Home > The Stone Fort National Bank of Nacogdoches > Income and Expense
The Stone Fort National Bank of Nacogdoches, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,359,000 | 2,874 |
| Total interest expense | $4,711,000 | 3,151 |
| Net interest income | $6,648,000 | 2,615 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,273,000 | 2,495 |
| Gross Fiduciary activities income | $5,000 | 1,381 |
| Service charges on deposit accounts | $951,000 | 1,344 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $317,000 | 3,807 |
| Total noninterest expense | $4,421,000 | 2,873 |
| Salaries and employee benefits | $1,838,000 | 3,565 |
| Premises and equipment expense | $750,000 | 2,573 |
| Additional noninterest expense | $1,833,000 | 2,269 |
| Pre-tax net operating income | $3,500,000 | 2,152 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $1,093,000 | 2,260 |
| Income before extraordinary items | $2,400,000 | 2,198 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,400,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,480 |
| Cash dividends | $1,900,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,404,830 | 2,136 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,762,000 | 2,803 |
| Total interest expense | $5,124,000 | 2,937 |
| Net interest income | $6,638,000 | 2,662 |
| Provision for loan and lease losses | $-66,000 | 11,224 |
| Total noninterest income | $1,313,000 | 2,522 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $1,031,000 | 1,298 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $275,000 | 4,286 |
| Total noninterest expense | $5,010,000 | 2,738 |
| Salaries and employee benefits | $2,299,000 | 2,909 |
| Premises and equipment expense | $806,000 | 2,438 |
| Additional noninterest expense | $1,905,000 | 2,575 |
| Pre-tax net operating income | $3,007,000 | 2,367 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $975,000 | 2,406 |
| Income before extraordinary items | $2,032,000 | 2,423 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,032,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,099 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,032,000 | 2,374 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 4,019 |
| Total interest expense | $3,564,000 | 4,086 |
| Net interest income | $4,427,000 | 3,962 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | $3,000 | 1,541 |
| Service charges on deposit accounts | $508,000 | 2,674 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $438,000 | 3,132 |
| Total noninterest expense | $3,172,000 | 4,086 |
| Salaries and employee benefits | $1,441,000 | 4,441 |
| Premises and equipment expense | $426,000 | 4,291 |
| Additional noninterest expense | $1,305,000 | 3,480 |
| Pre-tax net operating income | $2,138,000 | 3,289 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $734,000 | 3,112 |
| Income before extraordinary items | $1,363,000 | 3,535 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,363,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $1,400,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,389,650 | 3,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 4,290 |
| Total interest expense | $2,715,000 | 4,320 |
| Net interest income | $4,166,000 | 4,225 |
| Provision for loan and lease losses | $-77,000 | 12,096 |
| Total noninterest income | $771,000 | 3,835 |
| Gross Fiduciary activities income | $2,000 | 1,559 |
| Service charges on deposit accounts | $544,000 | 2,505 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $225,000 | 4,885 |
| Total noninterest expense | $3,294,000 | 4,065 |
| Salaries and employee benefits | $1,395,000 | 4,585 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $1,498,000 | 3,295 |
| Pre-tax net operating income | $1,720,000 | 3,928 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $614,000 | 3,449 |
| Income before extraordinary items | $1,106,000 | 4,156 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,106,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $650,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,106,000 | 4,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 12,290 |
| Total interest expense | $455,000 | 11,915 |
| Net interest income | $545,000 | 12,409 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $401,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $323,000 | 4,288 |
| Total noninterest expense | $506,000 | 12,139 |
| Salaries and employee benefits | $192,000 | 12,705 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $231,000 | 11,304 |
| Pre-tax net operating income | $440,000 | 9,098 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $287,000 | 9,623 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $287,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $287,000 | 9,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 4,982 |
| Total interest expense | $3,860,000 | 4,199 |
| Net interest income | $2,877,000 | 5,911 |
| Provision for loan and lease losses | $1,620,000 | 1,333 |
| Total noninterest income | $722,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $587,000 | 2,344 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $3,529,000 | 3,906 |
| Salaries and employee benefits | $1,131,000 | 5,460 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $2,020,000 | 2,782 |
| Pre-tax net operating income | $-1,550,000 | 13,580 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-529,000 | 13,760 |
| Income before extraordinary items | $-1,021,000 | 13,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,021,000 | 13,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $707,000 | 1,963 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,021,000 | 13,486 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.