Home > The Stissing National Bank of Pine Plains > Income and Expense
The Stissing National Bank of Pine Plains, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,037 |
| Total interest expense | $105,000 | 7,570 |
| Net interest income | $1,161,000 | 6,766 |
| Provision for loan and lease losses | $-51,000 | 7,697 |
| Total noninterest income | $351,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $191,000 | 4,050 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $160,000 | 4,554 |
| Total noninterest expense | $1,578,000 | 5,948 |
| Salaries and employee benefits | $777,000 | 6,008 |
| Premises and equipment expense | $239,000 | 5,354 |
| Additional noninterest expense | $562,000 | 5,787 |
| Pre-tax net operating income | $-15,000 | 6,013 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-15,000 | 6,169 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-15,000 | 6,170 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-15,000 | 6,170 |
| Net charge-offs | $-41,000 | 7,617 |
| Cash dividends | $49,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-15,000 | 6,041 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 7,093 |
| Total interest expense | $73,000 | 7,633 |
| Net interest income | $780,000 | 6,793 |
| Provision for loan and lease losses | $-55,000 | 7,771 |
| Total noninterest income | $227,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 4,687 |
| Total noninterest expense | $1,016,000 | 6,051 |
| Salaries and employee benefits | $499,000 | 6,121 |
| Premises and equipment expense | $129,000 | 5,826 |
| Additional noninterest expense | $388,000 | 5,726 |
| Pre-tax net operating income | $46,000 | 5,836 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $46,000 | 5,925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 5,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $46,000 | 5,926 |
| Net charge-offs | $-48,000 | 7,695 |
| Cash dividends | $33,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,000 | 5,821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 7,188 |
| Total interest expense | $36,000 | 7,746 |
| Net interest income | $392,000 | 6,852 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $467,000 | 6,304 |
| Salaries and employee benefits | $250,000 | 6,195 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $153,000 | 6,312 |
| Pre-tax net operating income | $32,000 | 5,895 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,966 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $16,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $32,000 | 5,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 7,220 |
| Total interest expense | $185,000 | 7,798 |
| Net interest income | $1,609,000 | 6,761 |
| Provision for loan and lease losses | $210,000 | 5,722 |
| Total noninterest income | $487,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $258,000 | 4,175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $229,000 | 4,421 |
| Total noninterest expense | $1,872,000 | 6,380 |
| Salaries and employee benefits | $978,000 | 6,286 |
| Premises and equipment expense | $260,000 | 5,974 |
| Additional noninterest expense | $634,000 | 6,342 |
| Pre-tax net operating income | $14,000 | 5,363 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $14,000 | 5,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,000 | 5,479 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $14,000 | 5,479 |
| Net charge-offs | $154,000 | 5,302 |
| Cash dividends | $226,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $14,000 | 5,432 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 7,283 |
| Total interest expense | $141,000 | 7,884 |
| Net interest income | $1,217,000 | 6,795 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $372,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $156,000 | 4,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $216,000 | 4,159 |
| Total noninterest expense | $1,405,000 | 6,401 |
| Salaries and employee benefits | $750,000 | 6,272 |
| Premises and equipment expense | $242,000 | 5,538 |
| Additional noninterest expense | $413,000 | 6,638 |
| Pre-tax net operating income | $154,000 | 5,103 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $154,000 | 5,063 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $154,000 | 5,063 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $154,000 | 5,063 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $173,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $154,000 | 5,014 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,339 |
| Total interest expense | $95,000 | 7,976 |
| Net interest income | $812,000 | 6,817 |
| Provision for loan and lease losses | $37,000 | 6,314 |
| Total noninterest income | $236,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $135,000 | 4,297 |
| Total noninterest expense | $940,000 | 6,442 |
| Salaries and employee benefits | $507,000 | 6,311 |
| Premises and equipment expense | $159,000 | 5,612 |
| Additional noninterest expense | $274,000 | 6,684 |
| Pre-tax net operating income | $71,000 | 5,401 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $71,000 | 5,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 5,423 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $71,000 | 5,423 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $129,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $71,000 | 5,338 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,364 |
| Total interest expense | $49,000 | 8,036 |
| Net interest income | $414,000 | 6,815 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $474,000 | 6,389 |
| Salaries and employee benefits | $259,000 | 6,318 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $44,000 | 5,718 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $90,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 7,193 |
| Total interest expense | $283,000 | 8,021 |
| Net interest income | $1,908,000 | 6,523 |
| Provision for loan and lease losses | $18,000 | 7,049 |
| Total noninterest income | $425,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $163,000 | 5,170 |
| Total noninterest expense | $1,863,000 | 6,413 |
| Salaries and employee benefits | $992,000 | 6,431 |
| Premises and equipment expense | $334,000 | 5,535 |
| Additional noninterest expense | $537,000 | 6,466 |
| Pre-tax net operating income | $452,000 | 5,009 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $452,000 | 4,602 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $452,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $439,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $452,000 | 4,766 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 7,222 |
| Total interest expense | $222,000 | 8,092 |
| Net interest income | $1,477,000 | 6,498 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $345,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $171,000 | 4,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $1,394,000 | 6,405 |
| Salaries and employee benefits | $746,000 | 6,453 |
| Premises and equipment expense | $246,000 | 5,610 |
| Additional noninterest expense | $402,000 | 6,454 |
| Pre-tax net operating income | $415,000 | 5,219 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $415,000 | 4,733 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $415,000 | 4,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $349,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $415,000 | 4,900 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 7,360 |
| Total interest expense | $167,000 | 8,127 |
| Net interest income | $916,000 | 6,679 |
| Provision for loan and lease losses | $9,000 | 6,362 |
| Total noninterest income | $224,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $140,000 | 4,173 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $919,000 | 6,481 |
| Salaries and employee benefits | $488,000 | 6,551 |
| Premises and equipment expense | $166,000 | 5,627 |
| Additional noninterest expense | $265,000 | 6,502 |
| Pre-tax net operating income | $212,000 | 5,732 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $212,000 | 5,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $268,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $212,000 | 5,451 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,394 |
| Total interest expense | $92,000 | 8,137 |
| Net interest income | $464,000 | 6,670 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $110,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $452,000 | 6,554 |
| Salaries and employee benefits | $238,000 | 6,630 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $128,000 | 6,565 |
| Pre-tax net operating income | $118,000 | 5,796 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $180,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 7,141 |
| Total interest expense | $516,000 | 7,936 |
| Net interest income | $2,076,000 | 6,409 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $490,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $229,000 | 4,627 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $261,000 | 4,496 |
| Total noninterest expense | $1,822,000 | 6,450 |
| Salaries and employee benefits | $953,000 | 6,543 |
| Premises and equipment expense | $219,000 | 6,538 |
| Additional noninterest expense | $650,000 | 5,931 |
| Pre-tax net operating income | $732,000 | 5,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $732,000 | 4,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $732,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $561,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $732,000 | 4,940 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 7,141 |
| Total interest expense | $392,000 | 7,969 |
| Net interest income | $1,586,000 | 6,408 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $375,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $1,365,000 | 6,435 |
| Salaries and employee benefits | $710,000 | 6,564 |
| Premises and equipment expense | $165,000 | 6,549 |
| Additional noninterest expense | $490,000 | 5,862 |
| Pre-tax net operating income | $587,000 | 5,485 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $587,000 | 5,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $587,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $427,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $587,000 | 5,031 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 7,174 |
| Total interest expense | $275,000 | 7,969 |
| Net interest income | $1,048,000 | 6,477 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $247,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $914,000 | 6,469 |
| Salaries and employee benefits | $478,000 | 6,598 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $326,000 | 5,888 |
| Pre-tax net operating income | $375,000 | 5,640 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $375,000 | 5,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $375,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $298,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $375,000 | 5,197 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 7,228 |
| Total interest expense | $143,000 | 7,980 |
| Net interest income | $511,000 | 6,561 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $128,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $466,000 | 6,455 |
| Salaries and employee benefits | $244,000 | 6,582 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $168,000 | 5,794 |
| Pre-tax net operating income | $170,000 | 5,823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $170,000 | 5,406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $170,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $190,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $170,000 | 5,392 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 7,015 |
| Total interest expense | $545,000 | 7,834 |
| Net interest income | $2,132,000 | 6,413 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $525,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $209,000 | 4,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $316,000 | 4,204 |
| Total noninterest expense | $1,824,000 | 6,408 |
| Salaries and employee benefits | $963,000 | 6,503 |
| Premises and equipment expense | $209,000 | 6,635 |
| Additional noninterest expense | $652,000 | 5,839 |
| Pre-tax net operating income | $821,000 | 5,602 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $821,000 | 5,147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $821,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $463,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $821,000 | 5,143 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 7,023 |
| Total interest expense | $408,000 | 7,853 |
| Net interest income | $1,641,000 | 6,409 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $388,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $154,000 | 4,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $234,000 | 4,221 |
| Total noninterest expense | $1,352,000 | 6,442 |
| Salaries and employee benefits | $714,000 | 6,529 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $484,000 | 5,861 |
| Pre-tax net operating income | $668,000 | 5,639 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $668,000 | 5,105 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $668,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $668,000 | 5,103 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 6,903 |
| Total interest expense | $308,000 | 7,669 |
| Net interest income | $1,140,000 | 6,345 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $225,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $900,000 | 6,472 |
| Salaries and employee benefits | $459,000 | 6,645 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $338,000 | 5,713 |
| Pre-tax net operating income | $459,000 | 5,599 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $459,000 | 5,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $210,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $459,000 | 5,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,785 |
| Total interest expense | $172,000 | 7,486 |
| Net interest income | $577,000 | 6,337 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $107,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $445,000 | 6,505 |
| Salaries and employee benefits | $223,000 | 6,729 |
| Premises and equipment expense | $71,000 | 5,930 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $236,000 | 5,492 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $236,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $84,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $236,000 | 4,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 7,286 |
| Total interest expense | $296,000 | 8,193 |
| Net interest income | $1,886,000 | 6,785 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $520,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $210,000 | 4,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,264 |
| Total noninterest expense | $1,692,000 | 6,578 |
| Salaries and employee benefits | $904,000 | 6,633 |
| Premises and equipment expense | $266,000 | 6,050 |
| Additional noninterest expense | $522,000 | 6,451 |
| Pre-tax net operating income | $702,000 | 6,142 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $697,000 | 5,677 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $697,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $398,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $702,000 | 5,644 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 7,355 |
| Total interest expense | $190,000 | 8,311 |
| Net interest income | $1,395,000 | 6,851 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $399,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 4,547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,538 |
| Total noninterest expense | $1,241,000 | 6,643 |
| Salaries and employee benefits | $661,000 | 6,698 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $195,000 | 7,866 |
| Pre-tax net operating income | $544,000 | 6,225 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $539,000 | 5,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $539,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $293,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $544,000 | 5,658 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 7,443 |
| Total interest expense | $113,000 | 8,386 |
| Net interest income | $892,000 | 6,956 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $282,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $129,000 | 4,492 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $834,000 | 6,636 |
| Salaries and employee benefits | $448,000 | 6,651 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $134,000 | 7,808 |
| Pre-tax net operating income | $334,000 | 6,374 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $334,000 | 5,892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $188,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $334,000 | 5,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,634 |
| Total interest expense | $48,000 | 8,524 |
| Net interest income | $417,000 | 7,157 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $404,000 | 6,743 |
| Salaries and employee benefits | $216,000 | 6,794 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $122,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,773 |
| Total interest expense | $146,000 | 8,621 |
| Net interest income | $1,464,000 | 7,357 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $558,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $284,000 | 4,365 |
| Total noninterest expense | $1,686,000 | 6,558 |
| Salaries and employee benefits | $895,000 | 6,623 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $791,000 | 5,127 |
| Pre-tax net operating income | $324,000 | 7,365 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $324,000 | 7,127 |
| Extraordinary gains, net | $-303,000 | 8,962 |
| Net income | $21,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $166,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $324,000 | 7,075 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 7,843 |
| Total interest expense | $106,000 | 8,690 |
| Net interest income | $1,068,000 | 7,436 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 4,156 |
| Total noninterest expense | $1,248,000 | 6,565 |
| Salaries and employee benefits | $672,000 | 6,583 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $380,000 | 6,457 |
| Pre-tax net operating income | $257,000 | 7,431 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $259,000 | 7,151 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $259,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $128,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $257,000 | 7,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 7,939 |
| Total interest expense | $73,000 | 8,737 |
| Net interest income | $692,000 | 7,528 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $296,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $140,000 | 4,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 4,232 |
| Total noninterest expense | $844,000 | 6,571 |
| Salaries and employee benefits | $457,000 | 6,568 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $227,000 | 6,828 |
| Pre-tax net operating income | $138,000 | 7,641 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $140,000 | 7,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $45,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $138,000 | 7,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 7,969 |
| Total interest expense | $36,000 | 8,796 |
| Net interest income | $349,000 | 7,552 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $427,000 | 6,573 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $96,000 | 7,245 |
| Pre-tax net operating income | $63,000 | 7,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $63,000 | 7,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $63,000 | 7,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 7,994 |
| Total interest expense | $152,000 | 8,855 |
| Net interest income | $1,424,000 | 7,476 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $500,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $226,000 | 4,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $274,000 | 4,677 |
| Total noninterest expense | $1,614,000 | 6,681 |
| Salaries and employee benefits | $899,000 | 6,598 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $509,000 | 6,513 |
| Pre-tax net operating income | $292,000 | 7,463 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $292,000 | 7,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $292,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $148,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $292,000 | 7,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 8,054 |
| Total interest expense | $115,000 | 8,951 |
| Net interest income | $1,092,000 | 7,479 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $395,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,597 |
| Total noninterest expense | $1,228,000 | 6,633 |
| Salaries and employee benefits | $708,000 | 6,430 |
| Premises and equipment expense | $161,000 | 6,612 |
| Additional noninterest expense | $359,000 | 6,650 |
| Pre-tax net operating income | $246,000 | 7,467 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $246,000 | 7,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $246,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $87,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $246,000 | 7,117 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,086 |
| Total interest expense | $80,000 | 8,989 |
| Net interest income | $737,000 | 7,478 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $243,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $131,000 | 4,832 |
| Total noninterest expense | $822,000 | 6,620 |
| Salaries and employee benefits | $475,000 | 6,444 |
| Premises and equipment expense | $91,000 | 7,004 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $149,000 | 7,607 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $149,000 | 7,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $149,000 | 7,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,106 |
| Total interest expense | $40,000 | 9,051 |
| Net interest income | $376,000 | 7,437 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $427,000 | 6,517 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $68,000 | 7,700 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $12,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 8,157 |
| Total interest expense | $264,000 | 8,954 |
| Net interest income | $1,452,000 | 7,512 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $201,000 | 5,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $305,000 | 4,222 |
| Total noninterest expense | $1,627,000 | 6,609 |
| Salaries and employee benefits | $879,000 | 6,587 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $561,000 | 6,156 |
| Pre-tax net operating income | $319,000 | 7,478 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $319,000 | 7,223 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $319,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $323,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $319,000 | 7,125 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 8,311 |
| Total interest expense | $474,000 | 9,058 |
| Net interest income | $1,431,000 | 7,452 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $478,000 | 5,187 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $186,000 | 5,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $292,000 | 4,172 |
| Total noninterest expense | $1,471,000 | 6,858 |
| Salaries and employee benefits | $796,000 | 6,787 |
| Premises and equipment expense | $217,000 | 6,533 |
| Additional noninterest expense | $458,000 | 6,727 |
| Pre-tax net operating income | $426,000 | 6,853 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $426,000 | 6,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $426,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $465,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $426,000 | 6,300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 8,231 |
| Total interest expense | $567,000 | 9,115 |
| Net interest income | $1,631,000 | 7,243 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $650,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 2,945 |
| Total noninterest expense | $1,951,000 | 5,763 |
| Salaries and employee benefits | $927,000 | 6,218 |
| Premises and equipment expense | $454,000 | 4,105 |
| Additional noninterest expense | $570,000 | 5,958 |
| Pre-tax net operating income | $290,000 | 7,945 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-113,000 | 9,603 |
| Income before extraordinary items | $403,000 | 6,832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $189,000 | 5,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $403,000 | 6,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 8,475 |
| Total interest expense | $569,000 | 9,288 |
| Net interest income | $1,453,000 | 7,675 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $795,000 | 3,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,419 |
| Total noninterest expense | $2,068,000 | 5,561 |
| Salaries and employee benefits | $1,114,000 | 5,441 |
| Premises and equipment expense | $350,000 | 4,963 |
| Additional noninterest expense | $604,000 | 5,799 |
| Pre-tax net operating income | $180,000 | 8,678 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $22,000 | 8,180 |
| Income before extraordinary items | $158,000 | 8,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $158,000 | 8,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $108,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $158,000 | 8,546 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 8,363 |
| Total interest expense | $657,000 | 9,314 |
| Net interest income | $1,607,000 | 7,460 |
| Provision for loan and lease losses | $7,000 | 8,378 |
| Total noninterest income | $190,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,535,000 | 6,588 |
| Salaries and employee benefits | $862,000 | 6,397 |
| Premises and equipment expense | $209,000 | 6,575 |
| Additional noninterest expense | $464,000 | 6,691 |
| Pre-tax net operating income | $255,000 | 8,639 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $66,000 | 8,056 |
| Income before extraordinary items | $189,000 | 8,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $189,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $189,000 | 8,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 9,138 |
| Total interest expense | $631,000 | 9,740 |
| Net interest income | $1,268,000 | 8,538 |
| Provision for loan and lease losses | $23,000 | 7,798 |
| Total noninterest income | $178,000 | 8,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,208,000 | 7,647 |
| Salaries and employee benefits | $569,000 | 8,126 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $472,000 | 6,733 |
| Pre-tax net operating income | $215,000 | 9,498 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $152,000 | 9,560 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $152,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $56,000 | 7,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $152,000 | 9,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 9,674 |
| Total interest expense | $601,000 | 10,266 |
| Net interest income | $1,187,000 | 9,056 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $171,000 | 8,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,103,000 | 8,323 |
| Salaries and employee benefits | $555,000 | 8,447 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $397,000 | 7,901 |
| Pre-tax net operating income | $243,000 | 9,529 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $91,000 | 8,903 |
| Income before extraordinary items | $152,000 | 9,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $152,000 | 9,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 10,258 |
| Total interest expense | $573,000 | 10,771 |
| Net interest income | $1,080,000 | 9,685 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $159,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $880,000 | 9,429 |
| Salaries and employee benefits | $443,000 | 9,594 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $338,000 | 9,478 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $207,000 | 9,853 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $207,000 | 9,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $207,000 | 9,825 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 10,598 |
| Total interest expense | $558,000 | 10,812 |
| Net interest income | $1,008,000 | 10,360 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $842,000 | 10,040 |
| Salaries and employee benefits | $425,000 | 10,054 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $315,000 | 9,778 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $192,000 | 10,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $192,000 | 10,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $192,000 | 10,420 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 11,341 |
| Total interest expense | $522,000 | 11,579 |
| Net interest income | $930,000 | 11,031 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $810,000 | 10,619 |
| Salaries and employee benefits | $413,000 | 10,500 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $290,000 | 10,573 |
| Pre-tax net operating income | $258,000 | 10,568 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $164,000 | 11,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $164,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $164,000 | 10,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 11,994 |
| Total interest expense | $592,000 | 12,327 |
| Net interest income | $898,000 | 11,529 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $141,000 | 10,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $775,000 | 11,125 |
| Salaries and employee benefits | $395,000 | 10,921 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $255,000 | 11,467 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $185,000 | 10,806 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $185,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $185,000 | 10,467 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.