Home > The Union National Bank and Trust Company of Barbourville > Assets and Liabilities
The Union National Bank and Trust Company of Barbourville, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $194,797,000 | 3,269 |
| Cash and due from depository institutions | $5,724,000 | 2,759 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $57,476,000 | 2,054 |
| Federal funds sold & reverse repurchase agreements | $1,517,000 | 4,224 |
| Net loans & leases | $124,299,000 | 3,417 |
| Loan loss allowance | $1,898,000 | 2,774 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,719,000 | 3,917 |
| Other real estate owned | $216,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,846,000 | 4,395 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $194,797,000 | 3,269 |
| Total liabilities | $177,572,000 | 3,223 |
| Total deposits | $171,836,000 | 3,017 |
| Interest-bearing deposits | $149,963,000 | 2,953 |
| Deposits held in domestic offices | $171,836,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,178,000 | 1,770 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $558,000 | 5,177 |
| Total equity capital | $17,225,000 | 3,738 |
| Total bank equity capital | $17,225,000 | 3,738 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $263,000 | 5,157 |
| Surplus | $6,000,000 | 3,686 |
| Undivided profits | $10,962,000 | 2,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 4,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,214,000 | 3,136 |
| Earning assets | $183,292,000 | 3,203 |
| Long-term assets (5+ years) | $46,869,000 | 2,341 |
| Average Assets, year-to-date | $198,952,670 | 3,168 |
| Average Assets, quarterly | $196,793,500 | 3,236 |
| Volatile liabilities | $54,729,000 | 2,481 |
| Insider loans | $2,842,000 | 2,514 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,215,000 | 4,009 |
| Tier 1 (core) risk-based capital | $17,637,000 | 3,577 |
| Tier 2 risk-based capital | $1,511,000 | 3,131 |
| Total risk weighted assets | $127,230,000 | 3,525 |
| Total unused commitments | $14,215,000 | 4,009 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 67 | 2,567 |
| Assets and Liabilities | ||
| Total Assets: | $198,790,000 | 3,210 |
| Cash and due from depository institutions | $4,618,000 | 2,567 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $58,567,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $9,239,000 | 1,912 |
| Net loans & leases | $120,803,000 | 3,454 |
| Loan loss allowance | $1,864,000 | 2,737 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,797,000 | 3,843 |
| Other real estate owned | $35,000 | 2,567 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,731,000 | 4,404 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $198,790,000 | 3,210 |
| Total liabilities | $180,813,000 | 3,151 |
| Total deposits | $174,960,000 | 2,955 |
| Interest-bearing deposits | $153,244,000 | 2,895 |
| Deposits held in domestic offices | $174,960,000 | 2,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,178,000 | 1,641 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $675,000 | 4,963 |
| Total equity capital | $17,977,000 | 3,694 |
| Total bank equity capital | $17,977,000 | 3,694 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $263,000 | 5,177 |
| Surplus | $6,000,000 | 3,660 |
| Undivided profits | $11,714,000 | 2,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 3,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,279,000 | 3,026 |
| Earning assets | $188,609,000 | 3,118 |
| Long-term assets (5+ years) | $47,082,000 | 2,259 |
| Average Assets, year-to-date | $201,030,500 | 3,135 |
| Average Assets, quarterly | $201,030,500 | 3,135 |
| Volatile liabilities | $57,596,000 | 2,328 |
| Insider loans | $2,783,000 | 2,509 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,635,000 | 4,672 |
| Tier 1 (core) risk-based capital | $17,528,000 | 3,593 |
| Tier 2 risk-based capital | $1,471,000 | 3,135 |
| Total risk weighted assets | $123,115,000 | 3,569 |
| Total unused commitments | $10,635,000 | 4,674 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $203,271,000 | 3,091 |
| Cash and due from depository institutions | $7,744,000 | 2,511 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $62,366,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $2,437,000 | 3,833 |
| Net loans & leases | $125,318,000 | 3,358 |
| Loan loss allowance | $1,651,000 | 2,960 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,806,000 | 3,828 |
| Other real estate owned | $35,000 | 2,511 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,565,000 | 4,614 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $203,271,000 | 3,091 |
| Total liabilities | $185,772,000 | 3,024 |
| Total deposits | $179,982,000 | 2,837 |
| Interest-bearing deposits | $159,414,000 | 2,750 |
| Deposits held in domestic offices | $179,982,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,182,000 | 1,734 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $608,000 | 5,210 |
| Total equity capital | $17,499,000 | 3,726 |
| Total bank equity capital | $17,499,000 | 3,726 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $263,000 | 5,209 |
| Surplus | $6,000,000 | 3,630 |
| Undivided profits | $11,236,000 | 2,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 3,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,339,000 | 3,136 |
| Earning assets | $190,121,000 | 3,032 |
| Long-term assets (5+ years) | $41,096,000 | 2,305 |
| Average Assets, year-to-date | $195,034,400 | 3,084 |
| Average Assets, quarterly | $199,623,000 | 3,105 |
| Volatile liabilities | $58,768,000 | 2,275 |
| Insider loans | $2,559,000 | 2,608 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,572,000 | 4,669 |
| Tier 1 (core) risk-based capital | $17,287,000 | 3,614 |
| Tier 2 risk-based capital | $1,413,000 | 3,214 |
| Total risk weighted assets | $126,765,000 | 3,472 |
| Total unused commitments | $10,572,000 | 4,669 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 68 | 2,531 |
| Assets and Liabilities | ||
| Total Assets: | $195,975,000 | 3,150 |
| Cash and due from depository institutions | $5,343,000 | 2,531 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $50,653,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $9,249,000 | 1,585 |
| Net loans & leases | $125,220,000 | 3,305 |
| Loan loss allowance | $1,662,000 | 2,911 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,886,000 | 3,725 |
| Other real estate owned | $35,000 | 2,531 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,589,000 | 4,653 |
| Life insurance assets | $29,000 | 3,978 |
| Total liabilities and capital | $195,975,000 | 3,150 |
| Total liabilities | $177,520,000 | 3,109 |
| Total deposits | $172,624,000 | 2,916 |
| Interest-bearing deposits | $151,643,000 | 2,854 |
| Deposits held in domestic offices | $172,624,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,644,000 | 1,949 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $523,000 | 5,095 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $729,000 | 4,813 |
| Total equity capital | $18,455,000 | 3,514 |
| Total bank equity capital | $18,455,000 | 3,514 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $263,000 | 5,216 |
| Surplus | $6,000,000 | 3,576 |
| Undivided profits | $12,192,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,743,000 | 2,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,363,000 | 3,234 |
| Earning assets | $185,122,000 | 3,071 |
| Long-term assets (5+ years) | $31,114,000 | 2,708 |
| Average Assets, year-to-date | $192,975,250 | 3,109 |
| Average Assets, quarterly | $194,043,000 | 3,151 |
| Volatile liabilities | $54,881,000 | 2,358 |
| Insider loans | $2,612,000 | 2,538 |
| FHLB advances | $523,000 | 4,827 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,118,000 | 4,755 |
| Tier 1 (core) risk-based capital | $18,585,000 | 3,373 |
| Tier 2 risk-based capital | $1,461,000 | 3,103 |
| Total risk weighted assets | $131,048,000 | 3,352 |
| Total unused commitments | $10,118,000 | 4,755 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 67 | 2,635 |
| Assets and Liabilities | ||
| Total Assets: | $192,111,000 | 3,203 |
| Cash and due from depository institutions | $5,552,000 | 2,635 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,440,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $9,814,000 | 1,610 |
| Net loans & leases | $127,130,000 | 3,262 |
| Loan loss allowance | $1,625,000 | 2,952 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,913,000 | 3,675 |
| Other real estate owned | $1,415,000 | 2,635 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,847,000 | 4,387 |
| Life insurance assets | $29,000 | 4,006 |
| Total liabilities and capital | $192,111,000 | 3,203 |
| Total liabilities | $174,142,000 | 3,169 |
| Total deposits | $169,939,000 | 2,985 |
| Interest-bearing deposits | $147,878,000 | 2,937 |
| Deposits held in domestic offices | $169,939,000 | 2,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,810,000 | 2,069 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $573,000 | 5,022 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $820,000 | 4,349 |
| Total equity capital | $17,969,000 | 3,541 |
| Total bank equity capital | $17,969,000 | 3,541 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $263,000 | 5,248 |
| Surplus | $6,000,000 | 3,575 |
| Undivided profits | $11,706,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,547,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,326,000 | 3,126 |
| Earning assets | $179,384,000 | 3,157 |
| Long-term assets (5+ years) | $23,572,000 | 3,168 |
| Average Assets, year-to-date | $191,975,330 | 3,158 |
| Average Assets, quarterly | $192,801,000 | 3,174 |
| Volatile liabilities | $51,530,000 | 2,460 |
| Insider loans | $2,616,000 | 2,526 |
| FHLB advances | $573,000 | 4,780 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,898,000 | 4,646 |
| Tier 1 (core) risk-based capital | $18,527,000 | 3,369 |
| Tier 2 risk-based capital | $1,625,000 | 2,838 |
| Total risk weighted assets | $132,670,000 | 3,308 |
| Total unused commitments | $10,898,000 | 4,646 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $193,491,000 | 3,174 |
| Cash and due from depository institutions | $7,202,000 | 2,566 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $41,649,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $6,498,000 | 2,794 |
| Net loans & leases | $131,210,000 | 3,167 |
| Loan loss allowance | $1,663,000 | 2,896 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,957,000 | 3,599 |
| Other real estate owned | $1,415,000 | 2,566 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,560,000 | 4,540 |
| Life insurance assets | $29,000 | 4,022 |
| Total liabilities and capital | $193,491,000 | 3,174 |
| Total liabilities | $175,235,000 | 3,135 |
| Total deposits | $170,089,000 | 2,977 |
| Interest-bearing deposits | $147,348,000 | 2,935 |
| Deposits held in domestic offices | $170,089,000 | 2,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,693,000 | 1,741 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $638,000 | 4,953 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $815,000 | 4,384 |
| Total equity capital | $18,256,000 | 3,500 |
| Total bank equity capital | $18,256,000 | 3,500 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $263,000 | 5,260 |
| Surplus | $6,000,000 | 3,533 |
| Undivided profits | $11,993,000 | 2,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,275,000 | 3,107 |
| Earning assets | $179,357,000 | 3,145 |
| Long-term assets (5+ years) | $22,379,000 | 3,207 |
| Average Assets, year-to-date | $191,907,500 | 3,170 |
| Average Assets, quarterly | $191,907,500 | 3,170 |
| Volatile liabilities | $49,351,000 | 2,507 |
| Insider loans | $2,547,000 | 2,534 |
| FHLB advances | $638,000 | 4,735 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $9,431,000 | 4,924 |
| Tier 1 (core) risk-based capital | $18,345,000 | 3,376 |
| Tier 2 risk-based capital | $1,474,000 | 3,060 |
| Total risk weighted assets | $132,202,000 | 3,268 |
| Total unused commitments | $9,431,000 | 4,926 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $190,324,000 | 3,181 |
| Cash and due from depository institutions | $9,506,000 | 2,579 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $40,349,000 | 2,779 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $133,391,000 | 3,111 |
| Loan loss allowance | $1,700,000 | 2,830 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,954,000 | 3,562 |
| Other real estate owned | $1,434,000 | 2,579 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,690,000 | 4,478 |
| Life insurance assets | $29,000 | 4,024 |
| Total liabilities and capital | $190,324,000 | 3,181 |
| Total liabilities | $172,266,000 | 3,156 |
| Total deposits | $166,953,000 | 3,007 |
| Interest-bearing deposits | $125,674,000 | 3,342 |
| Deposits held in domestic offices | $166,953,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,845,000 | 1,820 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $689,000 | 5,086 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $779,000 | 4,459 |
| Total equity capital | $18,058,000 | 3,464 |
| Total bank equity capital | $18,058,000 | 3,464 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $263,000 | 5,285 |
| Surplus | $6,000,000 | 3,492 |
| Undivided profits | $11,795,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,338,000 | 3,097 |
| Earning assets | $173,740,000 | 3,192 |
| Long-term assets (5+ years) | $19,061,000 | 3,465 |
| Average Assets, year-to-date | $190,551,400 | 3,066 |
| Average Assets, quarterly | $191,271,500 | 3,138 |
| Volatile liabilities | $48,112,000 | 2,729 |
| Insider loans | $2,637,000 | 2,454 |
| FHLB advances | $689,000 | 4,856 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,926,000 | 4,386 |
| Tier 1 (core) risk-based capital | $18,250,000 | 3,329 |
| Tier 2 risk-based capital | $1,418,000 | 3,124 |
| Total risk weighted assets | $129,583,000 | 3,298 |
| Total unused commitments | $11,926,000 | 4,386 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 69 | 2,560 |
| Assets and Liabilities | ||
| Total Assets: | $192,219,000 | 3,138 |
| Cash and due from depository institutions | $6,612,000 | 2,560 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $40,249,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $2,923,000 | 3,328 |
| Net loans & leases | $134,978,000 | 3,047 |
| Loan loss allowance | $1,579,000 | 3,010 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,803,000 | 3,652 |
| Other real estate owned | $1,694,000 | 2,560 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,960,000 | 4,286 |
| Life insurance assets | $29,000 | 4,001 |
| Total liabilities and capital | $192,219,000 | 3,138 |
| Total liabilities | $174,089,000 | 3,104 |
| Total deposits | $168,324,000 | 2,950 |
| Interest-bearing deposits | $122,919,000 | 3,333 |
| Deposits held in domestic offices | $168,324,000 | 2,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,946,000 | 1,890 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $770,000 | 5,263 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,049,000 | 3,726 |
| Total equity capital | $18,130,000 | 3,445 |
| Total bank equity capital | $18,130,000 | 3,445 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $263,000 | 5,329 |
| Surplus | $6,000,000 | 3,456 |
| Undivided profits | $11,867,000 | 2,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,096,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,362,000 | 3,032 |
| Earning assets | $178,150,000 | 3,108 |
| Long-term assets (5+ years) | $18,518,000 | 3,496 |
| Average Assets, year-to-date | $190,608,250 | 3,083 |
| Average Assets, quarterly | $192,688,000 | 3,105 |
| Volatile liabilities | $45,717,000 | 2,814 |
| Insider loans | $2,860,000 | 2,280 |
| FHLB advances | $770,000 | 5,012 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,911,000 | 4,406 |
| Tier 1 (core) risk-based capital | $18,379,000 | 3,298 |
| Tier 2 risk-based capital | $1,579,000 | 2,882 |
| Total risk weighted assets | $132,691,000 | 3,213 |
| Total unused commitments | $11,911,000 | 4,406 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $193,157,000 | 3,112 |
| Cash and due from depository institutions | $6,204,000 | 2,566 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $40,134,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $7,312,000 | 1,674 |
| Net loans & leases | $131,801,000 | 3,077 |
| Loan loss allowance | $1,683,000 | 2,828 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,917,000 | 3,558 |
| Other real estate owned | $1,769,000 | 2,566 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,020,000 | 4,170 |
| Life insurance assets | $29,000 | 3,981 |
| Total liabilities and capital | $193,157,000 | 3,112 |
| Total liabilities | $175,409,000 | 3,079 |
| Total deposits | $166,801,000 | 2,943 |
| Interest-bearing deposits | $145,817,000 | 2,869 |
| Deposits held in domestic offices | $166,801,000 | 2,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,962,000 | 1,725 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,845,000 | 4,413 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $801,000 | 4,072 |
| Total equity capital | $17,748,000 | 3,397 |
| Total bank equity capital | $17,748,000 | 3,397 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $263,000 | 5,335 |
| Surplus | $6,000,000 | 3,409 |
| Undivided profits | $11,485,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,444,000 | 1,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,359,000 | 2,754 |
| Earning assets | $179,247,000 | 3,073 |
| Long-term assets (5+ years) | $18,975,000 | 3,426 |
| Average Assets, year-to-date | $190,071,330 | 3,094 |
| Average Assets, quarterly | $191,068,500 | 3,103 |
| Volatile liabilities | $45,715,000 | 2,768 |
| Insider loans | $2,919,000 | 2,204 |
| FHLB advances | $2,845,000 | 4,225 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,645,000 | 4,292 |
| Tier 1 (core) risk-based capital | $17,337,000 | 3,410 |
| Tier 2 risk-based capital | $1,683,000 | 2,691 |
| Total risk weighted assets | $135,546,000 | 3,121 |
| Total unused commitments | $12,645,000 | 4,292 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 68 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $188,980,000 | 3,130 |
| Cash and due from depository institutions | $6,106,000 | 2,576 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $39,631,000 | 2,877 |
| Federal funds sold & reverse repurchase agreements | $5,838,000 | 2,356 |
| Net loans & leases | $130,075,000 | 3,057 |
| Loan loss allowance | $1,404,000 | 3,246 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,925,000 | 3,492 |
| Other real estate owned | $1,684,000 | 2,576 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,721,000 | 4,326 |
| Life insurance assets | $29,000 | 3,948 |
| Total liabilities and capital | $188,980,000 | 3,130 |
| Total liabilities | $171,311,000 | 3,102 |
| Total deposits | $163,140,000 | 2,981 |
| Interest-bearing deposits | $141,824,000 | 2,922 |
| Deposits held in domestic offices | $163,140,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,627,000 | 1,683 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,971,000 | 4,261 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $573,000 | 4,831 |
| Total equity capital | $17,669,000 | 3,369 |
| Total bank equity capital | $17,669,000 | 3,369 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $263,000 | 5,332 |
| Surplus | $6,000,000 | 3,345 |
| Undivided profits | $11,406,000 | 2,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,321,000 | 2,707 |
| Earning assets | $175,544,000 | 3,090 |
| Long-term assets (5+ years) | $18,570,000 | 3,442 |
| Average Assets, year-to-date | $188,528,500 | 3,114 |
| Average Assets, quarterly | $188,528,500 | 3,114 |
| Volatile liabilities | $43,272,000 | 2,770 |
| Insider loans | $2,999,000 | 2,141 |
| FHLB advances | $2,971,000 | 4,118 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,211,000 | 3,626 |
| Tier 1 (core) risk-based capital | $17,379,000 | 3,351 |
| Tier 2 risk-based capital | $1,404,000 | 3,072 |
| Total risk weighted assets | $133,889,000 | 3,112 |
| Total unused commitments | $17,211,000 | 3,627 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $188,077,000 | 3,121 |
| Cash and due from depository institutions | $7,761,000 | 2,569 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $38,270,000 | 2,937 |
| Federal funds sold & reverse repurchase agreements | $2,116,000 | 3,893 |
| Net loans & leases | $132,588,000 | 2,976 |
| Loan loss allowance | $1,224,000 | 3,582 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,825,000 | 3,545 |
| Other real estate owned | $1,894,000 | 2,569 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,623,000 | 4,418 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $188,077,000 | 3,121 |
| Total liabilities | $170,498,000 | 3,096 |
| Total deposits | $163,062,000 | 2,965 |
| Interest-bearing deposits | $140,455,000 | 2,895 |
| Deposits held in domestic offices | $163,062,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,940,000 | 1,827 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,031,000 | 4,215 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $465,000 | 5,294 |
| Total equity capital | $17,579,000 | 3,343 |
| Total bank equity capital | $17,579,000 | 3,343 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $262,000 | 5,359 |
| Surplus | $6,000,000 | 3,305 |
| Undivided profits | $11,317,000 | 2,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $938,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,250,000 | 2,849 |
| Earning assets | $172,974,000 | 3,105 |
| Long-term assets (5+ years) | $18,270,000 | 3,465 |
| Average Assets, year-to-date | $189,883,600 | 2,975 |
| Average Assets, quarterly | $187,784,500 | 3,092 |
| Volatile liabilities | $39,924,000 | 2,883 |
| Insider loans | $3,465,000 | 1,873 |
| FHLB advances | $3,031,000 | 4,053 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,037,000 | 4,327 |
| Tier 1 (core) risk-based capital | $17,303,000 | 3,310 |
| Tier 2 risk-based capital | $1,224,000 | 3,381 |
| Total risk weighted assets | $127,943,000 | 3,209 |
| Total unused commitments | $12,037,000 | 4,327 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $187,492,000 | 3,075 |
| Cash and due from depository institutions | $5,527,000 | 2,479 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $37,802,000 | 2,938 |
| Federal funds sold & reverse repurchase agreements | $3,068,000 | 3,085 |
| Net loans & leases | $133,783,000 | 2,919 |
| Loan loss allowance | $1,875,000 | 2,515 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,839,000 | 3,515 |
| Other real estate owned | $1,894,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,579,000 | 4,401 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $187,492,000 | 3,075 |
| Total liabilities | $169,511,000 | 3,056 |
| Total deposits | $162,156,000 | 2,934 |
| Interest-bearing deposits | $140,855,000 | 2,828 |
| Deposits held in domestic offices | $162,156,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,402,000 | 1,925 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,164,000 | 4,285 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $789,000 | 4,010 |
| Total equity capital | $17,981,000 | 3,250 |
| Total bank equity capital | $17,981,000 | 3,250 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $262,000 | 5,371 |
| Surplus | $6,000,000 | 3,253 |
| Undivided profits | $11,719,000 | 2,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,285,000 | 2,718 |
| Earning assets | $174,653,000 | 3,029 |
| Long-term assets (5+ years) | $18,881,000 | 3,438 |
| Average Assets, year-to-date | $190,335,250 | 2,959 |
| Average Assets, quarterly | $188,928,500 | 3,032 |
| Volatile liabilities | $38,490,000 | 2,862 |
| Insider loans | $3,128,000 | 2,032 |
| FHLB advances | $3,164,000 | 4,103 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,879,000 | 4,275 |
| Tier 1 (core) risk-based capital | $18,179,000 | 3,127 |
| Tier 2 risk-based capital | $1,613,000 | 2,671 |
| Total risk weighted assets | $128,760,000 | 3,132 |
| Total unused commitments | $11,879,000 | 4,277 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $190,365,000 | 2,989 |
| Cash and due from depository institutions | $6,440,000 | 2,460 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $38,012,000 | 2,964 |
| Federal funds sold & reverse repurchase agreements | $3,259,000 | 2,789 |
| Net loans & leases | $137,516,000 | 2,782 |
| Loan loss allowance | $1,889,000 | 2,458 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,650,000 | 3,631 |
| Other real estate owned | $19,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,469,000 | 4,375 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $190,365,000 | 2,989 |
| Total liabilities | $172,557,000 | 2,963 |
| Total deposits | $165,225,000 | 2,828 |
| Interest-bearing deposits | $142,349,000 | 2,775 |
| Deposits held in domestic offices | $165,225,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,483,000 | 1,929 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,269,000 | 4,173 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $580,000 | 4,501 |
| Total equity capital | $17,808,000 | 3,223 |
| Total bank equity capital | $17,808,000 | 3,223 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $262,000 | 5,367 |
| Surplus | $6,000,000 | 3,197 |
| Undivided profits | $11,546,000 | 2,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,624,000 | 986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,140,000 | 2,800 |
| Earning assets | $178,787,000 | 2,927 |
| Long-term assets (5+ years) | $17,879,000 | 3,574 |
| Average Assets, year-to-date | $191,283,000 | 2,939 |
| Average Assets, quarterly | $191,593,500 | 2,957 |
| Volatile liabilities | $37,755,000 | 2,795 |
| Insider loans | $3,234,000 | 1,920 |
| FHLB advances | $3,269,000 | 4,026 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,845,000 | 4,096 |
| Tier 1 (core) risk-based capital | $17,961,000 | 3,092 |
| Tier 2 risk-based capital | $1,629,000 | 2,607 |
| Total risk weighted assets | $130,090,000 | 3,023 |
| Total unused commitments | $12,845,000 | 4,096 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $192,822,000 | 2,958 |
| Cash and due from depository institutions | $5,205,000 | 2,449 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,067,000 | 3,294 |
| Federal funds sold & reverse repurchase agreements | $7,987,000 | 1,547 |
| Net loans & leases | $140,214,000 | 2,698 |
| Loan loss allowance | $1,798,000 | 2,551 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,610,000 | 3,646 |
| Other real estate owned | $231,000 | 2,449 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,508,000 | 4,307 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $192,822,000 | 2,958 |
| Total liabilities | $175,151,000 | 2,927 |
| Total deposits | $165,772,000 | 2,811 |
| Interest-bearing deposits | $143,373,000 | 2,767 |
| Deposits held in domestic offices | $165,772,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,326,000 | 1,840 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,422,000 | 3,412 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $631,000 | 4,238 |
| Total equity capital | $17,671,000 | 3,180 |
| Total bank equity capital | $17,671,000 | 3,180 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $262,000 | 5,408 |
| Surplus | $6,000,000 | 3,167 |
| Undivided profits | $11,409,000 | 2,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,997,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,083,000 | 2,830 |
| Earning assets | $182,268,000 | 2,884 |
| Long-term assets (5+ years) | $18,418,000 | 3,584 |
| Average Assets, year-to-date | $191,742,000 | 2,950 |
| Average Assets, quarterly | $191,742,000 | 2,950 |
| Volatile liabilities | $38,578,000 | 2,662 |
| Insider loans | $2,946,000 | 2,049 |
| FHLB advances | $5,422,000 | 3,274 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,491,000 | 4,126 |
| Tier 1 (core) risk-based capital | $17,891,000 | 3,055 |
| Tier 2 risk-based capital | $1,660,000 | 2,558 |
| Total risk weighted assets | $132,642,000 | 2,935 |
| Total unused commitments | $12,491,000 | 4,126 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $190,662,000 | 2,981 |
| Cash and due from depository institutions | $4,102,000 | 2,537 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $32,564,000 | 3,413 |
| Federal funds sold & reverse repurchase agreements | $5,077,000 | 2,190 |
| Net loans & leases | $143,385,000 | 2,636 |
| Loan loss allowance | $1,702,000 | 2,639 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,624,000 | 3,614 |
| Other real estate owned | $331,000 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,579,000 | 4,178 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $190,662,000 | 2,981 |
| Total liabilities | $172,951,000 | 2,949 |
| Total deposits | $163,811,000 | 2,828 |
| Interest-bearing deposits | $141,884,000 | 2,780 |
| Deposits held in domestic offices | $163,811,000 | 2,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,171,000 | 1,942 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,561,000 | 3,413 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $408,000 | 5,248 |
| Total equity capital | $17,711,000 | 3,173 |
| Total bank equity capital | $17,711,000 | 3,173 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $262,000 | 5,425 |
| Surplus | $6,000,000 | 3,122 |
| Undivided profits | $11,449,000 | 2,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,148,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,066,000 | 2,862 |
| Earning assets | $181,026,000 | 2,911 |
| Long-term assets (5+ years) | $18,227,000 | 3,661 |
| Average Assets, year-to-date | $183,403,800 | 2,965 |
| Average Assets, quarterly | $190,537,000 | 2,961 |
| Volatile liabilities | $33,008,000 | 2,949 |
| Insider loans | $2,957,000 | 2,016 |
| FHLB advances | $5,561,000 | 3,257 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,520,000 | 4,151 |
| Tier 1 (core) risk-based capital | $17,809,000 | 3,017 |
| Tier 2 risk-based capital | $1,665,000 | 2,545 |
| Total risk weighted assets | $133,194,000 | 2,897 |
| Total unused commitments | $11,520,000 | 4,151 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $190,412,000 | 2,961 |
| Cash and due from depository institutions | $6,512,000 | 2,449 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $32,135,000 | 3,440 |
| Federal funds sold & reverse repurchase agreements | $3,633,000 | 2,669 |
| Net loans & leases | $142,668,000 | 2,614 |
| Loan loss allowance | $1,713,000 | 2,621 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,685,000 | 3,514 |
| Other real estate owned | $207,000 | 2,449 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,572,000 | 4,167 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $190,412,000 | 2,961 |
| Total liabilities | $172,800,000 | 2,932 |
| Total deposits | $163,460,000 | 2,803 |
| Interest-bearing deposits | $141,957,000 | 2,756 |
| Deposits held in domestic offices | $163,460,000 | 2,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,782,000 | 2,101 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,793,000 | 3,371 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $765,000 | 3,821 |
| Total equity capital | $17,612,000 | 3,175 |
| Total bank equity capital | $17,612,000 | 3,175 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $263,000 | 5,446 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $11,349,000 | 2,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,016,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,105,000 | 2,850 |
| Earning assets | $178,436,000 | 2,915 |
| Long-term assets (5+ years) | $18,653,000 | 3,670 |
| Average Assets, year-to-date | $181,589,250 | 2,979 |
| Average Assets, quarterly | $185,663,000 | 2,979 |
| Volatile liabilities | $35,587,000 | 2,721 |
| Insider loans | $3,065,000 | 1,914 |
| FHLB advances | $5,793,000 | 3,225 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,616,000 | 3,785 |
| Tier 1 (core) risk-based capital | $17,658,000 | 3,029 |
| Tier 2 risk-based capital | $1,646,000 | 2,529 |
| Total risk weighted assets | $132,178,000 | 2,867 |
| Total unused commitments | $13,616,000 | 3,786 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $180,914,000 | 3,035 |
| Cash and due from depository institutions | $6,663,000 | 2,465 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $28,624,000 | 3,781 |
| Federal funds sold & reverse repurchase agreements | $2,178,000 | 3,364 |
| Net loans & leases | $137,820,000 | 2,649 |
| Loan loss allowance | $1,733,000 | 2,597 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,709,000 | 3,452 |
| Other real estate owned | $129,000 | 2,465 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,791,000 | 3,947 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $180,914,000 | 3,035 |
| Total liabilities | $163,588,000 | 3,022 |
| Total deposits | $155,169,000 | 2,904 |
| Interest-bearing deposits | $135,199,000 | 2,852 |
| Deposits held in domestic offices | $155,169,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,757,000 | 1,883 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,112,000 | 3,801 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $550,000 | 4,306 |
| Total equity capital | $17,326,000 | 3,107 |
| Total bank equity capital | $17,326,000 | 3,107 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $262,000 | 5,485 |
| Surplus | $6,000,000 | 3,030 |
| Undivided profits | $11,064,000 | 2,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,246,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,111,000 | 2,650 |
| Earning assets | $168,622,000 | 3,004 |
| Long-term assets (5+ years) | $18,895,000 | 3,748 |
| Average Assets, year-to-date | $178,648,330 | 3,021 |
| Average Assets, quarterly | $179,971,500 | 3,033 |
| Volatile liabilities | $33,661,000 | 2,781 |
| Insider loans | $3,018,000 | 1,921 |
| FHLB advances | $4,112,000 | 3,635 |
| Loans and leases held for sale | $228,000 | 1,453 |
| Unused loan commitments | $17,157,000 | 3,313 |
| Tier 1 (core) risk-based capital | $17,509,000 | 3,000 |
| Tier 2 risk-based capital | $1,609,000 | 2,555 |
| Total risk weighted assets | $128,560,000 | 2,897 |
| Total unused commitments | $17,157,000 | 3,315 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $179,029,000 | 3,048 |
| Cash and due from depository institutions | $6,587,000 | 2,459 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $30,256,000 | 3,627 |
| Federal funds sold & reverse repurchase agreements | $3,117,000 | 3,756 |
| Net loans & leases | $133,720,000 | 2,648 |
| Loan loss allowance | $1,635,000 | 2,704 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,747,000 | 3,391 |
| Other real estate owned | $129,000 | 2,459 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,473,000 | 4,108 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $179,029,000 | 3,048 |
| Total liabilities | $161,825,000 | 3,024 |
| Total deposits | $154,899,000 | 2,882 |
| Interest-bearing deposits | $133,439,000 | 2,873 |
| Deposits held in domestic offices | $154,899,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,457,000 | 1,766 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,915,000 | 4,078 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $554,000 | 4,625 |
| Total equity capital | $17,204,000 | 3,193 |
| Total bank equity capital | $17,204,000 | 3,193 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $262,000 | 5,496 |
| Surplus | $6,000,000 | 2,993 |
| Undivided profits | $10,942,000 | 2,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,062,000 | 2,724 |
| Earning assets | $167,093,000 | 3,005 |
| Long-term assets (5+ years) | $19,312,000 | 3,647 |
| Average Assets, year-to-date | $177,515,500 | 3,038 |
| Average Assets, quarterly | $177,515,500 | 3,038 |
| Volatile liabilities | $32,916,000 | 2,750 |
| Insider loans | $2,922,000 | 1,930 |
| FHLB advances | $2,915,000 | 3,931 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,330,000 | 3,751 |
| Tier 1 (core) risk-based capital | $17,177,000 | 3,010 |
| Tier 2 risk-based capital | $1,569,000 | 2,588 |
| Total risk weighted assets | $125,466,000 | 2,908 |
| Total unused commitments | $13,330,000 | 3,756 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $176,002,000 | 3,080 |
| Cash and due from depository institutions | $5,326,000 | 2,558 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $29,867,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $135,365,000 | 2,601 |
| Loan loss allowance | $1,608,000 | 2,721 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,741,000 | 3,376 |
| Other real estate owned | $144,000 | 2,558 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,559,000 | 4,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,002,000 | 3,080 |
| Total liabilities | $159,092,000 | 3,063 |
| Total deposits | $148,578,000 | 2,986 |
| Interest-bearing deposits | $127,120,000 | 2,968 |
| Deposits held in domestic offices | $148,578,000 | 2,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,303,000 | 1,427 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,774,000 | 3,777 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $437,000 | 5,091 |
| Total equity capital | $16,910,000 | 3,166 |
| Total bank equity capital | $16,910,000 | 3,166 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $262,000 | 5,538 |
| Surplus | $6,000,000 | 2,957 |
| Undivided profits | $10,648,000 | 2,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $987,000 | 2,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,106,000 | 2,716 |
| Earning assets | $165,232,000 | 3,016 |
| Long-term assets (5+ years) | $21,555,000 | 3,441 |
| Average Assets, year-to-date | $174,470,800 | 3,018 |
| Average Assets, quarterly | $174,936,000 | 3,072 |
| Volatile liabilities | $34,776,000 | 2,629 |
| Insider loans | $2,982,000 | 1,867 |
| FHLB advances | $3,774,000 | 3,629 |
| Loans and leases held for sale | $78,000 | 1,713 |
| Unused loan commitments | $10,596,000 | 4,146 |
| Tier 1 (core) risk-based capital | $16,916,000 | 3,019 |
| Tier 2 risk-based capital | $1,572,000 | 2,569 |
| Total risk weighted assets | $125,652,000 | 2,914 |
| Total unused commitments | $10,596,000 | 4,149 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $173,870,000 | 3,108 |
| Cash and due from depository institutions | $5,943,000 | 2,453 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $29,819,000 | 3,664 |
| Federal funds sold & reverse repurchase agreements | $189,000 | 6,348 |
| Net loans & leases | $132,570,000 | 2,630 |
| Loan loss allowance | $1,605,000 | 2,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,095,000 | 3,032 |
| Other real estate owned | $64,000 | 2,453 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,190,000 | 4,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,870,000 | 3,108 |
| Total liabilities | $157,256,000 | 3,071 |
| Total deposits | $149,251,000 | 2,963 |
| Interest-bearing deposits | $128,106,000 | 2,960 |
| Deposits held in domestic offices | $149,251,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,311,000 | 1,833 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,986,000 | 3,709 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $708,000 | 4,046 |
| Total equity capital | $16,614,000 | 3,210 |
| Total bank equity capital | $16,614,000 | 3,210 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $262,000 | 5,572 |
| Surplus | $6,000,000 | 2,897 |
| Undivided profits | $10,352,000 | 2,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,269,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,077,000 | 2,935 |
| Earning assets | $162,578,000 | 3,053 |
| Long-term assets (5+ years) | $22,314,000 | 3,385 |
| Average Assets, year-to-date | $174,088,000 | 3,049 |
| Average Assets, quarterly | $173,506,500 | 3,096 |
| Volatile liabilities | $35,159,000 | 2,554 |
| Insider loans | $2,769,000 | 1,974 |
| FHLB advances | $3,986,000 | 3,541 |
| Loans and leases held for sale | $276,000 | 1,624 |
| Unused loan commitments | $13,076,000 | 3,697 |
| Tier 1 (core) risk-based capital | $16,623,000 | 3,062 |
| Tier 2 risk-based capital | $1,535,000 | 2,608 |
| Total risk weighted assets | $122,718,000 | 2,953 |
| Total unused commitments | $13,076,000 | 3,701 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $173,143,000 | 3,106 |
| Cash and due from depository institutions | $6,114,000 | 2,457 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $30,444,000 | 3,509 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,881 |
| Net loans & leases | $130,200,000 | 2,633 |
| Loan loss allowance | $1,427,000 | 2,969 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,186,000 | 2,913 |
| Other real estate owned | $64,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,210,000 | 4,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,143,000 | 3,106 |
| Total liabilities | $156,723,000 | 3,071 |
| Total deposits | $148,046,000 | 2,982 |
| Interest-bearing deposits | $129,119,000 | 2,911 |
| Deposits held in domestic offices | $148,046,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,202,000 | 1,780 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,704,000 | 3,439 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $771,000 | 3,946 |
| Total equity capital | $16,420,000 | 3,218 |
| Total bank equity capital | $16,420,000 | 3,218 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $263,000 | 5,578 |
| Surplus | $6,000,000 | 2,862 |
| Undivided profits | $10,157,000 | 3,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,744,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,100,000 | 2,768 |
| Earning assets | $161,569,000 | 3,042 |
| Long-term assets (5+ years) | $21,164,000 | 3,342 |
| Average Assets, year-to-date | $174,160,670 | 3,040 |
| Average Assets, quarterly | $172,790,500 | 3,086 |
| Volatile liabilities | $32,461,000 | 2,686 |
| Insider loans | $2,521,000 | 2,150 |
| FHLB advances | $4,704,000 | 3,272 |
| Loans and leases held for sale | $99,000 | 1,980 |
| Unused loan commitments | $12,288,000 | 3,763 |
| Tier 1 (core) risk-based capital | $16,324,000 | 3,048 |
| Tier 2 risk-based capital | $1,427,000 | 2,705 |
| Total risk weighted assets | $122,216,000 | 2,927 |
| Total unused commitments | $12,288,000 | 3,775 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $172,438,000 | 3,081 |
| Cash and due from depository institutions | $5,509,000 | 2,432 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $28,246,000 | 3,687 |
| Federal funds sold & reverse repurchase agreements | $4,207,000 | 3,602 |
| Net loans & leases | $128,759,000 | 2,607 |
| Loan loss allowance | $1,573,000 | 2,706 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,235,000 | 2,849 |
| Other real estate owned | $201,000 | 2,432 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,281,000 | 4,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,438,000 | 3,081 |
| Total liabilities | $156,288,000 | 3,052 |
| Total deposits | $145,835,000 | 2,996 |
| Interest-bearing deposits | $126,810,000 | 2,934 |
| Deposits held in domestic offices | $145,835,000 | 2,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,294,000 | 1,676 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,511,000 | 2,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $648,000 | 4,438 |
| Total equity capital | $16,150,000 | 3,219 |
| Total bank equity capital | $16,150,000 | 3,219 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $262,000 | 5,603 |
| Surplus | $6,000,000 | 2,821 |
| Undivided profits | $9,888,000 | 3,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,841,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,094,000 | 2,803 |
| Earning assets | $161,212,000 | 3,019 |
| Long-term assets (5+ years) | $20,727,000 | 3,321 |
| Average Assets, year-to-date | $174,669,500 | 3,016 |
| Average Assets, quarterly | $174,669,500 | 3,016 |
| Volatile liabilities | $31,690,000 | 2,689 |
| Insider loans | $2,649,000 | 2,021 |
| FHLB advances | $6,511,000 | 2,676 |
| Loans and leases held for sale | $110,000 | 1,870 |
| Unused loan commitments | $12,046,000 | 3,756 |
| Tier 1 (core) risk-based capital | $16,150,000 | 3,042 |
| Tier 2 risk-based capital | $1,514,000 | 2,554 |
| Total risk weighted assets | $121,061,000 | 2,903 |
| Total unused commitments | $12,046,000 | 3,770 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 71 | 2,405 |
| Assets and Liabilities | ||
| Total Assets: | $176,901,000 | 2,965 |
| Cash and due from depository institutions | $8,350,000 | 2,405 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $31,910,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $130,886,000 | 2,547 |
| Loan loss allowance | $1,501,000 | 2,739 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,033,000 | 3,010 |
| Other real estate owned | $80,000 | 2,405 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,642,000 | 3,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,901,000 | 2,965 |
| Total liabilities | $160,991,000 | 2,935 |
| Total deposits | $145,782,000 | 2,950 |
| Interest-bearing deposits | $127,996,000 | 2,867 |
| Deposits held in domestic offices | $145,782,000 | 2,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,788,000 | 1,184 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,688,000 | 2,833 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $733,000 | 4,167 |
| Total equity capital | $15,910,000 | 3,228 |
| Total bank equity capital | $15,910,000 | 3,228 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $262,000 | 5,617 |
| Surplus | $6,000,000 | 2,779 |
| Undivided profits | $9,648,000 | 3,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,317,000 | 2,436 |
| Earning assets | $162,796,000 | 2,927 |
| Long-term assets (5+ years) | $20,629,000 | 3,262 |
| Average Assets, year-to-date | $176,547,400 | 2,833 |
| Average Assets, quarterly | $176,002,000 | 2,946 |
| Volatile liabilities | $36,296,000 | 2,402 |
| Insider loans | $2,640,000 | 1,989 |
| FHLB advances | $6,688,000 | 2,664 |
| Loans and leases held for sale | $274,000 | 1,720 |
| Unused loan commitments | $12,082,000 | 3,658 |
| Tier 1 (core) risk-based capital | $15,900,000 | 3,034 |
| Tier 2 risk-based capital | $1,501,000 | 2,528 |
| Total risk weighted assets | $124,025,000 | 2,795 |
| Total unused commitments | $12,082,000 | 3,663 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $175,904,000 | 2,849 |
| Cash and due from depository institutions | $7,667,000 | 2,391 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $25,784,000 | 3,761 |
| Federal funds sold & reverse repurchase agreements | $5,303,000 | 2,641 |
| Net loans & leases | $129,869,000 | 2,491 |
| Loan loss allowance | $1,474,000 | 2,627 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,660,000 | 2,481 |
| Other real estate owned | $57,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,564,000 | 2,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,904,000 | 2,849 |
| Total liabilities | $160,902,000 | 2,810 |
| Total deposits | $147,641,000 | 2,764 |
| Interest-bearing deposits | $130,223,000 | 2,703 |
| Deposits held in domestic offices | $147,641,000 | 2,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,683,000 | 1,741 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,061,000 | 2,312 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $517,000 | 5,325 |
| Total equity capital | $15,002,000 | 3,202 |
| Total bank equity capital | $15,002,000 | 3,202 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $263,000 | 5,735 |
| Surplus | $6,000,000 | 2,662 |
| Undivided profits | $8,739,000 | 3,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,127,000 | 1,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,385,000 | 2,456 |
| Earning assets | $160,956,000 | 2,842 |
| Long-term assets (5+ years) | $18,897,000 | 3,424 |
| Average Assets, year-to-date | $172,278,800 | 2,764 |
| Average Assets, quarterly | $175,607,000 | 2,817 |
| Volatile liabilities | $32,158,000 | 2,585 |
| Insider loans | $2,559,000 | 1,920 |
| FHLB advances | $9,061,000 | 2,153 |
| Loans and leases held for sale | $489,000 | 1,414 |
| Unused loan commitments | $8,995,000 | 4,160 |
| Tier 1 (core) risk-based capital | $14,949,000 | 3,072 |
| Tier 2 risk-based capital | $1,474,000 | 2,440 |
| Total risk weighted assets | $122,101,000 | 2,719 |
| Total unused commitments | $8,995,000 | 4,168 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 71 | 2,416 |
| Assets and Liabilities | ||
| Total Assets: | $168,085,000 | 2,844 |
| Cash and due from depository institutions | $7,292,000 | 2,416 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $28,048,000 | 3,605 |
| Federal funds sold & reverse repurchase agreements | $3,343,000 | 3,185 |
| Net loans & leases | $124,099,000 | 2,514 |
| Loan loss allowance | $1,478,000 | 2,494 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,413,000 | 2,578 |
| Other real estate owned | $0 | 2,416 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,890,000 | 4,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,085,000 | 2,844 |
| Total liabilities | $153,836,000 | 2,807 |
| Total deposits | $136,010,000 | 2,869 |
| Interest-bearing deposits | $119,717,000 | 2,813 |
| Deposits held in domestic offices | $136,010,000 | 2,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,574,000 | 1,484 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,568,000 | 1,880 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $684,000 | 4,746 |
| Total equity capital | $14,249,000 | 3,242 |
| Total bank equity capital | $14,249,000 | 3,242 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $263,000 | 5,909 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $9,986,000 | 2,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,072,000 | 2,530 |
| Earning assets | $155,490,000 | 2,830 |
| Long-term assets (5+ years) | $20,299,000 | 3,124 |
| Average Assets, year-to-date | $164,682,200 | 2,776 |
| Average Assets, quarterly | $165,338,500 | 2,850 |
| Volatile liabilities | $30,343,000 | 2,639 |
| Insider loans | $2,374,000 | 1,985 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,865,000 | 3,197 |
| Tier 1 (core) risk-based capital | $14,249,000 | 3,120 |
| Tier 2 risk-based capital | $1,478,000 | 2,331 |
| Total risk weighted assets | $120,004,600 | 2,632 |
| Total unused commitments | $12,865,000 | 3,199 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $164,666,000 | 2,843 |
| Cash and due from depository institutions | $11,399,000 | 2,470 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $23,325,000 | 4,344 |
| Federal funds sold & reverse repurchase agreements | $6,040,000 | 1,597 |
| Net loans & leases | $118,832,000 | 2,500 |
| Loan loss allowance | $1,499,000 | 2,388 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,462,000 | 2,501 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,608,000 | 4,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,666,000 | 2,843 |
| Total liabilities | $151,388,000 | 2,800 |
| Total deposits | $135,288,000 | 2,815 |
| Interest-bearing deposits | $120,350,000 | 2,731 |
| Deposits held in domestic offices | $135,288,000 | 2,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,035,000 | 2,104 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,438,000 | 1,752 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $627,000 | 4,623 |
| Total equity capital | $13,278,000 | 3,319 |
| Total bank equity capital | $13,278,000 | 3,319 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $262,000 | 6,115 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $9,016,000 | 2,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,037,000 | 2,158 |
| Earning assets | $148,197,000 | 2,872 |
| Long-term assets (5+ years) | $21,071,000 | 3,204 |
| Average Assets, year-to-date | $155,601,200 | 2,874 |
| Average Assets, quarterly | $160,881,000 | 2,865 |
| Volatile liabilities | $25,241,000 | 2,898 |
| Insider loans | $2,302,000 | 1,974 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,759,000 | 4,053 |
| Tier 1 (core) risk-based capital | $13,318,000 | 3,293 |
| Tier 2 risk-based capital | $1,432,700 | 2,270 |
| Total risk weighted assets | $114,549,900 | 2,648 |
| Total unused commitments | $8,759,000 | 4,056 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 71 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $151,075,000 | 3,005 |
| Cash and due from depository institutions | $7,896,000 | 2,474 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $22,086,000 | 4,521 |
| Federal funds sold & reverse repurchase agreements | $3,273,000 | 4,587 |
| Net loans & leases | $112,579,000 | 2,466 |
| Loan loss allowance | $1,327,000 | 2,591 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,722,000 | 2,195 |
| Other real estate owned | $0 | 2,474 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,519,000 | 4,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,075,000 | 3,005 |
| Total liabilities | $138,639,000 | 2,955 |
| Total deposits | $126,344,000 | 2,994 |
| Interest-bearing deposits | $110,622,000 | 2,944 |
| Deposits held in domestic offices | $126,344,000 | 2,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,481,000 | 1,441 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $814,000 | 4,117 |
| Total equity capital | $12,436,000 | 3,599 |
| Total bank equity capital | $12,436,000 | 3,599 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $263,000 | 6,216 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $8,173,000 | 3,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $954,000 | 2,363 |
| Earning assets | $137,938,000 | 3,021 |
| Long-term assets (5+ years) | $20,593,000 | 3,102 |
| Average Assets, year-to-date | $146,315,400 | 2,945 |
| Average Assets, quarterly | $150,347,000 | 2,974 |
| Volatile liabilities | $17,610,000 | 3,364 |
| Insider loans | $1,793,000 | 2,308 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,696,000 | 3,693 |
| Tier 1 (core) risk-based capital | $12,419,000 | 3,433 |
| Tier 2 risk-based capital | $1,327,000 | 2,361 |
| Total risk weighted assets | $108,293,700 | 2,620 |
| Total unused commitments | $9,696,000 | 3,700 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 73 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $141,797,000 | 3,132 |
| Cash and due from depository institutions | $5,176,000 | 2,464 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,558,000 | 4,809 |
| Federal funds sold & reverse repurchase agreements | $2,883,000 | 4,060 |
| Net loans & leases | $107,311,000 | 2,575 |
| Loan loss allowance | $1,136,000 | 3,003 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,128,000 | 1,920 |
| Other real estate owned | $150,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,591,000 | 4,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,797,000 | 3,132 |
| Total liabilities | $130,167,000 | 3,074 |
| Total deposits | $121,469,000 | 3,064 |
| Interest-bearing deposits | $106,859,000 | 3,008 |
| Deposits held in domestic offices | $121,469,000 | 3,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,929,000 | 1,587 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $769,000 | 4,391 |
| Total equity capital | $11,630,000 | 3,771 |
| Total bank equity capital | $11,630,000 | 3,771 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $263,000 | 6,483 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $7,367,000 | 3,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,039,000 | 2,176 |
| Earning assets | $130,752,000 | 3,125 |
| Long-term assets (5+ years) | $19,230,000 | 2,861 |
| Average Assets, year-to-date | $135,193,600 | 3,126 |
| Average Assets, quarterly | $140,085,500 | 3,126 |
| Volatile liabilities | $16,426,000 | 3,513 |
| Insider loans | $1,937,000 | 2,125 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,729,000 | 3,773 |
| Tier 1 (core) risk-based capital | $11,633,000 | 3,630 |
| Tier 2 risk-based capital | $1,136,000 | 2,606 |
| Total risk weighted assets | $103,447,000 | 2,682 |
| Total unused commitments | $8,729,000 | 3,775 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 71 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $129,340,000 | 3,491 |
| Cash and due from depository institutions | $7,708,000 | 2,656 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,374,000 | 5,228 |
| Federal funds sold & reverse repurchase agreements | $197,000 | 8,132 |
| Net loans & leases | $95,163,000 | 2,901 |
| Loan loss allowance | $1,180,000 | 3,047 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,384,000 | 1,805 |
| Other real estate owned | $100,000 | 2,656 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,414,000 | 4,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,340,000 | 3,491 |
| Total liabilities | $118,383,000 | 3,439 |
| Total deposits | $109,063,000 | 3,491 |
| Interest-bearing deposits | $95,823,000 | 3,418 |
| Deposits held in domestic offices | $109,063,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,152,000 | 1,469 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $668,000 | 4,830 |
| Total equity capital | $10,957,000 | 4,009 |
| Total bank equity capital | $10,957,000 | 4,009 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $263,000 | 6,845 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $6,694,000 | 3,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 2,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $801,000 | 2,849 |
| Earning assets | $115,734,000 | 3,574 |
| Long-term assets (5+ years) | $20,148,000 | 2,653 |
| Average Assets, year-to-date | $126,700,000 | 3,405 |
| Average Assets, quarterly | $128,365,500 | 3,474 |
| Volatile liabilities | $13,252,000 | 3,985 |
| Insider loans | $2,016,000 | 2,109 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,789,000 | 2,566 |
| Tier 1 (core) risk-based capital | $10,969,000 | 3,899 |
| Tier 2 risk-based capital | $1,176,920 | 2,565 |
| Total risk weighted assets | $94,150,620 | 2,952 |
| Total unused commitments | $14,789,000 | 2,578 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $122,929,000 | 3,645 |
| Cash and due from depository institutions | $6,317,000 | 2,746 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,571,000 | 5,452 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 2,380 |
| Net loans & leases | $83,765,000 | 3,179 |
| Loan loss allowance | $1,078,000 | 3,309 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,782,000 | 1,618 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,344,000 | 5,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,929,000 | 3,645 |
| Total liabilities | $112,554,000 | 3,594 |
| Total deposits | $103,876,000 | 3,685 |
| Interest-bearing deposits | $89,818,000 | 3,657 |
| Deposits held in domestic offices | $103,876,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,870,000 | 1,338 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $808,000 | 4,346 |
| Total equity capital | $10,375,000 | 4,198 |
| Total bank equity capital | $10,375,000 | 4,198 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $263,000 | 7,208 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $6,112,000 | 3,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,198,000 | 2,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $739,000 | 3,182 |
| Earning assets | $110,486,000 | 3,712 |
| Long-term assets (5+ years) | $19,267,000 | 2,570 |
| Average Assets, year-to-date | $117,505,000 | 3,664 |
| Average Assets, quarterly | $121,671,000 | 3,656 |
| Volatile liabilities | $11,675,000 | 4,073 |
| Insider loans | $119,000 | 8,898 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,325,000 | 4,008 |
| Tier 1 (core) risk-based capital | $10,338,000 | 4,091 |
| Tier 2 risk-based capital | $1,041,630 | 2,801 |
| Total risk weighted assets | $83,293,830 | 3,203 |
| Total unused commitments | $7,325,000 | 4,020 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $113,110,000 | 3,917 |
| Cash and due from depository institutions | $5,861,000 | 2,960 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,642,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $3,475,000 | 2,514 |
| Net loans & leases | $75,647,000 | 3,419 |
| Loan loss allowance | $1,159,000 | 3,120 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,297,000 | 1,726 |
| Other real estate owned | $26,000 | 2,960 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,162,000 | 6,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,110,000 | 3,917 |
| Total liabilities | $103,252,000 | 3,892 |
| Total deposits | $95,028,000 | 3,959 |
| Interest-bearing deposits | $82,528,000 | 3,922 |
| Deposits held in domestic offices | $95,028,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,784,000 | 1,419 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $440,000 | 5,686 |
| Total equity capital | $9,858,000 | 4,105 |
| Total bank equity capital | $9,858,000 | 4,105 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $263,000 | 7,619 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $5,595,000 | 3,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $567,000 | 3,700 |
| Earning assets | $101,764,000 | 3,974 |
| Long-term assets (5+ years) | $17,093,000 | 2,862 |
| Average Assets, year-to-date | $111,108,800 | 3,893 |
| Average Assets, quarterly | $112,041,500 | 3,920 |
| Volatile liabilities | $9,226,000 | 4,594 |
| Insider loans | $30,000 | 10,620 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,044,000 | 4,889 |
| Tier 1 (core) risk-based capital | $9,858,000 | 4,184 |
| Tier 2 risk-based capital | $930,810 | 3,105 |
| Total risk weighted assets | $74,236,410 | 3,466 |
| Total unused commitments | $5,044,000 | 4,897 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $110,079,000 | 4,088 |
| Cash and due from depository institutions | $3,850,000 | 3,334 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,402,000 | 4,997 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,753 |
| Net loans & leases | $69,715,000 | 3,600 |
| Loan loss allowance | $1,157,000 | 3,245 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,866,000 | 1,885 |
| Other real estate owned | $85,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,111,000 | 5,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,079,000 | 4,088 |
| Total liabilities | $100,749,000 | 4,039 |
| Total deposits | $92,851,000 | 4,162 |
| Interest-bearing deposits | $80,947,000 | 4,144 |
| Deposits held in domestic offices | $92,851,000 | 4,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,352,000 | 1,247 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $546,000 | 5,030 |
| Total equity capital | $9,330,000 | 4,354 |
| Total bank equity capital | $9,330,000 | 4,354 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $263,000 | 8,024 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $5,067,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 3,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $473,000 | 3,944 |
| Earning assets | $101,167,000 | 4,079 |
| Long-term assets (5+ years) | $15,738,000 | 3,186 |
| Average Assets, year-to-date | $109,355,400 | 4,001 |
| Average Assets, quarterly | $109,312,500 | 4,080 |
| Volatile liabilities | $14,775,000 | 3,039 |
| Insider loans | $27,000 | 11,083 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,050,000 | 4,366 |
| Tier 1 (core) risk-based capital | $9,330,000 | 4,260 |
| Tier 2 risk-based capital | $870,100 | 3,273 |
| Total risk weighted assets | $69,321,000 | 3,666 |
| Total unused commitments | $6,050,000 | 4,392 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $110,880,000 | 4,121 |
| Cash and due from depository institutions | $4,896,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,844,000 | 4,482 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 5,237 |
| Net loans & leases | $68,317,000 | 3,744 |
| Loan loss allowance | $1,005,000 | 3,701 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,696,000 | 1,975 |
| Other real estate owned | $127,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,175,000 | 5,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,880,000 | 4,121 |
| Total liabilities | $102,196,000 | 4,103 |
| Total deposits | $95,644,000 | 4,173 |
| Interest-bearing deposits | $84,971,000 | 4,136 |
| Deposits held in domestic offices | $95,644,000 | 4,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,846,000 | 1,224 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $706,000 | 4,388 |
| Total equity capital | $8,684,000 | 4,454 |
| Total bank equity capital | $8,684,000 | 4,454 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $263,000 | 8,435 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $4,421,000 | 4,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $502,000 | 4,069 |
| Earning assets | $100,986,000 | 4,136 |
| Long-term assets (5+ years) | $15,480,000 | 3,163 |
| Average Assets, year-to-date | $107,089,200 | 4,159 |
| Average Assets, quarterly | $109,219,500 | 4,148 |
| Volatile liabilities | $13,636,000 | 3,223 |
| Insider loans | $20,000 | 8,339 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,515,000 | 3,555 |
| Tier 1 (core) risk-based capital | $8,684,000 | 4,394 |
| Tier 2 risk-based capital | $852,020 | 3,337 |
| Total risk weighted assets | $68,008,920 | 3,805 |
| Total unused commitments | $7,515,000 | 3,572 |
| Derivatives | $0 | 651 |