 4,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 866 |
| Cash dividends | $188,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $313,820 | 4,046 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 3,006 |
| Total interest expense | $4,912,000 | 3,076 |
| Net interest income | $7,458,000 | 2,937 |
| Provision for loan and lease losses | $845,000 | 1,219 |
| Total noninterest income | $779,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $416,000 | 3,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $363,000 | 3,924 |
| Total noninterest expense | $5,843,000 | 2,934 |
| Salaries and employee benefits | $3,249,000 | 2,910 |
| Premises and equipment expense | $1,050,000 | 2,349 |
| Additional noninterest expense | $1,544,000 | 3,225 |
| Pre-tax net operating income | $1,549,000 | 4,221 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $435,000 | 3,325 |
| Income before extraordinary items | $1,114,000 | 4,455 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,114,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,436 |
| Cash dividends | $720,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,114,000 | 4,438 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,189,000 | 3,015 |
| Total interest expense | $3,552,000 | 3,074 |
| Net interest income | $5,637,000 | 2,948 |
| Provision for loan and lease losses | $555,000 | 1,285 |
| Total noninterest income | $594,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $309,000 | 3,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,827 |
| Total noninterest expense | $4,266,000 | 3,000 |
| Salaries and employee benefits | $2,431,000 | 2,915 |
| Premises and equipment expense | $792,000 | 2,356 |
| Additional noninterest expense | $1,043,000 | 3,493 |
| Pre-tax net operating income | $1,410,000 | 3,931 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $346,000 | 3,383 |
| Income before extraordinary items | $1,064,000 | 4,022 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,064,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,524 |
| Cash dividends | $540,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,064,000 | 4,015 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 3,017 |
| Total interest expense | $2,252,000 | 3,085 |
| Net interest income | $3,766,000 | 2,948 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $360,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $199,000 | 3,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $2,817,000 | 3,040 |
| Salaries and employee benefits | $1,613,000 | 2,931 |
| Premises and equipment expense | $534,000 | 2,322 |
| Additional noninterest expense | $670,000 | 3,611 |
| Pre-tax net operating income | $859,000 | 4,157 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $215,000 | 3,521 |
| Income before extraordinary items | $644,000 | 4,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $644,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $340,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $644,000 | 4,264 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 3,028 |
| Total interest expense | $1,076,000 | 3,067 |
| Net interest income | $1,860,000 | 2,963 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,427,000 | 3,009 |
| Salaries and employee benefits | $794,000 | 2,987 |
| Premises and equipment expense | $277,000 | 2,256 |
| Additional noninterest expense | $356,000 | 3,419 |
| Pre-tax net operating income | $376,000 | 4,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $284,000 | 4,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $180,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $284,000 | 4,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 2,891 |
| Total interest expense | $3,695,000 | 2,826 |
| Net interest income | $7,374,000 | 2,910 |
| Provision for loan and lease losses | $1,685,000 | 637 |
| Total noninterest income | $682,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $368,000 | 3,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,239 |
| Total noninterest expense | $5,318,000 | 3,068 |
| Salaries and employee benefits | $3,092,000 | 2,902 |
| Premises and equipment expense | $954,000 | 2,470 |
| Additional noninterest expense | $1,272,000 | 3,691 |
| Pre-tax net operating income | $1,053,000 | 5,217 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $243,000 | 4,400 |
| Income before extraordinary items | $798,000 | 5,347 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $798,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,163,000 | 368 |
| Cash dividends | $753,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $807,240 | 5,297 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,270,000 | 2,856 |
| Total interest expense | $2,712,000 | 2,748 |
| Net interest income | $5,558,000 | 2,880 |
| Provision for loan and lease losses | $785,000 | 958 |
| Total noninterest income | $503,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $274,000 | 3,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $4,019,000 | 3,013 |
| Salaries and employee benefits | $2,362,000 | 2,805 |
| Premises and equipment expense | $703,000 | 2,503 |
| Additional noninterest expense | $954,000 | 3,633 |
| Pre-tax net operating income | $1,257,000 | 4,197 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $323,000 | 3,680 |
| Income before extraordinary items | $922,000 | 4,392 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $922,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 713 |
| Cash dividends | $553,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $930,880 | 4,325 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 2,848 |
| Total interest expense | $1,744,000 | 2,689 |
| Net interest income | $3,637,000 | 2,903 |
| Provision for loan and lease losses | $575,000 | 865 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $180,000 | 3,748 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $2,646,000 | 3,036 |
| Salaries and employee benefits | $1,580,000 | 2,789 |
| Premises and equipment expense | $484,000 | 2,404 |
| Additional noninterest expense | $582,000 | 3,896 |
| Pre-tax net operating income | $736,000 | 4,485 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $195,000 | 3,829 |
| Income before extraordinary items | $529,000 | 4,753 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $529,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 735 |
| Cash dividends | $377,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $537,760 | 4,661 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 2,878 |
| Total interest expense | $849,000 | 2,655 |
| Net interest income | $1,770,000 | 2,964 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $1,311,000 | 3,072 |
| Salaries and employee benefits | $766,000 | 2,870 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $373,000 | 4,457 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $100,000 | 3,763 |
| Income before extraordinary items | $273,000 | 4,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $273,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 870 |
| Cash dividends | $191,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $273,000 | 4,588 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,121,000 | 2,798 |
| Total interest expense | $3,103,000 | 2,553 |
| Net interest income | $7,018,000 | 2,871 |
| Provision for loan and lease losses | $556,000 | 1,792 |
| Total noninterest income | $512,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $371,000 | 3,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,805 |
| Total noninterest expense | $5,129,000 | 3,036 |
| Salaries and employee benefits | $3,015,000 | 2,825 |
| Premises and equipment expense | $1,139,000 | 2,020 |
| Additional noninterest expense | $975,000 | 4,437 |
| Pre-tax net operating income | $1,845,000 | 3,729 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $442,000 | 3,544 |
| Income before extraordinary items | $1,399,000 | 3,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,399,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,428 |
| Cash dividends | $506,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,402,040 | 3,748 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 2,805 |
| Total interest expense | $2,290,000 | 2,554 |
| Net interest income | $5,170,000 | 2,913 |
| Provision for loan and lease losses | $290,000 | 2,324 |
| Total noninterest income | $388,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $3,823,000 | 3,026 |
| Salaries and employee benefits | $2,265,000 | 2,799 |
| Premises and equipment expense | $839,000 | 2,062 |
| Additional noninterest expense | $719,000 | 4,429 |
| Pre-tax net operating income | $1,445,000 | 3,664 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $397,000 | 3,315 |
| Income before extraordinary items | $1,044,000 | 3,898 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,044,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,006 |
| Cash dividends | $302,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,046,880 | 3,826 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 2,824 |
| Total interest expense | $1,504,000 | 2,563 |
| Net interest income | $3,420,000 | 2,918 |
| Provision for loan and lease losses | $190,000 | 2,297 |
| Total noninterest income | $254,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 5,848 |
| Total noninterest expense | $2,536,000 | 3,046 |
| Salaries and employee benefits | $1,502,000 | 2,826 |
| Premises and equipment expense | $559,000 | 2,053 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $948,000 | 3,658 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $251,000 | 3,386 |
| Income before extraordinary items | $693,000 | 3,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,718 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $695,920 | 3,773 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 2,909 |
| Total interest expense | $767,000 | 2,545 |
| Net interest income | $1,629,000 | 3,041 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $180,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $87,000 | 4,010 |
| Total noninterest expense | $1,268,000 | 3,058 |
| Salaries and employee benefits | $745,000 | 2,855 |
| Premises and equipment expense | $281,000 | 2,061 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $451,000 | 3,780 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $128,000 | 3,374 |
| Income before extraordinary items | $331,000 | 4,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $331,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $325,240 | 3,907 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,143,000 | 2,796 |
| Total interest expense | $3,559,000 | 2,468 |
| Net interest income | $6,584,000 | 2,916 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $727,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $367,000 | 3,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $360,000 | 4,163 |
| Total noninterest expense | $5,080,000 | 3,008 |
| Salaries and employee benefits | $2,929,000 | 2,822 |
| Premises and equipment expense | $1,203,000 | 1,902 |
| Additional noninterest expense | $948,000 | 4,442 |
| Pre-tax net operating income | $1,711,000 | 3,773 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $412,000 | 3,720 |
| Income before extraordinary items | $1,304,000 | 3,908 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,304,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,842 |
| Cash dividends | $288,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,300,200 | 3,757 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,690,000 | 2,805 |
| Total interest expense | $2,758,000 | 2,482 |
| Net interest income | $4,932,000 | 2,926 |
| Provision for loan and lease losses | $445,000 | 1,877 |
| Total noninterest income | $551,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $280,000 | 3,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 4,222 |
| Total noninterest expense | $3,812,000 | 3,004 |
| Salaries and employee benefits | $2,052,000 | 3,018 |
| Premises and equipment expense | $1,041,000 | 1,644 |
| Additional noninterest expense | $719,000 | 4,392 |
| Pre-tax net operating income | $1,226,000 | 4,008 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $334,000 | 3,736 |
| Income before extraordinary items | $892,000 | 4,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $892,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,567 |
| Cash dividends | $169,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $892,000 | 4,153 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 2,845 |
| Total interest expense | $1,912,000 | 2,479 |
| Net interest income | $3,170,000 | 3,020 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $365,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $2,553,000 | 2,997 |
| Salaries and employee benefits | $1,358,000 | 3,041 |
| Premises and equipment expense | $706,000 | 1,623 |
| Additional noninterest expense | $489,000 | 4,321 |
| Pre-tax net operating income | $732,000 | 4,309 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $204,000 | 3,932 |
| Income before extraordinary items | $528,000 | 4,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $528,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,177 |
| Cash dividends | $104,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $528,000 | 4,445 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 2,823 |
| Total interest expense | $988,000 | 2,462 |
| Net interest income | $1,595,000 | 2,998 |
| Provision for loan and lease losses | $91,000 | 2,487 |
| Total noninterest income | $180,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 3,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 4,025 |
| Total noninterest expense | $1,266,000 | 3,001 |
| Salaries and employee benefits | $672,000 | 3,060 |
| Premises and equipment expense | $362,000 | 1,594 |
| Additional noninterest expense | $232,000 | 4,473 |
| Pre-tax net operating income | $418,000 | 3,934 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $123,000 | 3,577 |
| Income before extraordinary items | $298,000 | 4,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $41,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $295,870 | 4,101 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,063,000 | 2,756 |
| Total interest expense | $4,832,000 | 2,315 |
| Net interest income | $6,231,000 | 3,046 |
| Provision for loan and lease losses | $335,000 | 3,217 |
| Total noninterest income | $712,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $388,000 | 3,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $324,000 | 4,087 |
| Total noninterest expense | $4,943,000 | 2,955 |
| Salaries and employee benefits | $2,804,000 | 2,810 |
| Premises and equipment expense | $1,206,000 | 1,840 |
| Additional noninterest expense | $933,000 | 4,418 |
| Pre-tax net operating income | $1,665,000 | 3,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $429,000 | 3,751 |
| Income before extraordinary items | $1,236,000 | 4,000 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,236,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,319 |
| Cash dividends | $285,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,236,000 | 3,897 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,747,000 | 2,668 |
| Total interest expense | $6,610,000 | 2,430 |
| Net interest income | $6,137,000 | 2,889 |
| Provision for loan and lease losses | $397,000 | 2,637 |
| Total noninterest income | $607,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $465,000 | 3,018 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $142,000 | 5,644 |
| Total noninterest expense | $4,934,000 | 2,855 |
| Salaries and employee benefits | $2,713,000 | 2,751 |
| Premises and equipment expense | $1,187,000 | 1,814 |
| Additional noninterest expense | $1,034,000 | 3,951 |
| Pre-tax net operating income | $1,413,000 | 4,021 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $404,000 | 3,722 |
| Income before extraordinary items | $1,009,000 | 4,268 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,009,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,820 |
| Cash dividends | $309,000 | 4,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,009,000 | 4,152 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,230,000 | 2,626 |
| Total interest expense | $6,921,000 | 2,430 |
| Net interest income | $6,309,000 | 2,809 |
| Provision for loan and lease losses | $687,000 | 1,443 |
| Total noninterest income | $821,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $550,000 | 2,473 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $271,000 | 4,138 |
| Total noninterest expense | $4,725,000 | 2,868 |
| Salaries and employee benefits | $2,593,000 | 2,744 |
| Premises and equipment expense | $1,116,000 | 1,864 |
| Additional noninterest expense | $1,016,000 | 3,946 |
| Pre-tax net operating income | $1,718,000 | 3,676 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $489,000 | 3,535 |
| Income before extraordinary items | $1,229,000 | 3,796 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,229,000 | 3,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 954 |
| Cash dividends | $298,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,229,000 | 3,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,837,000 | 2,729 |
| Total interest expense | $5,995,000 | 2,462 |
| Net interest income | $5,842,000 | 2,993 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $706,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 2,824 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $244,000 | 4,488 |
| Total noninterest expense | $4,624,000 | 2,915 |
| Salaries and employee benefits | $2,476,000 | 2,831 |
| Premises and equipment expense | $1,113,000 | 1,835 |
| Additional noninterest expense | $1,035,000 | 3,912 |
| Pre-tax net operating income | $1,654,000 | 3,839 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $475,000 | 3,741 |
| Income before extraordinary items | $1,179,000 | 3,927 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,179,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,618 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,179,000 | 3,899 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,562,000 | 2,794 |
| Total interest expense | $5,821,000 | 2,600 |
| Net interest income | $5,741,000 | 3,003 |
| Provision for loan and lease losses | $306,000 | 2,541 |
| Total noninterest income | $672,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $425,000 | 2,966 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $247,000 | 4,457 |
| Total noninterest expense | $4,596,000 | 2,816 |
| Salaries and employee benefits | $2,386,000 | 2,847 |
| Premises and equipment expense | $1,209,000 | 1,627 |
| Additional noninterest expense | $1,001,000 | 3,957 |
| Pre-tax net operating income | $1,511,000 | 4,163 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $418,000 | 4,309 |
| Income before extraordinary items | $1,095,000 | 4,202 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,095,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $309,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,093,560 | 4,116 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,537,000 | 3,080 |
| Total interest expense | $5,263,000 | 2,845 |
| Net interest income | $5,274,000 | 3,302 |
| Provision for loan and lease losses | $260,000 | 2,876 |
| Total noninterest income | $647,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $450,000 | 2,892 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $4,309,000 | 2,950 |
| Salaries and employee benefits | $2,291,000 | 2,889 |
| Premises and equipment expense | $1,074,000 | 1,849 |
| Additional noninterest expense | $944,000 | 4,119 |
| Pre-tax net operating income | $1,352,000 | 4,832 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $346,000 | 5,349 |
| Income before extraordinary items | $1,008,000 | 4,674 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,008,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,943 |
| Cash dividends | $345,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,006,520 | 4,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,363 |
| Total interest expense | $4,757,000 | 3,141 |
| Net interest income | $4,960,000 | 3,559 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $737,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $530,000 | 2,566 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $207,000 | 5,068 |
| Total noninterest expense | $4,236,000 | 3,165 |
| Salaries and employee benefits | $2,177,000 | 3,068 |
| Premises and equipment expense | $1,160,000 | 1,740 |
| Additional noninterest expense | $899,000 | 4,756 |
| Pre-tax net operating income | $1,311,000 | 4,806 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $336,000 | 5,456 |
| Income before extraordinary items | $976,000 | 4,597 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $976,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $345,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $975,260 | 4,540 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 3,567 |
| Total interest expense | $4,431,000 | 3,352 |
| Net interest income | $4,729,000 | 3,714 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $590,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $410,000 | 3,291 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $4,228,000 | 3,161 |
| Salaries and employee benefits | $2,152,000 | 3,092 |
| Premises and equipment expense | $1,118,000 | 1,806 |
| Additional noninterest expense | $958,000 | 4,517 |
| Pre-tax net operating income | $1,088,000 | 5,645 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $837,000 | 5,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $837,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $357,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $815,250 | 5,344 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 3,808 |
| Total interest expense | $3,368,000 | 3,565 |
| Net interest income | $4,499,000 | 3,919 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $547,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $373,000 | 3,623 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $3,789,000 | 3,587 |
| Salaries and employee benefits | $1,945,000 | 3,376 |
| Premises and equipment expense | $953,000 | 2,123 |
| Additional noninterest expense | $891,000 | 5,221 |
| Pre-tax net operating income | $1,257,000 | 5,060 |
| Securities gains (losses) | $-179,000 | 11,897 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $872,000 | 5,033 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $872,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $344,000 | 4,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,016,990 | 4,526 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 3,922 |
| Total interest expense | $3,359,000 | 3,729 |
| Net interest income | $4,412,000 | 4,018 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $531,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $3,539,000 | 3,871 |
| Salaries and employee benefits | $1,765,000 | 3,676 |
| Premises and equipment expense | $910,000 | 2,248 |
| Additional noninterest expense | $864,000 | 5,560 |
| Pre-tax net operating income | $1,164,000 | 5,292 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $240,000 | 6,952 |
| Income before extraordinary items | $967,000 | 4,812 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $967,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $321,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $932,600 | 4,727 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 4,129 |
| Total interest expense | $4,102,000 | 3,988 |
| Net interest income | $4,275,000 | 4,191 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $566,000 | 5,183 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $408,000 | 3,410 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $158,000 | 6,458 |
| Total noninterest expense | $3,362,000 | 4,078 |
| Salaries and employee benefits | $1,664,000 | 3,859 |
| Premises and equipment expense | $833,000 | 2,480 |
| Additional noninterest expense | $865,000 | 5,706 |
| Pre-tax net operating income | $1,044,000 | 5,459 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $190,000 | 7,757 |
| Income before extraordinary items | $856,000 | 5,097 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $856,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 3,464 |
| Cash dividends | $317,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $854,360 | 4,800 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.