Home > The Talbot Bank of Easton, Maryland > Assets and Liabilities
The Talbot Bank of Easton, Maryland, Assets and Liabilities
| 2016-06-30 | Rank | |
| # of Employees: | 76 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $602,484,000 | 1,185 |
| Cash and due from depository institutions | $31,156,000 | 1,916 |
| Interest-bearing balances | $23,865,000 | 1,378 |
| Securities | $112,853,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 2,466 |
| Net loans & leases | $440,897,000 | 1,122 |
| Loan loss allowance | $4,519,000 | 1,348 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,762,000 | 3,095 |
| Other real estate owned | $688,000 | 1,916 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $14,119,000 | 1,370 |
| Life insurance assets | $0 | 3,715 |
| Total liabilities and capital | $602,484,000 | 1,185 |
| Total liabilities | $531,110,000 | 1,184 |
| Total deposits | $524,104,000 | 1,125 |
| Interest-bearing deposits | $412,359,000 | 1,130 |
| Deposits held in domestic offices | $524,104,000 | 1,125 |
| % insured | 80.64% | 3,653 |
| Federal funds purchased & repurchase agreements | $5,689,000 | 935 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,625 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $1,317,000 | 2,620 |
| Total equity capital | $71,374,000 | 1,134 |
| Total bank equity capital | $71,374,000 | 1,132 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $5,938,000 | 584 |
| Surplus | $30,190,000 | 1,034 |
| Undivided profits | $35,246,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $12,624,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,347,000 | 1,943 |
| Earning assets | $577,624,000 | 1,144 |
| Long-term assets (5+ years) | $162,517,000 | 1,379 |
| Average Assets, year-to-date | $613,340,670 | 1,153 |
| Average Assets, quarterly | $608,949,500 | 1,170 |
| Volatile liabilities | $21,869,000 | 1,957 |
| Insider loans | $18,014,000 | 322 |
| FHLB advances | $0 | 3,439 |
| Loans and leases held for sale | $0 | 1,907 |
| Unused loan commitments | $137,747,000 | 761 |
| Tier 1 (core) risk-based capital | $64,877,000 | 1,166 |
| Tier 2 risk-based capital | $4,797,000 | 1,180 |
| Total risk weighted assets | $462,841,000 | 1,114 |
| Total unused commitments | $137,747,000 | 761 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 60 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $615,415,000 | 1,155 |
| Cash and due from depository institutions | $40,963,000 | 2,334 |
| Interest-bearing balances | $36,625,000 | 1,020 |
| Securities | $119,754,000 | 1,187 |
| Federal funds sold & reverse repurchase agreements | $553,000 | 1,980 |
| Net loans & leases | $434,533,000 | 1,111 |
| Loan loss allowance | $4,510,000 | 1,347 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,771,000 | 3,107 |
| Other real estate owned | $696,000 | 2,334 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $16,145,000 | 1,208 |
| Life insurance assets | $0 | 3,726 |
| Total liabilities and capital | $615,415,000 | 1,155 |
| Total liabilities | $545,287,000 | 1,156 |
| Total deposits | $538,794,000 | 1,095 |
| Interest-bearing deposits | $426,070,000 | 1,099 |
| Deposits held in domestic offices | $538,794,000 | 1,095 |
| % insured | 78.11% | 4,191 |
| Federal funds purchased & repurchase agreements | $5,110,000 | 974 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,577 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,383,000 | 2,459 |
| Total equity capital | $70,128,000 | 1,141 |
| Total bank equity capital | $70,128,000 | 1,138 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,938,000 | 592 |
| Surplus | $30,191,000 | 1,041 |
| Undivided profits | $33,999,000 | 1,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $11,429,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,416,000 | 1,838 |
| Earning assets | $591,465,000 | 1,114 |
| Long-term assets (5+ years) | $163,237,000 | 1,384 |
| Average Assets, year-to-date | $618,769,000 | 1,140 |
| Average Assets, quarterly | $618,769,000 | 1,140 |
| Volatile liabilities | $20,487,000 | 1,992 |
| Insider loans | $18,340,000 | 315 |
| FHLB advances | $0 | 3,406 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $111,908,000 | 902 |
| Tier 1 (core) risk-based capital | $62,461,000 | 1,206 |
| Tier 2 risk-based capital | $4,786,000 | 1,170 |
| Total risk weighted assets | $456,169,000 | 1,110 |
| Total unused commitments | $111,908,000 | 902 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 69 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $622,123,000 | 1,129 |
| Cash and due from depository institutions | $45,422,000 | 2,103 |
| Interest-bearing balances | $39,207,000 | 848 |
| Securities | $119,258,000 | 1,202 |
| Federal funds sold & reverse repurchase agreements | $4,508,000 | 737 |
| Net loans & leases | $433,543,000 | 1,100 |
| Loan loss allowance | $4,440,000 | 1,361 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,812,000 | 3,103 |
| Other real estate owned | $700,000 | 2,103 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $15,880,000 | 1,240 |
| Life insurance assets | $0 | 3,740 |
| Total liabilities and capital | $622,123,000 | 1,129 |
| Total liabilities | $553,795,000 | 1,129 |
| Total deposits | $546,870,000 | 1,060 |
| Interest-bearing deposits | $431,213,000 | 1,075 |
| Deposits held in domestic offices | $546,870,000 | 1,060 |
| % insured | 78.11% | 4,199 |
| Federal funds purchased & repurchase agreements | $5,589,000 | 992 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,691 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,336,000 | 2,514 |
| Total equity capital | $68,328,000 | 1,141 |
| Total bank equity capital | $68,328,000 | 1,139 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $5,938,000 | 609 |
| Surplus | $30,191,000 | 1,037 |
| Undivided profits | $32,199,000 | 1,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $11,900,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,311,000 | 2,043 |
| Earning assets | $596,516,000 | 1,083 |
| Long-term assets (5+ years) | $168,861,000 | 1,347 |
| Average Assets, year-to-date | $598,721,800 | 1,133 |
| Average Assets, quarterly | $617,166,500 | 1,123 |
| Volatile liabilities | $20,749,000 | 1,996 |
| Insider loans | $18,375,000 | 308 |
| FHLB advances | $0 | 3,512 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $103,425,000 | 950 |
| Tier 1 (core) risk-based capital | $59,692,000 | 1,248 |
| Tier 2 risk-based capital | $4,713,000 | 1,175 |
| Total risk weighted assets | $448,634,000 | 1,119 |
| Total unused commitments | $103,425,000 | 950 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 67 | 2,176 |
| Assets and Liabilities | ||
| Total Assets: | $612,210,000 | 1,137 |
| Cash and due from depository institutions | $44,760,000 | 2,176 |
| Interest-bearing balances | $37,142,000 | 911 |
| Securities | $120,400,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $10,430,000 | 319 |
| Net loans & leases | $414,034,000 | 1,131 |
| Loan loss allowance | $4,351,000 | 1,416 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $2,832,000 | 3,115 |
| Other real estate owned | $893,000 | 2,176 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $18,861,000 | 1,083 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $612,210,000 | 1,137 |
| Total liabilities | $544,375,000 | 1,133 |
| Total deposits | $537,701,000 | 1,067 |
| Interest-bearing deposits | $429,604,000 | 1,076 |
| Deposits held in domestic offices | $537,701,000 | 1,067 |
| % insured | 78.50% | 4,318 |
| Federal funds purchased & repurchase agreements | $5,349,000 | 1,036 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $0 | 3,765 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,325,000 | 2,689 |
| Total equity capital | $67,835,000 | 1,153 |
| Total bank equity capital | $67,835,000 | 1,152 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $5,938,000 | 628 |
| Surplus | $30,191,000 | 1,040 |
| Undivided profits | $31,706,000 | 1,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $10,616,000 | 509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,434,000 | 1,917 |
| Earning assets | $582,006,000 | 1,106 |
| Long-term assets (5+ years) | $150,460,000 | 1,470 |
| Average Assets, year-to-date | $592,871,500 | 1,156 |
| Average Assets, quarterly | $595,225,000 | 1,166 |
| Volatile liabilities | $25,312,000 | 1,725 |
| Insider loans | $18,645,000 | 302 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $89,781,000 | 1,054 |
| Tier 1 (core) risk-based capital | $57,328,000 | 1,293 |
| Tier 2 risk-based capital | $4,627,000 | 1,192 |
| Total risk weighted assets | $435,960,000 | 1,147 |
| Total unused commitments | $89,781,000 | 1,054 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 72 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $578,240,000 | 1,205 |
| Cash and due from depository institutions | $27,064,000 | 2,061 |
| Interest-bearing balances | $19,539,000 | 1,575 |
| Securities | $126,292,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $401,801,000 | 1,164 |
| Loan loss allowance | $4,210,000 | 1,472 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $2,805,000 | 3,164 |
| Other real estate owned | $943,000 | 2,061 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $19,335,000 | 1,070 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $578,240,000 | 1,205 |
| Total liabilities | $512,020,000 | 1,211 |
| Total deposits | $505,170,000 | 1,132 |
| Interest-bearing deposits | $405,845,000 | 1,140 |
| Deposits held in domestic offices | $505,170,000 | 1,131 |
| % insured | 81.77% | 3,799 |
| Federal funds purchased & repurchase agreements | $5,578,000 | 1,022 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $1,272,000 | 2,632 |
| Total equity capital | $66,220,000 | 1,172 |
| Total bank equity capital | $66,220,000 | 1,171 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $5,938,000 | 639 |
| Surplus | $30,191,000 | 1,055 |
| Undivided profits | $30,091,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $12,861,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,288,000 | 2,023 |
| Earning assets | $547,632,000 | 1,172 |
| Long-term assets (5+ years) | $134,707,000 | 1,603 |
| Average Assets, year-to-date | $586,425,330 | 1,172 |
| Average Assets, quarterly | $584,395,000 | 1,188 |
| Volatile liabilities | $25,736,000 | 1,696 |
| Insider loans | $18,201,000 | 307 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $77,789,000 | 1,149 |
| Tier 1 (core) risk-based capital | $55,151,000 | 1,337 |
| Tier 2 risk-based capital | $4,483,000 | 1,218 |
| Total risk weighted assets | $421,406,000 | 1,174 |
| Total unused commitments | $77,789,000 | 1,149 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 74 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $590,550,000 | 1,173 |
| Cash and due from depository institutions | $56,090,000 | 2,011 |
| Interest-bearing balances | $43,794,000 | 878 |
| Securities | $125,317,000 | 1,173 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 1,149 |
| Net loans & leases | $382,942,000 | 1,197 |
| Loan loss allowance | $4,052,000 | 1,526 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,779,000 | 3,192 |
| Other real estate owned | $943,000 | 2,011 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $19,259,000 | 1,062 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $590,550,000 | 1,173 |
| Total liabilities | $524,429,000 | 1,176 |
| Total deposits | $518,989,000 | 1,110 |
| Interest-bearing deposits | $421,455,000 | 1,111 |
| Deposits held in domestic offices | $518,989,000 | 1,109 |
| % insured | 80.19% | 4,194 |
| Federal funds purchased & repurchase agreements | $4,074,000 | 1,103 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,366,000 | 2,540 |
| Total equity capital | $66,121,000 | 1,176 |
| Total bank equity capital | $66,121,000 | 1,175 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $5,938,000 | 650 |
| Surplus | $30,191,000 | 1,059 |
| Undivided profits | $29,992,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $12,332,000 | 472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,334,000 | 1,872 |
| Earning assets | $555,273,000 | 1,155 |
| Long-term assets (5+ years) | $120,015,000 | 1,764 |
| Average Assets, year-to-date | $590,518,000 | 1,171 |
| Average Assets, quarterly | $590,518,000 | 1,171 |
| Volatile liabilities | $24,172,000 | 1,716 |
| Insider loans | $17,493,000 | 327 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $69,122,000 | 1,227 |
| Tier 1 (core) risk-based capital | $53,438,000 | 1,366 |
| Tier 2 risk-based capital | $4,328,000 | 1,240 |
| Total risk weighted assets | $413,882,000 | 1,179 |
| Total unused commitments | $69,122,000 | 1,227 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 70 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $590,486,000 | 1,169 |
| Cash and due from depository institutions | $62,993,000 | 2,131 |
| Interest-bearing balances | $50,785,000 | 642 |
| Securities | $120,740,000 | 1,222 |
| Federal funds sold & reverse repurchase agreements | $3,531,000 | 960 |
| Net loans & leases | $379,563,000 | 1,202 |
| Loan loss allowance | $3,999,000 | 1,559 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $2,822,000 | 3,225 |
| Other real estate owned | $1,095,000 | 2,131 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $19,742,000 | 1,045 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $590,486,000 | 1,169 |
| Total liabilities | $525,394,000 | 1,162 |
| Total deposits | $520,172,000 | 1,089 |
| Interest-bearing deposits | $425,706,000 | 1,079 |
| Deposits held in domestic offices | $520,172,000 | 1,088 |
| % insured | 79.94% | 4,275 |
| Federal funds purchased & repurchase agreements | $3,739,000 | 1,254 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,483,000 | 2,413 |
| Total equity capital | $65,092,000 | 1,175 |
| Total bank equity capital | $65,092,000 | 1,174 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $5,938,000 | 664 |
| Surplus | $30,191,000 | 1,069 |
| Undivided profits | $28,963,000 | 1,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $12,807,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,371,000 | 1,930 |
| Earning assets | $554,619,000 | 1,135 |
| Long-term assets (5+ years) | $111,296,000 | 1,881 |
| Average Assets, year-to-date | $582,447,600 | 1,134 |
| Average Assets, quarterly | $590,894,000 | 1,155 |
| Volatile liabilities | $24,893,000 | 1,733 |
| Insider loans | $17,776,000 | 308 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $71,836,000 | 1,158 |
| Tier 1 (core) risk-based capital | $51,637,000 | 1,405 |
| Tier 2 risk-based capital | $4,273,000 | 1,243 |
| Total risk weighted assets | $394,788,000 | 1,192 |
| Total unused commitments | $71,836,000 | 1,158 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 73 | 2,054 |
| Assets and Liabilities | ||
| Total Assets: | $591,302,000 | 1,167 |
| Cash and due from depository institutions | $66,075,000 | 2,054 |
| Interest-bearing balances | $54,966,000 | 593 |
| Securities | $111,225,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $3,694,000 | 917 |
| Net loans & leases | $385,176,000 | 1,165 |
| Loan loss allowance | $4,795,000 | 1,367 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,912,000 | 3,210 |
| Other real estate owned | $1,034,000 | 2,054 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $21,186,000 | 1,000 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $591,302,000 | 1,167 |
| Total liabilities | $527,004,000 | 1,156 |
| Total deposits | $517,474,000 | 1,092 |
| Interest-bearing deposits | $423,662,000 | 1,086 |
| Deposits held in domestic offices | $517,474,000 | 1,090 |
| % insured | 80.23% | 4,444 |
| Federal funds purchased & repurchase agreements | $7,996,000 | 920 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,534,000 | 2,459 |
| Total equity capital | $64,298,000 | 1,190 |
| Total bank equity capital | $64,298,000 | 1,190 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $5,938,000 | 675 |
| Surplus | $30,191,000 | 1,075 |
| Undivided profits | $28,169,000 | 1,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $11,855,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,389,000 | 1,984 |
| Earning assets | $555,061,000 | 1,130 |
| Long-term assets (5+ years) | $116,456,000 | 1,844 |
| Average Assets, year-to-date | $580,438,000 | 1,149 |
| Average Assets, quarterly | $586,269,500 | 1,155 |
| Volatile liabilities | $31,291,000 | 1,429 |
| Insider loans | $18,935,000 | 279 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $79,364,000 | 1,079 |
| Tier 1 (core) risk-based capital | $50,842,000 | 1,422 |
| Tier 2 risk-based capital | $5,046,000 | 1,078 |
| Total risk weighted assets | $403,658,000 | 1,162 |
| Total unused commitments | $79,364,000 | 1,079 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 72 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $581,237,000 | 1,159 |
| Cash and due from depository institutions | $64,200,000 | 2,105 |
| Interest-bearing balances | $50,241,000 | 634 |
| Securities | $98,465,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $1,635,000 | 1,511 |
| Net loans & leases | $392,302,000 | 1,123 |
| Loan loss allowance | $5,248,000 | 1,264 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $2,837,000 | 3,281 |
| Other real estate owned | $302,000 | 2,105 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $21,496,000 | 975 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $581,237,000 | 1,159 |
| Total liabilities | $517,503,000 | 1,156 |
| Total deposits | $510,031,000 | 1,093 |
| Interest-bearing deposits | $425,469,000 | 1,073 |
| Deposits held in domestic offices | $510,031,000 | 1,092 |
| % insured | 81.31% | 4,340 |
| Federal funds purchased & repurchase agreements | $5,981,000 | 1,030 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,491,000 | 2,404 |
| Total equity capital | $63,734,000 | 1,180 |
| Total bank equity capital | $63,734,000 | 1,180 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,938,000 | 685 |
| Surplus | $30,191,000 | 1,072 |
| Undivided profits | $27,605,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $13,715,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,370,000 | 1,883 |
| Earning assets | $542,643,000 | 1,132 |
| Long-term assets (5+ years) | $108,271,000 | 1,960 |
| Average Assets, year-to-date | $576,816,670 | 1,144 |
| Average Assets, quarterly | $573,794,000 | 1,160 |
| Volatile liabilities | $30,498,000 | 1,456 |
| Insider loans | $18,921,000 | 275 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $74,126,000 | 1,115 |
| Tier 1 (core) risk-based capital | $49,470,000 | 1,428 |
| Tier 2 risk-based capital | $5,137,000 | 1,058 |
| Total risk weighted assets | $410,567,000 | 1,129 |
| Total unused commitments | $74,126,000 | 1,115 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 73 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $566,351,000 | 1,187 |
| Cash and due from depository institutions | $99,350,000 | 2,062 |
| Interest-bearing balances | $88,767,000 | 401 |
| Securities | $47,555,000 | 2,785 |
| Federal funds sold & reverse repurchase agreements | $378,000 | 2,571 |
| Net loans & leases | $394,418,000 | 1,095 |
| Loan loss allowance | $6,337,000 | 1,064 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,837,000 | 3,304 |
| Other real estate owned | $341,000 | 2,062 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $21,472,000 | 982 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $566,351,000 | 1,187 |
| Total liabilities | $523,210,000 | 1,147 |
| Total deposits | $514,473,000 | 1,088 |
| Interest-bearing deposits | $435,795,000 | 1,071 |
| Deposits held in domestic offices | $514,473,000 | 1,087 |
| % insured | 80.93% | 4,507 |
| Federal funds purchased & repurchase agreements | $7,216,000 | 935 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,521,000 | 2,341 |
| Total equity capital | $43,141,000 | 1,676 |
| Total bank equity capital | $43,141,000 | 1,676 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $5,938,000 | 697 |
| Surplus | $10,191,000 | 2,430 |
| Undivided profits | $27,012,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $17,498,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,286,000 | 1,970 |
| Earning assets | $531,118,000 | 1,163 |
| Long-term assets (5+ years) | $59,925,000 | 2,952 |
| Average Assets, year-to-date | $574,606,500 | 1,158 |
| Average Assets, quarterly | $574,606,500 | 1,158 |
| Volatile liabilities | $31,662,000 | 1,358 |
| Insider loans | $19,194,000 | 259 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $79,330,000 | 1,058 |
| Tier 1 (core) risk-based capital | $29,474,000 | 2,286 |
| Tier 2 risk-based capital | $5,091,000 | 1,061 |
| Total risk weighted assets | $405,740,000 | 1,132 |
| Total unused commitments | $79,330,000 | 1,058 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 77 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $582,862,000 | 1,145 |
| Cash and due from depository institutions | $103,119,000 | 1,971 |
| Interest-bearing balances | $91,240,000 | 382 |
| Securities | $52,546,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $447,000 | 2,305 |
| Net loans & leases | $401,660,000 | 1,076 |
| Loan loss allowance | $7,084,000 | 963 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,893,000 | 3,299 |
| Other real estate owned | $381,000 | 1,971 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $21,816,000 | 981 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $582,862,000 | 1,145 |
| Total liabilities | $540,129,000 | 1,114 |
| Total deposits | $529,654,000 | 1,054 |
| Interest-bearing deposits | $444,412,000 | 1,029 |
| Deposits held in domestic offices | $529,654,000 | 1,053 |
| % insured | 81.59% | 4,371 |
| Federal funds purchased & repurchase agreements | $8,989,000 | 889 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,486,000 | 2,369 |
| Total equity capital | $42,733,000 | 1,649 |
| Total bank equity capital | $42,733,000 | 1,649 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $5,938,000 | 707 |
| Surplus | $10,191,000 | 2,446 |
| Undivided profits | $26,604,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $13,962,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,317,000 | 2,026 |
| Earning assets | $545,893,000 | 1,120 |
| Long-term assets (5+ years) | $50,885,000 | 3,249 |
| Average Assets, year-to-date | $617,774,600 | 1,080 |
| Average Assets, quarterly | $581,771,500 | 1,144 |
| Volatile liabilities | $35,897,000 | 1,227 |
| Insider loans | $19,433,000 | 250 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $3,521,000 | 509 |
| Unused loan commitments | $76,644,000 | 1,037 |
| Tier 1 (core) risk-based capital | $28,395,000 | 2,347 |
| Tier 2 risk-based capital | $5,159,000 | 1,045 |
| Total risk weighted assets | $410,547,000 | 1,105 |
| Total unused commitments | $76,644,000 | 1,037 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 78 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $580,681,000 | 1,162 |
| Cash and due from depository institutions | $71,238,000 | 1,946 |
| Interest-bearing balances | $58,899,000 | 582 |
| Securities | $47,423,000 | 2,813 |
| Federal funds sold & reverse repurchase agreements | $1,603,000 | 1,602 |
| Net loans & leases | $428,122,000 | 1,002 |
| Loan loss allowance | $7,484,000 | 934 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,900,000 | 3,300 |
| Other real estate owned | $1,883,000 | 1,946 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $27,512,000 | 788 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $580,681,000 | 1,162 |
| Total liabilities | $538,470,000 | 1,122 |
| Total deposits | $526,444,000 | 1,049 |
| Interest-bearing deposits | $504,603,000 | 893 |
| Deposits held in domestic offices | $526,444,000 | 1,047 |
| % insured | 81.83% | 4,575 |
| Federal funds purchased & repurchase agreements | $10,446,000 | 833 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,580,000 | 2,401 |
| Total equity capital | $42,211,000 | 1,678 |
| Total bank equity capital | $42,211,000 | 1,677 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $5,938,000 | 718 |
| Surplus | $10,191,000 | 2,464 |
| Undivided profits | $26,082,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $18,219,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,603,000 | 1,728 |
| Earning assets | $536,047,000 | 1,151 |
| Long-term assets (5+ years) | $50,957,000 | 3,271 |
| Average Assets, year-to-date | $626,502,750 | 1,071 |
| Average Assets, quarterly | $579,297,500 | 1,160 |
| Volatile liabilities | $39,070,000 | 1,129 |
| Insider loans | $20,485,000 | 228 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $22,624,000 | 196 |
| Unused loan commitments | $84,021,000 | 977 |
| Tier 1 (core) risk-based capital | $38,811,000 | 1,774 |
| Tier 2 risk-based capital | $5,772,000 | 934 |
| Total risk weighted assets | $459,760,000 | 994 |
| Total unused commitments | $84,021,000 | 977 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 77 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $577,914,000 | 1,157 |
| Cash and due from depository institutions | $52,031,000 | 1,983 |
| Interest-bearing balances | $40,113,000 | 919 |
| Securities | $42,267,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $2,546,000 | 1,426 |
| Net loans & leases | $455,583,000 | 923 |
| Loan loss allowance | $11,257,000 | 624 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,960,000 | 3,267 |
| Other real estate owned | $2,302,000 | 1,983 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $20,225,000 | 1,034 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $577,914,000 | 1,157 |
| Total liabilities | $524,874,000 | 1,134 |
| Total deposits | $513,161,000 | 1,068 |
| Interest-bearing deposits | $493,032,000 | 918 |
| Deposits held in domestic offices | $513,161,000 | 1,067 |
| % insured | 84.61% | 4,032 |
| Federal funds purchased & repurchase agreements | $9,133,000 | 885 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,580,000 | 1,658 |
| Total equity capital | $53,040,000 | 1,345 |
| Total bank equity capital | $53,040,000 | 1,344 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $5,938,000 | 717 |
| Surplus | $9,291,000 | 2,645 |
| Undivided profits | $37,811,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $27,636,000 | 347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,614,000 | 1,633 |
| Earning assets | $540,509,000 | 1,125 |
| Long-term assets (5+ years) | $50,509,000 | 3,251 |
| Average Assets, year-to-date | $641,776,670 | 1,048 |
| Average Assets, quarterly | $605,962,500 | 1,106 |
| Volatile liabilities | $37,771,000 | 1,119 |
| Insider loans | $20,492,000 | 232 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $83,025,000 | 961 |
| Tier 1 (core) risk-based capital | $49,985,000 | 1,375 |
| Tier 2 risk-based capital | $6,018,000 | 886 |
| Total risk weighted assets | $475,929,000 | 940 |
| Total unused commitments | $83,025,000 | 961 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 74 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $634,011,000 | 1,071 |
| Cash and due from depository institutions | $85,777,000 | 2,061 |
| Interest-bearing balances | $74,719,000 | 588 |
| Securities | $54,329,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $2,768,000 | 1,744 |
| Net loans & leases | $465,077,000 | 897 |
| Loan loss allowance | $11,333,000 | 638 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,017,000 | 3,248 |
| Other real estate owned | $4,032,000 | 2,061 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $19,011,000 | 1,069 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $634,011,000 | 1,071 |
| Total liabilities | $580,615,000 | 1,037 |
| Total deposits | $567,346,000 | 982 |
| Interest-bearing deposits | $542,869,000 | 837 |
| Deposits held in domestic offices | $567,346,000 | 979 |
| % insured | 83.20% | 4,424 |
| Federal funds purchased & repurchase agreements | $10,371,000 | 791 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,898,000 | 1,521 |
| Total equity capital | $53,396,000 | 1,367 |
| Total bank equity capital | $53,396,000 | 1,365 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $5,938,000 | 729 |
| Surplus | $9,291,000 | 2,666 |
| Undivided profits | $38,167,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $26,102,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,341,000 | 1,972 |
| Earning assets | $596,893,000 | 1,048 |
| Long-term assets (5+ years) | $58,818,000 | 2,907 |
| Average Assets, year-to-date | $673,708,000 | 1,003 |
| Average Assets, quarterly | $673,708,000 | 1,003 |
| Volatile liabilities | $42,908,000 | 985 |
| Insider loans | $20,676,000 | 225 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $84,938,000 | 918 |
| Tier 1 (core) risk-based capital | $53,871,000 | 1,270 |
| Tier 2 risk-based capital | $6,140,000 | 864 |
| Total risk weighted assets | $484,869,000 | 905 |
| Total unused commitments | $84,938,000 | 918 |
| Derivatives | $70,000,000 | 325 |
| 2012-12-31 | Rank | |
| # of Employees: | 73 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $713,405,000 | 945 |
| Cash and due from depository institutions | $154,771,000 | 2,097 |
| Interest-bearing balances | $144,871,000 | 271 |
| Securities | $53,672,000 | 2,503 |
| Federal funds sold & reverse repurchase agreements | $8,729,000 | 694 |
| Net loans & leases | $469,107,000 | 887 |
| Loan loss allowance | $11,663,000 | 624 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,074,000 | 3,227 |
| Other real estate owned | $3,285,000 | 2,097 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $20,767,000 | 1,004 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $713,405,000 | 945 |
| Total liabilities | $660,543,000 | 908 |
| Total deposits | $644,913,000 | 860 |
| Interest-bearing deposits | $624,763,000 | 700 |
| Deposits held in domestic offices | $644,913,000 | 858 |
| % insured | 86.52% | 4,520 |
| Federal funds purchased & repurchase agreements | $12,826,000 | 735 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,804,000 | 1,610 |
| Total equity capital | $52,862,000 | 1,370 |
| Total bank equity capital | $52,862,000 | 1,367 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $5,938,000 | 734 |
| Surplus | $8,540,000 | 2,821 |
| Undivided profits | $38,384,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $29,287,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,393,000 | 1,950 |
| Earning assets | $676,379,000 | 898 |
| Long-term assets (5+ years) | $55,677,000 | 2,982 |
| Average Assets, year-to-date | $710,762,400 | 926 |
| Average Assets, quarterly | $712,840,500 | 940 |
| Volatile liabilities | $46,282,000 | 972 |
| Insider loans | $22,609,000 | 204 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $93,558,000 | 811 |
| Tier 1 (core) risk-based capital | $53,496,000 | 1,266 |
| Tier 2 risk-based capital | $6,272,000 | 843 |
| Total risk weighted assets | $495,225,000 | 890 |
| Total unused commitments | $93,558,000 | 811 |
| Derivatives | $70,000,000 | 327 |
| 2012-09-30 | Rank | |
| # of Employees: | 74 | 2,072 |
| Assets and Liabilities | ||
| Total Assets: | $712,276,000 | 949 |
| Cash and due from depository institutions | $124,518,000 | 2,072 |
| Interest-bearing balances | $116,198,000 | 339 |
| Securities | $54,900,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $11,899,000 | 463 |
| Net loans & leases | $494,031,000 | 832 |
| Loan loss allowance | $8,789,000 | 852 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,118,000 | 3,223 |
| Other real estate owned | $3,672,000 | 2,072 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $20,138,000 | 1,035 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $712,276,000 | 949 |
| Total liabilities | $655,051,000 | 919 |
| Total deposits | $640,413,000 | 859 |
| Interest-bearing deposits | $619,110,000 | 719 |
| Deposits held in domestic offices | $640,413,000 | 856 |
| % insured | 86.75% | 4,660 |
| Federal funds purchased & repurchase agreements | $11,777,000 | 776 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,861,000 | 1,662 |
| Total equity capital | $57,225,000 | 1,288 |
| Total bank equity capital | $57,225,000 | 1,286 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,938,000 | 750 |
| Surplus | $8,541,000 | 2,847 |
| Undivided profits | $42,746,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $37,113,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,904,000 | 1,538 |
| Earning assets | $677,028,000 | 902 |
| Long-term assets (5+ years) | $59,010,000 | 2,847 |
| Average Assets, year-to-date | $710,101,750 | 934 |
| Average Assets, quarterly | $710,695,000 | 945 |
| Volatile liabilities | $53,913,000 | 877 |
| Insider loans | $22,667,000 | 193 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $92,515,000 | 811 |
| Tier 1 (core) risk-based capital | $58,970,000 | 1,151 |
| Tier 2 risk-based capital | $6,553,000 | 809 |
| Total risk weighted assets | $520,554,000 | 842 |
| Total unused commitments | $92,515,000 | 811 |
| Derivatives | $70,000,000 | 340 |
| 2012-06-30 | Rank | |
| # of Employees: | 74 | 2,054 |
| Assets and Liabilities | ||
| Total Assets: | $709,114,000 | 942 |
| Cash and due from depository institutions | $125,328,000 | 2,054 |
| Interest-bearing balances | $115,981,000 | 335 |
| Securities | $52,224,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $9,074,000 | 622 |
| Net loans & leases | $495,817,000 | 829 |
| Loan loss allowance | $8,556,000 | 886 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,220,000 | 3,187 |
| Other real estate owned | $5,992,000 | 2,054 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $17,459,000 | 1,145 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $709,114,000 | 942 |
| Total liabilities | $649,784,000 | 921 |
| Total deposits | $634,712,000 | 871 |
| Interest-bearing deposits | $611,539,000 | 736 |
| Deposits held in domestic offices | $634,712,000 | 868 |
| % insured | 87.62% | 4,496 |
| Federal funds purchased & repurchase agreements | $12,664,000 | 772 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,408,000 | 1,807 |
| Total equity capital | $59,330,000 | 1,218 |
| Total bank equity capital | $59,330,000 | 1,217 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $5,938,000 | 767 |
| Surplus | $8,541,000 | 2,855 |
| Undivided profits | $44,851,000 | 820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $45,507,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,073,000 | 1,283 |
| Earning assets | $673,096,000 | 909 |
| Long-term assets (5+ years) | $55,099,000 | 2,957 |
| Average Assets, year-to-date | $709,377,000 | 939 |
| Average Assets, quarterly | $710,372,500 | 938 |
| Volatile liabilities | $66,827,000 | 718 |
| Insider loans | $17,788,000 | 278 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $98,941,000 | 767 |
| Tier 1 (core) risk-based capital | $61,508,000 | 1,080 |
| Tier 2 risk-based capital | $6,583,000 | 801 |
| Total risk weighted assets | $523,288,000 | 828 |
| Total unused commitments | $98,941,000 | 767 |
| Derivatives | $70,000,000 | 324 |
| 2012-03-31 | Rank | |
| # of Employees: | 74 | 2,054 |
| Assets and Liabilities | ||
| Total Assets: | $711,631,000 | 944 |
| Cash and due from depository institutions | $117,994,000 | 2,054 |
| Interest-bearing balances | $110,273,000 | 366 |
| Securities | $42,031,000 | 3,052 |
| Federal funds sold & reverse repurchase agreements | $15,055,000 | 441 |
| Net loans & leases | $509,301,000 | 795 |
| Loan loss allowance | $9,333,000 | 830 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,184,000 | 3,216 |
| Other real estate owned | $6,365,000 | 2,054 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $17,701,000 | 1,131 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $711,631,000 | 944 |
| Total liabilities | $654,107,000 | 920 |
| Total deposits | $638,576,000 | 859 |
| Interest-bearing deposits | $616,405,000 | 733 |
| Deposits held in domestic offices | $638,576,000 | 857 |
| % insured | 85.01% | 5,249 |
| Federal funds purchased & repurchase agreements | $12,665,000 | 778 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,866,000 | 1,565 |
| Total equity capital | $57,524,000 | 1,234 |
| Total bank equity capital | $57,524,000 | 1,233 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $5,938,000 | 780 |
| Surplus | $6,541,000 | 3,343 |
| Undivided profits | $45,045,000 | 793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $47,445,000 | 305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,155,000 | 1,228 |
| Earning assets | $676,660,000 | 908 |
| Long-term assets (5+ years) | $49,367,000 | 3,175 |
| Average Assets, year-to-date | $709,508,500 | 938 |
| Average Assets, quarterly | $709,508,500 | 938 |
| Volatile liabilities | $66,480,000 | 726 |
| Insider loans | $19,440,000 | 249 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $95,735,000 | 764 |
| Tier 1 (core) risk-based capital | $60,030,000 | 1,094 |
| Tier 2 risk-based capital | $6,742,000 | 784 |
| Total risk weighted assets | $535,748,000 | 805 |
| Total unused commitments | $95,735,000 | 764 |
| Derivatives | $70,000,000 | 313 |
| 2011-12-31 | Rank | |
| # of Employees: | 75 | 2,027 |
| Assets and Liabilities | ||
| Total Assets: | $707,386,000 | 945 |
| Cash and due from depository institutions | $100,277,000 | 2,027 |
| Interest-bearing balances | $92,736,000 | 412 |
| Securities | $47,215,000 | 2,716 |
| Federal funds sold & reverse repurchase agreements | $4,980,000 | 1,189 |
| Net loans & leases | $530,004,000 | 782 |
| Loan loss allowance | $9,670,000 | 802 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,972,000 | 3,362 |
| Other real estate owned | $6,026,000 | 2,027 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $15,912,000 | 1,273 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $707,386,000 | 945 |
| Total liabilities | $646,465,000 | 927 |
| Total deposits | $626,944,000 | 858 |
| Interest-bearing deposits | $608,156,000 | 742 |
| Deposits held in domestic offices | $626,944,000 | 855 |
| % insured | 85.77% | 5,128 |
| Federal funds purchased & repurchase agreements | $16,654,000 | 685 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,867,000 | 1,575 |
| Total equity capital | $60,921,000 | 1,171 |
| Total bank equity capital | $60,921,000 | 1,170 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $5,938,000 | 783 |
| Surplus | $6,541,000 | 3,364 |
| Undivided profits | $48,442,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $45,093,000 | 339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,334,000 | 1,188 |
| Earning assets | $674,935,000 | 902 |
| Long-term assets (5+ years) | $43,415,000 | 2,977 |
| Average Assets, year-to-date | $694,335,000 | 941 |
| Average Assets, quarterly | $709,226,500 | 936 |
| Volatile liabilities | $73,727,000 | 727 |
| Insider loans | $18,815,000 | 267 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $78,535,000 | 874 |
| Tier 1 (core) risk-based capital | $63,667,000 | 1,020 |
| Tier 2 risk-based capital | $6,937,000 | 768 |
| Total risk weighted assets | $551,202,000 | 787 |
| Total unused commitments | $78,535,000 | 875 |
| Derivatives | $70,000,000 | 258 |
| 2011-09-30 | Rank | |
| # of Employees: | 75 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $711,067,000 | 939 |
| Cash and due from depository institutions | $87,529,000 | 2,038 |
| Interest-bearing balances | $78,506,000 | 530 |
| Securities | $40,467,000 | 2,965 |
| Federal funds sold & reverse repurchase agreements | $9,492,000 | 693 |
| Net loans & leases | $547,897,000 | 769 |
| Loan loss allowance | $8,934,000 | 895 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,029,000 | 3,347 |
| Other real estate owned | $6,592,000 | 2,038 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $16,061,000 | 1,281 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $711,067,000 | 939 |
| Total liabilities | $650,101,000 | 919 |
| Total deposits | $633,048,000 | 859 |
| Interest-bearing deposits | $613,807,000 | 729 |
| Deposits held in domestic offices | $633,048,000 | 856 |
| % insured | 84.26% | 5,614 |
| Federal funds purchased & repurchase agreements | $14,163,000 | 758 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,890,000 | 1,610 |
| Total equity capital | $60,966,000 | 1,171 |
| Total bank equity capital | $60,966,000 | 1,171 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,938,000 | 794 |
| Surplus | $6,541,000 | 3,391 |
| Undivided profits | $48,487,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $49,579,000 | 324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,491,000 | 1,145 |
| Earning assets | $676,362,000 | 904 |
| Long-term assets (5+ years) | $48,604,000 | 2,672 |
| Average Assets, year-to-date | $691,072,250 | 951 |
| Average Assets, quarterly | $694,432,500 | 951 |
| Volatile liabilities | $59,305,000 | 889 |
| Insider loans | $18,880,000 | 266 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $87,074,000 | 810 |
| Tier 1 (core) risk-based capital | $63,745,000 | 1,023 |
| Tier 2 risk-based capital | $7,177,000 | 744 |
| Total risk weighted assets | $570,959,000 | 771 |
| Total unused commitments | $87,074,000 | 811 |
| Derivatives | $70,000,000 | 268 |
| 2011-06-30 | Rank | |
| # of Employees: | 78 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $677,798,000 | 974 |
| Cash and due from depository institutions | $44,823,000 | 1,968 |
| Interest-bearing balances | $40,557,000 | 928 |
| Securities | $38,368,000 | 3,108 |
| Federal funds sold & reverse repurchase agreements | $13,860,000 | 426 |
| Net loans & leases | $554,836,000 | 757 |
| Loan loss allowance | $11,203,000 | 747 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,065,000 | 3,330 |
| Other real estate owned | $5,303,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $17,543,000 | 1,200 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $677,798,000 | 974 |
| Total liabilities | $616,608,000 | 964 |
| Total deposits | $595,735,000 | 905 |
| Interest-bearing deposits | $576,098,000 | 797 |
| Deposits held in domestic offices | $595,735,000 | 901 |
| % insured | 86.29% | 5,237 |
| Federal funds purchased & repurchase agreements | $17,069,000 | 678 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,804,000 | 1,235 |
| Total equity capital | $61,190,000 | 1,132 |
| Total bank equity capital | $61,190,000 | 1,131 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,938,000 | 809 |
| Surplus | $6,541,000 | 3,419 |
| Undivided profits | $48,711,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $36,252,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,721,000 | 1,018 |
| Earning assets | $647,621,000 | 933 |
| Long-term assets (5+ years) | $45,572,000 | 2,786 |
| Average Assets, year-to-date | $684,407,330 | 968 |
| Average Assets, quarterly | $682,548,500 | 968 |
| Volatile liabilities | $70,100,000 | 782 |
| Insider loans | $18,624,000 | 281 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $92,272,000 | 771 |
| Tier 1 (core) risk-based capital | $63,562,000 | 1,017 |
| Tier 2 risk-based capital | $7,198,000 | 757 |
| Total risk weighted assets | $570,821,000 | 784 |
| Total unused commitments | $92,272,000 | 772 |
| Derivatives | $70,000,000 | 236 |
| 2011-03-31 | Rank | |
| # of Employees: | 76 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $687,299,000 | 971 |
| Cash and due from depository institutions | $27,993,000 | 2,005 |
| Interest-bearing balances | $24,027,000 | 1,580 |
| Securities | $32,751,000 | 3,431 |
| Federal funds sold & reverse repurchase agreements | $36,789,000 | 153 |
| Net loans & leases | $566,230,000 | 750 |
| Loan loss allowance | $12,621,000 | 683 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,071,000 | 3,354 |
| Other real estate owned | $2,805,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $17,660,000 | 1,216 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $687,299,000 | 971 |
| Total liabilities | $625,037,000 | 958 |
| Total deposits | $609,796,000 | 889 |
| Interest-bearing deposits | $592,404,000 | 786 |
| Deposits held in domestic offices | $609,796,000 | 887 |
| % insured | 83.43% | 5,912 |
| Federal funds purchased & repurchase agreements | $11,105,000 | 893 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,136,000 | 1,160 |
| Total equity capital | $62,262,000 | 1,091 |
| Total bank equity capital | $62,262,000 | 1,089 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,938,000 | 818 |
| Surplus | $6,541,000 | 3,440 |
| Undivided profits | $49,783,000 | 657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $38,877,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,670,000 | 1,045 |
| Earning assets | $659,797,000 | 924 |
| Long-term assets (5+ years) | $43,006,000 | 2,817 |
| Average Assets, year-to-date | $687,712,000 | 969 |
| Average Assets, quarterly | $687,712,000 | 969 |
| Volatile liabilities | $90,300,000 | 670 |
| Insider loans | $18,025,000 | 303 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $95,898,000 | 746 |
| Tier 1 (core) risk-based capital | $64,366,000 | 991 |
| Tier 2 risk-based capital | $7,351,000 | 753 |
| Total risk weighted assets | $582,216,000 | 774 |
| Total unused commitments | $95,898,000 | 747 |
| Derivatives | $70,000,000 | 227 |
| 2010-12-31 | Rank | |
| # of Employees: | 76 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $688,125,000 | 971 |
| Cash and due from depository institutions | $27,546,000 | 2,049 |
| Interest-bearing balances | $24,319,000 | 1,403 |
| Securities | $39,207,000 | 2,941 |
| Federal funds sold & reverse repurchase agreements | $22,334,000 | 295 |
| Net loans & leases | $575,621,000 | 752 |
| Loan loss allowance | $9,311,000 | 887 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,139,000 | 3,345 |
| Other real estate owned | $3,088,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $17,190,000 | 1,259 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $688,125,000 | 971 |
| Total liabilities | $624,654,000 | 961 |
| Total deposits | $605,877,000 | 892 |
| Interest-bearing deposits | $587,163,000 | 793 |
| Deposits held in domestic offices | $605,877,000 | 890 |
| % insured | 83.95% | 5,751 |
| Federal funds purchased & repurchase agreements | $14,842,000 | 786 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,935,000 | 1,197 |
| Total equity capital | $63,471,000 | 1,062 |
| Total bank equity capital | $63,471,000 | 1,061 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,938,000 | 822 |
| Surplus | $6,541,000 | 3,456 |
| Undivided profits | $50,992,000 | 629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $27,357,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,399,000 | 831 |
| Earning assets | $661,481,000 | 920 |
| Long-term assets (5+ years) | $41,723,000 | 2,800 |
| Average Assets, year-to-date | $697,761,600 | 954 |
| Average Assets, quarterly | $692,336,000 | 969 |
| Volatile liabilities | $192,895,000 | 714 |
| Insider loans | $18,073,000 | 304 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $93,590,000 | 761 |
| Tier 1 (core) risk-based capital | $65,736,000 | 966 |
| Tier 2 risk-based capital | $7,397,000 | 768 |
| Total risk weighted assets | $589,533,000 | 781 |
| Total unused commitments | $93,590,000 | 763 |
| Derivatives | $70,000,000 | 239 |
| 2010-09-30 | Rank | |
| # of Employees: | 76 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $696,547,000 | 971 |
| Cash and due from depository institutions | $25,716,000 | 2,049 |
| Interest-bearing balances | $21,933,000 | 1,593 |
| Securities | $41,086,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $29,712,000 | 212 |
| Net loans & leases | $580,318,000 | 758 |
| Loan loss allowance | $8,273,000 | 1,001 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,205,000 | 3,337 |
| Other real estate owned | $863,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $15,647,000 | 1,389 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $696,547,000 | 971 |
| Total liabilities | $633,645,000 | 955 |
| Total deposits | $612,795,000 | 889 |
| Interest-bearing deposits | $595,029,000 | 776 |
| Deposits held in domestic offices | $612,795,000 | 886 |
| % insured | 81.46% | 5,868 |
| Federal funds purchased & repurchase agreements | $16,720,000 | 739 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,130,000 | 1,257 |
| Total equity capital | $62,902,000 | 1,094 |
| Total bank equity capital | $62,902,000 | 1,093 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,938,000 | 829 |
| Surplus | $6,541,000 | 3,466 |
| Undivided profits | $50,423,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $27,995,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,996,000 | 1,014 |
| Earning assets | $673,049,000 | 912 |
| Long-term assets (5+ years) | $34,541,000 | 3,164 |
| Average Assets, year-to-date | $700,170,750 | 955 |
| Average Assets, quarterly | $690,343,500 | 979 |
| Volatile liabilities | $203,658,000 | 672 |
| Insider loans | $18,161,000 | 307 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $102,386,000 | 729 |
| Tier 1 (core) risk-based capital | $65,395,000 | 968 |
| Tier 2 risk-based capital | $7,431,000 | 779 |
| Total risk weighted assets | $592,584,000 | 785 |
| Total unused commitments | $102,386,000 | 731 |
| Derivatives | $70,000,000 | 282 |
| 2010-06-30 | Rank | |
| # of Employees: | 82 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $684,140,000 | 986 |
| Cash and due from depository institutions | $24,648,000 | 1,914 |
| Interest-bearing balances | $20,033,000 | 1,614 |
| Securities | $44,131,000 | 2,644 |
| Federal funds sold & reverse repurchase agreements | $12,047,000 | 609 |
| Net loans & leases | $582,569,000 | 753 |
| Loan loss allowance | $8,568,000 | 975 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,254,000 | 3,339 |
| Other real estate owned | $681,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $16,810,000 | 1,312 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $684,140,000 | 986 |
| Total liabilities | $620,908,000 | 978 |
| Total deposits | $598,461,000 | 910 |
| Interest-bearing deposits | $579,239,000 | 804 |
| Deposits held in domestic offices | $598,461,000 | 908 |
| % insured | 82.27% | 5,821 |
| Federal funds purchased & repurchase agreements | $16,968,000 | 727 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,479,000 | 953 |
| Total equity capital | $63,232,000 | 1,075 |
| Total bank equity capital | $63,232,000 | 1,074 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,938,000 | 837 |
| Surplus | $6,541,000 | 3,471 |
| Undivided profits | $50,753,000 | 638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $30,099,000 | 601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,807,000 | 1,058 |
| Earning assets | $658,780,000 | 938 |
| Long-term assets (5+ years) | $39,441,000 | 2,841 |
| Average Assets, year-to-date | $701,378,670 | 962 |
| Average Assets, quarterly | $693,992,500 | 971 |
| Volatile liabilities | $182,113,000 | 774 |
| Insider loans | $9,973,000 | 676 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $121,667,000 | 616 |
| Tier 1 (core) risk-based capital | $65,096,000 | 968 |
| Tier 2 risk-based capital | $7,376,000 | 781 |
| Total risk weighted assets | $587,823,000 | 793 |
| Total unused commitments | $121,667,000 | 616 |
| Derivatives | $70,000,000 | 240 |
| 2010-03-31 | Rank | |
| # of Employees: | 78 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $703,845,000 | 975 |
| Cash and due from depository institutions | $18,112,000 | 2,049 |
| Interest-bearing balances | $11,165,000 | 2,472 |
| Securities | $48,297,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $32,069,000 | 259 |
| Net loans & leases | $583,213,000 | 772 |
| Loan loss allowance | $7,546,000 | 1,136 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,303,000 | 3,365 |
| Other real estate owned | $756,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $18,095,000 | 1,263 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $703,845,000 | 975 |
| Total liabilities | $639,307,000 | 967 |
| Total deposits | $617,267,000 | 892 |
| Interest-bearing deposits | $598,806,000 | 787 |
| Deposits held in domestic offices | $617,267,000 | 888 |
| % insured | 80.97% | 6,103 |
| Federal funds purchased & repurchase agreements | $13,668,000 | 856 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,372,000 | 678 |
| Total equity capital | $64,538,000 | 1,045 |
| Total bank equity capital | $64,538,000 | 1,044 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,938,000 | 852 |
| Surplus | $6,541,000 | 3,513 |
| Undivided profits | $52,059,000 | 606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,315,000 | 889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,899,000 | 1,048 |
| Earning assets | $674,744,000 | 935 |
| Long-term assets (5+ years) | $36,617,000 | 3,014 |
| Average Assets, year-to-date | $709,998,000 | 970 |
| Average Assets, quarterly | $709,998,000 | 970 |
| Volatile liabilities | $194,405,000 | 750 |
| Insider loans | $9,730,000 | 734 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $113,294,000 | 697 |
| Tier 1 (core) risk-based capital | $65,304,000 | 959 |
| Tier 2 risk-based capital | $7,423,000 | 805 |
| Total risk weighted assets | $593,189,000 | 813 |
| Total unused commitments | $113,294,000 | 697 |
| Derivatives | $70,000,000 | 226 |
| 2009-12-31 | Rank | |
| # of Employees: | 78 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $716,151,000 | 968 |
| Cash and due from depository institutions | $7,327,000 | 2,069 |
| Interest-bearing balances | $182,000 | 6,227 |
| Securities | $51,402,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $49,430,000 | 150 |
| Net loans & leases | $585,615,000 | 791 |
| Loan loss allowance | $6,151,000 | 1,365 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,366,000 | 3,361 |
| Other real estate owned | $715,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,296,000 | 1,283 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $716,151,000 | 968 |
| Total liabilities | $648,528,000 | 966 |
| Total deposits | $624,088,000 | 885 |
| Interest-bearing deposits | $600,031,000 | 781 |
| Deposits held in domestic offices | $624,088,000 | 882 |
| % insured | 81.57% | 6,030 |
| Federal funds purchased & repurchase agreements | $15,802,000 | 808 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,638,000 | 661 |
| Total equity capital | $67,623,000 | 975 |
| Total bank equity capital | $67,623,000 | 974 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,938,000 | 860 |
| Surplus | $6,541,000 | 3,525 |
| Undivided profits | $55,144,000 | 567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,906,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,064,000 | 1,036 |
| Earning assets | $686,629,000 | 923 |
| Long-term assets (5+ years) | $36,873,000 | 2,968 |
| Average Assets, year-to-date | $681,485,000 | 1,007 |
| Average Assets, quarterly | $719,591,500 | 967 |
| Volatile liabilities | $199,612,000 | 739 |
| Insider loans | $9,727,000 | 756 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $106,478,000 | 744 |
| Tier 1 (core) risk-based capital | $67,539,000 | 915 |
| Tier 2 risk-based capital | $6,414,000 | 949 |
| Total risk weighted assets | $602,944,000 | 824 |
| Total unused commitments | $106,478,000 | 744 |
| Derivatives | $70,000,000 | 221 |
| 2009-09-30 | Rank | |
| # of Employees: | 78 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $723,032,000 | 971 |
| Cash and due from depository institutions | $3,318,000 | 2,091 |
| Interest-bearing balances | $186,000 | 6,110 |
| Securities | $51,972,000 | 2,302 |
| Federal funds sold & reverse repurchase agreements | $67,958,000 | 120 |
| Net loans & leases | $581,439,000 | 816 |
| Loan loss allowance | $5,433,000 | 1,438 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,438,000 | 3,335 |
| Other real estate owned | $863,000 | 2,091 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $14,044,000 | 1,434 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $723,032,000 | 971 |
| Total liabilities | $656,718,000 | 964 |
| Total deposits | $630,052,000 | 875 |
| Interest-bearing deposits | $605,383,000 | 788 |
| Deposits held in domestic offices | $630,052,000 | 872 |
| % insured | 81.22% | 6,284 |
| Federal funds purchased & repurchase agreements | $16,494,000 | 822 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,172,000 | 642 |
| Total equity capital | $66,314,000 | 1,020 |
| Total bank equity capital | $66,314,000 | 1,018 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,938,000 | 873 |
| Surplus | $6,541,000 | 3,530 |
| Undivided profits | $53,835,000 | 608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,886,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,127,000 | 1,079 |
| Earning assets | $701,555,000 | 910 |
| Long-term assets (5+ years) | $34,702,000 | 3,056 |
| Average Assets, year-to-date | $672,818,500 | 1,035 |
| Average Assets, quarterly | $718,461,000 | 972 |
| Volatile liabilities | $214,152,000 | 703 |
| Insider loans | $9,150,000 | 818 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $114,812,000 | 733 |
| Tier 1 (core) risk-based capital | $66,231,000 | 939 |
| Tier 2 risk-based capital | $5,700,000 | 1,082 |
| Total risk weighted assets | $607,187,000 | 831 |
| Total unused commitments | $114,812,000 | 734 |
| Derivatives | $70,000,000 | 233 |
| 2009-06-30 | Rank | |
| # of Employees: | 79 | 2,110 |
| Assets and Liabilities | ||
| Total Assets: | $713,890,000 | 997 |
| Cash and due from depository institutions | $9,866,000 | 2,110 |
| Interest-bearing balances | $198,000 | 5,961 |
| Securities | $44,520,000 | 2,556 |
| Federal funds sold & reverse repurchase agreements | $67,427,000 | 118 |
| Net loans & leases | $579,684,000 | 856 |
| Loan loss allowance | $5,650,000 | 1,353 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,474,000 | 3,355 |
| Other real estate owned | $863,000 | 2,110 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,056,000 | 2,238 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $713,890,000 | 997 |
| Total liabilities | $647,848,000 | 986 |
| Total deposits | $620,029,000 | 894 |
| Interest-bearing deposits | $601,737,000 | 799 |
| Deposits held in domestic offices | $620,029,000 | 893 |
| % insured | 67.80% | 6,404 |
| Federal funds purchased & repurchase agreements | $23,282,000 | 665 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,537,000 | 1,266 |
| Total equity capital | $66,042,000 | 1,030 |
| Total bank equity capital | $66,042,000 | 1,029 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,938,000 | 877 |
| Surplus | $6,541,000 | 3,552 |
| Undivided profits | $53,563,000 | 599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,292,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,770,000 | 1,210 |
| Earning assets | $691,829,000 | 939 |
| Long-term assets (5+ years) | $26,187,000 | 3,619 |
| Average Assets, year-to-date | $656,080,670 | 1,092 |
| Average Assets, quarterly | $677,838,000 | 1,047 |
| Volatile liabilities | $206,602,000 | 751 |
| Insider loans | $8,984,000 | 843 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $123,428,000 | 722 |
| Tier 1 (core) risk-based capital | $65,507,000 | 965 |
| Tier 2 risk-based capital | $5,912,000 | 1,047 |
| Total risk weighted assets | $604,591,000 | 860 |
| Total unused commitments | $123,428,000 | 723 |
| Derivatives | $70,000,000 | 249 |
| 2009-03-31 | Rank | |
| # of Employees: | 76 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $641,786,000 | 1,126 |
| Cash and due from depository institutions | $10,011,000 | 2,207 |
| Interest-bearing balances | $206,000 | 5,617 |
| Securities | $47,023,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $8,345,000 | 1,470 |
| Net loans & leases | $564,667,000 | 877 |
| Loan loss allowance | $5,644,000 | 1,289 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,415,000 | 3,420 |
| Other real estate owned | $863,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,462,000 | 2,362 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $641,787,000 | 1,126 |
| Total liabilities | $575,677,000 | 1,127 |
| Total deposits | $545,727,000 | 1,020 |
| Interest-bearing deposits | $491,296,000 | 991 |
| Deposits held in domestic offices | $545,727,000 | 1,019 |
| % insured | 60.78% | 7,200 |
| Federal funds purchased & repurchase agreements | $15,876,000 | 861 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,074,000 | 1,345 |
| Total equity capital | $66,110,000 | 1,030 |
| Total bank equity capital | $66,110,000 | 1,027 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,938,000 | 880 |
| Surplus | $6,541,000 | 3,533 |
| Undivided profits | $53,631,000 | 610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,219,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,974,000 | 1,146 |
| Earning assets | $620,241,000 | 1,049 |
| Long-term assets (5+ years) | $9,126,000 | 5,542 |
| Average Assets, year-to-date | $627,176,000 | 1,135 |
| Average Assets, quarterly | $627,176,000 | 1,135 |
| Volatile liabilities | $198,433,000 | 785 |
| Insider loans | $9,036,000 | 855 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $138,131,000 | 696 |
| Tier 1 (core) risk-based capital | $65,447,000 | 964 |
| Tier 2 risk-based capital | $5,907,000 | 1,028 |
| Total risk weighted assets | $570,938,000 | 915 |
| Total unused commitments | $138,131,000 | 696 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 74 | 2,293 |
| Assets and Liabilities | ||
| Total Assets: | $612,566,000 | 1,153 |
| Cash and due from depository institutions | $9,839,000 | 2,293 |
| Interest-bearing balances | $307,000 | 4,733 |
| Securities | $49,705,000 | 2,319 |
| Federal funds sold & reverse repurchase agreements | $253,000 | 4,803 |
| Net loans & leases | $541,977,000 | 908 |
| Loan loss allowance | $5,536,000 | 1,263 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,371,000 | 3,463 |
| Other real estate owned | $148,000 | 2,293 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,273,000 | 2,416 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $612,566,000 | 1,153 |
| Total liabilities | $547,407,000 | 1,173 |
| Total deposits | $498,641,000 | 1,087 |
| Interest-bearing deposits | $449,243,000 | 1,050 |
| Deposits held in domestic offices | $498,641,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,286,000 | 667 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $18,500,000 | 2,314 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,980,000 | 1,714 |
| Total equity capital | $65,159,000 | 1,035 |
| Total bank equity capital | $65,159,000 | 1,035 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,938,000 | 875 |
| Surplus | $6,541,000 | 3,523 |
| Undivided profits | $52,680,000 | 614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,572,000 | 2,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,830,000 | 1,264 |
| Earning assets | $592,242,000 | 1,078 |
| Long-term assets (5+ years) | $8,431,000 | 5,628 |
| Average Assets, year-to-date | $582,246,800 | 1,154 |
| Average Assets, quarterly | $608,407,000 | 1,150 |
| Volatile liabilities | $210,900,000 | 735 |
| Insider loans | $11,027,000 | 682 |
| FHLB advances | $18,500,000 | 2,209 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $140,973,000 | 699 |
| Tier 1 (core) risk-based capital | $64,302,000 | 971 |
| Tier 2 risk-based capital | $5,799,000 | 1,028 |
| Total risk weighted assets | $556,417,000 | 938 |
| Total unused commitments | $140,973,000 | 699 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 75 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $604,248,000 | 1,152 |
| Cash and due from depository institutions | $11,097,000 | 2,275 |
| Interest-bearing balances | $366,000 | 3,963 |
| Securities | $50,915,000 | 2,204 |
| Federal funds sold & reverse repurchase agreements | $7,885,000 | 1,549 |
| Net loans & leases | $523,098,000 | 944 |
| Loan loss allowance | $5,208,000 | 1,209 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,467,000 | 3,406 |
| Other real estate owned | $0 | 2,275 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,786,000 | 2,315 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $604,248,000 | 1,152 |
| Total liabilities | $540,895,000 | 1,152 |
| Total deposits | $489,865,000 | 1,079 |
| Interest-bearing deposits | $427,996,000 | 1,080 |
| Deposits held in domestic offices | $489,865,000 | 1,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,776,000 | 676 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $18,500,000 | 2,324 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,754,000 | 1,806 |
| Total equity capital | $63,353,000 | 1,068 |
| Total bank equity capital | $63,353,000 | 1,068 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,938,000 | 875 |
| Surplus | $6,541,000 | 3,521 |
| Undivided profits | $50,874,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,333,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,124,000 | 1,212 |
| Earning assets | $582,264,000 | 1,089 |
| Long-term assets (5+ years) | $8,616,000 | 5,557 |
| Average Assets, year-to-date | $574,667,000 | 1,173 |
| Average Assets, quarterly | $597,428,500 | 1,151 |
| Volatile liabilities | $179,216,000 | 841 |
| Insider loans | $12,426,000 | 587 |
| FHLB advances | $18,500,000 | 2,221 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $150,127,000 | 700 |
| Tier 1 (core) risk-based capital | $63,086,000 | 1,010 |
| Tier 2 risk-based capital | $5,462,000 | 1,042 |
| Total risk weighted assets | $545,982,000 | 951 |
| Total unused commitments | $150,127,000 | 700 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $590,609,000 | 1,166 |
| Cash and due from depository institutions | $10,431,000 | 2,197 |
| Interest-bearing balances | $151,000 | 4,591 |
| Securities | $47,839,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $11,784,000 | 1,026 |
| Net loans & leases | $509,036,000 | 953 |
| Loan loss allowance | $4,974,000 | 1,200 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,499,000 | 3,373 |
| Other real estate owned | $0 | 2,197 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,020,000 | 2,200 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $590,609,000 | 1,166 |
| Total liabilities | $528,816,000 | 1,167 |
| Total deposits | $474,333,000 | 1,091 |
| Interest-bearing deposits | $420,497,000 | 1,085 |
| Deposits held in domestic offices | $474,333,000 | 1,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,587,000 | 841 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,500,000 | 1,710 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,396,000 | 2,009 |
| Total equity capital | $61,793,000 | 1,098 |
| Total bank equity capital | $61,793,000 | 1,098 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,938,000 | 866 |
| Surplus | $6,541,000 | 3,516 |
| Undivided profits | $49,314,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,337,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,859,000 | 1,285 |
| Earning assets | $568,810,000 | 1,102 |
| Long-term assets (5+ years) | $10,399,000 | 5,225 |
| Average Assets, year-to-date | $564,806,670 | 1,189 |
| Average Assets, quarterly | $581,803,000 | 1,169 |
| Volatile liabilities | $176,843,000 | 861 |
| Insider loans | $12,730,000 | 568 |
| FHLB advances | $28,500,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $160,572,000 | 677 |
| Tier 1 (core) risk-based capital | $61,726,000 | 1,021 |
| Tier 2 risk-based capital | $5,219,000 | 1,059 |
| Total risk weighted assets | $529,210,000 | 971 |
| Total unused commitments | $160,572,000 | 677 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $572,997,000 | 1,192 |
| Cash and due from depository institutions | $9,447,000 | 2,387 |
| Interest-bearing balances | $336,000 | 3,983 |
| Securities | $51,198,000 | 2,263 |
| Federal funds sold & reverse repurchase agreements | $16,186,000 | 1,039 |
| Net loans & leases | $485,549,000 | 978 |
| Loan loss allowance | $4,927,000 | 1,148 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,511,000 | 3,349 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,106,000 | 2,363 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $572,997,000 | 1,192 |
| Total liabilities | $511,719,000 | 1,195 |
| Total deposits | $465,952,000 | 1,112 |
| Interest-bearing deposits | $416,169,000 | 1,095 |
| Deposits held in domestic offices | $465,952,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,292,000 | 832 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $19,000,000 | 2,055 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,475,000 | 1,315 |
| Total equity capital | $61,278,000 | 1,136 |
| Total bank equity capital | $61,278,000 | 1,136 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,938,000 | 858 |
| Surplus | $6,541,000 | 3,483 |
| Undivided profits | $48,799,000 | 757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 2,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,959,000 | 1,281 |
| Earning assets | $553,269,000 | 1,128 |
| Long-term assets (5+ years) | $11,773,000 | 4,903 |
| Average Assets, year-to-date | $551,905,500 | 1,219 |
| Average Assets, quarterly | $551,905,500 | 1,219 |
| Volatile liabilities | $167,356,000 | 893 |
| Insider loans | $12,782,000 | 558 |
| FHLB advances | $19,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $158,059,000 | 701 |
| Tier 1 (core) risk-based capital | $60,527,000 | 1,039 |
| Tier 2 risk-based capital | $5,163,000 | 1,037 |
| Total risk weighted assets | $505,906,000 | 1,001 |
| Total unused commitments | $158,059,000 | 701 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 75 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $530,814,000 | 1,274 |
| Cash and due from depository institutions | $8,209,000 | 2,303 |
| Interest-bearing balances | $520,000 | 3,106 |
| Securities | $55,115,000 | 2,104 |
| Federal funds sold & reverse repurchase agreements | $43,000 | 6,035 |
| Net loans & leases | $456,566,000 | 1,034 |
| Loan loss allowance | $4,684,000 | 1,180 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,553,000 | 3,297 |
| Other real estate owned | $176,000 | 2,303 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,152,000 | 2,368 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $530,814,000 | 1,274 |
| Total liabilities | $471,237,000 | 1,276 |
| Total deposits | $423,467,000 | 1,236 |
| Interest-bearing deposits | $374,056,000 | 1,225 |
| Deposits held in domestic offices | $423,467,000 | 1,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,842,000 | 736 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,000,000 | 1,933 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,928,000 | 1,835 |
| Total equity capital | $59,577,000 | 1,156 |
| Total bank equity capital | $59,577,000 | 1,156 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,938,000 | 843 |
| Surplus | $6,541,000 | 3,460 |
| Undivided profits | $47,098,000 | 788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,900,000 | 1,409 |
| Earning assets | $512,244,000 | 1,210 |
| Long-term assets (5+ years) | $10,929,000 | 4,784 |
| Average Assets, year-to-date | $522,157,600 | 1,241 |
| Average Assets, quarterly | $525,668,500 | 1,267 |
| Volatile liabilities | $143,111,000 | 1,029 |
| Insider loans | $12,816,000 | 544 |
| FHLB advances | $19,000,000 | 1,839 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $169,205,000 | 678 |
| Tier 1 (core) risk-based capital | $59,298,000 | 1,059 |
| Tier 2 risk-based capital | $4,911,000 | 1,079 |
| Total risk weighted assets | $473,288,000 | 1,055 |
| Total unused commitments | $169,205,000 | 678 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $520,523,000 | 1,284 |
| Cash and due from depository institutions | $7,958,000 | 2,403 |
| Interest-bearing balances | $102,000 | 4,540 |
| Securities | $58,672,000 | 1,966 |
| Federal funds sold & reverse repurchase agreements | $3,994,000 | 2,984 |
| Net loans & leases | $438,469,000 | 1,057 |
| Loan loss allowance | $4,521,000 | 1,166 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,633,000 | 3,207 |
| Other real estate owned | $0 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,797,000 | 2,198 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $520,523,000 | 1,284 |
| Total liabilities | $460,555,000 | 1,297 |
| Total deposits | $416,411,000 | 1,249 |
| Interest-bearing deposits | $363,080,000 | 1,252 |
| Deposits held in domestic offices | $416,411,000 | 1,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,873,000 | 770 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,000,000 | 1,823 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,271,000 | 2,244 |
| Total equity capital | $59,968,000 | 1,135 |
| Total bank equity capital | $59,968,000 | 1,135 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,938,000 | 817 |
| Surplus | $6,541,000 | 3,406 |
| Undivided profits | $47,489,000 | 787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,865,000 | 2,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,487,000 | 1,243 |
| Earning assets | $501,237,000 | 1,220 |
| Long-term assets (5+ years) | $8,951,000 | 5,031 |
| Average Assets, year-to-date | $519,993,500 | 1,243 |
| Average Assets, quarterly | $514,879,500 | 1,280 |
| Volatile liabilities | $137,210,000 | 1,046 |
| Insider loans | $13,088,000 | 537 |
| FHLB advances | $19,000,000 | 1,724 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $166,575,000 | 700 |
| Tier 1 (core) risk-based capital | $59,993,000 | 1,048 |
| Tier 2 risk-based capital | $4,739,000 | 1,109 |
| Total risk weighted assets | $461,729,000 | 1,062 |
| Total unused commitments | $166,575,000 | 700 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 79 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $509,236,000 | 1,307 |
| Cash and due from depository institutions | $8,656,000 | 2,225 |
| Interest-bearing balances | $569,000 | 2,995 |
| Securities | $62,154,000 | 1,862 |
| Federal funds sold & reverse repurchase agreements | $1,419,000 | 4,683 |
| Net loans & leases | $426,045,000 | 1,090 |
| Loan loss allowance | $4,329,000 | 1,208 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,803,000 | 3,078 |
| Other real estate owned | $0 | 2,225 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,159,000 | 2,347 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $509,236,000 | 1,307 |
| Total liabilities | $451,140,000 | 1,333 |
| Total deposits | $411,139,000 | 1,266 |
| Interest-bearing deposits | $356,758,000 | 1,272 |
| Deposits held in domestic offices | $411,139,000 | 1,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,629,000 | 737 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,000,000 | 2,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,372,000 | 2,049 |
| Total equity capital | $58,096,000 | 1,168 |
| Total bank equity capital | $58,096,000 | 1,168 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,938,000 | 809 |
| Surplus | $6,541,000 | 3,400 |
| Undivided profits | $45,617,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,952,000 | 1,363 |
| Earning assets | $490,187,000 | 1,253 |
| Long-term assets (5+ years) | $6,185,000 | 5,581 |
| Average Assets, year-to-date | $519,817,000 | 1,269 |
| Average Assets, quarterly | $520,697,000 | 1,281 |
| Volatile liabilities | $114,072,000 | 1,230 |
| Insider loans | $13,189,000 | 533 |
| FHLB advances | $13,000,000 | 2,062 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $159,165,000 | 732 |
| Tier 1 (core) risk-based capital | $58,481,000 | 1,085 |
| Tier 2 risk-based capital | $4,546,000 | 1,147 |
| Total risk weighted assets | $448,489,000 | 1,101 |
| Total unused commitments | $159,165,000 | 732 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 75 | 2,327 |
| Assets and Liabilities | ||
| Total Assets: | $532,158,000 | 1,259 |
| Cash and due from depository institutions | $8,934,000 | 2,327 |
| Interest-bearing balances | $722,000 | 2,831 |
| Securities | $64,672,000 | 1,815 |
| Federal funds sold & reverse repurchase agreements | $42,130,000 | 450 |
| Net loans & leases | $405,494,000 | 1,129 |
| Loan loss allowance | $4,123,000 | 1,278 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,860,000 | 3,026 |
| Other real estate owned | $0 | 2,327 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,068,000 | 2,300 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $532,158,000 | 1,259 |
| Total liabilities | $475,395,000 | 1,260 |
| Total deposits | $427,955,000 | 1,214 |
| Interest-bearing deposits | $378,215,000 | 1,185 |
| Deposits held in domestic offices | $427,955,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,703,000 | 629 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $13,000,000 | 2,105 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,737,000 | 1,472 |
| Total equity capital | $56,763,000 | 1,183 |
| Total bank equity capital | $56,763,000 | 1,183 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,938,000 | 790 |
| Surplus | $6,541,000 | 3,359 |
| Undivided profits | $44,284,000 | 847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,055,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,021,000 | 1,297 |
| Earning assets | $513,018,000 | 1,202 |
| Long-term assets (5+ years) | $2,599,000 | 6,590 |
| Average Assets, year-to-date | $525,107,500 | 1,263 |
| Average Assets, quarterly | $525,107,500 | 1,263 |
| Volatile liabilities | $131,012,000 | 1,054 |
| Insider loans | $13,523,000 | 492 |
| FHLB advances | $13,000,000 | 2,008 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $140,431,000 | 805 |
| Tier 1 (core) risk-based capital | $57,013,000 | 1,088 |
| Tier 2 risk-based capital | $4,299,000 | 1,208 |
| Total risk weighted assets | $443,150,000 | 1,098 |
| Total unused commitments | $140,431,000 | 805 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $518,057,000 | 1,269 |
| Cash and due from depository institutions | $13,347,000 | 2,313 |
| Interest-bearing balances | $868,000 | 2,637 |
| Securities | $64,606,000 | 1,837 |
| Federal funds sold & reverse repurchase agreements | $15,247,000 | 1,048 |
| Net loans & leases | $414,206,000 | 1,082 |
| Loan loss allowance | $3,929,000 | 1,328 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,852,000 | 2,979 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,799,000 | 2,396 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $518,057,000 | 1,269 |
| Total liabilities | $462,678,000 | 1,277 |
| Total deposits | $425,464,000 | 1,205 |
| Interest-bearing deposits | $372,757,000 | 1,178 |
| Deposits held in domestic offices | $425,464,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,883,000 | 774 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 2,179 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,331,000 | 2,118 |
| Total equity capital | $55,379,000 | 1,188 |
| Total bank equity capital | $55,379,000 | 1,188 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,938,000 | 780 |
| Surplus | $6,541,000 | 3,324 |
| Undivided profits | $42,900,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,918,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,805,000 | 1,436 |
| Earning assets | $494,927,000 | 1,212 |
| Long-term assets (5+ years) | $2,391,000 | 6,635 |
| Average Assets, year-to-date | $492,410,000 | 1,281 |
| Average Assets, quarterly | $516,587,500 | 1,255 |
| Volatile liabilities | $119,703,000 | 1,269 |
| Insider loans | $13,714,000 | 475 |
| FHLB advances | $13,000,000 | 2,072 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $122,439,000 | 866 |
| Tier 1 (core) risk-based capital | $55,739,000 | 1,096 |
| Tier 2 risk-based capital | $4,105,000 | 1,256 |
| Total risk weighted assets | $451,910,000 | 1,039 |
| Total unused commitments | $122,439,000 | 866 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $515,118,000 | 1,274 |
| Cash and due from depository institutions | $8,512,000 | 2,302 |
| Interest-bearing balances | $1,015,000 | 2,395 |
| Securities | $62,623,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $29,599,000 | 446 |
| Net loans & leases | $403,611,000 | 1,104 |
| Loan loss allowance | $3,551,000 | 1,479 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,869,000 | 2,945 |
| Other real estate owned | $0 | 2,302 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,904,000 | 2,353 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $515,118,000 | 1,274 |
| Total liabilities | $461,040,000 | 1,273 |
| Total deposits | $419,950,000 | 1,207 |
| Interest-bearing deposits | $366,269,000 | 1,183 |
| Deposits held in domestic offices | $419,950,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,973,000 | 693 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,000,000 | 2,267 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,117,000 | 2,243 |
| Total equity capital | $54,078,000 | 1,209 |
| Total bank equity capital | $54,078,000 | 1,209 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,938,000 | 763 |
| Surplus | $6,541,000 | 3,281 |
| Undivided profits | $41,599,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,770,000 | 407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,139,000 | 1,254 |
| Earning assets | $496,848,000 | 1,204 |
| Long-term assets (5+ years) | $2,339,000 | 6,667 |
| Average Assets, year-to-date | $485,998,250 | 1,309 |
| Average Assets, quarterly | $502,774,500 | 1,292 |
| Volatile liabilities | $124,490,000 | 1,219 |
| Insider loans | $13,773,000 | 469 |
| FHLB advances | $13,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $117,926,000 | 918 |
| Tier 1 (core) risk-based capital | $54,572,000 | 1,128 |
| Tier 2 risk-based capital | $3,726,000 | 1,401 |
| Total risk weighted assets | $467,892,000 | 991 |
| Total unused commitments | $117,926,000 | 919 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 77 | 2,304 |
| Assets and Liabilities | ||
| Total Assets: | $490,431,000 | 1,326 |
| Cash and due from depository institutions | $8,071,000 | 2,304 |
| Interest-bearing balances | $70,000 | 5,259 |
| Securities | $61,059,000 | 1,965 |
| Federal funds sold & reverse repurchase agreements | $14,219,000 | 900 |
| Net loans & leases | $396,996,000 | 1,105 |
| Loan loss allowance | $3,254,000 | 1,585 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,872,000 | 2,912 |
| Other real estate owned | $0 | 2,304 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,214,000 | 2,521 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $490,431,000 | 1,326 |
| Total liabilities | $438,096,000 | 1,332 |
| Total deposits | $390,085,000 | 1,282 |
| Interest-bearing deposits | $336,926,000 | 1,277 |
| Deposits held in domestic offices | $390,085,000 | 1,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,136,000 | 618 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,000,000 | 2,308 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,875,000 | 2,252 |
| Total equity capital | $52,335,000 | 1,197 |
| Total bank equity capital | $52,335,000 | 1,197 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,938,000 | 743 |
| Surplus | $6,541,000 | 3,221 |
| Undivided profits | $39,856,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,381,000 | 1,518 |
| Earning assets | $472,344,000 | 1,244 |
| Long-term assets (5+ years) | $2,674,000 | 6,546 |
| Average Assets, year-to-date | $476,291,670 | 1,340 |
| Average Assets, quarterly | $481,246,000 | 1,335 |
| Volatile liabilities | $114,128,000 | 1,301 |
| Insider loans | $13,874,000 | 457 |
| FHLB advances | $13,000,000 | 2,181 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $126,350,000 | 876 |
| Tier 1 (core) risk-based capital | $53,193,000 | 1,128 |
| Tier 2 risk-based capital | $3,429,000 | 1,485 |
| Total risk weighted assets | $452,236,000 | 1,016 |
| Total unused commitments | $126,350,000 | 877 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 77 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $472,061,000 | 1,351 |
| Cash and due from depository institutions | $16,790,000 | 2,279 |
| Interest-bearing balances | $644,000 | 2,964 |
| Securities | $63,357,000 | 1,914 |
| Federal funds sold & reverse repurchase agreements | $17,705,000 | 834 |
| Net loans & leases | $364,850,000 | 1,177 |
| Loan loss allowance | $3,146,000 | 1,609 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,911,000 | 2,813 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,448,000 | 2,739 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $472,061,000 | 1,351 |
| Total liabilities | $421,188,000 | 1,352 |
| Total deposits | $393,093,000 | 1,261 |
| Interest-bearing deposits | $341,649,000 | 1,233 |
| Deposits held in domestic offices | $393,093,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,567,000 | 675 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,528,000 | 1,823 |
| Total equity capital | $50,873,000 | 1,215 |
| Total bank equity capital | $50,873,000 | 1,215 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,938,000 | 727 |
| Surplus | $6,541,000 | 3,157 |
| Undivided profits | $38,394,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,277,000 | 1,497 |
| Earning assets | $446,556,000 | 1,305 |
| Long-term assets (5+ years) | $2,700,000 | 6,540 |
| Average Assets, year-to-date | $469,222,000 | 1,352 |
| Average Assets, quarterly | $469,222,000 | 1,352 |
| Volatile liabilities | $98,665,000 | 1,435 |
| Insider loans | $13,618,000 | 464 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $134,099,000 | 818 |
| Tier 1 (core) risk-based capital | $51,599,000 | 1,138 |
| Tier 2 risk-based capital | $3,321,000 | 1,497 |
| Total risk weighted assets | $436,229,000 | 1,017 |
| Total unused commitments | $134,099,000 | 819 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $466,383,000 | 1,348 |
| Cash and due from depository institutions | $15,718,000 | 2,362 |
| Interest-bearing balances | $678,000 | 3,028 |
| Securities | $63,409,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $18,948,000 | 695 |
| Net loans & leases | $359,079,000 | 1,184 |
| Loan loss allowance | $3,110,000 | 1,608 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,827,000 | 2,848 |
| Other real estate owned | $255,000 | 2,362 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,147,000 | 2,822 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $466,383,000 | 1,348 |
| Total liabilities | $416,706,000 | 1,360 |
| Total deposits | $389,068,000 | 1,254 |
| Interest-bearing deposits | $334,842,000 | 1,238 |
| Deposits held in domestic offices | $389,068,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,821,000 | 671 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,817,000 | 2,296 |
| Total equity capital | $49,677,000 | 1,228 |
| Total bank equity capital | $49,677,000 | 1,228 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,938,000 | 714 |
| Surplus | $6,541,000 | 3,120 |
| Undivided profits | $37,198,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,118,000 | 1,647 |
| Earning assets | $442,114,000 | 1,291 |
| Long-term assets (5+ years) | $5,405,000 | 5,667 |
| Average Assets, year-to-date | $456,726,600 | 1,305 |
| Average Assets, quarterly | $466,357,000 | 1,330 |
| Volatile liabilities | $92,826,000 | 1,463 |
| Insider loans | $15,011,000 | 383 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $121,219,000 | 865 |
| Tier 1 (core) risk-based capital | $50,374,000 | 1,142 |
| Tier 2 risk-based capital | $3,285,000 | 1,485 |
| Total risk weighted assets | $415,391,000 | 1,072 |
| Total unused commitments | $121,219,000 | 865 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $466,331,000 | 1,311 |
| Cash and due from depository institutions | $15,290,000 | 2,273 |
| Interest-bearing balances | $665,000 | 3,114 |
| Securities | $69,886,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $27,105,000 | 486 |
| Net loans & leases | $344,726,000 | 1,201 |
| Loan loss allowance | $2,948,000 | 1,658 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,893,000 | 2,753 |
| Other real estate owned | $290,000 | 2,273 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,141,000 | 2,780 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $466,331,000 | 1,311 |
| Total liabilities | $417,722,000 | 1,324 |
| Total deposits | $390,289,000 | 1,209 |
| Interest-bearing deposits | $338,519,000 | 1,186 |
| Deposits held in domestic offices | $390,289,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,167,000 | 656 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,266,000 | 2,937 |
| Total equity capital | $48,609,000 | 1,240 |
| Total bank equity capital | $48,609,000 | 1,240 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,938,000 | 686 |
| Surplus | $6,541,000 | 3,065 |
| Undivided profits | $36,130,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,246,000 | 1,463 |
| Earning assets | $442,382,000 | 1,264 |
| Long-term assets (5+ years) | $4,513,000 | 5,998 |
| Average Assets, year-to-date | $454,312,500 | 1,297 |
| Average Assets, quarterly | $460,084,500 | 1,322 |
| Volatile liabilities | $98,051,000 | 1,341 |
| Insider loans | $14,875,000 | 370 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $108,967,000 | 928 |
| Tier 1 (core) risk-based capital | $49,083,000 | 1,150 |
| Tier 2 risk-based capital | $3,022,000 | 1,582 |
| Total risk weighted assets | $388,605,000 | 1,112 |
| Total unused commitments | $108,967,000 | 929 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 86 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $453,838,000 | 1,318 |
| Cash and due from depository institutions | $15,857,000 | 2,005 |
| Interest-bearing balances | $659,000 | 3,118 |
| Securities | $62,153,000 | 1,937 |
| Federal funds sold & reverse repurchase agreements | $16,315,000 | 729 |
| Net loans & leases | $350,403,000 | 1,152 |
| Loan loss allowance | $2,838,000 | 1,688 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,972,000 | 2,663 |
| Other real estate owned | $344,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,794,000 | 2,825 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $453,838,000 | 1,318 |
| Total liabilities | $406,478,000 | 1,331 |
| Total deposits | $379,067,000 | 1,228 |
| Interest-bearing deposits | $328,129,000 | 1,192 |
| Deposits held in domestic offices | $379,067,000 | 1,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,477,000 | 654 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $934,000 | 3,401 |
| Total equity capital | $47,360,000 | 1,256 |
| Total bank equity capital | $47,360,000 | 1,256 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,938,000 | 666 |
| Surplus | $6,541,000 | 3,010 |
| Undivided profits | $34,881,000 | 972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,981,000 | 1,535 |
| Earning assets | $429,530,000 | 1,274 |
| Long-term assets (5+ years) | $4,631,000 | 6,025 |
| Average Assets, year-to-date | $450,306,330 | 1,287 |
| Average Assets, quarterly | $455,235,000 | 1,294 |
| Volatile liabilities | $87,854,000 | 1,441 |
| Insider loans | $13,799,000 | 384 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $85,696,000 | 1,077 |
| Tier 1 (core) risk-based capital | $47,754,000 | 1,156 |
| Tier 2 risk-based capital | $2,910,000 | 1,612 |
| Total risk weighted assets | $396,046,000 | 1,070 |
| Total unused commitments | $85,696,000 | 1,077 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $456,632,000 | 1,283 |
| Cash and due from depository institutions | $13,793,000 | 1,998 |
| Interest-bearing balances | $646,000 | 3,154 |
| Securities | $63,899,000 | 1,934 |
| Federal funds sold & reverse repurchase agreements | $26,585,000 | 460 |
| Net loans & leases | $343,075,000 | 1,149 |
| Loan loss allowance | $2,750,000 | 1,717 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,944,000 | 2,646 |
| Other real estate owned | $344,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,992,000 | 2,714 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $456,632,000 | 1,283 |
| Total liabilities | $410,732,000 | 1,288 |
| Total deposits | $382,795,000 | 1,198 |
| Interest-bearing deposits | $334,043,000 | 1,162 |
| Deposits held in domestic offices | $382,795,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,340,000 | 633 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,597,000 | 2,301 |
| Total equity capital | $45,900,000 | 1,263 |
| Total bank equity capital | $45,900,000 | 1,263 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,938,000 | 644 |
| Surplus | $6,541,000 | 2,981 |
| Undivided profits | $33,421,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,687,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,005,000 | 1,459 |
| Earning assets | $434,205,000 | 1,240 |
| Long-term assets (5+ years) | $4,565,000 | 6,131 |
| Average Assets, year-to-date | $448,540,500 | 1,293 |
| Average Assets, quarterly | $448,540,500 | 1,293 |
| Volatile liabilities | $92,750,000 | 1,310 |
| Insider loans | $16,928,000 | 280 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $92,282,000 | 1,006 |
| Tier 1 (core) risk-based capital | $46,508,000 | 1,172 |
| Tier 2 risk-based capital | $2,821,000 | 1,627 |
| Total risk weighted assets | $390,017,000 | 1,058 |
| Total unused commitments | $92,282,000 | 1,006 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 81 | 2,112 |
| Assets and Liabilities | ||
| Total Assets: | $440,449,000 | 1,329 |
| Cash and due from depository institutions | $14,138,000 | 2,112 |
| Interest-bearing balances | $657,000 | 3,199 |
| Securities | $56,248,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $11,617,000 | 1,017 |
| Net loans & leases | $349,908,000 | 1,110 |
| Loan loss allowance | $2,694,000 | 1,728 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,975,000 | 2,601 |
| Other real estate owned | $344,000 | 2,112 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,219,000 | 3,010 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $440,449,000 | 1,329 |
| Total liabilities | $393,801,000 | 1,346 |
| Total deposits | $367,914,000 | 1,232 |
| Interest-bearing deposits | $319,420,000 | 1,225 |
| Deposits held in domestic offices | $367,914,000 | 1,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,180,000 | 659 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $707,000 | 3,915 |
| Total equity capital | $46,648,000 | 1,231 |
| Total bank equity capital | $46,648,000 | 1,231 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,938,000 | 625 |
| Surplus | $6,541,000 | 2,940 |
| Undivided profits | $34,169,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,733,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,768,000 | 1,640 |
| Earning assets | $418,430,000 | 1,284 |
| Long-term assets (5+ years) | $5,232,000 | 5,971 |
| Average Assets, year-to-date | $434,645,800 | 1,275 |
| Average Assets, quarterly | $436,902,500 | 1,319 |
| Volatile liabilities | $84,485,000 | 1,390 |
| Insider loans | $17,581,000 | 274 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $102,543,000 | 914 |
| Tier 1 (core) risk-based capital | $46,857,000 | 1,132 |
| Tier 2 risk-based capital | $2,763,000 | 1,646 |
| Total risk weighted assets | $392,288,000 | 1,031 |
| Total unused commitments | $102,543,000 | 914 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $433,356,000 | 1,330 |
| Cash and due from depository institutions | $14,600,000 | 2,180 |
| Interest-bearing balances | $109,000 | 5,027 |
| Securities | $63,603,000 | 1,942 |
| Federal funds sold & reverse repurchase agreements | $6,330,000 | 1,738 |
| Net loans & leases | $340,397,000 | 1,116 |
| Loan loss allowance | $2,587,000 | 1,800 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,614,000 | 2,797 |
| Other real estate owned | $57,000 | 2,180 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,755,000 | 2,719 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $433,356,000 | 1,330 |
| Total liabilities | $387,359,000 | 1,337 |
| Total deposits | $357,916,000 | 1,246 |
| Interest-bearing deposits | $310,109,000 | 1,243 |
| Deposits held in domestic offices | $357,916,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,528,000 | 614 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $915,000 | 3,408 |
| Total equity capital | $45,997,000 | 1,233 |
| Total bank equity capital | $45,997,000 | 1,233 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,938,000 | 618 |
| Surplus | $6,541,000 | 2,898 |
| Undivided profits | $33,518,000 | 996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,281,000 | 2,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,801,000 | 1,663 |
| Earning assets | $410,439,000 | 1,280 |
| Long-term assets (5+ years) | $9,279,000 | 5,074 |
| Average Assets, year-to-date | $433,195,000 | 1,274 |
| Average Assets, quarterly | $435,543,000 | 1,303 |
| Volatile liabilities | $76,799,000 | 1,463 |
| Insider loans | $17,556,000 | 273 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $103,220,000 | 904 |
| Tier 1 (core) risk-based capital | $45,994,000 | 1,138 |
| Tier 2 risk-based capital | $2,655,000 | 1,677 |
| Total risk weighted assets | $370,527,000 | 1,070 |
| Total unused commitments | $103,220,000 | 906 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $437,730,000 | 1,288 |
| Cash and due from depository institutions | $14,290,000 | 2,173 |
| Interest-bearing balances | $107,000 | 5,089 |
| Securities | $64,820,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $16,808,000 | 630 |
| Net loans & leases | $333,490,000 | 1,104 |
| Loan loss allowance | $2,581,000 | 1,795 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,365,000 | 2,929 |
| Other real estate owned | $0 | 2,173 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,957,000 | 2,635 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $437,730,000 | 1,288 |
| Total liabilities | $393,338,000 | 1,294 |
| Total deposits | $366,258,000 | 1,194 |
| Interest-bearing deposits | $320,787,000 | 1,172 |
| Deposits held in domestic offices | $366,258,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,237,000 | 638 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $843,000 | 3,320 |
| Total equity capital | $44,392,000 | 1,221 |
| Total bank equity capital | $44,392,000 | 1,221 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,938,000 | 607 |
| Surplus | $6,541,000 | 2,862 |
| Undivided profits | $31,913,000 | 995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,337,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,650,000 | 1,682 |
| Earning assets | $415,225,000 | 1,244 |
| Long-term assets (5+ years) | $10,049,000 | 5,041 |
| Average Assets, year-to-date | $433,141,330 | 1,266 |
| Average Assets, quarterly | $437,388,000 | 1,274 |
| Volatile liabilities | $87,545,000 | 1,284 |
| Insider loans | $17,184,000 | 263 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $97,247,000 | 914 |
| Tier 1 (core) risk-based capital | $44,949,000 | 1,143 |
| Tier 2 risk-based capital | $2,648,000 | 1,668 |
| Total risk weighted assets | $353,324,000 | 1,111 |
| Total unused commitments | $97,247,000 | 914 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 75 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $437,046,000 | 1,271 |
| Cash and due from depository institutions | $14,023,000 | 2,276 |
| Interest-bearing balances | $90,000 | 5,541 |
| Securities | $71,548,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $18,882,000 | 765 |
| Net loans & leases | $325,227,000 | 1,102 |
| Loan loss allowance | $2,620,000 | 1,741 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,907,000 | 3,237 |
| Other real estate owned | $0 | 2,276 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,459,000 | 2,734 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $437,046,000 | 1,271 |
| Total liabilities | $392,495,000 | 1,273 |
| Total deposits | $365,751,000 | 1,176 |
| Interest-bearing deposits | $326,309,000 | 1,137 |
| Deposits held in domestic offices | $365,751,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,394,000 | 628 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,350,000 | 2,604 |
| Total equity capital | $44,551,000 | 1,243 |
| Total bank equity capital | $44,551,000 | 1,243 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,938,000 | 602 |
| Surplus | $6,541,000 | 2,822 |
| Undivided profits | $32,072,000 | 1,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,771,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,773,000 | 1,541 |
| Earning assets | $415,747,000 | 1,223 |
| Long-term assets (5+ years) | $5,724,000 | 6,017 |
| Average Assets, year-to-date | $430,847,000 | 1,273 |
| Average Assets, quarterly | $430,847,000 | 1,273 |
| Volatile liabilities | $89,938,000 | 1,184 |
| Insider loans | $17,124,000 | 260 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $87,786,000 | 972 |
| Tier 1 (core) risk-based capital | $44,062,000 | 1,148 |
| Tier 2 risk-based capital | $2,687,000 | 1,618 |
| Total risk weighted assets | $342,630,000 | 1,121 |
| Total unused commitments | $87,786,000 | 973 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 81 | 2,129 |
| Assets and Liabilities | ||
| Total Assets: | $424,648,000 | 1,320 |
| Cash and due from depository institutions | $12,707,000 | 2,129 |
| Interest-bearing balances | $80,000 | 5,560 |
| Securities | $86,706,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $3,704,000 | 2,889 |
| Net loans & leases | $314,171,000 | 1,137 |
| Loan loss allowance | $2,746,000 | 1,665 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,969,000 | 3,175 |
| Other real estate owned | $0 | 2,129 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,391,000 | 2,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,648,000 | 1,320 |
| Total liabilities | $378,736,000 | 1,327 |
| Total deposits | $358,523,000 | 1,203 |
| Interest-bearing deposits | $314,271,000 | 1,186 |
| Deposits held in domestic offices | $358,523,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,340,000 | 757 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $873,000 | 3,388 |
| Total equity capital | $45,912,000 | 1,189 |
| Total bank equity capital | $45,912,000 | 1,189 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,938,000 | 608 |
| Surplus | $6,541,000 | 2,790 |
| Undivided profits | $33,433,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,265,000 | 2,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,744,000 | 1,643 |
| Earning assets | $404,661,000 | 1,248 |
| Long-term assets (5+ years) | $5,955,000 | 5,958 |
| Average Assets, year-to-date | $414,618,800 | 1,302 |
| Average Assets, quarterly | $430,447,000 | 1,277 |
| Volatile liabilities | $65,445,000 | 1,561 |
| Insider loans | $11,890,000 | 407 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $97,609,000 | 861 |
| Tier 1 (core) risk-based capital | $45,688,000 | 1,108 |
| Tier 2 risk-based capital | $2,812,000 | 1,545 |
| Total risk weighted assets | $329,675,000 | 1,151 |
| Total unused commitments | $97,609,000 | 862 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $436,246,000 | 1,272 |
| Cash and due from depository institutions | $13,588,000 | 2,180 |
| Interest-bearing balances | $51,000 | 5,920 |
| Securities | $72,761,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $40,272,000 | 371 |
| Net loans & leases | $302,251,000 | 1,174 |
| Loan loss allowance | $2,830,000 | 1,625 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,022,000 | 3,098 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,352,000 | 2,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $436,246,000 | 1,272 |
| Total liabilities | $391,527,000 | 1,280 |
| Total deposits | $364,081,000 | 1,196 |
| Interest-bearing deposits | $315,665,000 | 1,198 |
| Deposits held in domestic offices | $364,081,000 | 1,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,479,000 | 617 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $967,000 | 3,276 |
| Total equity capital | $44,719,000 | 1,221 |
| Total bank equity capital | $44,719,000 | 1,221 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,938,000 | 599 |
| Surplus | $6,541,000 | 2,734 |
| Undivided profits | $32,240,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,708,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,624,000 | 1,889 |
| Earning assets | $415,335,000 | 1,222 |
| Long-term assets (5+ years) | $9,036,000 | 5,212 |
| Average Assets, year-to-date | $412,111,500 | 1,324 |
| Average Assets, quarterly | $420,091,500 | 1,335 |
| Volatile liabilities | $93,960,000 | 1,125 |
| Insider loans | $12,123,000 | 388 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $91,886,000 | 913 |
| Tier 1 (core) risk-based capital | $44,584,000 | 1,141 |
| Tier 2 risk-based capital | $2,895,000 | 1,511 |
| Total risk weighted assets | $324,328,000 | 1,169 |
| Total unused commitments | $91,886,000 | 914 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 85 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $403,937,000 | 1,383 |
| Cash and due from depository institutions | $17,873,000 | 2,061 |
| Interest-bearing balances | $32,000 | 6,236 |
| Securities | $55,912,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $16,180,000 | 969 |
| Net loans & leases | $306,563,000 | 1,146 |
| Loan loss allowance | $2,869,000 | 1,584 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,057,000 | 3,035 |
| Other real estate owned | $9,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,343,000 | 2,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,937,000 | 1,383 |
| Total liabilities | $357,869,000 | 1,397 |
| Total deposits | $335,141,000 | 1,302 |
| Interest-bearing deposits | $290,066,000 | 1,298 |
| Deposits held in domestic offices | $335,141,000 | 1,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,010,000 | 659 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $718,000 | 4,129 |
| Total equity capital | $46,068,000 | 1,185 |
| Total bank equity capital | $46,068,000 | 1,185 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,938,000 | 592 |
| Surplus | $6,541,000 | 2,701 |
| Undivided profits | $33,589,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $938,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,628,000 | 1,794 |
| Earning assets | $378,687,000 | 1,337 |
| Long-term assets (5+ years) | $8,855,000 | 5,124 |
| Average Assets, year-to-date | $404,066,670 | 1,345 |
| Average Assets, quarterly | $404,258,000 | 1,362 |
| Volatile liabilities | $83,992,000 | 1,226 |
| Insider loans | $11,678,000 | 397 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $85,848,000 | 957 |
| Tier 1 (core) risk-based capital | $45,649,000 | 1,089 |
| Tier 2 risk-based capital | $2,932,000 | 1,444 |
| Total risk weighted assets | $315,925,000 | 1,189 |
| Total unused commitments | $85,848,000 | 962 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $404,579,000 | 1,355 |
| Cash and due from depository institutions | $14,498,000 | 2,207 |
| Interest-bearing balances | $9,000 | 6,686 |
| Securities | $65,263,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $8,664,000 | 1,981 |
| Net loans & leases | $308,664,000 | 1,117 |
| Loan loss allowance | $2,834,000 | 1,577 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,115,000 | 2,953 |
| Other real estate owned | $9,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,366,000 | 2,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,579,000 | 1,355 |
| Total liabilities | $359,118,000 | 1,362 |
| Total deposits | $335,469,000 | 1,277 |
| Interest-bearing deposits | $297,509,000 | 1,243 |
| Deposits held in domestic offices | $335,469,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,142,000 | 654 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,507,000 | 2,517 |
| Total equity capital | $45,461,000 | 1,180 |
| Total bank equity capital | $45,461,000 | 1,180 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,938,000 | 586 |
| Surplus | $6,541,000 | 2,650 |
| Undivided profits | $32,982,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,892,000 | 1,544 |
| Earning assets | $382,600,000 | 1,300 |
| Long-term assets (5+ years) | $7,095,000 | 5,535 |
| Average Assets, year-to-date | $404,131,500 | 1,338 |
| Average Assets, quarterly | $404,131,500 | 1,338 |
| Volatile liabilities | $82,818,000 | 1,210 |
| Insider loans | $5,859,000 | 890 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $80,830,000 | 962 |
| Tier 1 (core) risk-based capital | $44,993,000 | 1,085 |
| Tier 2 risk-based capital | $2,896,000 | 1,434 |
| Total risk weighted assets | $317,063,000 | 1,149 |
| Total unused commitments | $80,830,000 | 967 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $403,684,000 | 1,328 |
| Cash and due from depository institutions | $15,838,000 | 1,794 |
| Interest-bearing balances | $154,000 | 4,811 |
| Securities | $67,041,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $17,804,000 | 794 |
| Net loans & leases | $296,171,000 | 1,160 |
| Loan loss allowance | $2,770,000 | 1,573 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,143,000 | 2,912 |
| Other real estate owned | $9,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,678,000 | 2,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,684,000 | 1,328 |
| Total liabilities | $358,937,000 | 1,344 |
| Total deposits | $337,317,000 | 1,244 |
| Interest-bearing deposits | $298,934,000 | 1,226 |
| Deposits held in domestic offices | $337,317,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,423,000 | 705 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,197,000 | 2,996 |
| Total equity capital | $44,747,000 | 1,171 |
| Total bank equity capital | $44,747,000 | 1,171 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,938,000 | 581 |
| Surplus | $6,541,000 | 2,608 |
| Undivided profits | $32,268,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $760,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,795,000 | 1,716 |
| Earning assets | $381,170,000 | 1,284 |
| Long-term assets (5+ years) | $7,049,000 | 5,491 |
| Average Assets, year-to-date | $380,286,400 | 1,343 |
| Average Assets, quarterly | $396,983,500 | 1,336 |
| Volatile liabilities | $95,310,000 | 1,081 |
| Insider loans | $12,126,000 | 360 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $83,253,000 | 914 |
| Tier 1 (core) risk-based capital | $43,980,000 | 1,089 |
| Tier 2 risk-based capital | $2,830,000 | 1,438 |
| Total risk weighted assets | $310,351,000 | 1,155 |
| Total unused commitments | $83,253,000 | 916 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $354,932,000 | 1,437 |
| Cash and due from depository institutions | $10,995,000 | 1,927 |
| Interest-bearing balances | $47,000 | 5,763 |
| Securities | $62,547,000 | 1,800 |
| Federal funds sold & reverse repurchase agreements | $16,507,000 | 861 |
| Net loans & leases | $258,056,000 | 1,282 |
| Loan loss allowance | $2,874,000 | 1,439 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,880,000 | 3,067 |
| Other real estate owned | $9,000 | 1,927 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,938,000 | 2,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,932,000 | 1,437 |
| Total liabilities | $310,362,000 | 1,472 |
| Total deposits | $293,512,000 | 1,365 |
| Interest-bearing deposits | $256,355,000 | 1,350 |
| Deposits held in domestic offices | $293,512,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,886,000 | 846 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $964,000 | 3,554 |
| Total equity capital | $44,570,000 | 1,105 |
| Total bank equity capital | $44,570,000 | 1,105 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,938,000 | 576 |
| Surplus | $6,541,000 | 2,491 |
| Undivided profits | $32,091,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,912,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,040,000 | 1,603 |
| Earning assets | $337,157,000 | 1,382 |
| Long-term assets (5+ years) | $10,892,000 | 4,604 |
| Average Assets, year-to-date | $346,909,200 | 1,393 |
| Average Assets, quarterly | $352,398,000 | 1,430 |
| Volatile liabilities | $64,956,000 | 1,420 |
| Insider loans | $5,397,000 | 887 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $78,124,000 | 910 |
| Tier 1 (core) risk-based capital | $43,730,000 | 1,051 |
| Tier 2 risk-based capital | $2,922,000 | 1,310 |
| Total risk weighted assets | $273,699,000 | 1,250 |
| Total unused commitments | $78,124,000 | 910 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 88 | 1,912 |
| Assets and Liabilities | ||
| Total Assets: | $345,869,000 | 1,386 |
| Cash and due from depository institutions | $13,102,000 | 1,912 |
| Interest-bearing balances | $25,000 | 5,834 |
| Securities | $67,693,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $14,651,000 | 835 |
| Net loans & leases | $243,351,000 | 1,306 |
| Loan loss allowance | $2,799,000 | 1,383 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,914,000 | 2,971 |
| Other real estate owned | $14,000 | 1,912 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,144,000 | 2,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,869,000 | 1,386 |
| Total liabilities | $305,571,000 | 1,421 |
| Total deposits | $289,295,000 | 1,310 |
| Interest-bearing deposits | $255,302,000 | 1,290 |
| Deposits held in domestic offices | $289,295,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,983,000 | 876 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,293,000 | 2,936 |
| Total equity capital | $40,298,000 | 1,165 |
| Total bank equity capital | $40,298,000 | 1,165 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,938,000 | 567 |
| Surplus | $6,541,000 | 2,417 |
| Undivided profits | $27,819,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,489,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,778,000 | 1,426 |
| Earning assets | $325,720,000 | 1,357 |
| Long-term assets (5+ years) | $9,735,000 | 4,652 |
| Average Assets, year-to-date | $331,328,000 | 1,384 |
| Average Assets, quarterly | $341,423,500 | 1,388 |
| Volatile liabilities | $70,404,000 | 1,307 |
| Insider loans | $6,423,000 | 710 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $58,761,000 | 1,028 |
| Tier 1 (core) risk-based capital | $40,288,000 | 1,104 |
| Tier 2 risk-based capital | $2,799,000 | 1,308 |
| Total risk weighted assets | $246,544,500 | 1,314 |
| Total unused commitments | $58,761,000 | 1,028 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $326,773,000 | 1,443 |
| Cash and due from depository institutions | $5,536,000 | 2,056 |
| Interest-bearing balances | $45,000 | 5,518 |
| Securities | $72,910,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $24,714,000 | 435 |
| Net loans & leases | $216,033,000 | 1,408 |
| Loan loss allowance | $2,743,000 | 1,386 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,978,000 | 2,867 |
| Other real estate owned | $74,000 | 2,056 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,528,000 | 1,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,773,000 | 1,443 |
| Total liabilities | $291,240,000 | 1,460 |
| Total deposits | $273,983,000 | 1,367 |
| Interest-bearing deposits | $242,292,000 | 1,342 |
| Deposits held in domestic offices | $273,983,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,363,000 | 917 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $894,000 | 3,542 |
| Total equity capital | $35,533,000 | 1,265 |
| Total bank equity capital | $35,533,000 | 1,265 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,938,000 | 601 |
| Surplus | $6,541,000 | 2,380 |
| Undivided profits | $23,054,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,919,000 | 1,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,240,000 | 1,792 |
| Earning assets | $313,702,000 | 1,373 |
| Long-term assets (5+ years) | $13,183,000 | 4,244 |
| Average Assets, year-to-date | $308,916,600 | 1,450 |
| Average Assets, quarterly | $318,016,000 | 1,462 |
| Volatile liabilities | $74,687,000 | 1,213 |
| Insider loans | $6,489,000 | 709 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $51,534,000 | 1,162 |
| Tier 1 (core) risk-based capital | $36,205,000 | 1,220 |
| Tier 2 risk-based capital | $2,743,000 | 1,296 |
| Total risk weighted assets | $222,372,600 | 1,406 |
| Total unused commitments | $51,534,000 | 1,164 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $302,226,000 | 1,511 |
| Cash and due from depository institutions | $8,004,000 | 2,159 |
| Interest-bearing balances | $46,000 | 5,601 |
| Securities | $83,369,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $12,403,000 | 1,380 |
| Net loans & leases | $191,781,000 | 1,469 |
| Loan loss allowance | $2,582,000 | 1,416 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,977,000 | 2,725 |
| Other real estate owned | $164,000 | 2,159 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,528,000 | 2,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,226,000 | 1,511 |
| Total liabilities | $268,177,000 | 1,532 |
| Total deposits | $249,960,000 | 1,484 |
| Interest-bearing deposits | $224,477,000 | 1,414 |
| Deposits held in domestic offices | $249,960,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,288,000 | 787 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $929,000 | 3,742 |
| Total equity capital | $34,049,000 | 1,322 |
| Total bank equity capital | $34,049,000 | 1,322 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,938,000 | 592 |
| Surplus | $6,541,000 | 2,263 |
| Undivided profits | $21,570,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,498,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,114,000 | 1,975 |
| Earning assets | $287,599,000 | 1,457 |
| Long-term assets (5+ years) | $14,109,000 | 3,918 |
| Average Assets, year-to-date | $281,095,000 | 1,539 |
| Average Assets, quarterly | $298,484,000 | 1,504 |
| Volatile liabilities | $63,021,000 | 1,162 |
| Insider loans | $5,041,000 | 831 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $44,355,000 | 1,237 |
| Tier 1 (core) risk-based capital | $33,604,000 | 1,263 |
| Tier 2 risk-based capital | $2,414,190 | 1,370 |
| Total risk weighted assets | $192,967,390 | 1,492 |
| Total unused commitments | $44,355,000 | 1,243 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $267,003,000 | 1,710 |
| Cash and due from depository institutions | $8,108,000 | 2,306 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $61,478,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $8,057,000 | 1,711 |
| Net loans & leases | $182,756,000 | 1,541 |
| Loan loss allowance | $2,538,000 | 1,450 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,144,000 | 2,519 |
| Other real estate owned | $114,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,346,000 | 2,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,003,000 | 1,710 |
| Total liabilities | $236,163,000 | 1,738 |
| Total deposits | $224,948,000 | 1,667 |
| Interest-bearing deposits | $201,253,000 | 1,604 |
| Deposits held in domestic offices | $224,948,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,335,000 | 1,047 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $880,000 | 3,950 |
| Total equity capital | $30,840,000 | 1,466 |
| Total bank equity capital | $30,840,000 | 1,466 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,938,000 | 605 |
| Surplus | $6,541,000 | 2,234 |
| Undivided profits | $18,361,000 | 1,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,754,000 | 1,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,222,000 | 1,827 |
| Earning assets | $252,291,000 | 1,657 |
| Long-term assets (5+ years) | $4,961,000 | 5,988 |
| Average Assets, year-to-date | $257,096,000 | 1,692 |
| Average Assets, quarterly | $265,457,500 | 1,704 |
| Volatile liabilities | $36,098,000 | 1,822 |
| Insider loans | $7,769,000 | 511 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $48,301,000 | 1,115 |
| Tier 1 (core) risk-based capital | $30,709,000 | 1,385 |
| Tier 2 risk-based capital | $2,258,570 | 1,373 |
| Total risk weighted assets | $180,406,070 | 1,558 |
| Total unused commitments | $48,301,000 | 1,119 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 77 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $253,184,000 | 1,846 |
| Cash and due from depository institutions | $7,014,000 | 2,454 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $62,809,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $7,573,000 | 1,710 |
| Net loans & leases | $168,972,000 | 1,705 |
| Loan loss allowance | $2,728,000 | 1,440 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,188,000 | 2,455 |
| Other real estate owned | $299,000 | 2,454 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,329,000 | 2,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,184,000 | 1,846 |
| Total liabilities | $225,264,000 | 1,876 |
| Total deposits | $215,102,000 | 1,788 |
| Interest-bearing deposits | $192,961,000 | 1,737 |
| Deposits held in domestic offices | $215,102,000 | 1,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,268,000 | 1,199 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $894,000 | 3,845 |
| Total equity capital | $27,920,000 | 1,621 |
| Total bank equity capital | $27,920,000 | 1,621 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,931,000 | 645 |
| Surplus | $6,516,000 | 2,308 |
| Undivided profits | $15,473,000 | 1,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,102,000 | 2,034 |
| Earning assets | $239,354,000 | 1,791 |
| Long-term assets (5+ years) | $7,076,000 | 5,033 |
| Average Assets, year-to-date | $246,708,400 | 1,814 |
| Average Assets, quarterly | $252,140,500 | 1,834 |
| Volatile liabilities | $37,620,000 | 1,731 |
| Insider loans | $6,736,000 | 633 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,292,000 | 1,457 |
| Tier 1 (core) risk-based capital | $28,063,000 | 1,531 |
| Tier 2 risk-based capital | $2,128,350 | 1,503 |
| Total risk weighted assets | $169,668,350 | 1,691 |
| Total unused commitments | $32,292,000 | 1,467 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $234,406,000 | 2,002 |
| Cash and due from depository institutions | $4,769,000 | 2,899 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $60,891,000 | 2,046 |
| Federal funds sold & reverse repurchase agreements | $2,331,000 | 5,111 |
| Net loans & leases | $160,208,000 | 1,770 |
| Loan loss allowance | $2,077,000 | 1,867 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,968,000 | 2,574 |
| Other real estate owned | $147,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,092,000 | 2,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,406,000 | 2,002 |
| Total liabilities | $209,212,000 | 2,042 |
| Total deposits | $195,447,000 | 2,013 |
| Interest-bearing deposits | $177,100,000 | 1,912 |
| Deposits held in domestic offices | $195,447,000 | 2,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,946,000 | 977 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $819,000 | 4,306 |
| Total equity capital | $25,194,000 | 1,784 |
| Total bank equity capital | $25,194,000 | 1,784 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,909,000 | 648 |
| Surplus | $6,434,000 | 2,340 |
| Undivided profits | $12,851,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,895,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,005,000 | 2,303 |
| Earning assets | $223,430,000 | 1,925 |
| Long-term assets (5+ years) | $8,001,000 | 4,608 |
| Average Assets, year-to-date | $230,469,400 | 1,961 |
| Average Assets, quarterly | $234,934,500 | 1,975 |
| Volatile liabilities | $34,163,000 | 1,705 |
| Insider loans | $3,608,000 | 1,222 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $35,843,000 | 1,300 |
| Tier 1 (core) risk-based capital | $25,568,000 | 1,669 |
| Tier 2 risk-based capital | $2,037,020 | 1,558 |
| Total risk weighted assets | $162,921,820 | 1,744 |
| Total unused commitments | $35,843,000 | 1,308 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $231,700,000 | 1,988 |
| Cash and due from depository institutions | $6,069,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $73,319,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $141,357,000 | 1,972 |
| Loan loss allowance | $1,868,000 | 2,097 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,992,000 | 2,480 |
| Other real estate owned | $280,000 | 3,167 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $3,677,000 | 2,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,700,000 | 1,988 |
| Total liabilities | $209,496,000 | 2,005 |
| Total deposits | $193,364,000 | 2,010 |
| Interest-bearing deposits | $173,885,000 | 1,902 |
| Deposits held in domestic offices | $193,364,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,199,000 | 1,012 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $933,000 | 3,225 |
| Total equity capital | $22,204,000 | 1,858 |
| Total bank equity capital | $22,204,000 | 1,858 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,886,000 | 637 |
| Surplus | $6,363,000 | 2,270 |
| Undivided profits | $9,955,000 | 2,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,049,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $981,000 | 2,032 |
| Earning assets | $218,676,000 | 1,918 |
| Long-term assets (5+ years) | $9,551,000 | 4,231 |
| Average Assets, year-to-date | $228,329,800 | 1,952 |
| Average Assets, quarterly | $229,877,000 | 1,991 |
| Volatile liabilities | $28,447,000 | 1,901 |
| Insider loans | $1,211,000 | 3,210 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,736,000 | 1,436 |
| Tier 1 (core) risk-based capital | $23,539,000 | 1,762 |
| Tier 2 risk-based capital | $1,815,200 | 1,728 |
| Total risk weighted assets | $145,163,300 | 1,911 |
| Total unused commitments | $29,736,000 | 1,448 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $226,622,000 | 2,058 |
| Cash and due from depository institutions | $4,023,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $56,106,000 | 2,466 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,012 |
| Net loans & leases | $148,412,000 | 1,840 |
| Loan loss allowance | $1,750,000 | 2,299 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,287,000 | 3,193 |
| Other real estate owned | $348,000 | 3,539 |
| Goodwill and other intangibles | $12,000 | 2,837 |
| All other assets | $2,434,000 | 2,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,622,000 | 2,058 |
| Total liabilities | $204,824,000 | 2,078 |
| Total deposits | $199,143,000 | 1,991 |
| Interest-bearing deposits | $180,651,000 | 1,903 |
| Deposits held in domestic offices | $199,143,000 | 1,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,143,000 | 1,477 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $538,000 | 5,077 |
| Total equity capital | $21,798,000 | 1,877 |
| Total bank equity capital | $21,798,000 | 1,877 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,861,000 | 620 |
| Surplus | $6,293,000 | 2,197 |
| Undivided profits | $9,644,000 | 2,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,795,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $917,000 | 1,915 |
| Earning assets | $217,518,000 | 1,958 |
| Long-term assets (5+ years) | $12,334,000 | 3,810 |
| Average Assets, year-to-date | $219,336,000 | 2,060 |
| Average Assets, quarterly | $225,829,500 | 2,040 |
| Volatile liabilities | $18,473,000 | 2,546 |
| Insider loans | $2,325,000 | 1,774 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,978,000 | 1,336 |
| Tier 1 (core) risk-based capital | $21,757,000 | 1,821 |
| Tier 2 risk-based capital | $1,750,000 | 1,764 |
| Total risk weighted assets | $148,809,700 | 1,844 |
| Total unused commitments | $32,978,000 | 1,360 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $209,103,000 | 2,261 |
| Cash and due from depository institutions | $5,144,000 | 3,556 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $46,508,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,623 |
| Net loans & leases | $141,505,000 | 1,974 |
| Loan loss allowance | $1,525,000 | 2,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,223,000 | 3,271 |
| Other real estate owned | $1,470,000 | 3,556 |
| Goodwill and other intangibles | $18,000 | 2,769 |
| All other assets | $2,235,000 | 3,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,103,000 | 2,261 |
| Total liabilities | $188,028,000 | 2,315 |
| Total deposits | $184,851,000 | 2,236 |
| Interest-bearing deposits | $167,255,000 | 2,162 |
| Deposits held in domestic offices | $184,851,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,443,000 | 1,886 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $734,000 | 4,218 |
| Total equity capital | $21,075,000 | 1,852 |
| Total bank equity capital | $21,075,000 | 1,852 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,770,000 | 635 |
| Surplus | $6,053,000 | 2,171 |
| Undivided profits | $9,252,000 | 2,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,072,000 | 1,815 |
| Earning assets | $198,013,000 | 2,190 |
| Long-term assets (5+ years) | $1,310,000 | 9,787 |
| Average Assets, year-to-date | $202,562,600 | 2,286 |
| Average Assets, quarterly | $206,598,500 | 2,278 |
| Volatile liabilities | $16,250,000 | 2,788 |
| Insider loans | $156,000 | 4,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,641,000 | 1,845 |
| Tier 1 (core) risk-based capital | $21,057,000 | 1,800 |
| Tier 2 risk-based capital | $1,525,000 | 2,031 |
| Total risk weighted assets | $134,759,000 | 2,072 |
| Total unused commitments | $19,641,000 | 1,861 |
| Derivatives | $0 | 651 |