Home > The Terra Alta Bank > Income and Expense
The Terra Alta Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 5,596 |
| Total interest expense | $1,093,000 | 5,192 |
| Net interest income | $2,125,000 | 5,697 |
| Provision for loan and lease losses | $126,000 | 3,804 |
| Total noninterest income | $335,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,211 |
| Total noninterest expense | $1,359,000 | 6,374 |
| Salaries and employee benefits | $741,000 | 6,378 |
| Premises and equipment expense | $121,000 | 7,144 |
| Additional noninterest expense | $497,000 | 5,717 |
| Pre-tax net operating income | $975,000 | 4,829 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $343,000 | 3,560 |
| Income before extraordinary items | $632,000 | 5,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $632,000 | 5,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $445,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $632,000 | 5,294 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 5,573 |
| Total interest expense | $710,000 | 5,105 |
| Net interest income | $1,407,000 | 5,699 |
| Provision for loan and lease losses | $84,000 | 3,691 |
| Total noninterest income | $208,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $904,000 | 6,387 |
| Salaries and employee benefits | $492,000 | 6,398 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $332,000 | 5,699 |
| Pre-tax net operating income | $627,000 | 4,894 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $210,000 | 3,706 |
| Income before extraordinary items | $417,000 | 5,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $417,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $375,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $417,000 | 5,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 5,637 |
| Total interest expense | $346,000 | 5,087 |
| Net interest income | $686,000 | 5,796 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $450,000 | 6,428 |
| Salaries and employee benefits | $248,000 | 6,409 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $165,000 | 5,705 |
| Pre-tax net operating income | $295,000 | 5,036 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $84,000 | 4,050 |
| Income before extraordinary items | $211,000 | 5,287 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $211,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $211,000 | 5,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 5,542 |
| Total interest expense | $1,291,000 | 4,911 |
| Net interest income | $2,727,000 | 5,723 |
| Provision for loan and lease losses | $162,000 | 4,106 |
| Total noninterest income | $371,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $267,000 | 4,590 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $1,775,000 | 6,407 |
| Salaries and employee benefits | $977,000 | 6,350 |
| Premises and equipment expense | $139,000 | 7,453 |
| Additional noninterest expense | $659,000 | 5,720 |
| Pre-tax net operating income | $1,161,000 | 4,876 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $430,000 | 3,590 |
| Income before extraordinary items | $758,000 | 5,391 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $758,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,750 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $740,720 | 5,358 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 5,582 |
| Total interest expense | $949,000 | 4,926 |
| Net interest income | $2,023,000 | 5,760 |
| Provision for loan and lease losses | $122,000 | 3,958 |
| Total noninterest income | $292,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $212,000 | 4,482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $1,303,000 | 6,437 |
| Salaries and employee benefits | $706,000 | 6,434 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $492,000 | 5,686 |
| Pre-tax net operating income | $890,000 | 4,911 |
| Securities gains (losses) | $27,000 | 2,115 |
| Applicable income taxes | $325,000 | 3,656 |
| Income before extraordinary items | $592,000 | 5,400 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $592,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $574,450 | 5,405 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 5,613 |
| Total interest expense | $625,000 | 4,985 |
| Net interest income | $1,333,000 | 5,786 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $879,000 | 6,433 |
| Salaries and employee benefits | $471,000 | 6,488 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $334,000 | 5,640 |
| Pre-tax net operating income | $574,000 | 4,944 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $193,000 | 3,850 |
| Income before extraordinary items | $381,000 | 5,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $381,000 | 5,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 5,585 |
| Total interest expense | $312,000 | 5,048 |
| Net interest income | $684,000 | 5,712 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $436,000 | 6,504 |
| Salaries and employee benefits | $237,000 | 6,506 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $302,000 | 4,794 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $88,000 | 3,996 |
| Income before extraordinary items | $214,000 | 5,165 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $214,000 | 5,039 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 5,602 |
| Total interest expense | $1,384,000 | 5,130 |
| Net interest income | $2,667,000 | 5,682 |
| Provision for loan and lease losses | $114,000 | 5,128 |
| Total noninterest income | $392,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $103,000 | 6,482 |
| Total noninterest expense | $1,897,000 | 6,166 |
| Salaries and employee benefits | $1,087,000 | 5,975 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $668,000 | 5,643 |
| Pre-tax net operating income | $1,048,000 | 5,056 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $417,000 | 3,691 |
| Income before extraordinary items | $673,000 | 5,697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $673,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $646,120 | 5,612 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 5,667 |
| Total interest expense | $1,064,000 | 5,198 |
| Net interest income | $1,975,000 | 5,756 |
| Provision for loan and lease losses | $86,000 | 5,038 |
| Total noninterest income | $288,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $209,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $1,260,000 | 6,547 |
| Salaries and employee benefits | $670,000 | 6,608 |
| Premises and equipment expense | $107,000 | 7,515 |
| Additional noninterest expense | $483,000 | 5,747 |
| Pre-tax net operating income | $917,000 | 4,784 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $350,000 | 3,641 |
| Income before extraordinary items | $567,000 | 5,548 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $567,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,377 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $567,000 | 5,362 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 5,639 |
| Total interest expense | $728,000 | 5,218 |
| Net interest income | $1,334,000 | 5,699 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $187,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $132,000 | 4,608 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $821,000 | 6,626 |
| Salaries and employee benefits | $436,000 | 6,705 |
| Premises and equipment expense | $72,000 | 7,506 |
| Additional noninterest expense | $313,000 | 5,836 |
| Pre-tax net operating income | $643,000 | 4,651 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $245,000 | 3,585 |
| Income before extraordinary items | $398,000 | 5,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $398,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $398,000 | 5,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 5,647 |
| Total interest expense | $371,000 | 5,259 |
| Net interest income | $666,000 | 5,696 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $86,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $401,000 | 6,711 |
| Salaries and employee benefits | $206,000 | 6,888 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $322,000 | 4,610 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $203,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $203,000 | 5,104 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 5,561 |
| Total interest expense | $1,731,000 | 5,263 |
| Net interest income | $2,730,000 | 5,614 |
| Provision for loan and lease losses | $114,000 | 5,508 |
| Total noninterest income | $362,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $276,000 | 4,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $1,773,000 | 6,309 |
| Salaries and employee benefits | $982,000 | 6,212 |
| Premises and equipment expense | $134,000 | 7,665 |
| Additional noninterest expense | $657,000 | 5,620 |
| Pre-tax net operating income | $1,205,000 | 4,705 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $437,000 | 3,717 |
| Income before extraordinary items | $768,000 | 5,313 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $768,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $768,000 | 5,177 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,641 |
| Total interest expense | $2,550,000 | 5,336 |
| Net interest income | $2,408,000 | 5,844 |
| Provision for loan and lease losses | $99,000 | 5,644 |
| Total noninterest income | $376,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $297,000 | 4,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $1,654,000 | 6,443 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $645,000 | 5,576 |
| Pre-tax net operating income | $1,031,000 | 4,828 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $371,000 | 3,875 |
| Income before extraordinary items | $672,000 | 5,325 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $672,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,323 |
| Cash dividends | $147,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $664,320 | 5,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 6,065 |
| Total interest expense | $2,377,000 | 5,741 |
| Net interest income | $2,164,000 | 6,327 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $335,000 | 6,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,582,000 | 6,532 |
| Salaries and employee benefits | $856,000 | 6,477 |
| Premises and equipment expense | $105,000 | 8,358 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $833,000 | 5,762 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $288,000 | 4,668 |
| Income before extraordinary items | $545,000 | 6,100 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $545,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $117,000 | 5,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $545,000 | 6,108 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 6,084 |
| Total interest expense | $2,187,000 | 5,672 |
| Net interest income | $2,131,000 | 6,408 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $1,505,000 | 6,772 |
| Salaries and employee benefits | $797,000 | 6,764 |
| Premises and equipment expense | $110,000 | 8,434 |
| Additional noninterest expense | $598,000 | 5,834 |
| Pre-tax net operating income | $840,000 | 5,791 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $312,000 | 4,726 |
| Income before extraordinary items | $528,000 | 6,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $528,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,661 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $528,000 | 6,245 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 6,467 |
| Total interest expense | $2,150,000 | 5,923 |
| Net interest income | $1,867,000 | 6,908 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $237,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $1,283,000 | 7,304 |
| Salaries and employee benefits | $708,000 | 7,136 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $490,000 | 6,510 |
| Pre-tax net operating income | $764,000 | 6,242 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $320,000 | 5,001 |
| Income before extraordinary items | $444,000 | 6,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $444,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $144,000 | 5,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $444,000 | 6,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 6,935 |
| Total interest expense | $1,931,000 | 6,397 |
| Net interest income | $1,788,000 | 7,346 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $205,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $1,039,000 | 8,215 |
| Salaries and employee benefits | $522,000 | 8,444 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $446,000 | 6,960 |
| Pre-tax net operating income | $900,000 | 6,152 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $306,000 | 5,670 |
| Income before extraordinary items | $594,000 | 6,406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $594,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $594,000 | 6,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 7,526 |
| Total interest expense | $1,723,000 | 7,024 |
| Net interest income | $1,662,000 | 7,870 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,029,000 | 8,568 |
| Salaries and employee benefits | $504,000 | 8,863 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $482,000 | 7,200 |
| Pre-tax net operating income | $751,000 | 6,695 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $264,000 | 6,251 |
| Income before extraordinary items | $492,000 | 6,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $492,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $488,750 | 6,916 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 8,089 |
| Total interest expense | $1,601,000 | 7,414 |
| Net interest income | $1,475,000 | 8,604 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $176,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,195,000 | 8,227 |
| Salaries and employee benefits | $508,000 | 9,045 |
| Premises and equipment expense | $102,000 | 9,565 |
| Additional noninterest expense | $585,000 | 6,628 |
| Pre-tax net operating income | $402,000 | 9,055 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $141,000 | 8,433 |
| Income before extraordinary items | $257,000 | 9,352 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $257,000 | 9,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $38,000 | 8,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $259,600 | 9,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 8,604 |
| Total interest expense | $1,241,000 | 7,747 |
| Net interest income | $1,434,000 | 9,061 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $175,000 | 9,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $1,004,000 | 9,334 |
| Salaries and employee benefits | $465,000 | 9,708 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $439,000 | 8,431 |
| Pre-tax net operating income | $539,000 | 8,389 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $349,000 | 8,636 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $349,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $349,000 | 8,696 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 9,131 |
| Total interest expense | $1,247,000 | 8,091 |
| Net interest income | $1,283,000 | 9,793 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $959,000 | 9,926 |
| Salaries and employee benefits | $431,000 | 10,325 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $407,000 | 9,191 |
| Pre-tax net operating income | $422,000 | 9,247 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $277,040 | 9,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 9,831 |
| Total interest expense | $1,328,000 | 9,133 |
| Net interest income | $1,214,000 | 10,279 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $905,000 | 10,450 |
| Salaries and employee benefits | $401,000 | 10,848 |
| Premises and equipment expense | $121,000 | 9,986 |
| Additional noninterest expense | $383,000 | 9,787 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $260,000 | 9,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $260,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $254,240 | 9,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.