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The Torrington Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$32,895,000	1,300
Total interest expense	$7,609,000	1,557
Net interest income	$25,286,000	1,196
Provision for loan and lease losses	$500,000	1,275
Total noninterest income	$4,643,000	1,247
Gross Fiduciary activities income	$2,152,000	387
Service charges on deposit accounts	$298,000	2,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,193,000	1,541
Total noninterest expense	$23,764,000	1,056
Salaries and employee benefits	$14,021,000	1,017
Premises and equipment expense	$2,429,000	1,023
Additional noninterest expense	$2,193,000	1,541
Pre-tax net operating income	$5,665,000	1,786
Securities gains (losses)	$-2,640,000	4,431
Applicable income taxes	$334,000	2,162
Income before extraordinary items	$2,691,000	2,463
Extraordinary gains, net	$0	54
Net income	$2,691,000	2,487
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,691,000	2,465
Net charge-offs	$227,000	1,097
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,040,600	1,743
2023-09-30 (YTD Data)		Rank
Total interest income	$24,280,000	1,288
Total interest expense	$4,611,000	1,671
Net interest income	$19,669,000	1,161
Provision for loan and lease losses	$375,000	1,178
Total noninterest income	$3,361,000	1,264
Gross Fiduciary activities income	$1,575,000	394
Service charges on deposit accounts	$214,000	2,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,572,000	1,571
Total noninterest expense	$17,623,000	1,060
Salaries and employee benefits	$10,482,000	1,021
Premises and equipment expense	$1,809,000	1,032
Additional noninterest expense	$1,572,000	1,571
Pre-tax net operating income	$5,032,000	1,648
Securities gains (losses)	$-6,094,000	4,572
Applicable income taxes	$-443,000	4,563
Income before extraordinary items	$-619,000	4,510
Extraordinary gains, net	$0	52
Net income	$-619,000	4,508
Minority interest net income	$0	81
Net income of bank and minority interests.	$-619,000	4,510
Net charge-offs	$42,000	1,549
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,195,260	1,676
2023-06-30 (YTD Data)		Rank
Total interest income	$16,009,000	1,280
Total interest expense	$2,398,000	1,808
Net interest income	$13,611,000	1,142
Provision for loan and lease losses	$250,000	1,174
Total noninterest income	$2,226,000	1,213
Gross Fiduciary activities income	$1,050,000	388
Service charges on deposit accounts	$141,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,035,000	1,500
Total noninterest expense	$11,816,000	1,047
Salaries and employee benefits	$6,961,000	1,017
Premises and equipment expense	$1,214,000	1,020
Additional noninterest expense	$1,035,000	1,498
Pre-tax net operating income	$3,771,000	1,502
Securities gains (losses)	$-5,614,000	4,614
Applicable income taxes	$-532,000	4,611
Income before extraordinary items	$-1,311,000	4,594
Extraordinary gains, net	$0	51
Net income	$-1,311,000	4,592
Minority interest net income	$0	81
Net income of bank and minority interests.	$-1,311,000	4,593
Net charge-offs	$21,000	1,520
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,124,060	1,529
2023-03-31 (YTD Data)		Rank
Total interest income	$7,847,000	1,276
Total interest expense	$835,000	2,050
Net interest income	$7,012,000	1,115
Provision for loan and lease losses	$125,000	1,142
Total noninterest income	$1,067,000	1,252
Gross Fiduciary activities income	$525,000	401
Service charges on deposit accounts	$70,000	2,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$472,000	1,569
Total noninterest expense	$6,028,000	1,050
Salaries and employee benefits	$3,513,000	1,036
Premises and equipment expense	$627,000	1,026
Additional noninterest expense	$472,000	1,569
Pre-tax net operating income	$1,926,000	1,509
Securities gains (losses)	$-3,939,000	4,635
Applicable income taxes	$-492,000	4,638
Income before extraordinary items	$-1,521,000	4,636
Extraordinary gains, net	$0	4
Net income	$-1,521,000	4,635
Minority interest net income	$0	48
Net income of bank and minority interests.	$-1,521,000	4,636
Net charge-offs	$6,000	1,532
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,590,810	1,557
2022-12-31 (YTD Data)		Rank
Total interest income	$26,544,000	1,263
Total interest expense	$1,856,000	1,678
Net interest income	$24,688,000	1,213
Provision for loan and lease losses	$215,000	1,752
Total noninterest income	$4,247,000	1,321
Gross Fiduciary activities income	$1,919,000	420
Service charges on deposit accounts	$312,000	2,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,016,000	1,615
Total noninterest expense	$21,767,000	1,109
Salaries and employee benefits	$12,714,000	1,090
Premises and equipment expense	$2,435,000	1,026
Additional noninterest expense	$2,016,000	1,615
Pre-tax net operating income	$6,953,000	1,650
Securities gains (losses)	$-3,322,000	4,607
Applicable income taxes	$496,000	2,031
Income before extraordinary items	$3,135,000	2,397
Extraordinary gains, net	$0	5
Net income	$3,135,000	2,395
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,135,000	2,396
Net charge-offs	$135,000	1,099
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,991,920	1,659
2022-09-30 (YTD Data)		Rank
Total interest income	$19,102,000	1,257
Total interest expense	$1,399,000	1,384
Net interest income	$17,703,000	1,230
Provision for loan and lease losses	$161,000	1,604
Total noninterest income	$3,323,000	1,311
Gross Fiduciary activities income	$1,625,000	402
Service charges on deposit accounts	$226,000	2,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,472,000	1,672
Total noninterest expense	$15,957,000	1,135
Salaries and employee benefits	$9,358,000	1,105
Premises and equipment expense	$1,814,000	1,020
Additional noninterest expense	$1,472,000	1,672
Pre-tax net operating income	$4,908,000	1,722
Securities gains (losses)	$-4,967,000	4,682
Applicable income taxes	$-215,000	4,679
Income before extraordinary items	$156,000	4,374
Extraordinary gains, net	$0	4
Net income	$156,000	4,373
Minority interest net income	$0	57
Net income of bank and minority interests.	$156,000	4,373
Net charge-offs	$49,000	1,232
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,079,930	1,731
2022-06-30 (YTD Data)		Rank
Total interest income	$11,954,000	1,277
Total interest expense	$953,000	1,182
Net interest income	$11,001,000	1,274
Provision for loan and lease losses	$108,000	1,491
Total noninterest income	$2,149,000	1,320
Gross Fiduciary activities income	$1,084,000	362
Service charges on deposit accounts	$138,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$927,000	1,748
Total noninterest expense	$10,573,000	1,126
Salaries and employee benefits	$6,154,000	1,114
Premises and equipment expense	$1,227,000	1,009
Additional noninterest expense	$3,192,000	1,101
Pre-tax net operating income	$2,469,000	1,940
Securities gains (losses)	$-4,685,000	4,717
Applicable income taxes	$-598,000	4,730
Income before extraordinary items	$-1,618,000	4,725
Extraordinary gains, net	$0	4
Net income	$-1,618,000	4,725
Minority interest net income	$0	60
Net income of bank and minority interests.	$-1,618,000	4,725
Net charge-offs	$10,000	1,581
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,083,150	1,994
2022-03-31 (YTD Data)		Rank
Total interest income	$5,720,000	1,285
Total interest expense	$491,000	1,114
Net interest income	$5,229,000	1,295
Provision for loan and lease losses	$54,000	1,321
Total noninterest income	$1,041,000	1,336
Gross Fiduciary activities income	$542,000	367
Service charges on deposit accounts	$65,000	2,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	1,827
Total noninterest expense	$5,264,000	1,128
Salaries and employee benefits	$3,043,000	1,126
Premises and equipment expense	$635,000	998
Additional noninterest expense	$1,586,000	1,098
Pre-tax net operating income	$952,000	2,151
Securities gains (losses)	$-836,000	4,710
Applicable income taxes	$-41,000	4,695
Income before extraordinary items	$157,000	3,814
Extraordinary gains, net	$0	4
Net income	$157,000	3,812
Minority interest net income	$0	50
Net income of bank and minority interests.	$157,000	3,814
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$993,000	1,947
2021-12-31 (YTD Data)		Rank
Total interest income	$22,587,000	1,337
Total interest expense	$2,988,000	910
Net interest income	$19,599,000	1,392
Provision for loan and lease losses	$215,000	1,683
Total noninterest income	$3,905,000	1,543
Gross Fiduciary activities income	$1,969,000	374
Service charges on deposit accounts	$223,000	2,548
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,713,000	2,071
Total noninterest expense	$20,521,000	1,140
Salaries and employee benefits	$12,011,000	1,122
Premises and equipment expense	$2,196,000	1,119
Additional noninterest expense	$6,314,000	1,106
Pre-tax net operating income	$2,768,000	2,780
Securities gains (losses)	$5,770,000	73
Applicable income taxes	$1,526,000	1,300
Income before extraordinary items	$7,012,000	1,502
Extraordinary gains, net	$0	10
Net income	$7,012,000	1,501
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,012,000	1,502
Net charge-offs	$5,000	2,441
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,280,600	2,841
2021-09-30 (YTD Data)		Rank
Total interest income	$17,046,000	1,362
Total interest expense	$2,398,000	900
Net interest income	$14,648,000	1,416
Provision for loan and lease losses	$215,000	1,432
Total noninterest income	$2,744,000	1,630
Gross Fiduciary activities income	$1,313,000	387
Service charges on deposit accounts	$160,000	2,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,271,000	2,131
Total noninterest expense	$15,175,000	1,160
Salaries and employee benefits	$8,965,000	1,139
Premises and equipment expense	$1,586,000	1,173
Additional noninterest expense	$4,624,000	1,127
Pre-tax net operating income	$2,002,000	2,934
Securities gains (losses)	$4,997,000	72
Applicable income taxes	$1,270,000	1,283
Income before extraordinary items	$5,729,000	1,465
Extraordinary gains, net	$0	8
Net income	$5,729,000	1,465
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,729,000	1,465
Net charge-offs	$5,000	2,152
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,631,460	3,013
2021-06-30 (YTD Data)		Rank
Total interest income	$11,237,000	1,356
Total interest expense	$1,722,000	882
Net interest income	$9,515,000	1,433
Provision for loan and lease losses	$215,000	1,139
Total noninterest income	$1,787,000	1,629
Gross Fiduciary activities income	$840,000	389
Service charges on deposit accounts	$96,000	2,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$851,000	2,093
Total noninterest expense	$9,896,000	1,165
Salaries and employee benefits	$5,830,000	1,155
Premises and equipment expense	$1,054,000	1,163
Additional noninterest expense	$3,012,000	1,124
Pre-tax net operating income	$1,191,000	3,054
Securities gains (losses)	$4,561,000	63
Applicable income taxes	$1,076,000	1,092
Income before extraordinary items	$4,676,000	1,247
Extraordinary gains, net	$0	6
Net income	$4,676,000	1,248
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,676,000	1,248
Net charge-offs	$5,000	1,907
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$981,590	3,126
2021-03-31 (YTD Data)		Rank
Total interest income	$5,755,000	1,343
Total interest expense	$910,000	875
Net interest income	$4,845,000	1,405
Provision for loan and lease losses	$125,000	1,106
Total noninterest income	$893,000	1,639
Gross Fiduciary activities income	$420,000	393
Service charges on deposit accounts	$45,000	2,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	2,083
Total noninterest expense	$4,785,000	1,176
Salaries and employee benefits	$2,892,000	1,149
Premises and equipment expense	$496,000	1,230
Additional noninterest expense	$1,397,000	1,174
Pre-tax net operating income	$828,000	2,619
Securities gains (losses)	$4,824,000	43
Applicable income taxes	$1,122,000	689
Income before extraordinary items	$4,530,000	730
Extraordinary gains, net	$0	3
Net income	$4,530,000	730
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,530,000	730
Net charge-offs	$6,000	1,479
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$670,800	2,713
2020-12-31 (YTD Data)		Rank
Total interest income	$24,733,000	1,244
Total interest expense	$5,127,000	932
Net interest income	$19,606,000	1,310
Provision for loan and lease losses	$562,000	2,124
Total noninterest income	$3,397,000	1,609
Gross Fiduciary activities income	$1,614,000	389
Service charges on deposit accounts	$162,000	3,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,621,000	2,012
Total noninterest expense	$18,469,000	1,177
Salaries and employee benefits	$11,162,000	1,141
Premises and equipment expense	$1,759,000	1,335
Additional noninterest expense	$5,548,000	1,163
Pre-tax net operating income	$3,972,000	2,076
Securities gains (losses)	$-4,093,000	4,994
Applicable income taxes	$-294,000	4,936
Income before extraordinary items	$173,000	4,581
Extraordinary gains, net	$0	4
Net income	$173,000	4,581
Minority interest net income	$0	72
Net income of bank and minority interests.	$173,000	4,581
Net charge-offs	$19,000	2,819
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,406,470	2,071
2020-09-30 (YTD Data)		Rank
Total interest income	$18,869,000	1,228
Total interest expense	$4,117,000	927
Net interest income	$14,752,000	1,291
Provision for loan and lease losses	$413,000	2,123
Total noninterest income	$2,537,000	1,574
Gross Fiduciary activities income	$1,200,000	384
Service charges on deposit accounts	$114,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,223,000	1,951
Total noninterest expense	$13,683,000	1,172
Salaries and employee benefits	$8,363,000	1,129
Premises and equipment expense	$1,311,000	1,335
Additional noninterest expense	$4,009,000	1,181
Pre-tax net operating income	$3,193,000	1,965
Securities gains (losses)	$-9,379,000	5,027
Applicable income taxes	$-1,499,000	4,999
Income before extraordinary items	$-4,687,000	4,992
Extraordinary gains, net	$0	4
Net income	$-4,687,000	4,992
Minority interest net income	$0	65
Net income of bank and minority interests.	$-4,687,000	4,992
Net charge-offs	$34,000	2,249
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,722,410	1,970
2020-06-30 (YTD Data)		Rank
Total interest income	$12,840,000	1,219
Total interest expense	$2,969,000	934
Net interest income	$9,871,000	1,287
Provision for loan and lease losses	$263,000	2,172
Total noninterest income	$1,685,000	1,506
Gross Fiduciary activities income	$800,000	384
Service charges on deposit accounts	$71,000	3,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$814,000	1,882
Total noninterest expense	$9,018,000	1,171
Salaries and employee benefits	$5,525,000	1,121
Premises and equipment expense	$888,000	1,310
Additional noninterest expense	$2,605,000	1,196
Pre-tax net operating income	$2,275,000	1,823
Securities gains (losses)	$-8,296,000	5,058
Applicable income taxes	$-1,399,000	5,025
Income before extraordinary items	$-4,622,000	5,022
Extraordinary gains, net	$0	4
Net income	$-4,622,000	5,022
Minority interest net income	$0	65
Net income of bank and minority interests.	$-4,622,000	5,022
Net charge-offs	$20,000	2,184
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,931,840	1,854
2020-03-31 (YTD Data)		Rank
Total interest income	$6,621,000	1,196
Total interest expense	$1,628,000	942
Net interest income	$4,993,000	1,260
Provision for loan and lease losses	$112,000	1,876
Total noninterest income	$835,000	1,434
Gross Fiduciary activities income	$400,000	386
Service charges on deposit accounts	$51,000	3,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$384,000	1,782
Total noninterest expense	$4,511,000	1,192
Salaries and employee benefits	$2,746,000	1,145
Premises and equipment expense	$440,000	1,328
Additional noninterest expense	$1,325,000	1,203
Pre-tax net operating income	$1,205,000	1,575
Securities gains (losses)	$-9,228,000	5,098
Applicable income taxes	$-1,751,000	5,064
Income before extraordinary items	$-6,272,000	5,068
Extraordinary gains, net	$0	4
Net income	$-6,272,000	5,068
Minority interest net income	$0	56
Net income of bank and minority interests.	$-6,272,000	5,068
Net charge-offs	$19,000	1,620
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,018,120	1,615
2019-12-31 (YTD Data)		Rank
Total interest income	$27,257,000	1,177
Total interest expense	$6,981,000	928
Net interest income	$20,276,000	1,245
Provision for loan and lease losses	$450,000	1,581
Total noninterest income	$3,375,000	1,458
Gross Fiduciary activities income	$1,488,000	390
Service charges on deposit accounts	$219,000	3,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,668,000	1,706
Total noninterest expense	$17,802,000	1,179
Salaries and employee benefits	$10,277,000	1,177
Premises and equipment expense	$1,818,000	1,258
Additional noninterest expense	$5,707,000	1,128
Pre-tax net operating income	$5,399,000	1,667
Securities gains (losses)	$4,630,000	89
Applicable income taxes	$1,844,000	948
Income before extraordinary items	$8,185,000	1,098
Extraordinary gains, net	$0	11
Net income	$8,185,000	1,100
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,185,000	1,100
Net charge-offs	$218,000	1,602
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,388,400	1,733
2019-09-30 (YTD Data)		Rank
Total interest income	$20,484,000	1,175
Total interest expense	$5,197,000	940
Net interest income	$15,287,000	1,249
Provision for loan and lease losses	$338,000	1,509
Total noninterest income	$2,521,000	1,469
Gross Fiduciary activities income	$1,115,000	390
Service charges on deposit accounts	$163,000	3,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,243,000	1,706
Total noninterest expense	$13,187,000	1,195
Salaries and employee benefits	$7,580,000	1,199
Premises and equipment expense	$1,358,000	1,274
Additional noninterest expense	$4,249,000	1,134
Pre-tax net operating income	$4,283,000	1,629
Securities gains (losses)	$2,578,000	106
Applicable income taxes	$1,247,000	1,065
Income before extraordinary items	$5,614,000	1,200
Extraordinary gains, net	$0	11
Net income	$5,614,000	1,202
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,614,000	1,202
Net charge-offs	$161,000	1,443
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,500,040	1,686
2019-06-30 (YTD Data)		Rank
Total interest income	$13,645,000	1,172
Total interest expense	$3,378,000	947
Net interest income	$10,267,000	1,240
Provision for loan and lease losses	$225,000	1,465
Total noninterest income	$1,670,000	1,445
Gross Fiduciary activities income	$743,000	394
Service charges on deposit accounts	$106,000	3,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$821,000	1,689
Total noninterest expense	$8,721,000	1,204
Salaries and employee benefits	$4,988,000	1,209
Premises and equipment expense	$929,000	1,262
Additional noninterest expense	$2,804,000	1,145
Pre-tax net operating income	$2,991,000	1,553
Securities gains (losses)	$2,343,000	82
Applicable income taxes	$989,000	917
Income before extraordinary items	$4,345,000	1,041
Extraordinary gains, net	$0	11
Net income	$4,345,000	1,041
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,345,000	1,041
Net charge-offs	$73,000	1,587
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,447,170	1,602
2019-03-31 (YTD Data)		Rank
Total interest income	$6,751,000	1,172
Total interest expense	$1,621,000	963
Net interest income	$5,130,000	1,236
Provision for loan and lease losses	$113,000	1,385
Total noninterest income	$826,000	1,405
Gross Fiduciary activities income	$371,000	391
Service charges on deposit accounts	$50,000	3,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	1,653
Total noninterest expense	$4,329,000	1,207
Salaries and employee benefits	$2,458,000	1,225
Premises and equipment expense	$498,000	1,200
Additional noninterest expense	$1,373,000	1,154
Pre-tax net operating income	$1,514,000	1,518
Securities gains (losses)	$1,803,000	53
Applicable income taxes	$632,000	749
Income before extraordinary items	$2,685,000	862
Extraordinary gains, net	$0	5
Net income	$2,685,000	861
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,685,000	861
Net charge-offs	$4,000	2,286
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,224,570	1,576
2018-12-31 (YTD Data)		Rank
Total interest income	$25,371,000	1,164
Total interest expense	$5,521,000	849
Net interest income	$19,850,000	1,251
Provision for loan and lease losses	$560,000	1,365
Total noninterest income	$3,260,000	1,450
Gross Fiduciary activities income	$1,414,000	404
Service charges on deposit accounts	$215,000	3,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,631,000	1,706
Total noninterest expense	$17,997,000	1,156
Salaries and employee benefits	$9,104,000	1,264
Premises and equipment expense	$1,592,000	1,416
Additional noninterest expense	$7,301,000	919
Pre-tax net operating income	$4,553,000	1,911
Securities gains (losses)	$1,410,000	70
Applicable income taxes	$692,000	1,695
Income before extraordinary items	$5,271,000	1,518
Extraordinary gains, net	$0	6
Net income	$5,271,000	1,517
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,271,000	1,517
Net charge-offs	$158,000	1,823
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,030,200	1,892
2018-09-30 (YTD Data)		Rank
Total interest income	$18,787,000	1,162
Total interest expense	$4,009,000	825
Net interest income	$14,778,000	1,255
Provision for loan and lease losses	$420,000	1,284
Total noninterest income	$2,390,000	1,491
Gross Fiduciary activities income	$1,055,000	405
Service charges on deposit accounts	$156,000	3,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,179,000	1,762
Total noninterest expense	$11,908,000	1,269
Salaries and employee benefits	$6,840,000	1,265
Premises and equipment expense	$1,195,000	1,423
Additional noninterest expense	$3,873,000	1,212
Pre-tax net operating income	$4,840,000	1,460
Securities gains (losses)	$0	1,118
Applicable income taxes	$820,000	1,355
Income before extraordinary items	$4,020,000	1,502
Extraordinary gains, net	$0	5
Net income	$4,020,000	1,501
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,020,000	1,501
Net charge-offs	$158,000	1,401
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,020,000	1,488
2018-06-30 (YTD Data)		Rank
Total interest income	$12,396,000	1,161
Total interest expense	$2,599,000	801
Net interest income	$9,797,000	1,264
Provision for loan and lease losses	$280,000	1,263
Total noninterest income	$1,583,000	1,505
Gross Fiduciary activities income	$689,000	414
Service charges on deposit accounts	$102,000	3,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$792,000	1,746
Total noninterest expense	$7,932,000	1,277
Salaries and employee benefits	$4,545,000	1,276
Premises and equipment expense	$822,000	1,406
Additional noninterest expense	$2,565,000	1,218
Pre-tax net operating income	$3,168,000	1,467
Securities gains (losses)	$0	961
Applicable income taxes	$534,000	1,358
Income before extraordinary items	$2,634,000	1,506
Extraordinary gains, net	$0	6
Net income	$2,634,000	1,505
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,634,000	1,505
Net charge-offs	$89,000	1,393
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,634,000	1,492
2018-03-31 (YTD Data)		Rank
Total interest income	$6,050,000	1,182
Total interest expense	$1,259,000	790
Net interest income	$4,791,000	1,279
Provision for loan and lease losses	$140,000	1,218
Total noninterest income	$788,000	1,497
Gross Fiduciary activities income	$350,000	412
Service charges on deposit accounts	$50,000	3,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	1,742
Total noninterest expense	$3,933,000	1,291
Salaries and employee benefits	$2,295,000	1,275
Premises and equipment expense	$427,000	1,374
Additional noninterest expense	$1,211,000	1,267
Pre-tax net operating income	$1,506,000	1,481
Securities gains (losses)	$0	735
Applicable income taxes	$251,000	1,365
Income before extraordinary items	$1,255,000	1,528
Extraordinary gains, net	$0	7
Net income	$1,255,000	1,528
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,255,000	1,528
Net charge-offs	$60,000	1,097
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,255,000	1,518
2017-12-31 (YTD Data)		Rank
Total interest income	$22,994,000	1,202
Total interest expense	$4,817,000	703
Net interest income	$18,177,000	1,312
Provision for loan and lease losses	$560,000	1,347
Total noninterest income	$3,089,000	1,553
Gross Fiduciary activities income	$1,304,000	412
Service charges on deposit accounts	$188,000	3,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,597,000	1,751
Total noninterest expense	$14,620,000	1,365
Salaries and employee benefits	$8,256,000	1,372
Premises and equipment expense	$1,534,000	1,490
Additional noninterest expense	$4,830,000	1,281
Pre-tax net operating income	$6,086,000	1,444
Securities gains (losses)	$7,000	1,711
Applicable income taxes	$1,258,000	1,681
Income before extraordinary items	$4,835,000	1,375
Extraordinary gains, net	$0	9
Net income	$4,835,000	1,373
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,835,000	1,375
Net charge-offs	$153,000	2,055
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,829,470	1,368
2017-09-30 (YTD Data)		Rank
Total interest income	$17,064,000	1,212
Total interest expense	$3,586,000	689
Net interest income	$13,478,000	1,327
Provision for loan and lease losses	$405,000	1,341
Total noninterest income	$2,270,000	1,596
Gross Fiduciary activities income	$943,000	423
Service charges on deposit accounts	$136,000	3,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,191,000	1,769
Total noninterest expense	$10,849,000	1,366
Salaries and employee benefits	$6,167,000	1,383
Premises and equipment expense	$1,073,000	1,582
Additional noninterest expense	$3,609,000	1,280
Pre-tax net operating income	$4,494,000	1,473
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,154,000	1,342
Income before extraordinary items	$3,340,000	1,584
Extraordinary gains, net	$0	9
Net income	$3,340,000	1,583
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,340,000	1,584
Net charge-offs	$151,000	1,602
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,340,000	1,565
2017-06-30 (YTD Data)		Rank
Total interest income	$11,205,000	1,222
Total interest expense	$2,362,000	677
Net interest income	$8,843,000	1,347
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$1,485,000	1,614
Gross Fiduciary activities income	$615,000	427
Service charges on deposit accounts	$86,000	3,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	1,796
Total noninterest expense	$7,208,000	1,378
Salaries and employee benefits	$4,147,000	1,366
Premises and equipment expense	$732,000	1,563
Additional noninterest expense	$2,329,000	1,316
Pre-tax net operating income	$2,870,000	1,517
Securities gains (losses)	$0	1,906
Applicable income taxes	$730,000	1,357
Income before extraordinary items	$2,140,000	1,609
Extraordinary gains, net	$0	11
Net income	$2,140,000	1,609
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,140,000	1,609
Net charge-offs	$153,000	1,232
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,140,000	1,589
2017-03-31 (YTD Data)		Rank
Total interest income	$5,528,000	1,221
Total interest expense	$1,168,000	671
Net interest income	$4,360,000	1,354
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$736,000	1,615
Gross Fiduciary activities income	$308,000	427
Service charges on deposit accounts	$40,000	3,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	1,785
Total noninterest expense	$3,620,000	1,384
Salaries and employee benefits	$2,103,000	1,362
Premises and equipment expense	$368,000	1,568
Additional noninterest expense	$1,149,000	1,327
Pre-tax net operating income	$1,351,000	1,552
Securities gains (losses)	$0	1,153
Applicable income taxes	$338,000	1,390
Income before extraordinary items	$1,013,000	1,661
Extraordinary gains, net	$0	8
Net income	$1,013,000	1,661
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,013,000	1,661
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,013,000	1,643
2016-12-31 (YTD Data)		Rank
Total interest income	$21,526,000	1,219
Total interest expense	$4,673,000	640
Net interest income	$16,853,000	1,357
Provision for loan and lease losses	$540,000	1,398
Total noninterest income	$2,890,000	1,686
Gross Fiduciary activities income	$1,160,000	432
Service charges on deposit accounts	$157,000	3,907
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,573,000	1,823
Total noninterest expense	$13,881,000	1,413
Salaries and employee benefits	$7,926,000	1,382
Premises and equipment expense	$1,496,000	1,522
Additional noninterest expense	$4,459,000	1,394
Pre-tax net operating income	$5,322,000	1,546
Securities gains (losses)	$72,000	1,583
Applicable income taxes	$1,332,000	1,372
Income before extraordinary items	$4,062,000	1,632
Extraordinary gains, net	$0	5
Net income	$4,062,000	1,629
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,062,000	1,631
Net charge-offs	$56,000	3,055
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,008,000	1,619
2016-09-30 (YTD Data)		Rank
Total interest income	$16,071,000	1,225
Total interest expense	$3,506,000	637
Net interest income	$12,565,000	1,362
Provision for loan and lease losses	$390,000	1,375
Total noninterest income	$2,187,000	1,678
Gross Fiduciary activities income	$893,000	425
Service charges on deposit accounts	$116,000	3,961
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,178,000	1,840
Total noninterest expense	$10,302,000	1,427
Salaries and employee benefits	$5,924,000	1,381
Premises and equipment expense	$1,021,000	1,664
Additional noninterest expense	$3,357,000	1,386
Pre-tax net operating income	$4,060,000	1,546
Securities gains (losses)	$72,000	1,491
Applicable income taxes	$1,031,000	1,376
Income before extraordinary items	$3,101,000	1,635
Extraordinary gains, net	$0	5
Net income	$3,101,000	1,634
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,101,000	1,635
Net charge-offs	$39,000	2,751
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,047,000	1,615
2016-06-30 (YTD Data)		Rank
Total interest income	$10,625,000	1,237
Total interest expense	$2,337,000	634
Net interest income	$8,288,000	1,377
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$1,449,000	1,661
Gross Fiduciary activities income	$595,000	429
Service charges on deposit accounts	$75,000	4,012
Trading account gains and fees	$0	157
Additional Noninterest Income	$779,000	1,821
Total noninterest expense	$6,834,000	1,445
Salaries and employee benefits	$3,922,000	1,396
Premises and equipment expense	$686,000	1,648
Additional noninterest expense	$2,226,000	1,393
Pre-tax net operating income	$2,663,000	1,554
Securities gains (losses)	$72,000	1,182
Applicable income taxes	$683,000	1,382
Income before extraordinary items	$2,052,000	1,627
Extraordinary gains, net	$0	16
Net income	$2,052,000	1,628
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,052,000	1,628
Net charge-offs	$39,000	2,330
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,998,000	1,616
2016-03-31 (YTD Data)		Rank
Total interest income	$5,283,000	1,240
Total interest expense	$1,158,000	643
Net interest income	$4,125,000	1,385
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$724,000	1,637
Gross Fiduciary activities income	$298,000	435
Service charges on deposit accounts	$38,000	3,981
Trading account gains and fees	$0	142
Additional Noninterest Income	$388,000	1,786
Total noninterest expense	$3,391,000	1,445
Salaries and employee benefits	$1,949,000	1,405
Premises and equipment expense	$336,000	1,699
Additional noninterest expense	$1,106,000	1,399
Pre-tax net operating income	$1,338,000	1,520
Securities gains (losses)	$0	2,077
Applicable income taxes	$329,000	1,396
Income before extraordinary items	$1,009,000	1,599
Extraordinary gains, net	$0	12
Net income	$1,009,000	1,600
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,009,000	1,600
Net charge-offs	$12,000	2,244
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,009,000	1,563
2015-12-31 (YTD Data)		Rank
Total interest income	$20,573,000	1,239
Total interest expense	$4,551,000	616
Net interest income	$16,022,000	1,388
Provision for loan and lease losses	$395,000	1,604
Total noninterest income	$2,858,000	1,658
Gross Fiduciary activities income	$1,142,000	439
Service charges on deposit accounts	$162,000	4,043
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,554,000	1,813
Total noninterest expense	$13,432,000	1,459
Salaries and employee benefits	$7,472,000	1,433
Premises and equipment expense	$1,415,000	1,616
Additional noninterest expense	$4,545,000	1,379
Pre-tax net operating income	$5,053,000	1,563
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,215,000	1,415
Income before extraordinary items	$3,838,000	1,656
Extraordinary gains, net	$0	23
Net income	$3,838,000	1,658
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,838,000	1,658
Net charge-offs	$499,000	1,165
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,838,000	1,624
2015-09-30 (YTD Data)		Rank
Total interest income	$15,389,000	1,250
Total interest expense	$3,404,000	620
Net interest income	$11,985,000	1,402
Provision for loan and lease losses	$245,000	1,728
Total noninterest income	$2,139,000	1,668
Gross Fiduciary activities income	$888,000	437
Service charges on deposit accounts	$121,000	4,074
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,130,000	1,865
Total noninterest expense	$10,010,000	1,461
Salaries and employee benefits	$5,578,000	1,442
Premises and equipment expense	$1,043,000	1,658
Additional noninterest expense	$3,389,000	1,382
Pre-tax net operating income	$3,869,000	1,561
Securities gains (losses)	$0	3,031
Applicable income taxes	$940,000	1,429
Income before extraordinary items	$2,929,000	1,665
Extraordinary gains, net	$0	21
Net income	$2,929,000	1,667
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,929,000	1,667
Net charge-offs	$378,000	1,055
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,929,000	1,622
2015-06-30 (YTD Data)		Rank
Total interest income	$10,257,000	1,245
Total interest expense	$2,272,000	612
Net interest income	$7,985,000	1,406
Provision for loan and lease losses	$135,000	1,911
Total noninterest income	$1,404,000	1,686
Gross Fiduciary activities income	$592,000	437
Service charges on deposit accounts	$78,000	4,124
Trading account gains and fees	$0	157
Additional Noninterest Income	$734,000	1,911
Total noninterest expense	$6,697,000	1,461
Salaries and employee benefits	$3,722,000	1,444
Premises and equipment expense	$719,000	1,618
Additional noninterest expense	$2,256,000	1,392
Pre-tax net operating income	$2,557,000	1,553
Securities gains (losses)	$0	2,636
Applicable income taxes	$615,000	1,447
Income before extraordinary items	$1,942,000	1,653
Extraordinary gains, net	$0	22
Net income	$1,942,000	1,657
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,942,000	1,657
Net charge-offs	$297,000	909
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,942,000	1,609
2015-03-31 (YTD Data)		Rank
Total interest income	$5,160,000	1,232
Total interest expense	$1,134,000	616
Net interest income	$4,026,000	1,400
Provision for loan and lease losses	$63,000	1,874
Total noninterest income	$675,000	1,716
Gross Fiduciary activities income	$296,000	440
Service charges on deposit accounts	$38,000	4,154
Trading account gains and fees	$0	152
Additional Noninterest Income	$341,000	1,951
Total noninterest expense	$3,369,000	1,454
Salaries and employee benefits	$1,882,000	1,432
Premises and equipment expense	$371,000	1,593
Additional noninterest expense	$1,116,000	1,377
Pre-tax net operating income	$1,269,000	1,536
Securities gains (losses)	$0	2,027
Applicable income taxes	$307,000	1,421
Income before extraordinary items	$962,000	1,664
Extraordinary gains, net	$0	13
Net income	$962,000	1,666
Minority interest net income	$0	64
Net income of bank and minority interests.	$962,000	1,666
Net charge-offs	$248,000	630
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$962,000	1,596
2014-12-31 (YTD Data)		Rank
Total interest income	$19,927,000	1,268
Total interest expense	$4,629,000	621
Net interest income	$15,298,000	1,449
Provision for loan and lease losses	$180,000	2,581
Total noninterest income	$2,862,000	1,630
Gross Fiduciary activities income	$1,131,000	445
Service charges on deposit accounts	$154,000	4,347
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,577,000	1,721
Total noninterest expense	$13,447,000	1,423
Salaries and employee benefits	$7,625,000	1,384
Premises and equipment expense	$1,353,000	1,717
Additional noninterest expense	$4,469,000	1,425
Pre-tax net operating income	$4,533,000	1,667
Securities gains (losses)	$-4,000	5,927
Applicable income taxes	$1,044,000	1,503
Income before extraordinary items	$3,485,000	1,774
Extraordinary gains, net	$0	17
Net income	$3,485,000	1,774
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,485,000	1,773
Net charge-offs	$147,000	2,804
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,488,080	1,741
2014-09-30 (YTD Data)		Rank
Total interest income	$14,873,000	1,279
Total interest expense	$3,459,000	630
Net interest income	$11,414,000	1,463
Provision for loan and lease losses	$135,000	2,485
Total noninterest income	$2,116,000	1,643
Gross Fiduciary activities income	$825,000	452
Service charges on deposit accounts	$113,000	4,433
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,178,000	1,751
Total noninterest expense	$9,897,000	1,455
Salaries and employee benefits	$5,604,000	1,420
Premises and equipment expense	$971,000	1,807
Additional noninterest expense	$3,322,000	1,433
Pre-tax net operating income	$3,498,000	1,628
Securities gains (losses)	$-4,000	6,036
Applicable income taxes	$831,000	1,474
Income before extraordinary items	$2,663,000	1,752
Extraordinary gains, net	$0	15
Net income	$2,663,000	1,753
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,663,000	1,752
Net charge-offs	$160,000	2,234
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,666,040	1,718
2014-06-30 (YTD Data)		Rank
Total interest income	$9,865,000	1,276
Total interest expense	$2,290,000	635
Net interest income	$7,575,000	1,455
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$1,425,000	1,606
Gross Fiduciary activities income	$550,000	450
Service charges on deposit accounts	$74,000	4,463
Trading account gains and fees	$0	172
Additional Noninterest Income	$801,000	1,699
Total noninterest expense	$6,589,000	1,461
Salaries and employee benefits	$3,706,000	1,420
Premises and equipment expense	$653,000	1,812
Additional noninterest expense	$2,230,000	1,429
Pre-tax net operating income	$2,321,000	1,604
Securities gains (losses)	$-5,000	6,209
Applicable income taxes	$547,000	1,457
Income before extraordinary items	$1,769,000	1,702
Extraordinary gains, net	$0	20
Net income	$1,769,000	1,706
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,769,000	1,704
Net charge-offs	$2,000	4,144
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,772,800	1,674
2014-03-31 (YTD Data)		Rank
Total interest income	$4,902,000	1,288
Total interest expense	$1,140,000	652
Net interest income	$3,762,000	1,456
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$702,000	1,591
Gross Fiduciary activities income	$275,000	457
Service charges on deposit accounts	$34,000	4,570
Trading account gains and fees	$0	147
Additional Noninterest Income	$393,000	1,676
Total noninterest expense	$3,291,000	1,474
Salaries and employee benefits	$1,844,000	1,436
Premises and equipment expense	$324,000	1,854
Additional noninterest expense	$1,123,000	1,412
Pre-tax net operating income	$1,128,000	1,592
Securities gains (losses)	$0	1,715
Applicable income taxes	$267,000	1,445
Income before extraordinary items	$861,000	1,698
Extraordinary gains, net	$0	16
Net income	$861,000	1,702
Minority interest net income	$0	66
Net income of bank and minority interests.	$861,000	1,701
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$861,000	1,667
2013-12-31 (YTD Data)		Rank
Total interest income	$19,967,000	1,267
Total interest expense	$4,842,000	695
Net interest income	$15,125,000	1,433
Provision for loan and lease losses	$170,000	3,152
Total noninterest income	$2,894,000	1,649
Gross Fiduciary activities income	$1,235,000	413
Service charges on deposit accounts	$137,000	4,736
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,522,000	1,829
Total noninterest expense	$12,353,000	1,566
Salaries and employee benefits	$6,907,000	1,503
Premises and equipment expense	$1,230,000	1,873
Additional noninterest expense	$4,216,000	1,558
Pre-tax net operating income	$5,496,000	1,334
Securities gains (losses)	$2,000	2,972
Applicable income taxes	$1,411,000	1,169
Income before extraordinary items	$4,087,000	1,469
Extraordinary gains, net	$0	29
Net income	$4,087,000	1,471
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,087,000	1,473
Net charge-offs	$211,000	2,960
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,085,520	1,437
2013-09-30 (YTD Data)		Rank
Total interest income	$14,947,000	1,276
Total interest expense	$3,640,000	712
Net interest income	$11,307,000	1,438
Provision for loan and lease losses	$110,000	3,266
Total noninterest income	$2,066,000	1,752
Gross Fiduciary activities income	$846,000	434
Service charges on deposit accounts	$101,000	4,803
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,119,000	1,899
Total noninterest expense	$9,056,000	1,597
Salaries and employee benefits	$5,073,000	1,532
Premises and equipment expense	$887,000	1,953
Additional noninterest expense	$3,096,000	1,575
Pre-tax net operating income	$4,207,000	1,335
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,094,000	1,171
Income before extraordinary items	$3,113,000	1,457
Extraordinary gains, net	$0	25
Net income	$3,113,000	1,459
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,113,000	1,459
Net charge-offs	$147,000	2,886
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,113,000	1,423
2013-06-30 (YTD Data)		Rank
Total interest income	$10,031,000	1,261
Total interest expense	$2,450,000	728
Net interest income	$7,581,000	1,412
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$1,304,000	1,847
Gross Fiduciary activities income	$507,000	458
Service charges on deposit accounts	$63,000	4,904
Trading account gains and fees	$0	157
Additional Noninterest Income	$734,000	1,947
Total noninterest expense	$5,934,000	1,619
Salaries and employee benefits	$3,330,000	1,563
Premises and equipment expense	$581,000	1,982
Additional noninterest expense	$2,023,000	1,598
Pre-tax net operating income	$2,891,000	1,282
Securities gains (losses)	$0	2,791
Applicable income taxes	$759,000	1,133
Income before extraordinary items	$2,132,000	1,420
Extraordinary gains, net	$0	22
Net income	$2,132,000	1,424
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,132,000	1,423
Net charge-offs	$77,000	2,994
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,132,000	1,366
2013-03-31 (YTD Data)		Rank
Total interest income	$5,055,000	1,266
Total interest expense	$1,222,000	758
Net interest income	$3,833,000	1,404
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$640,000	1,869
Gross Fiduciary activities income	$236,000	476
Service charges on deposit accounts	$30,000	4,965
Trading account gains and fees	$0	148
Additional Noninterest Income	$374,000	1,939
Total noninterest expense	$2,874,000	1,688
Salaries and employee benefits	$1,606,000	1,638
Premises and equipment expense	$291,000	2,020
Additional noninterest expense	$977,000	1,642
Pre-tax net operating income	$1,569,000	1,164
Securities gains (losses)	$0	1,966
Applicable income taxes	$423,000	1,043
Income before extraordinary items	$1,146,000	1,299
Extraordinary gains, net	$0	10
Net income	$1,146,000	1,302
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,146,000	1,301
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,146,000	1,246
2012-12-31 (YTD Data)		Rank
Total interest income	$21,351,000	1,243
Total interest expense	$5,856,000	744
Net interest income	$15,495,000	1,418
Provision for loan and lease losses	$450,000	2,851
Total noninterest income	$1,345,000	2,783
Gross Fiduciary activities income	$881,000	482
Service charges on deposit accounts	$118,000	5,184
Trading account gains and fees	$0	166
Additional Noninterest Income	$346,000	3,843
Total noninterest expense	$10,935,000	1,757
Salaries and employee benefits	$5,847,000	1,740
Premises and equipment expense	$1,200,000	1,939
Additional noninterest expense	$3,888,000	1,712
Pre-tax net operating income	$5,455,000	1,274
Securities gains (losses)	$396,000	1,123
Applicable income taxes	$1,932,000	906
Income before extraordinary items	$3,919,000	1,478
Extraordinary gains, net	$0	29
Net income	$3,919,000	1,479
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,919,000	1,479
Net charge-offs	$474,000	2,719
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,653,680	1,478
2012-09-30 (YTD Data)		Rank
Total interest income	$16,102,000	1,269
Total interest expense	$4,510,000	765
Net interest income	$11,592,000	1,439
Provision for loan and lease losses	$380,000	2,655
Total noninterest income	$955,000	2,871
Gross Fiduciary activities income	$636,000	483
Service charges on deposit accounts	$85,000	5,315
Trading account gains and fees	$0	157
Additional Noninterest Income	$234,000	4,031
Total noninterest expense	$8,089,000	1,777
Salaries and employee benefits	$4,353,000	1,731
Premises and equipment expense	$866,000	2,037
Additional noninterest expense	$2,870,000	1,736
Pre-tax net operating income	$4,078,000	1,300
Securities gains (losses)	$414,000	873
Applicable income taxes	$1,488,000	922
Income before extraordinary items	$3,004,000	1,487
Extraordinary gains, net	$0	20
Net income	$3,004,000	1,488
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,004,000	1,488
Net charge-offs	$435,000	2,362
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,726,620	1,528
2012-06-30 (YTD Data)		Rank
Total interest income	$10,889,000	1,263
Total interest expense	$3,064,000	781
Net interest income	$7,825,000	1,415
Provision for loan and lease losses	$100,000	3,821
Total noninterest income	$670,000	2,738
Gross Fiduciary activities income	$418,000	490
Service charges on deposit accounts	$55,000	5,378
Trading account gains and fees	$0	153
Additional Noninterest Income	$197,000	3,699
Total noninterest expense	$5,359,000	1,798
Salaries and employee benefits	$2,880,000	1,739
Premises and equipment expense	$588,000	2,001
Additional noninterest expense	$1,891,000	1,759
Pre-tax net operating income	$3,036,000	1,172
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,005,000	886
Income before extraordinary items	$2,031,000	1,463
Extraordinary gains, net	$0	19
Net income	$2,031,000	1,463
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,031,000	1,463
Net charge-offs	$215,000	2,670
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,031,000	1,376
2012-03-31 (YTD Data)		Rank
Total interest income	$5,548,000	1,239
Total interest expense	$1,548,000	809
Net interest income	$4,000,000	1,388
Provision for loan and lease losses	$40,000	3,905
Total noninterest income	$337,000	2,755
Gross Fiduciary activities income	$209,000	488
Service charges on deposit accounts	$26,000	5,450
Trading account gains and fees	$0	148
Additional Noninterest Income	$102,000	3,682
Total noninterest expense	$2,696,000	1,790
Salaries and employee benefits	$1,448,000	1,733
Premises and equipment expense	$307,000	1,940
Additional noninterest expense	$941,000	1,769
Pre-tax net operating income	$1,601,000	1,097
Securities gains (losses)	$0	2,210
Applicable income taxes	$531,000	835
Income before extraordinary items	$1,070,000	1,357
Extraordinary gains, net	$0	19
Net income	$1,070,000	1,358
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,070,000	1,358
Net charge-offs	$157,000	2,046
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,070,000	1,282
2011-12-31 (YTD Data)		Rank
Total interest income	$23,688,000	1,210
Total interest expense	$7,218,000	823
Net interest income	$16,470,000	1,336
Provision for loan and lease losses	$0	6,496
Total noninterest income	$1,350,000	2,605
Gross Fiduciary activities income	$838,000	439
Service charges on deposit accounts	$115,000	5,321
Trading account gains and fees	$0	146
Additional Noninterest Income	$397,000	3,452
Total noninterest expense	$14,248,000	1,371
Salaries and employee benefits	$9,470,000	1,039
Premises and equipment expense	$1,131,000	2,159
Additional noninterest expense	$3,647,000	1,845
Pre-tax net operating income	$3,572,000	1,567
Securities gains (losses)	$-19,000	6,923
Applicable income taxes	$1,341,000	1,083
Income before extraordinary items	$2,212,000	2,084
Extraordinary gains, net	$0	29
Net income	$2,212,000	2,085
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,212,000	2,085
Net charge-offs	$60,000	5,376
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,224,160	1,987
2011-09-30 (YTD Data)		Rank
Total interest income	$17,970,000	1,210
Total interest expense	$5,504,000	853
Net interest income	$12,466,000	1,337
Provision for loan and lease losses	$0	6,393
Total noninterest income	$988,000	2,643
Gross Fiduciary activities income	$616,000	434
Service charges on deposit accounts	$86,000	5,354
Trading account gains and fees	$0	145
Additional Noninterest Income	$286,000	3,527
Total noninterest expense	$7,716,000	1,866
Salaries and employee benefits	$4,178,000	1,743
Premises and equipment expense	$811,000	2,268
Additional noninterest expense	$2,727,000	1,862
Pre-tax net operating income	$5,738,000	809
Securities gains (losses)	$-1,000	6,834
Applicable income taxes	$1,917,000	645
Income before extraordinary items	$3,820,000	1,015
Extraordinary gains, net	$0	21
Net income	$3,820,000	1,014
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,820,000	1,015
Net charge-offs	$60,000	4,847
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,820,670	963
2011-06-30 (YTD Data)		Rank
Total interest income	$12,055,000	1,208
Total interest expense	$3,670,000	887
Net interest income	$8,385,000	1,324
Provision for loan and lease losses	$0	6,217
Total noninterest income	$643,000	2,691
Gross Fiduciary activities income	$403,000	447
Service charges on deposit accounts	$57,000	5,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$183,000	3,646
Total noninterest expense	$5,068,000	1,904
Salaries and employee benefits	$2,769,000	1,770
Premises and equipment expense	$513,000	2,400
Additional noninterest expense	$1,786,000	1,910
Pre-tax net operating income	$3,960,000	780
Securities gains (losses)	$-2,000	6,931
Applicable income taxes	$1,320,000	605
Income before extraordinary items	$2,638,000	936
Extraordinary gains, net	$0	15
Net income	$2,638,000	934
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,638,000	936
Net charge-offs	$10,000	5,333
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,639,340	907
2011-03-31 (YTD Data)		Rank
Total interest income	$6,047,000	1,211
Total interest expense	$1,855,000	920
Net interest income	$4,192,000	1,332
Provision for loan and lease losses	$0	5,840
Total noninterest income	$323,000	2,705
Gross Fiduciary activities income	$201,000	451
Service charges on deposit accounts	$27,000	5,395
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,654
Total noninterest expense	$2,583,000	1,892
Salaries and employee benefits	$1,380,000	1,794
Premises and equipment expense	$264,000	2,376
Additional noninterest expense	$939,000	1,803
Pre-tax net operating income	$1,932,000	789
Securities gains (losses)	$6,000	1,415
Applicable income taxes	$648,000	599
Income before extraordinary items	$1,290,000	938
Extraordinary gains, net	$0	9
Net income	$1,290,000	938
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,290,000	938
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,285,980	920
2010-12-31 (YTD Data)		Rank
Total interest income	$27,736,000	1,119
Total interest expense	$10,028,000	813
Net interest income	$17,708,000	1,275
Provision for loan and lease losses	$240,000	5,139
Total noninterest income	$1,285,000	2,786
Gross Fiduciary activities income	$821,000	437
Service charges on deposit accounts	$127,000	5,184
Trading account gains and fees	$0	175
Additional Noninterest Income	$337,000	3,786
Total noninterest expense	$9,955,000	1,958
Salaries and employee benefits	$5,270,000	1,842
Premises and equipment expense	$1,012,000	2,456
Additional noninterest expense	$3,673,000	1,936
Pre-tax net operating income	$8,798,000	612
Securities gains (losses)	$-2,000	6,921
Applicable income taxes	$2,905,000	555
Income before extraordinary items	$5,891,000	754
Extraordinary gains, net	$0	29
Net income	$5,891,000	754
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,891,000	755
Net charge-offs	$126,000	5,222
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,892,340	720
2010-09-30 (YTD Data)		Rank
Total interest income	$21,306,000	1,100
Total interest expense	$7,870,000	804
Net interest income	$13,436,000	1,266
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$931,000	2,868
Gross Fiduciary activities income	$588,000	448
Service charges on deposit accounts	$95,000	5,253
Trading account gains and fees	$0	165
Additional Noninterest Income	$248,000	3,852
Total noninterest expense	$7,349,000	1,976
Salaries and employee benefits	$3,909,000	1,860
Premises and equipment expense	$719,000	2,602
Additional noninterest expense	$2,721,000	1,911
Pre-tax net operating income	$6,838,000	619
Securities gains (losses)	$-2,000	7,110
Applicable income taxes	$2,276,000	534
Income before extraordinary items	$4,560,000	762
Extraordinary gains, net	$0	23
Net income	$4,560,000	759
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,560,000	762
Net charge-offs	$100,000	4,897
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,561,340	724
2010-06-30 (YTD Data)		Rank
Total interest income	$14,537,000	1,092
Total interest expense	$5,507,000	791
Net interest income	$9,030,000	1,265
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$599,000	2,870
Gross Fiduciary activities income	$382,000	461
Service charges on deposit accounts	$64,000	5,249
Trading account gains and fees	$0	152
Additional Noninterest Income	$153,000	3,948
Total noninterest expense	$4,771,000	2,039
Salaries and employee benefits	$2,520,000	1,931
Premises and equipment expense	$466,000	2,671
Additional noninterest expense	$1,785,000	1,936
Pre-tax net operating income	$4,738,000	583
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$1,471,000	506
Income before extraordinary items	$3,266,000	689
Extraordinary gains, net	$0	19
Net income	$3,266,000	688
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,266,000	689
Net charge-offs	$100,000	4,255
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,266,690	667
2010-03-31 (YTD Data)		Rank
Total interest income	$7,421,000	1,081
Total interest expense	$2,895,000	792
Net interest income	$4,526,000	1,270
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$291,000	2,923
Gross Fiduciary activities income	$191,000	468
Service charges on deposit accounts	$33,000	5,208
Trading account gains and fees	$0	175
Additional Noninterest Income	$67,000	4,201
Total noninterest expense	$2,375,000	2,062
Salaries and employee benefits	$1,224,000	2,019
Premises and equipment expense	$251,000	2,592
Additional noninterest expense	$900,000	1,898
Pre-tax net operating income	$2,382,000	570
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$744,000	482
Income before extraordinary items	$1,639,000	680
Extraordinary gains, net	$0	16
Net income	$1,639,000	681
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,639,000	684
Net charge-offs	$100,000	3,104
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,638,310	654
2009-12-31 (YTD Data)		Rank
Total interest income	$32,099,000	1,064
Total interest expense	$15,386,000	748
Net interest income	$16,713,000	1,329
Provision for loan and lease losses	$50,000	6,827
Total noninterest income	$1,146,000	3,070
Gross Fiduciary activities income	$730,000	464
Service charges on deposit accounts	$151,000	5,151
Trading account gains and fees	$0	211
Additional Noninterest Income	$265,000	4,178
Total noninterest expense	$9,819,000	2,061
Salaries and employee benefits	$5,056,000	1,950
Premises and equipment expense	$975,000	2,632
Additional noninterest expense	$3,788,000	1,935
Pre-tax net operating income	$7,990,000	538
Securities gains (losses)	$-84,000	7,258
Applicable income taxes	$2,676,000	442
Income before extraordinary items	$5,230,000	649
Extraordinary gains, net	$0	34
Net income	$5,230,000	648
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,230,000	650
Net charge-offs	$153,000	5,311
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,285,440	643
2009-09-30 (YTD Data)		Rank
Total interest income	$24,437,000	1,066
Total interest expense	$12,019,000	765
Net interest income	$12,418,000	1,341
Provision for loan and lease losses	$0	7,284
Total noninterest income	$888,000	3,059
Gross Fiduciary activities income	$548,000	457
Service charges on deposit accounts	$111,000	5,220
Trading account gains and fees	$0	212
Additional Noninterest Income	$229,000	4,056
Total noninterest expense	$7,335,000	2,053
Salaries and employee benefits	$3,727,000	1,995
Premises and equipment expense	$704,000	2,753
Additional noninterest expense	$2,904,000	1,844
Pre-tax net operating income	$5,971,000	575
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,074,000	450
Income before extraordinary items	$3,897,000	693
Extraordinary gains, net	$0	27
Net income	$3,897,000	693
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,897,000	695
Net charge-offs	$153,000	4,583
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,897,000	692
2009-06-30 (YTD Data)		Rank
Total interest income	$16,527,000	1,072
Total interest expense	$8,147,000	792
Net interest income	$8,380,000	1,327
Provision for loan and lease losses	$0	7,158
Total noninterest income	$586,000	3,091
Gross Fiduciary activities income	$365,000	460
Service charges on deposit accounts	$70,000	5,297
Trading account gains and fees	$0	193
Additional Noninterest Income	$151,000	4,106
Total noninterest expense	$4,981,000	2,039
Salaries and employee benefits	$2,462,000	2,046
Premises and equipment expense	$476,000	2,762
Additional noninterest expense	$2,043,000	1,782
Pre-tax net operating income	$3,985,000	563
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,400,000	446
Income before extraordinary items	$2,585,000	712
Extraordinary gains, net	$0	21
Net income	$2,585,000	710
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,585,000	713
Net charge-offs	$153,000	3,753
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,585,000	691
2009-03-31 (YTD Data)		Rank
Total interest income	$8,306,000	1,072
Total interest expense	$4,076,000	823
Net interest income	$4,230,000	1,309
Provision for loan and lease losses	$0	6,744
Total noninterest income	$293,000	3,068
Gross Fiduciary activities income	$182,000	466
Service charges on deposit accounts	$35,000	5,255
Trading account gains and fees	$0	171
Additional Noninterest Income	$76,000	4,106
Total noninterest expense	$2,356,000	2,102
Salaries and employee benefits	$1,211,000	2,104
Premises and equipment expense	$261,000	2,592
Additional noninterest expense	$884,000	1,822
Pre-tax net operating income	$2,167,000	551
Securities gains (losses)	$0	2,434
Applicable income taxes	$737,000	448
Income before extraordinary items	$1,430,000	725
Extraordinary gains, net	$0	15
Net income	$1,430,000	724
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,430,000	727
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,430,000	676
2008-12-31 (YTD Data)		Rank
Total interest income	$34,501,000	1,108
Total interest expense	$19,171,000	830
Net interest income	$15,330,000	1,455
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,179,000	3,075
Gross Fiduciary activities income	$736,000	482
Service charges on deposit accounts	$154,000	5,270
Trading account gains and fees	$0	154
Additional Noninterest Income	$289,000	4,171
Total noninterest expense	$8,586,000	2,223
Salaries and employee benefits	$4,707,000	2,157
Premises and equipment expense	$1,071,000	2,470
Additional noninterest expense	$2,808,000	2,126
Pre-tax net operating income	$7,923,000	705
Securities gains (losses)	$0	3,220
Applicable income taxes	$2,694,000	509
Income before extraordinary items	$5,229,000	778
Extraordinary gains, net	$0	39
Net income	$5,229,000	778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	5,054
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$5,229,000	833
2008-09-30 (YTD Data)		Rank
Total interest income	$25,983,000	1,129
Total interest expense	$14,755,000	839
Net interest income	$11,228,000	1,509
Provision for loan and lease losses	$0	6,991
Total noninterest income	$857,000	3,203
Gross Fiduciary activities income	$533,000	494
Service charges on deposit accounts	$112,000	5,359
Trading account gains and fees	$0	148
Additional Noninterest Income	$212,000	4,307
Total noninterest expense	$6,355,000	2,251
Salaries and employee benefits	$3,504,000	2,201
Premises and equipment expense	$764,000	2,598
Additional noninterest expense	$2,087,000	2,074
Pre-tax net operating income	$5,730,000	888
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,948,000	667
Income before extraordinary items	$3,782,000	972
Extraordinary gains, net	$0	31
Net income	$3,782,000	971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,782,000	1,029
2008-06-30 (YTD Data)		Rank
Total interest income	$17,410,000	1,135
Total interest expense	$10,137,000	838
Net interest income	$7,273,000	1,540
Provision for loan and lease losses	$0	6,671
Total noninterest income	$569,000	3,239
Gross Fiduciary activities income	$355,000	506
Service charges on deposit accounts	$72,000	5,440
Trading account gains and fees	$0	149
Additional Noninterest Income	$142,000	4,401
Total noninterest expense	$4,215,000	2,259
Salaries and employee benefits	$2,321,000	2,240
Premises and equipment expense	$508,000	2,603
Additional noninterest expense	$1,386,000	2,057
Pre-tax net operating income	$3,627,000	984
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,233,000	786
Income before extraordinary items	$2,394,000	1,145
Extraordinary gains, net	$0	21
Net income	$2,394,000	1,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,394,000	1,130
2008-03-31 (YTD Data)		Rank
Total interest income	$8,809,000	1,152
Total interest expense	$5,200,000	881
Net interest income	$3,609,000	1,543
Provision for loan and lease losses	$0	6,080
Total noninterest income	$288,000	3,213
Gross Fiduciary activities income	$177,000	510
Service charges on deposit accounts	$37,000	5,370
Trading account gains and fees	$0	158
Additional Noninterest Income	$74,000	4,349
Total noninterest expense	$2,108,000	2,265
Salaries and employee benefits	$1,159,000	2,268
Premises and equipment expense	$250,000	2,667
Additional noninterest expense	$699,000	2,014
Pre-tax net operating income	$1,789,000	1,067
Securities gains (losses)	$0	2,688
Applicable income taxes	$608,000	861
Income before extraordinary items	$1,181,000	1,277
Extraordinary gains, net	$0	15
Net income	$1,181,000	1,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,181,000	1,236
2007-12-31 (YTD Data)		Rank
Total interest income	$35,145,000	1,201
Total interest expense	$21,334,000	932
Net interest income	$13,811,000	1,635
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,073,000	3,392
Gross Fiduciary activities income	$699,000	510
Service charges on deposit accounts	$141,000	5,524
Trading account gains and fees	$0	178
Additional Noninterest Income	$233,000	4,741
Total noninterest expense	$8,010,000	2,290
Salaries and employee benefits	$4,385,000	2,296
Premises and equipment expense	$1,107,000	2,343
Additional noninterest expense	$2,518,000	2,170
Pre-tax net operating income	$6,874,000	1,239
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,097,000	1,089
Income before extraordinary items	$4,777,000	1,346
Extraordinary gains, net	$0	39
Net income	$4,777,000	1,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,071
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,777,000	1,333
2007-09-30 (YTD Data)		Rank
Total interest income	$26,212,000	1,211
Total interest expense	$15,948,000	930
Net interest income	$10,264,000	1,657
Provision for loan and lease losses	$0	6,528
Total noninterest income	$776,000	3,461
Gross Fiduciary activities income	$502,000	526
Service charges on deposit accounts	$103,000	5,584
Trading account gains and fees	$0	184
Additional Noninterest Income	$171,000	4,803
Total noninterest expense	$5,990,000	2,266
Salaries and employee benefits	$3,278,000	2,291
Premises and equipment expense	$825,000	2,338
Additional noninterest expense	$1,887,000	2,115
Pre-tax net operating income	$5,050,000	1,352
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,537,000	1,203
Income before extraordinary items	$3,513,000	1,450
Extraordinary gains, net	$0	33
Net income	$3,513,000	1,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,513,000	1,442
2007-06-30 (YTD Data)		Rank
Total interest income	$17,334,000	1,234
Total interest expense	$10,511,000	948
Net interest income	$6,823,000	1,684
Provision for loan and lease losses	$0	6,209
Total noninterest income	$504,000	3,540
Gross Fiduciary activities income	$322,000	540
Service charges on deposit accounts	$69,000	5,607
Trading account gains and fees	$0	168
Additional Noninterest Income	$113,000	4,881
Total noninterest expense	$4,017,000	2,267
Salaries and employee benefits	$2,185,000	2,331
Premises and equipment expense	$569,000	2,267
Additional noninterest expense	$1,263,000	2,122
Pre-tax net operating income	$3,310,000	1,418
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,005,000	1,265
Income before extraordinary items	$2,305,000	1,516
Extraordinary gains, net	$0	29
Net income	$2,305,000	1,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,305,000	1,499
2007-03-31 (YTD Data)		Rank
Total interest income	$8,467,000	1,250
Total interest expense	$5,083,000	967
Net interest income	$3,384,000	1,702
Provision for loan and lease losses	$0	5,779
Total noninterest income	$254,000	3,486
Gross Fiduciary activities income	$161,000	545
Service charges on deposit accounts	$36,000	5,497
Trading account gains and fees	$0	195
Additional Noninterest Income	$57,000	4,859
Total noninterest expense	$2,082,000	2,227
Salaries and employee benefits	$1,105,000	2,324
Premises and equipment expense	$324,000	2,017
Additional noninterest expense	$653,000	2,008
Pre-tax net operating income	$1,556,000	1,488
Securities gains (losses)	$0	1,187
Applicable income taxes	$469,000	1,344
Income before extraordinary items	$1,087,000	1,591
Extraordinary gains, net	$0	22
Net income	$1,087,000	1,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,087,000	1,577
2006-12-31 (YTD Data)		Rank
Total interest income	$30,966,000	1,273
Total interest expense	$16,309,000	1,018
Net interest income	$14,657,000	1,566
Provision for loan and lease losses	$0	6,850
Total noninterest income	$998,000	3,551
Gross Fiduciary activities income	$630,000	535
Service charges on deposit accounts	$154,000	5,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$214,000	4,989
Total noninterest expense	$7,514,000	2,357
Salaries and employee benefits	$4,285,000	2,289
Premises and equipment expense	$986,000	2,505
Additional noninterest expense	$2,243,000	2,311
Pre-tax net operating income	$8,141,000	1,212
Securities gains (losses)	$-14,000	7,418
Applicable income taxes	$2,763,000	1,014
Income before extraordinary items	$5,364,000	1,360
Extraordinary gains, net	$0	51
Net income	$5,364,000	1,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,373,240	1,349
2006-09-30 (YTD Data)		Rank
Total interest income	$22,854,000	1,291
Total interest expense	$11,424,000	1,070
Net interest income	$11,430,000	1,516
Provision for loan and lease losses	$0	6,685
Total noninterest income	$742,000	3,581
Gross Fiduciary activities income	$464,000	536
Service charges on deposit accounts	$116,000	5,535
Trading account gains and fees	$0	126
Additional Noninterest Income	$162,000	4,975
Total noninterest expense	$5,585,000	2,378
Salaries and employee benefits	$3,201,000	2,296
Premises and equipment expense	$709,000	2,604
Additional noninterest expense	$1,675,000	2,310
Pre-tax net operating income	$6,587,000	1,160
Securities gains (losses)	$-14,000	7,714
Applicable income taxes	$2,235,000	1,000
Income before extraordinary items	$4,338,000	1,304
Extraordinary gains, net	$0	45
Net income	$4,338,000	1,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,347,240	1,286
2006-06-30 (YTD Data)		Rank
Total interest income	$14,867,000	1,298
Total interest expense	$7,217,000	1,070
Net interest income	$7,650,000	1,507
Provision for loan and lease losses	$0	6,419
Total noninterest income	$488,000	3,590
Gross Fiduciary activities income	$309,000	541
Service charges on deposit accounts	$74,000	5,610
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,032
Total noninterest expense	$3,721,000	2,373
Salaries and employee benefits	$2,124,000	2,309
Premises and equipment expense	$480,000	2,567
Additional noninterest expense	$1,117,000	2,321
Pre-tax net operating income	$4,417,000	1,150
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,502,000	992
Income before extraordinary items	$2,915,000	1,287
Extraordinary gains, net	$0	39
Net income	$2,915,000	1,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,915,000	1,272
2006-03-31 (YTD Data)		Rank
Total interest income	$7,282,000	1,303
Total interest expense	$3,434,000	1,058
Net interest income	$3,848,000	1,492
Provision for loan and lease losses	$0	6,013
Total noninterest income	$243,000	3,545
Gross Fiduciary activities income	$154,000	552
Service charges on deposit accounts	$36,000	5,597
Trading account gains and fees	$0	115
Additional Noninterest Income	$53,000	5,003
Total noninterest expense	$1,860,000	2,380
Salaries and employee benefits	$1,061,000	2,324
Premises and equipment expense	$249,000	2,477
Additional noninterest expense	$550,000	2,333
Pre-tax net operating income	$2,231,000	1,105
Securities gains (losses)	$0	955
Applicable income taxes	$759,000	975
Income before extraordinary items	$1,472,000	1,258
Extraordinary gains, net	$0	21
Net income	$1,472,000	1,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,472,000	1,238
2005-12-31 (YTD Data)		Rank
Total interest income	$26,728,000	1,256
Total interest expense	$11,776,000	948
Net interest income	$14,952,000	1,464
Provision for loan and lease losses	$0	7,120
Total noninterest income	$968,000	3,639
Gross Fiduciary activities income	$598,000	537
Service charges on deposit accounts	$166,000	5,427
Trading account gains and fees	$0	138
Additional Noninterest Income	$204,000	5,120
Total noninterest expense	$7,162,000	2,337
Salaries and employee benefits	$4,100,000	2,236
Premises and equipment expense	$937,000	2,507
Additional noninterest expense	$2,125,000	2,353
Pre-tax net operating income	$8,758,000	1,108
Securities gains (losses)	$0	2,296
Applicable income taxes	$3,313,000	893
Income before extraordinary items	$5,445,000	1,311
Extraordinary gains, net	$0	46
Net income	$5,445,000	1,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,445,000	1,292
2005-09-30 (YTD Data)		Rank
Total interest income	$19,676,000	1,233
Total interest expense	$7,583,000	1,042
Net interest income	$12,093,000	1,342
Provision for loan and lease losses	$0	6,899
Total noninterest income	$721,000	3,672
Gross Fiduciary activities income	$442,000	536
Service charges on deposit accounts	$125,000	5,441
Trading account gains and fees	$0	126
Additional Noninterest Income	$154,000	5,143
Total noninterest expense	$5,356,000	2,311
Salaries and employee benefits	$3,074,000	2,214
Premises and equipment expense	$696,000	2,523
Additional noninterest expense	$1,586,000	2,323
Pre-tax net operating income	$7,458,000	988
Securities gains (losses)	$0	2,317
Applicable income taxes	$3,011,000	775
Income before extraordinary items	$4,447,000	1,223
Extraordinary gains, net	$0	35
Net income	$4,447,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,447,000	1,192
2005-06-30 (YTD Data)		Rank
Total interest income	$12,927,000	1,212
Total interest expense	$4,855,000	1,023
Net interest income	$8,072,000	1,329
Provision for loan and lease losses	$0	6,626
Total noninterest income	$476,000	3,637
Gross Fiduciary activities income	$295,000	542
Service charges on deposit accounts	$81,000	5,458
Trading account gains and fees	$0	116
Additional Noninterest Income	$100,000	5,187
Total noninterest expense	$3,554,000	2,317
Salaries and employee benefits	$2,045,000	2,213
Premises and equipment expense	$456,000	2,543
Additional noninterest expense	$1,053,000	2,313
Pre-tax net operating income	$4,994,000	955
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,036,000	749
Income before extraordinary items	$2,958,000	1,185
Extraordinary gains, net	$0	30
Net income	$2,958,000	1,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,958,000	1,165
2005-03-31 (YTD Data)		Rank
Total interest income	$6,340,000	1,201
Total interest expense	$2,282,000	1,027
Net interest income	$4,058,000	1,318
Provision for loan and lease losses	$0	6,226
Total noninterest income	$242,000	3,540
Gross Fiduciary activities income	$148,000	545
Service charges on deposit accounts	$40,000	5,458
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	5,007
Total noninterest expense	$1,766,000	2,343
Salaries and employee benefits	$1,021,000	2,228
Premises and equipment expense	$209,000	2,768
Additional noninterest expense	$536,000	2,274
Pre-tax net operating income	$2,534,000	925
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,033,000	749
Income before extraordinary items	$1,501,000	1,154
Extraordinary gains, net	$0	24
Net income	$1,501,000	1,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,501,000	1,130
2004-12-31 (YTD Data)		Rank
Total interest income	$23,844,000	1,184
Total interest expense	$8,522,000	957
Net interest income	$15,322,000	1,323
Provision for loan and lease losses	$0	7,314
Total noninterest income	$840,000	3,928
Gross Fiduciary activities income	$469,000	593
Service charges on deposit accounts	$168,000	5,579
Trading account gains and fees	$0	138
Additional Noninterest Income	$203,000	5,085
Total noninterest expense	$6,815,000	2,346
Salaries and employee benefits	$4,038,000	2,146
Premises and equipment expense	$802,000	2,782
Additional noninterest expense	$1,975,000	2,451
Pre-tax net operating income	$9,347,000	938
Securities gains (losses)	$0	3,819
Applicable income taxes	$3,811,000	743
Income before extraordinary items	$5,536,000	1,182
Extraordinary gains, net	$0	34
Net income	$5,536,000	1,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,559
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,536,000	1,147
2004-09-30 (YTD Data)		Rank
Total interest income	$17,617,000	1,181
Total interest expense	$6,338,000	945
Net interest income	$11,279,000	1,331
Provision for loan and lease losses	$0	7,100
Total noninterest income	$623,000	3,984
Gross Fiduciary activities income	$345,000	596
Service charges on deposit accounts	$126,000	5,623
Trading account gains and fees	$0	134
Additional Noninterest Income	$152,000	5,098
Total noninterest expense	$5,151,000	2,314
Salaries and employee benefits	$3,074,000	2,119
Premises and equipment expense	$588,000	2,830
Additional noninterest expense	$1,489,000	2,407
Pre-tax net operating income	$6,751,000	978
Securities gains (losses)	$0	3,710
Applicable income taxes	$2,753,000	782
Income before extraordinary items	$3,998,000	1,230
Extraordinary gains, net	$0	26
Net income	$3,998,000	1,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,998,000	1,198
2004-06-30 (YTD Data)		Rank
Total interest income	$11,658,000	1,179
Total interest expense	$4,207,000	936
Net interest income	$7,451,000	1,332
Provision for loan and lease losses	$0	6,885
Total noninterest income	$415,000	4,011
Gross Fiduciary activities income	$230,000	597
Service charges on deposit accounts	$84,000	5,624
Trading account gains and fees	$0	130
Additional Noninterest Income	$101,000	5,138
Total noninterest expense	$3,397,000	2,332
Salaries and employee benefits	$2,000,000	2,171
Premises and equipment expense	$405,000	2,758
Additional noninterest expense	$992,000	2,400
Pre-tax net operating income	$4,469,000	976
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,822,000	777
Income before extraordinary items	$2,647,000	1,230
Extraordinary gains, net	$0	21
Net income	$2,647,000	1,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,647,000	1,188
2004-03-31 (YTD Data)		Rank
Total interest income	$5,836,000	1,188
Total interest expense	$2,090,000	962
Net interest income	$3,746,000	1,326
Provision for loan and lease losses	$0	6,501
Total noninterest income	$203,000	4,031
Gross Fiduciary activities income	$115,000	610
Service charges on deposit accounts	$39,000	5,736
Trading account gains and fees	$0	121
Additional Noninterest Income	$49,000	5,162
Total noninterest expense	$1,722,000	2,311
Salaries and employee benefits	$998,000	2,199
Premises and equipment expense	$203,000	2,778
Additional noninterest expense	$521,000	2,273
Pre-tax net operating income	$2,227,000	969
Securities gains (losses)	$0	2,934
Applicable income taxes	$908,000	791
Income before extraordinary items	$1,319,000	1,234
Extraordinary gains, net	$0	16
Net income	$1,319,000	1,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,319,000	1,166
2003-12-31 (YTD Data)		Rank
Total interest income	$27,813,000	1,009
Total interest expense	$10,451,000	847
Net interest income	$17,362,000	1,112
Provision for loan and lease losses	$0	7,651
Total noninterest income	$643,000	4,784
Gross Fiduciary activities income	$361,000	656
Service charges on deposit accounts	$101,000	6,541
Trading account gains and fees	$0	160
Additional Noninterest Income	$181,000	5,496
Total noninterest expense	$6,515,000	2,410
Salaries and employee benefits	$3,789,000	2,248
Premises and equipment expense	$851,000	2,605
Additional noninterest expense	$1,875,000	2,546
Pre-tax net operating income	$11,490,000	760
Securities gains (losses)	$0	4,500
Applicable income taxes	$4,642,000	657
Income before extraordinary items	$6,848,000	941
Extraordinary gains, net	$0	54
Net income	$6,848,000	943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,848,000	883
2003-09-30 (YTD Data)		Rank
Total interest income	$21,601,000	997
Total interest expense	$8,294,000	840
Net interest income	$13,307,000	1,099
Provision for loan and lease losses	$0	7,481
Total noninterest income	$460,000	4,961
Gross Fiduciary activities income	$259,000	675
Service charges on deposit accounts	$65,000	6,831
Trading account gains and fees	$0	153
Additional Noninterest Income	$136,000	5,527
Total noninterest expense	$4,817,000	2,451
Salaries and employee benefits	$2,822,000	2,252
Premises and equipment expense	$616,000	2,712
Additional noninterest expense	$1,379,000	2,572
Pre-tax net operating income	$8,950,000	756
Securities gains (losses)	$0	4,204
Applicable income taxes	$3,616,000	667
Income before extraordinary items	$5,334,000	947
Extraordinary gains, net	$0	40
Net income	$5,334,000	947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,334,000	879
2003-06-30 (YTD Data)		Rank
Total interest income	$14,976,000	970
Total interest expense	$5,984,000	803
Net interest income	$8,992,000	1,085
Provision for loan and lease losses	$0	7,324
Total noninterest income	$322,000	4,802
Gross Fiduciary activities income	$192,000	647
Service charges on deposit accounts	$41,000	6,904
Trading account gains and fees	$0	150
Additional Noninterest Income	$89,000	5,537
Total noninterest expense	$3,197,000	2,459
Salaries and employee benefits	$1,859,000	2,276
Premises and equipment expense	$413,000	2,695
Additional noninterest expense	$925,000	2,548
Pre-tax net operating income	$6,117,000	738
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,471,000	655
Income before extraordinary items	$3,646,000	927
Extraordinary gains, net	$0	30
Net income	$3,646,000	929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,646,000	859
2003-03-31 (YTD Data)		Rank
Total interest income	$7,701,000	953
Total interest expense	$3,094,000	790
Net interest income	$4,607,000	1,055
Provision for loan and lease losses	$0	6,934
Total noninterest income	$157,000	4,778
Gross Fiduciary activities income	$96,000	658
Service charges on deposit accounts	$19,000	6,970
Trading account gains and fees	$0	134
Additional Noninterest Income	$42,000	5,598
Total noninterest expense	$1,643,000	2,366
Salaries and employee benefits	$941,000	2,239
Premises and equipment expense	$213,000	2,615
Additional noninterest expense	$489,000	2,385
Pre-tax net operating income	$3,121,000	732
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,261,000	649
Income before extraordinary items	$1,860,000	911
Extraordinary gains, net	$0	21
Net income	$1,860,000	910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,860,000	841
2002-12-31 (YTD Data)		Rank
Total interest income	$32,158,000	946
Total interest expense	$16,671,000	681
Net interest income	$15,487,000	1,240
Provision for loan and lease losses	$38,000	6,985
Total noninterest income	$582,000	4,810
Gross Fiduciary activities income	$346,000	673
Service charges on deposit accounts	$69,000	7,157
Trading account gains and fees	$0	153
Additional Noninterest Income	$167,000	5,371
Total noninterest expense	$6,078,000	2,427
Salaries and employee benefits	$3,424,000	2,332
Premises and equipment expense	$847,000	2,549
Additional noninterest expense	$1,807,000	2,538
Pre-tax net operating income	$9,953,000	876
Securities gains (losses)	$0	4,537
Applicable income taxes	$3,852,000	751
Income before extraordinary items	$6,101,000	1,029
Extraordinary gains, net	$0	70
Net income	$6,101,000	1,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,101,000	987
2001-12-31 (YTD Data)		Rank
Total interest income	$35,297,000	961
Total interest expense	$21,179,000	772
Net interest income	$14,118,000	1,258
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$576,000	4,689
Gross Fiduciary activities income	$381,000	669
Service charges on deposit accounts	$62,000	7,358
Trading account gains and fees	$0	177
Additional Noninterest Income	$133,000	5,774
Total noninterest expense	$5,575,000	2,537
Salaries and employee benefits	$3,108,000	2,418
Premises and equipment expense	$697,000	2,951
Additional noninterest expense	$1,770,000	2,508
Pre-tax net operating income	$9,029,000	845
Securities gains (losses)	$0	4,612
Applicable income taxes	$3,517,000	734
Income before extraordinary items	$5,512,000	999
Extraordinary gains, net	$0	105
Net income	$5,512,000	1,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	9,161
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,512,000	956
2000-12-31 (YTD Data)		Rank
Total interest income	$36,629,000	969
Total interest expense	$22,872,000	796
Net interest income	$13,757,000	1,269
Provision for loan and lease losses	$50,000	6,512
Total noninterest income	$508,000	4,884
Gross Fiduciary activities income	$368,000	679
Service charges on deposit accounts	$45,000	7,748
Trading account gains and fees	$0	180
Additional Noninterest Income	$95,000	6,548
Total noninterest expense	$5,130,000	2,651
Salaries and employee benefits	$2,939,000	2,439
Premises and equipment expense	$687,000	2,915
Additional noninterest expense	$1,504,000	2,813
Pre-tax net operating income	$9,085,000	846
Securities gains (losses)	$-17,000	8,651
Applicable income taxes	$3,566,000	710
Income before extraordinary items	$5,502,000	976
Extraordinary gains, net	$0	38
Net income	$5,502,000	976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,877
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,512,880	967
1999-12-31 (YTD Data)		Rank
Total interest income	$36,552,000	924
Total interest expense	$23,420,000	695
Net interest income	$13,132,000	1,325
Provision for loan and lease losses	$351,000	2,347
Total noninterest income	$470,000	5,146
Gross Fiduciary activities income	$306,000	767
Service charges on deposit accounts	$43,000	8,006
Trading account gains and fees	$0	173
Additional Noninterest Income	$121,000	6,153
Total noninterest expense	$4,808,000	2,812
Salaries and employee benefits	$2,749,000	2,563
Premises and equipment expense	$598,000	3,263
Additional noninterest expense	$1,461,000	2,928
Pre-tax net operating income	$8,443,000	951
Securities gains (losses)	$0	3,155
Applicable income taxes	$3,328,000	806
Income before extraordinary items	$5,115,000	1,075
Extraordinary gains, net	$0	35
Net income	$5,115,000	1,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,193
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,115,000	1,052
1998-12-31 (YTD Data)		Rank
Total interest income	$34,981,000	948
Total interest expense	$22,235,000	733
Net interest income	$12,746,000	1,332
Provision for loan and lease losses	$371,000	2,192
Total noninterest income	$393,000	5,675
Gross Fiduciary activities income	$278,000	799
Service charges on deposit accounts	$29,000	8,529
Trading account gains and fees	$0	224
Additional Noninterest Income	$86,000	6,994
Total noninterest expense	$4,581,000	2,826
Salaries and employee benefits	$2,607,000	2,594
Premises and equipment expense	$600,000	3,173
Additional noninterest expense	$1,374,000	2,996
Pre-tax net operating income	$8,187,000	952
Securities gains (losses)	$0	4,449
Applicable income taxes	$3,316,000	800
Income before extraordinary items	$4,871,000	1,112
Extraordinary gains, net	$0	32
Net income	$4,871,000	1,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,285
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$4,871,000	1,072
1997-12-31 (YTD Data)		Rank
Total interest income	$34,241,000	1,000
Total interest expense	$21,521,000	765
Net interest income	$12,720,000	1,365
Provision for loan and lease losses	$312,000	2,513
Total noninterest income	$268,000	7,019
Gross Fiduciary activities income	$186,000	910
Service charges on deposit accounts	$20,000	9,132
Trading account gains and fees	$0	239
Additional Noninterest Income	$62,000	7,946
Total noninterest expense	$4,140,000	3,087
Salaries and employee benefits	$2,403,000	2,753
Premises and equipment expense	$481,000	3,839
Additional noninterest expense	$1,256,000	3,219
Pre-tax net operating income	$8,536,000	955
Securities gains (losses)	$-3,000	9,416
Applicable income taxes	$3,514,000	816
Income before extraordinary items	$5,019,000	1,104
Extraordinary gains, net	$0	44
Net income	$5,019,000	1,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,443
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,020,920	1,074
1996-12-31 (YTD Data)		Rank
Total interest income	$31,803,000	1,091
Total interest expense	$20,792,000	820
Net interest income	$11,011,000	1,610
Provision for loan and lease losses	$371,000	2,203
Total noninterest income	$2,827,000	1,422
Gross Fiduciary activities income	$168,000	1,010
Service charges on deposit accounts	$23,000	9,517
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,636,000	960
Total noninterest expense	$3,795,000	3,499
Salaries and employee benefits	$2,288,000	2,925
Premises and equipment expense	$417,000	4,389
Additional noninterest expense	$1,090,000	4,088
Pre-tax net operating income	$9,672,000	810
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$3,796,000	732
Income before extraordinary items	$5,881,000	905
Extraordinary gains, net	$0	53
Net income	$5,881,000	906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,352
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$5,877,800	892
1995-12-31 (YTD Data)		Rank
Total interest income	$29,354,000	1,182
Total interest expense	$20,017,000	883
Net interest income	$9,337,000	1,920
Provision for loan and lease losses	$355,000	2,047
Total noninterest income	$273,000	7,397
Gross Fiduciary activities income	$148,000	1,069
Service charges on deposit accounts	$32,000	9,747
Trading account gains and fees	$0	522
Additional Noninterest Income	$93,000	7,460
Total noninterest expense	$3,907,000	3,406
Salaries and employee benefits	$2,123,000	3,123
Premises and equipment expense	$346,000	5,064
Additional noninterest expense	$1,438,000	3,196
Pre-tax net operating income	$5,348,000	1,419
Securities gains (losses)	$76,000	1,076
Applicable income taxes	$2,222,000	1,156
Income before extraordinary items	$3,202,000	1,593
Extraordinary gains, net	$0	65
Net income	$3,202,000	1,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,333
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,153,360	1,588
1994-12-31 (YTD Data)		Rank
Total interest income	$24,880,000	1,259
Total interest expense	$14,181,000	948
Net interest income	$10,699,000	1,691
Provision for loan and lease losses	$600,000	1,325
Total noninterest income	$174,000	9,218
Gross Fiduciary activities income	$79,000	1,223
Service charges on deposit accounts	$34,000	10,221
Trading account gains and fees	$0	475
Additional Noninterest Income	$61,000	9,058
Total noninterest expense	$3,889,000	3,514
Salaries and employee benefits	$2,241,000	2,957
Premises and equipment expense	$384,000	4,745
Additional noninterest expense	$1,264,000	3,870
Pre-tax net operating income	$6,384,000	1,177
Securities gains (losses)	$13,000	2,050
Applicable income taxes	$2,688,000	956
Income before extraordinary items	$3,709,000	1,351
Extraordinary gains, net	$0	249
Net income	$3,709,000	1,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,163
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$3,700,680	1,368
1993-12-31 (YTD Data)		Rank
Total interest income	$24,007,000	1,312
Total interest expense	$13,865,000	980
Net interest income	$10,142,000	1,776
Provision for loan and lease losses	$720,000	1,621
Total noninterest income	$196,000	9,304
Gross Fiduciary activities income	$87,000	1,238
Service charges on deposit accounts	$31,000	10,719
Trading account gains and fees	$0	532
Additional Noninterest Income	$78,000	8,723
Total noninterest expense	$4,106,000	3,405
Salaries and employee benefits	$2,049,000	3,207
Premises and equipment expense	$351,000	5,221
Additional noninterest expense	$1,706,000	3,121
Pre-tax net operating income	$5,512,000	1,260
Securities gains (losses)	$1,993,000	321
Applicable income taxes	$3,093,000	836
Income before extraordinary items	$4,412,000	1,167
Extraordinary gains, net	$300,000	714
Net income	$4,712,000	1,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	3,218
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$3,136,480	1,531
1992-12-31 (YTD Data)		Rank
Total interest income	$26,315,000	1,390
Total interest expense	$15,823,000	1,135
Net interest income	$10,492,000	1,754
Provision for loan and lease losses	$720,000	2,319
Total noninterest income	$166,000	10,133
Gross Fiduciary activities income	$49,000	1,365
Service charges on deposit accounts	$31,000	11,039
Trading account gains and fees	$0	504
Additional Noninterest Income	$86,000	8,594
Total noninterest expense	$3,619,000	3,823
Salaries and employee benefits	$1,875,000	3,402
Premises and equipment expense	$305,000	5,903
Additional noninterest expense	$1,439,000	3,721
Pre-tax net operating income	$6,319,000	1,029
Securities gains (losses)	$1,235,000	558
Applicable income taxes	$3,270,000	716
Income before extraordinary items	$4,284,000	1,100
Extraordinary gains, net	$0	1,422
Net income	$4,284,000	1,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$3,493,600	1,231

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.