Home > The Sumitomo Bank of California > Net charge- offs to loans
The Sumitomo Bank of California, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6782% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6344% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8714% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5551% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 1,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2361% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7290% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1797% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2598% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4118% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4836% | 99 |
| Percentage Net Loans Charged-off:Construction & development | -7.3910% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6474% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3788% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2526% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7204% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9012% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0477% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1146% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0343% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 52.7570% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4890% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4148% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3358% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5099% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4665% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4768% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8332% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8529% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8829% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 2.2441% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0229% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 1,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2375% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8479% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7555% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0298% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7714% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9335% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 6.0957% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0165% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3453% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2195% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1076% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5942% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2447% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8100% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3584% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1240% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2065% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 2.2992% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2351% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1695% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4418% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4697% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4196% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9581% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9323% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7648% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |