Home > The Stockmen's Bank > Income and Expense
The Stockmen's Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $68,454,000 | 588 |
| Total interest expense | $23,879,000 | 712 |
| Net interest income | $44,575,000 | 513 |
| Provision for loan and lease losses | $1,352,000 | 774 |
| Total noninterest income | $7,839,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,339,000 | 392 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,500,000 | 895 |
| Total noninterest expense | $29,527,000 | 605 |
| Salaries and employee benefits | $19,519,000 | 481 |
| Premises and equipment expense | $2,643,000 | 948 |
| Additional noninterest expense | $7,365,000 | 739 |
| Pre-tax net operating income | $21,535,000 | 508 |
| Securities gains (losses) | $-6,254,000 | 8,645 |
| Applicable income taxes | $4,764,000 | 660 |
| Income before extraordinary items | $10,517,000 | 708 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,517,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,884 |
| Cash dividends | $3,200,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $14,832,260 | 523 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $49,224,000 | 617 |
| Total interest expense | $17,048,000 | 730 |
| Net interest income | $32,176,000 | 548 |
| Provision for loan and lease losses | $1,047,000 | 726 |
| Total noninterest income | $5,874,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,209,000 | 400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,665,000 | 903 |
| Total noninterest expense | $21,903,000 | 626 |
| Salaries and employee benefits | $14,600,000 | 502 |
| Premises and equipment expense | $1,962,000 | 964 |
| Additional noninterest expense | $5,341,000 | 765 |
| Pre-tax net operating income | $15,100,000 | 559 |
| Securities gains (losses) | $-5,220,000 | 8,719 |
| Applicable income taxes | $3,193,000 | 756 |
| Income before extraordinary items | $6,687,000 | 871 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,687,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $2,400,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,236,600 | 577 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $31,844,000 | 628 |
| Total interest expense | $10,532,000 | 750 |
| Net interest income | $21,312,000 | 555 |
| Provision for loan and lease losses | $552,000 | 896 |
| Total noninterest income | $3,796,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,063,000 | 414 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,733,000 | 929 |
| Total noninterest expense | $14,403,000 | 643 |
| Salaries and employee benefits | $9,682,000 | 511 |
| Premises and equipment expense | $1,265,000 | 1,001 |
| Additional noninterest expense | $3,456,000 | 779 |
| Pre-tax net operating income | $10,153,000 | 553 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,334,000 | 548 |
| Income before extraordinary items | $6,819,000 | 593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,819,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,323 |
| Cash dividends | $1,600,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,819,000 | 578 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,466,000 | 622 |
| Total interest expense | $4,923,000 | 750 |
| Net interest income | $10,543,000 | 553 |
| Provision for loan and lease losses | $245,000 | 951 |
| Total noninterest income | $1,744,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $930,000 | 444 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $814,000 | 949 |
| Total noninterest expense | $6,993,000 | 657 |
| Salaries and employee benefits | $4,666,000 | 533 |
| Premises and equipment expense | $603,000 | 1,059 |
| Additional noninterest expense | $1,724,000 | 776 |
| Pre-tax net operating income | $5,049,000 | 551 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,667,000 | 538 |
| Income before extraordinary items | $3,382,000 | 590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,382,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,382,000 | 577 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $53,780,000 | 619 |
| Total interest expense | $14,863,000 | 766 |
| Net interest income | $38,917,000 | 571 |
| Provision for loan and lease losses | $736,000 | 1,358 |
| Total noninterest income | $6,532,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,702,000 | 459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,830,000 | 1,063 |
| Total noninterest expense | $26,737,000 | 647 |
| Salaries and employee benefits | $17,718,000 | 525 |
| Premises and equipment expense | $2,456,000 | 978 |
| Additional noninterest expense | $6,563,000 | 798 |
| Pre-tax net operating income | $17,976,000 | 580 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,967,000 | 569 |
| Income before extraordinary items | $12,009,000 | 616 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,009,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $2,400,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,009,000 | 603 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $38,904,000 | 622 |
| Total interest expense | $10,402,000 | 769 |
| Net interest income | $28,502,000 | 575 |
| Provision for loan and lease losses | $503,000 | 1,394 |
| Total noninterest income | $4,780,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,717,000 | 472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,063,000 | 1,096 |
| Total noninterest expense | $19,854,000 | 650 |
| Salaries and employee benefits | $13,054,000 | 531 |
| Premises and equipment expense | $1,796,000 | 991 |
| Additional noninterest expense | $5,004,000 | 777 |
| Pre-tax net operating income | $12,925,000 | 599 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,204,000 | 599 |
| Income before extraordinary items | $8,721,000 | 640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,721,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $1,800,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,721,000 | 627 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $24,995,000 | 625 |
| Total interest expense | $6,509,000 | 769 |
| Net interest income | $18,486,000 | 582 |
| Provision for loan and lease losses | $360,000 | 1,295 |
| Total noninterest income | $3,068,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,746,000 | 481 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,322,000 | 1,097 |
| Total noninterest expense | $12,970,000 | 659 |
| Salaries and employee benefits | $8,521,000 | 533 |
| Premises and equipment expense | $1,162,000 | 1,023 |
| Additional noninterest expense | $3,287,000 | 788 |
| Pre-tax net operating income | $8,224,000 | 605 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,673,000 | 607 |
| Income before extraordinary items | $5,551,000 | 649 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,551,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $1,200,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,551,000 | 629 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,075,000 | 627 |
| Total interest expense | $3,058,000 | 782 |
| Net interest income | $9,017,000 | 581 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $1,397,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $842,000 | 470 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $555,000 | 1,230 |
| Total noninterest expense | $6,362,000 | 662 |
| Salaries and employee benefits | $4,135,000 | 542 |
| Premises and equipment expense | $584,000 | 1,022 |
| Additional noninterest expense | $1,643,000 | 773 |
| Pre-tax net operating income | $3,872,000 | 641 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,259,000 | 646 |
| Income before extraordinary items | $2,613,000 | 680 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,613,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,613,000 | 659 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,889,000 | 653 |
| Total interest expense | $9,809,000 | 832 |
| Net interest income | $33,080,000 | 603 |
| Provision for loan and lease losses | $658,000 | 1,533 |
| Total noninterest income | $6,130,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,851,000 | 464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,279,000 | 1,214 |
| Total noninterest expense | $24,301,000 | 671 |
| Salaries and employee benefits | $15,528,000 | 555 |
| Premises and equipment expense | $2,498,000 | 896 |
| Additional noninterest expense | $6,275,000 | 805 |
| Pre-tax net operating income | $14,251,000 | 641 |
| Securities gains (losses) | $135,000 | 1,042 |
| Applicable income taxes | $4,601,000 | 638 |
| Income before extraordinary items | $9,785,000 | 679 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,785,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,194 |
| Cash dividends | $2,400,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,693,200 | 662 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,186,000 | 665 |
| Total interest expense | $6,962,000 | 848 |
| Net interest income | $24,224,000 | 609 |
| Provision for loan and lease losses | $319,000 | 2,150 |
| Total noninterest income | $4,476,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,887,000 | 472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,589,000 | 1,277 |
| Total noninterest expense | $18,506,000 | 665 |
| Salaries and employee benefits | $11,999,000 | 546 |
| Premises and equipment expense | $1,857,000 | 899 |
| Additional noninterest expense | $4,650,000 | 811 |
| Pre-tax net operating income | $9,875,000 | 696 |
| Securities gains (losses) | $135,000 | 993 |
| Applicable income taxes | $3,203,000 | 684 |
| Income before extraordinary items | $6,807,000 | 740 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,807,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,715,200 | 721 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,240,000 | 676 |
| Total interest expense | $4,405,000 | 884 |
| Net interest income | $15,835,000 | 614 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $3,004,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,964,000 | 453 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,040,000 | 1,284 |
| Total noninterest expense | $12,239,000 | 668 |
| Salaries and employee benefits | $7,933,000 | 549 |
| Premises and equipment expense | $1,247,000 | 894 |
| Additional noninterest expense | $3,059,000 | 808 |
| Pre-tax net operating income | $6,544,000 | 693 |
| Securities gains (losses) | $135,000 | 852 |
| Applicable income taxes | $2,138,000 | 685 |
| Income before extraordinary items | $4,541,000 | 735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,541,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $1,200,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,449,200 | 710 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,859,000 | 699 |
| Total interest expense | $2,167,000 | 923 |
| Net interest income | $7,692,000 | 637 |
| Provision for loan and lease losses | $-18,000 | 8,948 |
| Total noninterest income | $1,443,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $972,000 | 447 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $471,000 | 1,353 |
| Total noninterest expense | $6,054,000 | 677 |
| Salaries and employee benefits | $3,935,000 | 566 |
| Premises and equipment expense | $619,000 | 928 |
| Additional noninterest expense | $1,500,000 | 821 |
| Pre-tax net operating income | $3,099,000 | 722 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $991,000 | 737 |
| Income before extraordinary items | $2,108,000 | 789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,108,000 | 789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,108,000 | 740 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,208,000 | 742 |
| Total interest expense | $8,721,000 | 1,021 |
| Net interest income | $29,487,000 | 643 |
| Provision for loan and lease losses | $368,000 | 2,740 |
| Total noninterest income | $6,221,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,110,000 | 415 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,111,000 | 1,421 |
| Total noninterest expense | $23,225,000 | 708 |
| Salaries and employee benefits | $14,861,000 | 590 |
| Premises and equipment expense | $2,405,000 | 936 |
| Additional noninterest expense | $5,959,000 | 857 |
| Pre-tax net operating income | $12,115,000 | 721 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $3,524,000 | 812 |
| Income before extraordinary items | $8,630,000 | 760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,630,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $2,450,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,602,310 | 707 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,454,000 | 766 |
| Total interest expense | $6,549,000 | 1,065 |
| Net interest income | $21,905,000 | 660 |
| Provision for loan and lease losses | $181,000 | 3,491 |
| Total noninterest income | $4,614,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,073,000 | 428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,541,000 | 1,512 |
| Total noninterest expense | $16,972,000 | 737 |
| Salaries and employee benefits | $10,834,000 | 612 |
| Premises and equipment expense | $1,795,000 | 954 |
| Additional noninterest expense | $4,343,000 | 890 |
| Pre-tax net operating income | $9,366,000 | 728 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $2,882,000 | 803 |
| Income before extraordinary items | $6,482,000 | 787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,482,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $1,850,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,483,380 | 736 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,866,000 | 773 |
| Total interest expense | $4,396,000 | 1,093 |
| Net interest income | $14,470,000 | 664 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $3,026,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,042,000 | 425 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $984,000 | 1,532 |
| Total noninterest expense | $11,366,000 | 729 |
| Salaries and employee benefits | $7,319,000 | 608 |
| Premises and equipment expense | $1,173,000 | 982 |
| Additional noninterest expense | $2,874,000 | 900 |
| Pre-tax net operating income | $6,095,000 | 741 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $1,881,000 | 810 |
| Income before extraordinary items | $4,212,000 | 805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,212,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $1,250,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,213,380 | 742 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 779 |
| Total interest expense | $2,133,000 | 1,152 |
| Net interest income | $7,322,000 | 660 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,496,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,013,000 | 412 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $483,000 | 1,517 |
| Total noninterest expense | $5,747,000 | 716 |
| Salaries and employee benefits | $3,681,000 | 598 |
| Premises and equipment expense | $597,000 | 968 |
| Additional noninterest expense | $1,469,000 | 853 |
| Pre-tax net operating income | $3,071,000 | 742 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $991,000 | 800 |
| Income before extraordinary items | $2,080,000 | 811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,080,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $650,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,080,000 | 748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,891,000 | 877 |
| Total interest expense | $8,419,000 | 1,338 |
| Net interest income | $26,472,000 | 713 |
| Provision for loan and lease losses | $345,000 | 3,160 |
| Total noninterest income | $5,619,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,857,000 | 418 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,762,000 | 1,448 |
| Total noninterest expense | $21,232,000 | 755 |
| Salaries and employee benefits | $13,378,000 | 606 |
| Premises and equipment expense | $2,442,000 | 892 |
| Additional noninterest expense | $5,412,000 | 919 |
| Pre-tax net operating income | $10,514,000 | 828 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $3,288,000 | 858 |
| Income before extraordinary items | $7,233,000 | 866 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,233,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $2,200,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,228,170 | 835 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,831,000 | 1,039 |
| Total interest expense | $10,860,000 | 1,496 |
| Net interest income | $21,971,000 | 804 |
| Provision for loan and lease losses | $800,000 | 1,496 |
| Total noninterest income | $4,846,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,348,000 | 449 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,498,000 | 1,518 |
| Total noninterest expense | $18,326,000 | 825 |
| Salaries and employee benefits | $11,754,000 | 644 |
| Premises and equipment expense | $2,233,000 | 940 |
| Additional noninterest expense | $4,339,000 | 1,099 |
| Pre-tax net operating income | $7,691,000 | 980 |
| Securities gains (losses) | $162,000 | 1,352 |
| Applicable income taxes | $2,255,000 | 1,065 |
| Income before extraordinary items | $5,598,000 | 982 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,598,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-263,000 | 9,569 |
| Cash dividends | $1,400,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,482,980 | 963 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,889,000 | 1,272 |
| Total interest expense | $9,083,000 | 1,898 |
| Net interest income | $18,806,000 | 920 |
| Provision for loan and lease losses | $250,000 | 3,225 |
| Total noninterest income | $3,308,000 | 1,235 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,378,000 | 561 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $930,000 | 1,947 |
| Total noninterest expense | $14,862,000 | 956 |
| Salaries and employee benefits | $9,658,000 | 721 |
| Premises and equipment expense | $2,023,000 | 985 |
| Additional noninterest expense | $3,181,000 | 1,408 |
| Pre-tax net operating income | $7,002,000 | 1,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,207,000 | 1,064 |
| Income before extraordinary items | $4,795,000 | 1,106 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,795,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,665 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,795,000 | 1,110 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,175,000 | 1,408 |
| Total interest expense | $7,343,000 | 2,030 |
| Net interest income | $15,832,000 | 1,110 |
| Provision for loan and lease losses | $231,000 | 3,253 |
| Total noninterest income | $3,395,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,210,000 | 595 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,185,000 | 1,653 |
| Total noninterest expense | $14,567,000 | 962 |
| Salaries and employee benefits | $9,619,000 | 733 |
| Premises and equipment expense | $1,946,000 | 1,042 |
| Additional noninterest expense | $3,002,000 | 1,514 |
| Pre-tax net operating income | $4,429,000 | 1,702 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $1,315,000 | 1,768 |
| Income before extraordinary items | $3,118,000 | 1,711 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,118,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,703 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,115,200 | 1,679 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,526,000 | 1,582 |
| Total interest expense | $6,119,000 | 2,484 |
| Net interest income | $14,407,000 | 1,180 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $3,066,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,978,000 | 620 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,088,000 | 1,745 |
| Total noninterest expense | $12,672,000 | 1,047 |
| Salaries and employee benefits | $7,916,000 | 836 |
| Premises and equipment expense | $1,899,000 | 1,012 |
| Additional noninterest expense | $2,857,000 | 1,512 |
| Pre-tax net operating income | $4,801,000 | 1,536 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $1,556,000 | 1,569 |
| Income before extraordinary items | $3,251,000 | 1,619 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,251,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,703 |
| Cash dividends | $560,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,246,920 | 1,564 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,480,000 | 1,790 |
| Total interest expense | $5,190,000 | 2,880 |
| Net interest income | $13,290,000 | 1,306 |
| Provision for loan and lease losses | $325,000 | 2,444 |
| Total noninterest income | $2,555,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,815,000 | 703 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $740,000 | 2,141 |
| Total noninterest expense | $10,997,000 | 1,203 |
| Salaries and employee benefits | $6,692,000 | 994 |
| Premises and equipment expense | $1,694,000 | 1,174 |
| Additional noninterest expense | $2,611,000 | 1,638 |
| Pre-tax net operating income | $4,523,000 | 1,696 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $1,524,000 | 1,689 |
| Income before extraordinary items | $3,004,000 | 1,773 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,004,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,079 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,000,700 | 1,733 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,301,000 | 2,337 |
| Total interest expense | $3,903,000 | 3,805 |
| Net interest income | $10,398,000 | 1,697 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $2,205,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,422,000 | 929 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $783,000 | 2,137 |
| Total noninterest expense | $8,568,000 | 1,657 |
| Salaries and employee benefits | $5,409,000 | 1,235 |
| Premises and equipment expense | $1,313,000 | 1,544 |
| Additional noninterest expense | $1,846,000 | 2,637 |
| Pre-tax net operating income | $3,555,000 | 2,027 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $1,159,000 | 2,064 |
| Income before extraordinary items | $2,401,000 | 2,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,401,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,840 |
| Cash dividends | $863,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,397,650 | 2,033 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,237,000 | 2,524 |
| Total interest expense | $3,249,000 | 4,427 |
| Net interest income | $9,988,000 | 1,788 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,800,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,240,000 | 1,071 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $560,000 | 2,668 |
| Total noninterest expense | $7,675,000 | 1,833 |
| Salaries and employee benefits | $4,610,000 | 1,442 |
| Premises and equipment expense | $1,156,000 | 1,748 |
| Additional noninterest expense | $1,909,000 | 2,501 |
| Pre-tax net operating income | $3,913,000 | 1,899 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $1,350,000 | 1,810 |
| Income before extraordinary items | $2,579,000 | 1,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,579,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $625,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,568,440 | 1,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,350,000 | 2,675 |
| Total interest expense | $2,207,000 | 5,147 |
| Net interest income | $9,143,000 | 1,979 |
| Provision for loan and lease losses | $225,000 | 2,816 |
| Total noninterest income | $1,752,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,176,000 | 1,126 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $576,000 | 2,671 |
| Total noninterest expense | $7,040,000 | 2,030 |
| Salaries and employee benefits | $4,181,000 | 1,594 |
| Premises and equipment expense | $1,027,000 | 1,982 |
| Additional noninterest expense | $1,832,000 | 2,780 |
| Pre-tax net operating income | $3,630,000 | 1,967 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,255,000 | 1,818 |
| Income before extraordinary items | $2,375,000 | 2,062 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,375,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,402 |
| Cash dividends | $445,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,375,000 | 2,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,782,000 | 3,157 |
| Total interest expense | $2,229,000 | 5,316 |
| Net interest income | $7,553,000 | 2,370 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $2,447,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,124,000 | 1,193 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,323,000 | 1,698 |
| Total noninterest expense | $6,283,000 | 2,300 |
| Salaries and employee benefits | $3,769,000 | 1,776 |
| Premises and equipment expense | $907,000 | 2,257 |
| Additional noninterest expense | $1,607,000 | 3,300 |
| Pre-tax net operating income | $3,217,000 | 2,121 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,141,000 | 2,010 |
| Income before extraordinary items | $2,076,000 | 2,410 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,076,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $177,000 | 5,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,076,000 | 2,261 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 3,598 |
| Total interest expense | $2,719,000 | 5,612 |
| Net interest income | $6,979,000 | 2,600 |
| Provision for loan and lease losses | $1,170,000 | 1,675 |
| Total noninterest income | $2,082,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $966,000 | 1,383 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,116,000 | 1,853 |
| Total noninterest expense | $5,679,000 | 2,547 |
| Salaries and employee benefits | $3,180,000 | 2,069 |
| Premises and equipment expense | $914,000 | 2,274 |
| Additional noninterest expense | $1,585,000 | 3,424 |
| Pre-tax net operating income | $2,212,000 | 2,821 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $791,000 | 2,647 |
| Income before extraordinary items | $1,441,000 | 3,200 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,441,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 2,109 |
| Cash dividends | $237,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,428,000 | 2,982 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.