Home > The Strongsville Savings Bank > Assets and Liabilities
The Strongsville Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 131 | 1,274 |
| Assets and Liabilities | ||
| Total Assets: | $667,667,000 | 726 |
| Cash and due from depository institutions | $24,137,000 | 1,274 |
| Interest-bearing balances | $14,157,000 | 405 |
| Securities | $76,576,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $536,519,000 | 588 |
| Loan loss allowance | $1,778,000 | 1,992 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,948,000 | 1,613 |
| Other real estate owned | $0 | 1,274 |
| Goodwill and other intangibles | $914,000 | 1,487 |
| All other assets | $24,573,000 | 472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $667,667,000 | 726 |
| Total liabilities | $613,798,000 | 716 |
| Total deposits | $561,372,000 | 656 |
| Interest-bearing deposits | $543,724,000 | 603 |
| Deposits held in domestic offices | $561,372,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,232,000 | 617 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,194,000 | 1,109 |
| Total equity capital | $53,869,000 | 851 |
| Total bank equity capital | $53,869,000 | 851 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,831,000 | 355 |
| Surplus | $0 | 9,669 |
| Undivided profits | $44,038,000 | 579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,001,000 | 1,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,552,000 | 796 |
| Earning assets | $627,252,000 | 709 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $628,713,200 | 719 |
| Average Assets, quarterly | $654,780,500 | 721 |
| Volatile liabilities | $136,515,000 | 679 |
| Insider loans | $954,000 | 3,658 |
| FHLB advances | $48,232,000 | 183 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $111,047,000 | 649 |
| Tier 1 (core) risk-based capital | $53,514,000 | 795 |
| Tier 2 risk-based capital | $1,778,000 | 1,789 |
| Total risk weighted assets | $438,842,000 | 702 |
| Total unused commitments | $111,047,000 | 654 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 122 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $602,910,000 | 790 |
| Cash and due from depository institutions | $21,060,000 | 1,450 |
| Interest-bearing balances | $13,331,000 | 317 |
| Securities | $83,178,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $473,700,000 | 654 |
| Loan loss allowance | $1,625,000 | 2,176 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,259,000 | 1,860 |
| Other real estate owned | $683,000 | 1,450 |
| Goodwill and other intangibles | $1,087,000 | 1,295 |
| All other assets | $18,943,000 | 546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $602,910,000 | 790 |
| Total liabilities | $555,586,000 | 777 |
| Total deposits | $523,660,000 | 710 |
| Interest-bearing deposits | $509,288,000 | 645 |
| Deposits held in domestic offices | $523,660,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $28,138,000 | 796 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,788,000 | 1,237 |
| Total equity capital | $47,324,000 | 957 |
| Total bank equity capital | $47,324,000 | 957 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,845,000 | 369 |
| Surplus | $0 | 10,084 |
| Undivided profits | $37,479,000 | 670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,144,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,301,000 | 940 |
| Earning assets | $570,209,000 | 779 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $592,814,800 | 773 |
| Average Assets, quarterly | $602,691,500 | 777 |
| Volatile liabilities | $107,795,000 | 801 |
| Insider loans | $917,000 | 3,781 |
| FHLB advances | $28,138,000 | 258 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $75,027,000 | 813 |
| Tier 1 (core) risk-based capital | $46,600,000 | 905 |
| Tier 2 risk-based capital | $1,625,000 | 1,866 |
| Total risk weighted assets | $375,289,000 | 804 |
| Total unused commitments | $75,027,000 | 817 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 135 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $567,515,000 | 870 |
| Cash and due from depository institutions | $26,652,000 | 1,376 |
| Interest-bearing balances | $23,506,000 | 178 |
| Securities | $102,759,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $425,763,000 | 750 |
| Loan loss allowance | $1,423,000 | 2,556 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,939,000 | 2,008 |
| Other real estate owned | $0 | 1,376 |
| Goodwill and other intangibles | $1,221,000 | 1,159 |
| All other assets | $7,181,000 | 1,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,515,000 | 870 |
| Total liabilities | $524,357,000 | 856 |
| Total deposits | $496,077,000 | 786 |
| Interest-bearing deposits | $484,067,000 | 707 |
| Deposits held in domestic offices | $496,077,000 | 782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,234,000 | 835 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,046,000 | 1,453 |
| Total equity capital | $43,158,000 | 1,054 |
| Total bank equity capital | $43,158,000 | 1,054 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,831,000 | 395 |
| Surplus | $0 | 10,586 |
| Undivided profits | $33,327,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,699,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,019,000 | 1,076 |
| Earning assets | $552,028,000 | 825 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $527,139,000 | 896 |
| Average Assets, quarterly | $554,870,000 | 878 |
| Volatile liabilities | $96,233,000 | 896 |
| Insider loans | $787,000 | 4,265 |
| FHLB advances | $25,234,000 | 288 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,839,000 | 1,188 |
| Tier 1 (core) risk-based capital | $42,467,000 | 1,010 |
| Tier 2 risk-based capital | $1,418,000 | 2,152 |
| Total risk weighted assets | $339,237,000 | 908 |
| Total unused commitments | $42,839,000 | 1,193 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $492,103,000 | 1,008 |
| Cash and due from depository institutions | $16,509,000 | 1,540 |
| Interest-bearing balances | $12,935,000 | 342 |
| Securities | $126,955,000 | 986 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $336,350,000 | 912 |
| Loan loss allowance | $1,168,000 | 3,082 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,334,000 | 1,762 |
| Other real estate owned | $0 | 1,540 |
| Goodwill and other intangibles | $1,171,000 | 1,107 |
| All other assets | $6,784,000 | 1,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,103,000 | 1,008 |
| Total liabilities | $451,012,000 | 990 |
| Total deposits | $434,806,000 | 914 |
| Interest-bearing deposits | $422,714,000 | 832 |
| Deposits held in domestic offices | $434,806,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $13,333,000 | 1,039 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,873,000 | 1,583 |
| Total equity capital | $41,091,000 | 1,134 |
| Total bank equity capital | $41,091,000 | 1,134 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,831,000 | 407 |
| Surplus | $0 | 11,041 |
| Undivided profits | $31,260,000 | 847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,052,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,489,000 | 1,496 |
| Earning assets | $476,240,000 | 965 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $458,706,600 | 1,033 |
| Average Assets, quarterly | $487,315,000 | 1,006 |
| Volatile liabilities | $70,364,000 | 1,025 |
| Insider loans | $669,000 | 4,811 |
| FHLB advances | $13,333,000 | 366 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,893,000 | 1,383 |
| Tier 1 (core) risk-based capital | $39,975,000 | 1,097 |
| Tier 2 risk-based capital | $1,151,000 | 2,581 |
| Total risk weighted assets | $304,440,000 | 988 |
| Total unused commitments | $32,893,000 | 1,393 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 113 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $419,406,000 | 1,135 |
| Cash and due from depository institutions | $16,148,000 | 1,761 |
| Interest-bearing balances | $13,775,000 | 291 |
| Securities | $111,475,000 | 1,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $281,843,000 | 1,019 |
| Loan loss allowance | $948,000 | 3,780 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,527,000 | 2,113 |
| Other real estate owned | $0 | 1,761 |
| Goodwill and other intangibles | $1,062,000 | 1,047 |
| All other assets | $5,351,000 | 1,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,406,000 | 1,135 |
| Total liabilities | $382,253,000 | 1,138 |
| Total deposits | $364,821,000 | 1,055 |
| Interest-bearing deposits | $352,991,000 | 950 |
| Deposits held in domestic offices | $364,821,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,583,000 | 1,010 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,849,000 | 1,916 |
| Total equity capital | $37,153,000 | 1,119 |
| Total bank equity capital | $37,153,000 | 1,119 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,831,000 | 402 |
| Surplus | $0 | 11,565 |
| Undivided profits | $27,322,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 3,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,083,000 | 1,807 |
| Earning assets | $407,093,000 | 1,073 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $375,124,000 | 1,226 |
| Average Assets, quarterly | $406,157,000 | 1,161 |
| Volatile liabilities | $63,688,000 | 1,075 |
| Insider loans | $721,000 | 4,591 |
| FHLB advances | $15,583,000 | 380 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,343,000 | 1,566 |
| Tier 1 (core) risk-based capital | $37,100,000 | 1,114 |
| Tier 2 risk-based capital | $936,000 | 3,095 |
| Total risk weighted assets | $267,543,000 | 1,076 |
| Total unused commitments | $26,343,000 | 1,577 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $332,875,000 | 1,416 |
| Cash and due from depository institutions | $9,037,000 | 2,131 |
| Interest-bearing balances | $7,328,000 | 835 |
| Securities | $72,182,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $242,395,000 | 1,156 |
| Loan loss allowance | $840,000 | 4,299 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,372,000 | 2,168 |
| Other real estate owned | $0 | 2,131 |
| Goodwill and other intangibles | $1,213,000 | 906 |
| All other assets | $4,676,000 | 1,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,875,000 | 1,416 |
| Total liabilities | $299,297,000 | 1,438 |
| Total deposits | $298,490,000 | 1,330 |
| Interest-bearing deposits | $290,211,000 | 1,190 |
| Deposits held in domestic offices | $298,490,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $807,000 | 3,701 |
| Total equity capital | $33,578,000 | 1,217 |
| Total bank equity capital | $33,578,000 | 1,217 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $9,831,000 | 402 |
| Surplus | $0 | 12,104 |
| Undivided profits | $23,747,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 6,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $477,000 | 3,907 |
| Earning assets | $321,905,000 | 1,347 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $310,732,600 | 1,471 |
| Average Assets, quarterly | $325,203,500 | 1,447 |
| Volatile liabilities | $36,694,000 | 1,503 |
| Insider loans | $1,117,000 | 3,444 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,499,000 | 1,488 |
| Tier 1 (core) risk-based capital | $33,468,000 | 1,180 |
| Tier 2 risk-based capital | $840,000 | 3,385 |
| Total risk weighted assets | $228,875,000 | 1,228 |
| Total unused commitments | $28,499,000 | 1,514 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 90 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $294,227,000 | 1,638 |
| Cash and due from depository institutions | $18,334,000 | 2,417 |
| Interest-bearing balances | $16,479,000 | 477 |
| Securities | $50,580,000 | 2,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $216,891,000 | 1,341 |
| Loan loss allowance | $717,000 | 4,909 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,954,000 | 2,495 |
| Other real estate owned | $149,000 | 2,417 |
| Goodwill and other intangibles | $1,371,000 | 861 |
| All other assets | $3,948,000 | 1,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,227,000 | 1,638 |
| Total liabilities | $273,247,000 | 1,629 |
| Total deposits | $272,142,000 | 1,545 |
| Interest-bearing deposits | $263,812,000 | 1,388 |
| Deposits held in domestic offices | $272,142,000 | 1,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,105,000 | 3,040 |
| Total equity capital | $20,980,000 | 1,858 |
| Total bank equity capital | $20,980,000 | 1,858 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $315,000 | 7,836 |
| Surplus | $1,908,000 | 5,695 |
| Undivided profits | $18,757,000 | 1,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 6,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $553,000 | 3,695 |
| Earning assets | $283,950,000 | 1,557 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $278,034,800 | 1,681 |
| Average Assets, quarterly | $291,012,500 | 1,642 |
| Volatile liabilities | $31,190,000 | 1,661 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,083,000 | 1,955 |
| Tier 1 (core) risk-based capital | $20,849,000 | 1,819 |
| Tier 2 risk-based capital | $717,000 | 3,880 |
| Total risk weighted assets | $183,217,000 | 1,561 |
| Total unused commitments | $20,981,000 | 1,783 |
| Derivatives | $0 | 651 |