Home > The Stephenson National Bank and Trust > Income and Expense
The Stephenson National Bank and Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,076,000 | 1,438 |
| Total interest expense | $10,791,000 | 1,223 |
| Net interest income | $18,285,000 | 1,553 |
| Provision for loan and lease losses | $-85,000 | 4,316 |
| Total noninterest income | $8,085,000 | 869 |
| Gross Fiduciary activities income | $5,191,000 | 255 |
| Service charges on deposit accounts | $810,000 | 1,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,084,000 | 1,581 |
| Total noninterest expense | $20,227,000 | 1,205 |
| Salaries and employee benefits | $12,087,000 | 1,152 |
| Premises and equipment expense | $2,909,000 | 897 |
| Additional noninterest expense | $2,084,000 | 1,581 |
| Pre-tax net operating income | $6,228,000 | 1,678 |
| Securities gains (losses) | $-2,498,000 | 4,425 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,730,000 | 2,071 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,730,000 | 2,097 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,730,000 | 2,075 |
| Net charge-offs | $127,000 | 1,368 |
| Cash dividends | $3,255,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,228,000 | 1,508 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $321,000 | 4,555 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $1,604,000 | 4,176 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,594 | 4,562 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $406 | 4,425 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $15,149 | 4,377 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $40,000 | 296 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,000 | 4,365 |
| Extraordinary gains, net | $5,306,000 | 41 |
| Net income | $3,708,000 | 1,818 |
| Minority interest net income | $150,000 | 46 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $237,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $-2 | 4,556 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $424,000 | 4,538 |
| Total interest expense | $10,000 | 4,534 |
| Net interest income | $1,604,000 | 3,882 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,620 | 4,595 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $283 | 4,463 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $145,000 | 3,437 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,583 |
| Additional noninterest expense | $15,143 | 4,356 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $40,000 | 308 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $5,000 | 4,423 |
| Extraordinary gains, net | $5,306,000 | 41 |
| Net income | $2,363,000 | 1,869 |
| Minority interest net income | $151,000 | 40 |
| Net income of bank and minority interests. | $0 | 4,409 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $227,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $-6 | 4,595 |
| Net operating income | $0 | 4,423 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 1,400 |
| Total interest expense | $2,272,000 | 1,086 |
| Net interest income | $4,680,000 | 1,554 |
| Provision for loan and lease losses | $-34,000 | 4,486 |
| Total noninterest income | $1,913,000 | 866 |
| Gross Fiduciary activities income | $1,224,000 | 269 |
| Service charges on deposit accounts | $204,000 | 1,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 1,545 |
| Total noninterest expense | $5,078,000 | 1,195 |
| Salaries and employee benefits | $2,963,000 | 1,187 |
| Premises and equipment expense | $798,000 | 838 |
| Additional noninterest expense | $485,000 | 1,545 |
| Pre-tax net operating income | $1,549,000 | 1,745 |
| Securities gains (losses) | $-248,000 | 4,467 |
| Applicable income taxes | $138,000 | 1,928 |
| Income before extraordinary items | $1,163,000 | 1,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,163,000 | 1,903 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,163,000 | 1,903 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,383,720 | 1,707 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,008,000 | 1,348 |
| Total interest expense | $3,221,000 | 1,113 |
| Net interest income | $20,787,000 | 1,387 |
| Provision for loan and lease losses | $-150,000 | 4,400 |
| Total noninterest income | $8,385,000 | 853 |
| Gross Fiduciary activities income | $5,215,000 | 263 |
| Service charges on deposit accounts | $787,000 | 1,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,383,000 | 1,468 |
| Total noninterest expense | $19,788,000 | 1,193 |
| Salaries and employee benefits | $11,866,000 | 1,155 |
| Premises and equipment expense | $2,804,000 | 915 |
| Additional noninterest expense | $2,383,000 | 1,468 |
| Pre-tax net operating income | $9,534,000 | 1,316 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $523,000 | 1,994 |
| Income before extraordinary items | $9,011,000 | 1,197 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,011,000 | 1,196 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,011,000 | 1,197 |
| Net charge-offs | $-491,000 | 4,595 |
| Cash dividends | $6,763,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,011,000 | 1,220 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,625,000 | 1,323 |
| Total interest expense | $1,604,000 | 1,238 |
| Net interest income | $16,021,000 | 1,341 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $6,418,000 | 856 |
| Gross Fiduciary activities income | $3,936,000 | 262 |
| Service charges on deposit accounts | $587,000 | 1,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,895,000 | 1,430 |
| Total noninterest expense | $14,847,000 | 1,197 |
| Salaries and employee benefits | $8,774,000 | 1,160 |
| Premises and equipment expense | $2,120,000 | 909 |
| Additional noninterest expense | $1,895,000 | 1,430 |
| Pre-tax net operating income | $7,442,000 | 1,273 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $568,000 | 1,751 |
| Income before extraordinary items | $6,874,000 | 1,169 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,874,000 | 1,168 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,874,000 | 1,169 |
| Net charge-offs | $-499,000 | 4,629 |
| Cash dividends | $4,140,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,874,000 | 1,193 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 1,322 |
| Total interest expense | $575,000 | 1,789 |
| Net interest income | $10,871,000 | 1,288 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $4,353,000 | 836 |
| Gross Fiduciary activities income | $2,687,000 | 227 |
| Service charges on deposit accounts | $383,000 | 1,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,283,000 | 1,445 |
| Total noninterest expense | $9,742,000 | 1,202 |
| Salaries and employee benefits | $5,746,000 | 1,171 |
| Premises and equipment expense | $1,416,000 | 889 |
| Additional noninterest expense | $2,580,000 | 1,304 |
| Pre-tax net operating income | $5,332,000 | 1,154 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $375,000 | 1,691 |
| Income before extraordinary items | $4,957,000 | 1,050 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,957,000 | 1,049 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,957,000 | 1,050 |
| Net charge-offs | $-503,000 | 4,682 |
| Cash dividends | $2,995,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,957,000 | 1,075 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 1,271 |
| Total interest expense | $241,000 | 1,962 |
| Net interest income | $5,544,000 | 1,226 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $2,163,000 | 844 |
| Gross Fiduciary activities income | $1,387,000 | 227 |
| Service charges on deposit accounts | $187,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 1,526 |
| Total noninterest expense | $4,802,000 | 1,208 |
| Salaries and employee benefits | $2,802,000 | 1,198 |
| Premises and equipment expense | $760,000 | 843 |
| Additional noninterest expense | $1,240,000 | 1,343 |
| Pre-tax net operating income | $2,755,000 | 1,077 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $183,000 | 1,668 |
| Income before extraordinary items | $2,572,000 | 995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,572,000 | 994 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,572,000 | 995 |
| Net charge-offs | $-503,000 | 4,742 |
| Cash dividends | $1,341,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,572,000 | 1,008 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $23,540,000 | 1,292 |
| Total interest expense | $1,437,000 | 1,717 |
| Net interest income | $22,103,000 | 1,250 |
| Provision for loan and lease losses | $1,100,000 | 540 |
| Total noninterest income | $9,489,000 | 863 |
| Gross Fiduciary activities income | $5,417,000 | 225 |
| Service charges on deposit accounts | $663,000 | 1,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,409,000 | 1,380 |
| Total noninterest expense | $19,019,000 | 1,208 |
| Salaries and employee benefits | $10,924,000 | 1,215 |
| Premises and equipment expense | $2,796,000 | 917 |
| Additional noninterest expense | $5,299,000 | 1,260 |
| Pre-tax net operating income | $11,473,000 | 1,157 |
| Securities gains (losses) | $-429,000 | 4,773 |
| Applicable income taxes | $982,000 | 1,616 |
| Income before extraordinary items | $10,062,000 | 1,149 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,062,000 | 1,149 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,062,000 | 1,149 |
| Net charge-offs | $320,000 | 817 |
| Cash dividends | $7,448,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,452,390 | 1,099 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,610,000 | 1,327 |
| Total interest expense | $1,138,000 | 1,736 |
| Net interest income | $16,472,000 | 1,286 |
| Provision for loan and lease losses | $1,000,000 | 440 |
| Total noninterest income | $7,065,000 | 891 |
| Gross Fiduciary activities income | $4,013,000 | 225 |
| Service charges on deposit accounts | $480,000 | 1,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,572,000 | 1,422 |
| Total noninterest expense | $13,723,000 | 1,246 |
| Salaries and employee benefits | $7,925,000 | 1,251 |
| Premises and equipment expense | $2,087,000 | 937 |
| Additional noninterest expense | $3,711,000 | 1,337 |
| Pre-tax net operating income | $8,814,000 | 1,188 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $803,000 | 1,634 |
| Income before extraordinary items | $8,025,000 | 1,132 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,025,000 | 1,133 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,025,000 | 1,133 |
| Net charge-offs | $14,000 | 1,869 |
| Cash dividends | $3,816,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,012,260 | 1,118 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,493,000 | 1,339 |
| Total interest expense | $789,000 | 1,749 |
| Net interest income | $10,704,000 | 1,296 |
| Provision for loan and lease losses | $700,000 | 439 |
| Total noninterest income | $4,640,000 | 899 |
| Gross Fiduciary activities income | $2,607,000 | 227 |
| Service charges on deposit accounts | $305,000 | 1,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,728,000 | 1,407 |
| Total noninterest expense | $8,912,000 | 1,256 |
| Salaries and employee benefits | $5,187,000 | 1,263 |
| Premises and equipment expense | $1,347,000 | 952 |
| Additional noninterest expense | $2,378,000 | 1,372 |
| Pre-tax net operating income | $5,732,000 | 1,184 |
| Securities gains (losses) | $14,000 | 1,302 |
| Applicable income taxes | $528,000 | 1,620 |
| Income before extraordinary items | $5,218,000 | 1,143 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,218,000 | 1,144 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,218,000 | 1,144 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $2,123,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,205,260 | 1,129 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 1,361 |
| Total interest expense | $407,000 | 1,773 |
| Net interest income | $5,190,000 | 1,319 |
| Provision for loan and lease losses | $400,000 | 436 |
| Total noninterest income | $2,397,000 | 879 |
| Gross Fiduciary activities income | $1,268,000 | 229 |
| Service charges on deposit accounts | $154,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 1,294 |
| Total noninterest expense | $4,377,000 | 1,267 |
| Salaries and employee benefits | $2,549,000 | 1,268 |
| Premises and equipment expense | $678,000 | 955 |
| Additional noninterest expense | $1,150,000 | 1,374 |
| Pre-tax net operating income | $2,810,000 | 1,192 |
| Securities gains (losses) | $14,000 | 969 |
| Applicable income taxes | $353,000 | 1,397 |
| Income before extraordinary items | $2,471,000 | 1,201 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,471,000 | 1,201 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,471,000 | 1,201 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $489,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,458,820 | 1,173 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,852,000 | 1,274 |
| Total interest expense | $2,693,000 | 1,627 |
| Net interest income | $21,159,000 | 1,224 |
| Provision for loan and lease losses | $2,500,000 | 908 |
| Total noninterest income | $8,142,000 | 931 |
| Gross Fiduciary activities income | $4,801,000 | 228 |
| Service charges on deposit accounts | $698,000 | 1,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,643,000 | 1,541 |
| Total noninterest expense | $17,611,000 | 1,220 |
| Salaries and employee benefits | $10,281,000 | 1,226 |
| Premises and equipment expense | $2,689,000 | 932 |
| Additional noninterest expense | $4,641,000 | 1,364 |
| Pre-tax net operating income | $9,190,000 | 1,136 |
| Securities gains (losses) | $484,000 | 610 |
| Applicable income taxes | $628,000 | 1,781 |
| Income before extraordinary items | $9,046,000 | 1,046 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,046,000 | 1,046 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,046,000 | 1,046 |
| Net charge-offs | $700,000 | 810 |
| Cash dividends | $6,636,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $8,591,040 | 1,054 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,403,000 | 1,311 |
| Total interest expense | $2,211,000 | 1,581 |
| Net interest income | $15,192,000 | 1,249 |
| Provision for loan and lease losses | $1,750,000 | 960 |
| Total noninterest income | $5,843,000 | 928 |
| Gross Fiduciary activities income | $3,399,000 | 228 |
| Service charges on deposit accounts | $529,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,915,000 | 1,530 |
| Total noninterest expense | $12,561,000 | 1,262 |
| Salaries and employee benefits | $7,163,000 | 1,288 |
| Premises and equipment expense | $2,011,000 | 923 |
| Additional noninterest expense | $3,387,000 | 1,373 |
| Pre-tax net operating income | $6,724,000 | 1,118 |
| Securities gains (losses) | $547,000 | 466 |
| Applicable income taxes | $35,000 | 3,204 |
| Income before extraordinary items | $7,236,000 | 956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,236,000 | 956 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,236,000 | 956 |
| Net charge-offs | $48,000 | 2,078 |
| Cash dividends | $4,610,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,689,000 | 982 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,420,000 | 1,351 |
| Total interest expense | $1,658,000 | 1,527 |
| Net interest income | $9,762,000 | 1,298 |
| Provision for loan and lease losses | $1,050,000 | 1,050 |
| Total noninterest income | $3,749,000 | 902 |
| Gross Fiduciary activities income | $2,253,000 | 230 |
| Service charges on deposit accounts | $367,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,129,000 | 1,553 |
| Total noninterest expense | $8,362,000 | 1,253 |
| Salaries and employee benefits | $4,875,000 | 1,267 |
| Premises and equipment expense | $1,270,000 | 966 |
| Additional noninterest expense | $2,217,000 | 1,376 |
| Pre-tax net operating income | $4,099,000 | 1,149 |
| Securities gains (losses) | $538,000 | 353 |
| Applicable income taxes | $23,000 | 3,178 |
| Income before extraordinary items | $4,614,000 | 918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,614,000 | 917 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,614,000 | 918 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $2,909,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,076,000 | 1,000 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 1,352 |
| Total interest expense | $960,000 | 1,471 |
| Net interest income | $4,718,000 | 1,320 |
| Provision for loan and lease losses | $250,000 | 1,297 |
| Total noninterest income | $1,821,000 | 864 |
| Gross Fiduciary activities income | $1,191,000 | 226 |
| Service charges on deposit accounts | $221,000 | 1,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 1,708 |
| Total noninterest expense | $3,981,000 | 1,333 |
| Salaries and employee benefits | $2,261,000 | 1,356 |
| Premises and equipment expense | $642,000 | 974 |
| Additional noninterest expense | $1,078,000 | 1,426 |
| Pre-tax net operating income | $2,308,000 | 934 |
| Securities gains (losses) | $149,000 | 474 |
| Applicable income taxes | $10,000 | 3,135 |
| Income before extraordinary items | $2,447,000 | 785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,447,000 | 785 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,447,000 | 785 |
| Net charge-offs | $-11,000 | 4,487 |
| Cash dividends | $1,683,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,298,000 | 820 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,398,000 | 1,385 |
| Total interest expense | $4,813,000 | 1,283 |
| Net interest income | $17,585,000 | 1,391 |
| Provision for loan and lease losses | $600,000 | 1,331 |
| Total noninterest income | $6,408,000 | 952 |
| Gross Fiduciary activities income | $4,214,000 | 236 |
| Service charges on deposit accounts | $979,000 | 1,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,215,000 | 2,031 |
| Total noninterest expense | $17,026,000 | 1,220 |
| Salaries and employee benefits | $10,176,000 | 1,188 |
| Premises and equipment expense | $2,409,000 | 1,011 |
| Additional noninterest expense | $4,441,000 | 1,390 |
| Pre-tax net operating income | $6,367,000 | 1,473 |
| Securities gains (losses) | $15,000 | 1,739 |
| Applicable income taxes | $39,000 | 3,388 |
| Income before extraordinary items | $6,343,000 | 1,335 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,343,000 | 1,337 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,343,000 | 1,338 |
| Net charge-offs | $417,000 | 1,170 |
| Cash dividends | $5,050,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,328,150 | 1,313 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,814,000 | 1,390 |
| Total interest expense | $3,765,000 | 1,242 |
| Net interest income | $13,049,000 | 1,415 |
| Provision for loan and lease losses | $350,000 | 1,466 |
| Total noninterest income | $4,559,000 | 965 |
| Gross Fiduciary activities income | $3,098,000 | 238 |
| Service charges on deposit accounts | $729,000 | 1,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $732,000 | 2,273 |
| Total noninterest expense | $12,688,000 | 1,233 |
| Salaries and employee benefits | $7,496,000 | 1,208 |
| Premises and equipment expense | $1,791,000 | 1,017 |
| Additional noninterest expense | $3,401,000 | 1,357 |
| Pre-tax net operating income | $4,570,000 | 1,558 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $16,000 | 3,585 |
| Income before extraordinary items | $4,559,000 | 1,394 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,559,000 | 1,394 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,559,000 | 1,396 |
| Net charge-offs | $266,000 | 1,103 |
| Cash dividends | $3,513,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,554,000 | 1,367 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,103,000 | 1,395 |
| Total interest expense | $2,548,000 | 1,212 |
| Net interest income | $8,555,000 | 1,439 |
| Provision for loan and lease losses | $250,000 | 1,374 |
| Total noninterest income | $2,951,000 | 978 |
| Gross Fiduciary activities income | $1,998,000 | 243 |
| Service charges on deposit accounts | $488,000 | 1,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 2,289 |
| Total noninterest expense | $8,598,000 | 1,225 |
| Salaries and employee benefits | $5,073,000 | 1,194 |
| Premises and equipment expense | $1,177,000 | 1,034 |
| Additional noninterest expense | $2,348,000 | 1,329 |
| Pre-tax net operating income | $2,658,000 | 1,701 |
| Securities gains (losses) | $-19,000 | 5,051 |
| Applicable income taxes | $6,000 | 3,700 |
| Income before extraordinary items | $2,633,000 | 1,537 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,633,000 | 1,537 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,633,000 | 1,537 |
| Net charge-offs | $251,000 | 871 |
| Cash dividends | $2,036,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,652,000 | 1,497 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 1,418 |
| Total interest expense | $1,250,000 | 1,193 |
| Net interest income | $4,190,000 | 1,458 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $1,682,000 | 877 |
| Gross Fiduciary activities income | $973,000 | 241 |
| Service charges on deposit accounts | $248,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 1,525 |
| Total noninterest expense | $4,176,000 | 1,248 |
| Salaries and employee benefits | $2,436,000 | 1,237 |
| Premises and equipment expense | $589,000 | 1,042 |
| Additional noninterest expense | $1,151,000 | 1,342 |
| Pre-tax net operating income | $1,546,000 | 1,484 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,546,000 | 1,324 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,546,000 | 1,323 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,546,000 | 1,323 |
| Net charge-offs | $46,000 | 1,257 |
| Cash dividends | $1,017,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,546,000 | 1,302 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,084,000 | 1,375 |
| Total interest expense | $4,039,000 | 1,122 |
| Net interest income | $17,045,000 | 1,422 |
| Provision for loan and lease losses | $700,000 | 1,152 |
| Total noninterest income | $6,948,000 | 893 |
| Gross Fiduciary activities income | $4,098,000 | 237 |
| Service charges on deposit accounts | $1,064,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,786,000 | 1,604 |
| Total noninterest expense | $17,065,000 | 1,202 |
| Salaries and employee benefits | $9,952,000 | 1,178 |
| Premises and equipment expense | $2,280,000 | 1,060 |
| Additional noninterest expense | $4,833,000 | 1,275 |
| Pre-tax net operating income | $6,228,000 | 1,467 |
| Securities gains (losses) | $54,000 | 408 |
| Applicable income taxes | $32,000 | 3,515 |
| Income before extraordinary items | $6,250,000 | 1,319 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,250,000 | 1,318 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,250,000 | 1,318 |
| Net charge-offs | $640,000 | 817 |
| Cash dividends | $4,815,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,196,540 | 1,322 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,768,000 | 1,365 |
| Total interest expense | $2,876,000 | 1,107 |
| Net interest income | $12,892,000 | 1,404 |
| Provision for loan and lease losses | $550,000 | 1,051 |
| Total noninterest income | $5,362,000 | 881 |
| Gross Fiduciary activities income | $3,090,000 | 238 |
| Service charges on deposit accounts | $820,000 | 1,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,452,000 | 1,542 |
| Total noninterest expense | $12,343,000 | 1,240 |
| Salaries and employee benefits | $7,153,000 | 1,212 |
| Premises and equipment expense | $1,573,000 | 1,127 |
| Additional noninterest expense | $3,617,000 | 1,286 |
| Pre-tax net operating income | $5,361,000 | 1,340 |
| Securities gains (losses) | $47,000 | 430 |
| Applicable income taxes | $27,000 | 3,545 |
| Income before extraordinary items | $5,381,000 | 1,191 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,381,000 | 1,190 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,381,000 | 1,190 |
| Net charge-offs | $24,000 | 2,616 |
| Cash dividends | $3,112,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,334,000 | 1,192 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 1,354 |
| Total interest expense | $1,796,000 | 1,111 |
| Net interest income | $8,651,000 | 1,397 |
| Provision for loan and lease losses | $400,000 | 972 |
| Total noninterest income | $3,586,000 | 872 |
| Gross Fiduciary activities income | $2,059,000 | 237 |
| Service charges on deposit accounts | $573,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $954,000 | 1,572 |
| Total noninterest expense | $8,306,000 | 1,237 |
| Salaries and employee benefits | $4,813,000 | 1,207 |
| Premises and equipment expense | $1,036,000 | 1,140 |
| Additional noninterest expense | $2,457,000 | 1,263 |
| Pre-tax net operating income | $3,531,000 | 1,331 |
| Securities gains (losses) | $6,000 | 682 |
| Applicable income taxes | $17,000 | 3,562 |
| Income before extraordinary items | $3,520,000 | 1,173 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,520,000 | 1,171 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,520,000 | 1,172 |
| Net charge-offs | $17,000 | 2,331 |
| Cash dividends | $2,075,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,514,000 | 1,174 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 1,367 |
| Total interest expense | $797,000 | 1,175 |
| Net interest income | $4,337,000 | 1,391 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $1,791,000 | 857 |
| Gross Fiduciary activities income | $1,012,000 | 239 |
| Service charges on deposit accounts | $294,000 | 1,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 1,524 |
| Total noninterest expense | $3,989,000 | 1,276 |
| Salaries and employee benefits | $2,221,000 | 1,316 |
| Premises and equipment expense | $519,000 | 1,155 |
| Additional noninterest expense | $1,249,000 | 1,235 |
| Pre-tax net operating income | $1,889,000 | 1,241 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $5,000 | 3,674 |
| Income before extraordinary items | $1,884,000 | 1,098 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,884,000 | 1,097 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,884,000 | 1,098 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $1,057,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,884,000 | 1,090 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $20,235,000 | 1,336 |
| Total interest expense | $2,589,000 | 1,242 |
| Net interest income | $17,646,000 | 1,338 |
| Provision for loan and lease losses | $1,000,000 | 886 |
| Total noninterest income | $6,588,000 | 911 |
| Gross Fiduciary activities income | $3,744,000 | 243 |
| Service charges on deposit accounts | $802,000 | 1,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,042,000 | 1,514 |
| Total noninterest expense | $15,970,000 | 1,248 |
| Salaries and employee benefits | $9,891,000 | 1,174 |
| Premises and equipment expense | $1,708,000 | 1,348 |
| Additional noninterest expense | $4,371,000 | 1,401 |
| Pre-tax net operating income | $7,264,000 | 1,275 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $41,000 | 3,598 |
| Income before extraordinary items | $7,239,000 | 992 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,239,000 | 992 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,239,000 | 992 |
| Net charge-offs | $998,000 | 701 |
| Cash dividends | $5,060,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,223,160 | 984 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,102,000 | 1,344 |
| Total interest expense | $1,855,000 | 1,283 |
| Net interest income | $13,247,000 | 1,349 |
| Provision for loan and lease losses | $550,000 | 1,074 |
| Total noninterest income | $4,952,000 | 931 |
| Gross Fiduciary activities income | $2,782,000 | 245 |
| Service charges on deposit accounts | $598,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,572,000 | 1,507 |
| Total noninterest expense | $11,701,000 | 1,281 |
| Salaries and employee benefits | $7,084,000 | 1,224 |
| Premises and equipment expense | $1,342,000 | 1,311 |
| Additional noninterest expense | $3,275,000 | 1,392 |
| Pre-tax net operating income | $5,948,000 | 1,208 |
| Securities gains (losses) | $11,000 | 1,579 |
| Applicable income taxes | $30,000 | 3,615 |
| Income before extraordinary items | $5,929,000 | 1,000 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,929,000 | 1,000 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,929,000 | 1,000 |
| Net charge-offs | $44,000 | 2,551 |
| Cash dividends | $3,328,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,918,110 | 987 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 1,351 |
| Total interest expense | $1,127,000 | 1,351 |
| Net interest income | $8,791,000 | 1,354 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $3,183,000 | 949 |
| Gross Fiduciary activities income | $1,828,000 | 245 |
| Service charges on deposit accounts | $394,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 1,584 |
| Total noninterest expense | $7,813,000 | 1,287 |
| Salaries and employee benefits | $4,790,000 | 1,207 |
| Premises and equipment expense | $885,000 | 1,329 |
| Additional noninterest expense | $2,138,000 | 1,421 |
| Pre-tax net operating income | $3,861,000 | 1,225 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $20,000 | 3,634 |
| Income before extraordinary items | $3,841,000 | 1,013 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,841,000 | 1,013 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,841,000 | 1,013 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $1,908,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,841,000 | 1,001 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 1,360 |
| Total interest expense | $531,000 | 1,399 |
| Net interest income | $4,347,000 | 1,356 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $1,559,000 | 960 |
| Gross Fiduciary activities income | $900,000 | 249 |
| Service charges on deposit accounts | $196,000 | 1,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 1,603 |
| Total noninterest expense | $3,786,000 | 1,325 |
| Salaries and employee benefits | $2,276,000 | 1,272 |
| Premises and equipment expense | $429,000 | 1,369 |
| Additional noninterest expense | $1,081,000 | 1,403 |
| Pre-tax net operating income | $1,970,000 | 1,184 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $1,962,000 | 960 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,962,000 | 961 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,962,000 | 960 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $930,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,962,000 | 947 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,639,000 | 1,312 |
| Total interest expense | $2,117,000 | 1,346 |
| Net interest income | $17,522,000 | 1,315 |
| Provision for loan and lease losses | $800,000 | 1,093 |
| Total noninterest income | $6,292,000 | 979 |
| Gross Fiduciary activities income | $3,403,000 | 253 |
| Service charges on deposit accounts | $736,000 | 1,550 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,153,000 | 1,522 |
| Total noninterest expense | $15,347,000 | 1,303 |
| Salaries and employee benefits | $9,654,000 | 1,186 |
| Premises and equipment expense | $1,565,000 | 1,457 |
| Additional noninterest expense | $4,128,000 | 1,492 |
| Pre-tax net operating income | $7,667,000 | 1,144 |
| Securities gains (losses) | $-66,000 | 5,770 |
| Applicable income taxes | $35,000 | 3,711 |
| Income before extraordinary items | $7,566,000 | 988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,566,000 | 987 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,566,000 | 987 |
| Net charge-offs | $570,000 | 996 |
| Cash dividends | $4,796,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,632,000 | 955 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,698,000 | 1,323 |
| Total interest expense | $1,587,000 | 1,346 |
| Net interest income | $13,111,000 | 1,322 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $4,525,000 | 1,002 |
| Gross Fiduciary activities income | $2,488,000 | 254 |
| Service charges on deposit accounts | $544,000 | 1,571 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,493,000 | 1,596 |
| Total noninterest expense | $11,380,000 | 1,311 |
| Salaries and employee benefits | $7,069,000 | 1,213 |
| Premises and equipment expense | $1,186,000 | 1,443 |
| Additional noninterest expense | $3,125,000 | 1,480 |
| Pre-tax net operating income | $5,806,000 | 1,148 |
| Securities gains (losses) | $33,000 | 2,041 |
| Applicable income taxes | $25,000 | 3,806 |
| Income before extraordinary items | $5,814,000 | 962 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,814,000 | 962 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,814,000 | 962 |
| Net charge-offs | $93,000 | 2,122 |
| Cash dividends | $2,799,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,781,000 | 937 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 1,338 |
| Total interest expense | $1,035,000 | 1,372 |
| Net interest income | $8,707,000 | 1,334 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $2,847,000 | 1,033 |
| Gross Fiduciary activities income | $1,598,000 | 262 |
| Service charges on deposit accounts | $361,000 | 1,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $888,000 | 1,687 |
| Total noninterest expense | $7,735,000 | 1,300 |
| Salaries and employee benefits | $4,888,000 | 1,174 |
| Premises and equipment expense | $824,000 | 1,400 |
| Additional noninterest expense | $2,023,000 | 1,517 |
| Pre-tax net operating income | $3,519,000 | 1,243 |
| Securities gains (losses) | $18,000 | 1,997 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $3,522,000 | 1,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,522,000 | 1,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,522,000 | 1,040 |
| Net charge-offs | $18,000 | 2,837 |
| Cash dividends | $1,713,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,504,000 | 1,027 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 1,334 |
| Total interest expense | $503,000 | 1,415 |
| Net interest income | $4,356,000 | 1,329 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $1,360,000 | 1,032 |
| Gross Fiduciary activities income | $772,000 | 261 |
| Service charges on deposit accounts | $178,000 | 1,571 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $410,000 | 1,711 |
| Total noninterest expense | $3,835,000 | 1,310 |
| Salaries and employee benefits | $2,431,000 | 1,188 |
| Premises and equipment expense | $404,000 | 1,424 |
| Additional noninterest expense | $1,000,000 | 1,522 |
| Pre-tax net operating income | $1,731,000 | 1,242 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $5,000 | 3,928 |
| Income before extraordinary items | $1,726,000 | 1,039 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,726,000 | 1,040 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,726,000 | 1,040 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $773,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,726,000 | 1,013 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,036,000 | 1,332 |
| Total interest expense | $1,964,000 | 1,418 |
| Net interest income | $17,072,000 | 1,315 |
| Provision for loan and lease losses | $950,000 | 848 |
| Total noninterest income | $5,806,000 | 1,017 |
| Gross Fiduciary activities income | $3,263,000 | 260 |
| Service charges on deposit accounts | $698,000 | 1,653 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,845,000 | 1,612 |
| Total noninterest expense | $15,003,000 | 1,315 |
| Salaries and employee benefits | $9,362,000 | 1,196 |
| Premises and equipment expense | $1,576,000 | 1,467 |
| Additional noninterest expense | $4,065,000 | 1,495 |
| Pre-tax net operating income | $6,925,000 | 1,210 |
| Securities gains (losses) | $113,000 | 1,101 |
| Applicable income taxes | $34,000 | 3,763 |
| Income before extraordinary items | $7,004,000 | 1,019 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,004,000 | 1,019 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,004,000 | 1,019 |
| Net charge-offs | $315,000 | 1,557 |
| Cash dividends | $4,336,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,891,000 | 1,013 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,164,000 | 1,349 |
| Total interest expense | $1,469,000 | 1,425 |
| Net interest income | $12,695,000 | 1,334 |
| Provision for loan and lease losses | $550,000 | 966 |
| Total noninterest income | $4,370,000 | 1,021 |
| Gross Fiduciary activities income | $2,462,000 | 262 |
| Service charges on deposit accounts | $518,000 | 1,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,390,000 | 1,620 |
| Total noninterest expense | $11,351,000 | 1,305 |
| Salaries and employee benefits | $7,091,000 | 1,192 |
| Premises and equipment expense | $1,206,000 | 1,438 |
| Additional noninterest expense | $3,054,000 | 1,500 |
| Pre-tax net operating income | $5,164,000 | 1,238 |
| Securities gains (losses) | $145,000 | 806 |
| Applicable income taxes | $20,000 | 3,958 |
| Income before extraordinary items | $5,289,000 | 998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,289,000 | 998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,289,000 | 998 |
| Net charge-offs | $25,000 | 3,231 |
| Cash dividends | $2,428,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,144,000 | 1,013 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,301,000 | 1,368 |
| Total interest expense | $995,000 | 1,414 |
| Net interest income | $8,306,000 | 1,362 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $2,963,000 | 1,015 |
| Gross Fiduciary activities income | $1,647,000 | 260 |
| Service charges on deposit accounts | $344,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $972,000 | 1,591 |
| Total noninterest expense | $7,415,000 | 1,334 |
| Salaries and employee benefits | $4,639,000 | 1,209 |
| Premises and equipment expense | $770,000 | 1,516 |
| Additional noninterest expense | $2,006,000 | 1,537 |
| Pre-tax net operating income | $3,554,000 | 1,186 |
| Securities gains (losses) | $145,000 | 661 |
| Applicable income taxes | $13,000 | 3,985 |
| Income before extraordinary items | $3,686,000 | 961 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,686,000 | 961 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,686,000 | 961 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $1,312,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,541,000 | 970 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 1,383 |
| Total interest expense | $521,000 | 1,346 |
| Net interest income | $4,051,000 | 1,394 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $1,444,000 | 999 |
| Gross Fiduciary activities income | $796,000 | 268 |
| Service charges on deposit accounts | $177,000 | 1,608 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $471,000 | 1,576 |
| Total noninterest expense | $3,788,000 | 1,310 |
| Salaries and employee benefits | $2,408,000 | 1,171 |
| Premises and equipment expense | $411,000 | 1,446 |
| Additional noninterest expense | $969,000 | 1,572 |
| Pre-tax net operating income | $1,557,000 | 1,290 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $1,551,000 | 1,100 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,551,000 | 1,101 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,551,000 | 1,101 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $656,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,551,000 | 1,068 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,137,000 | 1,780 |
| Total interest expense | $1,803,000 | 1,613 |
| Net interest income | $12,334,000 | 1,776 |
| Provision for loan and lease losses | $370,000 | 1,760 |
| Total noninterest income | $5,001,000 | 1,104 |
| Gross Fiduciary activities income | $3,073,000 | 270 |
| Service charges on deposit accounts | $599,000 | 1,968 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,329,000 | 1,922 |
| Total noninterest expense | $11,669,000 | 1,648 |
| Salaries and employee benefits | $7,064,000 | 1,473 |
| Premises and equipment expense | $1,149,000 | 1,999 |
| Additional noninterest expense | $3,456,000 | 1,790 |
| Pre-tax net operating income | $5,296,000 | 1,445 |
| Securities gains (losses) | $60,000 | 1,614 |
| Applicable income taxes | $55,000 | 3,671 |
| Income before extraordinary items | $5,301,000 | 1,234 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,301,000 | 1,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,301,000 | 1,233 |
| Net charge-offs | $230,000 | 2,319 |
| Cash dividends | $7,369,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,241,600 | 1,215 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,926,000 | 1,894 |
| Total interest expense | $1,290,000 | 1,701 |
| Net interest income | $8,636,000 | 1,902 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $3,699,000 | 1,116 |
| Gross Fiduciary activities income | $2,255,000 | 274 |
| Service charges on deposit accounts | $472,000 | 1,891 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $972,000 | 1,969 |
| Total noninterest expense | $8,265,000 | 1,735 |
| Salaries and employee benefits | $5,186,000 | 1,502 |
| Premises and equipment expense | $890,000 | 1,951 |
| Additional noninterest expense | $2,189,000 | 2,080 |
| Pre-tax net operating income | $3,845,000 | 1,506 |
| Securities gains (losses) | $60,000 | 1,334 |
| Applicable income taxes | $23,000 | 3,943 |
| Income before extraordinary items | $3,882,000 | 1,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,882,000 | 1,245 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,882,000 | 1,247 |
| Net charge-offs | $28,000 | 3,666 |
| Cash dividends | $5,784,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,822,600 | 1,254 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 1,903 |
| Total interest expense | $863,000 | 1,717 |
| Net interest income | $5,706,000 | 1,899 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $2,454,000 | 1,113 |
| Gross Fiduciary activities income | $1,482,000 | 275 |
| Service charges on deposit accounts | $313,000 | 1,885 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $659,000 | 1,925 |
| Total noninterest expense | $5,458,000 | 1,744 |
| Salaries and employee benefits | $3,422,000 | 1,525 |
| Premises and equipment expense | $599,000 | 1,949 |
| Additional noninterest expense | $1,437,000 | 2,098 |
| Pre-tax net operating income | $2,552,000 | 1,471 |
| Securities gains (losses) | $53,000 | 1,133 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $2,591,000 | 1,222 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,591,000 | 1,221 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,591,000 | 1,223 |
| Net charge-offs | $-38,000 | 6,080 |
| Cash dividends | $5,010,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,538,530 | 1,220 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 1,904 |
| Total interest expense | $448,000 | 1,685 |
| Net interest income | $2,818,000 | 1,920 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $1,170,000 | 1,110 |
| Gross Fiduciary activities income | $728,000 | 277 |
| Service charges on deposit accounts | $152,000 | 1,911 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $290,000 | 2,044 |
| Total noninterest expense | $2,798,000 | 1,708 |
| Salaries and employee benefits | $1,805,000 | 1,459 |
| Premises and equipment expense | $309,000 | 1,930 |
| Additional noninterest expense | $684,000 | 2,190 |
| Pre-tax net operating income | $1,115,000 | 1,612 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $1,110,000 | 1,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,110,000 | 1,372 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,110,000 | 1,371 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $802,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,110,000 | 1,342 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,063,000 | 1,909 |
| Total interest expense | $1,822,000 | 1,853 |
| Net interest income | $11,241,000 | 1,895 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $4,930,000 | 1,143 |
| Gross Fiduciary activities income | $2,803,000 | 274 |
| Service charges on deposit accounts | $611,000 | 2,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,516,000 | 1,832 |
| Total noninterest expense | $10,400,000 | 1,829 |
| Salaries and employee benefits | $6,608,000 | 1,569 |
| Premises and equipment expense | $1,149,000 | 1,989 |
| Additional noninterest expense | $2,643,000 | 2,339 |
| Pre-tax net operating income | $5,221,000 | 1,382 |
| Securities gains (losses) | $-51,000 | 6,452 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,170,000 | 1,185 |
| Extraordinary gains, net | $-43,000 | 6,797 |
| Net income | $5,127,000 | 1,197 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,127,000 | 1,198 |
| Net charge-offs | $289,000 | 2,619 |
| Cash dividends | $3,457,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,221,000 | 1,148 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,786,000 | 1,918 |
| Total interest expense | $1,365,000 | 1,911 |
| Net interest income | $8,421,000 | 1,908 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $3,741,000 | 1,159 |
| Gross Fiduciary activities income | $2,070,000 | 271 |
| Service charges on deposit accounts | $469,000 | 1,998 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,202,000 | 1,820 |
| Total noninterest expense | $7,938,000 | 1,811 |
| Salaries and employee benefits | $5,074,000 | 1,531 |
| Premises and equipment expense | $861,000 | 2,007 |
| Additional noninterest expense | $2,003,000 | 2,304 |
| Pre-tax net operating income | $3,999,000 | 1,384 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,016,000 | 1,159 |
| Extraordinary gains, net | $-43,000 | 6,885 |
| Net income | $3,973,000 | 1,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,973,000 | 1,174 |
| Net charge-offs | $-123,000 | 6,637 |
| Cash dividends | $1,636,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,999,000 | 1,130 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 1,923 |
| Total interest expense | $913,000 | 1,930 |
| Net interest income | $5,561,000 | 1,912 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $2,577,000 | 1,133 |
| Gross Fiduciary activities income | $1,394,000 | 270 |
| Service charges on deposit accounts | $312,000 | 1,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $871,000 | 1,765 |
| Total noninterest expense | $5,226,000 | 1,837 |
| Salaries and employee benefits | $3,308,000 | 1,579 |
| Premises and equipment expense | $575,000 | 2,006 |
| Additional noninterest expense | $1,343,000 | 2,282 |
| Pre-tax net operating income | $2,762,000 | 1,325 |
| Securities gains (losses) | $17,000 | 2,091 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,779,000 | 1,111 |
| Extraordinary gains, net | $-100,000 | 6,936 |
| Net income | $2,679,000 | 1,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,679,000 | 1,145 |
| Net charge-offs | $-136,000 | 6,739 |
| Cash dividends | $951,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,762,000 | 1,075 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 1,961 |
| Total interest expense | $456,000 | 1,974 |
| Net interest income | $2,746,000 | 1,941 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $1,287,000 | 1,126 |
| Gross Fiduciary activities income | $711,000 | 266 |
| Service charges on deposit accounts | $159,000 | 1,941 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $417,000 | 1,801 |
| Total noninterest expense | $2,697,000 | 1,794 |
| Salaries and employee benefits | $1,733,000 | 1,525 |
| Premises and equipment expense | $298,000 | 1,976 |
| Additional noninterest expense | $666,000 | 2,327 |
| Pre-tax net operating income | $1,261,000 | 1,403 |
| Securities gains (losses) | $17,000 | 1,320 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,278,000 | 1,171 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,278,000 | 1,173 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,278,000 | 1,173 |
| Net charge-offs | $-31,000 | 6,578 |
| Cash dividends | $431,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,261,000 | 1,136 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,996,000 | 2,025 |
| Total interest expense | $2,319,000 | 1,880 |
| Net interest income | $10,677,000 | 2,033 |
| Provision for loan and lease losses | $785,000 | 2,101 |
| Total noninterest income | $4,590,000 | 1,213 |
| Gross Fiduciary activities income | $2,333,000 | 282 |
| Service charges on deposit accounts | $633,000 | 2,064 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,624,000 | 1,767 |
| Total noninterest expense | $10,108,000 | 1,893 |
| Salaries and employee benefits | $6,207,000 | 1,630 |
| Premises and equipment expense | $1,101,000 | 2,089 |
| Additional noninterest expense | $2,800,000 | 2,317 |
| Pre-tax net operating income | $4,374,000 | 1,549 |
| Securities gains (losses) | $10,000 | 3,374 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,384,000 | 1,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,384,000 | 1,342 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,384,000 | 1,342 |
| Net charge-offs | $414,000 | 2,901 |
| Cash dividends | $2,819,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,374,000 | 1,282 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 2,050 |
| Total interest expense | $1,817,000 | 1,876 |
| Net interest income | $7,955,000 | 2,068 |
| Provision for loan and lease losses | $315,000 | 2,902 |
| Total noninterest income | $3,341,000 | 1,244 |
| Gross Fiduciary activities income | $1,708,000 | 286 |
| Service charges on deposit accounts | $472,000 | 2,098 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,161,000 | 1,809 |
| Total noninterest expense | $7,727,000 | 1,854 |
| Salaries and employee benefits | $4,763,000 | 1,590 |
| Premises and equipment expense | $837,000 | 2,091 |
| Additional noninterest expense | $2,127,000 | 2,277 |
| Pre-tax net operating income | $3,254,000 | 1,589 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,264,000 | 1,382 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,264,000 | 1,383 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,264,000 | 1,383 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $1,106,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,254,000 | 1,307 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 2,053 |
| Total interest expense | $1,290,000 | 1,819 |
| Net interest income | $5,229,000 | 2,096 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $2,184,000 | 1,255 |
| Gross Fiduciary activities income | $1,128,000 | 290 |
| Service charges on deposit accounts | $304,000 | 2,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $752,000 | 1,826 |
| Total noninterest expense | $5,084,000 | 1,882 |
| Salaries and employee benefits | $3,070,000 | 1,642 |
| Premises and equipment expense | $563,000 | 2,070 |
| Additional noninterest expense | $1,451,000 | 2,235 |
| Pre-tax net operating income | $2,119,000 | 1,613 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,129,000 | 1,400 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,129,000 | 1,400 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,129,000 | 1,400 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $685,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,119,000 | 1,321 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 2,053 |
| Total interest expense | $703,000 | 1,751 |
| Net interest income | $2,584,000 | 2,125 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $1,093,000 | 1,245 |
| Gross Fiduciary activities income | $569,000 | 290 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $372,000 | 1,848 |
| Total noninterest expense | $2,597,000 | 1,845 |
| Salaries and employee benefits | $1,595,000 | 1,585 |
| Premises and equipment expense | $282,000 | 2,084 |
| Additional noninterest expense | $720,000 | 2,232 |
| Pre-tax net operating income | $975,000 | 1,723 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $975,000 | 1,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $975,000 | 1,499 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $975,000 | 1,499 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $343,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $975,000 | 1,409 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,296,000 | 2,097 |
| Total interest expense | $3,387,000 | 1,745 |
| Net interest income | $9,909,000 | 2,200 |
| Provision for loan and lease losses | $676,000 | 2,993 |
| Total noninterest income | $4,092,000 | 1,220 |
| Gross Fiduciary activities income | $2,260,000 | 249 |
| Service charges on deposit accounts | $698,000 | 1,994 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,134,000 | 1,978 |
| Total noninterest expense | $9,687,000 | 1,969 |
| Salaries and employee benefits | $5,578,000 | 1,735 |
| Premises and equipment expense | $1,093,000 | 2,221 |
| Additional noninterest expense | $3,016,000 | 2,197 |
| Pre-tax net operating income | $3,638,000 | 1,549 |
| Securities gains (losses) | $-23,000 | 6,935 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,615,000 | 1,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,615,000 | 1,364 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,615,000 | 1,364 |
| Net charge-offs | $257,000 | 3,983 |
| Cash dividends | $2,202,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,638,000 | 1,291 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,008,000 | 2,127 |
| Total interest expense | $2,573,000 | 1,789 |
| Net interest income | $7,435,000 | 2,222 |
| Provision for loan and lease losses | $501,000 | 2,877 |
| Total noninterest income | $3,094,000 | 1,215 |
| Gross Fiduciary activities income | $1,709,000 | 245 |
| Service charges on deposit accounts | $536,000 | 1,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $849,000 | 1,954 |
| Total noninterest expense | $7,328,000 | 1,964 |
| Salaries and employee benefits | $4,252,000 | 1,716 |
| Premises and equipment expense | $815,000 | 2,257 |
| Additional noninterest expense | $2,261,000 | 2,209 |
| Pre-tax net operating income | $2,700,000 | 1,622 |
| Securities gains (losses) | $-23,000 | 7,070 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,677,000 | 1,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,677,000 | 1,420 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,677,000 | 1,420 |
| Net charge-offs | $135,000 | 4,122 |
| Cash dividends | $1,047,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,700,000 | 1,337 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 2,153 |
| Total interest expense | $1,711,000 | 1,868 |
| Net interest income | $4,924,000 | 2,230 |
| Provision for loan and lease losses | $377,000 | 2,666 |
| Total noninterest income | $2,017,000 | 1,223 |
| Gross Fiduciary activities income | $1,104,000 | 249 |
| Service charges on deposit accounts | $354,000 | 1,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $559,000 | 1,950 |
| Total noninterest expense | $4,774,000 | 2,023 |
| Salaries and employee benefits | $2,717,000 | 1,807 |
| Premises and equipment expense | $535,000 | 2,313 |
| Additional noninterest expense | $1,522,000 | 2,217 |
| Pre-tax net operating income | $1,790,000 | 1,601 |
| Securities gains (losses) | $-62,000 | 7,260 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,728,000 | 1,428 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,728,000 | 1,428 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,728,000 | 1,428 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $688,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,790,000 | 1,328 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 2,163 |
| Total interest expense | $848,000 | 1,952 |
| Net interest income | $2,464,000 | 2,218 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $1,000,000 | 1,211 |
| Gross Fiduciary activities income | $540,000 | 253 |
| Service charges on deposit accounts | $183,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $277,000 | 2,007 |
| Total noninterest expense | $2,515,000 | 1,929 |
| Salaries and employee benefits | $1,429,000 | 1,727 |
| Premises and equipment expense | $266,000 | 2,357 |
| Additional noninterest expense | $820,000 | 2,058 |
| Pre-tax net operating income | $794,000 | 1,785 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $794,000 | 1,493 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $794,000 | 1,493 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $794,000 | 1,493 |
| Net charge-offs | $47,000 | 3,400 |
| Cash dividends | $378,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $794,000 | 1,448 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,468,000 | 2,243 |
| Total interest expense | $3,816,000 | 2,082 |
| Net interest income | $9,652,000 | 2,273 |
| Provision for loan and lease losses | $1,306,000 | 2,652 |
| Total noninterest income | $3,732,000 | 1,333 |
| Gross Fiduciary activities income | $1,752,000 | 287 |
| Service charges on deposit accounts | $788,000 | 1,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,192,000 | 1,963 |
| Total noninterest expense | $8,682,000 | 2,233 |
| Salaries and employee benefits | $4,820,000 | 2,004 |
| Premises and equipment expense | $1,038,000 | 2,404 |
| Additional noninterest expense | $2,824,000 | 2,398 |
| Pre-tax net operating income | $3,396,000 | 1,459 |
| Securities gains (losses) | $-122,000 | 7,248 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,274,000 | 1,300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,274,000 | 1,301 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,274,000 | 1,302 |
| Net charge-offs | $692,000 | 3,187 |
| Cash dividends | $2,200,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,396,000 | 1,209 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 2,284 |
| Total interest expense | $2,919,000 | 2,128 |
| Net interest income | $7,207,000 | 2,320 |
| Provision for loan and lease losses | $1,104,000 | 2,380 |
| Total noninterest income | $2,557,000 | 1,404 |
| Gross Fiduciary activities income | $1,205,000 | 299 |
| Service charges on deposit accounts | $607,000 | 1,865 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $745,000 | 2,172 |
| Total noninterest expense | $6,597,000 | 2,195 |
| Salaries and employee benefits | $3,683,000 | 1,969 |
| Premises and equipment expense | $777,000 | 2,441 |
| Additional noninterest expense | $2,137,000 | 2,351 |
| Pre-tax net operating income | $2,063,000 | 1,850 |
| Securities gains (losses) | $-124,000 | 7,422 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,939,000 | 1,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,939,000 | 1,700 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,939,000 | 1,700 |
| Net charge-offs | $503,000 | 3,073 |
| Cash dividends | $1,161,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,063,000 | 1,529 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 2,306 |
| Total interest expense | $1,980,000 | 2,181 |
| Net interest income | $4,793,000 | 2,336 |
| Provision for loan and lease losses | $802,000 | 2,174 |
| Total noninterest income | $1,525,000 | 1,494 |
| Gross Fiduciary activities income | $773,000 | 313 |
| Service charges on deposit accounts | $425,000 | 1,786 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $327,000 | 2,718 |
| Total noninterest expense | $4,342,000 | 2,224 |
| Salaries and employee benefits | $2,391,000 | 2,030 |
| Premises and equipment expense | $518,000 | 2,459 |
| Additional noninterest expense | $1,433,000 | 2,347 |
| Pre-tax net operating income | $1,174,000 | 2,087 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,174,000 | 1,847 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,174,000 | 1,846 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,174,000 | 1,847 |
| Net charge-offs | $297,000 | 3,060 |
| Cash dividends | $778,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,174,000 | 1,762 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 2,367 |
| Total interest expense | $1,012,000 | 2,242 |
| Net interest income | $2,355,000 | 2,395 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $798,000 | 1,452 |
| Gross Fiduciary activities income | $352,000 | 330 |
| Service charges on deposit accounts | $229,000 | 1,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $217,000 | 2,281 |
| Total noninterest expense | $2,137,000 | 2,284 |
| Salaries and employee benefits | $1,124,000 | 2,193 |
| Premises and equipment expense | $261,000 | 2,501 |
| Additional noninterest expense | $752,000 | 2,249 |
| Pre-tax net operating income | $516,000 | 2,350 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $516,000 | 2,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $516,000 | 2,092 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $516,000 | 2,093 |
| Net charge-offs | $54,000 | 3,654 |
| Cash dividends | $431,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $516,000 | 2,004 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,668,000 | 2,447 |
| Total interest expense | $4,683,000 | 2,401 |
| Net interest income | $8,985,000 | 2,418 |
| Provision for loan and lease losses | $1,282,000 | 3,112 |
| Total noninterest income | $3,352,000 | 1,491 |
| Gross Fiduciary activities income | $1,120,000 | 360 |
| Service charges on deposit accounts | $1,003,000 | 1,682 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,229,000 | 1,882 |
| Total noninterest expense | $8,401,000 | 2,357 |
| Salaries and employee benefits | $4,396,000 | 2,235 |
| Premises and equipment expense | $989,000 | 2,602 |
| Additional noninterest expense | $3,016,000 | 2,331 |
| Pre-tax net operating income | $2,654,000 | 1,504 |
| Securities gains (losses) | $76,000 | 2,337 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $2,715,000 | 1,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,715,000 | 1,219 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,715,000 | 1,219 |
| Net charge-offs | $842,000 | 3,097 |
| Cash dividends | $1,444,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,639,760 | 1,257 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 2,474 |
| Total interest expense | $3,575,000 | 2,463 |
| Net interest income | $6,719,000 | 2,422 |
| Provision for loan and lease losses | $869,000 | 2,997 |
| Total noninterest income | $2,567,000 | 1,488 |
| Gross Fiduciary activities income | $794,000 | 370 |
| Service charges on deposit accounts | $758,000 | 1,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,015,000 | 1,803 |
| Total noninterest expense | $6,295,000 | 2,347 |
| Salaries and employee benefits | $3,219,000 | 2,315 |
| Premises and equipment expense | $741,000 | 2,628 |
| Additional noninterest expense | $2,335,000 | 2,239 |
| Pre-tax net operating income | $2,122,000 | 1,530 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $10,000 | 4,043 |
| Income before extraordinary items | $2,119,000 | 1,262 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,119,000 | 1,261 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,119,000 | 1,262 |
| Net charge-offs | $419,000 | 3,280 |
| Cash dividends | $1,112,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,112,000 | 1,240 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 2,515 |
| Total interest expense | $2,407,000 | 2,536 |
| Net interest income | $4,419,000 | 2,445 |
| Provision for loan and lease losses | $454,000 | 3,093 |
| Total noninterest income | $1,738,000 | 1,477 |
| Gross Fiduciary activities income | $527,000 | 378 |
| Service charges on deposit accounts | $504,000 | 1,650 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $707,000 | 1,801 |
| Total noninterest expense | $4,214,000 | 2,370 |
| Salaries and employee benefits | $2,185,000 | 2,312 |
| Premises and equipment expense | $499,000 | 2,643 |
| Additional noninterest expense | $1,530,000 | 2,292 |
| Pre-tax net operating income | $1,489,000 | 1,534 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $1,491,000 | 1,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,491,000 | 1,266 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,491,000 | 1,267 |
| Net charge-offs | $171,000 | 3,624 |
| Cash dividends | $771,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,484,000 | 1,234 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 2,524 |
| Total interest expense | $1,220,000 | 2,590 |
| Net interest income | $2,222,000 | 2,432 |
| Provision for loan and lease losses | $221,000 | 2,726 |
| Total noninterest income | $809,000 | 1,541 |
| Gross Fiduciary activities income | $259,000 | 378 |
| Service charges on deposit accounts | $240,000 | 1,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $310,000 | 1,902 |
| Total noninterest expense | $2,024,000 | 2,402 |
| Salaries and employee benefits | $1,053,000 | 2,427 |
| Premises and equipment expense | $251,000 | 2,673 |
| Additional noninterest expense | $720,000 | 2,176 |
| Pre-tax net operating income | $786,000 | 1,636 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $786,000 | 1,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $786,000 | 1,398 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $786,000 | 1,400 |
| Net charge-offs | $159,000 | 2,354 |
| Cash dividends | $448,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $786,000 | 1,318 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,732,000 | 2,508 |
| Total interest expense | $6,165,000 | 2,455 |
| Net interest income | $8,567,000 | 2,529 |
| Provision for loan and lease losses | $617,000 | 3,450 |
| Total noninterest income | $2,925,000 | 1,607 |
| Gross Fiduciary activities income | $1,190,000 | 369 |
| Service charges on deposit accounts | $890,000 | 1,940 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $845,000 | 2,385 |
| Total noninterest expense | $7,646,000 | 2,473 |
| Salaries and employee benefits | $4,134,000 | 2,437 |
| Premises and equipment expense | $995,000 | 2,638 |
| Additional noninterest expense | $2,517,000 | 2,323 |
| Pre-tax net operating income | $3,229,000 | 1,684 |
| Securities gains (losses) | $36,000 | 1,824 |
| Applicable income taxes | $-54,000 | 6,968 |
| Income before extraordinary items | $3,319,000 | 1,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,319,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 2,851 |
| Cash dividends | $2,466,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,283,000 | 1,340 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,080,000 | 2,552 |
| Total interest expense | $4,818,000 | 2,456 |
| Net interest income | $6,262,000 | 2,616 |
| Provision for loan and lease losses | $189,000 | 4,301 |
| Total noninterest income | $2,203,000 | 1,655 |
| Gross Fiduciary activities income | $920,000 | 366 |
| Service charges on deposit accounts | $660,000 | 1,964 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $623,000 | 2,479 |
| Total noninterest expense | $5,805,000 | 2,435 |
| Salaries and employee benefits | $3,138,000 | 2,432 |
| Premises and equipment expense | $754,000 | 2,626 |
| Additional noninterest expense | $1,913,000 | 2,247 |
| Pre-tax net operating income | $2,471,000 | 1,946 |
| Securities gains (losses) | $36,000 | 1,643 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $2,485,000 | 1,468 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,485,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $1,771,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,449,360 | 1,564 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 2,548 |
| Total interest expense | $3,340,000 | 2,459 |
| Net interest income | $4,157,000 | 2,620 |
| Provision for loan and lease losses | $153,000 | 3,578 |
| Total noninterest income | $1,420,000 | 1,720 |
| Gross Fiduciary activities income | $618,000 | 374 |
| Service charges on deposit accounts | $434,000 | 1,963 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $368,000 | 2,704 |
| Total noninterest expense | $3,918,000 | 2,416 |
| Salaries and employee benefits | $2,130,000 | 2,420 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $1,283,000 | 2,213 |
| Pre-tax net operating income | $1,506,000 | 2,193 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $1,507,000 | 1,800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,507,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $1,380,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,483,480 | 1,792 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 2,527 |
| Total interest expense | $1,766,000 | 2,484 |
| Net interest income | $2,130,000 | 2,560 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $764,000 | 1,619 |
| Gross Fiduciary activities income | $314,000 | 370 |
| Service charges on deposit accounts | $203,000 | 2,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $247,000 | 2,248 |
| Total noninterest expense | $1,892,000 | 2,496 |
| Salaries and employee benefits | $1,017,000 | 2,547 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $615,000 | 2,267 |
| Pre-tax net operating income | $924,000 | 1,923 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $912,000 | 1,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $912,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $998,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $901,220 | 1,593 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,399,000 | 2,606 |
| Total interest expense | $7,743,000 | 2,387 |
| Net interest income | $7,656,000 | 2,851 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $3,293,000 | 1,535 |
| Gross Fiduciary activities income | $1,378,000 | 348 |
| Service charges on deposit accounts | $749,000 | 2,241 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,166,000 | 2,005 |
| Total noninterest expense | $7,589,000 | 2,402 |
| Salaries and employee benefits | $4,266,000 | 2,357 |
| Premises and equipment expense | $1,005,000 | 2,556 |
| Additional noninterest expense | $2,318,000 | 2,331 |
| Pre-tax net operating income | $3,325,000 | 2,292 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $559,000 | 2,597 |
| Income before extraordinary items | $2,778,000 | 2,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,778,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $3,300,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,768,040 | 2,165 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,506,000 | 2,626 |
| Total interest expense | $5,813,000 | 2,376 |
| Net interest income | $5,693,000 | 2,873 |
| Provision for loan and lease losses | $11,000 | 6,130 |
| Total noninterest income | $2,509,000 | 1,515 |
| Gross Fiduciary activities income | $1,067,000 | 331 |
| Service charges on deposit accounts | $527,000 | 2,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $915,000 | 1,949 |
| Total noninterest expense | $5,632,000 | 2,406 |
| Salaries and employee benefits | $3,160,000 | 2,383 |
| Premises and equipment expense | $747,000 | 2,575 |
| Additional noninterest expense | $1,725,000 | 2,305 |
| Pre-tax net operating income | $2,559,000 | 2,395 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $404,000 | 2,800 |
| Income before extraordinary items | $2,155,000 | 2,232 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,155,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $2,447,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,155,000 | 2,220 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 2,666 |
| Total interest expense | $3,854,000 | 2,398 |
| Net interest income | $3,738,000 | 2,946 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,615,000 | 1,578 |
| Gross Fiduciary activities income | $736,000 | 333 |
| Service charges on deposit accounts | $352,000 | 2,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $527,000 | 2,175 |
| Total noninterest expense | $3,711,000 | 2,451 |
| Salaries and employee benefits | $2,057,000 | 2,474 |
| Premises and equipment expense | $508,000 | 2,547 |
| Additional noninterest expense | $1,146,000 | 2,322 |
| Pre-tax net operating income | $1,642,000 | 2,520 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $269,000 | 2,874 |
| Income before extraordinary items | $1,373,000 | 2,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,373,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $832,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,373,000 | 2,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 2,696 |
| Total interest expense | $1,915,000 | 2,404 |
| Net interest income | $1,833,000 | 2,995 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $823,000 | 1,533 |
| Gross Fiduciary activities income | $375,000 | 333 |
| Service charges on deposit accounts | $184,000 | 2,212 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $264,000 | 2,139 |
| Total noninterest expense | $1,846,000 | 2,481 |
| Salaries and employee benefits | $1,018,000 | 2,517 |
| Premises and equipment expense | $261,000 | 2,482 |
| Additional noninterest expense | $567,000 | 2,313 |
| Pre-tax net operating income | $810,000 | 2,542 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $134,000 | 2,887 |
| Income before extraordinary items | $676,000 | 2,398 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $676,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $391,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $676,000 | 2,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,726,000 | 2,593 |
| Total interest expense | $6,754,000 | 2,352 |
| Net interest income | $7,972,000 | 2,766 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $2,934,000 | 1,670 |
| Gross Fiduciary activities income | $1,156,000 | 362 |
| Service charges on deposit accounts | $712,000 | 2,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,066,000 | 2,129 |
| Total noninterest expense | $6,979,000 | 2,525 |
| Salaries and employee benefits | $3,896,000 | 2,497 |
| Premises and equipment expense | $827,000 | 2,917 |
| Additional noninterest expense | $2,256,000 | 2,298 |
| Pre-tax net operating income | $3,827,000 | 2,333 |
| Securities gains (losses) | $-43,000 | 7,887 |
| Applicable income taxes | $1,273,000 | 1,884 |
| Income before extraordinary items | $2,511,000 | 2,611 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,511,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 8,632 |
| Cash dividends | $548,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,539,380 | 2,563 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,823,000 | 2,622 |
| Total interest expense | $4,815,000 | 2,394 |
| Net interest income | $6,008,000 | 2,778 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $2,132,000 | 1,713 |
| Gross Fiduciary activities income | $852,000 | 365 |
| Service charges on deposit accounts | $527,000 | 2,372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $753,000 | 2,219 |
| Total noninterest expense | $5,190,000 | 2,535 |
| Salaries and employee benefits | $2,936,000 | 2,482 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $1,662,000 | 2,330 |
| Pre-tax net operating income | $2,850,000 | 2,416 |
| Securities gains (losses) | $-43,000 | 8,133 |
| Applicable income taxes | $946,000 | 1,958 |
| Income before extraordinary items | $1,861,000 | 2,727 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,861,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-378,000 | 8,687 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,889,380 | 2,678 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 2,672 |
| Total interest expense | $3,040,000 | 2,406 |
| Net interest income | $3,893,000 | 2,848 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,384,000 | 1,746 |
| Gross Fiduciary activities income | $538,000 | 382 |
| Service charges on deposit accounts | $324,000 | 2,507 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,154 |
| Total noninterest expense | $3,442,000 | 2,566 |
| Salaries and employee benefits | $1,952,000 | 2,491 |
| Premises and equipment expense | $396,000 | 3,027 |
| Additional noninterest expense | $1,094,000 | 2,361 |
| Pre-tax net operating income | $1,735,000 | 2,579 |
| Securities gains (losses) | $-43,000 | 8,330 |
| Applicable income taxes | $562,000 | 2,138 |
| Income before extraordinary items | $1,130,000 | 2,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,130,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-376,000 | 8,720 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,158,810 | 2,867 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 2,662 |
| Total interest expense | $1,454,000 | 2,384 |
| Net interest income | $1,956,000 | 2,827 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $684,000 | 1,737 |
| Gross Fiduciary activities income | $271,000 | 381 |
| Service charges on deposit accounts | $139,000 | 2,764 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,064 |
| Total noninterest expense | $1,731,000 | 2,563 |
| Salaries and employee benefits | $953,000 | 2,554 |
| Premises and equipment expense | $205,000 | 2,962 |
| Additional noninterest expense | $573,000 | 2,244 |
| Pre-tax net operating income | $809,000 | 2,685 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $269,000 | 2,159 |
| Income before extraordinary items | $540,000 | 2,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-325,000 | 8,743 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $540,000 | 2,960 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,468,000 | 2,627 |
| Total interest expense | $4,587,000 | 2,389 |
| Net interest income | $7,881,000 | 2,742 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $2,387,000 | 1,943 |
| Gross Fiduciary activities income | $1,011,000 | 387 |
| Service charges on deposit accounts | $548,000 | 2,857 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $828,000 | 2,487 |
| Total noninterest expense | $6,287,000 | 2,633 |
| Salaries and employee benefits | $3,588,000 | 2,544 |
| Premises and equipment expense | $773,000 | 2,984 |
| Additional noninterest expense | $1,926,000 | 2,575 |
| Pre-tax net operating income | $3,771,000 | 2,311 |
| Securities gains (losses) | $-103,000 | 8,439 |
| Applicable income taxes | $1,278,000 | 1,916 |
| Income before extraordinary items | $2,390,000 | 2,688 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,390,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 943 |
| Cash dividends | $607,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,456,950 | 2,608 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 2,615 |
| Total interest expense | $3,227,000 | 2,404 |
| Net interest income | $5,931,000 | 2,713 |
| Provision for loan and lease losses | $110,000 | 4,035 |
| Total noninterest income | $1,780,000 | 1,954 |
| Gross Fiduciary activities income | $735,000 | 387 |
| Service charges on deposit accounts | $410,000 | 2,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $635,000 | 2,469 |
| Total noninterest expense | $4,730,000 | 2,606 |
| Salaries and employee benefits | $2,750,000 | 2,453 |
| Premises and equipment expense | $578,000 | 2,976 |
| Additional noninterest expense | $1,402,000 | 2,619 |
| Pre-tax net operating income | $2,871,000 | 2,316 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $1,005,000 | 1,868 |
| Income before extraordinary items | $1,869,000 | 2,615 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,869,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $59,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,867,050 | 2,581 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 2,625 |
| Total interest expense | $1,985,000 | 2,431 |
| Net interest income | $3,944,000 | 2,693 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $1,203,000 | 1,925 |
| Gross Fiduciary activities income | $489,000 | 393 |
| Service charges on deposit accounts | $270,000 | 2,834 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $444,000 | 2,370 |
| Total noninterest expense | $3,165,000 | 2,572 |
| Salaries and employee benefits | $1,833,000 | 2,435 |
| Premises and equipment expense | $394,000 | 2,878 |
| Additional noninterest expense | $938,000 | 2,598 |
| Pre-tax net operating income | $1,892,000 | 2,277 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $662,000 | 1,864 |
| Income before extraordinary items | $1,233,000 | 2,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,233,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,231,050 | 2,552 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,686 |
| Total interest expense | $926,000 | 2,487 |
| Net interest income | $1,933,000 | 2,734 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $637,000 | 1,792 |
| Gross Fiduciary activities income | $241,000 | 399 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $261,000 | 2,084 |
| Total noninterest expense | $1,551,000 | 2,620 |
| Salaries and employee benefits | $906,000 | 2,484 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $1,019,000 | 2,137 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $359,000 | 1,734 |
| Income before extraordinary items | $663,000 | 2,425 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $663,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $661,050 | 2,389 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 2,614 |
| Total interest expense | $3,194,000 | 2,482 |
| Net interest income | $7,690,000 | 2,621 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,129,000 | 2,103 |
| Gross Fiduciary activities income | $870,000 | 408 |
| Service charges on deposit accounts | $565,000 | 2,843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $694,000 | 2,719 |
| Total noninterest expense | $6,097,000 | 2,590 |
| Salaries and employee benefits | $3,565,000 | 2,444 |
| Premises and equipment expense | $738,000 | 2,989 |
| Additional noninterest expense | $1,794,000 | 2,657 |
| Pre-tax net operating income | $3,722,000 | 2,171 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,310,000 | 1,786 |
| Income before extraordinary items | $2,412,000 | 2,508 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,412,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,722 |
| Cash dividends | $548,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,412,000 | 2,455 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 2,600 |
| Total interest expense | $2,364,000 | 2,477 |
| Net interest income | $5,727,000 | 2,618 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,542,000 | 2,168 |
| Gross Fiduciary activities income | $635,000 | 417 |
| Service charges on deposit accounts | $418,000 | 2,899 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $489,000 | 2,848 |
| Total noninterest expense | $4,496,000 | 2,613 |
| Salaries and employee benefits | $2,664,000 | 2,429 |
| Premises and equipment expense | $555,000 | 2,973 |
| Additional noninterest expense | $1,277,000 | 2,746 |
| Pre-tax net operating income | $2,773,000 | 2,206 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $964,000 | 1,835 |
| Income before extraordinary items | $1,809,000 | 2,554 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,809,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,809,000 | 2,478 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 2,595 |
| Total interest expense | $1,577,000 | 2,459 |
| Net interest income | $3,795,000 | 2,610 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,005,000 | 2,188 |
| Gross Fiduciary activities income | $417,000 | 426 |
| Service charges on deposit accounts | $268,000 | 2,964 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $320,000 | 2,885 |
| Total noninterest expense | $2,968,000 | 2,641 |
| Salaries and employee benefits | $1,762,000 | 2,435 |
| Premises and equipment expense | $367,000 | 3,008 |
| Additional noninterest expense | $839,000 | 2,806 |
| Pre-tax net operating income | $1,832,000 | 2,202 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $640,000 | 1,840 |
| Income before extraordinary items | $1,192,000 | 2,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,192,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,192,000 | 2,473 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 2,620 |
| Total interest expense | $804,000 | 2,434 |
| Net interest income | $1,855,000 | 2,667 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $486,000 | 2,198 |
| Gross Fiduciary activities income | $213,000 | 419 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $146,000 | 2,993 |
| Total noninterest expense | $1,488,000 | 2,642 |
| Salaries and employee benefits | $885,000 | 2,445 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $415,000 | 2,811 |
| Pre-tax net operating income | $853,000 | 2,306 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $302,000 | 1,922 |
| Income before extraordinary items | $551,000 | 2,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $551,000 | 2,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,294,000 | 2,521 |
| Total interest expense | $3,950,000 | 2,232 |
| Net interest income | $7,344,000 | 2,635 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,352,000 | 2,053 |
| Gross Fiduciary activities income | $988,000 | 388 |
| Service charges on deposit accounts | $519,000 | 2,997 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $845,000 | 2,650 |
| Total noninterest expense | $6,014,000 | 2,597 |
| Salaries and employee benefits | $3,420,000 | 2,468 |
| Premises and equipment expense | $751,000 | 2,901 |
| Additional noninterest expense | $1,843,000 | 2,584 |
| Pre-tax net operating income | $3,682,000 | 2,114 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,312,000 | 1,814 |
| Income before extraordinary items | $2,370,000 | 2,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,370,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $793,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,370,000 | 2,380 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 2,601 |
| Total interest expense | $3,091,000 | 2,233 |
| Net interest income | $5,235,000 | 2,783 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,792,000 | 2,072 |
| Gross Fiduciary activities income | $770,000 | 386 |
| Service charges on deposit accounts | $394,000 | 2,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $628,000 | 2,754 |
| Total noninterest expense | $4,444,000 | 2,636 |
| Salaries and employee benefits | $2,570,000 | 2,460 |
| Premises and equipment expense | $582,000 | 2,852 |
| Additional noninterest expense | $1,292,000 | 2,714 |
| Pre-tax net operating income | $2,583,000 | 2,316 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $913,000 | 1,993 |
| Income before extraordinary items | $1,670,000 | 2,726 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,670,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $303,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,670,000 | 2,581 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 2,638 |
| Total interest expense | $2,161,000 | 2,210 |
| Net interest income | $3,365,000 | 2,871 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,147,000 | 2,127 |
| Gross Fiduciary activities income | $504,000 | 394 |
| Service charges on deposit accounts | $259,000 | 2,981 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $384,000 | 2,858 |
| Total noninterest expense | $2,944,000 | 2,646 |
| Salaries and employee benefits | $1,695,000 | 2,473 |
| Premises and equipment expense | $383,000 | 2,877 |
| Additional noninterest expense | $866,000 | 2,695 |
| Pre-tax net operating income | $1,568,000 | 2,494 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $541,000 | 2,210 |
| Income before extraordinary items | $1,027,000 | 2,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,027,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $303,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,027,000 | 2,762 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 2,664 |
| Total interest expense | $1,111,000 | 2,195 |
| Net interest income | $1,638,000 | 2,920 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $565,000 | 2,092 |
| Gross Fiduciary activities income | $252,000 | 398 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 2,784 |
| Total noninterest expense | $1,416,000 | 2,729 |
| Salaries and employee benefits | $822,000 | 2,553 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $404,000 | 2,834 |
| Pre-tax net operating income | $787,000 | 2,508 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $266,000 | 2,227 |
| Income before extraordinary items | $521,000 | 2,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $521,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $147,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $521,000 | 2,721 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,353,000 | 2,684 |
| Total interest expense | $4,380,000 | 2,542 |
| Net interest income | $6,973,000 | 2,744 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $2,071,000 | 2,068 |
| Gross Fiduciary activities income | $909,000 | 424 |
| Service charges on deposit accounts | $457,000 | 3,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $705,000 | 2,696 |
| Total noninterest expense | $5,437,000 | 2,708 |
| Salaries and employee benefits | $3,062,000 | 2,578 |
| Premises and equipment expense | $666,000 | 3,131 |
| Additional noninterest expense | $1,709,000 | 2,656 |
| Pre-tax net operating income | $3,467,000 | 2,224 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,158,000 | 1,982 |
| Income before extraordinary items | $2,309,000 | 2,507 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,309,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $842,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,309,000 | 2,417 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,756,000 | 2,883 |
| Total interest expense | $5,852,000 | 2,734 |
| Net interest income | $5,904,000 | 2,979 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $1,824,000 | 2,167 |
| Gross Fiduciary activities income | $918,000 | 437 |
| Service charges on deposit accounts | $367,000 | 3,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $539,000 | 3,001 |
| Total noninterest expense | $4,652,000 | 3,002 |
| Salaries and employee benefits | $2,649,000 | 2,810 |
| Premises and equipment expense | $575,000 | 3,494 |
| Additional noninterest expense | $1,428,000 | 2,999 |
| Pre-tax net operating income | $2,876,000 | 2,357 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $889,000 | 2,258 |
| Income before extraordinary items | $1,986,000 | 2,557 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,986,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,421 |
| Cash dividends | $1,233,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,986,690 | 2,468 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,725,000 | 3,211 |
| Total interest expense | $5,519,000 | 3,021 |
| Net interest income | $5,206,000 | 3,347 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,493,000 | 2,354 |
| Gross Fiduciary activities income | $772,000 | 477 |
| Service charges on deposit accounts | $343,000 | 3,657 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $378,000 | 3,482 |
| Total noninterest expense | $4,010,000 | 3,324 |
| Salaries and employee benefits | $2,322,000 | 3,028 |
| Premises and equipment expense | $470,000 | 3,980 |
| Additional noninterest expense | $1,218,000 | 3,387 |
| Pre-tax net operating income | $2,689,000 | 2,608 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $823,000 | 2,464 |
| Income before extraordinary items | $1,863,000 | 2,725 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,863,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $1,478,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,865,070 | 2,722 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,121,000 | 3,493 |
| Total interest expense | $4,298,000 | 3,379 |
| Net interest income | $4,823,000 | 3,562 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,232,000 | 2,647 |
| Gross Fiduciary activities income | $613,000 | 582 |
| Service charges on deposit accounts | $326,000 | 3,750 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $3,562,000 | 3,657 |
| Salaries and employee benefits | $2,097,000 | 3,287 |
| Premises and equipment expense | $453,000 | 4,097 |
| Additional noninterest expense | $1,012,000 | 3,990 |
| Pre-tax net operating income | $2,493,000 | 2,804 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $763,000 | 2,736 |
| Income before extraordinary items | $1,738,000 | 2,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,738,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $1,976,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,732,480 | 2,869 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,213,000 | 3,466 |
| Total interest expense | $4,512,000 | 3,300 |
| Net interest income | $4,701,000 | 3,604 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,044,000 | 2,983 |
| Gross Fiduciary activities income | $471,000 | 655 |
| Service charges on deposit accounts | $273,000 | 4,230 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $300,000 | 4,027 |
| Total noninterest expense | $3,357,000 | 3,739 |
| Salaries and employee benefits | $1,956,000 | 3,418 |
| Premises and equipment expense | $407,000 | 4,368 |
| Additional noninterest expense | $994,000 | 3,988 |
| Pre-tax net operating income | $2,388,000 | 2,900 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $751,000 | 2,873 |
| Income before extraordinary items | $1,637,000 | 3,033 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,637,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,715 |
| Cash dividends | $822,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,637,000 | 2,945 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 3,535 |
| Total interest expense | $4,312,000 | 3,420 |
| Net interest income | $4,824,000 | 3,613 |
| Provision for loan and lease losses | $184,000 | 3,621 |
| Total noninterest income | $907,000 | 3,293 |
| Gross Fiduciary activities income | $427,000 | 710 |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $3,081,000 | 4,013 |
| Salaries and employee benefits | $1,783,000 | 3,673 |
| Premises and equipment expense | $375,000 | 4,665 |
| Additional noninterest expense | $923,000 | 4,210 |
| Pre-tax net operating income | $2,466,000 | 2,951 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $802,000 | 2,921 |
| Income before extraordinary items | $1,664,000 | 3,055 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,664,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $985,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,664,000 | 2,993 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 3,686 |
| Total interest expense | $4,076,000 | 3,646 |
| Net interest income | $4,723,000 | 3,737 |
| Provision for loan and lease losses | $520,000 | 1,680 |
| Total noninterest income | $850,000 | 3,532 |
| Gross Fiduciary activities income | $365,000 | 803 |
| Service charges on deposit accounts | $269,000 | 4,562 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $2,772,000 | 4,595 |
| Salaries and employee benefits | $1,645,000 | 3,966 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $783,000 | 5,288 |
| Pre-tax net operating income | $2,281,000 | 3,056 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $714,000 | 3,138 |
| Income before extraordinary items | $1,550,000 | 3,098 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,550,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $692,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,561,560 | 3,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,304,000 | 3,878 |
| Total interest expense | $3,909,000 | 3,750 |
| Net interest income | $4,395,000 | 3,989 |
| Provision for loan and lease losses | $340,000 | 2,093 |
| Total noninterest income | $681,000 | 4,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,990 |
| Total noninterest expense | $2,775,000 | 4,563 |
| Salaries and employee benefits | $1,572,000 | 4,112 |
| Premises and equipment expense | $337,000 | 5,179 |
| Additional noninterest expense | $866,000 | 4,921 |
| Pre-tax net operating income | $1,961,000 | 3,558 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $559,000 | 3,850 |
| Income before extraordinary items | $1,402,000 | 3,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,402,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,925 |
| Cash dividends | $538,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,402,000 | 3,427 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,602,000 | 3,920 |
| Total interest expense | $3,250,000 | 3,680 |
| Net interest income | $4,352,000 | 4,049 |
| Provision for loan and lease losses | $225,000 | 2,816 |
| Total noninterest income | $646,000 | 4,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,175 |
| Total noninterest expense | $2,786,000 | 4,703 |
| Salaries and employee benefits | $1,494,000 | 4,289 |
| Premises and equipment expense | $305,000 | 5,645 |
| Additional noninterest expense | $987,000 | 4,756 |
| Pre-tax net operating income | $1,987,000 | 3,437 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $615,000 | 3,442 |
| Income before extraordinary items | $1,341,000 | 3,499 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,341,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,502 |
| Cash dividends | $588,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,362,390 | 3,475 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 3,955 |
| Total interest expense | $3,630,000 | 3,455 |
| Net interest income | $4,067,000 | 4,327 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $669,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,491 |
| Total noninterest expense | $2,595,000 | 5,108 |
| Salaries and employee benefits | $1,367,000 | 4,656 |
| Premises and equipment expense | $282,000 | 6,153 |
| Additional noninterest expense | $946,000 | 5,162 |
| Pre-tax net operating income | $1,638,000 | 3,998 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $462,000 | 4,480 |
| Income before extraordinary items | $1,165,000 | 4,131 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $1,263,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,175,080 | 3,896 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 4,131 |
| Total interest expense | $4,296,000 | 3,813 |
| Net interest income | $4,078,000 | 4,365 |
| Provision for loan and lease losses | $675,000 | 2,435 |
| Total noninterest income | $531,000 | 5,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 3,499 |
| Total noninterest expense | $2,371,000 | 5,545 |
| Salaries and employee benefits | $1,221,000 | 5,083 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $937,000 | 5,336 |
| Pre-tax net operating income | $1,563,000 | 3,899 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $462,000 | 4,260 |
| Income before extraordinary items | $1,101,000 | 4,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,101,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 2,098 |
| Cash dividends | $261,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,101,000 | 3,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.