Home > The Trust Company of New Jersey > Income and Expense
The Trust Company of New Jersey, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $48,957,000 | 196 |
| Total interest expense | $16,914,000 | 165 |
| Net interest income | $32,043,000 | 211 |
| Provision for loan and lease losses | $1,310,000 | 257 |
| Total noninterest income | $6,707,000 | 318 |
| Gross Fiduciary activities income | $788,000 | 199 |
| Service charges on deposit accounts | $3,024,000 | 157 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,895,000 | 370 |
| Total noninterest expense | $35,037,000 | 182 |
| Salaries and employee benefits | $19,298,000 | 153 |
| Premises and equipment expense | $5,950,000 | 140 |
| Additional noninterest expense | $9,789,000 | 211 |
| Pre-tax net operating income | $2,403,000 | 897 |
| Securities gains (losses) | $8,972,000 | 43 |
| Applicable income taxes | $3,281,000 | 311 |
| Income before extraordinary items | $8,094,000 | 274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,094,000 | 275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,263,000 | 232 |
| Cash dividends | $3,320,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $1,469,000 | 105 |
| Net operating income | $1,723,880 | 902 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $204,585,000 | 190 |
| Total interest expense | $78,647,000 | 164 |
| Net interest income | $125,938,000 | 203 |
| Provision for loan and lease losses | $12,800,000 | 165 |
| Total noninterest income | $36,784,000 | 268 |
| Gross Fiduciary activities income | $2,012,000 | 258 |
| Service charges on deposit accounts | $13,066,000 | 156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,706,000 | 285 |
| Total noninterest expense | $129,942,000 | 186 |
| Salaries and employee benefits | $53,718,000 | 186 |
| Premises and equipment expense | $23,028,000 | 143 |
| Additional noninterest expense | $53,196,000 | 188 |
| Pre-tax net operating income | $19,980,000 | 482 |
| Securities gains (losses) | $1,190,000 | 418 |
| Applicable income taxes | $2,603,000 | 1,034 |
| Income before extraordinary items | $18,567,000 | 404 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,567,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,627,000 | 161 |
| Cash dividends | $12,486,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $820,000 | 449 |
| Net operating income | $17,519,800 | 398 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $153,901,000 | 194 |
| Total interest expense | $61,211,000 | 164 |
| Net interest income | $92,690,000 | 208 |
| Provision for loan and lease losses | $2,600,000 | 434 |
| Total noninterest income | $29,958,000 | 263 |
| Gross Fiduciary activities income | $1,289,000 | 298 |
| Service charges on deposit accounts | $9,868,000 | 160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,801,000 | 275 |
| Total noninterest expense | $91,980,000 | 194 |
| Salaries and employee benefits | $44,069,000 | 173 |
| Premises and equipment expense | $17,287,000 | 144 |
| Additional noninterest expense | $30,624,000 | 224 |
| Pre-tax net operating income | $28,068,000 | 305 |
| Securities gains (losses) | $381,000 | 819 |
| Applicable income taxes | $5,353,000 | 481 |
| Income before extraordinary items | $23,096,000 | 290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $23,096,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,235,000 | 405 |
| Cash dividends | $9,177,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $-197,000 | 9,184 |
| Net operating income | $22,787,390 | 270 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $105,504,000 | 193 |
| Total interest expense | $43,026,000 | 162 |
| Net interest income | $62,478,000 | 208 |
| Provision for loan and lease losses | $1,600,000 | 459 |
| Total noninterest income | $21,167,000 | 251 |
| Gross Fiduciary activities income | $773,000 | 319 |
| Service charges on deposit accounts | $4,891,000 | 196 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,503,000 | 243 |
| Total noninterest expense | $67,807,000 | 185 |
| Salaries and employee benefits | $35,319,000 | 159 |
| Premises and equipment expense | $11,794,000 | 140 |
| Additional noninterest expense | $20,694,000 | 212 |
| Pre-tax net operating income | $14,238,000 | 372 |
| Securities gains (losses) | $197,000 | 1,051 |
| Applicable income taxes | $1,391,000 | 1,053 |
| Income before extraordinary items | $13,044,000 | 330 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,044,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 421 |
| Cash dividends | $5,874,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $-504,000 | 9,235 |
| Net operating income | $12,866,700 | 303 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $53,177,000 | 196 |
| Total interest expense | $22,422,000 | 161 |
| Net interest income | $30,755,000 | 211 |
| Provision for loan and lease losses | $800,000 | 445 |
| Total noninterest income | $7,844,000 | 312 |
| Gross Fiduciary activities income | $367,000 | 329 |
| Service charges on deposit accounts | $3,211,000 | 164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,266,000 | 350 |
| Total noninterest expense | $40,805,000 | 160 |
| Salaries and employee benefits | $25,585,000 | 125 |
| Premises and equipment expense | $6,199,000 | 136 |
| Additional noninterest expense | $9,021,000 | 232 |
| Pre-tax net operating income | $-3,006,000 | 9,299 |
| Securities gains (losses) | $4,680,000 | 82 |
| Applicable income taxes | $-1,819,000 | 9,302 |
| Income before extraordinary items | $3,493,000 | 513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,493,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 522 |
| Cash dividends | $2,940,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $777,000 | 113 |
| Net operating income | $-1,187,000 | 9,259 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $225,710,000 | 199 |
| Total interest expense | $106,746,000 | 156 |
| Net interest income | $118,964,000 | 219 |
| Provision for loan and lease losses | $2,200,000 | 689 |
| Total noninterest income | $28,417,000 | 321 |
| Gross Fiduciary activities income | $1,620,000 | 316 |
| Service charges on deposit accounts | $12,901,000 | 163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,896,000 | 358 |
| Total noninterest expense | $113,538,000 | 207 |
| Salaries and employee benefits | $58,226,000 | 175 |
| Premises and equipment expense | $22,102,000 | 145 |
| Additional noninterest expense | $33,210,000 | 253 |
| Pre-tax net operating income | $31,643,000 | 336 |
| Securities gains (losses) | $19,655,000 | 61 |
| Applicable income taxes | $13,308,000 | 300 |
| Income before extraordinary items | $37,990,000 | 240 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $37,990,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,978,000 | 569 |
| Cash dividends | $11,224,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $-4,149,000 | 9,344 |
| Net operating income | $23,445,300 | 314 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $237,689,000 | 209 |
| Total interest expense | $134,779,000 | 183 |
| Net interest income | $102,910,000 | 236 |
| Provision for loan and lease losses | $2,200,000 | 650 |
| Total noninterest income | $21,778,000 | 370 |
| Gross Fiduciary activities income | $1,542,000 | 333 |
| Service charges on deposit accounts | $11,399,000 | 167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,837,000 | 450 |
| Total noninterest expense | $85,648,000 | 243 |
| Salaries and employee benefits | $37,459,000 | 221 |
| Premises and equipment expense | $19,597,000 | 149 |
| Additional noninterest expense | $28,592,000 | 281 |
| Pre-tax net operating income | $36,840,000 | 274 |
| Securities gains (losses) | $12,404,000 | 71 |
| Applicable income taxes | $14,230,000 | 259 |
| Income before extraordinary items | $35,014,000 | 229 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $35,014,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $968,000 | 963 |
| Cash dividends | $10,562,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $-3,404,000 | 9,600 |
| Net operating income | $26,207,160 | 259 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $247,421,000 | 220 |
| Total interest expense | $157,411,000 | 193 |
| Net interest income | $90,010,000 | 258 |
| Provision for loan and lease losses | $1,200,000 | 908 |
| Total noninterest income | $24,078,000 | 334 |
| Gross Fiduciary activities income | $1,505,000 | 340 |
| Service charges on deposit accounts | $9,225,000 | 176 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,348,000 | 368 |
| Total noninterest expense | $87,880,000 | 237 |
| Salaries and employee benefits | $46,183,000 | 189 |
| Premises and equipment expense | $17,204,000 | 171 |
| Additional noninterest expense | $24,493,000 | 307 |
| Pre-tax net operating income | $25,008,000 | 381 |
| Securities gains (losses) | $2,219,000 | 86 |
| Applicable income taxes | $7,204,000 | 426 |
| Income before extraordinary items | $20,023,000 | 337 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,023,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,216,000 | 653 |
| Cash dividends | $10,443,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $-5,966,000 | 9,886 |
| Net operating income | $18,380,940 | 350 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $208,987,000 | 223 |
| Total interest expense | $116,250,000 | 203 |
| Net interest income | $92,737,000 | 245 |
| Provision for loan and lease losses | $1,200,000 | 831 |
| Total noninterest income | $17,372,000 | 439 |
| Gross Fiduciary activities income | $1,377,000 | 388 |
| Service charges on deposit accounts | $7,504,000 | 218 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,491,000 | 490 |
| Total noninterest expense | $68,004,000 | 285 |
| Salaries and employee benefits | $31,425,000 | 253 |
| Premises and equipment expense | $15,255,000 | 186 |
| Additional noninterest expense | $21,324,000 | 346 |
| Pre-tax net operating income | $40,905,000 | 283 |
| Securities gains (losses) | $2,169,000 | 130 |
| Applicable income taxes | $13,858,000 | 300 |
| Income before extraordinary items | $29,216,000 | 281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $29,216,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 548 |
| Cash dividends | $9,888,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $-9,966,000 | 10,213 |
| Net operating income | $27,741,080 | 282 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $172,278,000 | 254 |
| Total interest expense | $93,659,000 | 226 |
| Net interest income | $78,619,000 | 273 |
| Provision for loan and lease losses | $1,200,000 | 825 |
| Total noninterest income | $19,702,000 | 382 |
| Gross Fiduciary activities income | $1,126,000 | 427 |
| Service charges on deposit accounts | $7,154,000 | 213 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $11,422,000 | 408 |
| Total noninterest expense | $57,225,000 | 311 |
| Salaries and employee benefits | $25,693,000 | 302 |
| Premises and equipment expense | $13,263,000 | 204 |
| Additional noninterest expense | $18,269,000 | 372 |
| Pre-tax net operating income | $39,896,000 | 262 |
| Securities gains (losses) | $2,909,000 | 183 |
| Applicable income taxes | $14,783,000 | 258 |
| Income before extraordinary items | $28,022,000 | 260 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $28,022,000 | 261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,406,000 | 587 |
| Cash dividends | $9,612,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $-23,799,000 | 10,461 |
| Net operating income | $26,131,150 | 261 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $171,153,000 | 262 |
| Total interest expense | $89,978,000 | 249 |
| Net interest income | $81,175,000 | 269 |
| Provision for loan and lease losses | $1,200,000 | 849 |
| Total noninterest income | $14,727,000 | 430 |
| Gross Fiduciary activities income | $1,004,000 | 473 |
| Service charges on deposit accounts | $6,974,000 | 220 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,749,000 | 517 |
| Total noninterest expense | $54,151,000 | 311 |
| Salaries and employee benefits | $25,393,000 | 284 |
| Premises and equipment expense | $11,646,000 | 225 |
| Additional noninterest expense | $17,112,000 | 375 |
| Pre-tax net operating income | $40,551,000 | 269 |
| Securities gains (losses) | $2,162,000 | 173 |
| Applicable income taxes | $14,661,000 | 269 |
| Income before extraordinary items | $28,052,000 | 265 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $28,052,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,797,000 | 286 |
| Cash dividends | $9,241,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $-3,037,000 | 10,902 |
| Net operating income | $26,625,080 | 269 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $163,526,000 | 299 |
| Total interest expense | $86,791,000 | 283 |
| Net interest income | $76,735,000 | 313 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $12,863,000 | 503 |
| Gross Fiduciary activities income | $1,150,000 | 471 |
| Service charges on deposit accounts | $6,082,000 | 276 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,631,000 | 601 |
| Total noninterest expense | $61,032,000 | 337 |
| Salaries and employee benefits | $32,150,000 | 265 |
| Premises and equipment expense | $11,755,000 | 250 |
| Additional noninterest expense | $17,127,000 | 456 |
| Pre-tax net operating income | $28,566,000 | 358 |
| Securities gains (losses) | $3,958,000 | 94 |
| Applicable income taxes | $10,854,000 | 345 |
| Income before extraordinary items | $21,670,000 | 323 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,670,000 | 323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,327,000 | 370 |
| Cash dividends | $7,291,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $797,000 | 413 |
| Net operating income | $19,018,140 | 347 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $150,610,000 | 331 |
| Total interest expense | $83,463,000 | 304 |
| Net interest income | $67,147,000 | 357 |
| Provision for loan and lease losses | $625,000 | 1,298 |
| Total noninterest income | $11,862,000 | 539 |
| Gross Fiduciary activities income | $1,493,000 | 437 |
| Service charges on deposit accounts | $5,983,000 | 299 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,386,000 | 721 |
| Total noninterest expense | $64,160,000 | 339 |
| Salaries and employee benefits | $31,710,000 | 286 |
| Premises and equipment expense | $10,632,000 | 276 |
| Additional noninterest expense | $21,818,000 | 407 |
| Pre-tax net operating income | $14,224,000 | 622 |
| Securities gains (losses) | $3,149,000 | 95 |
| Applicable income taxes | $4,130,000 | 703 |
| Income before extraordinary items | $13,243,000 | 490 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,243,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,830,000 | 248 |
| Cash dividends | $6,854,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 367 |
| Net operating income | $10,849,760 | 549 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $135,193,000 | 323 |
| Total interest expense | $70,705,000 | 289 |
| Net interest income | $64,488,000 | 355 |
| Provision for loan and lease losses | $1,500,000 | 711 |
| Total noninterest income | $11,805,000 | 523 |
| Gross Fiduciary activities income | $1,274,000 | 466 |
| Service charges on deposit accounts | $6,117,000 | 282 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,414,000 | 684 |
| Total noninterest expense | $68,019,000 | 321 |
| Salaries and employee benefits | $34,377,000 | 266 |
| Premises and equipment expense | $8,684,000 | 323 |
| Additional noninterest expense | $24,958,000 | 380 |
| Pre-tax net operating income | $6,774,000 | 1,123 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,773,000 | 1,332 |
| Income before extraordinary items | $5,001,000 | 1,018 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,001,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,504,000 | 174 |
| Cash dividends | $6,664,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $3,836,000 | 209 |
| Net operating income | $5,001,000 | 1,029 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $121,311,000 | 341 |
| Total interest expense | $68,387,000 | 282 |
| Net interest income | $52,924,000 | 423 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $12,586,000 | 517 |
| Gross Fiduciary activities income | $1,511,000 | 444 |
| Service charges on deposit accounts | $7,046,000 | 254 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,029,000 | 798 |
| Total noninterest expense | $79,619,000 | 291 |
| Salaries and employee benefits | $30,296,000 | 287 |
| Premises and equipment expense | $8,513,000 | 329 |
| Additional noninterest expense | $40,810,000 | 276 |
| Pre-tax net operating income | $-14,109,000 | 13,251 |
| Securities gains (losses) | $9,846,000 | 82 |
| Applicable income taxes | $-2,039,000 | 13,215 |
| Income before extraordinary items | $-2,224,000 | 13,098 |
| Extraordinary gains, net | $4,580,000 | 71 |
| Net income | $2,356,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,479,000 | 876 |
| Cash dividends | $6,461,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-8,525,440 | 13,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $130,066,000 | 368 |
| Total interest expense | $82,406,000 | 296 |
| Net interest income | $47,660,000 | 467 |
| Provision for loan and lease losses | $9,000,000 | 399 |
| Total noninterest income | $14,904,000 | 463 |
| Gross Fiduciary activities income | $1,723,000 | 420 |
| Service charges on deposit accounts | $5,743,000 | 286 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,438,000 | 510 |
| Total noninterest expense | $53,584,000 | 384 |
| Salaries and employee benefits | $28,927,000 | 286 |
| Premises and equipment expense | $6,961,000 | 396 |
| Additional noninterest expense | $17,696,000 | 502 |
| Pre-tax net operating income | $-20,000 | 12,795 |
| Securities gains (losses) | $31,970,000 | 37 |
| Applicable income taxes | $9,083,000 | 290 |
| Income before extraordinary items | $22,867,000 | 248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,867,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,922,000 | 300 |
| Cash dividends | $6,321,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-151,400 | 12,985 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.