Home > The Twentieth Street Bank > Income and Expense
The Twentieth Street Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,289,000 | 1,330 |
| Total interest expense | $9,769,000 | 1,570 |
| Net interest income | $14,520,000 | 1,173 |
| Provision for loan and lease losses | $2,666,000 | 477 |
| Total noninterest income | $1,650,000 | 2,112 |
| Gross Fiduciary activities income | $446,000 | 674 |
| Service charges on deposit accounts | $827,000 | 1,532 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $377,000 | 3,553 |
| Total noninterest expense | $9,533,000 | 1,381 |
| Salaries and employee benefits | $3,747,000 | 1,773 |
| Premises and equipment expense | $1,236,000 | 1,588 |
| Additional noninterest expense | $4,550,000 | 1,013 |
| Pre-tax net operating income | $3,971,000 | 1,832 |
| Securities gains (losses) | $-22,000 | 10,301 |
| Applicable income taxes | $1,427,000 | 1,709 |
| Income before extraordinary items | $2,522,000 | 2,063 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,522,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,505,000 | 345 |
| Cash dividends | $2,799,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,536,080 | 1,984 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,112,000 | 1,322 |
| Total interest expense | $9,233,000 | 1,686 |
| Net interest income | $15,879,000 | 1,112 |
| Provision for loan and lease losses | $1,493,000 | 733 |
| Total noninterest income | $1,683,000 | 2,017 |
| Gross Fiduciary activities income | $404,000 | 730 |
| Service charges on deposit accounts | $898,000 | 1,436 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $381,000 | 3,393 |
| Total noninterest expense | $9,530,000 | 1,381 |
| Salaries and employee benefits | $3,749,000 | 1,740 |
| Premises and equipment expense | $1,228,000 | 1,585 |
| Additional noninterest expense | $4,553,000 | 1,039 |
| Pre-tax net operating income | $6,539,000 | 1,204 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $2,169,000 | 1,231 |
| Income before extraordinary items | $4,392,000 | 1,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,392,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $795,000 | 920 |
| Cash dividends | $5,673,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,377,260 | 1,220 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,477,000 | 1,440 |
| Total interest expense | $9,182,000 | 1,720 |
| Net interest income | $14,295,000 | 1,255 |
| Provision for loan and lease losses | $2,202,000 | 568 |
| Total noninterest income | $1,683,000 | 2,109 |
| Gross Fiduciary activities income | $405,000 | 769 |
| Service charges on deposit accounts | $949,000 | 1,420 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $9,305,000 | 1,530 |
| Salaries and employee benefits | $4,081,000 | 1,631 |
| Premises and equipment expense | $1,149,000 | 1,755 |
| Additional noninterest expense | $4,075,000 | 1,340 |
| Pre-tax net operating income | $4,471,000 | 1,621 |
| Securities gains (losses) | $-42,000 | 10,978 |
| Applicable income taxes | $1,593,000 | 1,515 |
| Income before extraordinary items | $2,836,000 | 1,745 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,836,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,402,000 | 723 |
| Cash dividends | $2,264,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,862,880 | 1,698 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,716,000 | 1,450 |
| Total interest expense | $9,120,000 | 1,741 |
| Net interest income | $14,596,000 | 1,236 |
| Provision for loan and lease losses | $1,444,000 | 732 |
| Total noninterest income | $1,606,000 | 2,174 |
| Gross Fiduciary activities income | $443,000 | 778 |
| Service charges on deposit accounts | $886,000 | 1,535 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $277,000 | 4,203 |
| Total noninterest expense | $9,152,000 | 1,555 |
| Salaries and employee benefits | $4,361,000 | 1,526 |
| Premises and equipment expense | $1,113,000 | 1,815 |
| Additional noninterest expense | $3,678,000 | 1,428 |
| Pre-tax net operating income | $5,606,000 | 1,365 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,067,000 | 1,240 |
| Income before extraordinary items | $3,539,000 | 1,456 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,539,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,269,000 | 751 |
| Cash dividends | $1,235,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,539,000 | 1,433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,014,000 | 1,469 |
| Total interest expense | $7,116,000 | 1,778 |
| Net interest income | $13,898,000 | 1,300 |
| Provision for loan and lease losses | $739,000 | 1,159 |
| Total noninterest income | $1,493,000 | 2,304 |
| Gross Fiduciary activities income | $465,000 | 754 |
| Service charges on deposit accounts | $771,000 | 1,753 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $257,000 | 4,506 |
| Total noninterest expense | $9,387,000 | 1,563 |
| Salaries and employee benefits | $4,140,000 | 1,617 |
| Premises and equipment expense | $1,054,000 | 1,933 |
| Additional noninterest expense | $4,193,000 | 1,360 |
| Pre-tax net operating income | $5,265,000 | 1,394 |
| Securities gains (losses) | $-346,000 | 12,152 |
| Applicable income taxes | $1,675,000 | 1,402 |
| Income before extraordinary items | $3,244,000 | 1,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,244,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,268 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,472,360 | 1,439 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,382,000 | 1,537 |
| Total interest expense | $7,923,000 | 1,662 |
| Net interest income | $12,459,000 | 1,460 |
| Provision for loan and lease losses | $381,000 | 2,537 |
| Total noninterest income | $1,447,000 | 2,512 |
| Gross Fiduciary activities income | $420,000 | 827 |
| Service charges on deposit accounts | $703,000 | 1,937 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $324,000 | 4,281 |
| Total noninterest expense | $9,154,000 | 1,652 |
| Salaries and employee benefits | $4,244,000 | 1,586 |
| Premises and equipment expense | $976,000 | 2,099 |
| Additional noninterest expense | $3,934,000 | 1,546 |
| Pre-tax net operating income | $4,371,000 | 1,592 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $1,311,000 | 1,782 |
| Income before extraordinary items | $3,070,000 | 1,648 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,070,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,846 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,063,000 | 1,565 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,527,000 | 1,599 |
| Total interest expense | $10,504,000 | 1,645 |
| Net interest income | $12,023,000 | 1,528 |
| Provision for loan and lease losses | $893,000 | 1,988 |
| Total noninterest income | $1,229,000 | 2,812 |
| Gross Fiduciary activities income | $367,000 | 864 |
| Service charges on deposit accounts | $592,000 | 2,323 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $270,000 | 4,733 |
| Total noninterest expense | $8,334,000 | 1,821 |
| Salaries and employee benefits | $3,583,000 | 1,853 |
| Premises and equipment expense | $926,000 | 2,243 |
| Additional noninterest expense | $3,825,000 | 1,644 |
| Pre-tax net operating income | $4,025,000 | 1,557 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $1,199,000 | 1,765 |
| Income before extraordinary items | $2,834,000 | 1,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,834,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 1,807 |
| Cash dividends | $830,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,828,400 | 1,513 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.