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The Troy Savings Bank, Total Unused Commitments

2003-12-31Rank
Total unused commitments$217,540,000483
Loan commitments-revolving, open-end lines secured by 1-4's$19,323,000637
Credit card lines$02,174
Commercial real estate, construction & land development$45,567,000465
Commitments secured by real estate$23,975,000807
Commitments not secured by real estate$21,592,00060
Securities underwriting$07
Other unused commitments$152,650,000260
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$13,388,00039
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$173,748,000582
Loan commitments-revolving, open-end lines secured by 1-4's$18,608,000650
Credit card lines$02,194
Commercial real estate, construction & land development$31,700,000631
Commitments secured by real estate$12,316,0001,375
Commitments not secured by real estate$19,384,00065
Securities underwriting$06
Other unused commitments$123,440,000312
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$17,081,00043
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$173,266,000578
Loan commitments-revolving, open-end lines secured by 1-4's$17,153,000663
Credit card lines$02,230
Commercial real estate, construction & land development$46,519,000423
Commitments secured by real estate$29,353,000633
Commitments not secured by real estate$17,166,00064
Securities underwriting$06
Other unused commitments$109,594,000344
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$16,856,00043
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$163,123,000587
Loan commitments-revolving, open-end lines secured by 1-4's$15,580,000691
Credit card lines$02,280
Commercial real estate, construction & land development$32,595,000547
Commitments secured by real estate$13,291,0001,156
Commitments not secured by real estate$19,304,00067
Securities underwriting$07
Other unused commitments$114,948,000325
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$22,197,00041
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$169,837,000550
Loan commitments-revolving, open-end lines secured by 1-4's$13,496,000734
Credit card lines$02,321
Commercial real estate, construction & land development$37,471,000451
Commitments secured by real estate$25,136,000634
Commitments not secured by real estate$12,335,00073
Securities underwriting$07
Other unused commitments$118,870,000311
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$18,034,00042
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$141,720,000592
Loan commitments-revolving, open-end lines secured by 1-4's$6,104,0001,207
Credit card lines$02,495
Commercial real estate, construction & land development$29,876,000506
Commitments secured by real estate$20,682,000679
Commitments not secured by real estate$9,194,000123
Securities underwriting$08
Other unused commitments$105,740,000327
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$140,024,000565
Loan commitments-revolving, open-end lines secured by 1-4's$3,885,0001,503
Credit card lines$03,061
Commercial real estate, construction & land development$41,345,000364
Commitments secured by real estate$32,202,000420
Commitments not secured by real estate$9,143,000120
Securities underwriting$09
Other unused commitments$94,794,000349
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$115,110,000678
Loan commitments-revolving, open-end lines secured by 1-4's$6,105,0001,091
Credit card lines$03,256
Commercial real estate, construction & land development$29,279,000489
Commitments secured by real estate$17,894,000696
Commitments not secured by real estate$11,385,000107
Securities underwriting$012
Other unused commitments$79,726,000405
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$95,591,000741
Loan commitments-revolving, open-end lines secured by 1-4's$6,452,000981
Credit card lines$03,409
Commercial real estate, construction & land development$14,992,000774
Commitments secured by real estate$14,992,000732
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$74,147,000409
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$78,439,000788
Loan commitments-revolving, open-end lines secured by 1-4's$6,283,000984
Credit card lines$03,666
Commercial real estate, construction & land development$17,893,000559
Commitments secured by real estate$17,032,000547
Commitments not secured by real estate$861,000396
Securities underwriting$016
Other unused commitments$54,263,000481
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$56,621,000983
Loan commitments-revolving, open-end lines secured by 1-4's$6,241,000999
Credit card lines$03,827
Commercial real estate, construction & land development$14,799,000644
Commitments secured by real estate$13,881,000636
Commitments not secured by real estate$918,000413
Securities underwriting$014
Other unused commitments$35,581,000698
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$38,236,0001,254
Loan commitments-revolving, open-end lines secured by 1-4's$5,503,0001,079
Credit card lines$03,957
Commercial real estate, construction & land development$6,176,0001,251
Commitments secured by real estate$6,176,0001,184
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$26,557,000835
Memoranda:
Commitments with an original maturity exceeding 1 yr$207,0004,183
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$20,884,0001,873
Loan commitments-revolving, open-end lines secured by 1-4's$1,469,0002,218
Credit card lines$03,957
Commercial real estate, construction & land development$7,742,000954
Commitments secured by real estate$7,742,000910
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$11,673,0001,535
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$24,710,0001,663
Loan commitments-revolving, open-end lines secured by 1-4's$1,816,0001,972
Credit card lines$03,952
Commercial real estate, construction & land development$11,594,000601
Commitments secured by real estate$11,594,000556
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$11,300,0001,485
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$22,467,0001,710
Loan commitments-revolving, open-end lines secured by 1-4's$2,459,0001,631
Credit card lines$03,970
Commercial real estate, construction & land development$11,108,000520
Commitments secured by real estate$11,108,000467
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$8,900,0001,708
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109