Home > The Union Bank > Income and Expense
The Union Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 2,236 |
| Total interest expense | $1,681,000 | 2,198 |
| Net interest income | $7,714,000 | 2,216 |
| Provision for loan and lease losses | $525,000 | 1,120 |
| Total noninterest income | $1,209,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $534,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $675,000 | 2,363 |
| Total noninterest expense | $5,701,000 | 2,331 |
| Salaries and employee benefits | $3,300,000 | 2,299 |
| Premises and equipment expense | $750,000 | 2,059 |
| Additional noninterest expense | $1,651,000 | 2,408 |
| Pre-tax net operating income | $2,697,000 | 2,258 |
| Securities gains (losses) | $-1,000 | 4,641 |
| Applicable income taxes | $533,000 | 1,741 |
| Income before extraordinary items | $2,163,000 | 2,414 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,163,000 | 2,415 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,163,000 | 2,415 |
| Net charge-offs | $439,000 | 822 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,163,800 | 2,384 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 2,254 |
| Total interest expense | $1,078,000 | 2,229 |
| Net interest income | $5,129,000 | 2,229 |
| Provision for loan and lease losses | $25,000 | 3,190 |
| Total noninterest income | $795,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $355,000 | 1,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,350 |
| Total noninterest expense | $3,809,000 | 2,345 |
| Salaries and employee benefits | $2,251,000 | 2,275 |
| Premises and equipment expense | $524,000 | 1,993 |
| Additional noninterest expense | $1,034,000 | 2,525 |
| Pre-tax net operating income | $2,090,000 | 2,041 |
| Securities gains (losses) | $13,000 | 1,155 |
| Applicable income taxes | $436,000 | 1,557 |
| Income before extraordinary items | $1,667,000 | 2,186 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,667,000 | 2,185 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,667,000 | 2,186 |
| Net charge-offs | $-61,000 | 4,961 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,656,730 | 2,166 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 2,241 |
| Total interest expense | $519,000 | 2,250 |
| Net interest income | $2,601,000 | 2,196 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $397,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $179,000 | 1,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 2,301 |
| Total noninterest expense | $1,812,000 | 2,423 |
| Salaries and employee benefits | $1,046,000 | 2,409 |
| Premises and equipment expense | $268,000 | 1,987 |
| Additional noninterest expense | $498,000 | 2,594 |
| Pre-tax net operating income | $1,186,000 | 1,820 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $234,000 | 1,454 |
| Income before extraordinary items | $954,000 | 1,939 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $954,000 | 1,937 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $954,000 | 1,938 |
| Net charge-offs | $-116,000 | 5,214 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $952,400 | 1,931 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,350,000 | 2,160 |
| Total interest expense | $2,097,000 | 1,879 |
| Net interest income | $10,253,000 | 2,195 |
| Provision for loan and lease losses | $199,000 | 2,399 |
| Total noninterest income | $1,662,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $795,000 | 1,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,400 |
| Total noninterest expense | $8,038,000 | 2,239 |
| Salaries and employee benefits | $4,522,000 | 2,262 |
| Premises and equipment expense | $1,158,000 | 1,855 |
| Additional noninterest expense | $2,358,000 | 2,317 |
| Pre-tax net operating income | $3,678,000 | 2,209 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $734,000 | 1,652 |
| Income before extraordinary items | $2,944,000 | 2,346 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,944,000 | 2,345 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,944,000 | 2,345 |
| Net charge-offs | $124,000 | 1,994 |
| Cash dividends | $123,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,944,000 | 2,342 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 2,165 |
| Total interest expense | $1,569,000 | 1,799 |
| Net interest income | $7,639,000 | 2,210 |
| Provision for loan and lease losses | $199,000 | 2,005 |
| Total noninterest income | $1,195,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $590,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,507 |
| Total noninterest expense | $5,878,000 | 2,279 |
| Salaries and employee benefits | $3,317,000 | 2,293 |
| Premises and equipment expense | $842,000 | 1,898 |
| Additional noninterest expense | $1,719,000 | 2,361 |
| Pre-tax net operating income | $2,757,000 | 2,238 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $550,000 | 1,712 |
| Income before extraordinary items | $2,207,000 | 2,365 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,207,000 | 2,364 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,207,000 | 2,364 |
| Net charge-offs | $104,000 | 1,705 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,207,000 | 2,356 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 2,151 |
| Total interest expense | $1,036,000 | 1,732 |
| Net interest income | $5,088,000 | 2,196 |
| Provision for loan and lease losses | $199,000 | 1,550 |
| Total noninterest income | $786,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $380,000 | 1,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 2,501 |
| Total noninterest expense | $4,020,000 | 2,254 |
| Salaries and employee benefits | $2,301,000 | 2,244 |
| Premises and equipment expense | $540,000 | 1,968 |
| Additional noninterest expense | $1,179,000 | 2,327 |
| Pre-tax net operating income | $1,655,000 | 2,373 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $329,000 | 1,786 |
| Income before extraordinary items | $1,326,000 | 2,514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,326,000 | 2,513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,326,000 | 2,513 |
| Net charge-offs | $54,000 | 1,716 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,326,000 | 2,505 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 2,150 |
| Total interest expense | $513,000 | 1,680 |
| Net interest income | $2,527,000 | 2,220 |
| Provision for loan and lease losses | $175,000 | 1,039 |
| Total noninterest income | $425,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $193,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 2,312 |
| Total noninterest expense | $2,037,000 | 2,248 |
| Salaries and employee benefits | $1,131,000 | 2,290 |
| Premises and equipment expense | $292,000 | 1,894 |
| Additional noninterest expense | $614,000 | 2,236 |
| Pre-tax net operating income | $740,000 | 2,509 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $148,000 | 1,843 |
| Income before extraordinary items | $592,000 | 2,631 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $592,000 | 2,631 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $592,000 | 2,631 |
| Net charge-offs | $40,000 | 1,308 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $592,000 | 2,629 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 2,121 |
| Total interest expense | $2,022,000 | 1,520 |
| Net interest income | $10,075,000 | 2,215 |
| Provision for loan and lease losses | $334,000 | 1,868 |
| Total noninterest income | $1,595,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $722,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 2,457 |
| Total noninterest expense | $7,902,000 | 2,291 |
| Salaries and employee benefits | $4,356,000 | 2,328 |
| Premises and equipment expense | $1,155,000 | 1,905 |
| Additional noninterest expense | $2,391,000 | 2,327 |
| Pre-tax net operating income | $3,434,000 | 2,268 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $670,000 | 2,199 |
| Income before extraordinary items | $2,764,000 | 2,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,764,000 | 2,183 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,764,000 | 2,184 |
| Net charge-offs | $313,000 | 1,449 |
| Cash dividends | $2,894,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,764,000 | 2,165 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,987,000 | 2,142 |
| Total interest expense | $1,507,000 | 1,511 |
| Net interest income | $7,480,000 | 2,240 |
| Provision for loan and lease losses | $301,000 | 1,609 |
| Total noninterest income | $1,187,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $524,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,464 |
| Total noninterest expense | $5,828,000 | 2,333 |
| Salaries and employee benefits | $3,195,000 | 2,375 |
| Premises and equipment expense | $900,000 | 1,863 |
| Additional noninterest expense | $1,733,000 | 2,395 |
| Pre-tax net operating income | $2,538,000 | 2,345 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $910,000 | 1,549 |
| Income before extraordinary items | $1,628,000 | 2,714 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,628,000 | 2,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,628,000 | 2,714 |
| Net charge-offs | $189,000 | 1,443 |
| Cash dividends | $540,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,628,000 | 2,702 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 2,157 |
| Total interest expense | $988,000 | 1,500 |
| Net interest income | $4,893,000 | 2,262 |
| Provision for loan and lease losses | $77,000 | 2,459 |
| Total noninterest income | $764,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $337,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,510 |
| Total noninterest expense | $3,950,000 | 2,302 |
| Salaries and employee benefits | $2,185,000 | 2,352 |
| Premises and equipment expense | $571,000 | 1,932 |
| Additional noninterest expense | $1,194,000 | 2,336 |
| Pre-tax net operating income | $1,630,000 | 2,353 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $530,000 | 1,647 |
| Income before extraordinary items | $1,100,000 | 2,667 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,100,000 | 2,666 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,100,000 | 2,667 |
| Net charge-offs | $59,000 | 1,873 |
| Cash dividends | $479,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,100,000 | 2,651 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,077 |
| Total interest expense | $480,000 | 1,511 |
| Net interest income | $2,568,000 | 2,182 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $378,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $159,000 | 1,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 2,464 |
| Total noninterest expense | $1,937,000 | 2,354 |
| Salaries and employee benefits | $1,022,000 | 2,487 |
| Premises and equipment expense | $275,000 | 2,001 |
| Additional noninterest expense | $640,000 | 2,194 |
| Pre-tax net operating income | $1,009,000 | 1,952 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $250,000 | 1,663 |
| Income before extraordinary items | $759,000 | 2,063 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $759,000 | 2,064 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $759,000 | 2,064 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $479,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $759,000 | 2,037 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,415,000 | 2,158 |
| Total interest expense | $1,860,000 | 1,504 |
| Net interest income | $9,555,000 | 2,274 |
| Provision for loan and lease losses | $790,000 | 1,112 |
| Total noninterest income | $1,733,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $682,000 | 1,650 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,051,000 | 2,339 |
| Total noninterest expense | $7,427,000 | 2,435 |
| Salaries and employee benefits | $4,103,000 | 2,456 |
| Premises and equipment expense | $1,069,000 | 2,036 |
| Additional noninterest expense | $2,255,000 | 2,520 |
| Pre-tax net operating income | $3,071,000 | 2,362 |
| Securities gains (losses) | $22,000 | 2,312 |
| Applicable income taxes | $22,000 | 3,834 |
| Income before extraordinary items | $3,071,000 | 2,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,071,000 | 2,067 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,071,000 | 2,067 |
| Net charge-offs | $746,000 | 825 |
| Cash dividends | $747,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,049,220 | 2,025 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 2,207 |
| Total interest expense | $1,390,000 | 1,508 |
| Net interest income | $6,949,000 | 2,332 |
| Provision for loan and lease losses | $694,000 | 917 |
| Total noninterest income | $1,304,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $501,000 | 1,681 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $803,000 | 2,316 |
| Total noninterest expense | $5,446,000 | 2,477 |
| Salaries and employee benefits | $3,030,000 | 2,460 |
| Premises and equipment expense | $787,000 | 2,069 |
| Additional noninterest expense | $1,629,000 | 2,614 |
| Pre-tax net operating income | $2,113,000 | 2,523 |
| Securities gains (losses) | $22,000 | 2,256 |
| Applicable income taxes | $21,000 | 3,853 |
| Income before extraordinary items | $2,114,000 | 2,248 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,114,000 | 2,247 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,114,000 | 2,248 |
| Net charge-offs | $711,000 | 617 |
| Cash dividends | $624,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,092,220 | 2,204 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 2,224 |
| Total interest expense | $932,000 | 1,496 |
| Net interest income | $4,590,000 | 2,355 |
| Provision for loan and lease losses | $640,000 | 696 |
| Total noninterest income | $1,011,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $322,000 | 1,712 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $689,000 | 1,970 |
| Total noninterest expense | $3,491,000 | 2,567 |
| Salaries and employee benefits | $1,942,000 | 2,561 |
| Premises and equipment expense | $498,000 | 2,157 |
| Additional noninterest expense | $1,051,000 | 2,686 |
| Pre-tax net operating income | $1,470,000 | 2,437 |
| Securities gains (losses) | $22,000 | 1,892 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,492,000 | 2,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,492,000 | 2,137 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,492,000 | 2,137 |
| Net charge-offs | $638,000 | 492 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,470,000 | 2,098 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 2,225 |
| Total interest expense | $458,000 | 1,523 |
| Net interest income | $2,310,000 | 2,342 |
| Provision for loan and lease losses | $291,000 | 729 |
| Total noninterest income | $556,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $159,000 | 1,719 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $397,000 | 1,751 |
| Total noninterest expense | $1,689,000 | 2,637 |
| Salaries and employee benefits | $967,000 | 2,581 |
| Premises and equipment expense | $229,000 | 2,305 |
| Additional noninterest expense | $493,000 | 2,798 |
| Pre-tax net operating income | $886,000 | 2,104 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $886,000 | 1,807 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $886,000 | 1,808 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $886,000 | 1,808 |
| Net charge-offs | $359,000 | 433 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $886,000 | 1,764 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,050,000 | 2,177 |
| Total interest expense | $1,984,000 | 1,405 |
| Net interest income | $9,066,000 | 2,341 |
| Provision for loan and lease losses | $-649,000 | 5,987 |
| Total noninterest income | $1,749,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $632,000 | 1,777 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,117,000 | 2,233 |
| Total noninterest expense | $7,610,000 | 2,406 |
| Salaries and employee benefits | $4,137,000 | 2,427 |
| Premises and equipment expense | $897,000 | 2,352 |
| Additional noninterest expense | $2,576,000 | 2,276 |
| Pre-tax net operating income | $3,854,000 | 1,927 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,920,000 | 1,623 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,920,000 | 1,625 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,920,000 | 1,625 |
| Net charge-offs | $465,000 | 1,227 |
| Cash dividends | $1,350,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,854,000 | 1,617 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 2,182 |
| Total interest expense | $1,508,000 | 1,392 |
| Net interest income | $6,815,000 | 2,350 |
| Provision for loan and lease losses | $355,000 | 1,372 |
| Total noninterest income | $1,194,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $463,000 | 1,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 2,430 |
| Total noninterest expense | $5,771,000 | 2,371 |
| Salaries and employee benefits | $3,084,000 | 2,434 |
| Premises and equipment expense | $606,000 | 2,564 |
| Additional noninterest expense | $2,081,000 | 2,128 |
| Pre-tax net operating income | $1,883,000 | 2,667 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,883,000 | 2,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,883,000 | 2,369 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,883,000 | 2,369 |
| Net charge-offs | $408,000 | 996 |
| Cash dividends | $1,268,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,883,000 | 2,332 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 2,166 |
| Total interest expense | $1,016,000 | 1,389 |
| Net interest income | $4,574,000 | 2,335 |
| Provision for loan and lease losses | $340,000 | 1,014 |
| Total noninterest income | $754,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $296,000 | 1,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $458,000 | 2,511 |
| Total noninterest expense | $3,714,000 | 2,457 |
| Salaries and employee benefits | $2,007,000 | 2,511 |
| Premises and equipment expense | $393,000 | 2,637 |
| Additional noninterest expense | $1,314,000 | 2,241 |
| Pre-tax net operating income | $1,274,000 | 2,625 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,274,000 | 2,323 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,274,000 | 2,325 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,274,000 | 2,325 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $234,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,274,000 | 2,278 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 2,163 |
| Total interest expense | $501,000 | 1,403 |
| Net interest income | $2,296,000 | 2,324 |
| Provision for loan and lease losses | $143,000 | 1,187 |
| Total noninterest income | $359,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $138,000 | 1,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $221,000 | 2,499 |
| Total noninterest expense | $1,780,000 | 2,570 |
| Salaries and employee benefits | $1,073,000 | 2,360 |
| Premises and equipment expense | $204,000 | 2,610 |
| Additional noninterest expense | $503,000 | 2,782 |
| Pre-tax net operating income | $732,000 | 2,348 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $732,000 | 2,060 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $732,000 | 2,061 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $732,000 | 2,061 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $25,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $732,000 | 1,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,608,000 | 2,266 |
| Total interest expense | $1,987,000 | 1,491 |
| Net interest income | $8,621,000 | 2,458 |
| Provision for loan and lease losses | $707,000 | 1,126 |
| Total noninterest income | $1,460,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $663,000 | 1,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $797,000 | 2,645 |
| Total noninterest expense | $7,200,000 | 2,560 |
| Salaries and employee benefits | $3,619,000 | 2,702 |
| Premises and equipment expense | $774,000 | 2,724 |
| Additional noninterest expense | $2,807,000 | 2,161 |
| Pre-tax net operating income | $2,174,000 | 2,841 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $19,000 | 4,043 |
| Income before extraordinary items | $2,155,000 | 2,556 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,155,000 | 2,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,155,000 | 2,556 |
| Net charge-offs | $256,000 | 2,196 |
| Cash dividends | $2,292,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,155,000 | 2,516 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 2,325 |
| Total interest expense | $1,510,000 | 1,490 |
| Net interest income | $6,321,000 | 2,524 |
| Provision for loan and lease losses | $83,000 | 3,031 |
| Total noninterest income | $1,150,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $511,000 | 1,799 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $639,000 | 2,563 |
| Total noninterest expense | $5,191,000 | 2,638 |
| Salaries and employee benefits | $2,721,000 | 2,704 |
| Premises and equipment expense | $570,000 | 2,794 |
| Additional noninterest expense | $1,900,000 | 2,370 |
| Pre-tax net operating income | $2,197,000 | 2,358 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $19,000 | 4,016 |
| Income before extraordinary items | $2,178,000 | 2,079 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,178,000 | 2,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,178,000 | 2,077 |
| Net charge-offs | $294,000 | 1,623 |
| Cash dividends | $2,292,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,178,000 | 2,033 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 2,348 |
| Total interest expense | $1,026,000 | 1,455 |
| Net interest income | $4,116,000 | 2,569 |
| Provision for loan and lease losses | $83,000 | 2,554 |
| Total noninterest income | $769,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $349,000 | 1,750 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $420,000 | 2,556 |
| Total noninterest expense | $3,169,000 | 2,845 |
| Salaries and employee benefits | $1,690,000 | 2,857 |
| Premises and equipment expense | $379,000 | 2,817 |
| Additional noninterest expense | $1,100,000 | 2,672 |
| Pre-tax net operating income | $1,633,000 | 2,136 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,633,000 | 1,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,633,000 | 1,850 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,633,000 | 1,849 |
| Net charge-offs | $264,000 | 1,357 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,633,000 | 1,795 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,406 |
| Total interest expense | $528,000 | 1,432 |
| Net interest income | $1,973,000 | 2,661 |
| Provision for loan and lease losses | $17,000 | 3,054 |
| Total noninterest income | $394,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $180,000 | 1,689 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $1,670,000 | 2,728 |
| Salaries and employee benefits | $905,000 | 2,737 |
| Premises and equipment expense | $189,000 | 2,863 |
| Additional noninterest expense | $576,000 | 2,579 |
| Pre-tax net operating income | $680,000 | 2,372 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $680,000 | 2,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $680,000 | 2,054 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $680,000 | 2,054 |
| Net charge-offs | $267,000 | 782 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $680,000 | 2,008 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 2,422 |
| Total interest expense | $2,555,000 | 1,328 |
| Net interest income | $7,458,000 | 2,781 |
| Provision for loan and lease losses | $801,000 | 1,324 |
| Total noninterest income | $1,835,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $737,000 | 1,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,098,000 | 2,247 |
| Total noninterest expense | $7,284,000 | 2,538 |
| Salaries and employee benefits | $3,443,000 | 2,840 |
| Premises and equipment expense | $827,000 | 2,632 |
| Additional noninterest expense | $3,014,000 | 2,076 |
| Pre-tax net operating income | $1,208,000 | 3,768 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,247,000 | 3,473 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,247,000 | 3,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,247,000 | 3,476 |
| Net charge-offs | $810,000 | 1,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,208,000 | 3,510 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 2,486 |
| Total interest expense | $1,963,000 | 1,337 |
| Net interest income | $5,397,000 | 2,863 |
| Provision for loan and lease losses | $690,000 | 1,199 |
| Total noninterest income | $1,007,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $559,000 | 1,747 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $448,000 | 3,183 |
| Total noninterest expense | $5,482,000 | 2,535 |
| Salaries and employee benefits | $2,526,000 | 2,893 |
| Premises and equipment expense | $633,000 | 2,615 |
| Additional noninterest expense | $2,323,000 | 2,014 |
| Pre-tax net operating income | $232,000 | 5,585 |
| Securities gains (losses) | $39,000 | 1,833 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $271,000 | 5,377 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $271,000 | 5,378 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $271,000 | 5,379 |
| Net charge-offs | $788,000 | 1,188 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $232,000 | 5,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,511 |
| Total interest expense | $1,377,000 | 1,298 |
| Net interest income | $3,464,000 | 2,938 |
| Provision for loan and lease losses | $671,000 | 910 |
| Total noninterest income | $560,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $371,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 3,881 |
| Total noninterest expense | $3,487,000 | 2,654 |
| Salaries and employee benefits | $1,644,000 | 2,962 |
| Premises and equipment expense | $409,000 | 2,699 |
| Additional noninterest expense | $1,434,000 | 2,164 |
| Pre-tax net operating income | $-134,000 | 6,502 |
| Securities gains (losses) | $39,000 | 1,677 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-95,000 | 6,518 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-95,000 | 6,519 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-95,000 | 6,519 |
| Net charge-offs | $712,000 | 983 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-134,000 | 6,514 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 2,519 |
| Total interest expense | $693,000 | 1,338 |
| Net interest income | $1,727,000 | 2,951 |
| Provision for loan and lease losses | $51,000 | 2,774 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $179,000 | 1,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-93,000 | 6,923 |
| Total noninterest expense | $1,649,000 | 2,802 |
| Salaries and employee benefits | $764,000 | 3,140 |
| Premises and equipment expense | $212,000 | 2,648 |
| Additional noninterest expense | $673,000 | 2,312 |
| Pre-tax net operating income | $113,000 | 5,185 |
| Securities gains (losses) | $38,000 | 1,039 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $151,000 | 4,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $151,000 | 4,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $151,000 | 4,716 |
| Net charge-offs | $124,000 | 1,729 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $113,000 | 4,990 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,716,000 | 2,634 |
| Total interest expense | $3,008,000 | 1,476 |
| Net interest income | $6,708,000 | 3,093 |
| Provision for loan and lease losses | $3,165,000 | 734 |
| Total noninterest income | $2,797,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $774,000 | 1,739 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,023,000 | 1,514 |
| Total noninterest expense | $8,282,000 | 2,275 |
| Salaries and employee benefits | $3,173,000 | 3,005 |
| Premises and equipment expense | $831,000 | 2,656 |
| Additional noninterest expense | $4,278,000 | 1,579 |
| Pre-tax net operating income | $-1,942,000 | 6,799 |
| Securities gains (losses) | $63,000 | 2,581 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,879,000 | 6,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,879,000 | 6,821 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,879,000 | 6,822 |
| Net charge-offs | $4,183,000 | 665 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,942,000 | 6,808 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,349,000 | 2,665 |
| Total interest expense | $2,285,000 | 1,525 |
| Net interest income | $5,064,000 | 3,125 |
| Provision for loan and lease losses | $3,086,000 | 611 |
| Total noninterest income | $1,261,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $567,000 | 1,798 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $694,000 | 2,475 |
| Total noninterest expense | $6,723,000 | 2,142 |
| Salaries and employee benefits | $2,439,000 | 2,980 |
| Premises and equipment expense | $628,000 | 2,672 |
| Additional noninterest expense | $3,656,000 | 1,394 |
| Pre-tax net operating income | $-3,484,000 | 7,053 |
| Securities gains (losses) | $63,000 | 2,295 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,421,000 | 7,060 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,421,000 | 7,060 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,421,000 | 7,060 |
| Net charge-offs | $3,216,000 | 648 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,484,000 | 7,054 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 2,674 |
| Total interest expense | $1,561,000 | 1,543 |
| Net interest income | $3,340,000 | 3,163 |
| Provision for loan and lease losses | $2,141,000 | 607 |
| Total noninterest income | $802,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $378,000 | 1,793 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 2,569 |
| Total noninterest expense | $4,626,000 | 2,072 |
| Salaries and employee benefits | $1,588,000 | 3,034 |
| Premises and equipment expense | $418,000 | 2,685 |
| Additional noninterest expense | $2,620,000 | 1,297 |
| Pre-tax net operating income | $-2,625,000 | 7,127 |
| Securities gains (losses) | $63,000 | 1,894 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,562,000 | 7,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,562,000 | 7,137 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,562,000 | 7,137 |
| Net charge-offs | $3,202,000 | 492 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,625,000 | 7,133 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 2,636 |
| Total interest expense | $803,000 | 1,564 |
| Net interest income | $1,714,000 | 3,100 |
| Provision for loan and lease losses | $708,000 | 815 |
| Total noninterest income | $341,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 2,942 |
| Total noninterest expense | $1,702,000 | 2,738 |
| Salaries and employee benefits | $843,000 | 2,902 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $648,000 | 2,472 |
| Pre-tax net operating income | $-355,000 | 6,980 |
| Securities gains (losses) | $63,000 | 1,129 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-292,000 | 6,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-292,000 | 6,980 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-292,000 | 6,980 |
| Net charge-offs | $1,652,000 | 460 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-355,000 | 6,997 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,672,000 | 2,610 |
| Total interest expense | $3,473,000 | 1,713 |
| Net interest income | $7,199,000 | 2,989 |
| Provision for loan and lease losses | $1,277,000 | 2,073 |
| Total noninterest income | $1,859,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $764,000 | 1,855 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,095,000 | 2,010 |
| Total noninterest expense | $7,109,000 | 2,635 |
| Salaries and employee benefits | $3,162,000 | 2,979 |
| Premises and equipment expense | $877,000 | 2,699 |
| Additional noninterest expense | $3,070,000 | 2,166 |
| Pre-tax net operating income | $672,000 | 4,349 |
| Securities gains (losses) | $26,000 | 2,967 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $698,000 | 4,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 4,168 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $698,000 | 4,168 |
| Net charge-offs | $448,000 | 3,308 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $672,000 | 4,090 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 2,611 |
| Total interest expense | $2,634,000 | 1,757 |
| Net interest income | $5,432,000 | 2,992 |
| Provision for loan and lease losses | $623,000 | 2,595 |
| Total noninterest income | $1,321,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $558,000 | 1,891 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $763,000 | 2,110 |
| Total noninterest expense | $5,423,000 | 2,590 |
| Salaries and employee benefits | $2,448,000 | 2,905 |
| Premises and equipment expense | $680,000 | 2,639 |
| Additional noninterest expense | $2,295,000 | 2,179 |
| Pre-tax net operating income | $707,000 | 3,960 |
| Securities gains (losses) | $26,000 | 2,700 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $733,000 | 3,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 3,664 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $733,000 | 3,664 |
| Net charge-offs | $378,000 | 2,982 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $707,000 | 3,630 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 2,643 |
| Total interest expense | $1,776,000 | 1,792 |
| Net interest income | $3,581,000 | 3,023 |
| Provision for loan and lease losses | $380,000 | 2,654 |
| Total noninterest income | $817,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $364,000 | 1,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,246 |
| Total noninterest expense | $3,519,000 | 2,679 |
| Salaries and employee benefits | $1,613,000 | 2,954 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $1,461,000 | 2,295 |
| Pre-tax net operating income | $499,000 | 3,824 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $525,000 | 3,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 3,481 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $525,000 | 3,481 |
| Net charge-offs | $391,000 | 2,391 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $499,000 | 3,488 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,736 |
| Total interest expense | $907,000 | 1,819 |
| Net interest income | $1,693,000 | 3,166 |
| Provision for loan and lease losses | $422,000 | 1,602 |
| Total noninterest income | $700,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $532,000 | 1,296 |
| Total noninterest expense | $1,600,000 | 2,930 |
| Salaries and employee benefits | $761,000 | 3,120 |
| Premises and equipment expense | $215,000 | 2,816 |
| Additional noninterest expense | $624,000 | 2,640 |
| Pre-tax net operating income | $371,000 | 3,120 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $371,000 | 2,827 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $371,000 | 2,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $371,000 | 2,827 |
| Net charge-offs | $-14,000 | 7,105 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $371,000 | 2,769 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,626,000 | 2,377 |
| Total interest expense | $4,164,000 | 1,922 |
| Net interest income | $8,462,000 | 2,592 |
| Provision for loan and lease losses | $2,935,000 | 1,639 |
| Total noninterest income | $3,863,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $793,000 | 1,844 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,070,000 | 1,048 |
| Total noninterest expense | $7,895,000 | 2,446 |
| Salaries and employee benefits | $3,262,000 | 2,899 |
| Premises and equipment expense | $913,000 | 2,672 |
| Additional noninterest expense | $3,720,000 | 1,910 |
| Pre-tax net operating income | $1,495,000 | 2,725 |
| Securities gains (losses) | $224,000 | 1,504 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,719,000 | 2,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,719,000 | 2,270 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,719,000 | 2,272 |
| Net charge-offs | $3,789,000 | 1,261 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,495,000 | 2,425 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 2,363 |
| Total interest expense | $3,202,000 | 1,951 |
| Net interest income | $6,583,000 | 2,532 |
| Provision for loan and lease losses | $3,192,000 | 1,215 |
| Total noninterest income | $2,405,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $617,000 | 1,836 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,788,000 | 1,203 |
| Total noninterest expense | $5,859,000 | 2,475 |
| Salaries and employee benefits | $2,404,000 | 2,961 |
| Premises and equipment expense | $713,000 | 2,614 |
| Additional noninterest expense | $2,742,000 | 1,901 |
| Pre-tax net operating income | $-63,000 | 6,105 |
| Securities gains (losses) | $130,000 | 1,715 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $67,000 | 5,868 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $67,000 | 5,870 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $67,000 | 5,870 |
| Net charge-offs | $3,753,000 | 957 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-63,000 | 6,142 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 2,371 |
| Total interest expense | $2,186,000 | 1,988 |
| Net interest income | $4,367,000 | 2,538 |
| Provision for loan and lease losses | $538,000 | 2,759 |
| Total noninterest income | $1,452,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $418,000 | 1,820 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,034,000 | 1,261 |
| Total noninterest expense | $3,738,000 | 2,598 |
| Salaries and employee benefits | $1,647,000 | 2,897 |
| Premises and equipment expense | $469,000 | 2,653 |
| Additional noninterest expense | $1,622,000 | 2,108 |
| Pre-tax net operating income | $1,543,000 | 1,684 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,581,000 | 1,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,581,000 | 1,392 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,581,000 | 1,393 |
| Net charge-offs | $-369,000 | 7,813 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,543,000 | 1,372 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 2,135 |
| Total interest expense | $1,120,000 | 2,045 |
| Net interest income | $2,619,000 | 2,132 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $470,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 1,944 |
| Total noninterest expense | $1,843,000 | 2,643 |
| Salaries and employee benefits | $797,000 | 3,029 |
| Premises and equipment expense | $239,000 | 2,681 |
| Additional noninterest expense | $807,000 | 2,103 |
| Pre-tax net operating income | $1,246,000 | 1,061 |
| Securities gains (losses) | $27,000 | 1,400 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,273,000 | 860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,273,000 | 863 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,273,000 | 864 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,246,000 | 851 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,509,000 | 2,470 |
| Total interest expense | $5,069,000 | 2,231 |
| Net interest income | $8,440,000 | 2,580 |
| Provision for loan and lease losses | $12,244,000 | 728 |
| Total noninterest income | $3,099,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $909,000 | 1,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,190,000 | 1,286 |
| Total noninterest expense | $8,044,000 | 2,451 |
| Salaries and employee benefits | $3,542,000 | 2,753 |
| Premises and equipment expense | $921,000 | 2,760 |
| Additional noninterest expense | $3,581,000 | 2,027 |
| Pre-tax net operating income | $-8,749,000 | 7,434 |
| Securities gains (losses) | $188,000 | 1,599 |
| Applicable income taxes | $-2,298,000 | 7,551 |
| Income before extraordinary items | $-6,263,000 | 7,373 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,263,000 | 7,373 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,263,000 | 7,373 |
| Net charge-offs | $13,142,000 | 549 |
| Cash dividends | $51,000 | 4,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,400,240 | 7,394 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,283,000 | 2,478 |
| Total interest expense | $3,881,000 | 2,276 |
| Net interest income | $6,402,000 | 2,540 |
| Provision for loan and lease losses | $6,068,000 | 920 |
| Total noninterest income | $2,621,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $664,000 | 1,889 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,957,000 | 1,170 |
| Total noninterest expense | $5,304,000 | 2,779 |
| Salaries and employee benefits | $2,622,000 | 2,811 |
| Premises and equipment expense | $680,000 | 2,841 |
| Additional noninterest expense | $2,002,000 | 2,574 |
| Pre-tax net operating income | $-2,349,000 | 7,151 |
| Securities gains (losses) | $129,000 | 1,638 |
| Applicable income taxes | $-841,000 | 7,498 |
| Income before extraordinary items | $-1,379,000 | 6,949 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,379,000 | 6,950 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,379,000 | 6,950 |
| Net charge-offs | $4,499,000 | 886 |
| Cash dividends | $51,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,461,560 | 6,970 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 2,471 |
| Total interest expense | $2,680,000 | 2,294 |
| Net interest income | $4,275,000 | 2,532 |
| Provision for loan and lease losses | $3,268,000 | 1,026 |
| Total noninterest income | $948,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $433,000 | 1,891 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $515,000 | 2,183 |
| Total noninterest expense | $3,646,000 | 2,725 |
| Salaries and employee benefits | $1,771,000 | 2,818 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $1,370,000 | 2,533 |
| Pre-tax net operating income | $-1,691,000 | 7,298 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,573,000 | 7,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,573,000 | 7,352 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,573,000 | 7,351 |
| Net charge-offs | $2,863,000 | 889 |
| Cash dividends | $51,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,691,000 | 7,387 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 2,504 |
| Total interest expense | $1,422,000 | 2,249 |
| Net interest income | $2,044,000 | 2,652 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $495,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $198,000 | 1,992 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $297,000 | 1,971 |
| Total noninterest expense | $1,747,000 | 2,751 |
| Salaries and employee benefits | $834,000 | 2,994 |
| Premises and equipment expense | $257,000 | 2,621 |
| Additional noninterest expense | $656,000 | 2,367 |
| Pre-tax net operating income | $792,000 | 1,622 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $163,000 | 1,660 |
| Income before extraordinary items | $647,000 | 1,668 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $647,000 | 1,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $647,000 | 1,670 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $47,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $632,600 | 1,612 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,456,000 | 2,172 |
| Total interest expense | $7,054,000 | 2,192 |
| Net interest income | $10,402,000 | 2,133 |
| Provision for loan and lease losses | $10,026,000 | 594 |
| Total noninterest income | $1,891,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $864,000 | 1,985 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,027,000 | 2,083 |
| Total noninterest expense | $6,813,000 | 2,750 |
| Salaries and employee benefits | $3,698,000 | 2,686 |
| Premises and equipment expense | $1,017,000 | 2,589 |
| Additional noninterest expense | $2,098,000 | 2,740 |
| Pre-tax net operating income | $-4,546,000 | 7,767 |
| Securities gains (losses) | $375,000 | 471 |
| Applicable income taxes | $-1,518,000 | 7,845 |
| Income before extraordinary items | $-2,653,000 | 7,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,653,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,608,000 | 501 |
| Cash dividends | $90,000 | 5,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,893,000 | 7,661 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,601,000 | 2,146 |
| Total interest expense | $5,158,000 | 2,313 |
| Net interest income | $8,443,000 | 1,993 |
| Provision for loan and lease losses | $5,835,000 | 582 |
| Total noninterest income | $1,422,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $644,000 | 2,011 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $778,000 | 2,157 |
| Total noninterest expense | $4,913,000 | 2,815 |
| Salaries and employee benefits | $2,730,000 | 2,750 |
| Premises and equipment expense | $757,000 | 2,617 |
| Additional noninterest expense | $1,426,000 | 2,901 |
| Pre-tax net operating income | $-883,000 | 7,466 |
| Securities gains (losses) | $375,000 | 392 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-508,000 | 7,204 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-508,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,255,000 | 503 |
| Cash dividends | $38,000 | 4,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-883,000 | 7,566 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 2,253 |
| Total interest expense | $3,484,000 | 2,380 |
| Net interest income | $5,230,000 | 2,117 |
| Provision for loan and lease losses | $4,241,000 | 486 |
| Total noninterest income | $925,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $425,000 | 1,997 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $500,000 | 2,246 |
| Total noninterest expense | $3,424,000 | 2,731 |
| Salaries and employee benefits | $1,923,000 | 2,665 |
| Premises and equipment expense | $549,000 | 2,424 |
| Additional noninterest expense | $952,000 | 2,859 |
| Pre-tax net operating income | $-1,510,000 | 8,082 |
| Securities gains (losses) | $375,000 | 385 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,135,000 | 8,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,135,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,263,000 | 340 |
| Cash dividends | $5,000 | 4,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,510,000 | 8,139 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,227 |
| Total interest expense | $1,791,000 | 2,458 |
| Net interest income | $2,730,000 | 2,043 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $454,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $197,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $257,000 | 2,183 |
| Total noninterest expense | $1,655,000 | 2,793 |
| Salaries and employee benefits | $900,000 | 2,830 |
| Premises and equipment expense | $269,000 | 2,503 |
| Additional noninterest expense | $486,000 | 2,793 |
| Pre-tax net operating income | $1,529,000 | 1,237 |
| Securities gains (losses) | $375,000 | 288 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,904,000 | 795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,904,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $3,000 | 3,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,529,000 | 942 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,322,000 | 2,380 |
| Total interest expense | $7,065,000 | 2,600 |
| Net interest income | $10,257,000 | 2,198 |
| Provision for loan and lease losses | $3,349,000 | 583 |
| Total noninterest income | $1,863,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $980,000 | 1,794 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $883,000 | 2,407 |
| Total noninterest expense | $6,775,000 | 2,671 |
| Salaries and employee benefits | $3,971,000 | 2,502 |
| Premises and equipment expense | $964,000 | 2,653 |
| Additional noninterest expense | $1,840,000 | 2,876 |
| Pre-tax net operating income | $1,996,000 | 3,320 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $585,000 | 2,543 |
| Income before extraordinary items | $1,411,000 | 3,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,411,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,767,000 | 494 |
| Cash dividends | $148,000 | 5,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,411,000 | 3,557 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,750,000 | 2,426 |
| Total interest expense | $5,164,000 | 2,665 |
| Net interest income | $7,586,000 | 2,238 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $1,341,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $686,000 | 1,892 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $655,000 | 2,428 |
| Total noninterest expense | $5,822,000 | 2,334 |
| Salaries and employee benefits | $3,749,000 | 2,001 |
| Premises and equipment expense | $669,000 | 2,810 |
| Additional noninterest expense | $1,404,000 | 2,768 |
| Pre-tax net operating income | $2,955,000 | 2,139 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $970,000 | 1,688 |
| Income before extraordinary items | $1,985,000 | 2,383 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,985,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,123 |
| Cash dividends | $4,000 | 5,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,985,000 | 2,363 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,299,000 | 2,484 |
| Total interest expense | $3,323,000 | 2,743 |
| Net interest income | $4,976,000 | 2,295 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $883,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $443,000 | 1,939 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $440,000 | 2,440 |
| Total noninterest expense | $3,649,000 | 2,508 |
| Salaries and employee benefits | $2,272,000 | 2,255 |
| Premises and equipment expense | $438,000 | 2,877 |
| Additional noninterest expense | $939,000 | 2,761 |
| Pre-tax net operating income | $2,060,000 | 2,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $550,000 | 1,946 |
| Income before extraordinary items | $1,510,000 | 2,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,510,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $3,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,510,000 | 2,182 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 2,677 |
| Total interest expense | $1,540,000 | 2,918 |
| Net interest income | $2,235,000 | 2,516 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $407,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $209,000 | 1,981 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $198,000 | 2,563 |
| Total noninterest expense | $1,649,000 | 2,745 |
| Salaries and employee benefits | $1,000,000 | 2,551 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $431,000 | 2,971 |
| Pre-tax net operating income | $903,000 | 2,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $210,000 | 2,336 |
| Income before extraordinary items | $693,000 | 2,348 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $693,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $693,000 | 2,329 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,450,000 | 2,801 |
| Total interest expense | $4,750,000 | 3,157 |
| Net interest income | $8,700,000 | 2,594 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $1,820,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $917,000 | 1,884 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $903,000 | 2,389 |
| Total noninterest expense | $6,682,000 | 2,621 |
| Salaries and employee benefits | $4,168,000 | 2,359 |
| Premises and equipment expense | $931,000 | 2,637 |
| Additional noninterest expense | $1,583,000 | 3,152 |
| Pre-tax net operating income | $3,598,000 | 2,432 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,060,000 | 2,109 |
| Income before extraordinary items | $2,540,000 | 2,583 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,540,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $146,000 | 5,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,538,580 | 2,565 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 2,863 |
| Total interest expense | $3,321,000 | 3,241 |
| Net interest income | $6,432,000 | 2,648 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,348,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $690,000 | 1,881 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 2,418 |
| Total noninterest expense | $4,930,000 | 2,661 |
| Salaries and employee benefits | $3,015,000 | 2,433 |
| Premises and equipment expense | $714,000 | 2,590 |
| Additional noninterest expense | $1,201,000 | 3,134 |
| Pre-tax net operating income | $2,670,000 | 2,525 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $810,000 | 2,181 |
| Income before extraordinary items | $1,860,000 | 2,729 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,860,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $4,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,860,000 | 2,713 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 2,932 |
| Total interest expense | $1,987,000 | 3,400 |
| Net interest income | $4,238,000 | 2,673 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $899,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $445,000 | 1,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,348 |
| Total noninterest expense | $3,216,000 | 2,728 |
| Salaries and employee benefits | $1,983,000 | 2,458 |
| Premises and equipment expense | $467,000 | 2,628 |
| Additional noninterest expense | $766,000 | 3,238 |
| Pre-tax net operating income | $1,801,000 | 2,516 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $510,000 | 2,275 |
| Income before extraordinary items | $1,291,000 | 2,631 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,291,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $3,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,291,000 | 2,618 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 2,984 |
| Total interest expense | $944,000 | 3,403 |
| Net interest income | $2,040,000 | 2,739 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $453,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 1,940 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,242 |
| Total noninterest expense | $1,553,000 | 2,797 |
| Salaries and employee benefits | $890,000 | 2,709 |
| Premises and equipment expense | $234,000 | 2,626 |
| Additional noninterest expense | $429,000 | 2,931 |
| Pre-tax net operating income | $880,000 | 2,508 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $210,000 | 2,545 |
| Income before extraordinary items | $670,000 | 2,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $3,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $670,000 | 2,510 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,611,000 | 2,781 |
| Total interest expense | $3,317,000 | 3,075 |
| Net interest income | $8,294,000 | 2,617 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,765,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $913,000 | 1,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $852,000 | 2,445 |
| Total noninterest expense | $6,472,000 | 2,564 |
| Salaries and employee benefits | $3,958,000 | 2,312 |
| Premises and equipment expense | $1,026,000 | 2,311 |
| Additional noninterest expense | $1,488,000 | 3,250 |
| Pre-tax net operating income | $3,347,000 | 2,538 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,030,000 | 2,227 |
| Income before extraordinary items | $2,317,000 | 2,753 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,317,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $147,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,317,000 | 2,709 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 2,859 |
| Total interest expense | $2,424,000 | 3,003 |
| Net interest income | $5,832,000 | 2,758 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,282,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $671,000 | 1,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $611,000 | 2,528 |
| Total noninterest expense | $4,609,000 | 2,653 |
| Salaries and employee benefits | $2,767,000 | 2,438 |
| Premises and equipment expense | $829,000 | 2,154 |
| Additional noninterest expense | $1,013,000 | 3,472 |
| Pre-tax net operating income | $2,325,000 | 2,719 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $690,000 | 2,413 |
| Income before extraordinary items | $1,635,000 | 2,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,635,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,635,000 | 2,882 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 2,776 |
| Total interest expense | $1,570,000 | 2,943 |
| Net interest income | $3,982,000 | 2,661 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $866,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $448,000 | 1,870 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $418,000 | 2,468 |
| Total noninterest expense | $3,067,000 | 2,642 |
| Salaries and employee benefits | $1,858,000 | 2,396 |
| Premises and equipment expense | $533,000 | 2,224 |
| Additional noninterest expense | $676,000 | 3,455 |
| Pre-tax net operating income | $1,661,000 | 2,533 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $500,000 | 2,281 |
| Income before extraordinary items | $1,161,000 | 2,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,161,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,161,000 | 2,684 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,666 |
| Total interest expense | $746,000 | 2,971 |
| Net interest income | $2,136,000 | 2,501 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $340,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $209,000 | 1,935 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,236 |
| Total noninterest expense | $1,444,000 | 2,813 |
| Salaries and employee benefits | $817,000 | 2,730 |
| Premises and equipment expense | $258,000 | 2,286 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $972,000 | 2,214 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $200,000 | 2,592 |
| Income before extraordinary items | $772,000 | 2,146 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $772,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $772,000 | 2,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,512,000 | 2,958 |
| Total interest expense | $2,523,000 | 3,041 |
| Net interest income | $6,989,000 | 2,885 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,562,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $854,000 | 2,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $708,000 | 2,692 |
| Total noninterest expense | $5,925,000 | 2,688 |
| Salaries and employee benefits | $3,646,000 | 2,381 |
| Premises and equipment expense | $986,000 | 2,322 |
| Additional noninterest expense | $1,293,000 | 3,539 |
| Pre-tax net operating income | $2,426,000 | 3,076 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $590,000 | 3,060 |
| Income before extraordinary items | $1,836,000 | 3,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,836,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,160 |
| Cash dividends | $140,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,836,000 | 3,077 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 2,985 |
| Total interest expense | $1,829,000 | 3,061 |
| Net interest income | $5,138,000 | 2,933 |
| Provision for loan and lease losses | $160,000 | 3,409 |
| Total noninterest income | $1,084,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $679,000 | 1,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $405,000 | 3,163 |
| Total noninterest expense | $4,332,000 | 2,709 |
| Salaries and employee benefits | $2,601,000 | 2,480 |
| Premises and equipment expense | $738,000 | 2,324 |
| Additional noninterest expense | $993,000 | 3,452 |
| Pre-tax net operating income | $1,730,000 | 3,243 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $375,000 | 3,419 |
| Income before extraordinary items | $1,355,000 | 3,232 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,355,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,829 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,355,000 | 3,149 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 3,188 |
| Total interest expense | $1,200,000 | 3,088 |
| Net interest income | $3,098,000 | 3,196 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $816,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $434,000 | 1,982 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $382,000 | 2,583 |
| Total noninterest expense | $2,857,000 | 2,745 |
| Salaries and employee benefits | $1,732,000 | 2,483 |
| Premises and equipment expense | $472,000 | 2,399 |
| Additional noninterest expense | $653,000 | 3,490 |
| Pre-tax net operating income | $957,000 | 3,632 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $757,000 | 3,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $757,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,732 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $757,000 | 3,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 3,203 |
| Total interest expense | $603,000 | 3,104 |
| Net interest income | $1,538,000 | 3,200 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $360,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $189,000 | 2,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $171,000 | 2,720 |
| Total noninterest expense | $1,444,000 | 2,732 |
| Salaries and employee benefits | $854,000 | 2,536 |
| Premises and equipment expense | $244,000 | 2,365 |
| Additional noninterest expense | $346,000 | 3,320 |
| Pre-tax net operating income | $414,000 | 3,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $339,000 | 3,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,833 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $339,000 | 3,806 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,015,000 | 3,438 |
| Total interest expense | $2,666,000 | 3,182 |
| Net interest income | $5,349,000 | 3,507 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,703,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $916,000 | 1,886 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $787,000 | 2,763 |
| Total noninterest expense | $5,709,000 | 2,717 |
| Salaries and employee benefits | $3,327,000 | 2,525 |
| Premises and equipment expense | $959,000 | 2,346 |
| Additional noninterest expense | $1,423,000 | 3,236 |
| Pre-tax net operating income | $1,343,000 | 4,400 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $300,000 | 4,283 |
| Income before extraordinary items | $1,043,000 | 4,522 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,043,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $140,000 | 5,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,043,000 | 4,351 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 3,545 |
| Total interest expense | $2,022,000 | 3,261 |
| Net interest income | $3,861,000 | 3,635 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,330,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $692,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $638,000 | 2,726 |
| Total noninterest expense | $3,997,000 | 2,907 |
| Salaries and employee benefits | $2,342,000 | 2,691 |
| Premises and equipment expense | $637,000 | 2,622 |
| Additional noninterest expense | $1,018,000 | 3,345 |
| Pre-tax net operating income | $1,194,000 | 4,083 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $300,000 | 3,906 |
| Income before extraordinary items | $894,000 | 4,306 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $894,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $140,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $894,000 | 4,142 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 3,419 |
| Total interest expense | $1,369,000 | 3,311 |
| Net interest income | $2,762,000 | 3,414 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $862,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $454,000 | 1,862 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $408,000 | 2,770 |
| Total noninterest expense | $2,611,000 | 2,949 |
| Salaries and employee benefits | $1,514,000 | 2,754 |
| Premises and equipment expense | $390,000 | 2,838 |
| Additional noninterest expense | $707,000 | 3,206 |
| Pre-tax net operating income | $1,013,000 | 3,496 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $250,000 | 3,552 |
| Income before extraordinary items | $763,000 | 3,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $763,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $3,000 | 5,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $763,000 | 3,440 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 3,456 |
| Total interest expense | $683,000 | 3,379 |
| Net interest income | $1,363,000 | 3,433 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $398,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $222,000 | 1,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $176,000 | 2,941 |
| Total noninterest expense | $1,259,000 | 3,015 |
| Salaries and employee benefits | $760,000 | 2,732 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $311,000 | 3,559 |
| Pre-tax net operating income | $502,000 | 3,476 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,000 | 3,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 3,735 |
| Total interest expense | $2,665,000 | 3,899 |
| Net interest income | $5,107,000 | 3,607 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,422,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $832,000 | 1,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,993 |
| Total noninterest expense | $4,892,000 | 2,987 |
| Salaries and employee benefits | $2,902,000 | 2,710 |
| Premises and equipment expense | $809,000 | 2,664 |
| Additional noninterest expense | $1,181,000 | 3,651 |
| Pre-tax net operating income | $1,637,000 | 3,878 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $347,000 | 4,175 |
| Income before extraordinary items | $1,290,000 | 3,899 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,290,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $95,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,290,000 | 3,798 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 4,085 |
| Total interest expense | $3,554,000 | 4,156 |
| Net interest income | $4,278,000 | 3,916 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,358,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $819,000 | 1,864 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $539,000 | 3,001 |
| Total noninterest expense | $4,375,000 | 3,159 |
| Salaries and employee benefits | $2,572,000 | 2,877 |
| Premises and equipment expense | $714,000 | 2,896 |
| Additional noninterest expense | $1,089,000 | 3,793 |
| Pre-tax net operating income | $1,261,000 | 4,313 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $376,000 | 3,851 |
| Income before extraordinary items | $885,000 | 4,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $885,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $145,000 | 5,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $885,000 | 4,504 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 4,273 |
| Total interest expense | $3,365,000 | 4,507 |
| Net interest income | $4,274,000 | 3,959 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $1,194,000 | 2,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $670,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,876 |
| Total noninterest expense | $4,145,000 | 3,233 |
| Salaries and employee benefits | $2,513,000 | 2,819 |
| Premises and equipment expense | $613,000 | 3,205 |
| Additional noninterest expense | $1,019,000 | 3,934 |
| Pre-tax net operating income | $1,188,000 | 4,743 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $330,000 | 4,382 |
| Income before extraordinary items | $858,000 | 4,830 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $858,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,805 |
| Cash dividends | $123,000 | 5,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $858,000 | 4,832 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 4,388 |
| Total interest expense | $2,910,000 | 4,711 |
| Net interest income | $4,107,000 | 4,080 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $999,000 | 3,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,271 |
| Total noninterest expense | $3,720,000 | 3,532 |
| Salaries and employee benefits | $2,331,000 | 2,999 |
| Premises and equipment expense | $496,000 | 3,788 |
| Additional noninterest expense | $893,000 | 4,406 |
| Pre-tax net operating income | $1,221,000 | 4,714 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $387,000 | 4,254 |
| Income before extraordinary items | $834,000 | 4,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $834,000 | 4,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,985 |
| Cash dividends | $144,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $834,000 | 4,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,442 |
| Total interest expense | $2,990,000 | 4,742 |
| Net interest income | $3,915,000 | 4,192 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $1,114,000 | 2,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,845 |
| Total noninterest expense | $3,791,000 | 3,381 |
| Salaries and employee benefits | $2,339,000 | 2,892 |
| Premises and equipment expense | $471,000 | 3,864 |
| Additional noninterest expense | $981,000 | 4,023 |
| Pre-tax net operating income | $1,058,000 | 5,250 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $683,000 | 5,683 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $683,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $-423,000 | 10,397 |
| Net operating income | $683,000 | 5,578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,436 |
| Total interest expense | $3,062,000 | 4,626 |
| Net interest income | $4,056,000 | 4,193 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $1,152,000 | 2,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,597 |
| Total noninterest expense | $3,715,000 | 3,396 |
| Salaries and employee benefits | $2,066,000 | 3,211 |
| Premises and equipment expense | $419,000 | 4,285 |
| Additional noninterest expense | $1,230,000 | 3,290 |
| Pre-tax net operating income | $1,368,000 | 4,792 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $504,000 | 4,189 |
| Income before extraordinary items | $864,000 | 5,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $864,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $129,000 | 6,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $864,000 | 5,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 4,704 |
| Total interest expense | $3,048,000 | 4,722 |
| Net interest income | $3,738,000 | 4,566 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $816,000 | 3,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,995 |
| Total noninterest expense | $3,494,000 | 3,777 |
| Salaries and employee benefits | $1,886,000 | 3,523 |
| Premises and equipment expense | $410,000 | 4,451 |
| Additional noninterest expense | $1,198,000 | 3,788 |
| Pre-tax net operating income | $1,014,000 | 5,686 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $321,000 | 5,603 |
| Income before extraordinary items | $678,000 | 5,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $678,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $131,000 | 6,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $688,200 | 5,751 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,919 |
| Total interest expense | $2,959,000 | 4,823 |
| Net interest income | $3,433,000 | 4,939 |
| Provision for loan and lease losses | $56,000 | 5,991 |
| Total noninterest income | $778,000 | 3,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,831 |
| Total noninterest expense | $3,219,000 | 4,042 |
| Salaries and employee benefits | $1,800,000 | 3,644 |
| Premises and equipment expense | $362,000 | 4,911 |
| Additional noninterest expense | $1,057,000 | 4,164 |
| Pre-tax net operating income | $936,000 | 6,259 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $253,000 | 6,605 |
| Income before extraordinary items | $694,000 | 6,037 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $694,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $109,000 | 6,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $685,970 | 6,050 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 5,416 |
| Total interest expense | $2,230,000 | 5,110 |
| Net interest income | $3,046,000 | 5,558 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $844,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,403 |
| Total noninterest expense | $3,096,000 | 4,297 |
| Salaries and employee benefits | $1,693,000 | 3,839 |
| Premises and equipment expense | $340,000 | 5,181 |
| Additional noninterest expense | $1,063,000 | 4,476 |
| Pre-tax net operating income | $679,000 | 7,527 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $691,000 | 5,970 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $691,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,686 |
| Cash dividends | $111,000 | 6,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,000 | 6,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 5,661 |
| Total interest expense | $2,029,000 | 5,764 |
| Net interest income | $3,086,000 | 5,529 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $664,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,385 |
| Total noninterest expense | $2,875,000 | 4,684 |
| Salaries and employee benefits | $1,405,000 | 4,532 |
| Premises and equipment expense | $413,000 | 4,596 |
| Additional noninterest expense | $1,057,000 | 4,690 |
| Pre-tax net operating income | $855,000 | 6,548 |
| Securities gains (losses) | $471,000 | 936 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $1,256,000 | 3,840 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $1,303,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $808,550 | 5,285 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 5,968 |
| Total interest expense | $2,303,000 | 6,394 |
| Net interest income | $3,119,000 | 5,541 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $654,000 | 4,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 5,106 |
| Total noninterest expense | $2,799,000 | 4,817 |
| Salaries and employee benefits | $1,221,000 | 5,083 |
| Premises and equipment expense | $403,000 | 4,764 |
| Additional noninterest expense | $1,175,000 | 4,425 |
| Pre-tax net operating income | $974,000 | 5,731 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $331,000 | 5,563 |
| Income before extraordinary items | $643,000 | 6,265 |
| Extraordinary gains, net | $331,000 | 284 |
| Net income | $974,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 4,683 |
| Cash dividends | $176,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $643,000 | 5,926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.