Home > The Town Bank > Assets and Liabilities
The Town Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $211,588,000 | 3,068 |
| Cash and due from depository institutions | $2,034,000 | 4,697 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $20,557,000 | 4,323 |
| Federal funds sold & reverse repurchase agreements | $5,112,000 | 2,230 |
| Net loans & leases | $152,933,000 | 2,948 |
| Loan loss allowance | $2,633,000 | 2,187 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,147,000 | 3,625 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $26,059,000 | 357 |
| All other assets | $1,746,000 | 5,575 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $211,588,000 | 3,068 |
| Total liabilities | $169,435,000 | 3,348 |
| Total deposits | $165,339,000 | 3,132 |
| Interest-bearing deposits | $151,388,000 | 2,943 |
| Deposits held in domestic offices | $165,339,000 | 3,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,498,000 | 2,044 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $598,000 | 5,051 |
| Total equity capital | $42,153,000 | 1,613 |
| Total bank equity capital | $42,153,000 | 1,613 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,391,000 | 565 |
| Surplus | $31,633,000 | 1,021 |
| Undivided profits | $1,129,000 | 6,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,576,000 | 1,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $828,000 | 4,453 |
| Earning assets | $178,602,000 | 3,274 |
| Long-term assets (5+ years) | $20,756,000 | 3,908 |
| Average Assets, year-to-date | $208,022,000 | 3,034 |
| Average Assets, quarterly | $207,335,000 | 3,103 |
| Volatile liabilities | $40,523,000 | 3,096 |
| Insider loans | $8,208,000 | 947 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $21,452,000 | 3,092 |
| Tier 1 (core) risk-based capital | $15,898,000 | 3,895 |
| Tier 2 risk-based capital | $1,855,000 | 2,690 |
| Total risk weighted assets | $148,116,000 | 3,140 |
| Total unused commitments | $21,452,000 | 3,093 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $203,082,000 | 3,173 |
| Cash and due from depository institutions | $2,656,000 | 4,966 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $20,489,000 | 4,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $149,007,000 | 2,989 |
| Loan loss allowance | $2,411,000 | 2,278 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,177,000 | 3,592 |
| Other real estate owned | $0 | 4,966 |
| Goodwill and other intangibles | $26,136,000 | 367 |
| All other assets | $1,617,000 | 5,700 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $203,082,000 | 3,173 |
| Total liabilities | $158,784,000 | 3,509 |
| Total deposits | $152,374,000 | 3,336 |
| Interest-bearing deposits | $138,776,000 | 3,154 |
| Deposits held in domestic offices | $152,374,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,795,000 | 1,692 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $615,000 | 4,962 |
| Total equity capital | $44,298,000 | 1,547 |
| Total bank equity capital | $44,298,000 | 1,547 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,391,000 | 558 |
| Surplus | $31,633,000 | 1,010 |
| Undivided profits | $3,274,000 | 5,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 4,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $844,000 | 4,284 |
| Earning assets | $169,496,000 | 3,400 |
| Long-term assets (5+ years) | $13,322,000 | 4,769 |
| Average Assets, year-to-date | $206,833,330 | 3,057 |
| Average Assets, quarterly | $204,720,000 | 3,110 |
| Volatile liabilities | $45,732,000 | 2,858 |
| Insider loans | $7,072,000 | 1,122 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,816,000 | 3,230 |
| Tier 1 (core) risk-based capital | $18,003,000 | 3,505 |
| Tier 2 risk-based capital | $1,833,000 | 2,660 |
| Total risk weighted assets | $146,084,000 | 3,157 |
| Total unused commitments | $20,816,000 | 3,234 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $206,358,000 | 3,103 |
| Cash and due from depository institutions | $2,359,000 | 4,992 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $16,573,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $156,873,000 | 2,817 |
| Loan loss allowance | $1,850,000 | 2,752 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,182,000 | 3,555 |
| Other real estate owned | $0 | 4,992 |
| Goodwill and other intangibles | $26,212,000 | 375 |
| All other assets | $1,159,000 | 6,308 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $206,358,000 | 3,103 |
| Total liabilities | $161,654,000 | 3,453 |
| Total deposits | $151,613,000 | 3,370 |
| Interest-bearing deposits | $133,346,000 | 3,276 |
| Deposits held in domestic offices | $151,613,000 | 3,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,218,000 | 1,301 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $823,000 | 4,468 |
| Total equity capital | $44,704,000 | 1,574 |
| Total bank equity capital | $44,704,000 | 1,574 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,391,000 | 550 |
| Surplus | $31,633,000 | 1,005 |
| Undivided profits | $3,680,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 4,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $954,000 | 3,902 |
| Earning assets | $173,446,000 | 3,342 |
| Long-term assets (5+ years) | $11,578,000 | 4,935 |
| Average Assets, year-to-date | $208,709,000 | 3,022 |
| Average Assets, quarterly | $208,709,000 | 3,022 |
| Volatile liabilities | $51,557,000 | 2,550 |
| Insider loans | $7,292,000 | 1,068 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,571,000 | 3,399 |
| Tier 1 (core) risk-based capital | $18,104,000 | 3,485 |
| Tier 2 risk-based capital | $1,850,000 | 2,606 |
| Total risk weighted assets | $155,016,000 | 2,984 |
| Total unused commitments | $19,571,000 | 3,401 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $211,060,000 | 2,976 |
| Cash and due from depository institutions | $3,718,000 | 5,310 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $18,520,000 | 4,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $158,264,000 | 2,764 |
| Loan loss allowance | $1,850,000 | 2,712 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,926,000 | 3,731 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $26,299,000 | 369 |
| All other assets | $1,333,000 | 6,085 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $211,060,000 | 2,976 |
| Total liabilities | $166,843,000 | 3,318 |
| Total deposits | $160,126,000 | 3,172 |
| Interest-bearing deposits | $140,445,000 | 3,099 |
| Deposits held in domestic offices | $160,126,000 | 3,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,764,000 | 1,661 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $953,000 | 4,124 |
| Total equity capital | $44,217,000 | 1,572 |
| Total bank equity capital | $44,217,000 | 1,572 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,391,000 | 541 |
| Surplus | $31,633,000 | 980 |
| Undivided profits | $3,193,000 | 5,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,076,000 | 3,769 |
| Earning assets | $176,784,000 | 3,247 |
| Long-term assets (5+ years) | $10,585,000 | 4,838 |
| Average Assets, year-to-date | $213,936,000 | 2,850 |
| Average Assets, quarterly | $213,833,000 | 2,920 |
| Volatile liabilities | $53,366,000 | 2,480 |
| Insider loans | $7,736,000 | 967 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,595,000 | 3,312 |
| Tier 1 (core) risk-based capital | $17,715,000 | 3,535 |
| Tier 2 risk-based capital | $1,850,000 | 2,576 |
| Total risk weighted assets | $157,512,000 | 2,924 |
| Total unused commitments | $20,595,000 | 3,314 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $216,606,000 | 2,872 |
| Cash and due from depository institutions | $1,456,000 | 6,225 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $21,476,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $4,586,000 | 2,727 |
| Net loans & leases | $157,967,000 | 2,715 |
| Loan loss allowance | $1,850,000 | 2,685 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,541,000 | 4,021 |
| Other real estate owned | $0 | 6,225 |
| Goodwill and other intangibles | $26,385,000 | 362 |
| All other assets | $2,195,000 | 5,044 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $216,606,000 | 2,872 |
| Total liabilities | $172,356,000 | 3,201 |
| Total deposits | $167,877,000 | 3,005 |
| Interest-bearing deposits | $149,578,000 | 2,888 |
| Deposits held in domestic offices | $167,877,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,169,000 | 2,027 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,310,000 | 3,422 |
| Total equity capital | $44,250,000 | 1,558 |
| Total bank equity capital | $44,250,000 | 1,558 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,391,000 | 510 |
| Surplus | $31,633,000 | 960 |
| Undivided profits | $3,226,000 | 5,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,036,000 | 4,108 |
| Earning assets | $184,029,000 | 3,086 |
| Long-term assets (5+ years) | $11,165,000 | 4,650 |
| Average Assets, year-to-date | $214,655,000 | 2,838 |
| Average Assets, quarterly | $219,745,500 | 2,811 |
| Volatile liabilities | $57,387,000 | 2,265 |
| Insider loans | $7,868,000 | 934 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,806,000 | 3,539 |
| Tier 1 (core) risk-based capital | $17,778,000 | 3,507 |
| Tier 2 risk-based capital | $1,850,000 | 2,550 |
| Total risk weighted assets | $159,535,000 | 2,850 |
| Total unused commitments | $18,806,000 | 3,539 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 22 | 5,867 |
| Assets and Liabilities | ||
| Total Assets: | $222,885,000 | 2,806 |
| Cash and due from depository institutions | $1,891,000 | 5,867 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,656,000 | 5,265 |
| Federal funds sold & reverse repurchase agreements | $16,056,000 | 965 |
| Net loans & leases | $159,151,000 | 2,705 |
| Loan loss allowance | $1,850,000 | 2,676 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,591,000 | 3,964 |
| Other real estate owned | $0 | 5,867 |
| Goodwill and other intangibles | $26,471,000 | 372 |
| All other assets | $2,069,000 | 5,155 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $222,885,000 | 2,806 |
| Total liabilities | $179,291,000 | 3,081 |
| Total deposits | $174,882,000 | 2,907 |
| Interest-bearing deposits | $154,452,000 | 2,841 |
| Deposits held in domestic offices | $174,882,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,140,000 | 1,984 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,269,000 | 3,306 |
| Total equity capital | $43,594,000 | 1,572 |
| Total bank equity capital | $43,594,000 | 1,572 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,391,000 | 505 |
| Surplus | $31,633,000 | 971 |
| Undivided profits | $2,570,000 | 5,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,012,000 | 3,945 |
| Earning assets | $189,863,000 | 2,979 |
| Long-term assets (5+ years) | $9,978,000 | 4,786 |
| Average Assets, year-to-date | $214,004,670 | 2,879 |
| Average Assets, quarterly | $218,000,000 | 2,848 |
| Volatile liabilities | $59,725,000 | 2,181 |
| Insider loans | $7,477,000 | 974 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,053,000 | 2,966 |
| Tier 1 (core) risk-based capital | $17,176,000 | 3,604 |
| Tier 2 risk-based capital | $1,850,000 | 2,545 |
| Total risk weighted assets | $160,758,000 | 2,794 |
| Total unused commitments | $25,053,000 | 2,968 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 20 | 6,118 |
| Assets and Liabilities | ||
| Total Assets: | $213,115,000 | 2,920 |
| Cash and due from depository institutions | $2,212,000 | 6,118 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $12,884,000 | 5,585 |
| Federal funds sold & reverse repurchase agreements | $3,188,000 | 4,242 |
| Net loans & leases | $163,778,000 | 2,603 |
| Loan loss allowance | $1,850,000 | 2,667 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,637,000 | 3,876 |
| Other real estate owned | $0 | 6,118 |
| Goodwill and other intangibles | $26,447,000 | 366 |
| All other assets | $1,969,000 | 5,173 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $213,115,000 | 2,920 |
| Total liabilities | $169,872,000 | 3,229 |
| Total deposits | $165,518,000 | 3,051 |
| Interest-bearing deposits | $148,964,000 | 2,911 |
| Deposits held in domestic offices | $165,518,000 | 3,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,111,000 | 1,851 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,243,000 | 3,429 |
| Total equity capital | $43,243,000 | 1,585 |
| Total bank equity capital | $43,243,000 | 1,585 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,391,000 | 492 |
| Surplus | $31,633,000 | 947 |
| Undivided profits | $2,219,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 5,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $971,000 | 3,918 |
| Earning assets | $179,850,000 | 3,138 |
| Long-term assets (5+ years) | $7,739,000 | 5,171 |
| Average Assets, year-to-date | $209,564,500 | 2,959 |
| Average Assets, quarterly | $209,564,500 | 2,959 |
| Volatile liabilities | $60,389,000 | 2,143 |
| Insider loans | $7,553,000 | 939 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,663,000 | 2,792 |
| Tier 1 (core) risk-based capital | $16,753,000 | 3,661 |
| Tier 2 risk-based capital | $1,850,000 | 2,537 |
| Total risk weighted assets | $162,291,000 | 2,751 |
| Total unused commitments | $27,663,000 | 2,794 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $206,014,000 | 2,998 |
| Cash and due from depository institutions | $2,085,000 | 6,141 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $8,973,000 | 6,378 |
| Federal funds sold & reverse repurchase agreements | $1,039,000 | 5,246 |
| Net loans & leases | $162,679,000 | 2,599 |
| Loan loss allowance | $1,847,000 | 2,655 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,667,000 | 3,806 |
| Other real estate owned | $0 | 6,141 |
| Goodwill and other intangibles | $26,543,000 | 348 |
| All other assets | $2,028,000 | 5,145 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $206,014,000 | 2,998 |
| Total liabilities | $163,215,000 | 3,307 |
| Total deposits | $162,304,000 | 3,075 |
| Interest-bearing deposits | $146,453,000 | 2,904 |
| Deposits held in domestic offices | $162,304,000 | 3,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $911,000 | 4,073 |
| Total equity capital | $42,799,000 | 1,554 |
| Total bank equity capital | $42,799,000 | 1,554 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,391,000 | 483 |
| Surplus | $31,633,000 | 925 |
| Undivided profits | $1,775,000 | 6,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,049,000 | 3,779 |
| Earning assets | $172,691,000 | 3,203 |
| Long-term assets (5+ years) | $6,198,000 | 5,491 |
| Average Assets, year-to-date | $191,649,200 | 3,052 |
| Average Assets, quarterly | $205,548,000 | 2,973 |
| Volatile liabilities | $58,832,000 | 2,344 |
| Insider loans | $8,134,000 | 864 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,877,000 | 1,432 |
| Tier 1 (core) risk-based capital | $16,215,000 | 3,693 |
| Tier 2 risk-based capital | $1,847,000 | 2,532 |
| Total risk weighted assets | $159,938,000 | 2,763 |
| Total unused commitments | $67,877,000 | 1,433 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $205,082,000 | 2,985 |
| Cash and due from depository institutions | $2,720,000 | 5,291 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $11,935,000 | 5,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $159,606,000 | 2,636 |
| Loan loss allowance | $1,775,000 | 2,727 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,346,000 | 4,091 |
| Other real estate owned | $0 | 5,291 |
| Goodwill and other intangibles | $26,411,000 | 355 |
| All other assets | $2,064,000 | 5,154 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $205,082,000 | 2,985 |
| Total liabilities | $163,088,000 | 3,267 |
| Total deposits | $156,302,000 | 3,127 |
| Interest-bearing deposits | $136,735,000 | 3,046 |
| Deposits held in domestic offices | $156,302,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,825,000 | 1,583 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $961,000 | 3,946 |
| Total equity capital | $41,994,000 | 1,562 |
| Total bank equity capital | $41,994,000 | 1,562 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,391,000 | 469 |
| Surplus | $31,470,000 | 923 |
| Undivided profits | $1,133,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $809,000 | 4,685 |
| Earning assets | $171,541,000 | 3,209 |
| Long-term assets (5+ years) | $3,974,000 | 6,117 |
| Average Assets, year-to-date | $188,058,000 | 3,109 |
| Average Assets, quarterly | $202,793,500 | 2,990 |
| Volatile liabilities | $59,386,000 | 2,303 |
| Insider loans | $8,502,000 | 814 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,224,000 | 4,342 |
| Tier 1 (core) risk-based capital | $15,551,000 | 3,816 |
| Tier 2 risk-based capital | $1,775,000 | 2,613 |
| Total risk weighted assets | $159,492,000 | 2,750 |
| Total unused commitments | $12,224,000 | 4,342 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $200,505,000 | 3,023 |
| Cash and due from depository institutions | $2,245,000 | 5,686 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $13,766,000 | 5,532 |
| Federal funds sold & reverse repurchase agreements | $7,566,000 | 1,629 |
| Net loans & leases | $145,833,000 | 2,815 |
| Loan loss allowance | $1,648,000 | 2,875 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,379,000 | 4,039 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $26,506,000 | 354 |
| All other assets | $2,210,000 | 4,918 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $200,505,000 | 3,023 |
| Total liabilities | $159,151,000 | 3,322 |
| Total deposits | $157,956,000 | 3,093 |
| Interest-bearing deposits | $137,535,000 | 3,005 |
| Deposits held in domestic offices | $157,956,000 | 3,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $42,000 | 5,715 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,153,000 | 3,198 |
| Total equity capital | $41,354,000 | 1,516 |
| Total bank equity capital | $41,354,000 | 1,516 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,391,000 | 452 |
| Surplus | $31,470,000 | 913 |
| Undivided profits | $493,000 | 7,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $870,000 | 4,057 |
| Earning assets | $167,165,000 | 3,233 |
| Long-term assets (5+ years) | $6,159,000 | 5,450 |
| Average Assets, year-to-date | $182,383,330 | 3,198 |
| Average Assets, quarterly | $190,758,500 | 3,106 |
| Volatile liabilities | $49,924,000 | 2,594 |
| Insider loans | $8,647,000 | 783 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,076,000 | 4,764 |
| Tier 1 (core) risk-based capital | $14,909,000 | 3,897 |
| Tier 2 risk-based capital | $1,648,000 | 2,750 |
| Total risk weighted assets | $147,365,000 | 2,924 |
| Total unused commitments | $10,076,000 | 4,764 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 24 | 5,652 |
| Assets and Liabilities | ||
| Total Assets: | $181,012,000 | 3,237 |
| Cash and due from depository institutions | $2,823,000 | 5,652 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $13,872,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 623 |
| Net loans & leases | $138,118,000 | 2,896 |
| Loan loss allowance | $1,537,000 | 3,015 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,774,000 | 4,682 |
| Other real estate owned | $0 | 5,652 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,925,000 | 5,160 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $181,012,000 | 3,237 |
| Total liabilities | $164,741,000 | 3,210 |
| Total deposits | $159,676,000 | 3,034 |
| Interest-bearing deposits | $137,940,000 | 2,983 |
| Deposits held in domestic offices | $159,676,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000 | 5,724 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,060,000 | 1,032 |
| Total equity capital | $16,271,000 | 3,601 |
| Total bank equity capital | $16,271,000 | 3,601 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,391,000 | 438 |
| Surplus | $5,587,000 | 3,508 |
| Undivided profits | $1,293,000 | 6,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $805,000 | 4,118 |
| Earning assets | $174,490,000 | 3,105 |
| Long-term assets (5+ years) | $4,900,000 | 5,806 |
| Average Assets, year-to-date | $173,322,500 | 3,335 |
| Average Assets, quarterly | $173,322,500 | 3,335 |
| Volatile liabilities | $48,054,000 | 2,554 |
| Insider loans | $8,655,000 | 763 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $628,000 | 1,031 |
| Unused loan commitments | $19,303,000 | 3,399 |
| Tier 1 (core) risk-based capital | $16,302,000 | 3,548 |
| Tier 2 risk-based capital | $1,537,000 | 2,869 |
| Total risk weighted assets | $146,663,000 | 2,888 |
| Total unused commitments | $19,303,000 | 3,400 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $165,633,000 | 3,472 |
| Cash and due from depository institutions | $2,515,000 | 5,541 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $12,938,000 | 5,748 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,617 |
| Net loans & leases | $138,102,000 | 2,876 |
| Loan loss allowance | $1,518,000 | 2,998 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,808,000 | 4,625 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,970,000 | 5,104 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $165,633,000 | 3,472 |
| Total liabilities | $149,491,000 | 3,438 |
| Total deposits | $148,515,000 | 3,200 |
| Interest-bearing deposits | $128,605,000 | 3,102 |
| Deposits held in domestic offices | $148,515,000 | 3,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $250,000 | 5,561 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $726,000 | 4,207 |
| Total equity capital | $16,142,000 | 3,590 |
| Total bank equity capital | $16,142,000 | 3,590 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,391,000 | 429 |
| Surplus | $5,557,000 | 3,475 |
| Undivided profits | $1,194,000 | 7,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $922,000 | 3,688 |
| Earning assets | $159,340,000 | 3,318 |
| Long-term assets (5+ years) | $2,036,000 | 6,821 |
| Average Assets, year-to-date | $148,664,000 | 3,625 |
| Average Assets, quarterly | $161,585,500 | 3,486 |
| Volatile liabilities | $44,431,000 | 2,671 |
| Insider loans | $8,195,000 | 787 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,620,000 | 671 |
| Unused loan commitments | $53,689,000 | 1,681 |
| Tier 1 (core) risk-based capital | $16,178,000 | 3,526 |
| Tier 2 risk-based capital | $1,518,000 | 2,855 |
| Total risk weighted assets | $139,996,000 | 2,977 |
| Total unused commitments | $53,689,000 | 1,681 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $157,538,000 | 3,546 |
| Cash and due from depository institutions | $2,349,000 | 5,543 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $12,921,000 | 5,731 |
| Federal funds sold & reverse repurchase agreements | $5,835,000 | 2,029 |
| Net loans & leases | $132,860,000 | 2,945 |
| Loan loss allowance | $1,474,000 | 3,050 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,842,000 | 4,562 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,731,000 | 5,397 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $157,538,000 | 3,546 |
| Total liabilities | $141,769,000 | 3,533 |
| Total deposits | $140,883,000 | 3,295 |
| Interest-bearing deposits | $120,046,000 | 3,223 |
| Deposits held in domestic offices | $140,883,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $250,000 | 5,666 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $636,000 | 4,540 |
| Total equity capital | $15,769,000 | 3,625 |
| Total bank equity capital | $15,769,000 | 3,625 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,391,000 | 412 |
| Surplus | $5,556,000 | 3,421 |
| Undivided profits | $822,000 | 7,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $704,000 | 4,580 |
| Earning assets | $151,616,000 | 3,414 |
| Long-term assets (5+ years) | $2,049,000 | 6,885 |
| Average Assets, year-to-date | $144,421,750 | 3,698 |
| Average Assets, quarterly | $152,271,500 | 3,604 |
| Volatile liabilities | $36,363,000 | 2,982 |
| Insider loans | $6,356,000 | 1,011 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $355,000 | 1,358 |
| Unused loan commitments | $53,070,000 | 1,671 |
| Tier 1 (core) risk-based capital | $15,815,000 | 3,532 |
| Tier 2 risk-based capital | $1,474,000 | 2,872 |
| Total risk weighted assets | $134,643,000 | 3,024 |
| Total unused commitments | $53,070,000 | 1,671 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $147,005,000 | 3,691 |
| Cash and due from depository institutions | $2,987,000 | 5,964 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $13,917,000 | 5,590 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $126,571,000 | 2,971 |
| Loan loss allowance | $1,387,000 | 3,181 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,864,000 | 4,492 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,666,000 | 5,343 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $147,005,000 | 3,691 |
| Total liabilities | $131,600,000 | 3,669 |
| Total deposits | $130,671,000 | 3,435 |
| Interest-bearing deposits | $109,765,000 | 3,434 |
| Deposits held in domestic offices | $130,671,000 | 3,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $250,000 | 5,567 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $679,000 | 4,147 |
| Total equity capital | $15,405,000 | 3,650 |
| Total bank equity capital | $15,405,000 | 3,650 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,387,000 | 388 |
| Surplus | $5,547,000 | 3,381 |
| Undivided profits | $471,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $698,000 | 4,260 |
| Earning assets | $140,488,000 | 3,566 |
| Long-term assets (5+ years) | $2,062,000 | 6,917 |
| Average Assets, year-to-date | $140,049,670 | 3,768 |
| Average Assets, quarterly | $147,036,500 | 3,656 |
| Volatile liabilities | $30,559,000 | 3,243 |
| Insider loans | $6,647,000 | 940 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $49,744,000 | 1,702 |
| Tier 1 (core) risk-based capital | $15,453,000 | 3,531 |
| Tier 2 risk-based capital | $1,387,000 | 2,984 |
| Total risk weighted assets | $127,377,000 | 3,083 |
| Total unused commitments | $49,744,000 | 1,703 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $147,068,000 | 3,681 |
| Cash and due from depository institutions | $3,438,000 | 5,700 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,052,000 | 5,139 |
| Federal funds sold & reverse repurchase agreements | $9,663,000 | 1,292 |
| Net loans & leases | $113,648,000 | 3,189 |
| Loan loss allowance | $1,246,000 | 3,435 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,896,000 | 4,466 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,371,000 | 5,833 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $147,068,000 | 3,681 |
| Total liabilities | $132,108,000 | 3,664 |
| Total deposits | $130,148,000 | 3,456 |
| Interest-bearing deposits | $108,538,000 | 3,472 |
| Deposits held in domestic offices | $130,148,000 | 3,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $250,000 | 5,450 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,710,000 | 2,200 |
| Total equity capital | $14,960,000 | 3,654 |
| Total bank equity capital | $14,960,000 | 3,654 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,387,000 | 374 |
| Surplus | $5,547,000 | 3,347 |
| Undivided profits | $26,000 | 8,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $577,000 | 4,816 |
| Earning assets | $140,363,000 | 3,571 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $136,572,000 | 3,861 |
| Average Assets, quarterly | $136,572,000 | 3,861 |
| Volatile liabilities | $27,829,000 | 3,356 |
| Insider loans | $6,145,000 | 995 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $44,286,000 | 1,825 |
| Tier 1 (core) risk-based capital | $15,041,000 | 3,570 |
| Tier 2 risk-based capital | $1,246,000 | 3,217 |
| Total risk weighted assets | $117,534,000 | 3,250 |
| Total unused commitments | $44,286,000 | 1,827 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $126,076,000 | 4,143 |
| Cash and due from depository institutions | $1,376,000 | 6,007 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $12,907,000 | 5,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $108,738,000 | 3,318 |
| Loan loss allowance | $1,186,000 | 3,538 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,924,000 | 4,401 |
| Other real estate owned | $0 | 6,007 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,131,000 | 6,272 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $126,076,000 | 4,143 |
| Total liabilities | $111,593,000 | 4,178 |
| Total deposits | $109,635,000 | 3,947 |
| Interest-bearing deposits | $91,808,000 | 3,954 |
| Deposits held in domestic offices | $109,635,000 | 3,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,180,000 | 2,616 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $250,000 | 5,495 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $528,000 | 4,580 |
| Total equity capital | $14,483,000 | 3,773 |
| Total bank equity capital | $14,483,000 | 3,773 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,346,000 | 362 |
| Surplus | $5,506,000 | 3,313 |
| Undivided profits | $-369,000 | 8,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $520,000 | 5,200 |
| Earning assets | $121,645,000 | 3,978 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $117,942,200 | 4,231 |
| Average Assets, quarterly | $126,139,500 | 4,094 |
| Volatile liabilities | $20,729,000 | 4,045 |
| Insider loans | $6,203,000 | 961 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,270,000 | 2,126 |
| Tier 1 (core) risk-based capital | $14,544,000 | 3,635 |
| Tier 2 risk-based capital | $1,186,000 | 3,328 |
| Total risk weighted assets | $111,377,000 | 3,377 |
| Total unused commitments | $34,270,000 | 2,126 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $126,203,000 | 4,090 |
| Cash and due from depository institutions | $1,756,000 | 6,262 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $13,945,000 | 5,718 |
| Federal funds sold & reverse repurchase agreements | $1,735,000 | 3,856 |
| Net loans & leases | $105,873,000 | 3,332 |
| Loan loss allowance | $1,081,000 | 3,801 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,937,000 | 4,331 |
| Other real estate owned | $0 | 6,262 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $957,000 | 6,681 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $126,203,000 | 4,090 |
| Total liabilities | $112,312,000 | 4,112 |
| Total deposits | $111,575,000 | 3,831 |
| Interest-bearing deposits | $92,070,000 | 3,912 |
| Deposits held in domestic offices | $111,575,000 | 3,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $220,000 | 5,550 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $517,000 | 4,828 |
| Total equity capital | $13,891,000 | 3,893 |
| Total bank equity capital | $13,891,000 | 3,893 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,261,000 | 358 |
| Surplus | $5,430,000 | 3,292 |
| Undivided profits | $-800,000 | 8,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $615,000 | 4,743 |
| Earning assets | $121,553,000 | 3,935 |
| Long-term assets (5+ years) | $2,100,000 | 7,124 |
| Average Assets, year-to-date | $115,908,750 | 4,284 |
| Average Assets, quarterly | $124,551,500 | 4,096 |
| Volatile liabilities | $18,773,000 | 4,248 |
| Insider loans | $5,928,000 | 984 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $32,463,000 | 2,172 |
| Tier 1 (core) risk-based capital | $13,946,000 | 3,728 |
| Tier 2 risk-based capital | $1,081,000 | 3,568 |
| Total risk weighted assets | $110,735,000 | 3,349 |
| Total unused commitments | $32,463,000 | 2,177 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 20 | 6,337 |
| Assets and Liabilities | ||
| Total Assets: | $122,900,000 | 4,151 |
| Cash and due from depository institutions | $2,287,000 | 6,337 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $19,091,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $6,468,000 | 1,618 |
| Net loans & leases | $92,406,000 | 3,664 |
| Loan loss allowance | $941,000 | 4,197 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,967,000 | 4,263 |
| Other real estate owned | $0 | 6,337 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $681,000 | 7,395 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $122,900,000 | 4,151 |
| Total liabilities | $109,458,000 | 4,173 |
| Total deposits | $105,917,000 | 3,993 |
| Interest-bearing deposits | $87,733,000 | 4,047 |
| Deposits held in domestic offices | $105,917,000 | 3,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $217,000 | 5,551 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,324,000 | 1,189 |
| Total equity capital | $13,442,000 | 3,879 |
| Total bank equity capital | $13,442,000 | 3,879 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,255,000 | 355 |
| Surplus | $5,415,000 | 3,253 |
| Undivided profits | $-1,228,000 | 8,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $479,000 | 5,421 |
| Earning assets | $117,965,000 | 4,012 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $112,477,330 | 4,383 |
| Average Assets, quarterly | $117,180,000 | 4,303 |
| Volatile liabilities | $19,866,000 | 4,022 |
| Insider loans | $5,755,000 | 983 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,333,000 | 2,486 |
| Tier 1 (core) risk-based capital | $13,535,000 | 3,779 |
| Tier 2 risk-based capital | $941,000 | 3,910 |
| Total risk weighted assets | $97,844,000 | 3,656 |
| Total unused commitments | $26,333,000 | 2,489 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $111,460,000 | 4,467 |
| Cash and due from depository institutions | $1,798,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $16,155,000 | 5,348 |
| Federal funds sold & reverse repurchase agreements | $9,560,000 | 1,540 |
| Net loans & leases | $82,004,000 | 3,934 |
| Loan loss allowance | $856,000 | 4,444 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,324,000 | 5,249 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $619,000 | 7,498 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $111,460,000 | 4,467 |
| Total liabilities | $98,166,000 | 4,506 |
| Total deposits | $97,625,000 | 4,240 |
| Interest-bearing deposits | $80,872,000 | 4,327 |
| Deposits held in domestic offices | $97,625,000 | 4,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $250,000 | 5,396 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $291,000 | 6,260 |
| Total equity capital | $13,294,000 | 3,995 |
| Total bank equity capital | $13,294,000 | 3,995 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,814,000 | 366 |
| Surplus | $5,856,000 | 3,072 |
| Undivided profits | $-1,376,000 | 8,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $431,000 | 5,716 |
| Earning assets | $107,719,000 | 4,311 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $107,266,000 | 4,552 |
| Average Assets, quarterly | $107,266,000 | 4,552 |
| Volatile liabilities | $22,579,000 | 3,599 |
| Insider loans | $5,477,000 | 1,011 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,884,000 | 2,276 |
| Tier 1 (core) risk-based capital | $13,268,000 | 3,809 |
| Tier 2 risk-based capital | $856,000 | 4,138 |
| Total risk weighted assets | $86,819,000 | 3,927 |
| Total unused commitments | $28,884,000 | 2,281 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $103,072,000 | 4,696 |
| Cash and due from depository institutions | $1,665,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $17,102,000 | 5,248 |
| Federal funds sold & reverse repurchase agreements | $3,501,000 | 2,987 |
| Net loans & leases | $78,891,000 | 4,014 |
| Loan loss allowance | $801,000 | 4,616 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,351,000 | 5,201 |
| Other real estate owned | $0 | 6,366 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $562,000 | 7,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,072,000 | 4,696 |
| Total liabilities | $90,061,000 | 4,767 |
| Total deposits | $89,628,000 | 4,506 |
| Interest-bearing deposits | $74,435,000 | 4,577 |
| Deposits held in domestic offices | $89,628,000 | 4,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $171,000 | 5,469 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $262,000 | 6,422 |
| Total equity capital | $13,011,000 | 3,992 |
| Total bank equity capital | $13,011,000 | 3,992 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,814,000 | 370 |
| Surplus | $5,856,000 | 3,037 |
| Undivided profits | $-1,659,000 | 8,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $370,000 | 6,365 |
| Earning assets | $99,494,000 | 4,520 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $94,400,200 | 4,865 |
| Average Assets, quarterly | $104,056,000 | 4,633 |
| Volatile liabilities | $23,217,000 | 3,525 |
| Insider loans | $4,745,000 | 1,155 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,783,000 | 2,323 |
| Tier 1 (core) risk-based capital | $12,998,000 | 3,837 |
| Tier 2 risk-based capital | $801,000 | 4,332 |
| Total risk weighted assets | $85,464,000 | 3,959 |
| Total unused commitments | $26,783,000 | 2,327 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $105,040,000 | 4,604 |
| Cash and due from depository institutions | $1,869,000 | 6,371 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,604,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $10,515,000 | 1,365 |
| Net loans & leases | $69,341,000 | 4,390 |
| Loan loss allowance | $725,000 | 4,937 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,375,000 | 5,131 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $336,000 | 8,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,040,000 | 4,604 |
| Total liabilities | $92,206,000 | 4,673 |
| Total deposits | $89,527,000 | 4,489 |
| Interest-bearing deposits | $74,360,000 | 4,570 |
| Deposits held in domestic offices | $89,527,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $152,000 | 5,460 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,527,000 | 1,621 |
| Total equity capital | $12,834,000 | 4,025 |
| Total bank equity capital | $12,834,000 | 4,025 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,814,000 | 368 |
| Surplus | $5,856,000 | 2,969 |
| Undivided profits | $-1,836,000 | 9,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $292,000 | 7,190 |
| Earning assets | $101,460,000 | 4,451 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $92,232,250 | 4,956 |
| Average Assets, quarterly | $99,247,500 | 4,777 |
| Volatile liabilities | $21,855,000 | 3,659 |
| Insider loans | $4,859,000 | 1,112 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $826,000 | 1,237 |
| Unused loan commitments | $19,780,000 | 2,861 |
| Tier 1 (core) risk-based capital | $12,804,000 | 3,870 |
| Tier 2 risk-based capital | $725,000 | 4,622 |
| Total risk weighted assets | $76,623,000 | 4,264 |
| Total unused commitments | $19,780,000 | 2,863 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 18 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $93,455,000 | 4,991 |
| Cash and due from depository institutions | $2,033,000 | 6,706 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,048,000 | 5,664 |
| Federal funds sold & reverse repurchase agreements | $8,205,000 | 1,946 |
| Net loans & leases | $67,288,000 | 4,459 |
| Loan loss allowance | $690,000 | 5,049 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,374,000 | 5,118 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $507,000 | 8,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,455,000 | 4,991 |
| Total liabilities | $86,882,000 | 4,842 |
| Total deposits | $83,278,000 | 4,727 |
| Interest-bearing deposits | $67,483,000 | 4,901 |
| Deposits held in domestic offices | $83,278,000 | 4,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $250,000 | 5,454 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,354,000 | 1,356 |
| Total equity capital | $6,573,000 | 6,352 |
| Total bank equity capital | $6,573,000 | 6,352 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,169,000 | 690 |
| Surplus | $3,382,000 | 4,278 |
| Undivided profits | $-1,978,000 | 9,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $403,000 | 6,109 |
| Earning assets | $89,541,000 | 4,834 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $87,963,000 | 5,127 |
| Average Assets, quarterly | $89,739,500 | 5,100 |
| Volatile liabilities | $21,536,000 | 3,642 |
| Insider loans | $5,077,000 | 1,044 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,041,000 | 3,208 |
| Tier 1 (core) risk-based capital | $6,535,000 | 6,158 |
| Tier 2 risk-based capital | $690,000 | 4,722 |
| Total risk weighted assets | $76,060,000 | 4,257 |
| Total unused commitments | $16,041,000 | 3,220 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 17 | 6,855 |
| Assets and Liabilities | ||
| Total Assets: | $86,024,000 | 5,236 |
| Cash and due from depository institutions | $1,417,000 | 6,855 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $10,140,000 | 6,463 |
| Federal funds sold & reverse repurchase agreements | $8,757,000 | 1,964 |
| Net loans & leases | $63,839,000 | 4,567 |
| Loan loss allowance | $650,000 | 5,191 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,409,000 | 5,023 |
| Other real estate owned | $0 | 6,855 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $462,000 | 8,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,024,000 | 5,236 |
| Total liabilities | $79,625,000 | 5,099 |
| Total deposits | $79,074,000 | 4,879 |
| Interest-bearing deposits | $65,424,000 | 4,976 |
| Deposits held in domestic offices | $79,074,000 | 4,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $250,000 | 5,289 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $301,000 | 6,533 |
| Total equity capital | $6,399,000 | 6,371 |
| Total bank equity capital | $6,399,000 | 6,371 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,169,000 | 683 |
| Surplus | $3,382,000 | 4,241 |
| Undivided profits | $-2,152,000 | 9,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $367,000 | 6,446 |
| Earning assets | $82,736,000 | 5,051 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $85,217,000 | 5,232 |
| Average Assets, quarterly | $85,217,000 | 5,232 |
| Volatile liabilities | $21,240,000 | 3,630 |
| Insider loans | $4,882,000 | 1,080 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $62,000 | 1,932 |
| Unused loan commitments | $15,885,000 | 3,162 |
| Tier 1 (core) risk-based capital | $6,324,000 | 6,211 |
| Tier 2 risk-based capital | $650,000 | 4,855 |
| Total risk weighted assets | $68,663,000 | 4,528 |
| Total unused commitments | $15,885,000 | 3,171 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $84,410,000 | 5,248 |
| Cash and due from depository institutions | $1,101,000 | 6,541 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $17,693,000 | 5,006 |
| Federal funds sold & reverse repurchase agreements | $3,276,000 | 3,754 |
| Net loans & leases | $60,394,000 | 4,750 |
| Loan loss allowance | $610,000 | 5,327 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,450,000 | 4,942 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $496,000 | 8,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,410,000 | 5,248 |
| Total liabilities | $78,114,000 | 5,128 |
| Total deposits | $77,517,000 | 4,891 |
| Interest-bearing deposits | $64,034,000 | 5,007 |
| Deposits held in domestic offices | $77,517,000 | 4,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $250,000 | 5,447 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $347,000 | 6,282 |
| Total equity capital | $6,296,000 | 6,397 |
| Total bank equity capital | $6,296,000 | 6,397 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,169,000 | 683 |
| Surplus | $3,382,000 | 4,188 |
| Undivided profits | $-2,255,000 | 9,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $410,000 | 6,283 |
| Earning assets | $81,363,000 | 5,071 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $71,261,000 | 5,664 |
| Average Assets, quarterly | $84,662,500 | 5,194 |
| Volatile liabilities | $20,842,000 | 3,635 |
| Insider loans | $4,927,000 | 1,047 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,347,000 | 3,123 |
| Tier 1 (core) risk-based capital | $6,181,000 | 6,253 |
| Tier 2 risk-based capital | $610,000 | 5,000 |
| Total risk weighted assets | $64,925,000 | 4,676 |
| Total unused commitments | $15,347,000 | 3,128 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $58,237,000 | 6,415 |
| Cash and due from depository institutions | $959,000 | 6,455 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $13,025,000 | 5,781 |
| Federal funds sold & reverse repurchase agreements | $4,926,000 | 2,822 |
| Net loans & leases | $37,362,000 | 6,166 |
| Loan loss allowance | $338,000 | 7,046 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,602,000 | 4,668 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $363,000 | 8,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,237,000 | 6,415 |
| Total liabilities | $52,000,000 | 6,403 |
| Total deposits | $51,312,000 | 6,230 |
| Interest-bearing deposits | $41,818,000 | 6,375 |
| Deposits held in domestic offices | $51,312,000 | 6,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $102,000 | 5,419 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $586,000 | 4,938 |
| Total equity capital | $6,237,000 | 6,281 |
| Total bank equity capital | $6,237,000 | 6,281 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,169,000 | 676 |
| Surplus | $3,382,000 | 4,095 |
| Undivided profits | $-2,314,000 | 9,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $256,000 | 7,927 |
| Earning assets | $55,313,000 | 6,272 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $50,824,600 | 6,699 |
| Average Assets, quarterly | $56,634,000 | 6,452 |
| Volatile liabilities | $10,156,000 | 5,588 |
| Insider loans | $5,767,000 | 830 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $206,000 | 1,606 |
| Unused loan commitments | $12,332,000 | 3,461 |
| Tier 1 (core) risk-based capital | $6,125,000 | 6,175 |
| Tier 2 risk-based capital | $338,000 | 6,766 |
| Total risk weighted assets | $46,278,000 | 5,646 |
| Total unused commitments | $12,332,000 | 3,469 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $42,158,000 | 7,420 |
| Cash and due from depository institutions | $1,243,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $11,479,000 | 6,368 |
| Federal funds sold & reverse repurchase agreements | $5,081,000 | 2,324 |
| Net loans & leases | $23,149,000 | 7,538 |
| Loan loss allowance | $185,000 | 8,446 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $777,000 | 6,561 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $429,000 | 8,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,158,000 | 7,420 |
| Total liabilities | $35,566,000 | 7,571 |
| Total deposits | $35,118,000 | 7,412 |
| Interest-bearing deposits | $28,280,000 | 7,585 |
| Deposits held in domestic offices | $35,118,000 | 7,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,000 | 5,466 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $348,000 | 6,890 |
| Total equity capital | $6,592,000 | 5,980 |
| Total bank equity capital | $6,592,000 | 5,980 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,163,000 | 678 |
| Surplus | $3,378,000 | 4,041 |
| Undivided profits | $-1,949,000 | 9,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $123,000 | 8,829 |
| Earning assets | $39,709,000 | 7,325 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $39,673,400 | 7,435 |
| Average Assets, quarterly | $41,400,500 | 7,422 |
| Volatile liabilities | $6,581,000 | 6,780 |
| Insider loans | $5,035,000 | 947 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,740,000 | 5,081 |
| Tier 1 (core) risk-based capital | $6,606,000 | 5,869 |
| Tier 2 risk-based capital | $185,000 | 8,246 |
| Total risk weighted assets | $26,556,700 | 7,342 |
| Total unused commitments | $5,740,000 | 5,085 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $36,392,000 | 7,941 |
| Cash and due from depository institutions | $755,000 | 8,108 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,960,000 | 6,794 |
| Federal funds sold & reverse repurchase agreements | $11,329,000 | 850 |
| Net loans & leases | $12,170,000 | 9,047 |
| Loan loss allowance | $115,000 | 9,334 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $926,000 | 6,262 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $252,000 | 9,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,392,000 | 7,941 |
| Total liabilities | $32,121,000 | 7,982 |
| Total deposits | $31,399,000 | 7,853 |
| Interest-bearing deposits | $25,613,000 | 7,980 |
| Deposits held in domestic offices | $31,399,000 | 7,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $250,000 | 5,253 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $472,000 | 5,533 |
| Total equity capital | $4,271,000 | 7,568 |
| Total bank equity capital | $4,271,000 | 7,568 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,117,000 | 1,214 |
| Surplus | $3,095,000 | 4,244 |
| Undivided profits | $-1,941,000 | 10,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $39,000 | 9,798 |
| Earning assets | $34,459,000 | 7,816 |
| Long-term assets (5+ years) | $5,965,000 | 5,964 |
| Average Assets, year-to-date | $25,951,400 | 8,715 |
| Average Assets, quarterly | $34,217,000 | 8,099 |
| Volatile liabilities | $5,439,000 | 7,125 |
| Insider loans | $2,559,000 | 1,811 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,716,000 | 5,602 |
| Tier 1 (core) risk-based capital | $4,493,000 | 7,411 |
| Tier 2 risk-based capital | $115,000 | 9,215 |
| Total risk weighted assets | $19,170,100 | 8,333 |
| Total unused commitments | $4,716,000 | 5,607 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $13,936,000 | 10,007 |
| Cash and due from depository institutions | $496,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,446,000 | 9,325 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 2,218 |
| Net loans & leases | $1,167,000 | 10,371 |
| Loan loss allowance | $10,000 | 10,337 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $991,000 | 5,999 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $86,000 | 10,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,936,000 | 10,007 |
| Total liabilities | $8,527,000 | 10,213 |
| Total deposits | $7,822,000 | 10,211 |
| Interest-bearing deposits | $6,327,000 | 10,167 |
| Deposits held in domestic offices | $7,822,000 | 10,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,000 | 4,973 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $663,000 | 4,793 |
| Total equity capital | $5,409,000 | 6,779 |
| Total bank equity capital | $5,409,000 | 6,779 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,117,000 | 1,170 |
| Surplus | $3,095,000 | 4,120 |
| Undivided profits | $-803,000 | 10,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,000 | 10,293 |
| Earning assets | $12,363,000 | 10,004 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $13,936,000 | 9,958 |
| Average Assets, quarterly | $13,936,000 | 9,988 |
| Volatile liabilities | $342,000 | 10,216 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $380,000 | 9,524 |
| Tier 1 (core) risk-based capital | $5,411,000 | 6,601 |
| Tier 2 risk-based capital | $10,000 | 10,305 |
| Total risk weighted assets | $4,572,800 | 10,257 |
| Total unused commitments | $380,000 | 9,528 |
| Derivatives | $0 | 527 |