Home > The Union Bank of Bryant > Income and Expense
The Union Bank of Bryant, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 5,033 |
| Total interest expense | $3,154,000 | 4,416 |
| Net interest income | $2,706,000 | 5,528 |
| Provision for loan and lease losses | $147,000 | 4,324 |
| Total noninterest income | $475,000 | 5,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,858 |
| Total noninterest expense | $1,957,000 | 5,775 |
| Salaries and employee benefits | $943,000 | 6,124 |
| Premises and equipment expense | $424,000 | 4,330 |
| Additional noninterest expense | $590,000 | 5,891 |
| Pre-tax net operating income | $1,077,000 | 5,078 |
| Securities gains (losses) | $-89,000 | 9,935 |
| Applicable income taxes | $215,000 | 5,548 |
| Income before extraordinary items | $773,000 | 5,187 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $773,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $142,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $842,420 | 4,894 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 4,848 |
| Total interest expense | $3,895,000 | 3,778 |
| Net interest income | $2,357,000 | 6,053 |
| Provision for loan and lease losses | $152,000 | 4,118 |
| Total noninterest income | $192,000 | 7,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,893,000 | 5,807 |
| Salaries and employee benefits | $852,000 | 6,460 |
| Premises and equipment expense | $379,000 | 4,607 |
| Additional noninterest expense | $662,000 | 5,380 |
| Pre-tax net operating income | $504,000 | 7,339 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $448,000 | 6,927 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $448,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $1,935,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $448,890 | 6,822 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,691 |
| Total interest expense | $4,051,000 | 3,634 |
| Net interest income | $2,603,000 | 5,894 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $1,466,000 | 6,877 |
| Salaries and employee benefits | $769,000 | 6,935 |
| Premises and equipment expense | $228,000 | 6,375 |
| Additional noninterest expense | $469,000 | 6,765 |
| Pre-tax net operating income | $1,112,000 | 5,492 |
| Securities gains (losses) | $-29,000 | 10,497 |
| Applicable income taxes | $287,000 | 5,846 |
| Income before extraordinary items | $796,000 | 5,476 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $796,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $817,170 | 5,335 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 4,858 |
| Total interest expense | $4,038,000 | 3,680 |
| Net interest income | $2,471,000 | 6,240 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $123,000 | 6,525 |
| Total noninterest expense | $1,893,000 | 6,178 |
| Salaries and employee benefits | $641,000 | 7,891 |
| Premises and equipment expense | $206,000 | 6,929 |
| Additional noninterest expense | $1,046,000 | 4,247 |
| Pre-tax net operating income | $701,000 | 6,927 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $351,000 | 5,316 |
| Income before extraordinary items | $381,000 | 7,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $381,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $361,160 | 7,857 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 4,908 |
| Total interest expense | $4,054,000 | 3,639 |
| Net interest income | $2,362,000 | 6,553 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $114,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $1,225,000 | 8,123 |
| Salaries and employee benefits | $615,000 | 8,262 |
| Premises and equipment expense | $88,000 | 9,975 |
| Additional noninterest expense | $522,000 | 7,097 |
| Pre-tax net operating income | $1,251,000 | 5,117 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $247,000 | 6,693 |
| Income before extraordinary items | $998,000 | 4,643 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $998,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $1,978,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,002,800 | 4,585 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,191 |
| Total interest expense | $3,340,000 | 3,582 |
| Net interest income | $2,214,000 | 7,057 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $129,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $1,247,000 | 8,439 |
| Salaries and employee benefits | $680,000 | 8,027 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $1,047,000 | 5,765 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $294,000 | 5,955 |
| Income before extraordinary items | $821,000 | 5,264 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $821,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $770,680 | 5,574 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 5,191 |
| Total interest expense | $3,214,000 | 3,883 |
| Net interest income | $2,470,000 | 6,605 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $126,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $1,164,000 | 9,041 |
| Salaries and employee benefits | $596,000 | 8,831 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $383,000 | 9,447 |
| Pre-tax net operating income | $1,432,000 | 4,502 |
| Securities gains (losses) | $140,000 | 2,061 |
| Applicable income taxes | $467,000 | 4,438 |
| Income before extraordinary items | $1,105,000 | 4,305 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,105,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-190,000 | 13,209 |
| Net operating income | $1,007,000 | 4,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 5,051 |
| Total interest expense | $4,395,000 | 3,729 |
| Net interest income | $2,247,000 | 7,134 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $1,170,000 | 9,181 |
| Salaries and employee benefits | $595,000 | 8,848 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $1,265,000 | 4,710 |
| Securities gains (losses) | $95,000 | 3,090 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $991,000 | 4,548 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $991,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $921,650 | 4,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.