Home > The Turbotville National Bank > Income and Expense
The Turbotville National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 3,061 |
| Total interest expense | $2,490,000 | 2,826 |
| Net interest income | $5,894,000 | 3,137 |
| Provision for loan and lease losses | $47,000 | 2,821 |
| Total noninterest income | $430,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $262,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,770 |
| Total noninterest expense | $2,907,000 | 3,730 |
| Salaries and employee benefits | $1,472,000 | 3,802 |
| Premises and equipment expense | $114,000 | 4,274 |
| Additional noninterest expense | $168,000 | 3,770 |
| Pre-tax net operating income | $3,370,000 | 2,373 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $563,000 | 1,823 |
| Income before extraordinary items | $2,807,000 | 2,414 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,807,000 | 2,438 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,807,000 | 2,416 |
| Net charge-offs | $-6,000 | 3,751 |
| Cash dividends | $772,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,807,000 | 2,430 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,072 |
| Total interest expense | $1,745,000 | 2,789 |
| Net interest income | $4,405,000 | 3,156 |
| Provision for loan and lease losses | $25,000 | 2,747 |
| Total noninterest income | $322,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $198,000 | 2,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,782 |
| Total noninterest expense | $2,072,000 | 3,775 |
| Salaries and employee benefits | $1,072,000 | 3,822 |
| Premises and equipment expense | $85,000 | 4,280 |
| Additional noninterest expense | $124,000 | 3,780 |
| Pre-tax net operating income | $2,630,000 | 2,383 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $448,000 | 1,830 |
| Income before extraordinary items | $2,182,000 | 2,419 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,182,000 | 2,442 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,182,000 | 2,421 |
| Net charge-offs | $-11,000 | 3,856 |
| Cash dividends | $73,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,182,000 | 2,439 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 3,090 |
| Total interest expense | $1,077,000 | 2,733 |
| Net interest income | $2,932,000 | 3,177 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $221,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $137,000 | 2,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,789 |
| Total noninterest expense | $1,372,000 | 3,786 |
| Salaries and employee benefits | $729,000 | 3,812 |
| Premises and equipment expense | $55,000 | 4,317 |
| Additional noninterest expense | $84,000 | 3,772 |
| Pre-tax net operating income | $1,781,000 | 2,392 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $299,000 | 1,855 |
| Income before extraordinary items | $1,482,000 | 2,415 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,482,000 | 2,442 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,482,000 | 2,415 |
| Net charge-offs | $-18,000 | 4,071 |
| Cash dividends | $73,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,482,000 | 2,432 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,139 |
| Total interest expense | $475,000 | 2,695 |
| Net interest income | $1,441,000 | 3,217 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $116,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $80,000 | 2,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 3,881 |
| Total noninterest expense | $668,000 | 3,859 |
| Salaries and employee benefits | $364,000 | 3,862 |
| Premises and equipment expense | $27,000 | 4,385 |
| Additional noninterest expense | $36,000 | 3,881 |
| Pre-tax net operating income | $889,000 | 2,446 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $135,000 | 1,942 |
| Income before extraordinary items | $754,000 | 2,446 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $754,000 | 2,446 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $754,000 | 2,446 |
| Net charge-offs | $-18,000 | 4,211 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $754,000 | 2,466 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 3,130 |
| Total interest expense | $1,063,000 | 2,338 |
| Net interest income | $5,510,000 | 3,227 |
| Provision for loan and lease losses | $55,000 | 2,523 |
| Total noninterest income | $529,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $218,000 | 2,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,490 |
| Total noninterest expense | $2,712,000 | 3,834 |
| Salaries and employee benefits | $1,436,000 | 3,869 |
| Premises and equipment expense | $107,000 | 4,419 |
| Additional noninterest expense | $311,000 | 3,490 |
| Pre-tax net operating income | $3,272,000 | 2,546 |
| Securities gains (losses) | $-31,000 | 3,658 |
| Applicable income taxes | $538,000 | 1,974 |
| Income before extraordinary items | $2,703,000 | 2,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,703,000 | 2,580 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,703,000 | 2,582 |
| Net charge-offs | $16,000 | 2,000 |
| Cash dividends | $729,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,728,730 | 2,599 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 3,164 |
| Total interest expense | $708,000 | 2,181 |
| Net interest income | $3,948,000 | 3,259 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $401,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $148,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,448 |
| Total noninterest expense | $1,995,000 | 3,862 |
| Salaries and employee benefits | $1,072,000 | 3,872 |
| Premises and equipment expense | $80,000 | 4,437 |
| Additional noninterest expense | $253,000 | 3,448 |
| Pre-tax net operating income | $2,354,000 | 2,603 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $434,000 | 1,936 |
| Income before extraordinary items | $1,920,000 | 2,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,920,000 | 2,639 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,920,000 | 2,640 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $73,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,920,000 | 2,678 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 3,178 |
| Total interest expense | $462,000 | 2,055 |
| Net interest income | $2,543,000 | 3,284 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $292,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $96,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,333 |
| Total noninterest expense | $1,280,000 | 3,919 |
| Salaries and employee benefits | $699,000 | 3,914 |
| Premises and equipment expense | $53,000 | 4,461 |
| Additional noninterest expense | $528,000 | 3,591 |
| Pre-tax net operating income | $1,555,000 | 2,516 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $289,000 | 1,879 |
| Income before extraordinary items | $1,266,000 | 2,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,266,000 | 2,559 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,266,000 | 2,559 |
| Net charge-offs | $-11,000 | 3,693 |
| Cash dividends | $73,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,266,000 | 2,595 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,151 |
| Total interest expense | $231,000 | 2,011 |
| Net interest income | $1,255,000 | 3,262 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $104,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $47,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,740 |
| Total noninterest expense | $672,000 | 3,857 |
| Salaries and employee benefits | $340,000 | 3,950 |
| Premises and equipment expense | $26,000 | 4,488 |
| Additional noninterest expense | $306,000 | 3,383 |
| Pre-tax net operating income | $687,000 | 2,571 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $145,000 | 1,819 |
| Income before extraordinary items | $542,000 | 2,665 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $542,000 | 2,662 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $542,000 | 2,665 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $542,000 | 2,680 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 3,235 |
| Total interest expense | $1,175,000 | 1,983 |
| Net interest income | $4,794,000 | 3,390 |
| Provision for loan and lease losses | $170,000 | 1,863 |
| Total noninterest income | $1,361,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $190,000 | 2,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,171,000 | 2,469 |
| Total noninterest expense | $2,598,000 | 3,935 |
| Salaries and employee benefits | $1,321,000 | 4,017 |
| Premises and equipment expense | $111,000 | 4,506 |
| Additional noninterest expense | $1,166,000 | 3,484 |
| Pre-tax net operating income | $3,387,000 | 2,539 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $578,000 | 2,003 |
| Income before extraordinary items | $2,809,000 | 2,626 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,809,000 | 2,627 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,809,000 | 2,627 |
| Net charge-offs | $-5,000 | 3,478 |
| Cash dividends | $923,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,809,000 | 2,606 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,296 |
| Total interest expense | $843,000 | 2,133 |
| Net interest income | $3,610,000 | 3,442 |
| Provision for loan and lease losses | $25,000 | 2,624 |
| Total noninterest income | $1,169,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $135,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,034,000 | 2,342 |
| Total noninterest expense | $1,791,000 | 4,071 |
| Salaries and employee benefits | $909,000 | 4,140 |
| Premises and equipment expense | $83,000 | 4,568 |
| Additional noninterest expense | $799,000 | 3,638 |
| Pre-tax net operating income | $2,963,000 | 2,446 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $431,000 | 2,071 |
| Income before extraordinary items | $2,532,000 | 2,493 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,532,000 | 2,493 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,532,000 | 2,493 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $73,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,532,000 | 2,465 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 3,318 |
| Total interest expense | $581,000 | 2,148 |
| Net interest income | $2,395,000 | 3,470 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,004,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $89,000 | 2,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $915,000 | 2,003 |
| Total noninterest expense | $1,167,000 | 4,114 |
| Salaries and employee benefits | $597,000 | 4,176 |
| Premises and equipment expense | $52,000 | 4,632 |
| Additional noninterest expense | $518,000 | 3,666 |
| Pre-tax net operating income | $2,232,000 | 2,243 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $270,000 | 2,100 |
| Income before extraordinary items | $1,962,000 | 2,252 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,962,000 | 2,250 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,962,000 | 2,252 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $73,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,962,000 | 2,218 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 3,277 |
| Total interest expense | $299,000 | 2,184 |
| Net interest income | $1,215,000 | 3,438 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $470,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 2,095 |
| Total noninterest expense | $563,000 | 4,159 |
| Salaries and employee benefits | $296,000 | 4,204 |
| Premises and equipment expense | $25,000 | 4,653 |
| Additional noninterest expense | $242,000 | 3,728 |
| Pre-tax net operating income | $1,122,000 | 2,227 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $129,000 | 2,109 |
| Income before extraordinary items | $993,000 | 2,231 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $993,000 | 2,232 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $993,000 | 2,231 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $993,000 | 2,187 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 3,225 |
| Total interest expense | $1,351,000 | 2,533 |
| Net interest income | $4,932,000 | 3,360 |
| Provision for loan and lease losses | $280,000 | 2,754 |
| Total noninterest income | $793,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $181,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,950 |
| Total noninterest expense | $2,592,000 | 3,998 |
| Salaries and employee benefits | $1,404,000 | 4,045 |
| Premises and equipment expense | $87,000 | 4,751 |
| Additional noninterest expense | $1,101,000 | 3,567 |
| Pre-tax net operating income | $2,853,000 | 2,483 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $470,000 | 1,988 |
| Income before extraordinary items | $2,383,000 | 2,608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,383,000 | 2,607 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,383,000 | 2,608 |
| Net charge-offs | $13,000 | 2,953 |
| Cash dividends | $680,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,383,000 | 2,562 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 3,232 |
| Total interest expense | $1,029,000 | 2,591 |
| Net interest income | $3,756,000 | 3,360 |
| Provision for loan and lease losses | $93,000 | 3,356 |
| Total noninterest income | $554,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $129,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,003 |
| Total noninterest expense | $1,905,000 | 4,024 |
| Salaries and employee benefits | $996,000 | 4,111 |
| Premises and equipment expense | $65,000 | 4,783 |
| Additional noninterest expense | $844,000 | 3,501 |
| Pre-tax net operating income | $2,312,000 | 2,385 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $383,000 | 1,907 |
| Income before extraordinary items | $1,929,000 | 2,495 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,929,000 | 2,495 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,929,000 | 2,495 |
| Net charge-offs | $9,000 | 2,770 |
| Cash dividends | $73,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,929,000 | 2,450 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,258 |
| Total interest expense | $695,000 | 2,661 |
| Net interest income | $2,519,000 | 3,371 |
| Provision for loan and lease losses | $48,000 | 3,484 |
| Total noninterest income | $299,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $88,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,254 |
| Total noninterest expense | $1,262,000 | 4,047 |
| Salaries and employee benefits | $667,000 | 4,127 |
| Premises and equipment expense | $45,000 | 4,789 |
| Additional noninterest expense | $550,000 | 3,558 |
| Pre-tax net operating income | $1,508,000 | 2,383 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $221,000 | 1,980 |
| Income before extraordinary items | $1,287,000 | 2,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,287,000 | 2,447 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,287,000 | 2,449 |
| Net charge-offs | $4,000 | 2,717 |
| Cash dividends | $73,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,287,000 | 2,413 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 3,198 |
| Total interest expense | $351,000 | 2,780 |
| Net interest income | $1,337,000 | 3,245 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $97,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $56,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,987 |
| Total noninterest expense | $646,000 | 4,058 |
| Salaries and employee benefits | $330,000 | 4,179 |
| Premises and equipment expense | $23,000 | 4,811 |
| Additional noninterest expense | $293,000 | 3,488 |
| Pre-tax net operating income | $788,000 | 2,177 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $104,000 | 1,906 |
| Income before extraordinary items | $684,000 | 2,207 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $684,000 | 2,206 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $684,000 | 2,207 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $684,000 | 2,174 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 3,378 |
| Total interest expense | $1,351,000 | 2,882 |
| Net interest income | $4,866,000 | 3,449 |
| Provision for loan and lease losses | $245,000 | 2,156 |
| Total noninterest income | $432,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $213,000 | 3,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,872 |
| Total noninterest expense | $2,495,000 | 4,145 |
| Salaries and employee benefits | $1,278,000 | 4,248 |
| Premises and equipment expense | $92,000 | 4,894 |
| Additional noninterest expense | $1,125,000 | 3,610 |
| Pre-tax net operating income | $2,558,000 | 2,700 |
| Securities gains (losses) | $-16,000 | 4,874 |
| Applicable income taxes | $418,000 | 2,127 |
| Income before extraordinary items | $2,124,000 | 2,812 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,124,000 | 2,812 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,124,000 | 2,814 |
| Net charge-offs | $61,000 | 2,524 |
| Cash dividends | $630,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,137,440 | 2,764 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 3,453 |
| Total interest expense | $993,000 | 2,934 |
| Net interest income | $3,589,000 | 3,522 |
| Provision for loan and lease losses | $71,000 | 2,892 |
| Total noninterest income | $323,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $152,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,870 |
| Total noninterest expense | $1,786,000 | 4,249 |
| Salaries and employee benefits | $918,000 | 4,325 |
| Premises and equipment expense | $68,000 | 4,961 |
| Additional noninterest expense | $800,000 | 3,720 |
| Pre-tax net operating income | $2,055,000 | 2,678 |
| Securities gains (losses) | $-3,000 | 4,753 |
| Applicable income taxes | $335,000 | 2,143 |
| Income before extraordinary items | $1,717,000 | 2,759 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,717,000 | 2,760 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,717,000 | 2,760 |
| Net charge-offs | $25,000 | 2,607 |
| Cash dividends | $73,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,719,520 | 2,727 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 3,478 |
| Total interest expense | $640,000 | 2,962 |
| Net interest income | $2,385,000 | 3,552 |
| Provision for loan and lease losses | $26,000 | 3,186 |
| Total noninterest income | $203,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $96,000 | 3,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,929 |
| Total noninterest expense | $1,216,000 | 4,254 |
| Salaries and employee benefits | $622,000 | 4,350 |
| Premises and equipment expense | $46,000 | 4,988 |
| Additional noninterest expense | $548,000 | 3,708 |
| Pre-tax net operating income | $1,346,000 | 2,678 |
| Securities gains (losses) | $-4,000 | 4,803 |
| Applicable income taxes | $224,000 | 2,114 |
| Income before extraordinary items | $1,118,000 | 2,785 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,118,000 | 2,784 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,118,000 | 2,784 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $73,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,121,320 | 2,758 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 3,521 |
| Total interest expense | $305,000 | 3,016 |
| Net interest income | $1,184,000 | 3,598 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $95,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,999 |
| Total noninterest expense | $600,000 | 4,306 |
| Salaries and employee benefits | $309,000 | 4,392 |
| Premises and equipment expense | $26,000 | 4,978 |
| Additional noninterest expense | $265,000 | 3,777 |
| Pre-tax net operating income | $679,000 | 2,620 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $78,000 | 2,341 |
| Income before extraordinary items | $600,000 | 2,618 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $600,000 | 2,617 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $600,000 | 2,617 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $600,880 | 2,601 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 3,608 |
| Total interest expense | $1,069,000 | 2,833 |
| Net interest income | $4,398,000 | 3,723 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $385,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $205,000 | 3,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 4,175 |
| Total noninterest expense | $2,617,000 | 4,190 |
| Salaries and employee benefits | $1,467,000 | 4,199 |
| Premises and equipment expense | $105,000 | 5,024 |
| Additional noninterest expense | $1,045,000 | 3,823 |
| Pre-tax net operating income | $2,016,000 | 3,136 |
| Securities gains (losses) | $-17,000 | 4,544 |
| Applicable income taxes | $310,000 | 2,366 |
| Income before extraordinary items | $1,689,000 | 3,191 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,689,000 | 3,190 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,689,000 | 3,190 |
| Net charge-offs | $25,000 | 3,000 |
| Cash dividends | $571,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,703,280 | 3,174 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 3,661 |
| Total interest expense | $773,000 | 2,805 |
| Net interest income | $3,247,000 | 3,782 |
| Provision for loan and lease losses | $70,000 | 2,956 |
| Total noninterest income | $284,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $151,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,212 |
| Total noninterest expense | $1,796,000 | 4,360 |
| Salaries and employee benefits | $905,000 | 4,492 |
| Premises and equipment expense | $83,000 | 5,051 |
| Additional noninterest expense | $808,000 | 3,797 |
| Pre-tax net operating income | $1,665,000 | 3,027 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $268,000 | 2,310 |
| Income before extraordinary items | $1,398,000 | 3,090 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,398,000 | 3,088 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,398,000 | 3,089 |
| Net charge-offs | $3,000 | 3,293 |
| Cash dividends | $73,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,397,160 | 3,079 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 3,696 |
| Total interest expense | $492,000 | 2,820 |
| Net interest income | $2,130,000 | 3,820 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $188,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $97,000 | 3,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,227 |
| Total noninterest expense | $1,196,000 | 4,396 |
| Salaries and employee benefits | $609,000 | 4,523 |
| Premises and equipment expense | $46,000 | 5,198 |
| Additional noninterest expense | $541,000 | 3,818 |
| Pre-tax net operating income | $1,087,000 | 3,039 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $165,000 | 2,361 |
| Income before extraordinary items | $921,000 | 3,082 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $921,000 | 3,080 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $921,000 | 3,081 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $73,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $921,850 | 3,072 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,740 |
| Total interest expense | $238,000 | 2,819 |
| Net interest income | $1,044,000 | 3,877 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $91,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,279 |
| Total noninterest expense | $582,000 | 4,480 |
| Salaries and employee benefits | $307,000 | 4,564 |
| Premises and equipment expense | $21,000 | 5,271 |
| Additional noninterest expense | $254,000 | 3,955 |
| Pre-tax net operating income | $543,000 | 2,984 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $75,000 | 2,401 |
| Income before extraordinary items | $470,000 | 2,997 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $470,000 | 2,999 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $470,000 | 2,998 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $468,280 | 2,998 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,760 |
| Total interest expense | $945,000 | 2,644 |
| Net interest income | $4,027,000 | 3,923 |
| Provision for loan and lease losses | $21,000 | 3,933 |
| Total noninterest income | $399,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $197,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,206 |
| Total noninterest expense | $2,344,000 | 4,523 |
| Salaries and employee benefits | $1,284,000 | 4,536 |
| Premises and equipment expense | $97,000 | 5,301 |
| Additional noninterest expense | $963,000 | 4,084 |
| Pre-tax net operating income | $2,061,000 | 3,061 |
| Securities gains (losses) | $-22,000 | 5,185 |
| Applicable income taxes | $654,000 | 2,221 |
| Income before extraordinary items | $1,385,000 | 3,259 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,385,000 | 3,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,385,000 | 3,259 |
| Net charge-offs | $27,000 | 3,289 |
| Cash dividends | $529,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,399,960 | 3,213 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 3,792 |
| Total interest expense | $706,000 | 2,624 |
| Net interest income | $3,009,000 | 3,963 |
| Provision for loan and lease losses | $6,000 | 3,978 |
| Total noninterest income | $292,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $145,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 4,277 |
| Total noninterest expense | $1,719,000 | 4,571 |
| Salaries and employee benefits | $893,000 | 4,664 |
| Premises and equipment expense | $75,000 | 5,329 |
| Additional noninterest expense | $751,000 | 4,015 |
| Pre-tax net operating income | $1,576,000 | 3,079 |
| Securities gains (losses) | $15,000 | 1,443 |
| Applicable income taxes | $370,000 | 2,323 |
| Income before extraordinary items | $1,221,000 | 3,181 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,221,000 | 3,180 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,221,000 | 3,181 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $68,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,209,450 | 3,172 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 3,812 |
| Total interest expense | $468,000 | 2,602 |
| Net interest income | $1,986,000 | 3,984 |
| Provision for loan and lease losses | $6,000 | 3,724 |
| Total noninterest income | $172,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $92,000 | 3,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,496 |
| Total noninterest expense | $1,179,000 | 4,567 |
| Salaries and employee benefits | $615,000 | 4,658 |
| Premises and equipment expense | $49,000 | 5,378 |
| Additional noninterest expense | $515,000 | 4,003 |
| Pre-tax net operating income | $973,000 | 3,171 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $240,000 | 2,335 |
| Income before extraordinary items | $744,000 | 3,292 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $744,000 | 3,290 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $744,000 | 3,292 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $68,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $735,640 | 3,291 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,841 |
| Total interest expense | $233,000 | 2,583 |
| Net interest income | $989,000 | 4,009 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $90,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,462 |
| Total noninterest expense | $610,000 | 4,551 |
| Salaries and employee benefits | $315,000 | 4,671 |
| Premises and equipment expense | $27,000 | 5,373 |
| Additional noninterest expense | $268,000 | 3,943 |
| Pre-tax net operating income | $469,000 | 3,187 |
| Securities gains (losses) | $11,000 | 641 |
| Applicable income taxes | $120,000 | 2,300 |
| Income before extraordinary items | $360,000 | 3,310 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $360,000 | 3,309 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $360,000 | 3,310 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $351,750 | 3,335 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 3,822 |
| Total interest expense | $976,000 | 2,455 |
| Net interest income | $3,972,000 | 4,019 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $387,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $189,000 | 3,656 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $198,000 | 4,370 |
| Total noninterest expense | $2,328,000 | 4,671 |
| Salaries and employee benefits | $1,225,000 | 4,736 |
| Premises and equipment expense | $89,000 | 5,555 |
| Additional noninterest expense | $1,014,000 | 4,131 |
| Pre-tax net operating income | $2,031,000 | 3,035 |
| Securities gains (losses) | $24,000 | 2,274 |
| Applicable income taxes | $476,000 | 2,292 |
| Income before extraordinary items | $1,579,000 | 3,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,579,000 | 3,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,579,000 | 3,191 |
| Net charge-offs | $14,000 | 3,764 |
| Cash dividends | $525,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,560,520 | 3,167 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,843 |
| Total interest expense | $732,000 | 2,463 |
| Net interest income | $2,978,000 | 4,046 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $327,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $139,000 | 3,712 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $188,000 | 4,180 |
| Total noninterest expense | $1,774,000 | 4,655 |
| Salaries and employee benefits | $853,000 | 4,842 |
| Premises and equipment expense | $67,000 | 5,604 |
| Additional noninterest expense | $854,000 | 3,965 |
| Pre-tax net operating income | $1,531,000 | 3,072 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $340,000 | 2,393 |
| Income before extraordinary items | $1,212,000 | 3,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,212,000 | 3,193 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,212,000 | 3,193 |
| Net charge-offs | $12,000 | 3,364 |
| Cash dividends | $68,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,195,620 | 3,156 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 3,884 |
| Total interest expense | $483,000 | 2,483 |
| Net interest income | $1,974,000 | 4,084 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $211,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $88,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,218 |
| Total noninterest expense | $1,113,000 | 4,816 |
| Salaries and employee benefits | $564,000 | 4,908 |
| Premises and equipment expense | $45,000 | 5,676 |
| Additional noninterest expense | $504,000 | 4,215 |
| Pre-tax net operating income | $1,072,000 | 2,959 |
| Securities gains (losses) | $21,000 | 1,915 |
| Applicable income taxes | $240,000 | 2,338 |
| Income before extraordinary items | $853,000 | 3,064 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $853,000 | 3,062 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $853,000 | 3,063 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $68,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $836,620 | 3,039 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 3,905 |
| Total interest expense | $240,000 | 2,505 |
| Net interest income | $983,000 | 4,104 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $96,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $44,000 | 3,768 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $52,000 | 4,354 |
| Total noninterest expense | $548,000 | 4,878 |
| Salaries and employee benefits | $281,000 | 4,951 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $246,000 | 4,278 |
| Pre-tax net operating income | $531,000 | 2,935 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $110,000 | 2,377 |
| Income before extraordinary items | $442,000 | 2,950 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $442,000 | 2,949 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $442,000 | 2,950 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $425,200 | 2,957 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 3,893 |
| Total interest expense | $968,000 | 2,470 |
| Net interest income | $3,919,000 | 4,113 |
| Provision for loan and lease losses | $49,000 | 3,658 |
| Total noninterest income | $321,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $207,000 | 3,659 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $114,000 | 4,997 |
| Total noninterest expense | $2,172,000 | 4,931 |
| Salaries and employee benefits | $1,161,000 | 4,933 |
| Premises and equipment expense | $86,000 | 5,827 |
| Additional noninterest expense | $925,000 | 4,439 |
| Pre-tax net operating income | $2,019,000 | 2,992 |
| Securities gains (losses) | $43,000 | 1,751 |
| Applicable income taxes | $428,000 | 2,366 |
| Income before extraordinary items | $1,634,000 | 3,078 |
| Extraordinary gains, net | $2,000 | 21 |
| Net income | $1,636,000 | 3,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,636,000 | 3,079 |
| Net charge-offs | $41,000 | 3,392 |
| Cash dividends | $525,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,600,030 | 3,071 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,942 |
| Total interest expense | $727,000 | 2,497 |
| Net interest income | $2,928,000 | 4,159 |
| Provision for loan and lease losses | $74,000 | 2,972 |
| Total noninterest income | $297,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $158,000 | 3,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,577 |
| Total noninterest expense | $1,662,000 | 4,924 |
| Salaries and employee benefits | $822,000 | 5,052 |
| Premises and equipment expense | $64,000 | 5,899 |
| Additional noninterest expense | $776,000 | 4,253 |
| Pre-tax net operating income | $1,489,000 | 3,088 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $361,000 | 2,305 |
| Income before extraordinary items | $1,144,000 | 3,273 |
| Extraordinary gains, net | $2,000 | 20 |
| Net income | $1,146,000 | 3,267 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,146,000 | 3,268 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $68,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,131,840 | 3,231 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 3,948 |
| Total interest expense | $485,000 | 2,511 |
| Net interest income | $1,958,000 | 4,176 |
| Provision for loan and lease losses | $38,000 | 3,093 |
| Total noninterest income | $193,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $103,000 | 3,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 4,632 |
| Total noninterest expense | $1,073,000 | 5,026 |
| Salaries and employee benefits | $538,000 | 5,118 |
| Premises and equipment expense | $44,000 | 5,942 |
| Additional noninterest expense | $491,000 | 4,386 |
| Pre-tax net operating income | $1,040,000 | 2,991 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $256,000 | 2,246 |
| Income before extraordinary items | $800,000 | 3,164 |
| Extraordinary gains, net | $2,000 | 20 |
| Net income | $802,000 | 3,159 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $802,000 | 3,160 |
| Net charge-offs | $35,000 | 2,597 |
| Cash dividends | $68,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $787,840 | 3,128 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 3,947 |
| Total interest expense | $244,000 | 2,528 |
| Net interest income | $988,000 | 4,174 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $84,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $530,000 | 5,092 |
| Salaries and employee benefits | $264,000 | 5,200 |
| Premises and equipment expense | $22,000 | 5,991 |
| Additional noninterest expense | $244,000 | 4,410 |
| Pre-tax net operating income | $533,000 | 2,907 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $121,000 | 2,296 |
| Income before extraordinary items | $412,000 | 3,064 |
| Extraordinary gains, net | $1,000 | 12 |
| Net income | $413,000 | 3,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $413,000 | 3,064 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $412,000 | 3,000 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 4,069 |
| Total interest expense | $1,005,000 | 2,565 |
| Net interest income | $3,768,000 | 4,319 |
| Provision for loan and lease losses | $55,000 | 3,706 |
| Total noninterest income | $390,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $195,000 | 3,953 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,564 |
| Total noninterest expense | $2,132,000 | 5,168 |
| Salaries and employee benefits | $1,147,000 | 5,135 |
| Premises and equipment expense | $76,000 | 6,196 |
| Additional noninterest expense | $909,000 | 4,652 |
| Pre-tax net operating income | $1,971,000 | 2,998 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $379,000 | 2,449 |
| Income before extraordinary items | $1,620,000 | 3,107 |
| Extraordinary gains, net | $-3,000 | 6,492 |
| Net income | $1,617,000 | 3,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,617,000 | 3,110 |
| Net charge-offs | $86,000 | 3,322 |
| Cash dividends | $510,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,597,320 | 3,084 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 4,115 |
| Total interest expense | $755,000 | 2,602 |
| Net interest income | $2,815,000 | 4,364 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $281,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $144,000 | 4,022 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $137,000 | 4,691 |
| Total noninterest expense | $1,639,000 | 5,153 |
| Salaries and employee benefits | $815,000 | 5,243 |
| Premises and equipment expense | $63,000 | 6,201 |
| Additional noninterest expense | $761,000 | 4,444 |
| Pre-tax net operating income | $1,412,000 | 3,146 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $325,000 | 2,383 |
| Income before extraordinary items | $1,103,000 | 3,309 |
| Extraordinary gains, net | $-4,000 | 6,576 |
| Net income | $1,099,000 | 3,315 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,099,000 | 3,316 |
| Net charge-offs | $13,000 | 4,044 |
| Cash dividends | $68,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,090,680 | 3,296 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 4,136 |
| Total interest expense | $500,000 | 2,630 |
| Net interest income | $1,873,000 | 4,378 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $182,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $86,000 | 4,759 |
| Total noninterest expense | $1,101,000 | 5,184 |
| Salaries and employee benefits | $540,000 | 5,294 |
| Premises and equipment expense | $40,000 | 6,285 |
| Additional noninterest expense | $521,000 | 4,395 |
| Pre-tax net operating income | $924,000 | 3,103 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $205,000 | 2,390 |
| Income before extraordinary items | $722,000 | 3,278 |
| Extraordinary gains, net | $-10,000 | 6,649 |
| Net income | $712,000 | 3,311 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $712,000 | 3,311 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $68,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $719,660 | 3,247 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 4,148 |
| Total interest expense | $248,000 | 2,696 |
| Net interest income | $940,000 | 4,396 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $75,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $535,000 | 5,292 |
| Salaries and employee benefits | $268,000 | 5,370 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $246,000 | 4,545 |
| Pre-tax net operating income | $465,000 | 3,032 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $95,000 | 2,405 |
| Income before extraordinary items | $372,000 | 3,154 |
| Extraordinary gains, net | $-11,000 | 6,726 |
| Net income | $361,000 | 3,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $361,000 | 3,205 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $370,400 | 3,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,175 |
| Total interest expense | $1,113,000 | 2,714 |
| Net interest income | $3,697,000 | 4,454 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $475,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $195,000 | 4,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $280,000 | 4,180 |
| Total noninterest expense | $2,177,000 | 5,314 |
| Salaries and employee benefits | $1,058,000 | 5,445 |
| Premises and equipment expense | $70,000 | 6,509 |
| Additional noninterest expense | $1,049,000 | 4,481 |
| Pre-tax net operating income | $1,905,000 | 2,956 |
| Securities gains (losses) | $97,000 | 1,342 |
| Applicable income taxes | $397,000 | 2,369 |
| Income before extraordinary items | $1,605,000 | 3,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,605,000 | 3,035 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,605,000 | 3,036 |
| Net charge-offs | $15,000 | 4,955 |
| Cash dividends | $486,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,527,400 | 3,062 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 4,218 |
| Total interest expense | $859,000 | 2,746 |
| Net interest income | $2,748,000 | 4,510 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $373,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $144,000 | 4,199 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $229,000 | 4,137 |
| Total noninterest expense | $1,665,000 | 5,300 |
| Salaries and employee benefits | $799,000 | 5,467 |
| Premises and equipment expense | $54,000 | 6,552 |
| Additional noninterest expense | $812,000 | 4,440 |
| Pre-tax net operating income | $1,386,000 | 3,067 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $332,000 | 2,337 |
| Income before extraordinary items | $1,119,000 | 3,202 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,119,000 | 3,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,119,000 | 3,206 |
| Net charge-offs | $19,000 | 4,438 |
| Cash dividends | $68,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,068,950 | 3,222 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 4,232 |
| Total interest expense | $587,000 | 2,749 |
| Net interest income | $1,813,000 | 4,555 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $261,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $93,000 | 4,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 4,053 |
| Total noninterest expense | $1,121,000 | 5,300 |
| Salaries and employee benefits | $537,000 | 5,485 |
| Premises and equipment expense | $38,000 | 6,559 |
| Additional noninterest expense | $546,000 | 4,423 |
| Pre-tax net operating income | $903,000 | 3,088 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $210,000 | 2,387 |
| Income before extraordinary items | $730,000 | 3,234 |
| Extraordinary gains, net | $-2,000 | 6,931 |
| Net income | $728,000 | 3,239 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $728,000 | 3,240 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $68,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $701,140 | 3,222 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 4,237 |
| Total interest expense | $301,000 | 2,768 |
| Net interest income | $908,000 | 4,561 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $122,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,129 |
| Total noninterest expense | $551,000 | 5,383 |
| Salaries and employee benefits | $266,000 | 5,528 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $266,000 | 4,505 |
| Pre-tax net operating income | $449,000 | 3,086 |
| Securities gains (losses) | $36,000 | 1,059 |
| Applicable income taxes | $110,000 | 2,305 |
| Income before extraordinary items | $375,000 | 3,145 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $375,000 | 3,145 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $375,000 | 3,147 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $347,280 | 3,190 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,312 |
| Total interest expense | $1,377,000 | 2,899 |
| Net interest income | $3,595,000 | 4,681 |
| Provision for loan and lease losses | $190,000 | 3,988 |
| Total noninterest income | $630,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $187,000 | 4,392 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $443,000 | 3,504 |
| Total noninterest expense | $2,069,000 | 5,594 |
| Salaries and employee benefits | $1,090,000 | 5,557 |
| Premises and equipment expense | $75,000 | 6,732 |
| Additional noninterest expense | $904,000 | 5,016 |
| Pre-tax net operating income | $1,966,000 | 2,839 |
| Securities gains (losses) | $26,000 | 3,070 |
| Applicable income taxes | $369,000 | 2,474 |
| Income before extraordinary items | $1,623,000 | 2,969 |
| Extraordinary gains, net | $-1,000 | 7,055 |
| Net income | $1,622,000 | 2,971 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,622,000 | 2,972 |
| Net charge-offs | $157,000 | 4,020 |
| Cash dividends | $486,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,601,940 | 2,865 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 4,359 |
| Total interest expense | $1,048,000 | 2,964 |
| Net interest income | $2,719,000 | 4,731 |
| Provision for loan and lease losses | $110,000 | 4,250 |
| Total noninterest income | $473,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $332,000 | 3,547 |
| Total noninterest expense | $1,559,000 | 5,624 |
| Salaries and employee benefits | $743,000 | 5,758 |
| Premises and equipment expense | $58,000 | 6,780 |
| Additional noninterest expense | $758,000 | 4,803 |
| Pre-tax net operating income | $1,523,000 | 2,856 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $389,000 | 2,200 |
| Income before extraordinary items | $1,156,000 | 3,154 |
| Extraordinary gains, net | $2,000 | 19 |
| Net income | $1,158,000 | 3,150 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,158,000 | 3,149 |
| Net charge-offs | $148,000 | 3,611 |
| Cash dividends | $68,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,139,500 | 3,029 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 4,384 |
| Total interest expense | $706,000 | 3,037 |
| Net interest income | $1,817,000 | 4,749 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $311,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $93,000 | 4,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 3,546 |
| Total noninterest expense | $1,046,000 | 5,644 |
| Salaries and employee benefits | $498,000 | 5,801 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $511,000 | 4,804 |
| Pre-tax net operating income | $1,002,000 | 2,837 |
| Securities gains (losses) | $20,000 | 2,488 |
| Applicable income taxes | $256,000 | 2,219 |
| Income before extraordinary items | $766,000 | 3,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $766,000 | 3,137 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $766,000 | 3,138 |
| Net charge-offs | $147,000 | 3,054 |
| Cash dividends | $68,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $751,000 | 3,019 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 4,424 |
| Total interest expense | $359,000 | 3,090 |
| Net interest income | $907,000 | 4,785 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $201,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 3,034 |
| Total noninterest expense | $531,000 | 5,653 |
| Salaries and employee benefits | $253,000 | 5,814 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $260,000 | 4,767 |
| Pre-tax net operating income | $537,000 | 2,735 |
| Securities gains (losses) | $24,000 | 1,522 |
| Applicable income taxes | $149,000 | 2,042 |
| Income before extraordinary items | $412,000 | 2,992 |
| Extraordinary gains, net | $1,000 | 17 |
| Net income | $413,000 | 2,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $413,000 | 2,990 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $394,480 | 2,958 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 4,467 |
| Total interest expense | $1,552,000 | 3,364 |
| Net interest income | $3,642,000 | 4,786 |
| Provision for loan and lease losses | $86,000 | 5,487 |
| Total noninterest income | $396,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $184,000 | 4,532 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $212,000 | 4,390 |
| Total noninterest expense | $2,131,000 | 5,704 |
| Salaries and employee benefits | $1,051,000 | 5,780 |
| Premises and equipment expense | $76,000 | 6,991 |
| Additional noninterest expense | $1,004,000 | 4,891 |
| Pre-tax net operating income | $1,821,000 | 2,679 |
| Securities gains (losses) | $49,000 | 2,601 |
| Applicable income taxes | $347,000 | 2,394 |
| Income before extraordinary items | $1,523,000 | 2,746 |
| Extraordinary gains, net | $1,000 | 28 |
| Net income | $1,524,000 | 2,748 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,524,000 | 2,748 |
| Net charge-offs | $34,000 | 5,679 |
| Cash dividends | $435,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,483,310 | 2,699 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,502 |
| Total interest expense | $1,175,000 | 3,456 |
| Net interest income | $2,738,000 | 4,811 |
| Provision for loan and lease losses | $56,000 | 5,450 |
| Total noninterest income | $281,000 | 4,933 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $141,000 | 4,613 |
| Total noninterest expense | $1,579,000 | 5,741 |
| Salaries and employee benefits | $758,000 | 5,861 |
| Premises and equipment expense | $57,000 | 7,055 |
| Additional noninterest expense | $764,000 | 4,887 |
| Pre-tax net operating income | $1,384,000 | 2,730 |
| Securities gains (losses) | $44,000 | 2,405 |
| Applicable income taxes | $334,000 | 2,154 |
| Income before extraordinary items | $1,094,000 | 2,884 |
| Extraordinary gains, net | $-1,000 | 7,420 |
| Net income | $1,093,000 | 2,890 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,093,000 | 2,890 |
| Net charge-offs | $13,000 | 5,706 |
| Cash dividends | $68,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,060,120 | 2,852 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 4,554 |
| Total interest expense | $786,000 | 3,553 |
| Net interest income | $1,816,000 | 4,847 |
| Provision for loan and lease losses | $26,000 | 5,580 |
| Total noninterest income | $183,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,609 |
| Total noninterest expense | $1,038,000 | 5,832 |
| Salaries and employee benefits | $504,000 | 5,917 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $497,000 | 5,021 |
| Pre-tax net operating income | $935,000 | 2,659 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $198,000 | 2,242 |
| Income before extraordinary items | $763,000 | 2,753 |
| Extraordinary gains, net | $1,000 | 12 |
| Net income | $764,000 | 2,751 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $764,000 | 2,751 |
| Net charge-offs | $14,000 | 5,222 |
| Cash dividends | $68,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $742,460 | 2,724 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,554 |
| Total interest expense | $396,000 | 3,629 |
| Net interest income | $910,000 | 4,831 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $83,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $516,000 | 5,877 |
| Salaries and employee benefits | $255,000 | 5,934 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $242,000 | 5,081 |
| Pre-tax net operating income | $473,000 | 2,659 |
| Securities gains (losses) | $26,000 | 999 |
| Applicable income taxes | $115,000 | 2,038 |
| Income before extraordinary items | $384,000 | 2,756 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $384,000 | 2,755 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $384,000 | 2,756 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $363,980 | 2,808 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 4,717 |
| Total interest expense | $1,811,000 | 3,809 |
| Net interest income | $3,366,000 | 5,051 |
| Provision for loan and lease losses | $75,000 | 6,223 |
| Total noninterest income | $414,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 4,807 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $255,000 | 4,218 |
| Total noninterest expense | $2,131,000 | 5,882 |
| Salaries and employee benefits | $1,095,000 | 5,855 |
| Premises and equipment expense | $82,000 | 7,196 |
| Additional noninterest expense | $954,000 | 5,213 |
| Pre-tax net operating income | $1,574,000 | 2,651 |
| Securities gains (losses) | $-80,000 | 7,200 |
| Applicable income taxes | $248,000 | 2,537 |
| Income before extraordinary items | $1,246,000 | 2,842 |
| Extraordinary gains, net | $2,000 | 28 |
| Net income | $1,248,000 | 2,838 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,248,000 | 2,842 |
| Net charge-offs | $-168,000 | 7,619 |
| Cash dividends | $458,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,312,400 | 2,639 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 4,837 |
| Total interest expense | $1,384,000 | 3,907 |
| Net interest income | $2,468,000 | 5,178 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $337,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $218,000 | 4,034 |
| Total noninterest expense | $1,573,000 | 5,952 |
| Salaries and employee benefits | $790,000 | 5,974 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $722,000 | 5,187 |
| Pre-tax net operating income | $1,232,000 | 2,734 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $248,000 | 2,339 |
| Income before extraordinary items | $983,000 | 2,922 |
| Extraordinary gains, net | $2,000 | 22 |
| Net income | $985,000 | 2,913 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $985,000 | 2,917 |
| Net charge-offs | $-175,000 | 7,727 |
| Cash dividends | $135,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $983,800 | 2,784 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 4,879 |
| Total interest expense | $940,000 | 3,962 |
| Net interest income | $1,635,000 | 5,201 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $79,000 | 4,901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 4,616 |
| Total noninterest expense | $1,058,000 | 5,964 |
| Salaries and employee benefits | $531,000 | 6,008 |
| Premises and equipment expense | $42,000 | 7,335 |
| Additional noninterest expense | $485,000 | 5,168 |
| Pre-tax net operating income | $758,000 | 2,886 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $160,000 | 2,346 |
| Income before extraordinary items | $597,000 | 3,074 |
| Extraordinary gains, net | $1,000 | 18 |
| Net income | $598,000 | 3,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $598,000 | 3,068 |
| Net charge-offs | $-176,000 | 7,785 |
| Cash dividends | $135,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $597,790 | 2,965 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,930 |
| Total interest expense | $489,000 | 3,993 |
| Net interest income | $799,000 | 5,295 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $503,000 | 6,154 |
| Salaries and employee benefits | $271,000 | 6,044 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $212,000 | 5,545 |
| Pre-tax net operating income | $382,000 | 2,914 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $84,000 | 2,292 |
| Income before extraordinary items | $298,000 | 3,143 |
| Extraordinary gains, net | $-1,000 | 7,930 |
| Net income | $297,000 | 3,145 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $297,000 | 3,148 |
| Net charge-offs | $-176,000 | 7,887 |
| Cash dividends | $67,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $298,000 | 3,031 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 5,044 |
| Total interest expense | $2,323,000 | 4,075 |
| Net interest income | $2,835,000 | 5,539 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $359,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $175,000 | 4,872 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $184,000 | 4,781 |
| Total noninterest expense | $2,134,000 | 6,076 |
| Salaries and employee benefits | $1,095,000 | 6,041 |
| Premises and equipment expense | $83,000 | 7,523 |
| Additional noninterest expense | $956,000 | 5,346 |
| Pre-tax net operating income | $1,060,000 | 2,896 |
| Securities gains (losses) | $106,000 | 2,094 |
| Applicable income taxes | $106,000 | 2,846 |
| Income before extraordinary items | $1,060,000 | 2,679 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,060,000 | 2,678 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,060,000 | 2,679 |
| Net charge-offs | $15,000 | 6,776 |
| Cash dividends | $355,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $963,540 | 2,775 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,098 |
| Total interest expense | $1,786,000 | 4,148 |
| Net interest income | $2,092,000 | 5,594 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $267,000 | 5,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $128,000 | 4,958 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $139,000 | 4,900 |
| Total noninterest expense | $1,521,000 | 6,215 |
| Salaries and employee benefits | $745,000 | 6,289 |
| Premises and equipment expense | $63,000 | 7,584 |
| Additional noninterest expense | $713,000 | 5,359 |
| Pre-tax net operating income | $811,000 | 3,088 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $122,000 | 2,735 |
| Income before extraordinary items | $705,000 | 3,109 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $705,000 | 3,107 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $705,000 | 3,110 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $134,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $691,400 | 3,067 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 5,148 |
| Total interest expense | $1,192,000 | 4,267 |
| Net interest income | $1,390,000 | 5,608 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $178,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $84,000 | 4,993 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $94,000 | 4,909 |
| Total noninterest expense | $951,000 | 6,410 |
| Salaries and employee benefits | $482,000 | 6,412 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $428,000 | 5,646 |
| Pre-tax net operating income | $599,000 | 3,009 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $87,000 | 2,738 |
| Income before extraordinary items | $512,000 | 3,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 3,042 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $512,000 | 3,044 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $134,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $512,000 | 2,941 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 5,184 |
| Total interest expense | $591,000 | 4,389 |
| Net interest income | $699,000 | 5,592 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $86,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $466,000 | 6,426 |
| Salaries and employee benefits | $238,000 | 6,501 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $207,000 | 5,508 |
| Pre-tax net operating income | $310,000 | 3,291 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $43,000 | 3,015 |
| Income before extraordinary items | $267,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 3,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $267,000 | 3,333 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $67,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $267,000 | 3,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,357 |
| Total interest expense | $2,504,000 | 4,742 |
| Net interest income | $2,679,000 | 5,734 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $500,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 5,081 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $330,000 | 3,929 |
| Total noninterest expense | $1,769,000 | 6,526 |
| Salaries and employee benefits | $955,000 | 6,512 |
| Premises and equipment expense | $73,000 | 7,860 |
| Additional noninterest expense | $741,000 | 5,678 |
| Pre-tax net operating income | $1,410,000 | 3,129 |
| Securities gains (losses) | $-1,810,000 | 7,864 |
| Applicable income taxes | $-509,000 | 7,507 |
| Income before extraordinary items | $109,000 | 5,830 |
| Extraordinary gains, net | $-9,000 | 8,269 |
| Net income | $100,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $328,000 | 3,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,267,400 | 2,953 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,426 |
| Total interest expense | $1,883,000 | 4,852 |
| Net interest income | $1,995,000 | 5,802 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $277,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $124,000 | 5,176 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 4,914 |
| Total noninterest expense | $1,355,000 | 6,484 |
| Salaries and employee benefits | $674,000 | 6,669 |
| Premises and equipment expense | $56,000 | 7,894 |
| Additional noninterest expense | $625,000 | 5,311 |
| Pre-tax net operating income | $917,000 | 3,839 |
| Securities gains (losses) | $58,000 | 1,318 |
| Applicable income taxes | $144,000 | 3,274 |
| Income before extraordinary items | $831,000 | 3,488 |
| Extraordinary gains, net | $-9,000 | 8,353 |
| Net income | $822,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $134,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $781,700 | 3,759 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 5,499 |
| Total interest expense | $1,268,000 | 4,966 |
| Net interest income | $1,314,000 | 5,844 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $151,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $876,000 | 6,603 |
| Salaries and employee benefits | $459,000 | 6,689 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $380,000 | 5,556 |
| Pre-tax net operating income | $589,000 | 4,064 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $68,000 | 3,821 |
| Income before extraordinary items | $534,000 | 3,882 |
| Extraordinary gains, net | $-9,000 | 8,423 |
| Net income | $525,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $67,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $522,430 | 3,872 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,549 |
| Total interest expense | $651,000 | 5,070 |
| Net interest income | $660,000 | 5,850 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $453,000 | 6,550 |
| Salaries and employee benefits | $226,000 | 6,750 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $208,000 | 5,252 |
| Pre-tax net operating income | $298,000 | 4,172 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $272,000 | 4,018 |
| Extraordinary gains, net | $1,000 | 14 |
| Net income | $273,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $67,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $261,440 | 4,010 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,667 |
| Total interest expense | $2,508,000 | 5,255 |
| Net interest income | $2,603,000 | 5,866 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $320,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $173,000 | 5,173 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $147,000 | 5,608 |
| Total noninterest expense | $1,675,000 | 6,644 |
| Salaries and employee benefits | $851,000 | 6,841 |
| Premises and equipment expense | $78,000 | 7,983 |
| Additional noninterest expense | $746,000 | 5,555 |
| Pre-tax net operating income | $1,233,000 | 4,300 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $135,000 | 4,224 |
| Income before extraordinary items | $1,090,000 | 4,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,090,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $328,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,097,120 | 4,113 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 5,713 |
| Total interest expense | $1,856,000 | 5,298 |
| Net interest income | $1,937,000 | 5,916 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $237,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 5,196 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $107,000 | 5,683 |
| Total noninterest expense | $1,291,000 | 6,591 |
| Salaries and employee benefits | $640,000 | 6,801 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $594,000 | 5,327 |
| Pre-tax net operating income | $883,000 | 4,641 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $146,000 | 4,070 |
| Income before extraordinary items | $737,000 | 4,525 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $737,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $136,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $737,000 | 4,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 5,751 |
| Total interest expense | $1,222,000 | 5,336 |
| Net interest income | $1,301,000 | 5,945 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $154,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $876,000 | 6,584 |
| Salaries and employee benefits | $428,000 | 6,848 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $409,000 | 5,226 |
| Pre-tax net operating income | $579,000 | 4,749 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $95,000 | 4,180 |
| Income before extraordinary items | $478,000 | 4,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $478,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $136,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $482,980 | 4,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 5,725 |
| Total interest expense | $612,000 | 5,326 |
| Net interest income | $661,000 | 5,904 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $463,000 | 6,476 |
| Salaries and employee benefits | $232,000 | 6,710 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $212,000 | 5,077 |
| Pre-tax net operating income | $276,000 | 4,837 |
| Securities gains (losses) | $-6,000 | 8,196 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $222,000 | 4,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $222,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $67,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $226,920 | 4,757 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 5,594 |
| Total interest expense | $2,208,000 | 5,143 |
| Net interest income | $2,718,000 | 5,797 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $335,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $156,000 | 5,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 5,316 |
| Total noninterest expense | $1,742,000 | 6,526 |
| Salaries and employee benefits | $902,000 | 6,651 |
| Premises and equipment expense | $77,000 | 8,063 |
| Additional noninterest expense | $763,000 | 5,375 |
| Pre-tax net operating income | $1,271,000 | 4,674 |
| Securities gains (losses) | $-30,000 | 7,718 |
| Applicable income taxes | $214,000 | 4,224 |
| Income before extraordinary items | $1,027,000 | 4,652 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,027,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $327,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,051,900 | 4,589 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,625 |
| Total interest expense | $1,599,000 | 5,174 |
| Net interest income | $2,060,000 | 5,824 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $125,000 | 5,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,568 |
| Total noninterest expense | $1,303,000 | 6,534 |
| Salaries and employee benefits | $612,000 | 6,895 |
| Premises and equipment expense | $59,000 | 8,085 |
| Additional noninterest expense | $632,000 | 5,042 |
| Pre-tax net operating income | $964,000 | 4,791 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $214,000 | 4,056 |
| Income before extraordinary items | $750,000 | 4,854 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $750,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $134,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $750,000 | 4,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 5,674 |
| Total interest expense | $1,028,000 | 5,157 |
| Net interest income | $1,349,000 | 5,905 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $159,000 | 6,132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $865,000 | 6,571 |
| Salaries and employee benefits | $410,000 | 6,925 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $416,000 | 5,072 |
| Pre-tax net operating income | $613,000 | 4,940 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $133,000 | 4,169 |
| Income before extraordinary items | $480,000 | 4,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $480,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $134,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $480,000 | 4,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,661 |
| Total interest expense | $499,000 | 5,123 |
| Net interest income | $674,000 | 5,918 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $426,000 | 6,610 |
| Salaries and employee benefits | $205,000 | 6,926 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $310,000 | 4,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $58,000 | 4,321 |
| Income before extraordinary items | $252,000 | 4,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $67,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $252,000 | 4,823 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 5,462 |
| Total interest expense | $1,774,000 | 4,776 |
| Net interest income | $2,762,000 | 5,767 |
| Provision for loan and lease losses | $117,000 | 4,613 |
| Total noninterest income | $321,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $145,000 | 5,675 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,427 |
| Total noninterest expense | $1,654,000 | 6,633 |
| Salaries and employee benefits | $861,000 | 6,750 |
| Premises and equipment expense | $76,000 | 8,166 |
| Additional noninterest expense | $717,000 | 5,512 |
| Pre-tax net operating income | $1,312,000 | 4,702 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $208,000 | 4,617 |
| Income before extraordinary items | $1,111,000 | 4,534 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,111,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $316,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,105,120 | 4,507 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 5,468 |
| Total interest expense | $1,290,000 | 4,737 |
| Net interest income | $2,075,000 | 5,780 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $259,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 5,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $1,261,000 | 6,603 |
| Salaries and employee benefits | $612,000 | 6,872 |
| Premises and equipment expense | $57,000 | 8,168 |
| Additional noninterest expense | $592,000 | 5,165 |
| Pre-tax net operating income | $1,019,000 | 4,721 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $250,000 | 4,087 |
| Income before extraordinary items | $761,000 | 4,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $761,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $134,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $767,000 | 4,829 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 5,440 |
| Total interest expense | $842,000 | 4,641 |
| Net interest income | $1,367,000 | 5,801 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $836,000 | 6,625 |
| Salaries and employee benefits | $401,000 | 6,908 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $398,000 | 5,106 |
| Pre-tax net operating income | $646,000 | 4,824 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $485,000 | 4,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $485,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $67,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $482,750 | 4,918 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,444 |
| Total interest expense | $412,000 | 4,587 |
| Net interest income | $688,000 | 5,787 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $74,000 | 6,332 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $417,000 | 6,672 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $327,000 | 4,776 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $67,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $248,400 | 4,843 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 5,344 |
| Total interest expense | $1,591,000 | 4,359 |
| Net interest income | $2,695,000 | 5,762 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $303,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $303,000 | 4,247 |
| Total noninterest expense | $1,669,000 | 6,599 |
| Salaries and employee benefits | $887,000 | 6,650 |
| Premises and equipment expense | $74,000 | 8,296 |
| Additional noninterest expense | $708,000 | 5,487 |
| Pre-tax net operating income | $1,249,000 | 4,700 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $283,000 | 4,265 |
| Income before extraordinary items | $1,005,000 | 4,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,005,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,512 |
| Cash dividends | $291,000 | 4,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $974,580 | 4,702 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,329 |
| Total interest expense | $1,194,000 | 4,303 |
| Net interest income | $2,007,000 | 5,783 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $225,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $225,000 | 4,270 |
| Total noninterest expense | $1,248,000 | 6,565 |
| Salaries and employee benefits | $620,000 | 6,817 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $572,000 | 5,201 |
| Pre-tax net operating income | $939,000 | 4,759 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $737,000 | 4,825 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $737,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $196,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $711,160 | 4,831 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 5,339 |
| Total interest expense | $799,000 | 4,292 |
| Net interest income | $1,337,000 | 5,775 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $153,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 4,270 |
| Total noninterest expense | $813,000 | 6,668 |
| Salaries and employee benefits | $402,000 | 6,935 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $374,000 | 5,289 |
| Pre-tax net operating income | $647,000 | 4,647 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $155,000 | 4,200 |
| Income before extraordinary items | $495,000 | 4,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $196,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $492,720 | 4,683 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 5,332 |
| Total interest expense | $408,000 | 4,263 |
| Net interest income | $671,000 | 5,771 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $415,000 | 6,657 |
| Salaries and employee benefits | $208,000 | 6,881 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $76,000 | 4,215 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $67,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $240,240 | 4,738 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 5,299 |
| Total interest expense | $1,889,000 | 4,200 |
| Net interest income | $2,541,000 | 5,844 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $311,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $150,000 | 5,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $161,000 | 5,703 |
| Total noninterest expense | $1,671,000 | 6,576 |
| Salaries and employee benefits | $898,000 | 6,601 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $701,000 | 5,497 |
| Pre-tax net operating income | $1,127,000 | 4,840 |
| Securities gains (losses) | $120,000 | 1,724 |
| Applicable income taxes | $230,000 | 4,708 |
| Income before extraordinary items | $1,017,000 | 4,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,017,000 | 4,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $201,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $918,600 | 4,716 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 5,368 |
| Total interest expense | $1,464,000 | 4,220 |
| Net interest income | $1,854,000 | 5,970 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $228,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 5,793 |
| Total noninterest expense | $1,187,000 | 6,729 |
| Salaries and employee benefits | $567,000 | 7,058 |
| Premises and equipment expense | $55,000 | 8,474 |
| Additional noninterest expense | $565,000 | 5,219 |
| Pre-tax net operating income | $856,000 | 4,952 |
| Securities gains (losses) | $74,000 | 2,001 |
| Applicable income taxes | $218,000 | 4,516 |
| Income before extraordinary items | $712,000 | 4,953 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $712,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $67,000 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $655,020 | 4,980 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,343 |
| Total interest expense | $1,002,000 | 4,249 |
| Net interest income | $1,241,000 | 5,967 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $88,000 | 5,563 |
| Total noninterest expense | $797,000 | 6,721 |
| Salaries and employee benefits | $377,000 | 7,100 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $384,000 | 5,152 |
| Pre-tax net operating income | $579,000 | 4,929 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $450,000 | 5,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $450,000 | 4,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,349 |
| Total interest expense | $515,000 | 4,248 |
| Net interest income | $614,000 | 5,996 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $185,000 | 7,164 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $174,000 | 5,473 |
| Pre-tax net operating income | $299,000 | 4,797 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $239,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $239,000 | 4,640 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,477 |
| Total interest expense | $2,260,000 | 4,435 |
| Net interest income | $2,319,000 | 6,151 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $295,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $241,000 | 4,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,504,000 | 6,833 |
| Salaries and employee benefits | $792,000 | 6,908 |
| Premises and equipment expense | $63,000 | 8,706 |
| Additional noninterest expense | $649,000 | 5,662 |
| Pre-tax net operating income | $1,090,000 | 4,987 |
| Securities gains (losses) | $83,000 | 1,920 |
| Applicable income taxes | $189,000 | 5,192 |
| Income before extraordinary items | $984,000 | 4,651 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $984,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $393,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $914,280 | 4,711 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 5,668 |
| Total interest expense | $2,841,000 | 4,930 |
| Net interest income | $2,079,000 | 6,316 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $273,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $123,000 | 6,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $150,000 | 5,549 |
| Total noninterest expense | $1,424,000 | 6,967 |
| Salaries and employee benefits | $763,000 | 6,935 |
| Premises and equipment expense | $60,000 | 8,978 |
| Additional noninterest expense | $601,000 | 5,832 |
| Pre-tax net operating income | $918,000 | 5,130 |
| Securities gains (losses) | $240,000 | 1,048 |
| Applicable income taxes | $224,000 | 4,813 |
| Income before extraordinary items | $934,000 | 4,466 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $934,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $369,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $739,600 | 4,981 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 5,925 |
| Total interest expense | $2,418,000 | 5,682 |
| Net interest income | $2,328,000 | 6,066 |
| Provision for loan and lease losses | $132,000 | 4,658 |
| Total noninterest income | $267,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $1,369,000 | 7,071 |
| Salaries and employee benefits | $761,000 | 6,909 |
| Premises and equipment expense | $59,000 | 9,200 |
| Additional noninterest expense | $549,000 | 6,074 |
| Pre-tax net operating income | $1,094,000 | 5,013 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $213,000 | 5,280 |
| Income before extraordinary items | $881,000 | 4,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $881,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $223,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 9,756 |
| Net operating income | $881,000 | 4,747 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 6,038 |
| Total interest expense | $2,173,000 | 5,693 |
| Net interest income | $2,199,000 | 6,282 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $226,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $1,327,000 | 7,225 |
| Salaries and employee benefits | $700,000 | 7,237 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $566,000 | 6,046 |
| Pre-tax net operating income | $1,063,000 | 5,121 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $269,000 | 5,047 |
| Income before extraordinary items | $808,000 | 5,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $808,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $211,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $797,500 | 5,061 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,128 |
| Total interest expense | $2,231,000 | 5,781 |
| Net interest income | $2,179,000 | 6,329 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $207,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,293,000 | 7,267 |
| Salaries and employee benefits | $667,000 | 7,390 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $566,000 | 5,976 |
| Pre-tax net operating income | $1,065,000 | 5,225 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $786,000 | 5,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $786,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $205,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $783,780 | 5,157 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 6,381 |
| Total interest expense | $2,167,000 | 5,945 |
| Net interest income | $2,137,000 | 6,645 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $181,000 | 8,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,222,000 | 7,592 |
| Salaries and employee benefits | $668,000 | 7,501 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $498,000 | 6,514 |
| Pre-tax net operating income | $1,044,000 | 5,707 |
| Securities gains (losses) | $-40,000 | 10,586 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $743,000 | 5,708 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $743,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $192,000 | 5,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $772,600 | 5,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 6,740 |
| Total interest expense | $2,103,000 | 6,219 |
| Net interest income | $2,025,000 | 7,090 |
| Provision for loan and lease losses | $82,000 | 5,565 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $1,166,000 | 8,089 |
| Salaries and employee benefits | $622,000 | 7,990 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $492,000 | 7,125 |
| Pre-tax net operating income | $947,000 | 5,934 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $696,000 | 5,776 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $696,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $696,000 | 5,717 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 7,127 |
| Total interest expense | $1,986,000 | 6,503 |
| Net interest income | $1,903,000 | 7,524 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,151,000 | 8,384 |
| Salaries and employee benefits | $547,000 | 8,741 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $552,000 | 6,853 |
| Pre-tax net operating income | $890,000 | 6,472 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $652,000 | 6,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $652,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $174,000 | 5,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $652,000 | 6,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 7,170 |
| Total interest expense | $1,625,000 | 6,543 |
| Net interest income | $1,989,000 | 7,597 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $164,000 | 9,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,192,000 | 8,633 |
| Salaries and employee benefits | $530,000 | 9,127 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $879,000 | 6,495 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $671,000 | 6,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $671,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $174,000 | 5,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $671,000 | 6,163 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 7,342 |
| Total interest expense | $1,696,000 | 6,631 |
| Net interest income | $1,950,000 | 7,831 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $176,000 | 9,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,155,000 | 9,085 |
| Salaries and employee benefits | $490,000 | 9,769 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $620,000 | 7,166 |
| Pre-tax net operating income | $861,000 | 6,512 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $628,000 | 6,574 |
| Extraordinary gains, net | $1,000 | 3,136 |
| Net income | $629,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $164,000 | 5,899 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,090 |
| Net operating income | $628,000 | 6,333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 7,568 |
| Total interest expense | $2,036,000 | 7,039 |
| Net interest income | $1,920,000 | 7,974 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,094,000 | 9,538 |
| Salaries and employee benefits | $469,000 | 10,097 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $577,000 | 7,718 |
| Pre-tax net operating income | $832,000 | 6,421 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $591,000 | 6,639 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $591,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $161,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 13,791 |
| Net operating income | $600,360 | 6,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.