Home > The Tattnall Bank > Income and Expense
The Tattnall Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 6,297 |
| Total interest expense | $1,230,000 | 5,082 |
| Net interest income | $1,155,000 | 6,897 |
| Provision for loan and lease losses | $787,000 | 3,126 |
| Total noninterest income | $347,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $266,000 | 3,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $2,982,000 | 4,371 |
| Salaries and employee benefits | $1,043,000 | 5,445 |
| Premises and equipment expense | $165,000 | 6,369 |
| Additional noninterest expense | $1,774,000 | 2,839 |
| Pre-tax net operating income | $-2,267,000 | 7,122 |
| Securities gains (losses) | $-14,000 | 7,259 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,281,000 | 7,243 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,281,000 | 7,242 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,281,000 | 7,243 |
| Net charge-offs | $1,502,000 | 1,768 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,267,000 | 7,233 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,174 |
| Total interest expense | $914,000 | 4,954 |
| Net interest income | $816,000 | 6,811 |
| Provision for loan and lease losses | $114,000 | 5,185 |
| Total noninterest income | $210,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $173,000 | 3,598 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $37,000 | 6,175 |
| Total noninterest expense | $1,413,000 | 5,408 |
| Salaries and employee benefits | $742,000 | 5,324 |
| Premises and equipment expense | $111,000 | 6,386 |
| Additional noninterest expense | $560,000 | 4,932 |
| Pre-tax net operating income | $-501,000 | 6,641 |
| Securities gains (losses) | $-11,000 | 7,486 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-512,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-512,000 | 6,782 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-512,000 | 6,782 |
| Net charge-offs | $380,000 | 2,673 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-501,000 | 6,749 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 6,252 |
| Total interest expense | $479,000 | 4,950 |
| Net interest income | $372,000 | 7,006 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $134,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $634,000 | 5,655 |
| Salaries and employee benefits | $364,000 | 5,428 |
| Premises and equipment expense | $57,000 | 6,392 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $-238,000 | 6,959 |
| Securities gains (losses) | $-16,000 | 7,859 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-254,000 | 7,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-254,000 | 7,122 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-254,000 | 7,123 |
| Net charge-offs | $167,000 | 2,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-238,000 | 7,035 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,655 |
| Total interest expense | $2,346,000 | 4,910 |
| Net interest income | $2,298,000 | 6,098 |
| Provision for loan and lease losses | $1,516,000 | 2,145 |
| Total noninterest income | $353,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $428,000 | 3,323 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-75,000 | 8,117 |
| Total noninterest expense | $2,525,000 | 5,621 |
| Salaries and employee benefits | $1,546,000 | 5,252 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $720,000 | 5,737 |
| Pre-tax net operating income | $-1,390,000 | 7,173 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,378,000 | 7,162 |
| Extraordinary gains, net | $-280,000 | 8,282 |
| Net income | $-1,658,000 | 7,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 1,956 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,390,000 | 7,274 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 5,667 |
| Total interest expense | $1,783,000 | 4,996 |
| Net interest income | $1,795,000 | 6,055 |
| Provision for loan and lease losses | $762,000 | 2,151 |
| Total noninterest income | $407,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $323,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $1,964,000 | 5,508 |
| Salaries and employee benefits | $1,200,000 | 5,155 |
| Premises and equipment expense | $214,000 | 5,932 |
| Additional noninterest expense | $550,000 | 5,658 |
| Pre-tax net operating income | $-524,000 | 7,284 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-523,000 | 7,216 |
| Extraordinary gains, net | $-280,000 | 8,365 |
| Net income | $-803,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 1,553 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-524,000 | 7,348 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,736 |
| Total interest expense | $1,207,000 | 5,101 |
| Net interest income | $1,180,000 | 6,101 |
| Provision for loan and lease losses | $109,000 | 4,150 |
| Total noninterest income | $281,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $218,000 | 3,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $1,286,000 | 5,603 |
| Salaries and employee benefits | $823,000 | 5,133 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $66,000 | 6,598 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $66,000 | 6,587 |
| Extraordinary gains, net | $-280,000 | 8,436 |
| Net income | $-214,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $66,000 | 6,514 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 5,792 |
| Total interest expense | $610,000 | 5,242 |
| Net interest income | $594,000 | 6,127 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $149,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $649,000 | 5,593 |
| Salaries and employee benefits | $423,000 | 5,075 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $158,000 | 6,037 |
| Pre-tax net operating income | $94,000 | 6,062 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $94,000 | 5,917 |
| Extraordinary gains, net | $-280,000 | 8,487 |
| Net income | $-186,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $94,000 | 5,833 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 5,732 |
| Total interest expense | $2,189,000 | 5,626 |
| Net interest income | $2,798,000 | 5,667 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $603,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $475,000 | 3,161 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $128,000 | 5,841 |
| Total noninterest expense | $2,622,000 | 5,458 |
| Salaries and employee benefits | $1,522,000 | 5,260 |
| Premises and equipment expense | $277,000 | 5,974 |
| Additional noninterest expense | $823,000 | 5,254 |
| Pre-tax net operating income | $579,000 | 5,749 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $165,000 | 4,045 |
| Income before extraordinary items | $414,000 | 5,992 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,397 |
| Cash dividends | $255,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $414,000 | 5,989 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 5,746 |
| Total interest expense | $1,613,000 | 5,690 |
| Net interest income | $2,130,000 | 5,674 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $456,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $356,000 | 3,145 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,804 |
| Total noninterest expense | $1,891,000 | 5,548 |
| Salaries and employee benefits | $1,106,000 | 5,333 |
| Premises and equipment expense | $215,000 | 5,892 |
| Additional noninterest expense | $570,000 | 5,460 |
| Pre-tax net operating income | $695,000 | 5,127 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $134,000 | 4,163 |
| Income before extraordinary items | $561,000 | 5,151 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $561,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $255,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $561,000 | 5,138 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 5,817 |
| Total interest expense | $1,041,000 | 5,767 |
| Net interest income | $1,416,000 | 5,725 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $308,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $234,000 | 3,159 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $1,225,000 | 5,664 |
| Salaries and employee benefits | $720,000 | 5,467 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $365,000 | 5,566 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $421,000 | 4,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $421,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $421,000 | 4,946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 5,863 |
| Total interest expense | $505,000 | 5,835 |
| Net interest income | $702,000 | 5,748 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $601,000 | 5,749 |
| Salaries and employee benefits | $346,000 | 5,626 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $184,000 | 5,531 |
| Pre-tax net operating income | $264,000 | 4,936 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $258,000 | 4,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $258,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $258,000 | 4,476 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 6,019 |
| Total interest expense | $1,683,000 | 5,843 |
| Net interest income | $2,474,000 | 6,058 |
| Provision for loan and lease losses | $58,000 | 5,459 |
| Total noninterest income | $611,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $514,000 | 2,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 6,375 |
| Total noninterest expense | $2,225,000 | 5,841 |
| Salaries and employee benefits | $1,272,000 | 5,718 |
| Premises and equipment expense | $257,000 | 6,145 |
| Additional noninterest expense | $696,000 | 5,663 |
| Pre-tax net operating income | $802,000 | 5,646 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $284,000 | 3,884 |
| Income before extraordinary items | $511,000 | 6,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $511,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,574 |
| Cash dividends | $25,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $515,480 | 6,091 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,133 |
| Total interest expense | $1,213,000 | 5,891 |
| Net interest income | $1,786,000 | 6,205 |
| Provision for loan and lease losses | $58,000 | 4,926 |
| Total noninterest income | $459,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $381,000 | 3,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $1,590,000 | 5,979 |
| Salaries and employee benefits | $873,000 | 5,980 |
| Premises and equipment expense | $203,000 | 6,030 |
| Additional noninterest expense | $514,000 | 5,687 |
| Pre-tax net operating income | $597,000 | 5,866 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $189,000 | 4,200 |
| Income before extraordinary items | $408,000 | 6,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $408,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $408,000 | 6,195 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 6,185 |
| Total interest expense | $780,000 | 5,869 |
| Net interest income | $1,169,000 | 6,286 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $311,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 2,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $1,036,000 | 6,067 |
| Salaries and employee benefits | $564,000 | 6,085 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $335,000 | 5,742 |
| Pre-tax net operating income | $395,000 | 5,926 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $129,000 | 4,223 |
| Income before extraordinary items | $266,000 | 6,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $266,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $266,000 | 6,261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 6,214 |
| Total interest expense | $376,000 | 5,849 |
| Net interest income | $579,000 | 6,325 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $275,000 | 6,193 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $172,000 | 5,648 |
| Pre-tax net operating income | $221,000 | 5,622 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $68,000 | 4,090 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $153,000 | 5,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 6,331 |
| Total interest expense | $1,159,000 | 5,913 |
| Net interest income | $2,164,000 | 6,428 |
| Provision for loan and lease losses | $312,000 | 2,739 |
| Total noninterest income | $579,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $494,000 | 3,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $2,330,000 | 5,599 |
| Salaries and employee benefits | $1,228,000 | 5,724 |
| Premises and equipment expense | $401,000 | 4,846 |
| Additional noninterest expense | $701,000 | 5,583 |
| Pre-tax net operating income | $101,000 | 7,997 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $34,000 | 6,086 |
| Income before extraordinary items | $67,000 | 8,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $67,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,057 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $67,000 | 8,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 6,405 |
| Total interest expense | $808,000 | 5,995 |
| Net interest income | $1,609,000 | 6,483 |
| Provision for loan and lease losses | $312,000 | 2,141 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $373,000 | 3,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,795,000 | 5,490 |
| Salaries and employee benefits | $945,000 | 5,612 |
| Premises and equipment expense | $300,000 | 4,841 |
| Additional noninterest expense | $550,000 | 5,409 |
| Pre-tax net operating income | $-66,000 | 8,404 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-31,000 | 8,654 |
| Income before extraordinary items | $-35,000 | 8,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-35,000 | 8,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,580 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-35,000 | 8,366 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 6,431 |
| Total interest expense | $513,000 | 5,967 |
| Net interest income | $1,061,000 | 6,521 |
| Provision for loan and lease losses | $159,000 | 2,556 |
| Total noninterest income | $278,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $260,000 | 2,920 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $1,270,000 | 5,283 |
| Salaries and employee benefits | $697,000 | 5,260 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $377,000 | 5,287 |
| Pre-tax net operating income | $-90,000 | 8,472 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-31,000 | 8,682 |
| Income before extraordinary items | $-59,000 | 8,475 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-59,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-59,000 | 8,445 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,514 |
| Total interest expense | $252,000 | 5,946 |
| Net interest income | $513,000 | 6,657 |
| Provision for loan and lease losses | $52,000 | 3,132 |
| Total noninterest income | $174,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $134,000 | 2,786 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $688,000 | 5,051 |
| Salaries and employee benefits | $436,000 | 4,540 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $154,000 | 5,920 |
| Pre-tax net operating income | $-53,000 | 8,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-18,000 | 8,736 |
| Income before extraordinary items | $-35,000 | 8,561 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-35,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-35,000 | 8,535 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 6,390 |
| Total interest expense | $966,000 | 5,771 |
| Net interest income | $2,062,000 | 6,540 |
| Provision for loan and lease losses | $377,000 | 2,477 |
| Total noninterest income | $527,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $369,000 | 3,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $158,000 | 5,589 |
| Total noninterest expense | $2,253,000 | 5,623 |
| Salaries and employee benefits | $1,187,000 | 5,721 |
| Premises and equipment expense | $395,000 | 4,806 |
| Additional noninterest expense | $671,000 | 5,660 |
| Pre-tax net operating income | $-41,000 | 8,443 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-16,000 | 8,605 |
| Income before extraordinary items | $-25,000 | 8,470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-25,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,075 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-25,000 | 8,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 6,379 |
| Total interest expense | $713,000 | 5,776 |
| Net interest income | $1,578,000 | 6,502 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $413,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $269,000 | 3,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 5,211 |
| Total noninterest expense | $1,681,000 | 5,614 |
| Salaries and employee benefits | $886,000 | 5,703 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $503,000 | 5,611 |
| Pre-tax net operating income | $237,000 | 7,518 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $79,000 | 5,602 |
| Income before extraordinary items | $158,000 | 7,731 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $158,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $158,000 | 7,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 6,400 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $1,060,000 | 6,504 |
| Provision for loan and lease losses | $73,000 | 4,061 |
| Total noninterest income | $309,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $1,121,000 | 5,652 |
| Salaries and employee benefits | $593,000 | 5,730 |
| Premises and equipment expense | $192,000 | 4,896 |
| Additional noninterest expense | $336,000 | 5,628 |
| Pre-tax net operating income | $175,000 | 7,379 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $145,000 | 7,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,383 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $145,000 | 7,303 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,434 |
| Total interest expense | $236,000 | 5,862 |
| Net interest income | $526,000 | 6,547 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $573,000 | 5,599 |
| Salaries and employee benefits | $290,000 | 5,834 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $44,000 | 7,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 6,262 |
| Total interest expense | $1,149,000 | 5,714 |
| Net interest income | $2,098,000 | 6,436 |
| Provision for loan and lease losses | $255,000 | 3,498 |
| Total noninterest income | $486,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $373,000 | 3,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $113,000 | 6,329 |
| Total noninterest expense | $2,400,000 | 5,368 |
| Salaries and employee benefits | $1,240,000 | 5,518 |
| Premises and equipment expense | $438,000 | 4,445 |
| Additional noninterest expense | $722,000 | 5,396 |
| Pre-tax net operating income | $-71,000 | 8,622 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $-26,000 | 8,824 |
| Income before extraordinary items | $-35,000 | 8,674 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-35,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,577 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-41,400 | 8,603 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 6,179 |
| Total interest expense | $909,000 | 5,674 |
| Net interest income | $1,652,000 | 6,358 |
| Provision for loan and lease losses | $169,000 | 3,705 |
| Total noninterest income | $360,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $276,000 | 3,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,784,000 | 5,368 |
| Salaries and employee benefits | $927,000 | 5,499 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $534,000 | 5,423 |
| Pre-tax net operating income | $59,000 | 8,412 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $69,000 | 8,420 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $69,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $59,000 | 8,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 6,017 |
| Total interest expense | $648,000 | 5,581 |
| Net interest income | $1,178,000 | 6,126 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $182,000 | 3,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $67,000 | 6,058 |
| Total noninterest expense | $1,208,000 | 5,309 |
| Salaries and employee benefits | $618,000 | 5,517 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $209,000 | 7,137 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $74,000 | 5,501 |
| Income before extraordinary items | $145,000 | 7,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $145,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $138,400 | 7,393 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,917 |
| Total interest expense | $348,000 | 5,464 |
| Net interest income | $606,000 | 6,032 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $619,000 | 5,236 |
| Salaries and employee benefits | $309,000 | 5,528 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $93,000 | 7,295 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,200 | 7,476 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 5,665 |
| Total interest expense | $1,814,000 | 5,128 |
| Net interest income | $2,510,000 | 5,900 |
| Provision for loan and lease losses | $2,347,000 | 656 |
| Total noninterest income | $975,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $510,000 | 2,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 3,419 |
| Total noninterest expense | $2,628,000 | 4,910 |
| Salaries and employee benefits | $1,356,000 | 5,053 |
| Premises and equipment expense | $463,000 | 4,186 |
| Additional noninterest expense | $809,000 | 4,886 |
| Pre-tax net operating income | $-1,490,000 | 9,207 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $-485,000 | 9,240 |
| Income before extraordinary items | $-985,000 | 9,175 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-985,000 | 9,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,883,000 | 592 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-998,400 | 9,145 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 4,898 |
| Total interest expense | $3,171,000 | 4,530 |
| Net interest income | $2,944,000 | 5,148 |
| Provision for loan and lease losses | $879,000 | 1,383 |
| Total noninterest income | $636,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $499,000 | 2,843 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $137,000 | 5,711 |
| Total noninterest expense | $3,126,000 | 4,200 |
| Salaries and employee benefits | $1,502,000 | 4,506 |
| Premises and equipment expense | $707,000 | 2,923 |
| Additional noninterest expense | $917,000 | 4,341 |
| Pre-tax net operating income | $-425,000 | 9,123 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-159,000 | 9,347 |
| Income before extraordinary items | $-266,000 | 9,097 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-266,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 1,190 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-266,000 | 9,042 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 5,062 |
| Total interest expense | $3,039,000 | 4,873 |
| Net interest income | $3,001,000 | 5,159 |
| Provision for loan and lease losses | $201,000 | 3,725 |
| Total noninterest income | $689,000 | 4,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,705 |
| Total noninterest expense | $3,003,000 | 4,227 |
| Salaries and employee benefits | $1,485,000 | 4,391 |
| Premises and equipment expense | $630,000 | 3,133 |
| Additional noninterest expense | $888,000 | 4,386 |
| Pre-tax net operating income | $486,000 | 7,061 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $114,000 | 6,341 |
| Income before extraordinary items | $372,000 | 7,027 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $372,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $113,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $372,000 | 7,025 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 5,645 |
| Total interest expense | $2,510,000 | 5,182 |
| Net interest income | $2,397,000 | 5,959 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $520,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,586,000 | 4,755 |
| Salaries and employee benefits | $1,367,000 | 4,676 |
| Premises and equipment expense | $410,000 | 4,444 |
| Additional noninterest expense | $809,000 | 4,748 |
| Pre-tax net operating income | $274,000 | 8,236 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $62,000 | 7,476 |
| Income before extraordinary items | $212,000 | 8,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $212,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,486 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $212,000 | 8,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 6,075 |
| Total interest expense | $2,477,000 | 5,399 |
| Net interest income | $2,004,000 | 6,667 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $485,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $2,141,000 | 5,323 |
| Salaries and employee benefits | $1,176,000 | 5,147 |
| Premises and equipment expense | $326,000 | 5,117 |
| Additional noninterest expense | $639,000 | 5,513 |
| Pre-tax net operating income | $184,000 | 8,980 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $153,000 | 8,960 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $153,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $153,000 | 8,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 6,707 |
| Total interest expense | $2,024,000 | 6,222 |
| Net interest income | $1,924,000 | 7,079 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $535,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $2,008,000 | 5,645 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $334,000 | 5,078 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $451,000 | 8,181 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $109,000 | 8,258 |
| Income before extraordinary items | $342,000 | 8,060 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $342,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $342,000 | 8,011 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 7,206 |
| Total interest expense | $1,770,000 | 6,907 |
| Net interest income | $1,892,000 | 7,367 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $484,000 | 5,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $1,896,000 | 6,171 |
| Salaries and employee benefits | $1,042,000 | 5,823 |
| Premises and equipment expense | $298,000 | 5,628 |
| Additional noninterest expense | $556,000 | 6,641 |
| Pre-tax net operating income | $429,000 | 8,346 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $330,000 | 8,104 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 7,638 |
| Total interest expense | $1,593,000 | 7,438 |
| Net interest income | $1,839,000 | 7,672 |
| Provision for loan and lease losses | $253,000 | 2,538 |
| Total noninterest income | $591,000 | 4,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $1,878,000 | 6,284 |
| Salaries and employee benefits | $943,000 | 6,335 |
| Premises and equipment expense | $285,000 | 5,860 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $299,000 | 9,742 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $54,000 | 10,109 |
| Income before extraordinary items | $245,000 | 9,460 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $245,000 | 9,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $291,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $245,000 | 9,441 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 8,067 |
| Total interest expense | $1,193,000 | 7,933 |
| Net interest income | $1,796,000 | 8,056 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $499,000 | 5,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $1,706,000 | 6,967 |
| Salaries and employee benefits | $856,000 | 6,897 |
| Premises and equipment expense | $203,000 | 7,369 |
| Additional noninterest expense | $647,000 | 6,697 |
| Pre-tax net operating income | $535,000 | 8,420 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $402,000 | 8,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $402,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $402,000 | 8,229 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 8,677 |
| Total interest expense | $1,139,000 | 8,525 |
| Net interest income | $1,652,000 | 8,634 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $481,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $1,463,000 | 7,949 |
| Salaries and employee benefits | $739,000 | 7,716 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $546,000 | 7,809 |
| Pre-tax net operating income | $614,000 | 7,858 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $447,000 | 7,997 |
| Extraordinary gains, net | $-11,000 | 12,328 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $454,400 | 7,675 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 8,976 |
| Total interest expense | $1,281,000 | 9,311 |
| Net interest income | $1,717,000 | 8,599 |
| Provision for loan and lease losses | $538,000 | 2,844 |
| Total noninterest income | $363,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,410,000 | 8,244 |
| Salaries and employee benefits | $734,000 | 7,742 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $494,000 | 8,515 |
| Pre-tax net operating income | $132,000 | 11,695 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,570 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,170 | 11,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.