Home > The Twin-City State Bank > Income and Expense
The Twin-City State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 4,279 |
| Total interest expense | $2,941,000 | 4,178 |
| Net interest income | $4,113,000 | 4,289 |
| Provision for loan and lease losses | $281,000 | 3,148 |
| Total noninterest income | $771,000 | 4,112 |
| Gross Fiduciary activities income | $8,000 | 1,518 |
| Service charges on deposit accounts | $454,000 | 3,056 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $2,912,000 | 4,634 |
| Salaries and employee benefits | $1,428,000 | 4,465 |
| Premises and equipment expense | $300,000 | 5,858 |
| Additional noninterest expense | $1,184,000 | 4,234 |
| Pre-tax net operating income | $1,691,000 | 3,896 |
| Securities gains (losses) | $187,000 | 1,771 |
| Applicable income taxes | $559,000 | 3,803 |
| Income before extraordinary items | $1,319,000 | 3,665 |
| Extraordinary gains, net | $109,000 | 1,493 |
| Net income | $1,428,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Cash dividends | $1,050,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,188,100 | 3,858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,291 |
| Total interest expense | $3,954,000 | 4,121 |
| Net interest income | $4,045,000 | 4,396 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $665,000 | 4,591 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $396,000 | 3,521 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $261,000 | 4,830 |
| Total noninterest expense | $2,957,000 | 4,599 |
| Salaries and employee benefits | $1,425,000 | 4,423 |
| Premises and equipment expense | $327,000 | 5,633 |
| Additional noninterest expense | $1,205,000 | 4,323 |
| Pre-tax net operating income | $1,533,000 | 3,970 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $415,000 | 4,653 |
| Income before extraordinary items | $1,263,000 | 3,640 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,263,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $509,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,154,250 | 3,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.