Home > The Sumitomo Bank of California > Loan Charge- Offs and Recoveries
The Sumitomo Bank of California, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $39,090,000 | 107 |
| Loans secured by real estate, total | $27,810,000 | 17 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $27,810,000 | 17 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $2,191,000 | 93 |
| Secured by multifamily residential properties | $579,000 | 60 |
| Secured by nonfarm nonresidential properties | $25,040,000 | 3 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $9,234,000 | 57 |
| Loans to individuals | $2,046,000 | 380 |
| Credit card loan charge offs | $1,839,000 | 210 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $207,000 | 1,287 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,172,000 | 88 |
| Loans secured by real estate, total | $11,623,000 | 18 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $11,623,000 | 18 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $183,000 | 213 |
| Secured by multifamily residential properties | $16,000 | 188 |
| Secured by nonfarm nonresidential properties | $11,424,000 | 11 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $1,369,000 | 114 |
| Loans to individuals | $165,000 | 661 |
| Credit card loan recoveries | $95,000 | 287 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $70,000 | 1,125 |
| Loans to foreign governments and official institutions | $2,000 | 24 |
| Other loans | $13,000 | 179 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $25,918,000 | 111 |
| Loans secured by real estate, total | $16,187,000 | 17 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $16,187,000 | 16 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $2,008,000 | 83 |
| Secured by multifamily residential properties | $563,000 | 49 |
| Secured by nonfarm nonresidential properties | $13,616,000 | 5 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $7,865,000 | 43 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,881,000 | 342 |
| Credit card loan net charge offs | $1,744,000 | 202 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $137,000 | 1,371 |
| Loans to foreign governments and official institutions | $-2,000 | 3,275 |
| Other loans | $-13,000 | 1,104 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $32,555,000 | 130 |
| Loans secured by real estate, total | $25,845,000 | 24 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $25,845,000 | 24 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $710,000 | 250 |
| Secured by multifamily residential properties | $1,665,000 | 45 |
| Secured by nonfarm nonresidential properties | $23,470,000 | 8 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $4,563,000 | 110 |
| Loans to individuals | $2,147,000 | 397 |
| Credit card loan charge offs | $1,852,000 | 224 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $295,000 | 1,010 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,143,000 | 76 |
| Loans secured by real estate, total | $13,411,000 | 12 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $13,411,000 | 12 |
| Construction and land development | $1,179,000 | 23 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $441,000 | 121 |
| Secured by multifamily residential properties | $69,000 | 130 |
| Secured by nonfarm nonresidential properties | $11,722,000 | 5 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $2,348,000 | 101 |
| Loans to individuals | $148,000 | 800 |
| Credit card loan recoveries | $73,000 | 365 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $75,000 | 1,107 |
| Loans to foreign governments and official institutions | $2,000 | 29 |
| Other loans | $234,000 | 68 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $16,412,000 | 146 |
| Loans secured by real estate, total | $12,434,000 | 36 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $12,434,000 | 35 |
| Construction and land development | $-1,179,000 | 11,446 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $269,000 | 428 |
| Secured by multifamily residential properties | $1,596,000 | 42 |
| Secured by nonfarm nonresidential properties | $11,748,000 | 11 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $2,215,000 | 129 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,999,000 | 350 |
| Credit card loan net charge offs | $1,779,000 | 212 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $220,000 | 966 |
| Loans to foreign governments and official institutions | $-2,000 | 3,354 |
| Other loans | $-234,000 | 1,191 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $216,170,000 | 17 |
| Loans secured by real estate, total | $186,660,000 | 3 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $186,660,000 | 3 |
| Construction and land development | $35,149,000 | 1 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,926,000 | 115 |
| Secured by multifamily residential properties | $617,000 | 117 |
| Secured by nonfarm nonresidential properties | $148,968,000 | 1 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $27,597,000 | 18 |
| Loans to individuals | $1,636,000 | 424 |
| Credit card loan charge offs | $1,356,000 | 251 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $280,000 | 956 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $277,000 | 78 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,169,000 | 127 |
| Loans secured by real estate, total | $8,153,000 | 32 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,153,000 | 30 |
| Construction and land development | $867,000 | 39 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $54,000 | 623 |
| Secured by multifamily residential properties | $20,000 | 254 |
| Secured by nonfarm nonresidential properties | $7,212,000 | 18 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $792,000 | 235 |
| Loans to individuals | $224,000 | 630 |
| Credit card loan recoveries | $35,000 | 514 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $189,000 | 582 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $207,001,000 | 14 |
| Loans secured by real estate, total | $178,507,000 | 3 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $178,507,000 | 2 |
| Construction and land development | $34,282,000 | 1 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,872,000 | 95 |
| Secured by multifamily residential properties | $597,000 | 108 |
| Secured by nonfarm nonresidential properties | $141,756,000 | 1 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $26,805,000 | 8 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,412,000 | 373 |
| Credit card loan net charge offs | $1,321,000 | 227 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $91,000 | 1,563 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $277,000 | 54 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $44,720,000 | 91 |
| Loans secured by real estate, total | $37,710,000 | 30 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $37,710,000 | 30 |
| Construction and land development | $3,218,000 | 46 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $702,000 | 298 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $33,790,000 | 14 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $5,276,000 | 113 |
| Loans to individuals | $1,734,000 | 373 |
| Credit card loan charge offs | $1,169,000 | 249 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $565,000 | 519 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,151,000 | 146 |
| Loans secured by real estate, total | $6,906,000 | 43 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,906,000 | 43 |
| Construction and land development | $278,000 | 115 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $142,000 | 315 |
| Secured by multifamily residential properties | $40,000 | 190 |
| Secured by nonfarm nonresidential properties | $6,446,000 | 18 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,107,000 | 234 |
| Loans to individuals | $96,000 | 1,133 |
| Credit card loan recoveries | $41,000 | 506 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $55,000 | 1,530 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $42,000 | 134 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $36,569,000 | 67 |
| Loans secured by real estate, total | $30,804,000 | 30 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $30,804,000 | 30 |
| Construction and land development | $2,940,000 | 42 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $560,000 | 302 |
| Secured by multifamily residential properties | $-40,000 | 12,536 |
| Secured by nonfarm nonresidential properties | $27,344,000 | 14 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $4,169,000 | 80 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,638,000 | 283 |
| Credit card loan net charge offs | $1,128,000 | 224 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $510,000 | 364 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-42,000 | 11,023 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $82,225,000 | 65 |
| Loans secured by real estate, total | $76,773,000 | 28 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $76,773,000 | 27 |
| Construction and land development | $11,289,000 | 31 |
| Secured by farmland | $1,158,000 | 6 |
| Total charge-offs secured by 1-4 family residential properties | $1,157,000 | 232 |
| Secured by multifamily residential properties | $473,000 | 179 |
| Secured by nonfarm nonresidential properties | $62,696,000 | 15 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $4,044,000 | 200 |
| Loans to individuals | $1,222,000 | 462 |
| Credit card loan charge offs | $908,000 | 294 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $314,000 | 848 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $186,000 | 114 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,257,000 | 331 |
| Loans secured by real estate, total | $1,298,000 | 168 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,298,000 | 167 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,298,000 | 82 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $920,000 | 262 |
| Loans to individuals | $39,000 | 2,370 |
| Credit card loan recoveries | $39,000 | 538 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $79,968,000 | 47 |
| Loans secured by real estate, total | $75,475,000 | 27 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $75,475,000 | 26 |
| Construction and land development | $11,289,000 | 29 |
| Secured by farmland | $1,158,000 | 6 |
| Secured by 1-4 family residential properties- net charge-offs | $1,157,000 | 207 |
| Secured by multifamily residential properties | $473,000 | 156 |
| Secured by nonfarm nonresidential properties | $61,398,000 | 13 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $3,124,000 | 170 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,183,000 | 389 |
| Credit card loan net charge offs | $869,000 | 267 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $314,000 | 574 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $186,000 | 85 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $53,033,000 | 117 |
| Loans secured by real estate, total | $45,784,000 | 45 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $45,784,000 | 44 |
| Construction and land development | $7,548,000 | 61 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,128,000 | 144 |
| Secured by multifamily residential properties | $300,000 | 282 |
| Secured by nonfarm nonresidential properties | $35,808,000 | 24 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,186,000 | 265 |
| Loans to individuals | $1,098,000 | 615 |
| Credit card loan charge offs | $712,000 | 366 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $386,000 | 925 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $1,965,000 | 31 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,186,000 | 327 |
| Loans secured by real estate, total | $705,000 | 235 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $705,000 | 235 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $705,000 | 57 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,272,000 | 200 |
| Loans to individuals | $166,000 | 907 |
| Credit card loan recoveries | $27,000 | 622 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $139,000 | 878 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $43,000 | 152 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $50,847,000 | 103 |
| Loans secured by real estate, total | $45,079,000 | 44 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $45,079,000 | 43 |
| Construction and land development | $7,548,000 | 57 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,423,000 | 178 |
| Secured by multifamily residential properties | $300,000 | 267 |
| Secured by nonfarm nonresidential properties | $35,808,000 | 23 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,914,000 | 294 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $932,000 | 554 |
| Credit card loan net charge offs | $685,000 | 343 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $247,000 | 948 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $1,922,000 | 22 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.