Home > The Texas National Bank of Waco > Assets and Liabilities
The Texas National Bank of Waco, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $213,354,000 | 2,182 |
| Cash and due from depository institutions | $13,478,000 | 2,105 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,535,000 | 2,832 |
| Federal funds sold & reverse repurchase agreements | $16,105,000 | 795 |
| Net loans & leases | $135,015,000 | 2,110 |
| Loan loss allowance | $1,247,000 | 2,890 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,010,000 | 2,589 |
| Other real estate owned | $19,000 | 2,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,192,000 | 2,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,354,000 | 2,182 |
| Total liabilities | $197,182,000 | 2,127 |
| Total deposits | $195,082,000 | 1,989 |
| Interest-bearing deposits | $141,239,000 | 2,358 |
| Deposits held in domestic offices | $195,082,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $1,300,000 | 236 |
| All other liabilities | $800,000 | 4,191 |
| Total equity capital | $16,172,000 | 2,770 |
| Total bank equity capital | $16,172,000 | 2,770 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $14,472,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,229,000 | 1,796 |
| Earning assets | $193,655,000 | 2,212 |
| Long-term assets (5+ years) | $10,863,000 | 4,019 |
| Average Assets, year-to-date | $207,280,000 | 2,177 |
| Average Assets, quarterly | $207,633,500 | 2,231 |
| Volatile liabilities | $22,612,000 | 2,646 |
| Insider loans | $6,444,000 | 659 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $17,294,000 | 159 |
| Unused loan commitments | $42,341,000 | 1,204 |
| Tier 1 (core) risk-based capital | $16,097,000 | 2,700 |
| Tier 2 risk-based capital | $1,507,000 | 2,032 |
| Total risk weighted assets | $135,548,900 | 2,080 |
| Total unused commitments | $42,341,000 | 1,209 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 92 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $213,863,000 | 2,206 |
| Cash and due from depository institutions | $12,414,000 | 2,097 |
| Interest-bearing balances | $196,000 | 4,352 |
| Securities | $50,605,000 | 2,487 |
| Federal funds sold & reverse repurchase agreements | $9,310,000 | 1,559 |
| Net loans & leases | $135,856,000 | 2,074 |
| Loan loss allowance | $610,000 | 5,232 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,340,000 | 3,213 |
| Other real estate owned | $35,000 | 2,097 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,303,000 | 2,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,863,000 | 2,206 |
| Total liabilities | $198,652,000 | 2,145 |
| Total deposits | $196,230,000 | 2,007 |
| Interest-bearing deposits | $142,920,000 | 2,380 |
| Deposits held in domestic offices | $196,230,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $1,300,000 | 248 |
| All other liabilities | $1,122,000 | 3,295 |
| Total equity capital | $15,211,000 | 2,940 |
| Total bank equity capital | $15,211,000 | 2,940 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $13,511,000 | 1,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,024,000 | 2,260 |
| Earning assets | $195,967,000 | 2,207 |
| Long-term assets (5+ years) | $9,521,000 | 4,155 |
| Average Assets, year-to-date | $198,260,000 | 2,278 |
| Average Assets, quarterly | $208,646,000 | 2,228 |
| Volatile liabilities | $23,583,000 | 2,306 |
| Insider loans | $6,876,000 | 634 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $16,205,000 | 175 |
| Unused loan commitments | $44,707,000 | 1,120 |
| Tier 1 (core) risk-based capital | $14,972,000 | 2,872 |
| Tier 2 risk-based capital | $1,130,000 | 2,615 |
| Total risk weighted assets | $134,995,900 | 2,058 |
| Total unused commitments | $44,707,000 | 1,126 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 96 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $187,164,000 | 2,455 |
| Cash and due from depository institutions | $9,143,000 | 2,096 |
| Interest-bearing balances | $196,000 | 4,606 |
| Securities | $36,888,000 | 3,561 |
| Federal funds sold & reverse repurchase agreements | $14,126,000 | 687 |
| Net loans & leases | $122,357,000 | 2,234 |
| Loan loss allowance | $630,000 | 5,205 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,504,000 | 2,952 |
| Other real estate owned | $59,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,087,000 | 3,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,164,000 | 2,455 |
| Total liabilities | $173,113,000 | 2,417 |
| Total deposits | $171,159,000 | 2,256 |
| Interest-bearing deposits | $121,947,000 | 2,709 |
| Deposits held in domestic offices | $171,159,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $1,300,000 | 259 |
| All other liabilities | $654,000 | 4,269 |
| Total equity capital | $14,051,000 | 2,895 |
| Total bank equity capital | $14,051,000 | 2,895 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $12,351,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $732,000 | 2,784 |
| Earning assets | $173,567,000 | 2,429 |
| Long-term assets (5+ years) | $20,425,000 | 2,499 |
| Average Assets, year-to-date | $178,617,800 | 2,487 |
| Average Assets, quarterly | $182,213,500 | 2,492 |
| Volatile liabilities | $17,331,000 | 2,856 |
| Insider loans | $7,504,000 | 584 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $47,949,000 | 1,016 |
| Tier 1 (core) risk-based capital | $14,347,000 | 2,869 |
| Tier 2 risk-based capital | $1,410,000 | 2,144 |
| Total risk weighted assets | $123,235,900 | 2,194 |
| Total unused commitments | $47,949,000 | 1,024 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 99 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $175,251,000 | 2,641 |
| Cash and due from depository institutions | $7,228,000 | 2,108 |
| Interest-bearing balances | $196,000 | 5,729 |
| Securities | $35,646,000 | 3,849 |
| Federal funds sold & reverse repurchase agreements | $14,750,000 | 891 |
| Net loans & leases | $113,273,000 | 2,334 |
| Loan loss allowance | $851,000 | 4,262 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,526,000 | 2,897 |
| Other real estate owned | $62,000 | 2,108 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,766,000 | 3,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,251,000 | 2,641 |
| Total liabilities | $162,403,000 | 2,589 |
| Total deposits | $160,579,000 | 2,474 |
| Interest-bearing deposits | $122,120,000 | 2,800 |
| Deposits held in domestic offices | $160,579,000 | 2,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,300,000 | 268 |
| All other liabilities | $524,000 | 5,162 |
| Total equity capital | $12,848,000 | 3,156 |
| Total bank equity capital | $12,848,000 | 3,156 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $11,148,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 4,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $387,000 | 4,800 |
| Earning assets | $163,865,000 | 2,589 |
| Long-term assets (5+ years) | $10,391,000 | 4,255 |
| Average Assets, year-to-date | $172,857,400 | 2,597 |
| Average Assets, quarterly | $176,008,000 | 2,597 |
| Volatile liabilities | $15,849,000 | 2,882 |
| Insider loans | $10,003,000 | 424 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $49,541,000 | 992 |
| Tier 1 (core) risk-based capital | $12,848,000 | 3,082 |
| Tier 2 risk-based capital | $1,891,000 | 1,660 |
| Total risk weighted assets | $118,768,400 | 2,240 |
| Total unused commitments | $49,541,000 | 1,017 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $170,604,000 | 2,778 |
| Cash and due from depository institutions | $8,247,000 | 2,552 |
| Interest-bearing balances | $974,000 | 3,933 |
| Securities | $41,387,000 | 3,311 |
| Federal funds sold & reverse repurchase agreements | $19,495,000 | 885 |
| Net loans & leases | $96,711,000 | 2,767 |
| Loan loss allowance | $1,143,000 | 3,337 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,192,000 | 3,312 |
| Other real estate owned | $709,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,863,000 | 3,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,604,000 | 2,778 |
| Total liabilities | $159,603,000 | 2,727 |
| Total deposits | $157,079,000 | 2,622 |
| Interest-bearing deposits | $122,097,000 | 2,936 |
| Deposits held in domestic offices | $157,079,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $686,000 | 2,881 |
| Subordinated debt | $1,300,000 | 289 |
| All other liabilities | $538,000 | 5,507 |
| Total equity capital | $11,001,000 | 3,506 |
| Total bank equity capital | $11,001,000 | 3,506 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $9,301,000 | 2,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 7,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $373,000 | 5,396 |
| Earning assets | $158,567,000 | 2,721 |
| Long-term assets (5+ years) | $7,145,000 | 5,369 |
| Average Assets, year-to-date | $159,074,800 | 2,890 |
| Average Assets, quarterly | $163,591,500 | 2,864 |
| Volatile liabilities | $15,038,000 | 2,963 |
| Insider loans | $8,000 | 8,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $59,357,000 | 845 |
| Tier 1 (core) risk-based capital | $11,001,000 | 3,454 |
| Tier 2 risk-based capital | $2,443,000 | 1,340 |
| Total risk weighted assets | $107,809,100 | 2,511 |
| Total unused commitments | $59,357,000 | 861 |
| Derivatives | $0 | 651 |