Home > The Talbot Bank of Easton, Maryland > Income and Expense
The Talbot Bank of Easton, Maryland, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 1,243 |
| Total interest expense | $712,000 | 1,881 |
| Net interest income | $9,884,000 | 1,189 |
| Provision for loan and lease losses | $675,000 | 671 |
| Total noninterest income | $1,307,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $672,000 | 918 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $635,000 | 2,070 |
| Total noninterest expense | $6,867,000 | 1,435 |
| Salaries and employee benefits | $2,262,000 | 2,266 |
| Premises and equipment expense | $403,000 | 2,499 |
| Additional noninterest expense | $4,202,000 | 792 |
| Pre-tax net operating income | $3,649,000 | 1,202 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,411,000 | 829 |
| Income before extraordinary items | $2,238,000 | 1,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,238,000 | 1,528 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,238,000 | 1,529 |
| Net charge-offs | $596,000 | 526 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,238,000 | 1,482 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 1,235 |
| Total interest expense | $372,000 | 1,823 |
| Net interest income | $4,940,000 | 1,193 |
| Provision for loan and lease losses | $375,000 | 570 |
| Total noninterest income | $632,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $325,000 | 945 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $307,000 | 2,062 |
| Total noninterest expense | $3,355,000 | 1,460 |
| Salaries and employee benefits | $1,125,000 | 2,280 |
| Premises and equipment expense | $205,000 | 2,499 |
| Additional noninterest expense | $2,025,000 | 809 |
| Pre-tax net operating income | $1,842,000 | 1,164 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $713,000 | 807 |
| Income before extraordinary items | $1,129,000 | 1,474 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,129,000 | 1,475 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,129,000 | 1,475 |
| Net charge-offs | $305,000 | 479 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,129,000 | 1,444 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,714,000 | 1,231 |
| Total interest expense | $2,035,000 | 1,366 |
| Net interest income | $18,679,000 | 1,224 |
| Provision for loan and lease losses | $1,825,000 | 488 |
| Total noninterest income | $2,440,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,201,000 | 1,046 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,239,000 | 2,101 |
| Total noninterest expense | $13,682,000 | 1,422 |
| Salaries and employee benefits | $4,737,000 | 2,151 |
| Premises and equipment expense | $830,000 | 2,486 |
| Additional noninterest expense | $8,115,000 | 809 |
| Pre-tax net operating income | $5,612,000 | 1,430 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,190,000 | 950 |
| Income before extraordinary items | $3,422,000 | 1,834 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,422,000 | 1,836 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,422,000 | 1,836 |
| Net charge-offs | $1,384,000 | 526 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,422,000 | 1,797 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,382,000 | 1,253 |
| Total interest expense | $1,592,000 | 1,318 |
| Net interest income | $13,790,000 | 1,251 |
| Provision for loan and lease losses | $1,350,000 | 456 |
| Total noninterest income | $1,784,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $884,000 | 1,066 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $900,000 | 2,164 |
| Total noninterest expense | $10,324,000 | 1,414 |
| Salaries and employee benefits | $3,577,000 | 2,142 |
| Premises and equipment expense | $637,000 | 2,472 |
| Additional noninterest expense | $6,110,000 | 810 |
| Pre-tax net operating income | $3,900,000 | 1,554 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,518,000 | 1,024 |
| Income before extraordinary items | $2,382,000 | 1,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,382,000 | 1,968 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,382,000 | 1,968 |
| Net charge-offs | $998,000 | 501 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,382,000 | 1,931 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,094,000 | 1,270 |
| Total interest expense | $1,093,000 | 1,286 |
| Net interest income | $9,001,000 | 1,275 |
| Provision for loan and lease losses | $1,000,000 | 430 |
| Total noninterest income | $1,156,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $571,000 | 1,078 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,223 |
| Total noninterest expense | $6,941,000 | 1,409 |
| Salaries and employee benefits | $2,411,000 | 2,139 |
| Premises and equipment expense | $426,000 | 2,478 |
| Additional noninterest expense | $4,104,000 | 802 |
| Pre-tax net operating income | $2,216,000 | 1,751 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $861,000 | 1,138 |
| Income before extraordinary items | $1,355,000 | 2,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,355,000 | 2,223 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,355,000 | 2,224 |
| Net charge-offs | $789,000 | 425 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,355,000 | 2,170 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 1,258 |
| Total interest expense | $566,000 | 1,244 |
| Net interest income | $4,472,000 | 1,272 |
| Provision for loan and lease losses | $500,000 | 407 |
| Total noninterest income | $554,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $282,000 | 1,073 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $272,000 | 2,250 |
| Total noninterest expense | $3,596,000 | 1,366 |
| Salaries and employee benefits | $1,221,000 | 2,122 |
| Premises and equipment expense | $236,000 | 2,340 |
| Additional noninterest expense | $2,139,000 | 772 |
| Pre-tax net operating income | $930,000 | 1,978 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $361,000 | 1,272 |
| Income before extraordinary items | $569,000 | 2,488 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $569,000 | 2,491 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $569,000 | 2,490 |
| Net charge-offs | $447,000 | 392 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $569,000 | 2,415 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,787,000 | 1,213 |
| Total interest expense | $2,645,000 | 1,123 |
| Net interest income | $18,142,000 | 1,235 |
| Provision for loan and lease losses | $3,025,000 | 330 |
| Total noninterest income | $1,952,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $975,000 | 1,322 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $977,000 | 2,353 |
| Total noninterest expense | $14,021,000 | 1,380 |
| Salaries and employee benefits | $4,498,000 | 2,254 |
| Premises and equipment expense | $911,000 | 2,421 |
| Additional noninterest expense | $8,612,000 | 761 |
| Pre-tax net operating income | $3,048,000 | 2,256 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,178,000 | 1,379 |
| Income before extraordinary items | $1,870,000 | 2,838 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,870,000 | 2,836 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,870,000 | 2,838 |
| Net charge-offs | $6,110,000 | 199 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,870,000 | 2,787 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,621,000 | 1,226 |
| Total interest expense | $2,029,000 | 1,109 |
| Net interest income | $13,592,000 | 1,239 |
| Provision for loan and lease losses | $2,275,000 | 307 |
| Total noninterest income | $1,476,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $727,000 | 1,340 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $749,000 | 2,349 |
| Total noninterest expense | $10,288,000 | 1,409 |
| Salaries and employee benefits | $3,345,000 | 2,278 |
| Premises and equipment expense | $688,000 | 2,431 |
| Additional noninterest expense | $6,255,000 | 786 |
| Pre-tax net operating income | $2,505,000 | 2,138 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $972,000 | 1,338 |
| Income before extraordinary items | $1,533,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,533,000 | 2,692 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,533,000 | 2,692 |
| Net charge-offs | $4,564,000 | 193 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,533,000 | 2,645 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 1,223 |
| Total interest expense | $1,372,000 | 1,098 |
| Net interest income | $8,976,000 | 1,241 |
| Provision for loan and lease losses | $1,525,000 | 316 |
| Total noninterest income | $939,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $483,000 | 1,318 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $456,000 | 2,438 |
| Total noninterest expense | $6,999,000 | 1,391 |
| Salaries and employee benefits | $2,244,000 | 2,266 |
| Premises and equipment expense | $464,000 | 2,421 |
| Additional noninterest expense | $4,291,000 | 761 |
| Pre-tax net operating income | $1,391,000 | 2,390 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $538,000 | 1,476 |
| Income before extraordinary items | $853,000 | 2,968 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $853,000 | 2,974 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $853,000 | 2,974 |
| Net charge-offs | $3,361,000 | 185 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $853,000 | 2,908 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 1,231 |
| Total interest expense | $701,000 | 1,081 |
| Net interest income | $4,448,000 | 1,258 |
| Provision for loan and lease losses | $750,000 | 310 |
| Total noninterest income | $416,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $234,000 | 1,348 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $3,489,000 | 1,399 |
| Salaries and employee benefits | $1,141,000 | 2,246 |
| Premises and equipment expense | $238,000 | 2,406 |
| Additional noninterest expense | $2,110,000 | 772 |
| Pre-tax net operating income | $625,000 | 2,506 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $241,000 | 1,541 |
| Income before extraordinary items | $384,000 | 3,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,093 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $384,000 | 3,093 |
| Net charge-offs | $1,497,000 | 210 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $384,000 | 3,044 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $23,537,000 | 1,080 |
| Total interest expense | $4,320,000 | 774 |
| Net interest income | $19,217,000 | 1,145 |
| Provision for loan and lease losses | $25,693,000 | 80 |
| Total noninterest income | $-242,000 | 6,740 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,013,000 | 1,344 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,255,000 | 6,787 |
| Total noninterest expense | $13,521,000 | 1,449 |
| Salaries and employee benefits | $4,660,000 | 2,198 |
| Premises and equipment expense | $896,000 | 2,482 |
| Additional noninterest expense | $7,965,000 | 851 |
| Pre-tax net operating income | $-20,239,000 | 6,807 |
| Securities gains (losses) | $183,000 | 945 |
| Applicable income taxes | $-7,945,000 | 6,776 |
| Income before extraordinary items | $-12,111,000 | 6,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,111,000 | 6,790 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-12,111,000 | 6,790 |
| Net charge-offs | $30,272,000 | 76 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-12,228,120 | 6,789 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,111,000 | 1,057 |
| Total interest expense | $3,552,000 | 726 |
| Net interest income | $14,559,000 | 1,131 |
| Provision for loan and lease losses | $25,343,000 | 70 |
| Total noninterest income | $-643,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $759,000 | 1,350 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,402,000 | 6,878 |
| Total noninterest expense | $9,823,000 | 1,493 |
| Salaries and employee benefits | $3,477,000 | 2,201 |
| Premises and equipment expense | $662,000 | 2,530 |
| Additional noninterest expense | $5,684,000 | 896 |
| Pre-tax net operating income | $-21,250,000 | 6,890 |
| Securities gains (losses) | $183,000 | 861 |
| Applicable income taxes | $-8,319,000 | 6,868 |
| Income before extraordinary items | $-12,748,000 | 6,880 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-12,748,000 | 6,880 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-12,748,000 | 6,880 |
| Net charge-offs | $29,522,000 | 69 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-12,865,120 | 6,880 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,230,000 | 1,033 |
| Total interest expense | $2,707,000 | 634 |
| Net interest income | $9,523,000 | 1,139 |
| Provision for loan and lease losses | $4,050,000 | 195 |
| Total noninterest income | $-964,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $504,000 | 1,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,468,000 | 6,932 |
| Total noninterest expense | $6,403,000 | 1,516 |
| Salaries and employee benefits | $2,310,000 | 2,205 |
| Premises and equipment expense | $434,000 | 2,572 |
| Additional noninterest expense | $3,659,000 | 930 |
| Pre-tax net operating income | $-1,894,000 | 6,869 |
| Securities gains (losses) | $183,000 | 785 |
| Applicable income taxes | $-681,000 | 6,887 |
| Income before extraordinary items | $-1,030,000 | 6,817 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,030,000 | 6,818 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,030,000 | 6,818 |
| Net charge-offs | $4,456,000 | 224 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,147,120 | 6,816 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 1,056 |
| Total interest expense | $1,514,000 | 576 |
| Net interest income | $4,505,000 | 1,207 |
| Provision for loan and lease losses | $1,800,000 | 228 |
| Total noninterest income | $-87,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $247,000 | 1,345 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-334,000 | 6,984 |
| Total noninterest expense | $3,243,000 | 1,513 |
| Salaries and employee benefits | $1,149,000 | 2,243 |
| Premises and equipment expense | $218,000 | 2,593 |
| Additional noninterest expense | $1,876,000 | 908 |
| Pre-tax net operating income | $-625,000 | 6,890 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-250,000 | 6,967 |
| Income before extraordinary items | $-375,000 | 6,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-375,000 | 6,844 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-375,000 | 6,844 |
| Net charge-offs | $2,130,000 | 247 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-375,000 | 6,828 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,756,000 | 982 |
| Total interest expense | $7,573,000 | 556 |
| Net interest income | $19,183,000 | 1,145 |
| Provision for loan and lease losses | $25,470,000 | 136 |
| Total noninterest income | $-710,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,162,000 | 1,222 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,872,000 | 7,034 |
| Total noninterest expense | $13,056,000 | 1,497 |
| Salaries and employee benefits | $4,748,000 | 2,104 |
| Premises and equipment expense | $848,000 | 2,611 |
| Additional noninterest expense | $7,460,000 | 933 |
| Pre-tax net operating income | $-20,053,000 | 7,054 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-7,881,000 | 7,054 |
| Income before extraordinary items | $-12,172,000 | 7,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,172,000 | 7,035 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-12,172,000 | 7,035 |
| Net charge-offs | $23,477,000 | 162 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-12,172,000 | 7,033 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,492,000 | 977 |
| Total interest expense | $5,679,000 | 579 |
| Net interest income | $14,813,000 | 1,121 |
| Provision for loan and lease losses | $16,270,000 | 157 |
| Total noninterest income | $337,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $863,000 | 1,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-526,000 | 7,083 |
| Total noninterest expense | $9,953,000 | 1,481 |
| Salaries and employee benefits | $3,622,000 | 2,068 |
| Premises and equipment expense | $625,000 | 2,686 |
| Additional noninterest expense | $5,706,000 | 914 |
| Pre-tax net operating income | $-11,073,000 | 7,150 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-4,376,000 | 7,151 |
| Income before extraordinary items | $-6,697,000 | 7,122 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-6,697,000 | 7,123 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,697,000 | 7,122 |
| Net charge-offs | $17,151,000 | 172 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-6,697,000 | 7,111 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,893,000 | 971 |
| Total interest expense | $3,758,000 | 616 |
| Net interest income | $10,135,000 | 1,094 |
| Provision for loan and lease losses | $10,770,000 | 158 |
| Total noninterest income | $455,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $594,000 | 1,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-139,000 | 7,038 |
| Total noninterest expense | $6,699,000 | 1,463 |
| Salaries and employee benefits | $2,463,000 | 2,037 |
| Premises and equipment expense | $411,000 | 2,721 |
| Additional noninterest expense | $3,825,000 | 901 |
| Pre-tax net operating income | $-6,879,000 | 7,204 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-2,719,000 | 7,216 |
| Income before extraordinary items | $-4,160,000 | 7,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,160,000 | 7,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,160,000 | 7,175 |
| Net charge-offs | $11,884,000 | 168 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-4,160,000 | 7,172 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 969 |
| Total interest expense | $1,872,000 | 638 |
| Net interest income | $5,162,000 | 1,075 |
| Provision for loan and lease losses | $7,770,000 | 118 |
| Total noninterest income | $84,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $314,000 | 1,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-230,000 | 7,225 |
| Total noninterest expense | $3,488,000 | 1,405 |
| Salaries and employee benefits | $1,335,000 | 1,876 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $1,932,000 | 879 |
| Pre-tax net operating income | $-6,012,000 | 7,294 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-2,374,000 | 7,291 |
| Income before extraordinary items | $-3,638,000 | 7,274 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,638,000 | 7,274 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,638,000 | 7,274 |
| Net charge-offs | $8,107,000 | 133 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-3,638,000 | 7,273 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $30,991,000 | 901 |
| Total interest expense | $7,453,000 | 795 |
| Net interest income | $23,538,000 | 931 |
| Provision for loan and lease losses | $16,320,000 | 276 |
| Total noninterest income | $1,473,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,390,000 | 1,062 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $83,000 | 5,492 |
| Total noninterest expense | $12,643,000 | 1,545 |
| Salaries and employee benefits | $4,781,000 | 2,027 |
| Premises and equipment expense | $862,000 | 2,743 |
| Additional noninterest expense | $7,000,000 | 1,012 |
| Pre-tax net operating income | $-3,952,000 | 6,996 |
| Securities gains (losses) | $483,000 | 809 |
| Applicable income taxes | $-1,401,000 | 7,209 |
| Income before extraordinary items | $-2,068,000 | 6,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,068,000 | 6,840 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,068,000 | 6,840 |
| Net charge-offs | $15,961,000 | 302 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,377,120 | 6,872 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,465,000 | 908 |
| Total interest expense | $5,589,000 | 837 |
| Net interest income | $17,876,000 | 920 |
| Provision for loan and lease losses | $13,135,000 | 258 |
| Total noninterest income | $1,390,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,048,000 | 1,066 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $342,000 | 3,262 |
| Total noninterest expense | $9,807,000 | 1,491 |
| Salaries and employee benefits | $3,497,000 | 2,074 |
| Premises and equipment expense | $665,000 | 2,705 |
| Additional noninterest expense | $5,645,000 | 937 |
| Pre-tax net operating income | $-3,676,000 | 7,157 |
| Securities gains (losses) | $354,000 | 819 |
| Applicable income taxes | $-1,331,000 | 7,330 |
| Income before extraordinary items | $-1,991,000 | 7,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,991,000 | 7,063 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,991,000 | 7,063 |
| Net charge-offs | $13,512,000 | 275 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,217,560 | 7,065 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,678,000 | 920 |
| Total interest expense | $3,727,000 | 873 |
| Net interest income | $11,951,000 | 925 |
| Provision for loan and lease losses | $10,135,000 | 234 |
| Total noninterest income | $1,122,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $720,000 | 1,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $402,000 | 2,433 |
| Total noninterest expense | $6,586,000 | 1,491 |
| Salaries and employee benefits | $2,350,000 | 2,075 |
| Premises and equipment expense | $441,000 | 2,725 |
| Additional noninterest expense | $3,795,000 | 958 |
| Pre-tax net operating income | $-3,648,000 | 7,307 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-1,474,000 | 7,438 |
| Income before extraordinary items | $-2,174,000 | 7,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,174,000 | 7,228 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,174,000 | 7,228 |
| Net charge-offs | $8,243,000 | 310 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,174,000 | 7,215 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 911 |
| Total interest expense | $1,872,000 | 907 |
| Net interest income | $6,069,000 | 913 |
| Provision for loan and lease losses | $5,565,000 | 219 |
| Total noninterest income | $476,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $357,000 | 1,008 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $119,000 | 3,278 |
| Total noninterest expense | $3,320,000 | 1,493 |
| Salaries and employee benefits | $1,211,000 | 2,025 |
| Premises and equipment expense | $228,000 | 2,682 |
| Additional noninterest expense | $1,881,000 | 953 |
| Pre-tax net operating income | $-2,340,000 | 7,411 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-970,000 | 7,518 |
| Income before extraordinary items | $-1,370,000 | 7,347 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,370,000 | 7,347 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,370,000 | 7,348 |
| Net charge-offs | $2,255,000 | 501 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,370,000 | 7,346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,471,000 | 881 |
| Total interest expense | $7,802,000 | 1,061 |
| Net interest income | $26,669,000 | 823 |
| Provision for loan and lease losses | $18,650,000 | 394 |
| Total noninterest income | $2,338,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,488,000 | 1,023 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $850,000 | 2,411 |
| Total noninterest expense | $12,821,000 | 1,545 |
| Salaries and employee benefits | $4,592,000 | 2,107 |
| Premises and equipment expense | $914,000 | 2,669 |
| Additional noninterest expense | $7,315,000 | 1,008 |
| Pre-tax net operating income | $-2,464,000 | 6,855 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,094,000 | 7,337 |
| Income before extraordinary items | $-1,370,000 | 6,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,370,000 | 6,710 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,370,000 | 6,711 |
| Net charge-offs | $15,490,000 | 423 |
| Cash dividends | $433,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,370,000 | 6,686 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $25,908,000 | 895 |
| Total interest expense | $5,933,000 | 1,085 |
| Net interest income | $19,975,000 | 820 |
| Provision for loan and lease losses | $14,900,000 | 364 |
| Total noninterest income | $1,707,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,115,000 | 1,053 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $592,000 | 2,507 |
| Total noninterest expense | $9,684,000 | 1,521 |
| Salaries and employee benefits | $3,449,000 | 2,099 |
| Premises and equipment expense | $697,000 | 2,667 |
| Additional noninterest expense | $5,538,000 | 969 |
| Pre-tax net operating income | $-2,902,000 | 7,188 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,191,000 | 7,529 |
| Income before extraordinary items | $-1,711,000 | 7,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,711,000 | 7,084 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,711,000 | 7,086 |
| Net charge-offs | $12,778,000 | 376 |
| Cash dividends | $433,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,711,000 | 7,062 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,254,000 | 901 |
| Total interest expense | $4,004,000 | 1,117 |
| Net interest income | $13,250,000 | 822 |
| Provision for loan and lease losses | $11,300,000 | 325 |
| Total noninterest income | $1,088,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $725,000 | 1,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $363,000 | 2,554 |
| Total noninterest expense | $6,471,000 | 1,526 |
| Salaries and employee benefits | $2,310,000 | 2,103 |
| Premises and equipment expense | $474,000 | 2,627 |
| Additional noninterest expense | $3,687,000 | 965 |
| Pre-tax net operating income | $-3,433,000 | 7,433 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,423,000 | 7,654 |
| Income before extraordinary items | $-2,010,000 | 7,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,010,000 | 7,333 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,010,000 | 7,333 |
| Net charge-offs | $8,883,000 | 365 |
| Cash dividends | $433,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,010,000 | 7,327 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 929 |
| Total interest expense | $2,048,000 | 1,149 |
| Net interest income | $6,496,000 | 853 |
| Provision for loan and lease losses | $6,800,000 | 301 |
| Total noninterest income | $510,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $355,000 | 1,099 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $155,000 | 2,775 |
| Total noninterest expense | $3,256,000 | 1,544 |
| Salaries and employee benefits | $1,242,000 | 1,987 |
| Premises and equipment expense | $236,000 | 2,704 |
| Additional noninterest expense | $1,778,000 | 985 |
| Pre-tax net operating income | $-3,050,000 | 7,694 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,248,000 | 7,819 |
| Income before extraordinary items | $-1,802,000 | 7,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,802,000 | 7,621 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,802,000 | 7,621 |
| Net charge-offs | $5,405,000 | 317 |
| Cash dividends | $433,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,802,000 | 7,615 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,548,000 | 923 |
| Total interest expense | $10,450,000 | 1,139 |
| Net interest income | $26,098,000 | 830 |
| Provision for loan and lease losses | $4,560,000 | 1,523 |
| Total noninterest income | $2,874,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,550,000 | 1,115 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,324,000 | 1,796 |
| Total noninterest expense | $12,679,000 | 1,623 |
| Salaries and employee benefits | $4,803,000 | 2,047 |
| Premises and equipment expense | $949,000 | 2,700 |
| Additional noninterest expense | $6,927,000 | 1,123 |
| Pre-tax net operating income | $11,733,000 | 356 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $4,507,000 | 287 |
| Income before extraordinary items | $7,226,000 | 458 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,226,000 | 458 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,226,000 | 460 |
| Net charge-offs | $3,945,000 | 1,356 |
| Cash dividends | $3,989,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,226,000 | 454 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,345,000 | 944 |
| Total interest expense | $8,045,000 | 1,164 |
| Net interest income | $19,300,000 | 852 |
| Provision for loan and lease losses | $2,150,000 | 1,819 |
| Total noninterest income | $2,260,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,148,000 | 1,130 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,112,000 | 1,700 |
| Total noninterest expense | $9,674,000 | 1,584 |
| Salaries and employee benefits | $3,695,000 | 2,006 |
| Premises and equipment expense | $717,000 | 2,726 |
| Additional noninterest expense | $5,262,000 | 1,073 |
| Pre-tax net operating income | $9,736,000 | 337 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $3,817,000 | 272 |
| Income before extraordinary items | $5,919,000 | 445 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,919,000 | 444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,919,000 | 445 |
| Net charge-offs | $2,253,000 | 1,406 |
| Cash dividends | $3,989,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,919,000 | 446 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,032,000 | 971 |
| Total interest expense | $5,319,000 | 1,241 |
| Net interest income | $12,713,000 | 860 |
| Provision for loan and lease losses | $1,110,000 | 1,945 |
| Total noninterest income | $1,621,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $748,000 | 1,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $873,000 | 1,545 |
| Total noninterest expense | $6,493,000 | 1,597 |
| Salaries and employee benefits | $2,447,000 | 2,053 |
| Premises and equipment expense | $474,000 | 2,773 |
| Additional noninterest expense | $3,572,000 | 1,074 |
| Pre-tax net operating income | $6,731,000 | 330 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,653,000 | 269 |
| Income before extraordinary items | $4,078,000 | 429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,078,000 | 427 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,078,000 | 429 |
| Net charge-offs | $996,000 | 1,630 |
| Cash dividends | $2,873,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,078,000 | 412 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 992 |
| Total interest expense | $2,602,000 | 1,322 |
| Net interest income | $6,335,000 | 851 |
| Provision for loan and lease losses | $360,000 | 2,098 |
| Total noninterest income | $553,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $342,000 | 1,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $211,000 | 2,438 |
| Total noninterest expense | $3,029,000 | 1,653 |
| Salaries and employee benefits | $1,208,000 | 2,112 |
| Premises and equipment expense | $284,000 | 2,411 |
| Additional noninterest expense | $1,537,000 | 1,092 |
| Pre-tax net operating income | $3,499,000 | 348 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,380,000 | 278 |
| Income before extraordinary items | $2,119,000 | 461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,119,000 | 462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,119,000 | 463 |
| Net charge-offs | $252,000 | 1,945 |
| Cash dividends | $973,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,119,000 | 432 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,066,000 | 1,019 |
| Total interest expense | $12,651,000 | 1,294 |
| Net interest income | $24,415,000 | 876 |
| Provision for loan and lease losses | $1,465,000 | 2,192 |
| Total noninterest income | $2,372,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,468,000 | 1,228 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $904,000 | 2,280 |
| Total noninterest expense | $10,948,000 | 1,777 |
| Salaries and employee benefits | $4,500,000 | 2,260 |
| Premises and equipment expense | $1,120,000 | 2,379 |
| Additional noninterest expense | $5,328,000 | 1,203 |
| Pre-tax net operating income | $14,374,000 | 377 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,670,000 | 289 |
| Income before extraordinary items | $8,704,000 | 446 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,704,000 | 446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 2,522 |
| Cash dividends | $3,701,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,704,000 | 469 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,880,000 | 1,044 |
| Total interest expense | $9,861,000 | 1,289 |
| Net interest income | $18,019,000 | 905 |
| Provision for loan and lease losses | $830,000 | 2,048 |
| Total noninterest income | $1,796,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,110,000 | 1,224 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $686,000 | 2,346 |
| Total noninterest expense | $8,172,000 | 1,769 |
| Salaries and employee benefits | $3,350,000 | 2,295 |
| Premises and equipment expense | $819,000 | 2,437 |
| Additional noninterest expense | $4,003,000 | 1,145 |
| Pre-tax net operating income | $10,813,000 | 471 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,265,000 | 357 |
| Income before extraordinary items | $6,548,000 | 555 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,548,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,532 |
| Cash dividends | $2,756,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,548,000 | 582 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,558,000 | 1,055 |
| Total interest expense | $6,656,000 | 1,320 |
| Net interest income | $11,902,000 | 910 |
| Provision for loan and lease losses | $545,000 | 1,825 |
| Total noninterest income | $1,183,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $728,000 | 1,219 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $455,000 | 2,391 |
| Total noninterest expense | $5,496,000 | 1,752 |
| Salaries and employee benefits | $2,262,000 | 2,294 |
| Premises and equipment expense | $541,000 | 2,468 |
| Additional noninterest expense | $2,693,000 | 1,112 |
| Pre-tax net operating income | $7,044,000 | 513 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,777,000 | 399 |
| Income before extraordinary items | $4,267,000 | 651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,267,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,964 |
| Cash dividends | $1,833,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,267,000 | 625 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 1,061 |
| Total interest expense | $3,411,000 | 1,377 |
| Net interest income | $6,072,000 | 887 |
| Provision for loan and lease losses | $270,000 | 1,503 |
| Total noninterest income | $555,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $345,000 | 1,276 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $210,000 | 2,504 |
| Total noninterest expense | $2,743,000 | 1,756 |
| Salaries and employee benefits | $1,129,000 | 2,323 |
| Premises and equipment expense | $259,000 | 2,591 |
| Additional noninterest expense | $1,355,000 | 1,074 |
| Pre-tax net operating income | $3,614,000 | 541 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,424,000 | 444 |
| Income before extraordinary items | $2,190,000 | 706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,190,000 | 707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $962,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,190,000 | 676 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,825,000 | 1,115 |
| Total interest expense | $13,280,000 | 1,513 |
| Net interest income | $24,545,000 | 904 |
| Provision for loan and lease losses | $935,000 | 1,490 |
| Total noninterest income | $2,032,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,318,000 | 1,359 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $714,000 | 2,731 |
| Total noninterest expense | $10,290,000 | 1,796 |
| Salaries and employee benefits | $4,183,000 | 2,405 |
| Premises and equipment expense | $1,146,000 | 2,272 |
| Additional noninterest expense | $4,961,000 | 1,141 |
| Pre-tax net operating income | $15,352,000 | 579 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,881,000 | 474 |
| Income before extraordinary items | $9,471,000 | 689 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,471,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,988 |
| Cash dividends | $5,911,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,471,000 | 684 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,103,000 | 1,142 |
| Total interest expense | $9,877,000 | 1,522 |
| Net interest income | $18,226,000 | 909 |
| Provision for loan and lease losses | $665,000 | 1,256 |
| Total noninterest income | $1,447,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $946,000 | 1,397 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $501,000 | 2,845 |
| Total noninterest expense | $7,750,000 | 1,773 |
| Salaries and employee benefits | $3,179,000 | 2,371 |
| Premises and equipment expense | $864,000 | 2,240 |
| Additional noninterest expense | $3,707,000 | 1,114 |
| Pre-tax net operating income | $11,258,000 | 636 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,340,000 | 518 |
| Income before extraordinary items | $6,918,000 | 758 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,918,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,216 |
| Cash dividends | $2,663,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,918,000 | 748 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,527,000 | 1,166 |
| Total interest expense | $6,555,000 | 1,531 |
| Net interest income | $11,972,000 | 940 |
| Provision for loan and lease losses | $410,000 | 1,215 |
| Total noninterest income | $975,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $582,000 | 1,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $393,000 | 2,606 |
| Total noninterest expense | $5,234,000 | 1,767 |
| Salaries and employee benefits | $2,141,000 | 2,381 |
| Premises and equipment expense | $576,000 | 2,242 |
| Additional noninterest expense | $2,517,000 | 1,106 |
| Pre-tax net operating income | $7,303,000 | 675 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,818,000 | 553 |
| Income before extraordinary items | $4,485,000 | 810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,485,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $1,743,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,485,000 | 799 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 1,164 |
| Total interest expense | $3,325,000 | 1,496 |
| Net interest income | $5,873,000 | 950 |
| Provision for loan and lease losses | $190,000 | 1,217 |
| Total noninterest income | $449,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $273,000 | 1,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $176,000 | 2,745 |
| Total noninterest expense | $2,652,000 | 1,747 |
| Salaries and employee benefits | $1,101,000 | 2,334 |
| Premises and equipment expense | $299,000 | 2,189 |
| Additional noninterest expense | $1,252,000 | 1,083 |
| Pre-tax net operating income | $3,480,000 | 705 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,341,000 | 580 |
| Income before extraordinary items | $2,139,000 | 837 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,139,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $865,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,139,000 | 827 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,199,000 | 1,182 |
| Total interest expense | $10,682,000 | 1,583 |
| Net interest income | $22,517,000 | 985 |
| Provision for loan and lease losses | $1,145,000 | 919 |
| Total noninterest income | $1,904,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,237,000 | 1,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $667,000 | 2,826 |
| Total noninterest expense | $9,662,000 | 1,848 |
| Salaries and employee benefits | $4,313,000 | 2,266 |
| Premises and equipment expense | $966,000 | 2,557 |
| Additional noninterest expense | $4,383,000 | 1,218 |
| Pre-tax net operating income | $13,614,000 | 744 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,244,000 | 613 |
| Income before extraordinary items | $8,370,000 | 901 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,370,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,566 |
| Cash dividends | $3,005,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,370,000 | 886 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,317,000 | 1,220 |
| Total interest expense | $7,300,000 | 1,681 |
| Net interest income | $17,017,000 | 999 |
| Provision for loan and lease losses | $695,000 | 1,061 |
| Total noninterest income | $1,407,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $915,000 | 1,474 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $492,000 | 2,869 |
| Total noninterest expense | $7,249,000 | 1,837 |
| Salaries and employee benefits | $3,304,000 | 2,225 |
| Premises and equipment expense | $728,000 | 2,546 |
| Additional noninterest expense | $3,217,000 | 1,247 |
| Pre-tax net operating income | $10,480,000 | 765 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,082,000 | 630 |
| Income before extraordinary items | $6,398,000 | 912 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,398,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,295 |
| Cash dividends | $2,200,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,398,000 | 898 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,252 |
| Total interest expense | $4,144,000 | 1,848 |
| Net interest income | $11,268,000 | 1,006 |
| Provision for loan and lease losses | $330,000 | 1,354 |
| Total noninterest income | $908,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $598,000 | 1,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 2,953 |
| Total noninterest expense | $4,896,000 | 1,820 |
| Salaries and employee benefits | $2,241,000 | 2,190 |
| Premises and equipment expense | $475,000 | 2,591 |
| Additional noninterest expense | $2,180,000 | 1,239 |
| Pre-tax net operating income | $6,950,000 | 775 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,703,000 | 642 |
| Income before extraordinary items | $4,247,000 | 915 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,247,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,150 |
| Cash dividends | $1,427,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,247,000 | 896 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 1,274 |
| Total interest expense | $1,947,000 | 1,872 |
| Net interest income | $5,466,000 | 1,038 |
| Provision for loan and lease losses | $165,000 | 1,317 |
| Total noninterest income | $439,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $291,000 | 1,464 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $2,565,000 | 1,743 |
| Salaries and employee benefits | $1,223,000 | 2,003 |
| Premises and equipment expense | $241,000 | 2,538 |
| Additional noninterest expense | $1,101,000 | 1,208 |
| Pre-tax net operating income | $3,175,000 | 813 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,233,000 | 678 |
| Income before extraordinary items | $1,942,000 | 981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,942,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 805 |
| Cash dividends | $716,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,942,000 | 962 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,032,000 | 1,238 |
| Total interest expense | $6,808,000 | 1,672 |
| Net interest income | $20,224,000 | 1,070 |
| Provision for loan and lease losses | $550,000 | 1,758 |
| Total noninterest income | $1,670,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,080,000 | 1,615 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $590,000 | 3,086 |
| Total noninterest expense | $9,016,000 | 1,879 |
| Salaries and employee benefits | $4,485,000 | 2,051 |
| Premises and equipment expense | $942,000 | 2,495 |
| Additional noninterest expense | $3,589,000 | 1,425 |
| Pre-tax net operating income | $12,328,000 | 804 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $4,807,000 | 668 |
| Income before extraordinary items | $7,523,000 | 958 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,523,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,881 |
| Cash dividends | $4,007,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,521,720 | 940 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,728,000 | 1,230 |
| Total interest expense | $4,911,000 | 1,642 |
| Net interest income | $14,817,000 | 1,077 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $1,204,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $765,000 | 1,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $439,000 | 3,109 |
| Total noninterest expense | $6,704,000 | 1,869 |
| Salaries and employee benefits | $3,356,000 | 2,032 |
| Premises and equipment expense | $738,000 | 2,387 |
| Additional noninterest expense | $2,610,000 | 1,439 |
| Pre-tax net operating income | $8,867,000 | 831 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $3,387,000 | 703 |
| Income before extraordinary items | $5,507,000 | 979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,507,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,699 |
| Cash dividends | $3,281,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,489,720 | 965 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,691,000 | 1,234 |
| Total interest expense | $3,038,000 | 1,672 |
| Net interest income | $9,653,000 | 1,088 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $777,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $462,000 | 1,812 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $315,000 | 2,972 |
| Total noninterest expense | $4,464,000 | 1,855 |
| Salaries and employee benefits | $2,238,000 | 2,023 |
| Premises and equipment expense | $474,000 | 2,444 |
| Additional noninterest expense | $1,752,000 | 1,428 |
| Pre-tax net operating income | $5,666,000 | 842 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $2,169,000 | 722 |
| Income before extraordinary items | $3,524,000 | 987 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,524,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,437 |
| Cash dividends | $2,627,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,506,720 | 976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 1,246 |
| Total interest expense | $1,453,000 | 1,643 |
| Net interest income | $4,725,000 | 1,109 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $362,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $207,000 | 1,948 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $2,257,000 | 1,847 |
| Salaries and employee benefits | $1,121,000 | 2,035 |
| Premises and equipment expense | $239,000 | 2,451 |
| Additional noninterest expense | $897,000 | 1,388 |
| Pre-tax net operating income | $2,680,000 | 880 |
| Securities gains (losses) | $27,000 | 702 |
| Applicable income taxes | $1,032,000 | 751 |
| Income before extraordinary items | $1,675,000 | 1,040 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,675,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,169 |
| Cash dividends | $2,024,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,657,720 | 1,024 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,885,000 | 1,293 |
| Total interest expense | $5,137,000 | 1,604 |
| Net interest income | $16,748,000 | 1,199 |
| Provision for loan and lease losses | $665,000 | 1,517 |
| Total noninterest income | $1,627,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $959,000 | 1,830 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $668,000 | 2,786 |
| Total noninterest expense | $8,108,000 | 1,976 |
| Salaries and employee benefits | $4,091,000 | 2,121 |
| Premises and equipment expense | $840,000 | 2,671 |
| Additional noninterest expense | $3,177,000 | 1,548 |
| Pre-tax net operating income | $9,602,000 | 914 |
| Securities gains (losses) | $-420,000 | 8,865 |
| Applicable income taxes | $3,447,000 | 805 |
| Income before extraordinary items | $5,735,000 | 1,136 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,735,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 984 |
| Cash dividends | $4,751,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,003,800 | 1,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,059,000 | 1,306 |
| Total interest expense | $3,818,000 | 1,581 |
| Net interest income | $12,241,000 | 1,218 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $1,168,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $720,000 | 1,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $448,000 | 2,992 |
| Total noninterest expense | $5,961,000 | 2,005 |
| Salaries and employee benefits | $3,048,000 | 2,134 |
| Premises and equipment expense | $604,000 | 2,763 |
| Additional noninterest expense | $2,309,000 | 1,573 |
| Pre-tax net operating income | $7,163,000 | 927 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $2,677,000 | 797 |
| Income before extraordinary items | $4,492,000 | 1,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,492,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,072 |
| Cash dividends | $4,163,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,488,160 | 1,065 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 1,323 |
| Total interest expense | $2,535,000 | 1,568 |
| Net interest income | $7,953,000 | 1,245 |
| Provision for loan and lease losses | $195,000 | 2,252 |
| Total noninterest income | $764,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $470,000 | 1,857 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 3,021 |
| Total noninterest expense | $3,977,000 | 2,005 |
| Salaries and employee benefits | $2,063,000 | 2,116 |
| Premises and equipment expense | $400,000 | 2,787 |
| Additional noninterest expense | $1,514,000 | 1,594 |
| Pre-tax net operating income | $4,545,000 | 958 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $1,703,000 | 826 |
| Income before extraordinary items | $2,849,000 | 1,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,849,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 917 |
| Cash dividends | $3,589,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,844,520 | 1,106 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 1,322 |
| Total interest expense | $1,275,000 | 1,577 |
| Net interest income | $3,981,000 | 1,249 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $353,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $213,000 | 1,966 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $140,000 | 3,060 |
| Total noninterest expense | $1,958,000 | 2,051 |
| Salaries and employee benefits | $1,007,000 | 2,181 |
| Premises and equipment expense | $204,000 | 2,769 |
| Additional noninterest expense | $747,000 | 1,598 |
| Pre-tax net operating income | $2,271,000 | 954 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $845,000 | 853 |
| Income before extraordinary items | $1,433,000 | 1,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,433,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 729 |
| Cash dividends | $3,033,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,428,520 | 1,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,290,000 | 1,327 |
| Total interest expense | $5,812,000 | 1,534 |
| Net interest income | $15,478,000 | 1,243 |
| Provision for loan and lease losses | $335,000 | 2,929 |
| Total noninterest income | $1,450,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $887,000 | 1,945 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $563,000 | 3,374 |
| Total noninterest expense | $7,692,000 | 2,055 |
| Salaries and employee benefits | $4,283,000 | 1,999 |
| Premises and equipment expense | $803,000 | 2,752 |
| Additional noninterest expense | $2,606,000 | 1,853 |
| Pre-tax net operating income | $8,901,000 | 947 |
| Securities gains (losses) | $367,000 | 926 |
| Applicable income taxes | $3,389,000 | 841 |
| Income before extraordinary items | $5,879,000 | 1,102 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,879,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,000 |
| Cash dividends | $4,176,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,644,120 | 1,071 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,849,000 | 1,370 |
| Total interest expense | $4,493,000 | 1,551 |
| Net interest income | $11,356,000 | 1,287 |
| Provision for loan and lease losses | $235,000 | 2,982 |
| Total noninterest income | $1,078,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $663,000 | 1,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,460 |
| Total noninterest expense | $5,727,000 | 2,074 |
| Salaries and employee benefits | $3,135,000 | 2,042 |
| Premises and equipment expense | $624,000 | 2,678 |
| Additional noninterest expense | $1,968,000 | 1,833 |
| Pre-tax net operating income | $6,472,000 | 1,009 |
| Securities gains (losses) | $367,000 | 837 |
| Applicable income taxes | $2,501,000 | 895 |
| Income before extraordinary items | $4,338,000 | 1,154 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,338,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $3,621,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,103,120 | 1,140 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 1,366 |
| Total interest expense | $3,075,000 | 1,564 |
| Net interest income | $7,618,000 | 1,289 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $720,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $455,000 | 1,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $265,000 | 3,526 |
| Total noninterest expense | $3,852,000 | 2,046 |
| Salaries and employee benefits | $2,117,000 | 2,010 |
| Premises and equipment expense | $423,000 | 2,631 |
| Additional noninterest expense | $1,312,000 | 1,840 |
| Pre-tax net operating income | $4,326,000 | 1,004 |
| Securities gains (losses) | $276,000 | 854 |
| Applicable income taxes | $1,680,000 | 899 |
| Income before extraordinary items | $2,922,000 | 1,154 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,922,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $1,205,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,745,360 | 1,128 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 1,367 |
| Total interest expense | $1,567,000 | 1,578 |
| Net interest income | $3,801,000 | 1,286 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $351,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 1,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $1,957,000 | 2,004 |
| Salaries and employee benefits | $1,077,000 | 1,972 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $662,000 | 1,774 |
| Pre-tax net operating income | $2,105,000 | 1,036 |
| Securities gains (losses) | $276,000 | 536 |
| Applicable income taxes | $867,000 | 900 |
| Income before extraordinary items | $1,514,000 | 1,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,514,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $583,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,337,360 | 1,152 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,292,000 | 1,368 |
| Total interest expense | $7,119,000 | 1,598 |
| Net interest income | $15,173,000 | 1,272 |
| Provision for loan and lease losses | $265,000 | 3,725 |
| Total noninterest income | $1,501,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $912,000 | 1,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $589,000 | 2,998 |
| Total noninterest expense | $7,181,000 | 2,089 |
| Salaries and employee benefits | $4,341,000 | 1,851 |
| Premises and equipment expense | $884,000 | 2,447 |
| Additional noninterest expense | $1,956,000 | 2,354 |
| Pre-tax net operating income | $9,228,000 | 930 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,316,000 | 852 |
| Income before extraordinary items | $5,912,000 | 1,061 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,912,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,056 |
| Cash dividends | $5,742,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,912,000 | 1,022 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,446,000 | 1,389 |
| Total interest expense | $9,933,000 | 1,632 |
| Net interest income | $14,513,000 | 1,228 |
| Provision for loan and lease losses | $226,000 | 3,868 |
| Total noninterest income | $1,346,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $929,000 | 1,620 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $6,808,000 | 2,108 |
| Salaries and employee benefits | $4,001,000 | 1,876 |
| Premises and equipment expense | $890,000 | 2,395 |
| Additional noninterest expense | $1,917,000 | 2,328 |
| Pre-tax net operating income | $8,825,000 | 862 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,140,000 | 809 |
| Income before extraordinary items | $5,685,000 | 966 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,685,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,363 |
| Cash dividends | $2,390,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,685,000 | 928 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,928,000 | 1,399 |
| Total interest expense | $11,059,000 | 1,553 |
| Net interest income | $13,869,000 | 1,257 |
| Provision for loan and lease losses | $256,000 | 3,180 |
| Total noninterest income | $1,900,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $947,000 | 1,441 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $953,000 | 1,920 |
| Total noninterest expense | $6,724,000 | 2,048 |
| Salaries and employee benefits | $3,902,000 | 1,846 |
| Premises and equipment expense | $793,000 | 2,593 |
| Additional noninterest expense | $2,029,000 | 2,120 |
| Pre-tax net operating income | $8,789,000 | 882 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $3,111,000 | 803 |
| Income before extraordinary items | $5,679,000 | 935 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,679,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,400 |
| Cash dividends | $1,672,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,678,350 | 935 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,377,000 | 1,457 |
| Total interest expense | $9,892,000 | 1,515 |
| Net interest income | $12,485,000 | 1,396 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $978,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $842,000 | 1,563 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $6,259,000 | 2,180 |
| Salaries and employee benefits | $3,605,000 | 1,950 |
| Premises and equipment expense | $785,000 | 2,580 |
| Additional noninterest expense | $1,869,000 | 2,339 |
| Pre-tax net operating income | $6,964,000 | 1,110 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $2,424,000 | 1,039 |
| Income before extraordinary items | $4,552,000 | 1,201 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,552,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $1,456,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,544,200 | 1,183 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,047,000 | 1,534 |
| Total interest expense | $9,466,000 | 1,626 |
| Net interest income | $11,581,000 | 1,452 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $800,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $685,000 | 1,872 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $5,951,000 | 2,194 |
| Salaries and employee benefits | $3,421,000 | 1,944 |
| Premises and equipment expense | $703,000 | 2,758 |
| Additional noninterest expense | $1,827,000 | 2,284 |
| Pre-tax net operating income | $6,190,000 | 1,207 |
| Securities gains (losses) | $-10,000 | 10,190 |
| Applicable income taxes | $2,153,000 | 1,171 |
| Income before extraordinary items | $4,027,000 | 1,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,027,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $1,131,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,033,500 | 1,263 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,672,000 | 1,678 |
| Total interest expense | $8,597,000 | 1,805 |
| Net interest income | $11,075,000 | 1,555 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $568,000 | 2,306 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $144,000 | 5,804 |
| Total noninterest expense | $5,820,000 | 2,218 |
| Salaries and employee benefits | $3,382,000 | 1,942 |
| Premises and equipment expense | $682,000 | 2,810 |
| Additional noninterest expense | $1,756,000 | 2,359 |
| Pre-tax net operating income | $5,742,000 | 1,349 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $2,065,000 | 1,282 |
| Income before extraordinary items | $3,683,000 | 1,469 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,683,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,547 |
| Cash dividends | $1,069,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 883 |
| Net operating income | $3,679,160 | 1,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,019,000 | 1,776 |
| Total interest expense | $8,448,000 | 1,866 |
| Net interest income | $10,571,000 | 1,677 |
| Provision for loan and lease losses | $955,000 | 1,063 |
| Total noninterest income | $597,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $505,000 | 2,700 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $5,219,000 | 2,605 |
| Salaries and employee benefits | $3,112,000 | 2,144 |
| Premises and equipment expense | $627,000 | 3,071 |
| Additional noninterest expense | $1,480,000 | 3,160 |
| Pre-tax net operating income | $4,994,000 | 1,438 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $1,751,000 | 1,385 |
| Income before extraordinary items | $3,220,000 | 1,541 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,220,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,057 |
| Cash dividends | $829,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 654 |
| Net operating income | $3,234,950 | 1,504 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,434,000 | 1,942 |
| Total interest expense | $8,207,000 | 1,917 |
| Net interest income | $9,227,000 | 1,941 |
| Provision for loan and lease losses | $540,000 | 1,477 |
| Total noninterest income | $605,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $486,000 | 2,790 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $5,092,000 | 2,663 |
| Salaries and employee benefits | $2,881,000 | 2,305 |
| Premises and equipment expense | $568,000 | 3,364 |
| Additional noninterest expense | $1,643,000 | 2,825 |
| Pre-tax net operating income | $4,200,000 | 1,762 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $1,538,000 | 1,619 |
| Income before extraordinary items | $2,684,000 | 1,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,684,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,821 |
| Cash dividends | $737,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 581 |
| Net operating income | $2,669,920 | 1,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,452,000 | 1,996 |
| Total interest expense | $7,179,000 | 1,762 |
| Net interest income | $8,273,000 | 2,186 |
| Provision for loan and lease losses | $525,000 | 1,486 |
| Total noninterest income | $643,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $491,000 | 2,804 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $4,897,000 | 2,829 |
| Salaries and employee benefits | $2,669,000 | 2,504 |
| Premises and equipment expense | $522,000 | 3,665 |
| Additional noninterest expense | $1,706,000 | 2,962 |
| Pre-tax net operating income | $3,494,000 | 2,042 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,232,000 | 1,842 |
| Income before extraordinary items | $2,263,000 | 2,164 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,263,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,570 |
| Cash dividends | $587,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 821 |
| Net operating income | $2,262,350 | 2,180 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,781,000 | 2,119 |
| Total interest expense | $6,911,000 | 1,871 |
| Net interest income | $7,870,000 | 2,287 |
| Provision for loan and lease losses | $2,911,000 | 625 |
| Total noninterest income | $700,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $485,000 | 2,879 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $4,562,000 | 3,076 |
| Salaries and employee benefits | $2,528,000 | 2,612 |
| Premises and equipment expense | $485,000 | 3,974 |
| Additional noninterest expense | $1,549,000 | 3,411 |
| Pre-tax net operating income | $1,097,000 | 5,519 |
| Securities gains (losses) | $303,000 | 1,293 |
| Applicable income taxes | $483,000 | 4,309 |
| Income before extraordinary items | $917,000 | 5,024 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $917,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,686,000 | 604 |
| Cash dividends | $554,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $331,000 | 681 |
| Net operating income | $720,050 | 5,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,734,000 | 2,243 |
| Total interest expense | $8,100,000 | 2,095 |
| Net interest income | $7,634,000 | 2,365 |
| Provision for loan and lease losses | $1,430,000 | 1,452 |
| Total noninterest income | $713,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $546,000 | 2,528 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $167,000 | 6,272 |
| Total noninterest expense | $4,357,000 | 3,256 |
| Salaries and employee benefits | $2,460,000 | 2,640 |
| Premises and equipment expense | $491,000 | 4,038 |
| Additional noninterest expense | $1,406,000 | 3,786 |
| Pre-tax net operating income | $2,560,000 | 2,424 |
| Securities gains (losses) | $307,000 | 1,516 |
| Applicable income taxes | $1,021,000 | 2,071 |
| Income before extraordinary items | $1,846,000 | 2,484 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,846,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 1,285 |
| Cash dividends | $546,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 756 |
| Net operating income | $1,649,520 | 2,582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.