Home > The Summit National Bank > Assets and Liabilities
The Summit National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 150 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $665,410,000 | 981 |
| Cash and due from depository institutions | $18,662,000 | 1,163 |
| Interest-bearing balances | $307,000 | 3,568 |
| Securities | $131,329,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $460,872,000 | 967 |
| Loan loss allowance | $6,340,000 | 807 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,944,000 | 777 |
| Other real estate owned | $2,643,000 | 1,163 |
| Goodwill and other intangibles | $10,728,000 | 606 |
| All other assets | $27,232,000 | 719 |
| Life insurance assets | $8,368,000 | 685 |
| Total liabilities and capital | $665,410,000 | 981 |
| Total liabilities | $595,172,000 | 983 |
| Total deposits | $550,476,000 | 913 |
| Interest-bearing deposits | $511,055,000 | 844 |
| Deposits held in domestic offices | $550,476,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,337,000 | 633 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $14,359,000 | 516 |
| Total equity capital | $70,238,000 | 930 |
| Total bank equity capital | $70,238,000 | 930 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $40,718,000 | 730 |
| Undivided profits | $28,020,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,802,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,579,000 | 134 |
| Income earned, not collected on loans | $2,905,000 | 1,358 |
| Earning assets | $592,508,000 | 1,004 |
| Long-term assets (5+ years) | $88,745,000 | 1,191 |
| Average Assets, year-to-date | $600,079,500 | 1,045 |
| Average Assets, quarterly | $660,462,500 | 979 |
| Volatile liabilities | $245,612,000 | 698 |
| Insider loans | $422,000 | 5,792 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $67,221,000 | 1,467 |
| Tier 1 (core) risk-based capital | $61,499,000 | 989 |
| Tier 2 risk-based capital | $6,283,000 | 837 |
| Total risk weighted assets | $502,560,000 | 928 |
| Total unused commitments | $67,221,000 | 1,467 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 153 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $655,515,000 | 986 |
| Cash and due from depository institutions | $22,653,000 | 1,130 |
| Interest-bearing balances | $506,000 | 3,077 |
| Securities | $130,273,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,736 |
| Net loans & leases | $443,452,000 | 991 |
| Loan loss allowance | $5,962,000 | 837 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,278,000 | 739 |
| Other real estate owned | $0 | 1,130 |
| Goodwill and other intangibles | $10,577,000 | 602 |
| All other assets | $27,282,000 | 711 |
| Life insurance assets | $8,247,000 | 684 |
| Total liabilities and capital | $655,515,000 | 986 |
| Total liabilities | $587,230,000 | 989 |
| Total deposits | $570,234,000 | 867 |
| Interest-bearing deposits | $542,102,000 | 776 |
| Deposits held in domestic offices | $570,234,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 2,008 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,546,000 | 510 |
| Total equity capital | $68,285,000 | 922 |
| Total bank equity capital | $68,285,000 | 922 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $40,717,000 | 721 |
| Undivided profits | $26,068,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,052,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $709,000 | 243 |
| Income earned, not collected on loans | $2,605,000 | 1,376 |
| Earning assets | $581,231,000 | 1,004 |
| Long-term assets (5+ years) | $69,134,000 | 1,434 |
| Average Assets, year-to-date | $578,302,670 | 1,082 |
| Average Assets, quarterly | $604,302,500 | 1,051 |
| Volatile liabilities | $227,555,000 | 733 |
| Insider loans | $429,000 | 5,746 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,797,000 | 1,754 |
| Tier 1 (core) risk-based capital | $60,991,000 | 978 |
| Tier 2 risk-based capital | $5,987,000 | 859 |
| Total risk weighted assets | $485,199,000 | 953 |
| Total unused commitments | $53,797,000 | 1,755 |
| Derivatives | $50,000,000 | 265 |
| 2006-03-31 | Rank | |
| # of Employees: | 135 | 1,284 |
| Assets and Liabilities | ||
| Total Assets: | $553,090,000 | 1,138 |
| Cash and due from depository institutions | $22,372,000 | 1,284 |
| Interest-bearing balances | $102,000 | 4,863 |
| Securities | $121,688,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 738 |
| Net loans & leases | $358,533,000 | 1,203 |
| Loan loss allowance | $4,848,000 | 1,046 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,427,000 | 2,547 |
| Other real estate owned | $0 | 1,284 |
| Goodwill and other intangibles | $1,559,000 | 1,447 |
| All other assets | $24,711,000 | 741 |
| Life insurance assets | $8,126,000 | 676 |
| Total liabilities and capital | $553,090,000 | 1,138 |
| Total liabilities | $487,428,000 | 1,161 |
| Total deposits | $461,887,000 | 1,058 |
| Interest-bearing deposits | $437,512,000 | 948 |
| Deposits held in domestic offices | $461,887,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,922,000 | 1,776 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $11,619,000 | 567 |
| Total equity capital | $65,662,000 | 948 |
| Total bank equity capital | $65,662,000 | 948 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $38,026,000 | 738 |
| Undivided profits | $26,136,000 | 1,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $552,000 | 303 |
| Income earned, not collected on loans | $2,406,000 | 1,400 |
| Earning assets | $500,123,000 | 1,149 |
| Long-term assets (5+ years) | $65,191,000 | 1,491 |
| Average Assets, year-to-date | $539,696,500 | 1,161 |
| Average Assets, quarterly | $539,696,500 | 1,161 |
| Volatile liabilities | $158,341,000 | 936 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $45,159,000 | 1,968 |
| Tier 1 (core) risk-based capital | $66,346,000 | 878 |
| Tier 2 risk-based capital | $4,843,000 | 1,023 |
| Total risk weighted assets | $387,418,000 | 1,163 |
| Total unused commitments | $45,159,000 | 1,969 |
| Derivatives | $50,000,000 | 265 |
| 2005-12-31 | Rank | |
| # of Employees: | 133 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $526,303,000 | 1,188 |
| Cash and due from depository institutions | $20,013,000 | 1,290 |
| Interest-bearing balances | $581,000 | 3,190 |
| Securities | $122,512,000 | 1,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $353,431,000 | 1,204 |
| Loan loss allowance | $4,556,000 | 1,088 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,606,000 | 2,430 |
| Other real estate owned | $0 | 1,290 |
| Goodwill and other intangibles | $1,569,000 | 1,433 |
| All other assets | $24,172,000 | 744 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $526,303,000 | 1,188 |
| Total liabilities | $478,849,000 | 1,176 |
| Total deposits | $439,976,000 | 1,094 |
| Interest-bearing deposits | $411,378,000 | 984 |
| Deposits held in domestic offices | $439,976,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,717,000 | 1,252 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,743 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,156,000 | 610 |
| Total equity capital | $47,454,000 | 1,285 |
| Total bank equity capital | $47,454,000 | 1,285 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $20,384,000 | 1,248 |
| Undivided profits | $25,570,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,182,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $578,000 | 275 |
| Income earned, not collected on loans | $2,193,000 | 1,577 |
| Earning assets | $476,524,000 | 1,197 |
| Long-term assets (5+ years) | $181,155,000 | 577 |
| Average Assets, year-to-date | $531,379,800 | 1,117 |
| Average Assets, quarterly | $530,063,000 | 1,161 |
| Volatile liabilities | $148,137,000 | 982 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $20,000,000 | 1,632 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $46,022,000 | 1,900 |
| Tier 1 (core) risk-based capital | $47,911,000 | 1,205 |
| Tier 2 risk-based capital | $4,581,000 | 1,056 |
| Total risk weighted assets | $379,292,000 | 1,163 |
| Total unused commitments | $46,022,000 | 1,900 |
| Derivatives | $50,000,000 | 254 |
| 2005-09-30 | Rank | |
| # of Employees: | 134 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $533,823,000 | 1,144 |
| Cash and due from depository institutions | $22,481,000 | 1,263 |
| Interest-bearing balances | $2,920,000 | 1,615 |
| Securities | $133,063,000 | 919 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,288 |
| Net loans & leases | $341,410,000 | 1,212 |
| Loan loss allowance | $4,609,000 | 1,057 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,640,000 | 2,354 |
| Other real estate owned | $0 | 1,263 |
| Goodwill and other intangibles | $1,579,000 | 1,399 |
| All other assets | $25,650,000 | 690 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $533,823,000 | 1,144 |
| Total liabilities | $487,142,000 | 1,131 |
| Total deposits | $441,923,000 | 1,063 |
| Interest-bearing deposits | $417,390,000 | 944 |
| Deposits held in domestic offices | $441,923,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,797,000 | 1,216 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,000,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $11,422,000 | 547 |
| Total equity capital | $46,681,000 | 1,289 |
| Total bank equity capital | $46,681,000 | 1,289 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $20,384,000 | 1,209 |
| Undivided profits | $24,797,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 3,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $602,000 | 285 |
| Income earned, not collected on loans | $2,270,000 | 1,441 |
| Earning assets | $482,393,000 | 1,153 |
| Long-term assets (5+ years) | $85,071,000 | 1,143 |
| Average Assets, year-to-date | $532,649,000 | 1,097 |
| Average Assets, quarterly | $530,634,500 | 1,142 |
| Volatile liabilities | $154,131,000 | 909 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $25,000,000 | 1,427 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $44,458,000 | 1,904 |
| Tier 1 (core) risk-based capital | $46,461,000 | 1,214 |
| Tier 2 risk-based capital | $4,609,000 | 1,028 |
| Total risk weighted assets | $369,647,000 | 1,168 |
| Total unused commitments | $44,458,000 | 1,906 |
| Derivatives | $25,000,000 | 325 |
| 2005-06-30 | Rank | |
| # of Employees: | 130 | 1,311 |
| Assets and Liabilities | ||
| Total Assets: | $527,446,000 | 1,130 |
| Cash and due from depository institutions | $21,570,000 | 1,311 |
| Interest-bearing balances | $1,120,000 | 2,589 |
| Securities | $138,408,000 | 890 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,729 |
| Net loans & leases | $333,219,000 | 1,209 |
| Loan loss allowance | $4,495,000 | 1,057 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,690,000 | 2,285 |
| Other real estate owned | $0 | 1,311 |
| Goodwill and other intangibles | $1,590,000 | 1,383 |
| All other assets | $24,569,000 | 710 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $527,446,000 | 1,130 |
| Total liabilities | $482,037,000 | 1,117 |
| Total deposits | $408,824,000 | 1,114 |
| Interest-bearing deposits | $383,390,000 | 1,004 |
| Deposits held in domestic offices | $408,824,000 | 1,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,026,000 | 529 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,187,000 | 560 |
| Total equity capital | $45,409,000 | 1,305 |
| Total bank equity capital | $45,409,000 | 1,305 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $20,384,000 | 1,186 |
| Undivided profits | $23,525,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $968,000 | 194 |
| Income earned, not collected on loans | $2,114,000 | 1,420 |
| Earning assets | $476,147,000 | 1,141 |
| Long-term assets (5+ years) | $81,401,000 | 1,183 |
| Average Assets, year-to-date | $532,257,670 | 1,081 |
| Average Assets, quarterly | $524,604,500 | 1,117 |
| Volatile liabilities | $171,996,000 | 811 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,629,000 | 2,019 |
| Tier 1 (core) risk-based capital | $44,716,000 | 1,231 |
| Tier 2 risk-based capital | $4,487,000 | 1,032 |
| Total risk weighted assets | $358,974,000 | 1,183 |
| Total unused commitments | $39,629,000 | 2,019 |
| Derivatives | $25,000,000 | 309 |
| 2005-03-31 | Rank | |
| # of Employees: | 130 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $521,763,000 | 1,120 |
| Cash and due from depository institutions | $17,387,000 | 1,306 |
| Interest-bearing balances | $527,000 | 3,359 |
| Securities | $141,595,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,678 |
| Net loans & leases | $330,666,000 | 1,193 |
| Loan loss allowance | $4,373,000 | 1,075 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,607,000 | 2,294 |
| Other real estate owned | $1,544,000 | 1,306 |
| Goodwill and other intangibles | $1,604,000 | 1,368 |
| All other assets | $23,060,000 | 733 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $521,763,000 | 1,120 |
| Total liabilities | $478,474,000 | 1,104 |
| Total deposits | $437,523,000 | 1,028 |
| Interest-bearing deposits | $401,595,000 | 950 |
| Deposits held in domestic offices | $437,523,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,143,000 | 1,304 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,808,000 | 616 |
| Total equity capital | $43,289,000 | 1,330 |
| Total bank equity capital | $43,289,000 | 1,330 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $20,383,000 | 1,144 |
| Undivided profits | $21,406,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $869,000 | 2,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $869,000 | 207 |
| Income earned, not collected on loans | $2,294,000 | 1,233 |
| Earning assets | $474,088,000 | 1,130 |
| Long-term assets (5+ years) | $86,774,000 | 1,145 |
| Average Assets, year-to-date | $534,663,500 | 1,078 |
| Average Assets, quarterly | $534,663,500 | 1,078 |
| Volatile liabilities | $158,279,000 | 825 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $38,799,000 | 2,016 |
| Tier 1 (core) risk-based capital | $43,177,000 | 1,260 |
| Tier 2 risk-based capital | $4,373,000 | 1,037 |
| Total risk weighted assets | $356,945,000 | 1,159 |
| Total unused commitments | $38,799,000 | 2,019 |
| Derivatives | $25,000,000 | 285 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $547,564,000 | 1,058 |
| Cash and due from depository institutions | $21,598,000 | 1,283 |
| Interest-bearing balances | $249,000 | 4,161 |
| Securities | $149,134,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 729 |
| Net loans & leases | $334,655,000 | 1,171 |
| Loan loss allowance | $4,549,000 | 1,034 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,312,000 | 2,405 |
| Other real estate owned | $1,544,000 | 1,283 |
| Goodwill and other intangibles | $1,624,000 | 1,357 |
| All other assets | $18,697,000 | 853 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $547,564,000 | 1,058 |
| Total liabilities | $503,869,000 | 1,034 |
| Total deposits | $437,456,000 | 1,007 |
| Interest-bearing deposits | $405,212,000 | 925 |
| Deposits held in domestic offices | $437,456,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,394,000 | 545 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,000,000 | 1,477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,019,000 | 803 |
| Total equity capital | $43,695,000 | 1,322 |
| Total bank equity capital | $43,695,000 | 1,322 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $20,384,000 | 1,130 |
| Undivided profits | $21,811,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 1,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $958,000 | 182 |
| Income earned, not collected on loans | $2,072,000 | 1,363 |
| Earning assets | $500,038,000 | 1,064 |
| Long-term assets (5+ years) | $99,898,000 | 1,049 |
| Average Assets, year-to-date | $504,021,800 | 1,096 |
| Average Assets, quarterly | $524,173,000 | 1,086 |
| Volatile liabilities | $171,080,000 | 770 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $39,395,000 | 1,918 |
| Tier 1 (core) risk-based capital | $42,263,000 | 1,268 |
| Tier 2 risk-based capital | $4,449,000 | 1,022 |
| Total risk weighted assets | $355,950,000 | 1,158 |
| Total unused commitments | $39,395,000 | 1,919 |
| Derivatives | $25,000,000 | 278 |
| 2004-09-30 | Rank | |
| # of Employees: | 131 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $500,782,000 | 1,140 |
| Cash and due from depository institutions | $14,907,000 | 1,303 |
| Interest-bearing balances | $892,000 | 2,996 |
| Securities | $131,216,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 4,454 |
| Net loans & leases | $328,960,000 | 1,162 |
| Loan loss allowance | $4,657,000 | 1,010 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,039,000 | 2,532 |
| Other real estate owned | $1,544,000 | 1,303 |
| Goodwill and other intangibles | $1,649,000 | 1,326 |
| All other assets | $17,392,000 | 891 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $500,782,000 | 1,140 |
| Total liabilities | $457,173,000 | 1,126 |
| Total deposits | $397,096,000 | 1,100 |
| Interest-bearing deposits | $382,981,000 | 969 |
| Deposits held in domestic offices | $397,096,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,461,000 | 591 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,000,000 | 1,475 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,616,000 | 971 |
| Total equity capital | $43,609,000 | 1,305 |
| Total bank equity capital | $43,609,000 | 1,305 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $20,384,000 | 1,103 |
| Undivided profits | $21,725,000 | 1,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,329,000 | 2,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $992,000 | 196 |
| Income earned, not collected on loans | $2,262,000 | 1,241 |
| Earning assets | $462,143,000 | 1,137 |
| Long-term assets (5+ years) | $83,488,000 | 1,234 |
| Average Assets, year-to-date | $493,136,250 | 1,113 |
| Average Assets, quarterly | $503,169,500 | 1,125 |
| Volatile liabilities | $158,686,000 | 787 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $11,410,000 | 235 |
| Unused loan commitments | $38,933,000 | 1,917 |
| Tier 1 (core) risk-based capital | $41,494,000 | 1,273 |
| Tier 2 risk-based capital | $4,288,000 | 1,042 |
| Total risk weighted assets | $342,677,000 | 1,179 |
| Total unused commitments | $38,933,000 | 1,919 |
| Derivatives | $50,000,000 | 236 |
| 2004-06-30 | Rank | |
| # of Employees: | 126 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $505,557,000 | 1,108 |
| Cash and due from depository institutions | $20,729,000 | 1,370 |
| Interest-bearing balances | $378,000 | 3,882 |
| Securities | $135,981,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $325,375,000 | 1,137 |
| Loan loss allowance | $4,375,000 | 1,059 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,857,000 | 2,592 |
| Other real estate owned | $0 | 1,370 |
| Goodwill and other intangibles | $1,679,000 | 1,310 |
| All other assets | $17,936,000 | 876 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $505,557,000 | 1,108 |
| Total liabilities | $464,662,000 | 1,087 |
| Total deposits | $402,820,000 | 1,057 |
| Interest-bearing deposits | $317,027,000 | 1,183 |
| Deposits held in domestic offices | $402,820,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,686,000 | 571 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,156,000 | 848 |
| Total equity capital | $40,895,000 | 1,336 |
| Total bank equity capital | $40,895,000 | 1,336 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $20,384,000 | 1,076 |
| Undivided profits | $19,011,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $607,000 | 288 |
| Income earned, not collected on loans | $2,109,000 | 1,274 |
| Earning assets | $461,734,000 | 1,115 |
| Long-term assets (5+ years) | $82,726,000 | 1,281 |
| Average Assets, year-to-date | $490,587,670 | 1,111 |
| Average Assets, quarterly | $497,446,500 | 1,114 |
| Volatile liabilities | $164,894,000 | 738 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $12,628,000 | 231 |
| Unused loan commitments | $33,419,000 | 2,116 |
| Tier 1 (core) risk-based capital | $40,612,000 | 1,270 |
| Tier 2 risk-based capital | $4,254,000 | 1,041 |
| Total risk weighted assets | $340,171,000 | 1,151 |
| Total unused commitments | $33,419,000 | 2,121 |
| Derivatives | $50,000,000 | 241 |
| 2004-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $489,336,000 | 1,133 |
| Cash and due from depository institutions | $14,150,000 | 1,400 |
| Interest-bearing balances | $751,000 | 3,355 |
| Securities | $128,212,000 | 1,019 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,359 |
| Net loans & leases | $320,975,000 | 1,125 |
| Loan loss allowance | $4,245,000 | 1,081 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,861,000 | 2,560 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $1,713,000 | 1,287 |
| All other assets | $16,625,000 | 898 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $489,336,000 | 1,133 |
| Total liabilities | $445,867,000 | 1,120 |
| Total deposits | $387,260,000 | 1,096 |
| Interest-bearing deposits | $302,580,000 | 1,250 |
| Deposits held in domestic offices | $387,260,000 | 1,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,246,000 | 571 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,000,000 | 1,390 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,361,000 | 1,062 |
| Total equity capital | $43,469,000 | 1,274 |
| Total bank equity capital | $43,469,000 | 1,274 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $20,384,000 | 1,063 |
| Undivided profits | $21,585,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 2,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $768,000 | 241 |
| Income earned, not collected on loans | $2,265,000 | 1,151 |
| Earning assets | $453,738,000 | 1,116 |
| Long-term assets (5+ years) | $72,038,000 | 1,425 |
| Average Assets, year-to-date | $483,103,000 | 1,130 |
| Average Assets, quarterly | $483,103,000 | 1,130 |
| Volatile liabilities | $155,719,000 | 737 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $25,000,000 | 1,284 |
| Loans and leases held for sale | $14,300,000 | 218 |
| Unused loan commitments | $30,792,000 | 2,183 |
| Tier 1 (core) risk-based capital | $39,733,000 | 1,291 |
| Tier 2 risk-based capital | $4,165,000 | 1,055 |
| Total risk weighted assets | $333,208,000 | 1,153 |
| Total unused commitments | $30,792,000 | 2,187 |
| Derivatives | $50,000,000 | 249 |
| 2003-12-31 | Rank | |
| # of Employees: | 115 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $476,870,000 | 1,153 |
| Cash and due from depository institutions | $16,345,000 | 1,506 |
| Interest-bearing balances | $261,000 | 4,315 |
| Securities | $123,798,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,239 |
| Net loans & leases | $313,025,000 | 1,141 |
| Loan loss allowance | $4,047,000 | 1,134 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,053,000 | 2,442 |
| Other real estate owned | $0 | 1,506 |
| Goodwill and other intangibles | $1,749,000 | 1,279 |
| All other assets | $16,150,000 | 936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,870,000 | 1,153 |
| Total liabilities | $434,921,000 | 1,139 |
| Total deposits | $371,168,000 | 1,148 |
| Interest-bearing deposits | $283,466,000 | 1,326 |
| Deposits held in domestic offices | $371,168,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,957,000 | 553 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,796,000 | 1,139 |
| Total equity capital | $41,949,000 | 1,295 |
| Total bank equity capital | $41,949,000 | 1,295 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $20,384,000 | 1,042 |
| Undivided profits | $20,065,000 | 1,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $392,000 | 420 |
| Income earned, not collected on loans | $2,182,000 | 1,242 |
| Earning assets | $438,834,000 | 1,152 |
| Long-term assets (5+ years) | $69,270,000 | 1,489 |
| Average Assets, year-to-date | $435,678,400 | 1,222 |
| Average Assets, quarterly | $466,388,500 | 1,175 |
| Volatile liabilities | $145,937,000 | 793 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $25,000,000 | 1,287 |
| Loans and leases held for sale | $4,619,000 | 399 |
| Unused loan commitments | $30,349,000 | 2,127 |
| Tier 1 (core) risk-based capital | $39,334,000 | 1,289 |
| Tier 2 risk-based capital | $4,047,000 | 1,076 |
| Total risk weighted assets | $327,286,000 | 1,155 |
| Total unused commitments | $30,349,000 | 2,130 |
| Derivatives | $75,000,000 | 196 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $455,907,000 | 1,216 |
| Cash and due from depository institutions | $22,913,000 | 1,486 |
| Interest-bearing balances | $375,000 | 4,108 |
| Securities | $110,217,000 | 1,202 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,563 |
| Net loans & leases | $299,361,000 | 1,181 |
| Loan loss allowance | $3,792,000 | 1,228 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,207,000 | 2,317 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $1,788,000 | 1,242 |
| All other assets | $15,621,000 | 964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,907,000 | 1,216 |
| Total liabilities | $415,068,000 | 1,206 |
| Total deposits | $369,897,000 | 1,167 |
| Interest-bearing deposits | $283,758,000 | 1,344 |
| Deposits held in domestic offices | $369,897,000 | 1,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,770,000 | 811 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,359 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,401,000 | 1,302 |
| Total equity capital | $40,839,000 | 1,342 |
| Total bank equity capital | $40,839,000 | 1,342 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $20,384,000 | 1,037 |
| Undivided profits | $18,955,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 5,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $285,000 | 558 |
| Income earned, not collected on loans | $2,161,000 | 1,326 |
| Earning assets | $411,753,000 | 1,232 |
| Long-term assets (5+ years) | $83,021,000 | 1,272 |
| Average Assets, year-to-date | $425,380,500 | 1,276 |
| Average Assets, quarterly | $438,595,500 | 1,264 |
| Volatile liabilities | $116,118,000 | 938 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $25,000,000 | 1,249 |
| Loans and leases held for sale | $6,334,000 | 449 |
| Unused loan commitments | $39,897,000 | 1,755 |
| Tier 1 (core) risk-based capital | $37,867,000 | 1,356 |
| Tier 2 risk-based capital | $3,792,000 | 1,160 |
| Total risk weighted assets | $310,361,000 | 1,222 |
| Total unused commitments | $39,897,000 | 1,758 |
| Derivatives | $75,000,000 | 200 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $421,284,000 | 1,319 |
| Cash and due from depository institutions | $21,123,000 | 1,525 |
| Interest-bearing balances | $538,000 | 3,816 |
| Securities | $105,695,000 | 1,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $273,129,000 | 1,294 |
| Loan loss allowance | $3,634,000 | 1,258 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,863,000 | 2,486 |
| Other real estate owned | $597,000 | 1,525 |
| Goodwill and other intangibles | $1,829,000 | 1,198 |
| All other assets | $15,048,000 | 960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $421,284,000 | 1,319 |
| Total liabilities | $388,686,000 | 1,285 |
| Total deposits | $351,243,000 | 1,233 |
| Interest-bearing deposits | $268,582,000 | 1,401 |
| Deposits held in domestic offices | $351,243,000 | 1,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,640,000 | 1,072 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,354 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,803,000 | 1,561 |
| Total equity capital | $32,598,000 | 1,676 |
| Total bank equity capital | $32,598,000 | 1,676 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,175,000 | 2,653 |
| Surplus | $11,709,000 | 1,626 |
| Undivided profits | $19,714,000 | 1,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 3,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $390,000 | 477 |
| Income earned, not collected on loans | $1,972,000 | 1,439 |
| Earning assets | $379,362,000 | 1,333 |
| Long-term assets (5+ years) | $65,329,000 | 1,479 |
| Average Assets, year-to-date | $415,205,000 | 1,298 |
| Average Assets, quarterly | $421,038,500 | 1,302 |
| Volatile liabilities | $106,146,000 | 1,002 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $25,000,000 | 1,243 |
| Loans and leases held for sale | $8,418,000 | 513 |
| Unused loan commitments | $31,441,000 | 2,044 |
| Tier 1 (core) risk-based capital | $28,096,000 | 1,804 |
| Tier 2 risk-based capital | $3,538,000 | 1,191 |
| Total risk weighted assets | $283,084,000 | 1,334 |
| Total unused commitments | $31,441,000 | 2,054 |
| Derivatives | $50,000,000 | 250 |
| 2003-03-31 | Rank | |
| # of Employees: | 115 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $420,793,000 | 1,290 |
| Cash and due from depository institutions | $20,145,000 | 1,519 |
| Interest-bearing balances | $1,064,000 | 3,125 |
| Securities | $113,492,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,844 |
| Net loans & leases | $266,624,000 | 1,300 |
| Loan loss allowance | $3,644,000 | 1,234 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,372,000 | 2,751 |
| Other real estate owned | $141,000 | 1,519 |
| Goodwill and other intangibles | $1,874,000 | 1,182 |
| All other assets | $14,695,000 | 967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,793,000 | 1,290 |
| Total liabilities | $389,698,000 | 1,256 |
| Total deposits | $336,317,000 | 1,274 |
| Interest-bearing deposits | $256,040,000 | 1,477 |
| Deposits held in domestic offices | $336,317,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,338,000 | 606 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,000,000 | 1,297 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,043,000 | 1,498 |
| Total equity capital | $31,095,000 | 1,709 |
| Total bank equity capital | $31,095,000 | 1,709 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,175,000 | 2,665 |
| Surplus | $11,709,000 | 1,594 |
| Undivided profits | $18,211,000 | 1,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,853,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 571 |
| Income earned, not collected on loans | $2,147,000 | 1,341 |
| Earning assets | $381,630,000 | 1,303 |
| Long-term assets (5+ years) | $63,665,000 | 1,476 |
| Average Assets, year-to-date | $412,165,500 | 1,308 |
| Average Assets, quarterly | $412,165,500 | 1,308 |
| Volatile liabilities | $114,327,000 | 924 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $25,000,000 | 1,194 |
| Loans and leases held for sale | $9,210,000 | 432 |
| Unused loan commitments | $27,986,000 | 2,157 |
| Tier 1 (core) risk-based capital | $27,320,000 | 1,817 |
| Tier 2 risk-based capital | $3,458,000 | 1,204 |
| Total risk weighted assets | $276,454,000 | 1,332 |
| Total unused commitments | $27,986,000 | 2,164 |
| Derivatives | $50,000,000 | 239 |
| 2002-12-31 | Rank | |
| # of Employees: | 113 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $403,538,000 | 1,331 |
| Cash and due from depository institutions | $17,244,000 | 1,523 |
| Interest-bearing balances | $740,000 | 3,395 |
| Securities | $111,536,000 | 1,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $255,288,000 | 1,349 |
| Loan loss allowance | $3,435,000 | 1,284 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,404,000 | 2,708 |
| Other real estate owned | $141,000 | 1,523 |
| Goodwill and other intangibles | $1,923,000 | 1,150 |
| All other assets | $14,002,000 | 987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,538,000 | 1,331 |
| Total liabilities | $372,891,000 | 1,296 |
| Total deposits | $318,820,000 | 1,327 |
| Interest-bearing deposits | $243,283,000 | 1,517 |
| Deposits held in domestic offices | $318,820,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,725,000 | 563 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $20,000,000 | 1,526 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,346,000 | 1,367 |
| Total equity capital | $30,647,000 | 1,706 |
| Total bank equity capital | $30,647,000 | 1,706 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,175,000 | 2,666 |
| Surplus | $11,709,000 | 1,556 |
| Undivided profits | $17,763,000 | 1,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 3,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 735 |
| Income earned, not collected on loans | $1,995,000 | 1,522 |
| Earning assets | $367,564,000 | 1,336 |
| Long-term assets (5+ years) | $66,829,000 | 1,387 |
| Average Assets, year-to-date | $372,932,400 | 1,373 |
| Average Assets, quarterly | $393,373,500 | 1,353 |
| Volatile liabilities | $129,444,000 | 823 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $20,000,000 | 1,403 |
| Loans and leases held for sale | $9,477,000 | 476 |
| Unused loan commitments | $24,764,000 | 2,270 |
| Tier 1 (core) risk-based capital | $26,711,000 | 1,821 |
| Tier 2 risk-based capital | $3,334,000 | 1,224 |
| Total risk weighted assets | $266,600,000 | 1,357 |
| Total unused commitments | $24,764,000 | 2,275 |
| Derivatives | $25,000,000 | 278 |
| 2001-12-31 | Rank | |
| # of Employees: | 111 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $341,237,000 | 1,489 |
| Cash and due from depository institutions | $16,441,000 | 1,522 |
| Interest-bearing balances | $553,000 | 3,589 |
| Securities | $87,920,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $216,510,000 | 1,535 |
| Loan loss allowance | $3,234,000 | 1,276 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,388,000 | 2,666 |
| Other real estate owned | $0 | 1,522 |
| Goodwill and other intangibles | $2,182,000 | 999 |
| All other assets | $14,796,000 | 892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,237,000 | 1,489 |
| Total liabilities | $315,287,000 | 1,452 |
| Total deposits | $296,325,000 | 1,348 |
| Interest-bearing deposits | $227,606,000 | 1,532 |
| Deposits held in domestic offices | $296,325,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,466,000 | 1,419 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,496,000 | 1,284 |
| Total equity capital | $25,950,000 | 1,886 |
| Total bank equity capital | $25,950,000 | 1,886 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,175,000 | 2,711 |
| Surplus | $11,709,000 | 1,488 |
| Undivided profits | $13,066,000 | 2,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,949,000 | 1,694 |
| Earning assets | $304,983,000 | 1,514 |
| Long-term assets (5+ years) | $73,118,000 | 1,273 |
| Average Assets, year-to-date | $322,837,800 | 1,487 |
| Average Assets, quarterly | $336,187,500 | 1,486 |
| Volatile liabilities | $75,745,000 | 1,253 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $12,107,000 | 355 |
| Unused loan commitments | $21,850,000 | 2,345 |
| Tier 1 (core) risk-based capital | $24,091,000 | 1,922 |
| Tier 2 risk-based capital | $2,862,000 | 1,341 |
| Total risk weighted assets | $228,549,000 | 1,507 |
| Total unused commitments | $21,850,000 | 2,350 |
| Derivatives | $30,000,000 | 237 |
| 2000-12-31 | Rank | |
| # of Employees: | 105 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $283,104,000 | 1,694 |
| Cash and due from depository institutions | $17,170,000 | 1,573 |
| Interest-bearing balances | $129,000 | 4,296 |
| Securities | $58,544,000 | 1,878 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,690 |
| Net loans & leases | $187,213,000 | 1,702 |
| Loan loss allowance | $3,141,000 | 1,244 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,077,000 | 2,842 |
| Other real estate owned | $595,000 | 1,573 |
| Goodwill and other intangibles | $2,548,000 | 924 |
| All other assets | $6,857,000 | 1,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,104,000 | 1,694 |
| Total liabilities | $262,455,000 | 1,652 |
| Total deposits | $244,934,000 | 1,560 |
| Interest-bearing deposits | $177,275,000 | 1,899 |
| Deposits held in domestic offices | $244,934,000 | 1,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,809,000 | 1,608 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,712,000 | 1,605 |
| Total equity capital | $20,649,000 | 2,267 |
| Total bank equity capital | $20,649,000 | 2,267 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,100,000 | 2,852 |
| Surplus | $10,284,000 | 1,612 |
| Undivided profits | $9,265,000 | 2,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,434,000 | 1,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 429 |
| Income earned, not collected on loans | $1,248,000 | 2,114 |
| Earning assets | $252,986,000 | 1,757 |
| Long-term assets (5+ years) | $41,457,000 | 1,877 |
| Average Assets, year-to-date | $277,833,200 | 1,637 |
| Average Assets, quarterly | $280,642,500 | 1,684 |
| Volatile liabilities | $61,177,000 | 1,462 |
| Insider loans | $1,000 | 8,863 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,782,000 | 312 |
| Unused loan commitments | $23,218,000 | 2,108 |
| Tier 1 (core) risk-based capital | $19,628,000 | 2,272 |
| Tier 2 risk-based capital | $2,708,670 | 1,340 |
| Total risk weighted assets | $216,260,970 | 1,507 |
| Total unused commitments | $23,218,000 | 2,112 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 101 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $281,069,000 | 1,684 |
| Cash and due from depository institutions | $17,612,000 | 1,685 |
| Interest-bearing balances | $446,000 | 3,258 |
| Securities | $69,666,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $14,440,000 | 694 |
| Net loans & leases | $165,194,000 | 1,825 |
| Loan loss allowance | $2,525,000 | 1,475 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,318,000 | 1,994 |
| Other real estate owned | $0 | 1,685 |
| Goodwill and other intangibles | $2,708,000 | 903 |
| All other assets | $7,131,000 | 1,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,069,000 | 1,684 |
| Total liabilities | $259,742,000 | 1,647 |
| Total deposits | $234,809,000 | 1,605 |
| Interest-bearing deposits | $178,983,000 | 1,836 |
| Deposits held in domestic offices | $234,809,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,371,000 | 1,132 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,562,000 | 1,204 |
| Total equity capital | $21,327,000 | 2,086 |
| Total bank equity capital | $21,327,000 | 2,086 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,100,000 | 2,918 |
| Surplus | $10,284,000 | 1,585 |
| Undivided profits | $9,943,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 1,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $494,000 | 290 |
| Income earned, not collected on loans | $1,027,000 | 2,184 |
| Earning assets | $249,746,000 | 1,733 |
| Long-term assets (5+ years) | $44,960,000 | 1,867 |
| Average Assets, year-to-date | $259,867,000 | 1,745 |
| Average Assets, quarterly | $266,975,500 | 1,759 |
| Volatile liabilities | $74,869,000 | 1,207 |
| Insider loans | $28,000 | 8,747 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,575,000 | 379 |
| Unused loan commitments | $27,812,000 | 1,830 |
| Tier 1 (core) risk-based capital | $20,962,000 | 2,130 |
| Tier 2 risk-based capital | $2,452,430 | 1,407 |
| Total risk weighted assets | $196,121,830 | 1,591 |
| Total unused commitments | $27,812,000 | 1,834 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 107 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $258,606,000 | 1,792 |
| Cash and due from depository institutions | $10,978,000 | 1,579 |
| Interest-bearing balances | $156,000 | 4,507 |
| Securities | $93,199,000 | 1,250 |
| Federal funds sold & reverse repurchase agreements | $10,725,000 | 1,598 |
| Net loans & leases | $131,160,000 | 2,131 |
| Loan loss allowance | $2,336,000 | 1,541 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,599,000 | 3,109 |
| Other real estate owned | $0 | 1,579 |
| Goodwill and other intangibles | $1,651,000 | 1,143 |
| All other assets | $8,294,000 | 1,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,606,000 | 1,792 |
| Total liabilities | $239,896,000 | 1,743 |
| Total deposits | $220,398,000 | 1,712 |
| Interest-bearing deposits | $170,401,000 | 1,901 |
| Deposits held in domestic offices | $220,398,000 | 1,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,987,000 | 1,312 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,039,000 | 1,539 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,472,000 | 1,294 |
| Total equity capital | $18,710,000 | 2,408 |
| Total bank equity capital | $18,710,000 | 2,408 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $9,482,000 | 1,651 |
| Undivided profits | $8,228,000 | 3,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,219,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,494,000 | 119 |
| Income earned, not collected on loans | $865,000 | 2,612 |
| Earning assets | $235,240,000 | 1,814 |
| Long-term assets (5+ years) | $47,120,000 | 1,666 |
| Average Assets, year-to-date | $222,104,000 | 1,973 |
| Average Assets, quarterly | $254,243,500 | 1,788 |
| Volatile liabilities | $57,266,000 | 1,249 |
| Insider loans | $35,000 | 8,806 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,672,000 | 489 |
| Unused loan commitments | $25,135,000 | 1,881 |
| Tier 1 (core) risk-based capital | $17,036,000 | 2,507 |
| Tier 2 risk-based capital | $2,032,800 | 1,595 |
| Total risk weighted assets | $162,321,000 | 1,783 |
| Total unused commitments | $25,135,000 | 1,888 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $177,614,000 | 2,522 |
| Cash and due from depository institutions | $8,238,000 | 2,164 |
| Interest-bearing balances | $69,000 | 5,159 |
| Securities | $62,262,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
| Net loans & leases | $97,424,000 | 2,827 |
| Loan loss allowance | $1,467,000 | 2,389 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,372,000 | 3,310 |
| Other real estate owned | $0 | 2,164 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,118,000 | 1,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,614,000 | 2,522 |
| Total liabilities | $160,748,000 | 2,511 |
| Total deposits | $145,617,000 | 2,558 |
| Interest-bearing deposits | $109,602,000 | 2,936 |
| Deposits held in domestic offices | $145,617,000 | 2,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,756,000 | 1,921 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,081,000 | 1,368 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,294,000 | 1,817 |
| Total equity capital | $16,866,000 | 2,638 |
| Total bank equity capital | $16,866,000 | 2,638 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $9,217,000 | 1,678 |
| Undivided profits | $6,649,000 | 3,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,777,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,040,000 | 136 |
| Income earned, not collected on loans | $615,000 | 3,867 |
| Earning assets | $160,955,000 | 2,558 |
| Long-term assets (5+ years) | $24,409,000 | 2,427 |
| Average Assets, year-to-date | $164,182,400 | 2,602 |
| Average Assets, quarterly | $174,037,000 | 2,536 |
| Volatile liabilities | $36,351,000 | 1,813 |
| Insider loans | $192,000 | 7,546 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,419,000 | 441 |
| Unused loan commitments | $16,960,000 | 2,392 |
| Tier 1 (core) risk-based capital | $16,693,000 | 2,563 |
| Tier 2 risk-based capital | $1,467,000 | 2,056 |
| Total risk weighted assets | $117,581,200 | 2,375 |
| Total unused commitments | $16,960,000 | 2,397 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 87 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $152,079,000 | 3,015 |
| Cash and due from depository institutions | $8,121,000 | 2,152 |
| Interest-bearing balances | $74,000 | 5,192 |
| Securities | $38,585,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $15,900,000 | 807 |
| Net loans & leases | $83,877,000 | 3,252 |
| Loan loss allowance | $1,931,000 | 1,967 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,432,000 | 3,176 |
| Other real estate owned | $0 | 2,152 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,164,000 | 2,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,079,000 | 3,015 |
| Total liabilities | $138,078,000 | 2,985 |
| Total deposits | $134,207,000 | 2,851 |
| Interest-bearing deposits | $104,199,000 | 3,154 |
| Deposits held in domestic offices | $134,207,000 | 2,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $657,000 | 3,048 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,118,000 | 3,232 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,096,000 | 1,951 |
| Total equity capital | $14,001,000 | 3,186 |
| Total bank equity capital | $14,001,000 | 3,186 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $8,977,000 | 1,775 |
| Undivided profits | $4,024,000 | 5,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 757 |
| Income earned, not collected on loans | $541,000 | 4,271 |
| Earning assets | $138,436,000 | 3,029 |
| Long-term assets (5+ years) | $18,097,000 | 2,871 |
| Average Assets, year-to-date | $138,722,200 | 3,135 |
| Average Assets, quarterly | $145,518,500 | 3,094 |
| Volatile liabilities | $24,766,000 | 2,444 |
| Insider loans | $567,000 | 5,189 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,891,000 | 377 |
| Unused loan commitments | $14,051,000 | 2,654 |
| Tier 1 (core) risk-based capital | $13,912,000 | 3,108 |
| Tier 2 risk-based capital | $1,244,640 | 2,428 |
| Total risk weighted assets | $98,884,740 | 2,809 |
| Total unused commitments | $14,051,000 | 2,667 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $127,776,000 | 3,531 |
| Cash and due from depository institutions | $7,281,000 | 2,746 |
| Interest-bearing balances | $60,000 | 5,647 |
| Securities | $32,702,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,868 |
| Net loans & leases | $79,537,000 | 3,328 |
| Loan loss allowance | $1,686,000 | 2,253 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $843,000 | 6,633 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,888,000 | 2,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,776,000 | 3,531 |
| Total liabilities | $114,871,000 | 3,527 |
| Total deposits | $110,648,000 | 3,464 |
| Interest-bearing deposits | $85,736,000 | 3,832 |
| Deposits held in domestic offices | $110,648,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $153,000 | 4,161 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,070,000 | 1,204 |
| Total equity capital | $12,905,000 | 3,401 |
| Total bank equity capital | $12,905,000 | 3,401 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $8,727,000 | 1,795 |
| Undivided profits | $3,178,000 | 6,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 8,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 856 |
| Income earned, not collected on loans | $552,000 | 4,323 |
| Earning assets | $115,824,000 | 3,551 |
| Long-term assets (5+ years) | $20,440,000 | 2,461 |
| Average Assets, year-to-date | $118,486,000 | 3,631 |
| Average Assets, quarterly | $127,689,500 | 3,477 |
| Volatile liabilities | $22,766,000 | 2,372 |
| Insider loans | $855,000 | 4,126 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,415,000 | 340 |
| Unused loan commitments | $14,797,000 | 2,454 |
| Tier 1 (core) risk-based capital | $12,568,000 | 3,386 |
| Tier 2 risk-based capital | $1,122,020 | 2,633 |
| Total risk weighted assets | $89,197,720 | 3,008 |
| Total unused commitments | $14,797,000 | 2,467 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $106,110,000 | 4,135 |
| Cash and due from depository institutions | $6,714,000 | 3,120 |
| Interest-bearing balances | $44,000 | 6,173 |
| Securities | $19,275,000 | 6,039 |
| Federal funds sold & reverse repurchase agreements | $3,370,000 | 2,575 |
| Net loans & leases | $72,726,000 | 3,548 |
| Loan loss allowance | $1,603,000 | 2,385 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $572,000 | 8,090 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,453,000 | 2,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,110,000 | 4,135 |
| Total liabilities | $95,197,000 | 4,170 |
| Total deposits | $90,833,000 | 4,133 |
| Interest-bearing deposits | $70,582,000 | 4,534 |
| Deposits held in domestic offices | $90,833,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $166,000 | 4,525 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,198,000 | 1,025 |
| Total equity capital | $10,913,000 | 3,729 |
| Total bank equity capital | $10,913,000 | 3,729 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $8,410,000 | 1,797 |
| Undivided profits | $2,103,000 | 7,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 6,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $470,000 | 4,457 |
| Earning assets | $95,415,000 | 4,220 |
| Long-term assets (5+ years) | $8,496,000 | 4,541 |
| Average Assets, year-to-date | $106,564,600 | 4,039 |
| Average Assets, quarterly | $107,033,500 | 4,073 |
| Volatile liabilities | $21,512,000 | 2,392 |
| Insider loans | $453,000 | 5,991 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,805,000 | 480 |
| Unused loan commitments | $9,834,000 | 3,152 |
| Tier 1 (core) risk-based capital | $11,010,000 | 3,741 |
| Tier 2 risk-based capital | $1,042,520 | 2,802 |
| Total risk weighted assets | $82,841,220 | 3,159 |
| Total unused commitments | $9,834,000 | 3,163 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $102,739,000 | 4,340 |
| Cash and due from depository institutions | $4,701,000 | 4,145 |
| Interest-bearing balances | $65,000 | 6,995 |
| Securities | $19,970,000 | 6,150 |
| Federal funds sold & reverse repurchase agreements | $2,670,000 | 4,789 |
| Net loans & leases | $70,589,000 | 3,561 |
| Loan loss allowance | $1,774,000 | 2,277 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $249,000 | 10,701 |
| Other real estate owned | $1,339,000 | 4,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,221,000 | 2,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,739,000 | 4,340 |
| Total liabilities | $93,196,000 | 4,338 |
| Total deposits | $88,525,000 | 4,361 |
| Interest-bearing deposits | $72,937,000 | 4,582 |
| Deposits held in domestic offices | $88,525,000 | 4,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $750,000 | 3,010 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,921,000 | 1,120 |
| Total equity capital | $9,543,000 | 4,264 |
| Total bank equity capital | $9,543,000 | 4,264 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $8,410,000 | 1,710 |
| Undivided profits | $733,000 | 10,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 4,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $409,000 | 4,572 |
| Earning assets | $93,294,000 | 4,404 |
| Long-term assets (5+ years) | $9,733,000 | 4,427 |
| Average Assets, year-to-date | $86,562,000 | 4,917 |
| Average Assets, quarterly | $93,704,000 | 4,691 |
| Volatile liabilities | $18,947,000 | 2,504 |
| Insider loans | $500,000 | 5,705 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $552,000 | 1,201 |
| Unused loan commitments | $10,230,000 | 3,049 |
| Tier 1 (core) risk-based capital | $9,543,000 | 4,175 |
| Tier 2 risk-based capital | $1,015,910 | 2,843 |
| Total risk weighted assets | $80,514,410 | 3,200 |
| Total unused commitments | $10,230,000 | 3,070 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $77,241,000 | 5,648 |
| Cash and due from depository institutions | $3,132,000 | 4,867 |
| Interest-bearing balances | $106,000 | 6,626 |
| Securities | $9,575,000 | 9,334 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 3,380 |
| Net loans & leases | $55,920,000 | 4,419 |
| Loan loss allowance | $858,000 | 4,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $351,000 | 10,061 |
| Other real estate owned | $1,007,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,401,000 | 3,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,241,000 | 5,648 |
| Total liabilities | $69,266,000 | 5,718 |
| Total deposits | $66,173,000 | 5,771 |
| Interest-bearing deposits | $55,807,000 | 5,907 |
| Deposits held in domestic offices | $66,173,000 | 5,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $762,000 | 2,790 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,331,000 | 1,651 |
| Total equity capital | $7,975,000 | 4,796 |
| Total bank equity capital | $7,975,000 | 4,796 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $8,410,000 | 1,647 |
| Undivided profits | $-635,000 | 13,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 5,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $389,000 | 5,187 |
| Earning assets | $70,456,000 | 5,641 |
| Long-term assets (5+ years) | $3,630,000 | 7,474 |
| Average Assets, year-to-date | $72,633,600 | 5,812 |
| Average Assets, quarterly | $75,554,000 | 5,704 |
| Volatile liabilities | $9,314,000 | 4,345 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,745,000 | 590 |
| Unused loan commitments | $4,480,000 | 4,927 |
| Tier 1 (core) risk-based capital | $7,975,000 | 4,723 |
| Tier 2 risk-based capital | $800,090 | 3,538 |
| Total risk weighted assets | $63,949,290 | 4,015 |
| Total unused commitments | $4,480,000 | 4,958 |
| Derivatives | $0 | 651 |