Home > The Stone Fort National Bank of Nacogdoches > Assets and Liabilities
The Stone Fort National Bank of Nacogdoches, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $155,982,000 | 2,868 |
| Cash and due from depository institutions | $6,100,000 | 3,119 |
| Interest-bearing balances | $106,000 | 4,466 |
| Securities | $49,651,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 5,014 |
| Net loans & leases | $92,173,000 | 2,961 |
| Loan loss allowance | $2,476,000 | 1,483 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,144,000 | 2,519 |
| Other real estate owned | $144,000 | 3,119 |
| Goodwill and other intangibles | $581,000 | 1,678 |
| All other assets | $2,209,000 | 3,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,982,000 | 2,868 |
| Total liabilities | $141,058,000 | 2,861 |
| Total deposits | $140,392,000 | 2,658 |
| Interest-bearing deposits | $115,778,000 | 2,770 |
| Deposits held in domestic offices | $140,392,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $666,000 | 4,852 |
| Total equity capital | $14,924,000 | 2,970 |
| Total bank equity capital | $14,924,000 | 2,970 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,700,000 | 1,374 |
| Surplus | $8,660,000 | 1,770 |
| Undivided profits | $3,564,000 | 5,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $932,000 | 2,445 |
| Earning assets | $143,910,000 | 2,867 |
| Long-term assets (5+ years) | $37,268,000 | 1,772 |
| Average Assets, year-to-date | $159,835,800 | 2,671 |
| Average Assets, quarterly | $156,708,500 | 2,814 |
| Volatile liabilities | $18,851,000 | 3,146 |
| Insider loans | $9,890,000 | 391 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,047,000 | 2,856 |
| Tier 1 (core) risk-based capital | $14,325,000 | 2,958 |
| Tier 2 risk-based capital | $1,294,950 | 2,306 |
| Total risk weighted assets | $102,414,850 | 2,706 |
| Total unused commitments | $13,047,000 | 2,860 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $162,033,000 | 2,839 |
| Cash and due from depository institutions | $6,849,000 | 3,490 |
| Interest-bearing balances | $106,000 | 4,506 |
| Securities | $56,479,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $1,770,000 | 5,217 |
| Net loans & leases | $89,877,000 | 3,051 |
| Loan loss allowance | $2,433,000 | 1,586 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,760,000 | 2,109 |
| Other real estate owned | $74,000 | 3,490 |
| Goodwill and other intangibles | $635,000 | 1,546 |
| All other assets | $2,589,000 | 2,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,033,000 | 2,839 |
| Total liabilities | $147,820,000 | 2,818 |
| Total deposits | $146,965,000 | 2,630 |
| Interest-bearing deposits | $124,239,000 | 2,659 |
| Deposits held in domestic offices | $146,965,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $855,000 | 3,970 |
| Total equity capital | $14,213,000 | 3,137 |
| Total bank equity capital | $14,213,000 | 3,137 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,700,000 | 1,431 |
| Surplus | $8,660,000 | 1,836 |
| Undivided profits | $2,853,000 | 6,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $870,000 | 2,600 |
| Earning assets | $148,232,000 | 2,850 |
| Long-term assets (5+ years) | $46,507,000 | 1,369 |
| Average Assets, year-to-date | $164,378,800 | 2,700 |
| Average Assets, quarterly | $165,005,500 | 2,752 |
| Volatile liabilities | $17,948,000 | 3,179 |
| Insider loans | $9,650,000 | 450 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,527,000 | 3,281 |
| Tier 1 (core) risk-based capital | $13,771,000 | 3,134 |
| Tier 2 risk-based capital | $1,279,070 | 2,370 |
| Total risk weighted assets | $101,171,570 | 2,753 |
| Total unused commitments | $10,527,000 | 3,296 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $122,809,000 | 3,647 |
| Cash and due from depository institutions | $4,606,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $44,770,000 | 2,817 |
| Federal funds sold & reverse repurchase agreements | $5,620,000 | 2,582 |
| Net loans & leases | $63,296,000 | 4,080 |
| Loan loss allowance | $2,658,000 | 1,525 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,855,000 | 3,962 |
| Other real estate owned | $31,000 | 4,072 |
| Goodwill and other intangibles | $688,000 | 1,387 |
| All other assets | $1,943,000 | 3,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,809,000 | 3,647 |
| Total liabilities | $113,335,000 | 3,570 |
| Total deposits | $112,844,000 | 3,390 |
| Interest-bearing deposits | $96,472,000 | 3,409 |
| Deposits held in domestic offices | $112,844,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $491,000 | 6,292 |
| Total equity capital | $9,474,000 | 4,543 |
| Total bank equity capital | $9,474,000 | 4,543 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,700,000 | 1,460 |
| Surplus | $6,360,000 | 2,358 |
| Undivided profits | $414,000 | 10,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 5,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $636,000 | 3,763 |
| Earning assets | $113,686,000 | 3,611 |
| Long-term assets (5+ years) | $36,302,000 | 1,547 |
| Average Assets, year-to-date | $114,197,000 | 3,759 |
| Average Assets, quarterly | $116,749,500 | 3,790 |
| Volatile liabilities | $12,051,000 | 3,979 |
| Insider loans | $8,050,000 | 547 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,676,000 | 2,753 |
| Tier 1 (core) risk-based capital | $9,073,000 | 4,579 |
| Tier 2 risk-based capital | $929,960 | 3,112 |
| Total risk weighted assets | $72,668,460 | 3,630 |
| Total unused commitments | $12,676,000 | 2,764 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $111,836,000 | 3,955 |
| Cash and due from depository institutions | $6,572,000 | 4,290 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $44,488,000 | 2,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $56,720,000 | 4,410 |
| Loan loss allowance | $2,565,000 | 1,612 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,408,000 | 4,860 |
| Other real estate owned | $117,000 | 4,290 |
| Goodwill and other intangibles | $742,000 | 1,230 |
| All other assets | $1,789,000 | 4,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,836,000 | 3,955 |
| Total liabilities | $102,371,000 | 3,924 |
| Total deposits | $98,515,000 | 3,841 |
| Interest-bearing deposits | $82,022,000 | 3,952 |
| Deposits held in domestic offices | $98,515,000 | 3,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,585,000 | 2,417 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $925,000 | 3,241 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $346,000 | 6,706 |
| Total equity capital | $9,465,000 | 4,283 |
| Total bank equity capital | $9,465,000 | 4,283 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,700,000 | 1,479 |
| Surplus | $6,360,000 | 2,271 |
| Undivided profits | $405,000 | 10,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $418,000 | 4,995 |
| Earning assets | $101,208,000 | 3,995 |
| Long-term assets (5+ years) | $38,526,000 | 1,481 |
| Average Assets, year-to-date | $112,710,400 | 3,851 |
| Average Assets, quarterly | $111,885,000 | 3,922 |
| Volatile liabilities | $13,788,000 | 3,424 |
| Insider loans | $8,920,000 | 493 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,120,000 | 2,912 |
| Tier 1 (core) risk-based capital | $9,056,000 | 4,498 |
| Tier 2 risk-based capital | $822,400 | 3,481 |
| Total risk weighted assets | $64,049,700 | 3,995 |
| Total unused commitments | $11,120,000 | 2,923 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $113,799,000 | 3,950 |
| Cash and due from depository institutions | $4,232,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $54,563,000 | 2,539 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,705 |
| Net loans & leases | $46,054,000 | 5,146 |
| Loan loss allowance | $2,641,000 | 1,647 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,437,000 | 4,830 |
| Other real estate owned | $155,000 | 4,837 |
| Goodwill and other intangibles | $796,000 | 1,110 |
| All other assets | $1,412,000 | 4,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,799,000 | 3,950 |
| Total liabilities | $104,457,000 | 3,917 |
| Total deposits | $104,184,000 | 3,733 |
| Interest-bearing deposits | $90,020,000 | 3,736 |
| Deposits held in domestic offices | $104,184,000 | 3,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $273,000 | 7,969 |
| Total equity capital | $9,342,000 | 4,349 |
| Total bank equity capital | $9,342,000 | 4,349 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,700,000 | 1,485 |
| Surplus | $6,355,000 | 2,185 |
| Undivided profits | $287,000 | 11,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,449,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $327,000 | 5,615 |
| Earning assets | $105,767,000 | 3,915 |
| Long-term assets (5+ years) | $30,862,000 | 1,860 |
| Average Assets, year-to-date | $114,843,600 | 3,828 |
| Average Assets, quarterly | $112,832,500 | 3,949 |
| Volatile liabilities | $10,467,000 | 3,964 |
| Insider loans | $3,566,000 | 1,165 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,067,000 | 3,084 |
| Tier 1 (core) risk-based capital | $8,546,000 | 4,629 |
| Tier 2 risk-based capital | $696,360 | 3,966 |
| Total risk weighted assets | $53,764,260 | 4,604 |
| Total unused commitments | $10,067,000 | 3,105 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $118,420,000 | 3,890 |
| Cash and due from depository institutions | $891,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $207,000 | 13,694 |
| Federal funds sold & reverse repurchase agreements | $63,965,000 | 351 |
| Net loans & leases | $50,528,000 | 4,782 |
| Loan loss allowance | $2,720,000 | 1,654 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $965,000 | 6,342 |
| Other real estate owned | $126,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,738,000 | 4,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,420,000 | 3,890 |
| Total liabilities | $112,303,000 | 3,775 |
| Total deposits | $111,629,000 | 3,628 |
| Interest-bearing deposits | $97,264,000 | 3,618 |
| Deposits held in domestic offices | $111,629,000 | 3,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $224,000 | 3,815 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $450,000 | 6,286 |
| Total equity capital | $6,117,000 | 6,051 |
| Total bank equity capital | $6,117,000 | 6,051 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,700,000 | 1,521 |
| Surplus | $4,600,000 | 2,790 |
| Undivided profits | $-1,183,000 | 13,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,388,000 | 1,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $443,000 | 4,592 |
| Earning assets | $114,700,000 | 3,690 |
| Long-term assets (5+ years) | $4,746,000 | 6,686 |
| Average Assets, year-to-date | $122,698,200 | 3,692 |
| Average Assets, quarterly | $116,697,000 | 3,905 |
| Volatile liabilities | $14,951,000 | 2,978 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,242,000 | 3,347 |
| Tier 1 (core) risk-based capital | $6,117,000 | 5,966 |
| Tier 2 risk-based capital | $782,730 | 3,604 |
| Total risk weighted assets | $60,680,830 | 4,186 |
| Total unused commitments | $8,242,000 | 3,367 |
| Derivatives | $0 | 651 |