Home > The Talbot Bank of Easton, Maryland > Net charge- offs to loans
The Talbot Bank of Easton, Maryland, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3238% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 1.3843% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4371% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2058% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2093% | 5,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4514% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2595% | 5,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5961% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 2.7253% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2841% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 5,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1026% | 4,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0801% | 5,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2169% | 5,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7241% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3287% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3404% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3622% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 2.6570% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3171% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0921% | 5,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2258% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1603% | 5,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1176% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4482% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4865% | 5,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9553% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3337% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3243% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 3.5670% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1127% | 5,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2070% | 5,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4502% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0536% | 5,208 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0011% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5616% | 5,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8664% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4128% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 2.6782% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3455% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 5,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4560% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1636% | 5,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3533% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7865% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5239% | 5,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4641% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4522% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 4.2210% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 5,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8171% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8905% | 6,046 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7660% | 1,202 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4710% | 5,794 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2417% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5425% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1332% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 1.4393% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9959% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7479% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8101% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7150% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8462% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3934% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9456% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4207% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8881% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3458% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5241% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0322% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 1.3876% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3515% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7764% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0853% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0549% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0469% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5088% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3667% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5255% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4563% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6707% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4106% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.8983% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0054% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1366% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6692% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3317% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8364% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5664% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4669% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6886% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4706% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4794% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6588% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0787% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2065% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5191% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7529% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8473% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3947% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4702% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1778% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3579% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6726% | 13 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5172% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 34.9208% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1522% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1149% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8365% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8078% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4480% | 6,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7369% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7400% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6326% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2480% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4666% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.3855% | 5 |
| Percentage Net Loans Charged-off:Construction & development | 42.1432% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0456% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7433% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7512% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8880% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9109% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3049% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3347% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2232% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8775% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0217% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 4.4309% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8299% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6214% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5199% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0962% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6317% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0203% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1325% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8062% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7802% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9202% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 3.7461% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1287% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2451% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3295% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6454% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3132% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7902% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6570% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4058% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0139% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6101% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9289% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 8.7517% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2012% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6004% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1123% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 7.6418% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1147% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8728% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4340% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0689% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6692% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4285% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6913% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 6.4081% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1288% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.0223% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8801% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 8.3725% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.1985% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1631% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3807% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0710% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2596% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5629% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2429% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 2.1714% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4734% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2272% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7527% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 8.7217% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.3389% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9882% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4915% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9513% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3759% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1283% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0923% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 1.0564% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4748% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.9028% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1157% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 12.8936% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.6862% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6298% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1154% | 2,594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5709% | 6,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8236% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6581% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 3.4198% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9139% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1669% | 905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5351% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9214% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3171% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8713% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0237% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6026% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9658% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4816% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1514% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8740% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 1.9654% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0900% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2212% | 732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5321% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4154% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5697% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2518% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3227% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1491% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2377% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1326% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8591% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7442% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 1.5108% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3877% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3311% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0411% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3508% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3581% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2075% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5078% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1314% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4235% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4275% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5501% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6551% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.5963% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3276% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4827% | 334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7373% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3779% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3839% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3420% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3969% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1776% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6930% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4867% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6279% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4370% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 6.9529% | 913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 2,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2615% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7649% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9680% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4936% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5256% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3567% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4309% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8381% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8849% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6250% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 7.3328% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 2,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0400% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0559% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0999% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8130% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4402% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4607% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3244% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2177% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0050% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7761% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 7.5735% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 2,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6268% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2464% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4161% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9048% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2010% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0463% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5837% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3242% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6566% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4031% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 13.9160% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 7,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8777% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9142% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8658% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2730% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0914% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 21.3476% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9417% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6845% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5045% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.2196% | 3,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2872% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9175% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6438% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0090% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1125% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7812% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3848% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0708% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5247% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4696% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.2323% | 2,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1999% | 1,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9099% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6397% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0070% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9074% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7040% | 3,145 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8912% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8432% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3097% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.1045% | 2,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1739% | 1,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5854% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8879% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4610% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5673% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7431% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4241% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5870% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3440% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4080% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3165% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3010% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0822% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1136% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0003% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 1,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1623% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2295% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2880% | 3,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2191% | 4,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9779% | 988 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6384% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1087% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4644% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2360% | 4,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7653% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4949% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4439% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3385% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 7,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 7,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0847% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4993% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2362% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1661% | 7,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7903% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8587% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4904% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7497% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 7,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9539% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7801% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 6,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1449% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9033% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 8,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7684% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5756% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5060% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6287% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9316% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2955% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7071% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9070% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3557% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9223% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5614% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3981% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 2,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7809% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4705% | 2,110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5015% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6041% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6277% | 2,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 7,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6047% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6333% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9174% | 2,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6189% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2965% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 8,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 8,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2335% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 4,820 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8243% | 2,559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 8,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 8,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0680% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3588% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 8,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 8,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5113% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3764% | 3,727 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0350% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 8,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 8,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 8,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1307% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2061% | 7,894 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9934% | 2,562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 8,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7503% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 4,383 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0206% | 1,172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3858% | 2,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6377% | 3,253 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7627% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 5,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 8,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4648% | 3,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3621% | 1,533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 8,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5781% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7387% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0787% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 8,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6119% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3122% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2042% | 1,578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 5,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 8,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 3,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2955% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1307% | 2,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2866% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3644% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 6,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1848% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3449% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9484% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1673% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3627% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8201% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9187% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |