Home > The Talco State Bank > Assets and Liabilities
The Talco State Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $18,473,000 | 10,449 |
| Cash and due from depository institutions | $1,197,000 | 9,804 |
| Interest-bearing balances | $792,000 | 2,622 |
| Securities | $2,291,000 | 10,782 |
| Federal funds sold & reverse repurchase agreements | $3,495,000 | 3,464 |
| Net loans & leases | $10,994,000 | 10,063 |
| Loan loss allowance | $179,000 | 9,457 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $304,000 | 9,193 |
| Other real estate owned | $14,000 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $178,000 | 10,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,473,000 | 10,449 |
| Total liabilities | $17,020,000 | 10,364 |
| Total deposits | $16,937,000 | 10,272 |
| Interest-bearing deposits | $14,354,000 | 10,252 |
| Deposits held in domestic offices | $16,937,000 | 10,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $83,000 | 10,850 |
| Total equity capital | $1,453,000 | 10,896 |
| Total bank equity capital | $1,453,000 | 10,896 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $350,000 | 9,746 |
| Undivided profits | $953,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $107,000 | 10,080 |
| Earning assets | $17,572,000 | 10,345 |
| Long-term assets (5+ years) | $268,000 | 9,597 |
| Average Assets, year-to-date | $17,774,600 | 10,446 |
| Average Assets, quarterly | $18,141,500 | 10,458 |
| Volatile liabilities | $4,755,000 | 7,238 |
| Insider loans | $116,000 | 8,599 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $225,000 | 10,376 |
| Tier 1 (core) risk-based capital | $1,452,000 | 10,878 |
| Tier 2 risk-based capital | $145,250 | 9,562 |
| Total risk weighted assets | $11,586,250 | 10,133 |
| Total unused commitments | $225,000 | 10,384 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $17,125,000 | 11,023 |
| Cash and due from depository institutions | $1,578,000 | 10,546 |
| Interest-bearing balances | $891,000 | 2,702 |
| Securities | $2,019,000 | 11,372 |
| Federal funds sold & reverse repurchase agreements | $1,790,000 | 5,904 |
| Net loans & leases | $11,146,000 | 10,342 |
| Loan loss allowance | $161,000 | 10,027 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $349,000 | 9,213 |
| Other real estate owned | $19,000 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $224,000 | 11,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,125,000 | 11,023 |
| Total liabilities | $15,728,000 | 10,960 |
| Total deposits | $15,655,000 | 10,880 |
| Interest-bearing deposits | $13,322,000 | 10,850 |
| Deposits held in domestic offices | $15,655,000 | 10,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $73,000 | 11,484 |
| Total equity capital | $1,397,000 | 11,364 |
| Total bank equity capital | $1,397,000 | 11,364 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $350,000 | 10,142 |
| Undivided profits | $897,000 | 9,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $123,000 | 10,245 |
| Earning assets | $15,846,000 | 10,967 |
| Long-term assets (5+ years) | $392,000 | 9,807 |
| Average Assets, year-to-date | $16,819,600 | 10,962 |
| Average Assets, quarterly | $17,078,500 | 11,000 |
| Volatile liabilities | $3,816,000 | 7,814 |
| Insider loans | $92,000 | 9,276 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $66,000 | 11,145 |
| Tier 1 (core) risk-based capital | $1,398,000 | 11,334 |
| Tier 2 risk-based capital | $144,580 | 9,870 |
| Total risk weighted assets | $11,549,780 | 10,507 |
| Total unused commitments | $66,000 | 11,147 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $16,368,000 | 11,594 |
| Cash and due from depository institutions | $1,145,000 | 10,754 |
| Interest-bearing balances | $594,000 | 3,112 |
| Securities | $1,759,000 | 12,128 |
| Federal funds sold & reverse repurchase agreements | $2,395,000 | 3,369 |
| Net loans & leases | $10,483,000 | 10,875 |
| Loan loss allowance | $146,000 | 10,787 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $370,000 | 9,351 |
| Other real estate owned | $24,000 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $192,000 | 11,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,368,000 | 11,594 |
| Total liabilities | $15,046,000 | 11,535 |
| Total deposits | $14,973,000 | 11,450 |
| Interest-bearing deposits | $12,621,000 | 11,405 |
| Deposits held in domestic offices | $14,973,000 | 11,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $73,000 | 11,710 |
| Total equity capital | $1,322,000 | 11,855 |
| Total bank equity capital | $1,322,000 | 11,855 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $250,000 | 10,885 |
| Undivided profits | $922,000 | 9,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $109,000 | 10,645 |
| Earning assets | $15,231,000 | 11,518 |
| Long-term assets (5+ years) | $185,000 | 10,595 |
| Average Assets, year-to-date | $15,411,600 | 11,672 |
| Average Assets, quarterly | $15,928,000 | 11,623 |
| Volatile liabilities | $2,563,000 | 8,964 |
| Insider loans | $60,000 | 10,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $255,000 | 11,000 |
| Tier 1 (core) risk-based capital | $1,334,000 | 11,883 |
| Tier 2 risk-based capital | $138,540 | 10,369 |
| Total risk weighted assets | $11,075,540 | 10,986 |
| Total unused commitments | $255,000 | 11,003 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $14,827,000 | 12,353 |
| Cash and due from depository institutions | $1,818,000 | 11,271 |
| Interest-bearing balances | $1,287,000 | 3,030 |
| Securities | $2,015,000 | 12,571 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 9,583 |
| Net loans & leases | $10,118,000 | 11,317 |
| Loan loss allowance | $136,000 | 11,429 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $319,000 | 10,045 |
| Other real estate owned | $42,000 | 11,271 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $185,000 | 12,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,827,000 | 12,353 |
| Total liabilities | $13,522,000 | 12,317 |
| Total deposits | $13,482,000 | 12,243 |
| Interest-bearing deposits | $11,419,000 | 12,222 |
| Deposits held in domestic offices | $13,482,000 | 12,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $40,000 | 12,916 |
| Total equity capital | $1,305,000 | 12,375 |
| Total bank equity capital | $1,305,000 | 12,375 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $250,000 | 11,355 |
| Undivided profits | $905,000 | 9,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $91,000 | 11,282 |
| Earning assets | $13,750,000 | 12,285 |
| Long-term assets (5+ years) | $650,000 | 10,438 |
| Average Assets, year-to-date | $15,394,200 | 12,223 |
| Average Assets, quarterly | $15,127,500 | 12,287 |
| Volatile liabilities | $1,585,000 | 10,357 |
| Insider loans | $56,000 | 10,520 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $140,000 | 11,677 |
| Tier 1 (core) risk-based capital | $1,305,000 | 12,362 |
| Tier 2 risk-based capital | $132,100 | 10,861 |
| Total risk weighted assets | $10,564,000 | 11,536 |
| Total unused commitments | $140,000 | 11,683 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $15,233,000 | 12,804 |
| Cash and due from depository institutions | $1,993,000 | 11,730 |
| Interest-bearing balances | $1,386,000 | 3,278 |
| Securities | $3,026,000 | 12,572 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 10,310 |
| Net loans & leases | $9,037,000 | 11,999 |
| Loan loss allowance | $138,000 | 11,789 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $343,000 | 10,126 |
| Other real estate owned | $89,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $315,000 | 11,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,233,000 | 12,804 |
| Total liabilities | $13,984,000 | 12,758 |
| Total deposits | $13,947,000 | 12,690 |
| Interest-bearing deposits | $11,703,000 | 12,694 |
| Deposits held in domestic offices | $13,947,000 | 12,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $37,000 | 13,649 |
| Total equity capital | $1,249,000 | 12,803 |
| Total bank equity capital | $1,249,000 | 12,803 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $849,000 | 9,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 10,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $96,000 | 11,683 |
| Earning assets | $13,879,000 | 12,748 |
| Long-term assets (5+ years) | $143,000 | 11,563 |
| Average Assets, year-to-date | $15,998,200 | 12,597 |
| Average Assets, quarterly | $15,423,500 | 12,746 |
| Volatile liabilities | $2,418,000 | 9,346 |
| Insider loans | $116,000 | 5,320 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $131,000 | 11,979 |
| Tier 1 (core) risk-based capital | $1,249,000 | 12,781 |
| Tier 2 risk-based capital | $125,380 | 11,310 |
| Total risk weighted assets | $10,018,080 | 12,086 |
| Total unused commitments | $131,000 | 11,991 |
| Derivatives | $0 | 651 |